Financhill
Buy
78

AFBI Quote, Financials, Valuation and Earnings

Last price:
$20.29
Seasonality move :
-4.93%
Day range:
$20.15 - $20.38
52-week range:
$17.00 - $22.50
Dividend yield:
0%
P/E ratio:
17.44x
P/S ratio:
2.54x
P/B ratio:
1.00x
Volume:
1.8K
Avg. volume:
2.5K
1-year change:
9.52%
Market cap:
$124.9M
Revenue:
$50M
EPS (TTM):
$1.16

Price Performance History

Performance vs. Valuation Benchmarks

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Competitors

Company Revenue Forecast Earnings Forecast Revenue Growth Forecast Earnings Growth Forecast Analyst Price Target Median
AFBI
Affinity Bancshares, Inc.
-- -- -- -- --
FRAF
Franklin Financial Services Corp. (Pennsylvania)
-- -- -- -- --
SFBC
Sound Financial Bancorp, Inc.
-- -- -- -- --
SRCE
1st Source Corp.
$109.5M $1.56 -21.64% 21.86% $72.67
TMP
Tompkins Financial Corp.
$83.5M $1.76 22.83% 24.5% $78.00
UNB
Union Bankshares, Inc. (Vermont)
-- -- -- -- --
Company Price Analyst Target Market Cap P/E Ratio Dividend per Share Dividend Yield Price / LTM Sales
AFBI
Affinity Bancshares, Inc.
$20.25 -- $124.9M 17.44x $1.50 0% 2.54x
FRAF
Franklin Financial Services Corp. (Pennsylvania)
$53.15 -- $238.1M 15.17x $0.33 2.47% 1.87x
SFBC
Sound Financial Bancorp, Inc.
$43.99 -- $105M 16.67x $0.19 1.73% 1.82x
SRCE
1st Source Corp.
$64.70 $72.67 $1.6B 10.61x $0.40 2.35% 2.69x
TMP
Tompkins Financial Corp.
$76.15 $78.00 $1.1B 12.91x $0.65 3.3% 2.35x
UNB
Union Bankshares, Inc. (Vermont)
$24.78 -- $113.6M 10.00x $0.36 5.81% 1.33x
Company Total Debt / Total Capital Beta Debt to Equity Quick Ratio
AFBI
Affinity Bancshares, Inc.
30.1% -0.161 44.21% 0.00x
FRAF
Franklin Financial Services Corp. (Pennsylvania)
56.36% -0.109 104.28% 0.00x
SFBC
Sound Financial Bancorp, Inc.
27.49% -0.227 37.03% 0.00x
SRCE
1st Source Corp.
12.37% 0.480 11.2% 0.00x
TMP
Tompkins Financial Corp.
39.99% 0.720 55.29% 0.00x
UNB
Union Bankshares, Inc. (Vermont)
78.71% -1.264 253.08% 0.00x
Company Gross Profit Operating Income Return on Invested Capital Return on Common Equity EBIT Margin Free Cash Flow
AFBI
Affinity Bancshares, Inc.
-- $2.9M 4.14% 6% 59.72% $3.6M
FRAF
Franklin Financial Services Corp. (Pennsylvania)
-- $6.7M 4.08% 10.18% 52.6% $9.1M
SFBC
Sound Financial Bancorp, Inc.
-- $2.1M 4.6% 6.52% 50.25% $3M
SRCE
1st Source Corp.
-- $55M 10.14% 12.08% 63.65% $47.3M
TMP
Tompkins Financial Corp.
-- $31.1M 5.95% 11.34% 53.65% $33.9M
UNB
Union Bankshares, Inc. (Vermont)
-- $3.9M 3.29% 15.84% 52.76% -$37.1M

Affinity Bancshares, Inc. vs. Competitors

  • Which has Higher Returns AFBI or FRAF?

    Franklin Financial Services Corp. (Pennsylvania) has a net margin of 16.41% compared to Affinity Bancshares, Inc.'s net margin of 15.53%. Affinity Bancshares, Inc.'s return on equity of 6% beat Franklin Financial Services Corp. (Pennsylvania)'s return on equity of 10.18%.

    Company Gross Margin Earnings Per Share Invested Capital
    AFBI
    Affinity Bancshares, Inc.
    -- $0.34 $179.4M
    FRAF
    Franklin Financial Services Corp. (Pennsylvania)
    -- $1.19 $381.2M
  • What do Analysts Say About AFBI or FRAF?

    Affinity Bancshares, Inc. has a consensus price target of --, signalling downside risk potential of --. On the other hand Franklin Financial Services Corp. (Pennsylvania) has an analysts' consensus of -- which suggests that it could fall by --. Given that Affinity Bancshares, Inc. has higher upside potential than Franklin Financial Services Corp. (Pennsylvania), analysts believe Affinity Bancshares, Inc. is more attractive than Franklin Financial Services Corp. (Pennsylvania).

    Company Buy Ratings Hold Ratings Sell Ratings
    AFBI
    Affinity Bancshares, Inc.
    0 0 0
    FRAF
    Franklin Financial Services Corp. (Pennsylvania)
    0 0 0
  • Is AFBI or FRAF More Risky?

    Affinity Bancshares, Inc. has a beta of 0.221, which suggesting that the stock is 77.898% less volatile than S&P 500. In comparison Franklin Financial Services Corp. (Pennsylvania) has a beta of -0.078, suggesting its less volatile than the S&P 500 by 107.753%.

  • Which is a Better Dividend Stock AFBI or FRAF?

    Affinity Bancshares, Inc. has a quarterly dividend of $1.50 per share corresponding to a yield of 0%. Franklin Financial Services Corp. (Pennsylvania) offers a yield of 2.47% to investors and pays a quarterly dividend of $0.33 per share. Affinity Bancshares, Inc. pays -- of its earnings as a dividend. Franklin Financial Services Corp. (Pennsylvania) pays out 50.91% of its earnings as a dividend. Franklin Financial Services Corp. (Pennsylvania)'s payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios AFBI or FRAF?

    Affinity Bancshares, Inc. quarterly revenues are $13.5M, which are smaller than Franklin Financial Services Corp. (Pennsylvania) quarterly revenues of $34.5M. Affinity Bancshares, Inc.'s net income of $2.2M is lower than Franklin Financial Services Corp. (Pennsylvania)'s net income of $5.4M. Notably, Affinity Bancshares, Inc.'s price-to-earnings ratio is 17.44x while Franklin Financial Services Corp. (Pennsylvania)'s PE ratio is 15.17x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Affinity Bancshares, Inc. is 2.54x versus 1.87x for Franklin Financial Services Corp. (Pennsylvania). Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    AFBI
    Affinity Bancshares, Inc.
    2.54x 17.44x $13.5M $2.2M
    FRAF
    Franklin Financial Services Corp. (Pennsylvania)
    1.87x 15.17x $34.5M $5.4M
  • Which has Higher Returns AFBI or SFBC?

    Sound Financial Bancorp, Inc. has a net margin of 16.41% compared to Affinity Bancshares, Inc.'s net margin of 10.92%. Affinity Bancshares, Inc.'s return on equity of 6% beat Sound Financial Bancorp, Inc.'s return on equity of 6.52%.

    Company Gross Margin Earnings Per Share Invested Capital
    AFBI
    Affinity Bancshares, Inc.
    -- $0.34 $179.4M
    SFBC
    Sound Financial Bancorp, Inc.
    -- $0.66 $148.2M
  • What do Analysts Say About AFBI or SFBC?

    Affinity Bancshares, Inc. has a consensus price target of --, signalling downside risk potential of --. On the other hand Sound Financial Bancorp, Inc. has an analysts' consensus of -- which suggests that it could fall by --. Given that Affinity Bancshares, Inc. has higher upside potential than Sound Financial Bancorp, Inc., analysts believe Affinity Bancshares, Inc. is more attractive than Sound Financial Bancorp, Inc..

    Company Buy Ratings Hold Ratings Sell Ratings
    AFBI
    Affinity Bancshares, Inc.
    0 0 0
    SFBC
    Sound Financial Bancorp, Inc.
    0 0 0
  • Is AFBI or SFBC More Risky?

    Affinity Bancshares, Inc. has a beta of 0.221, which suggesting that the stock is 77.898% less volatile than S&P 500. In comparison Sound Financial Bancorp, Inc. has a beta of 0.105, suggesting its less volatile than the S&P 500 by 89.548%.

  • Which is a Better Dividend Stock AFBI or SFBC?

    Affinity Bancshares, Inc. has a quarterly dividend of $1.50 per share corresponding to a yield of 0%. Sound Financial Bancorp, Inc. offers a yield of 1.73% to investors and pays a quarterly dividend of $0.19 per share. Affinity Bancshares, Inc. pays -- of its earnings as a dividend. Sound Financial Bancorp, Inc. pays out 42.31% of its earnings as a dividend. Sound Financial Bancorp, Inc.'s payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios AFBI or SFBC?

    Affinity Bancshares, Inc. quarterly revenues are $13.5M, which are smaller than Sound Financial Bancorp, Inc. quarterly revenues of $15.5M. Affinity Bancshares, Inc.'s net income of $2.2M is higher than Sound Financial Bancorp, Inc.'s net income of $1.7M. Notably, Affinity Bancshares, Inc.'s price-to-earnings ratio is 17.44x while Sound Financial Bancorp, Inc.'s PE ratio is 16.67x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Affinity Bancshares, Inc. is 2.54x versus 1.82x for Sound Financial Bancorp, Inc.. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    AFBI
    Affinity Bancshares, Inc.
    2.54x 17.44x $13.5M $2.2M
    SFBC
    Sound Financial Bancorp, Inc.
    1.82x 16.67x $15.5M $1.7M
  • Which has Higher Returns AFBI or SRCE?

    1st Source Corp. has a net margin of 16.41% compared to Affinity Bancshares, Inc.'s net margin of 27.95%. Affinity Bancshares, Inc.'s return on equity of 6% beat 1st Source Corp.'s return on equity of 12.08%.

    Company Gross Margin Earnings Per Share Invested Capital
    AFBI
    Affinity Bancshares, Inc.
    -- $0.34 $179.4M
    SRCE
    1st Source Corp.
    -- $1.73 $1.5B
  • What do Analysts Say About AFBI or SRCE?

    Affinity Bancshares, Inc. has a consensus price target of --, signalling downside risk potential of --. On the other hand 1st Source Corp. has an analysts' consensus of $72.67 which suggests that it could grow by 12.31%. Given that 1st Source Corp. has higher upside potential than Affinity Bancshares, Inc., analysts believe 1st Source Corp. is more attractive than Affinity Bancshares, Inc..

    Company Buy Ratings Hold Ratings Sell Ratings
    AFBI
    Affinity Bancshares, Inc.
    0 0 0
    SRCE
    1st Source Corp.
    0 2 0
  • Is AFBI or SRCE More Risky?

    Affinity Bancshares, Inc. has a beta of 0.221, which suggesting that the stock is 77.898% less volatile than S&P 500. In comparison 1st Source Corp. has a beta of 0.647, suggesting its less volatile than the S&P 500 by 35.304%.

  • Which is a Better Dividend Stock AFBI or SRCE?

    Affinity Bancshares, Inc. has a quarterly dividend of $1.50 per share corresponding to a yield of 0%. 1st Source Corp. offers a yield of 2.35% to investors and pays a quarterly dividend of $0.40 per share. Affinity Bancshares, Inc. pays -- of its earnings as a dividend. 1st Source Corp. pays out 25.86% of its earnings as a dividend. 1st Source Corp.'s payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios AFBI or SRCE?

    Affinity Bancshares, Inc. quarterly revenues are $13.5M, which are smaller than 1st Source Corp. quarterly revenues of $152.6M. Affinity Bancshares, Inc.'s net income of $2.2M is lower than 1st Source Corp.'s net income of $42.6M. Notably, Affinity Bancshares, Inc.'s price-to-earnings ratio is 17.44x while 1st Source Corp.'s PE ratio is 10.61x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Affinity Bancshares, Inc. is 2.54x versus 2.69x for 1st Source Corp.. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    AFBI
    Affinity Bancshares, Inc.
    2.54x 17.44x $13.5M $2.2M
    SRCE
    1st Source Corp.
    2.69x 10.61x $152.6M $42.6M
  • Which has Higher Returns AFBI or TMP?

    Tompkins Financial Corp. has a net margin of 16.41% compared to Affinity Bancshares, Inc.'s net margin of 19.46%. Affinity Bancshares, Inc.'s return on equity of 6% beat Tompkins Financial Corp.'s return on equity of 11.34%.

    Company Gross Margin Earnings Per Share Invested Capital
    AFBI
    Affinity Bancshares, Inc.
    -- $0.34 $179.4M
    TMP
    Tompkins Financial Corp.
    -- $1.65 $1.3B
  • What do Analysts Say About AFBI or TMP?

    Affinity Bancshares, Inc. has a consensus price target of --, signalling downside risk potential of --. On the other hand Tompkins Financial Corp. has an analysts' consensus of $78.00 which suggests that it could grow by 2.43%. Given that Tompkins Financial Corp. has higher upside potential than Affinity Bancshares, Inc., analysts believe Tompkins Financial Corp. is more attractive than Affinity Bancshares, Inc..

    Company Buy Ratings Hold Ratings Sell Ratings
    AFBI
    Affinity Bancshares, Inc.
    0 0 0
    TMP
    Tompkins Financial Corp.
    0 1 0
  • Is AFBI or TMP More Risky?

    Affinity Bancshares, Inc. has a beta of 0.221, which suggesting that the stock is 77.898% less volatile than S&P 500. In comparison Tompkins Financial Corp. has a beta of 0.799, suggesting its less volatile than the S&P 500 by 20.13%.

  • Which is a Better Dividend Stock AFBI or TMP?

    Affinity Bancshares, Inc. has a quarterly dividend of $1.50 per share corresponding to a yield of 0%. Tompkins Financial Corp. offers a yield of 3.3% to investors and pays a quarterly dividend of $0.65 per share. Affinity Bancshares, Inc. pays -- of its earnings as a dividend. Tompkins Financial Corp. pays out 49.14% of its earnings as a dividend. Tompkins Financial Corp.'s payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios AFBI or TMP?

    Affinity Bancshares, Inc. quarterly revenues are $13.5M, which are smaller than Tompkins Financial Corp. quarterly revenues of $121.7M. Affinity Bancshares, Inc.'s net income of $2.2M is lower than Tompkins Financial Corp.'s net income of $23.7M. Notably, Affinity Bancshares, Inc.'s price-to-earnings ratio is 17.44x while Tompkins Financial Corp.'s PE ratio is 12.91x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Affinity Bancshares, Inc. is 2.54x versus 2.35x for Tompkins Financial Corp.. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    AFBI
    Affinity Bancshares, Inc.
    2.54x 17.44x $13.5M $2.2M
    TMP
    Tompkins Financial Corp.
    2.35x 12.91x $121.7M $23.7M
  • Which has Higher Returns AFBI or UNB?

    Union Bankshares, Inc. (Vermont) has a net margin of 16.41% compared to Affinity Bancshares, Inc.'s net margin of 15.23%. Affinity Bancshares, Inc.'s return on equity of 6% beat Union Bankshares, Inc. (Vermont)'s return on equity of 15.84%.

    Company Gross Margin Earnings Per Share Invested Capital
    AFBI
    Affinity Bancshares, Inc.
    -- $0.34 $179.4M
    UNB
    Union Bankshares, Inc. (Vermont)
    -- $0.75 $364.8M
  • What do Analysts Say About AFBI or UNB?

    Affinity Bancshares, Inc. has a consensus price target of --, signalling downside risk potential of --. On the other hand Union Bankshares, Inc. (Vermont) has an analysts' consensus of -- which suggests that it could fall by --. Given that Affinity Bancshares, Inc. has higher upside potential than Union Bankshares, Inc. (Vermont), analysts believe Affinity Bancshares, Inc. is more attractive than Union Bankshares, Inc. (Vermont).

    Company Buy Ratings Hold Ratings Sell Ratings
    AFBI
    Affinity Bancshares, Inc.
    0 0 0
    UNB
    Union Bankshares, Inc. (Vermont)
    0 0 0
  • Is AFBI or UNB More Risky?

    Affinity Bancshares, Inc. has a beta of 0.221, which suggesting that the stock is 77.898% less volatile than S&P 500. In comparison Union Bankshares, Inc. (Vermont) has a beta of 0.392, suggesting its less volatile than the S&P 500 by 60.813%.

  • Which is a Better Dividend Stock AFBI or UNB?

    Affinity Bancshares, Inc. has a quarterly dividend of $1.50 per share corresponding to a yield of 0%. Union Bankshares, Inc. (Vermont) offers a yield of 5.81% to investors and pays a quarterly dividend of $0.36 per share. Affinity Bancshares, Inc. pays -- of its earnings as a dividend. Union Bankshares, Inc. (Vermont) pays out 74.85% of its earnings as a dividend. Union Bankshares, Inc. (Vermont)'s payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios AFBI or UNB?

    Affinity Bancshares, Inc. quarterly revenues are $13.5M, which are smaller than Union Bankshares, Inc. (Vermont) quarterly revenues of $22.6M. Affinity Bancshares, Inc.'s net income of $2.2M is lower than Union Bankshares, Inc. (Vermont)'s net income of $3.4M. Notably, Affinity Bancshares, Inc.'s price-to-earnings ratio is 17.44x while Union Bankshares, Inc. (Vermont)'s PE ratio is 10.00x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Affinity Bancshares, Inc. is 2.54x versus 1.33x for Union Bankshares, Inc. (Vermont). Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    AFBI
    Affinity Bancshares, Inc.
    2.54x 17.44x $13.5M $2.2M
    UNB
    Union Bankshares, Inc. (Vermont)
    1.33x 10.00x $22.6M $3.4M

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