Financhill
Buy
94

AFBI Quote, Financials, Valuation and Earnings

Last price:
$20.47
Seasonality move :
-5.15%
Day range:
$20.50 - $20.60
52-week range:
$17.00 - $22.50
Dividend yield:
0%
P/E ratio:
15.80x
P/S ratio:
2.49x
P/B ratio:
0.98x
Volume:
1.9K
Avg. volume:
3.9K
1-year change:
12.64%
Market cap:
$125M
Revenue:
$52.9M
EPS (TTM):
$1.30
Period Ending 2021-12-31 2022-12-31 2023-12-31 2024-12-31 2025-12-31
Revenue $35.2M $34.5M $45.2M $50M $52.9M
Revenue Growth (YoY) 8.5% -2% 30.78% 10.68% 5.89%
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin -- -- -- -- --
Other Inc / (Exp) -- -- -- -$385K --
Operating Expenses -$9.9M -$9.3M -$8.4M -$7M -$11.2M
Operating Income $9.9M $9.3M $8.4M $7M $11.2M
 
Net Interest Expenses $497K -- $1.4M $2.4M $2.1M
EBT. Incl. Unusual Items $9.9M $9.3M $8.4M $7M $11.2M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $2.3M $2.2M $1.9M $1.5M $2.9M
Net Income to Company $7.6M $7.1M $6.4M $5.4M --
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $7.6M $7.1M $6.4M $5.4M $8.3M
 
Basic EPS (Cont. Ops) $1.10 $1.07 $1.00 $0.85 $1.33
Diluted EPS (Cont. Ops) $1.10 $1.06 $0.98 $0.83 $1.29
Weighted Average Basic Share $6.9M $6.7M $6.5M $6.4M $6.3M
Weighted Average Diluted Share $6.9M $6.8M $6.6M $6.6M $6.4M
 
EBITDA -- $12M $24.6M $26.5M --
EBIT $13.1M $11.7M $23.9M $25.8M $31.1M
 
Revenue (Reported) $35.2M $34.5M $45.2M $50M $52.9M
Operating Income (Reported) $9.9M $9.3M $8.4M $7M $11.2M
Operating Income (Adjusted) $13.1M $11.7M $23.9M $25.8M $31.1M
Period Ending 2021-12-31 2022-12-31 2023-12-31 2024-12-31 2025-12-31
Revenue $7.9M $9.5M $11.7M $12.4M $13.5M
Revenue Growth (YoY) -6.13% 20.22% 22.48% 5.98% 8.78%
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin -- -- -- -- --
Other Inc / (Exp) -- -- -- -$385K --
Operating Expenses -$1.8M -$2.2M -$1.9M -$1.6M -$3.1M
Operating Income $1.8M $2.2M $1.9M $1.6M $3.1M
 
Net Interest Expenses $132K $20K $300K $625K $525K
EBT. Incl. Unusual Items $1.8M $2.2M $1.9M $1.6M $3.1M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $442K $513K $414K $256K $945K
Net Income to Company $1.3M $1.7M $1.5M $1.3M --
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $1.3M $1.7M $1.5M $1.3M $2.1M
 
Basic EPS (Cont. Ops) $0.19 $0.26 $0.24 $0.21 $0.35
Diluted EPS (Cont. Ops) $0.19 $0.25 $0.23 $0.20 $0.34
Weighted Average Basic Share $6.9M $6.6M $6.4M $6.4M $6.1M
Weighted Average Diluted Share $6.9M $6.7M $6.5M $6.6M $6.3M
 
EBITDA -- -- -- -- --
EBIT $2.5M $3.9M $6.3M $6.4M $8M
 
Revenue (Reported) $7.9M $9.5M $11.7M $12.4M $13.5M
Operating Income (Reported) $1.8M $2.2M $1.9M $1.6M $3.1M
Operating Income (Adjusted) $2.5M $3.9M $6.3M $6.4M $8M
Period Ending 2021-12-31 2022-12-31 2023-12-31 2024-12-31 2025-12-31
Revenue $35.2M $34.5M $45.2M $50M $52.9M
Revenue Growth (YoY) -- -- -- -- --
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin -- -- -- -- --
Other Inc / (Exp) -- -- -- -$385K --
Operating Expenses -$10.8M -$9.3M -$8.4M -$7M -$11.2M
Operating Income $10.8M $9.3M $8.4M $7M $11.2M
 
Net Interest Expenses $496K -- $1.4M $2.4M $2.1M
EBT. Incl. Unusual Items $9.9M $9.3M $8.4M $7M $11.2M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $2.3M $2.2M $1.9M $1.5M $2.9M
Net Income to Company $7.6M $7.1M $6.4M $5.4M --
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $7.6M $7.1M $6.4M $5.4M $8.3M
 
Basic EPS (Cont. Ops) $1.10 $1.07 $1.00 $0.85 $1.33
Diluted EPS (Cont. Ops) $1.10 $1.05 $0.98 $0.83 $1.30
Weighted Average Basic Share
Weighted Average Diluted Share
 
EBITDA -- -- -- -- --
EBIT $13.1M $11.7M $23.9M $25.8M $31.1M
 
Revenue (Reported) $35.2M $34.5M $45.2M $50M $52.9M
Operating Income (Reported) $10.8M $9.3M $8.4M $7M $11.2M
Operating Income (Adjusted) $13.1M $11.7M $23.9M $25.8M $31.1M
Period Ending 2022-12-31 2023-12-31 2024-12-31 2025-12-31 2026-12-31
Revenue $34.5M $45.2M $50M $52.9M --
Revenue Growth (YoY) -- -- -- -- --
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin -- -- -- -- --
Other Inc / (Exp) -- -- -$385K -- --
Operating Expenses -$9.3M -$8.4M -$7M -$11.2M --
Operating Income $9.3M $8.4M $7M $11.2M --
 
Net Interest Expenses $121K $1.4M $2.4M $2.1M --
EBT. Incl. Unusual Items $9.3M $8.4M $7M $11.2M --
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $2.2M $1.9M $1.5M $2.9M --
Net Income to Company $7.1M $6.4M $5.4M $1.8M --
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $7.1M $6.4M $5.4M $8.3M --
 
Basic EPS (Cont. Ops) $1.07 $1.00 $0.85 $1.33 --
Diluted EPS (Cont. Ops) $1.05 $0.98 $0.83 $1.30 --
Weighted Average Basic Share $26.7M $25.9M $25.7M $25.1M --
Weighted Average Diluted Share $27.1M $26.2M $26.3M $25.8M --
 
EBITDA $1.1M $5.3M $6.4M $7.4M --
EBIT $11.7M $23.9M $25.8M $31.1M --
 
Revenue (Reported) $34.5M $45.2M $50M $52.9M --
Operating Income (Reported) $9.3M $8.4M $7M $11.2M --
Operating Income (Adjusted) $11.7M $23.9M $25.8M $31.1M --
Period Ending 2021-12-31 2022-12-31 2023-12-31 2024-12-31 2025-12-31
Cash and Equivalents $16.2M $2.9M $6M $7.1M $6.9M
Short Term Investments $48.6M $46.2M $48.6M -- --
Accounts Receivable, Net -- -- -- -- --
Inventory -- -- -- -- --
Prepaid Expenses -- -- -- -- --
Other Current Assets -- -- -- -- --
Total Current Assets $115.3M $29.2M $52.9M $43.7M $53.9M
 
Property Plant And Equipment $3.8M $4.3M $3.8M $4.5M $2.8M
Long-Term Investments $98M $24.5M $49.4M $40.5M $53.2M
Goodwill -- -- -- -- --
Other Intangibles -- $18.6M $18.4M $18.2M --
Other Long-Term Assets -- -- -- -- --
Total Assets $788.1M $791.3M $843.3M $866.8M $881.7M
 
Accounts Payable -- -- -- -- --
Accrued Expenses -- -- -- -- --
Current Portion Of Long-Term Debt -- -- -- -- --
Current Portion Of Capital Lease Obligations -- -- -- -- --
Other Current Liabilities -- -- -- -- --
Total Current Liabilities $193.9M $190.3M $154.7M $424.7M $372.8M
 
Long-Term Debt $49M $10M $40M $59.8M $54M
Capital Leases -- -- -- -- --
Total Liabilities $667.1M $674.2M $721.7M $737.7M $754.7M
 
Common Stock $69K $66K $64K $64K $61K
Other Common Equity Adj -$358K -$6.7M -$6.3M -$5.7M --
Common Equity $121M $117.1M $121.5M $129.1M $127M
Total Preferred Equity -- -- -- -- --
Minority Interest, Total -- -- -- -- --
Total Equity $121M $117.1M $121.5M $129.1M $127M
 
Total Liabilities and Equity $788.1M $791.3M $843.3M $866.8M $881.7M
Cash and Short Terms $160.3M $72.5M $98.6M $41.4M --
Total Debt $49M $10M $40M $59.8M $54M
Period Ending 2021-12-31 2022-12-31 2023-12-31 2024-12-31 2025-12-31
Cash and Equivalents $16.2M $2.9M $6M $7.1M $6.9M
Short Term Investments $48.6M $46.2M $48.6M -- --
Accounts Receivable, Net -- -- -- -- --
Inventory -- -- -- -- --
Prepaid Expenses -- -- -- -- --
Other Current Assets -- -- -- -- --
Total Current Assets $115.3M $29.2M $52.9M $43.7M $53.9M
 
Property Plant And Equipment $3.8M $4.3M $3.8M $4.5M $2.8M
Long-Term Investments $98M $24.5M $49.4M $40.5M $53.2M
Goodwill -- -- -- -- --
Other Intangibles -- $18.6M $18.4M $18.2M --
Other Long-Term Assets -- -- -- -- --
Total Assets $788.1M $791.3M $843.3M $866.8M $881.7M
 
Accounts Payable -- -- -- -- --
Accrued Expenses -- -- -- -- --
Current Portion Of Long-Term Debt -- -- -- -- --
Current Portion Of Capital Lease Obligations -- -- -- -- --
Other Current Liabilities -- -- -- -- --
Total Current Liabilities $193.9M $190.3M $154.7M $424.7M $372.8M
 
Long-Term Debt $49M $10M $40M $59.8M $54M
Capital Leases -- -- -- -- --
Total Liabilities $667.1M $674.2M $721.7M $737.7M $754.7M
 
Common Stock $69K $66K $64K $64K $61K
Other Common Equity Adj -$358K -$6.7M -$6.3M -$5.7M --
Common Equity -- -- -- -- --
Total Preferred Equity -- -- -- -- --
Minority Interest, Total -- -- -- -- --
Total Equity $121M $117.1M $121.5M $129.1M $127M
 
Total Liabilities and Equity $788.1M $791.3M $843.3M $866.8M $881.7M
Cash and Short Terms $160.3M $72.5M $98.6M $41.4M --
Total Debt $49M $10M $40M $59.8M $54M
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Net Income to Stockholders $3.1M $7.6M $7.1M $6.4M $5.4M
Depreciation & Amoritzation $697K $674K $338K $734K $738K
Stock-Based Compensation $298K $679K $1M $1.4M $1.5M
Change in Accounts Receivable -$4.3M $2.8M -$716K -$527K $731K
Change in Inventories -- -- -- -- --
Cash From Operations $1.4M $11.9M $7.6M $7.9M $6.8M
 
Capital Expenditures $451K $830K $1.4M $527K $422K
Cash Acquisitions -$22.7M -- -- -- --
Cash From Investing -$110.4M -$9.6M -$93.7M -$28.1M -$33.2M
 
Dividends Paid (Ex Special Dividend) -- -- -- -- --
Special Dividend Paid
Long-Term Debt Issued $150.8M $35M $105M $85M $35.9M
Long-Term Debt Repaid -$60M -$110.8M -$143M -$55.1M -$17.1M
Repurchase of Common Stock -- -- -- $3.3M --
Other Financing Activities -- -$4.7M -- -- --
Cash From Financing $239.1M -$68.7M $701K $44M $17.9M
 
Beginning Cash (CF) $48.1M $178.3M $111.8M $26.3M $50M
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions $130.1M -$66.5M -$85.5M $23.7M -$8.6M
Ending Cash (CF) $178.3M $111.8M $26.3M $50M $41.4M
 
Levered Free Cash Flow $920K $11M $6.2M $7.3M $6.4M
Period Ending 2021-12-31 2022-12-31 2023-12-31 2024-12-31 2025-12-31
Net Income to Stockholders $1.3M $1.7M $1.5M $1.3M --
Depreciation & Amoritzation $147K -- -- -- --
Stock-Based Compensation $191K $310K $384K $358K --
Change in Accounts Receivable -$362K -$884K $4K $702K --
Change in Inventories -- -- -- -- --
Cash From Operations -$1.3M -$646K $1.8M $865K --
 
Capital Expenditures $253K $464K $175K $23K --
Cash Acquisitions -- -- -- -- --
Cash From Investing -$17.4M -$26.3M $1.6M -$1.5M --
 
Dividends Paid (Ex Special Dividend) -- -- -- -- --
Special Dividend Paid -- -- -- -- --
Long-Term Debt Issued -- $25K $20M -- --
Long-Term Debt Repaid -- -- -- -- --
Repurchase of Common Stock -- -- $284K -- --
Other Financing Activities -- -- -- -- --
Cash From Financing -$427K $12.8M -$14.9M -$10.3M --
 
Beginning Cash (CF) $130.9M $40.5M $61.5M $52.3M --
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions -$19.1M -$14.2M -$11.5M -$10.9M --
Ending Cash (CF) $111.8M $26.3M $50M $41.4M --
 
Levered Free Cash Flow -$1.6M -$1.1M $1.6M $842K --
Period Ending 2021-12-31 2022-12-31 2023-12-31 2024-12-31 2025-12-31
Net Income to Stockholders $7.6M $7.1M $6.4M $5.4M --
Depreciation & Amoritzation $674K $338K $735K $738K --
Stock-Based Compensation $679K $1M $1.4M $1.5M --
Change in Accounts Receivable $2.8M -$716K -$527K $731K --
Change in Inventories -- -- -- -- --
Cash From Operations $11.9M $7.6M $7.9M $6.8M --
 
Capital Expenditures $830K $1.4M $527K $422K $329K
Cash Acquisitions -- -- -- -- --
Cash From Investing -$9.6M -$93.7M -$28.1M -$33.2M --
 
Dividends Paid (Ex Special Dividend) -- -- -- -- --
Special Dividend Paid
Long-Term Debt Issued $35M $105M $85M $35.9M --
Long-Term Debt Repaid -$110.8M -$143M -$55.1M -$17.1M --
Repurchase of Common Stock -- -- $3.3M -- --
Other Financing Activities -$4.7M -- -- -- --
Cash From Financing -$68.7M $701K $44M $17.9M --
 
Beginning Cash (CF) -- -- -- -- --
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions -$66.5M -$85.5M $23.7M -$8.6M --
Ending Cash (CF) -- -- -- -- --
 
Levered Free Cash Flow $11M $6.2M $7.3M $6.4M --
Period Ending 2022-12-31 2023-12-31 2024-12-31 2025-12-31 2026-12-31
Net Income to Stockholders $7.1M $6.4M $5.4M $1.8M --
Depreciation & Amoritzation -$804K $183K $162K $193K --
Stock-Based Compensation $1M $1.4M $1.5M $1.7M --
Change in Accounts Receivable -$716K -$527K $731K -$1.2M --
Change in Inventories -- -- -- -- --
Cash From Operations $7.6M $7.9M $6.8M $9.4M --
 
Capital Expenditures $1.4M $527K $422K $329K --
Cash Acquisitions -- -- -- -- --
Cash From Investing -$93.7M -$28.1M -$33.2M -$14.2M --
 
Dividends Paid (Ex Special Dividend) -- -- -- $8.8M --
Special Dividend Paid -- -- -- $1.5M --
Long-Term Debt Issued $105M $85M $35.9M -- --
Long-Term Debt Repaid -$143M -$55.1M -$17.1M -$4.8M --
Repurchase of Common Stock -- $3.3M -- $4.1M --
Other Financing Activities -- -- -- -- --
Cash From Financing $701K $44M $17.9M $48.2M --
 
Beginning Cash (CF) $277.6M $307.6M $214.1M $41.4M --
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions -$85.5M $23.7M -$8.6M $43.4M --
Ending Cash (CF) $192.1M $331.3M $205.5M $74.7M --
 
Levered Free Cash Flow $6.2M $7.3M $6.4M $9.1M --

SEE THE 1% OF STOCKS YOU NEED TO OWN FOR MASSIVE RETURNS

GET BETTER TRADE IDEAS

Popular

Will UnitedHealth Stock Recover?
Will UnitedHealth Stock Recover?

Shares of embattled health insurance giant UnitedHealth (NYSE:UNH) plummeted by…

Is Lumentum The Best Laser Stock to Buy?
Is Lumentum The Best Laser Stock to Buy?

Though certainly less well-known than the huge tech businesses that…

Is Planet Fitness Stock Undervalued?
Is Planet Fitness Stock Undervalued?

Planet Fitness (NYSE:PLNT) has had a difficult 12 months, retreating…

Stock Ideas

Buy
57
Is NVDA Stock a Buy?

Market Cap: $4.6T
P/E Ratio: 65x

Buy
61
Is AAPL Stock a Buy?

Market Cap: $4T
P/E Ratio: 37x

Buy
53
Is GOOG Stock a Buy?

Market Cap: $3.9T
P/E Ratio: 30x

Alerts

Buy
67
PRLB alert for Feb 10

Proto Labs, Inc. [PRLB] is down 2.16% over the past day.

Sell
33
MSTR alert for Feb 10

Strategy, Inc. [MSTR] is up 2.59% over the past day.

Sell
10
MOH alert for Feb 10

Molina Healthcare, Inc. [MOH] is down 3% over the past day.

THE #1 STOCK ANALYSIS TOOL
TO MAKE SMARTER BUY AND SELL DECISIONS

Show me the best stock