Financhill
Buy
87

AFBI Quote, Financials, Valuation and Earnings

Last price:
$21.37
Seasonality move :
-4.61%
Day range:
$20.63 - $21.12
52-week range:
$17.00 - $22.50
Dividend yield:
0%
P/E ratio:
18.19x
P/S ratio:
2.65x
P/B ratio:
1.04x
Volume:
583
Avg. volume:
3.2K
1-year change:
-3.39%
Market cap:
$130.3M
Revenue:
$50M
EPS (TTM):
$1.16
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Revenue $27M $35.2M $34.5M $45.2M $50M
Revenue Growth (YoY) 88.2% 8.5% -2% 30.78% 10.68%
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin $12.4M -- -- -- --
Other Inc / (Exp) $20K -- -- -- -$385K
Operating Expenses $12.4M -$9.9M -$9.3M -$8.4M -$7M
Operating Income -- $9.9M $9.3M $8.4M $7M
 
Net Interest Expenses -- $497K -- $1.4M $2.4M
EBT. Incl. Unusual Items $3.9M $9.9M $9.3M $8.4M $7M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $792K $2.3M $2.2M $1.9M $1.5M
Net Income to Company $3.1M $7.6M $7.1M $6.4M $5.4M
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $3.1M $7.6M $7.1M $6.4M $5.4M
 
Basic EPS (Cont. Ops) $0.45 $1.10 $1.07 $1.00 $0.85
Diluted EPS (Cont. Ops) $0.45 $1.10 $1.06 $0.98 $0.83
Weighted Average Basic Share $6.9M $6.9M $6.7M $6.5M $6.4M
Weighted Average Diluted Share $6.9M $6.9M $6.8M $6.6M $6.6M
 
EBITDA -- -- -- -- --
EBIT $9.4M $13.1M $11.7M $23.9M $25.8M
 
Revenue (Reported) $27M $35.2M $34.5M $45.2M $50M
Operating Income (Reported) -- $9.9M $9.3M $8.4M $7M
Operating Income (Adjusted) $9.4M $13.1M $11.7M $23.9M $25.8M
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Revenue $8.4M $8.8M $11.7M $12.9M $13.5M
Revenue Growth (YoY) -7.25% 5.05% 32.18% 10.42% 4.97%
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin -- -- -- -- --
Other Inc / (Exp) -- -- -- -- --
Operating Expenses -$2.4M -$2.4M -$2.1M -$2.3M -$2.9M
Operating Income $2.4M $2.4M $2.1M $2.3M $2.9M
 
Net Interest Expenses $132K $73K $208K $701K $525K
EBT. Incl. Unusual Items $2.4M $2.4M $2.1M $2.3M $2.9M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $575K $581K $502K $546K $700K
Net Income to Company $1.8M $1.9M $1.6M $1.7M --
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $1.8M $1.9M $1.6M $1.7M $2.2M
 
Basic EPS (Cont. Ops) $0.26 $0.28 $0.25 $0.27 $0.35
Diluted EPS (Cont. Ops) $0.26 $0.28 $0.25 $0.26 $0.34
Weighted Average Basic Share $6.9M $6.7M $6.4M $6.4M $6.3M
Weighted Average Diluted Share $7M $6.8M $6.5M $6.6M $6.4M
 
EBITDA -- -- -- -- --
EBIT $3.1M $3.1M $6.2M $7.2M $8.1M
 
Revenue (Reported) $8.4M $8.8M $11.7M $12.9M $13.5M
Operating Income (Reported) $2.4M $2.4M $2.1M $2.3M $2.9M
Operating Income (Adjusted) $3.1M $3.1M $6.2M $7.2M $8.1M
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Revenue $35.8M $32.9M $43M $49.3M $51.8M
Revenue Growth (YoY) -- -- -- -- --
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin -- -- -- -- --
Other Inc / (Exp) -- -- -- -- --
Operating Expenses -$10.9M -$8.9M -$8.7M -$7.3M -$9.8M
Operating Income $10.9M $8.9M $8.7M $7.3M $9.8M
 
Net Interest Expenses $453K -- $1.1M $2M $2.2M
EBT. Incl. Unusual Items $10.1M $8.9M $8.7M $7.3M $9.8M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $2.4M $2.1M $2M $1.7M $2.2M
Net Income to Company $7.7M $6.8M $6.6M $5.6M --
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $7.7M $6.8M $6.6M $5.6M $7.5M
 
Basic EPS (Cont. Ops) $1.12 $1.01 $1.02 $0.87 $1.19
Diluted EPS (Cont. Ops) $1.12 $0.99 $1.00 $0.86 $1.16
Weighted Average Basic Share
Weighted Average Diluted Share
 
EBITDA -- -- -- -- --
EBIT $13.6M $10.3M $21.4M $25.7M $29.5M
 
Revenue (Reported) $35.8M $32.9M $43M $49.3M $51.8M
Operating Income (Reported) $10.9M $8.9M $8.7M $7.3M $9.8M
Operating Income (Adjusted) $13.6M $10.3M $21.4M $25.7M $29.5M
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Revenue $25.6M $25M $33.5M $37.6M $39.5M
Revenue Growth (YoY) -- -- -- -- --
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin $5.6M -- -- -- --
Other Inc / (Exp) -- -- -- -- --
Operating Expenses $2.3M -$7.1M -$6.5M -$5.4M -$8.2M
Operating Income $2.4M $7.1M $6.5M $5.4M $8.2M
 
Net Interest Expenses $132K $101K $1.1M $1.7M $1.6M
EBT. Incl. Unusual Items $8.2M $7.1M $6.5M $5.4M $8.2M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $1.9M $1.7M $1.5M $1.3M $2M
Net Income to Company $6.3M $5.4M $4.9M $4.1M $1.8M
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $6.3M $5.4M $4.9M $4.1M $6.2M
 
Basic EPS (Cont. Ops) $0.91 $0.81 $0.76 $0.64 $0.98
Diluted EPS (Cont. Ops) $0.91 $0.80 $0.75 $0.62 $0.96
Weighted Average Basic Share $20.6M $20.1M $19.5M $19.2M $19M
Weighted Average Diluted Share $20.8M $20.3M $19.7M $19.7M $19.4M
 
EBITDA -- -- -- -- --
EBIT $10.6M $7.9M $17.6M $19.4M $23.1M
 
Revenue (Reported) $25.6M $25M $33.5M $37.6M $39.5M
Operating Income (Reported) $2.4M $7.1M $6.5M $5.4M $8.2M
Operating Income (Adjusted) $10.6M $7.9M $17.6M $19.4M $23.1M
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Cash and Equivalents $178.3M $16.2M $2.9M $6M $7.1M
Short Term Investments $24M $48.6M $46.2M $48.6M --
Accounts Receivable, Net -- -- -- -- --
Inventory -- -- -- -- --
Prepaid Expenses -- -- -- -- --
Other Current Assets -- -- -- -- --
Total Current Assets $202.3M $115.3M $29.2M $52.9M $43.7M
 
Property Plant And Equipment $8.6M $3.8M $4.3M $3.8M $4.5M
Long-Term Investments $25.6M $98M $24.5M $49.4M $40.5M
Goodwill -- -- -- -- --
Other Intangibles -- -- $18.6M $18.4M $18.2M
Other Long-Term Assets -- -- -- -- --
Total Assets $850.6M $788.1M $791.3M $843.3M $866.8M
 
Accounts Payable -- -- -- -- --
Accrued Expenses -- -- -- -- --
Current Portion Of Long-Term Debt -- -- -- -- --
Current Portion Of Capital Lease Obligations -- -- -- -- --
Other Current Liabilities -- -- -- -- --
Total Current Liabilities -- $193.9M $190.3M $154.7M $424.7M
 
Long-Term Debt $24.1M $49M $10M $40M $59.8M
Capital Leases -- -- -- -- --
Total Liabilities $769.8M $667.1M $674.2M $721.7M $737.7M
 
Common Stock $69K $69K $66K $64K $64K
Other Common Equity Adj $159K -$358K -$6.7M -$6.3M -$5.7M
Common Equity $80.8M $121M $117.1M $121.5M $129.1M
Total Preferred Equity -- -- -- -- --
Minority Interest, Total -- -- -- -- --
Total Equity $80.8M $121M $117.1M $121.5M $129.1M
 
Total Liabilities and Equity $850.6M $788.1M $791.3M $843.3M $866.8M
Cash and Short Terms $202.3M $160.3M $72.5M $98.6M $41.4M
Total Debt $24.1M $49M $10M $40M $59.8M
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Cash and Equivalents $17.3M $6.9M $5.4M $5.3M $6.1M
Short Term Investments $44.1M $41.9M $48M $48.4M --
Accounts Receivable, Net -- -- -- -- --
Inventory -- -- -- -- --
Prepaid Expenses -- -- -- -- --
Other Current Assets -- -- -- -- --
Total Current Assets $130.9M $44M $64.4M $54.7M $87M
 
Property Plant And Equipment $7.4M $4.1M $3.9M $3.5M $3M
Long-Term Investments $116.1M $34.6M $60.9M $53.2M $85M
Goodwill -- -- -- -- --
Other Intangibles -- -- -- -- --
Other Long-Term Assets -- -- -- -- --
Total Assets $790M $776.4M $855.4M $878.6M $925.2M
 
Accounts Payable -- -- -- -- --
Accrued Expenses -- -- -- -- --
Current Portion Of Long-Term Debt -- -- -- -- --
Current Portion Of Capital Lease Obligations -- -- -- -- --
Other Current Liabilities -- -- -- -- --
Total Current Liabilities $197M $204.8M $315.1M $161.4M $150.6M
 
Long-Term Debt $49M $10M $20M $58.8M $54M
Capital Leases -- -- -- -- --
Total Liabilities $670.3M $661.2M $737M $750.2M $799.8M
 
Common Stock $69K $66K $64K $64K $62K
Other Common Equity Adj -$114K -$6.9M -$7.8M -$4.7M --
Common Equity -- -- -- -- --
Total Preferred Equity -- -- -- -- --
Minority Interest, Total -- -- -- -- --
Total Equity $119.7M $115.2M $118.5M $128.4M $125.4M
 
Total Liabilities and Equity $790M $776.4M $855.4M $878.6M $925.2M
Cash and Short Terms $175M $82.4M $109.5M $100.7M --
Total Debt $49M $10M $20M $58.8M $54M
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Net Income to Stockholders $3.1M $7.6M $7.1M $6.4M $5.4M
Depreciation & Amoritzation $697K $674K $338K $734K $738K
Stock-Based Compensation $298K $679K $1M $1.4M $1.5M
Change in Accounts Receivable -$4.3M $2.8M -$716K -$527K $731K
Change in Inventories -- -- -- -- --
Cash From Operations $1.4M $11.9M $7.6M $7.9M $6.8M
 
Capital Expenditures $451K $830K $1.4M $527K $422K
Cash Acquisitions -$22.7M -- -- -- --
Cash From Investing -$110.4M -$9.6M -$93.7M -$28.1M -$33.2M
 
Dividends Paid (Ex Special Dividend) -- -- -- -- --
Special Dividend Paid
Long-Term Debt Issued $150.8M $35M $105M $85M $35.9M
Long-Term Debt Repaid -$60M -$110.8M -$143M -$55.1M -$17.1M
Repurchase of Common Stock -- -- -- $3.3M --
Other Financing Activities -- -$4.7M -- -- --
Cash From Financing $239.1M -$68.7M $701K $44M $17.9M
 
Beginning Cash (CF) $48.1M $178.3M $111.8M $26.3M $50M
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions $130.1M -$66.5M -$85.5M $23.7M -$8.6M
Ending Cash (CF) $178.3M $111.8M $26.3M $50M $41.4M
 
Levered Free Cash Flow $920K $11M $6.2M $7.3M $6.4M
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Net Income to Stockholders $1.8M $1.9M $1.6M $1.7M --
Depreciation & Amoritzation $173K -- -- -- --
Stock-Based Compensation $181K $358K $332K $328K $505K
Change in Accounts Receivable $551K -$258K -$271K $1.3M --
Change in Inventories -- -- -- -- --
Cash From Operations $671K $2.4M $1.7M $4.1M $3.7M
 
Capital Expenditures $345K $252K $67K $137K $69K
Cash Acquisitions -- -- -- -- --
Cash From Investing $11.2M -$26.6M -$795K -$3.2M $3.4M
 
Dividends Paid (Ex Special Dividend) -- -- -- -- --
Special Dividend Paid -- -- -- -- --
Long-Term Debt Issued -- $30M $26K $14M --
Long-Term Debt Repaid -- -$40M -$26K -$7.1M --
Repurchase of Common Stock -- -- $328K -- $1.9M
Other Financing Activities -- -- -- -- --
Cash From Financing $3.3M $9.3M -$22.3M $1M -$11.9M
 
Beginning Cash (CF) $115.7M $55.4M $82.9M $50.4M --
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions $15.2M -$14.9M -$21.4M $1.9M -$4.8M
Ending Cash (CF) $130.9M $40.5M $61.5M $52.3M --
 
Levered Free Cash Flow $326K $2.1M $1.7M $4M $3.6M
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Net Income to Stockholders $7.7M $6.8M $6.6M $5.6M --
Depreciation & Amoritzation $1.7M -$182K $1.2M $672K --
Stock-Based Compensation $598K $888K $1.3M $1.6M $2M
Change in Accounts Receivable $4.8M -$194K -$1.4M $33K --
Change in Inventories -- -- -- -- --
Cash From Operations $15M $6.9M $5.4M $7.7M $10.2M
 
Capital Expenditures $832K $1.2M $816K $574K $352K
Cash Acquisitions -- -- -- -- --
Cash From Investing $41.7M -$84.8M -$56M -$30.2M -$15.7M
 
Dividends Paid (Ex Special Dividend) -- -- -- -- $8.8M
Special Dividend Paid
Long-Term Debt Issued $5.9M $105M $65.1M $55.9M --
Long-Term Debt Repaid -$125.8M -$143M -$55.1M -$17.1M --
Repurchase of Common Stock -- -- $3M $284K $4.1M
Other Financing Activities -- -- -- -- --
Cash From Financing -$104.9M -$12.5M $71.6M $13.3M $38M
 
Beginning Cash (CF) -- -- -- -- --
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions -$48.7M -$90.4M $21M -$9.2M $32.5M
Ending Cash (CF) -- -- -- -- --
 
Levered Free Cash Flow $14.2M $5.7M $4.6M $7.2M $9.9M
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Net Income to Stockholders $6.3M $5.4M $4.9M $4.1M $1.8M
Depreciation & Amoritzation $527K -$804K $183K $162K $193K
Stock-Based Compensation $366K $697K $1M $1.2M $1.7M
Change in Accounts Receivable $3.1M $168K -$531K $29K -$1.2M
Change in Inventories -- -- -- -- --
Cash From Operations $13.2M $8.2M $6.1M $5.9M $9.4M
 
Capital Expenditures $577K $930K $352K $399K $329K
Cash Acquisitions -- -- -- -- --
Cash From Investing $7.8M -$67.4M -$29.7M -$31.8M -$14.2M
 
Dividends Paid (Ex Special Dividend) -- -- -- -- $8.8M
Special Dividend Paid -- -- -- -- $1.5M
Long-Term Debt Issued $35M $105M $65M $35.9M --
Long-Term Debt Repaid -$110.8M -$143M -$55.1M -$17.1M -$4.8M
Repurchase of Common Stock -- -- $3M -- $4.1M
Other Financing Activities -$4.7M -- -- -- --
Cash From Financing -$68.3M -$12.1M $58.9M $28.1M $48.2M
 
Beginning Cash (CF) $395.4M $237.1M $246.1M $161.8M $41.4M
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions -$47.3M -$71.3M $35.2M $2.3M $43.4M
Ending Cash (CF) $348M $165.8M $281.3M $164.1M $74.7M
 
Levered Free Cash Flow $12.6M $7.3M $5.7M $5.5M $9.1M

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