AFBI Quote, Financials, Valuation and Earnings

Sound Financial Bancorp, Inc. has a net margin of 16.41% compared to Affinity Bancshares, Inc.'s net margin of 10.92%. Affinity Bancshares, Inc.'s return on equity of 6% beat Sound Financial Bancorp, Inc.'s return on equity of 6.52%.

Affinity Bancshares, Inc. has a consensus price target of --, signalling downside risk potential of --. On the other hand Sound Financial Bancorp, Inc. has an analysts' consensus of -- which suggests that it could fall by --. Given that Affinity Bancshares, Inc. has higher upside potential than Sound Financial Bancorp, Inc., analysts believe Affinity Bancshares, Inc. is more attractive than Sound Financial Bancorp, Inc..

Affinity Bancshares, Inc. has a beta of 0.220, which suggesting that the stock is 77.99% less volatile than S&P 500. In comparison Sound Financial Bancorp, Inc. has a beta of 0.102, suggesting its less volatile than the S&P 500 by 89.837%.

Affinity Bancshares, Inc. has a quarterly dividend of $1.50 per share corresponding to a yield of 0%. Sound Financial Bancorp, Inc. offers a yield of 1.73% to investors and pays a quarterly dividend of $0.19 per share. Affinity Bancshares, Inc. pays -- of its earnings as a dividend. Sound Financial Bancorp, Inc. pays out 42.31% of its earnings as a dividend. Sound Financial Bancorp, Inc.'s payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

Affinity Bancshares, Inc. quarterly revenues are $13.5M, which are smaller than Sound Financial Bancorp, Inc. quarterly revenues of $15.5M. Affinity Bancshares, Inc.'s net income of $2.2M is higher than Sound Financial Bancorp, Inc.'s net income of $1.7M. Notably, Affinity Bancshares, Inc.'s price-to-earnings ratio is 17.20x while Sound Financial Bancorp, Inc.'s PE ratio is 16.67x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Affinity Bancshares, Inc. is 2.51x versus 1.82x for Sound Financial Bancorp, Inc.. Usually stocks with elevated PS ratios are considered overvalued.

1st Source Corp. has a net margin of 16.41% compared to Affinity Bancshares, Inc.'s net margin of 27.95%. Affinity Bancshares, Inc.'s return on equity of 6% beat 1st Source Corp.'s return on equity of 12.08%.

Affinity Bancshares, Inc. has a consensus price target of --, signalling downside risk potential of --. On the other hand 1st Source Corp. has an analysts' consensus of $72.67 which suggests that it could grow by 12.82%. Given that 1st Source Corp. has higher upside potential than Affinity Bancshares, Inc., analysts believe 1st Source Corp. is more attractive than Affinity Bancshares, Inc..

Affinity Bancshares, Inc. has a beta of 0.220, which suggesting that the stock is 77.99% less volatile than S&P 500. In comparison 1st Source Corp. has a beta of 0.658, suggesting its less volatile than the S&P 500 by 34.187%.

Affinity Bancshares, Inc. has a quarterly dividend of $1.50 per share corresponding to a yield of 0%. 1st Source Corp. offers a yield of 2.36% to investors and pays a quarterly dividend of $0.40 per share. Affinity Bancshares, Inc. pays -- of its earnings as a dividend. 1st Source Corp. pays out 25.86% of its earnings as a dividend. 1st Source Corp.'s payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

Affinity Bancshares, Inc. quarterly revenues are $13.5M, which are smaller than 1st Source Corp. quarterly revenues of $152.6M. Affinity Bancshares, Inc.'s net income of $2.2M is lower than 1st Source Corp.'s net income of $42.6M. Notably, Affinity Bancshares, Inc.'s price-to-earnings ratio is 17.20x while 1st Source Corp.'s PE ratio is 10.56x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Affinity Bancshares, Inc. is 2.51x versus 2.68x for 1st Source Corp.. Usually stocks with elevated PS ratios are considered overvalued.

Tompkins Financial Corp. has a net margin of 16.41% compared to Affinity Bancshares, Inc.'s net margin of 19.46%. Affinity Bancshares, Inc.'s return on equity of 6% beat Tompkins Financial Corp.'s return on equity of 11.34%.

Affinity Bancshares, Inc. has a consensus price target of --, signalling downside risk potential of --. On the other hand Tompkins Financial Corp. has an analysts' consensus of $77.00 which suggests that it could grow by 7.39%. Given that Tompkins Financial Corp. has higher upside potential than Affinity Bancshares, Inc., analysts believe Tompkins Financial Corp. is more attractive than Affinity Bancshares, Inc..

Affinity Bancshares, Inc. has a beta of 0.220, which suggesting that the stock is 77.99% less volatile than S&P 500. In comparison Tompkins Financial Corp. has a beta of 0.823, suggesting its less volatile than the S&P 500 by 17.709%.

Affinity Bancshares, Inc. has a quarterly dividend of $1.50 per share corresponding to a yield of 0%. Tompkins Financial Corp. offers a yield of 3.5% to investors and pays a quarterly dividend of $0.65 per share. Affinity Bancshares, Inc. pays -- of its earnings as a dividend. Tompkins Financial Corp. pays out 49.14% of its earnings as a dividend. Tompkins Financial Corp.'s payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

Affinity Bancshares, Inc. quarterly revenues are $13.5M, which are smaller than Tompkins Financial Corp. quarterly revenues of $121.7M. Affinity Bancshares, Inc.'s net income of $2.2M is lower than Tompkins Financial Corp.'s net income of $23.7M. Notably, Affinity Bancshares, Inc.'s price-to-earnings ratio is 17.20x while Tompkins Financial Corp.'s PE ratio is 12.16x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Affinity Bancshares, Inc. is 2.51x versus 2.21x for Tompkins Financial Corp.. Usually stocks with elevated PS ratios are considered overvalued.

Union Bankshares, Inc. (Vermont) has a net margin of 16.41% compared to Affinity Bancshares, Inc.'s net margin of 15.23%. Affinity Bancshares, Inc.'s return on equity of 6% beat Union Bankshares, Inc. (Vermont)'s return on equity of 15.84%.

Affinity Bancshares, Inc. has a consensus price target of --, signalling downside risk potential of --. On the other hand Union Bankshares, Inc. (Vermont) has an analysts' consensus of -- which suggests that it could fall by --. Given that Affinity Bancshares, Inc. has higher upside potential than Union Bankshares, Inc. (Vermont), analysts believe Affinity Bancshares, Inc. is more attractive than Union Bankshares, Inc. (Vermont).

Affinity Bancshares, Inc. has a beta of 0.220, which suggesting that the stock is 77.99% less volatile than S&P 500. In comparison Union Bankshares, Inc. (Vermont) has a beta of 0.384, suggesting its less volatile than the S&P 500 by 61.565%.

Affinity Bancshares, Inc. has a quarterly dividend of $1.50 per share corresponding to a yield of 0%. Union Bankshares, Inc. (Vermont) offers a yield of 6.16% to investors and pays a quarterly dividend of $0.36 per share. Affinity Bancshares, Inc. pays -- of its earnings as a dividend. Union Bankshares, Inc. (Vermont) pays out 74.85% of its earnings as a dividend. Union Bankshares, Inc. (Vermont)'s payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

Affinity Bancshares, Inc. quarterly revenues are $13.5M, which are smaller than Union Bankshares, Inc. (Vermont) quarterly revenues of $22.6M. Affinity Bancshares, Inc.'s net income of $2.2M is lower than Union Bankshares, Inc. (Vermont)'s net income of $3.4M. Notably, Affinity Bancshares, Inc.'s price-to-earnings ratio is 17.20x while Union Bankshares, Inc. (Vermont)'s PE ratio is 9.44x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Affinity Bancshares, Inc. is 2.51x versus 1.25x for Union Bankshares, Inc. (Vermont). Usually stocks with elevated PS ratios are considered overvalued.