AFBI Quote, Financials, Valuation and Earnings

Northeast Bank (Maine) has a net margin of 15.82% compared to Affinity Bancshares, Inc.'s net margin of 23.83%. Affinity Bancshares, Inc.'s return on equity of 6.64% beat Northeast Bank (Maine)'s return on equity of 17.75%.

Affinity Bancshares, Inc. has a consensus price target of --, signalling downside risk potential of --. On the other hand Northeast Bank (Maine) has an analysts' consensus of $126.50 which suggests that it could grow by 8.78%. Given that Northeast Bank (Maine) has higher upside potential than Affinity Bancshares, Inc., analysts believe Northeast Bank (Maine) is more attractive than Affinity Bancshares, Inc..

Affinity Bancshares, Inc. has a beta of 0.151, which suggesting that the stock is 84.859% less volatile than S&P 500. In comparison Northeast Bank (Maine) has a beta of 0.581, suggesting its less volatile than the S&P 500 by 41.944%.

Affinity Bancshares, Inc. has a quarterly dividend of $1.50 per share corresponding to a yield of 0%. Northeast Bank (Maine) offers a yield of 0.03% to investors and pays a quarterly dividend of $0.01 per share. Affinity Bancshares, Inc. pays -- of its earnings as a dividend. Northeast Bank (Maine) pays out 0.4% of its earnings as a dividend. Northeast Bank (Maine)'s payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

Affinity Bancshares, Inc. quarterly revenues are $13.5M, which are smaller than Northeast Bank (Maine) quarterly revenues of $87M. Affinity Bancshares, Inc.'s net income of $2.1M is lower than Northeast Bank (Maine)'s net income of $20.7M. Notably, Affinity Bancshares, Inc.'s price-to-earnings ratio is 17.20x while Northeast Bank (Maine)'s PE ratio is 11.35x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Affinity Bancshares, Inc. is 2.71x versus 2.74x for Northeast Bank (Maine). Usually stocks with elevated PS ratios are considered overvalued.

Sound Financial Bancorp, Inc. has a net margin of 15.82% compared to Affinity Bancshares, Inc.'s net margin of 14.71%. Affinity Bancshares, Inc.'s return on equity of 6.64% beat Sound Financial Bancorp, Inc.'s return on equity of 6.74%.

Affinity Bancshares, Inc. has a consensus price target of --, signalling downside risk potential of --. On the other hand Sound Financial Bancorp, Inc. has an analysts' consensus of -- which suggests that it could fall by --. Given that Affinity Bancshares, Inc. has higher upside potential than Sound Financial Bancorp, Inc., analysts believe Affinity Bancshares, Inc. is more attractive than Sound Financial Bancorp, Inc..

Affinity Bancshares, Inc. has a beta of 0.151, which suggesting that the stock is 84.859% less volatile than S&P 500. In comparison Sound Financial Bancorp, Inc. has a beta of 0.045, suggesting its less volatile than the S&P 500 by 95.481%.

Affinity Bancshares, Inc. has a quarterly dividend of $1.50 per share corresponding to a yield of 0%. Sound Financial Bancorp, Inc. offers a yield of 1.86% to investors and pays a quarterly dividend of $0.21 per share. Affinity Bancshares, Inc. pays -- of its earnings as a dividend. Sound Financial Bancorp, Inc. pays out 27.46% of its earnings as a dividend. Sound Financial Bancorp, Inc.'s payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

Affinity Bancshares, Inc. quarterly revenues are $13.5M, which are smaller than Sound Financial Bancorp, Inc. quarterly revenues of $15.3M. Affinity Bancshares, Inc.'s net income of $2.1M is lower than Sound Financial Bancorp, Inc.'s net income of $2.2M. Notably, Affinity Bancshares, Inc.'s price-to-earnings ratio is 17.20x while Sound Financial Bancorp, Inc.'s PE ratio is 15.11x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Affinity Bancshares, Inc. is 2.71x versus 1.75x for Sound Financial Bancorp, Inc.. Usually stocks with elevated PS ratios are considered overvalued.

Union Bankshares, Inc. (Vermont) has a net margin of 15.82% compared to Affinity Bancshares, Inc.'s net margin of 12.23%. Affinity Bancshares, Inc.'s return on equity of 6.64% beat Union Bankshares, Inc. (Vermont)'s return on equity of 15.12%.

Affinity Bancshares, Inc. has a consensus price target of --, signalling downside risk potential of --. On the other hand Union Bankshares, Inc. (Vermont) has an analysts' consensus of -- which suggests that it could fall by --. Given that Affinity Bancshares, Inc. has higher upside potential than Union Bankshares, Inc. (Vermont), analysts believe Affinity Bancshares, Inc. is more attractive than Union Bankshares, Inc. (Vermont).

Affinity Bancshares, Inc. has a beta of 0.151, which suggesting that the stock is 84.859% less volatile than S&P 500. In comparison Union Bankshares, Inc. (Vermont) has a beta of 0.363, suggesting its less volatile than the S&P 500 by 63.732%.

Affinity Bancshares, Inc. has a quarterly dividend of $1.50 per share corresponding to a yield of 0%. Union Bankshares, Inc. (Vermont) offers a yield of 5.8% to investors and pays a quarterly dividend of $0.36 per share. Affinity Bancshares, Inc. pays -- of its earnings as a dividend. Union Bankshares, Inc. (Vermont) pays out 59.68% of its earnings as a dividend. Union Bankshares, Inc. (Vermont)'s payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

Affinity Bancshares, Inc. quarterly revenues are $13.5M, which are smaller than Union Bankshares, Inc. (Vermont) quarterly revenues of $22.5M. Affinity Bancshares, Inc.'s net income of $2.1M is lower than Union Bankshares, Inc. (Vermont)'s net income of $2.7M. Notably, Affinity Bancshares, Inc.'s price-to-earnings ratio is 17.20x while Union Bankshares, Inc. (Vermont)'s PE ratio is 10.24x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Affinity Bancshares, Inc. is 2.71x versus 1.30x for Union Bankshares, Inc. (Vermont). Usually stocks with elevated PS ratios are considered overvalued.