FNLC Quote, Financials, Valuation and Earnings

Bar Harbor Bankshares has a net margin of 19.97% compared to The First Bancorp, Inc. (Maine)'s net margin of 13.32%. The First Bancorp, Inc. (Maine)'s return on equity of 12.03% beat Bar Harbor Bankshares's return on equity of 7.61%.

The First Bancorp, Inc. (Maine) has a consensus price target of --, signalling downside risk potential of --. On the other hand Bar Harbor Bankshares has an analysts' consensus of $35.00 which suggests that it could grow by 10.83%. Given that Bar Harbor Bankshares has higher upside potential than The First Bancorp, Inc. (Maine), analysts believe Bar Harbor Bankshares is more attractive than The First Bancorp, Inc. (Maine).

The First Bancorp, Inc. (Maine) has a beta of 0.606, which suggesting that the stock is 39.448% less volatile than S&P 500. In comparison Bar Harbor Bankshares has a beta of 0.654, suggesting its less volatile than the S&P 500 by 34.574%.

The First Bancorp, Inc. (Maine) has a quarterly dividend of $0.37 per share corresponding to a yield of 5.44%. Bar Harbor Bankshares offers a yield of 3.99% to investors and pays a quarterly dividend of $0.32 per share. The First Bancorp, Inc. (Maine) pays 58.9% of its earnings as a dividend. Bar Harbor Bankshares pays out 41.49% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

The First Bancorp, Inc. (Maine) quarterly revenues are $45.5M, which are smaller than Bar Harbor Bankshares quarterly revenues of $66.5M. The First Bancorp, Inc. (Maine)'s net income of $9.1M is higher than Bar Harbor Bankshares's net income of $8.9M. Notably, The First Bancorp, Inc. (Maine)'s price-to-earnings ratio is 9.55x while Bar Harbor Bankshares's PE ratio is 13.61x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for The First Bancorp, Inc. (Maine) is 1.72x versus 2.11x for Bar Harbor Bankshares. Usually stocks with elevated PS ratios are considered overvalued.

Citizens & Northern Corp. has a net margin of 19.97% compared to The First Bancorp, Inc. (Maine)'s net margin of 15.87%. The First Bancorp, Inc. (Maine)'s return on equity of 12.03% beat Citizens & Northern Corp.'s return on equity of 9.51%.

The First Bancorp, Inc. (Maine) has a consensus price target of --, signalling downside risk potential of --. On the other hand Citizens & Northern Corp. has an analysts' consensus of $22.50 which suggests that it could grow by 10.51%. Given that Citizens & Northern Corp. has higher upside potential than The First Bancorp, Inc. (Maine), analysts believe Citizens & Northern Corp. is more attractive than The First Bancorp, Inc. (Maine).

The First Bancorp, Inc. (Maine) has a beta of 0.606, which suggesting that the stock is 39.448% less volatile than S&P 500. In comparison Citizens & Northern Corp. has a beta of 0.571, suggesting its less volatile than the S&P 500 by 42.86%.

The First Bancorp, Inc. (Maine) has a quarterly dividend of $0.37 per share corresponding to a yield of 5.44%. Citizens & Northern Corp. offers a yield of 5.5% to investors and pays a quarterly dividend of $0.28 per share. The First Bancorp, Inc. (Maine) pays 58.9% of its earnings as a dividend. Citizens & Northern Corp. pays out 66.39% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

The First Bancorp, Inc. (Maine) quarterly revenues are $45.5M, which are larger than Citizens & Northern Corp. quarterly revenues of $40.9M. The First Bancorp, Inc. (Maine)'s net income of $9.1M is higher than Citizens & Northern Corp.'s net income of $6.5M. Notably, The First Bancorp, Inc. (Maine)'s price-to-earnings ratio is 9.55x while Citizens & Northern Corp.'s PE ratio is 11.64x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for The First Bancorp, Inc. (Maine) is 1.72x versus 1.94x for Citizens & Northern Corp.. Usually stocks with elevated PS ratios are considered overvalued.

Franklin Financial Services Corp. (Pennsylvania) has a net margin of 19.97% compared to The First Bancorp, Inc. (Maine)'s net margin of 15.53%. The First Bancorp, Inc. (Maine)'s return on equity of 12.03% beat Franklin Financial Services Corp. (Pennsylvania)'s return on equity of 10.18%.

The First Bancorp, Inc. (Maine) has a consensus price target of --, signalling downside risk potential of --. On the other hand Franklin Financial Services Corp. (Pennsylvania) has an analysts' consensus of -- which suggests that it could fall by --. Given that The First Bancorp, Inc. (Maine) has higher upside potential than Franklin Financial Services Corp. (Pennsylvania), analysts believe The First Bancorp, Inc. (Maine) is more attractive than Franklin Financial Services Corp. (Pennsylvania).

The First Bancorp, Inc. (Maine) has a beta of 0.606, which suggesting that the stock is 39.448% less volatile than S&P 500. In comparison Franklin Financial Services Corp. (Pennsylvania) has a beta of -0.101, suggesting its less volatile than the S&P 500 by 110.091%.

The First Bancorp, Inc. (Maine) has a quarterly dividend of $0.37 per share corresponding to a yield of 5.44%. Franklin Financial Services Corp. (Pennsylvania) offers a yield of 2.57% to investors and pays a quarterly dividend of $0.33 per share. The First Bancorp, Inc. (Maine) pays 58.9% of its earnings as a dividend. Franklin Financial Services Corp. (Pennsylvania) pays out 50.91% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

The First Bancorp, Inc. (Maine) quarterly revenues are $45.5M, which are larger than Franklin Financial Services Corp. (Pennsylvania) quarterly revenues of $34.5M. The First Bancorp, Inc. (Maine)'s net income of $9.1M is higher than Franklin Financial Services Corp. (Pennsylvania)'s net income of $5.4M. Notably, The First Bancorp, Inc. (Maine)'s price-to-earnings ratio is 9.55x while Franklin Financial Services Corp. (Pennsylvania)'s PE ratio is 14.57x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for The First Bancorp, Inc. (Maine) is 1.72x versus 1.79x for Franklin Financial Services Corp. (Pennsylvania). Usually stocks with elevated PS ratios are considered overvalued.

Union Bankshares, Inc. (Vermont) has a net margin of 19.97% compared to The First Bancorp, Inc. (Maine)'s net margin of 15.23%. The First Bancorp, Inc. (Maine)'s return on equity of 12.03% beat Union Bankshares, Inc. (Vermont)'s return on equity of 15.84%.

The First Bancorp, Inc. (Maine) has a consensus price target of --, signalling downside risk potential of --. On the other hand Union Bankshares, Inc. (Vermont) has an analysts' consensus of -- which suggests that it could fall by --. Given that The First Bancorp, Inc. (Maine) has higher upside potential than Union Bankshares, Inc. (Vermont), analysts believe The First Bancorp, Inc. (Maine) is more attractive than Union Bankshares, Inc. (Vermont).

The First Bancorp, Inc. (Maine) has a beta of 0.606, which suggesting that the stock is 39.448% less volatile than S&P 500. In comparison Union Bankshares, Inc. (Vermont) has a beta of 0.384, suggesting its less volatile than the S&P 500 by 61.565%.

The First Bancorp, Inc. (Maine) has a quarterly dividend of $0.37 per share corresponding to a yield of 5.44%. Union Bankshares, Inc. (Vermont) offers a yield of 6.12% to investors and pays a quarterly dividend of $0.36 per share. The First Bancorp, Inc. (Maine) pays 58.9% of its earnings as a dividend. Union Bankshares, Inc. (Vermont) pays out 74.85% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

The First Bancorp, Inc. (Maine) quarterly revenues are $45.5M, which are larger than Union Bankshares, Inc. (Vermont) quarterly revenues of $22.6M. The First Bancorp, Inc. (Maine)'s net income of $9.1M is higher than Union Bankshares, Inc. (Vermont)'s net income of $3.4M. Notably, The First Bancorp, Inc. (Maine)'s price-to-earnings ratio is 9.55x while Union Bankshares, Inc. (Vermont)'s PE ratio is 9.49x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for The First Bancorp, Inc. (Maine) is 1.72x versus 1.26x for Union Bankshares, Inc. (Vermont). Usually stocks with elevated PS ratios are considered overvalued.