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FNLC Quote, Financials, Valuation and Earnings
Last price:
$25.93
Seasonality move
:
-2.26%
Day range:
$25.73 - $26.24
52-week range:
$22.11 - $29.04
Dividend yield:
5.65%
P/E ratio:
9.19x
P/S ratio:
1.65x
P/B ratio:
1.06x
Volume:
10.4K
Avg. volume:
15.6K
1-year change:
-9.39%
Market cap:
$290M
Revenue:
$164.1M
EPS (TTM):
$2.81
Price Performance History
Performance vs. Valuation Benchmarks
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Competitors
| Company | Revenue Forecast | Earnings Forecast | Revenue Growth Forecast | Earnings Growth Forecast | Analyst Price Target Median |
|---|---|---|---|---|---|
|
FNLC
The First Bancorp, Inc. (Maine)
|
-- | -- | -- | -- | -- |
|
BHB
Bar Harbor Bankshares
|
$41.4M | $0.83 | -24.74% | 22.79% | $34.50 |
|
BRBS
Blue Ridge Bankshares, Inc. (Virginia)
|
-- | -- | -- | -- | -- |
|
OPHC
OptimumBank Holdings, Inc.
|
-- | -- | -- | -- | $5.00 |
|
PRK
Park National Corp.
|
$140.1M | $2.74 | -13.63% | 18.03% | $180.33 |
|
TMP
Tompkins Financial Corp.
|
$87M | $1.70 | -24.04% | 20.13% | $77.00 |
| Company | Price | Analyst Target | Market Cap | P/E Ratio | Dividend per Share | Dividend Yield | Price / LTM Sales |
|---|---|---|---|---|---|---|---|
|
FNLC
The First Bancorp, Inc. (Maine)
|
$25.85 | -- | $290M | 9.19x | $0.37 | 5.65% | 1.65x |
|
BHB
Bar Harbor Bankshares
|
$30.95 | $34.50 | $516.5M | 13.34x | $0.32 | 4.07% | 2.07x |
|
BRBS
Blue Ridge Bankshares, Inc. (Virginia)
|
$4.37 | -- | $399.8M | 107.64x | $0.25 | 0% | 2.50x |
|
OPHC
OptimumBank Holdings, Inc.
|
$4.10 | $5.00 | $47.3M | 3.57x | $0.00 | 0% | 0.88x |
|
PRK
Park National Corp.
|
$156.80 | $180.33 | $2.5B | 14.45x | $2.32 | 2.73% | 3.85x |
|
TMP
Tompkins Financial Corp.
|
$71.69 | $77.00 | $1B | 12.16x | $0.65 | 3.5% | 2.21x |
| Company | Total Debt / Total Capital | Beta | Debt to Equity | Quick Ratio |
|---|---|---|---|---|
|
FNLC
The First Bancorp, Inc. (Maine)
|
35.78% | 0.403 | 51.94% | 0.00x |
|
BHB
Bar Harbor Bankshares
|
26.95% | 0.833 | 37.81% | 0.00x |
|
BRBS
Blue Ridge Bankshares, Inc. (Virginia)
|
32.65% | 1.058 | 44.45% | 0.00x |
|
OPHC
OptimumBank Holdings, Inc.
|
2.38% | 0.312 | 5.84% | 0.00x |
|
PRK
Park National Corp.
|
6.69% | 1.119 | 3.65% | 0.00x |
|
TMP
Tompkins Financial Corp.
|
39.99% | 1.042 | 55.29% | 0.00x |
| Company | Gross Profit | Operating Income | Return on Invested Capital | Return on Common Equity | EBIT Margin | Free Cash Flow |
|---|---|---|---|---|---|---|
|
FNLC
The First Bancorp, Inc. (Maine)
|
-- | $11.1M | 7.36% | 12.03% | 70.42% | $12.9M |
|
BHB
Bar Harbor Bankshares
|
-- | $10.8M | 4.95% | 7.61% | 45.12% | $18.1M |
|
BRBS
Blue Ridge Bankshares, Inc. (Virginia)
|
-- | $7.5M | 0.83% | 1.31% | 54.67% | $5.7M |
|
OPHC
OptimumBank Holdings, Inc.
|
-- | $5.7M | 12.2% | 14.8% | 59.75% | $1.9M |
|
PRK
Park National Corp.
|
-- | $58.1M | 11.44% | 13.78% | 50.75% | $45.1M |
|
TMP
Tompkins Financial Corp.
|
-- | $31.1M | 5.95% | 11.34% | 53.65% | $33.9M |
The First Bancorp, Inc. (Maine) vs. Competitors
-
Which has Higher Returns FNLC or BHB?
Bar Harbor Bankshares has a net margin of 19.97% compared to The First Bancorp, Inc. (Maine)'s net margin of 13.32%. The First Bancorp, Inc. (Maine)'s return on equity of 12.03% beat Bar Harbor Bankshares's return on equity of 7.61%.
Company Gross Margin Earnings Per Share Invested Capital FNLCThe First Bancorp, Inc. (Maine)-- $0.81 $427.5M BHBBar Harbor Bankshares-- $0.54 $713.1M -
What do Analysts Say About FNLC or BHB?
The First Bancorp, Inc. (Maine) has a consensus price target of --, signalling downside risk potential of --. On the other hand Bar Harbor Bankshares has an analysts' consensus of $34.50 which suggests that it could grow by 11.47%. Given that Bar Harbor Bankshares has higher upside potential than The First Bancorp, Inc. (Maine), analysts believe Bar Harbor Bankshares is more attractive than The First Bancorp, Inc. (Maine).
Company Buy Ratings Hold Ratings Sell Ratings FNLCThe First Bancorp, Inc. (Maine)0 0 0 BHBBar Harbor Bankshares0 1 0 -
Is FNLC or BHB More Risky?
The First Bancorp, Inc. (Maine) has a beta of 0.606, which suggesting that the stock is 39.448% less volatile than S&P 500. In comparison Bar Harbor Bankshares has a beta of 0.654, suggesting its less volatile than the S&P 500 by 34.574%.
-
Which is a Better Dividend Stock FNLC or BHB?
The First Bancorp, Inc. (Maine) has a quarterly dividend of $0.37 per share corresponding to a yield of 5.65%. Bar Harbor Bankshares offers a yield of 4.07% to investors and pays a quarterly dividend of $0.32 per share. The First Bancorp, Inc. (Maine) pays 58.9% of its earnings as a dividend. Bar Harbor Bankshares pays out 41.49% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.
-
Which has Better Financial Ratios FNLC or BHB?
The First Bancorp, Inc. (Maine) quarterly revenues are $45.5M, which are smaller than Bar Harbor Bankshares quarterly revenues of $66.5M. The First Bancorp, Inc. (Maine)'s net income of $9.1M is higher than Bar Harbor Bankshares's net income of $8.9M. Notably, The First Bancorp, Inc. (Maine)'s price-to-earnings ratio is 9.19x while Bar Harbor Bankshares's PE ratio is 13.34x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for The First Bancorp, Inc. (Maine) is 1.65x versus 2.07x for Bar Harbor Bankshares. Usually stocks with elevated PS ratios are considered overvalued.
Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income FNLCThe First Bancorp, Inc. (Maine)1.65x 9.19x $45.5M $9.1M BHBBar Harbor Bankshares2.07x 13.34x $66.5M $8.9M
-
Which has Higher Returns FNLC or BRBS?
Blue Ridge Bankshares, Inc. (Virginia) has a net margin of 19.97% compared to The First Bancorp, Inc. (Maine)'s net margin of 14.05%. The First Bancorp, Inc. (Maine)'s return on equity of 12.03% beat Blue Ridge Bankshares, Inc. (Virginia)'s return on equity of 1.31%.
Company Gross Margin Earnings Per Share Invested Capital FNLCThe First Bancorp, Inc. (Maine)-- $0.81 $427.5M BRBSBlue Ridge Bankshares, Inc. (Virginia)-- $0.06 $527.8M -
What do Analysts Say About FNLC or BRBS?
The First Bancorp, Inc. (Maine) has a consensus price target of --, signalling downside risk potential of --. On the other hand Blue Ridge Bankshares, Inc. (Virginia) has an analysts' consensus of -- which suggests that it could fall by --. Given that The First Bancorp, Inc. (Maine) has higher upside potential than Blue Ridge Bankshares, Inc. (Virginia), analysts believe The First Bancorp, Inc. (Maine) is more attractive than Blue Ridge Bankshares, Inc. (Virginia).
Company Buy Ratings Hold Ratings Sell Ratings FNLCThe First Bancorp, Inc. (Maine)0 0 0 BRBSBlue Ridge Bankshares, Inc. (Virginia)0 0 0 -
Is FNLC or BRBS More Risky?
The First Bancorp, Inc. (Maine) has a beta of 0.606, which suggesting that the stock is 39.448% less volatile than S&P 500. In comparison Blue Ridge Bankshares, Inc. (Virginia) has a beta of 0.898, suggesting its less volatile than the S&P 500 by 10.177%.
-
Which is a Better Dividend Stock FNLC or BRBS?
The First Bancorp, Inc. (Maine) has a quarterly dividend of $0.37 per share corresponding to a yield of 5.65%. Blue Ridge Bankshares, Inc. (Virginia) offers a yield of 0% to investors and pays a quarterly dividend of $0.25 per share. The First Bancorp, Inc. (Maine) pays 58.9% of its earnings as a dividend. Blue Ridge Bankshares, Inc. (Virginia) pays out -- of its earnings as a dividend. The First Bancorp, Inc. (Maine)'s payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.
-
Which has Better Financial Ratios FNLC or BRBS?
The First Bancorp, Inc. (Maine) quarterly revenues are $45.5M, which are larger than Blue Ridge Bankshares, Inc. (Virginia) quarterly revenues of $39.9M. The First Bancorp, Inc. (Maine)'s net income of $9.1M is higher than Blue Ridge Bankshares, Inc. (Virginia)'s net income of $5.6M. Notably, The First Bancorp, Inc. (Maine)'s price-to-earnings ratio is 9.19x while Blue Ridge Bankshares, Inc. (Virginia)'s PE ratio is 107.64x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for The First Bancorp, Inc. (Maine) is 1.65x versus 2.50x for Blue Ridge Bankshares, Inc. (Virginia). Usually stocks with elevated PS ratios are considered overvalued.
Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income FNLCThe First Bancorp, Inc. (Maine)1.65x 9.19x $45.5M $9.1M BRBSBlue Ridge Bankshares, Inc. (Virginia)2.50x 107.64x $39.9M $5.6M
-
Which has Higher Returns FNLC or OPHC?
OptimumBank Holdings, Inc. has a net margin of 19.97% compared to The First Bancorp, Inc. (Maine)'s net margin of 23.62%. The First Bancorp, Inc. (Maine)'s return on equity of 12.03% beat OptimumBank Holdings, Inc.'s return on equity of 14.8%.
Company Gross Margin Earnings Per Share Invested Capital FNLCThe First Bancorp, Inc. (Maine)-- $0.81 $427.5M OPHCOptimumBank Holdings, Inc.-- $0.18 $119.7M -
What do Analysts Say About FNLC or OPHC?
The First Bancorp, Inc. (Maine) has a consensus price target of --, signalling downside risk potential of --. On the other hand OptimumBank Holdings, Inc. has an analysts' consensus of $5.00 which suggests that it could grow by 21.95%. Given that OptimumBank Holdings, Inc. has higher upside potential than The First Bancorp, Inc. (Maine), analysts believe OptimumBank Holdings, Inc. is more attractive than The First Bancorp, Inc. (Maine).
Company Buy Ratings Hold Ratings Sell Ratings FNLCThe First Bancorp, Inc. (Maine)0 0 0 OPHCOptimumBank Holdings, Inc.0 1 0 -
Is FNLC or OPHC More Risky?
The First Bancorp, Inc. (Maine) has a beta of 0.606, which suggesting that the stock is 39.448% less volatile than S&P 500. In comparison OptimumBank Holdings, Inc. has a beta of 0.287, suggesting its less volatile than the S&P 500 by 71.332%.
-
Which is a Better Dividend Stock FNLC or OPHC?
The First Bancorp, Inc. (Maine) has a quarterly dividend of $0.37 per share corresponding to a yield of 5.65%. OptimumBank Holdings, Inc. offers a yield of 0% to investors and pays a quarterly dividend of $0.00 per share. The First Bancorp, Inc. (Maine) pays 58.9% of its earnings as a dividend. OptimumBank Holdings, Inc. pays out -- of its earnings as a dividend. The First Bancorp, Inc. (Maine)'s payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.
-
Which has Better Financial Ratios FNLC or OPHC?
The First Bancorp, Inc. (Maine) quarterly revenues are $45.5M, which are larger than OptimumBank Holdings, Inc. quarterly revenues of $18.3M. The First Bancorp, Inc. (Maine)'s net income of $9.1M is higher than OptimumBank Holdings, Inc.'s net income of $4.3M. Notably, The First Bancorp, Inc. (Maine)'s price-to-earnings ratio is 9.19x while OptimumBank Holdings, Inc.'s PE ratio is 3.57x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for The First Bancorp, Inc. (Maine) is 1.65x versus 0.88x for OptimumBank Holdings, Inc.. Usually stocks with elevated PS ratios are considered overvalued.
Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income FNLCThe First Bancorp, Inc. (Maine)1.65x 9.19x $45.5M $9.1M OPHCOptimumBank Holdings, Inc.0.88x 3.57x $18.3M $4.3M
-
Which has Higher Returns FNLC or PRK?
Park National Corp. has a net margin of 19.97% compared to The First Bancorp, Inc. (Maine)'s net margin of 27.82%. The First Bancorp, Inc. (Maine)'s return on equity of 12.03% beat Park National Corp.'s return on equity of 13.78%.
Company Gross Margin Earnings Per Share Invested Capital FNLCThe First Bancorp, Inc. (Maine)-- $0.81 $427.5M PRKPark National Corp.-- $2.92 $1.4B -
What do Analysts Say About FNLC or PRK?
The First Bancorp, Inc. (Maine) has a consensus price target of --, signalling downside risk potential of --. On the other hand Park National Corp. has an analysts' consensus of $180.33 which suggests that it could grow by 15.01%. Given that Park National Corp. has higher upside potential than The First Bancorp, Inc. (Maine), analysts believe Park National Corp. is more attractive than The First Bancorp, Inc. (Maine).
Company Buy Ratings Hold Ratings Sell Ratings FNLCThe First Bancorp, Inc. (Maine)0 0 0 PRKPark National Corp.0 4 0 -
Is FNLC or PRK More Risky?
The First Bancorp, Inc. (Maine) has a beta of 0.606, which suggesting that the stock is 39.448% less volatile than S&P 500. In comparison Park National Corp. has a beta of 0.734, suggesting its less volatile than the S&P 500 by 26.635%.
-
Which is a Better Dividend Stock FNLC or PRK?
The First Bancorp, Inc. (Maine) has a quarterly dividend of $0.37 per share corresponding to a yield of 5.65%. Park National Corp. offers a yield of 2.73% to investors and pays a quarterly dividend of $2.32 per share. The First Bancorp, Inc. (Maine) pays 58.9% of its earnings as a dividend. Park National Corp. pays out 45.49% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.
-
Which has Better Financial Ratios FNLC or PRK?
The First Bancorp, Inc. (Maine) quarterly revenues are $45.5M, which are smaller than Park National Corp. quarterly revenues of $169.5M. The First Bancorp, Inc. (Maine)'s net income of $9.1M is lower than Park National Corp.'s net income of $47.2M. Notably, The First Bancorp, Inc. (Maine)'s price-to-earnings ratio is 9.19x while Park National Corp.'s PE ratio is 14.45x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for The First Bancorp, Inc. (Maine) is 1.65x versus 3.85x for Park National Corp.. Usually stocks with elevated PS ratios are considered overvalued.
Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income FNLCThe First Bancorp, Inc. (Maine)1.65x 9.19x $45.5M $9.1M PRKPark National Corp.3.85x 14.45x $169.5M $47.2M
-
Which has Higher Returns FNLC or TMP?
Tompkins Financial Corp. has a net margin of 19.97% compared to The First Bancorp, Inc. (Maine)'s net margin of 19.46%. The First Bancorp, Inc. (Maine)'s return on equity of 12.03% beat Tompkins Financial Corp.'s return on equity of 11.34%.
Company Gross Margin Earnings Per Share Invested Capital FNLCThe First Bancorp, Inc. (Maine)-- $0.81 $427.5M TMPTompkins Financial Corp.-- $1.65 $1.3B -
What do Analysts Say About FNLC or TMP?
The First Bancorp, Inc. (Maine) has a consensus price target of --, signalling downside risk potential of --. On the other hand Tompkins Financial Corp. has an analysts' consensus of $77.00 which suggests that it could grow by 7.41%. Given that Tompkins Financial Corp. has higher upside potential than The First Bancorp, Inc. (Maine), analysts believe Tompkins Financial Corp. is more attractive than The First Bancorp, Inc. (Maine).
Company Buy Ratings Hold Ratings Sell Ratings FNLCThe First Bancorp, Inc. (Maine)0 0 0 TMPTompkins Financial Corp.0 1 0 -
Is FNLC or TMP More Risky?
The First Bancorp, Inc. (Maine) has a beta of 0.606, which suggesting that the stock is 39.448% less volatile than S&P 500. In comparison Tompkins Financial Corp. has a beta of 0.823, suggesting its less volatile than the S&P 500 by 17.709%.
-
Which is a Better Dividend Stock FNLC or TMP?
The First Bancorp, Inc. (Maine) has a quarterly dividend of $0.37 per share corresponding to a yield of 5.65%. Tompkins Financial Corp. offers a yield of 3.5% to investors and pays a quarterly dividend of $0.65 per share. The First Bancorp, Inc. (Maine) pays 58.9% of its earnings as a dividend. Tompkins Financial Corp. pays out 49.14% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.
-
Which has Better Financial Ratios FNLC or TMP?
The First Bancorp, Inc. (Maine) quarterly revenues are $45.5M, which are smaller than Tompkins Financial Corp. quarterly revenues of $121.7M. The First Bancorp, Inc. (Maine)'s net income of $9.1M is lower than Tompkins Financial Corp.'s net income of $23.7M. Notably, The First Bancorp, Inc. (Maine)'s price-to-earnings ratio is 9.19x while Tompkins Financial Corp.'s PE ratio is 12.16x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for The First Bancorp, Inc. (Maine) is 1.65x versus 2.21x for Tompkins Financial Corp.. Usually stocks with elevated PS ratios are considered overvalued.
Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income FNLCThe First Bancorp, Inc. (Maine)1.65x 9.19x $45.5M $9.1M TMPTompkins Financial Corp.2.21x 12.16x $121.7M $23.7M
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