FNLC Quote, Financials, Valuation and Earnings

Bar Harbor Bankshares has a net margin of 32.76% compared to First Bancorp's net margin of 29.5%. First Bancorp's return on equity of 10.91% beat Bar Harbor Bankshares's return on equity of 9.79%.

First Bancorp has a consensus price target of --, signalling downside risk potential of --. On the other hand Bar Harbor Bankshares has an analysts' consensus of $36.00 which suggests that it could grow by 21.01%. Given that Bar Harbor Bankshares has higher upside potential than First Bancorp, analysts believe Bar Harbor Bankshares is more attractive than First Bancorp.

First Bancorp has a beta of 0.534, which suggesting that the stock is 46.556% less volatile than S&P 500. In comparison Bar Harbor Bankshares has a beta of 0.710, suggesting its less volatile than the S&P 500 by 29.005%.

First Bancorp has a quarterly dividend of $0.36 per share corresponding to a yield of 5.76%. Bar Harbor Bankshares offers a yield of 4.03% to investors and pays a quarterly dividend of $0.30 per share. First Bancorp pays 58.43% of its earnings as a dividend. Bar Harbor Bankshares pays out 40.85% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

First Bancorp quarterly revenues are $22.2M, which are smaller than Bar Harbor Bankshares quarterly revenues of $37.3M. First Bancorp's net income of $7.3M is lower than Bar Harbor Bankshares's net income of $11M. Notably, First Bancorp's price-to-earnings ratio is 10.26x while Bar Harbor Bankshares's PE ratio is 10.44x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for First Bancorp is 3.42x versus 3.04x for Bar Harbor Bankshares. Usually stocks with elevated PS ratios are considered overvalued.

Evans Bancorp has a net margin of 32.76% compared to First Bancorp's net margin of 20.42%. First Bancorp's return on equity of 10.91% beat Evans Bancorp's return on equity of 6.65%.

First Bancorp has a consensus price target of --, signalling downside risk potential of --. On the other hand Evans Bancorp has an analysts' consensus of $50.05 which suggests that it could grow by 29.16%. Given that Evans Bancorp has higher upside potential than First Bancorp, analysts believe Evans Bancorp is more attractive than First Bancorp.

First Bancorp has a beta of 0.534, which suggesting that the stock is 46.556% less volatile than S&P 500. In comparison Evans Bancorp has a beta of 0.973, suggesting its less volatile than the S&P 500 by 2.735%.

First Bancorp has a quarterly dividend of $0.36 per share corresponding to a yield of 5.76%. Evans Bancorp offers a yield of 3.41% to investors and pays a quarterly dividend of $0.66 per share. First Bancorp pays 58.43% of its earnings as a dividend. Evans Bancorp pays out 60.97% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

First Bancorp quarterly revenues are $22.2M, which are larger than Evans Bancorp quarterly revenues of $18.3M. First Bancorp's net income of $7.3M is higher than Evans Bancorp's net income of $3.7M. Notably, First Bancorp's price-to-earnings ratio is 10.26x while Evans Bancorp's PE ratio is 18.02x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for First Bancorp is 3.42x versus 3.10x for Evans Bancorp. Usually stocks with elevated PS ratios are considered overvalued.

Park National has a net margin of 32.76% compared to First Bancorp's net margin of 28.72%. First Bancorp's return on equity of 10.91% beat Park National's return on equity of 12.67%.

First Bancorp has a consensus price target of --, signalling downside risk potential of --. On the other hand Park National has an analysts' consensus of $173.67 which suggests that it could grow by 13.85%. Given that Park National has higher upside potential than First Bancorp, analysts believe Park National is more attractive than First Bancorp.

First Bancorp has a beta of 0.534, which suggesting that the stock is 46.556% less volatile than S&P 500. In comparison Park National has a beta of 0.722, suggesting its less volatile than the S&P 500 by 27.832%.

First Bancorp has a quarterly dividend of $0.36 per share corresponding to a yield of 5.76%. Park National offers a yield of 2.79% to investors and pays a quarterly dividend of $1.07 per share. First Bancorp pays 58.43% of its earnings as a dividend. Park National pays out 51.18% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

First Bancorp quarterly revenues are $22.2M, which are smaller than Park National quarterly revenues of $134.5M. First Bancorp's net income of $7.3M is lower than Park National's net income of $38.6M. Notably, First Bancorp's price-to-earnings ratio is 10.26x while Park National's PE ratio is 16.38x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for First Bancorp is 3.42x versus 4.76x for Park National. Usually stocks with elevated PS ratios are considered overvalued.

Trustco Bank Corp N Y has a net margin of 32.76% compared to First Bancorp's net margin of 26.05%. First Bancorp's return on equity of 10.91% beat Trustco Bank Corp N Y's return on equity of 7.41%.

First Bancorp has a consensus price target of --, signalling downside risk potential of --. On the other hand Trustco Bank Corp N Y has an analysts' consensus of -- which suggests that it could fall by -14.75%. Given that Trustco Bank Corp N Y has higher upside potential than First Bancorp, analysts believe Trustco Bank Corp N Y is more attractive than First Bancorp.

First Bancorp has a beta of 0.534, which suggesting that the stock is 46.556% less volatile than S&P 500. In comparison Trustco Bank Corp N Y has a beta of 0.801, suggesting its less volatile than the S&P 500 by 19.909%.

First Bancorp has a quarterly dividend of $0.36 per share corresponding to a yield of 5.76%. Trustco Bank Corp N Y offers a yield of 4.72% to investors and pays a quarterly dividend of $0.36 per share. First Bancorp pays 58.43% of its earnings as a dividend. Trustco Bank Corp N Y pays out 56.13% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

First Bancorp quarterly revenues are $22.2M, which are smaller than Trustco Bank Corp N Y quarterly revenues of $43.3M. First Bancorp's net income of $7.3M is lower than Trustco Bank Corp N Y's net income of $11.3M. Notably, First Bancorp's price-to-earnings ratio is 10.26x while Trustco Bank Corp N Y's PE ratio is 11.87x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for First Bancorp is 3.42x versus 3.38x for Trustco Bank Corp N Y. Usually stocks with elevated PS ratios are considered overvalued.