Financhill
Buy
70

FRAF Quote, Financials, Valuation and Earnings

Last price:
$53.24
Seasonality move :
0.98%
Day range:
$53.04 - $54.62
52-week range:
$32.39 - $59.95
Dividend yield:
2.47%
P/E ratio:
15.17x
P/S ratio:
1.87x
P/B ratio:
1.43x
Volume:
67.6K
Avg. volume:
71.8K
1-year change:
60.04%
Market cap:
$238.1M
Revenue:
$114.9M
EPS (TTM):
$3.50

Price Performance History

Performance vs. Valuation Benchmarks

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Competitors

Company Revenue Forecast Earnings Forecast Revenue Growth Forecast Earnings Growth Forecast Analyst Price Target Median
FRAF
Franklin Financial Services Corp. (Pennsylvania)
-- -- -- -- --
AFBI
Affinity Bancshares, Inc.
-- -- -- -- --
MCB
Metropolitan Bank Holding Corp.
$84.4M $2.19 -31.01% 51.3% $90.33
SFBC
Sound Financial Bancorp, Inc.
-- -- -- -- --
TRST
TrustCo Bank Corp. NY
$43.1M $0.60 -15.79% -38.37% --
UNB
Union Bankshares, Inc. (Vermont)
-- -- -- -- --
Company Price Analyst Target Market Cap P/E Ratio Dividend per Share Dividend Yield Price / LTM Sales
FRAF
Franklin Financial Services Corp. (Pennsylvania)
$53.15 -- $238.1M 15.17x $0.33 2.47% 1.87x
AFBI
Affinity Bancshares, Inc.
$20.25 -- $124.9M 17.44x $1.50 0% 2.54x
MCB
Metropolitan Bank Holding Corp.
$79.50 $90.33 $818.7M 13.80x $0.15 0.38% 1.71x
SFBC
Sound Financial Bancorp, Inc.
$43.99 -- $105M 16.67x $0.19 1.73% 1.82x
TRST
TrustCo Bank Corp. NY
$43.45 -- $800.5M 14.49x $0.38 3.41% 3.02x
UNB
Union Bankshares, Inc. (Vermont)
$24.78 -- $113.6M 10.00x $0.36 5.81% 1.33x
Company Total Debt / Total Capital Beta Debt to Equity Quick Ratio
FRAF
Franklin Financial Services Corp. (Pennsylvania)
56.36% -0.109 104.28% 0.00x
AFBI
Affinity Bancshares, Inc.
30.1% -0.161 44.21% 0.00x
MCB
Metropolitan Bank Holding Corp.
29.95% 0.700 40.29% 0.00x
SFBC
Sound Financial Bancorp, Inc.
27.49% -0.227 37.03% 0.00x
TRST
TrustCo Bank Corp. NY
16.42% 0.559 20.18% 0.00x
UNB
Union Bankshares, Inc. (Vermont)
78.71% -1.264 253.08% 0.00x
Company Gross Profit Operating Income Return on Invested Capital Return on Common Equity EBIT Margin Free Cash Flow
FRAF
Franklin Financial Services Corp. (Pennsylvania)
-- $6.7M 4.08% 10.18% 52.6% $9.1M
AFBI
Affinity Bancshares, Inc.
-- $2.9M 4.14% 6% 59.72% $3.6M
MCB
Metropolitan Bank Holding Corp.
-- $10.2M 5.98% 8.75% 48.22% $31.5M
SFBC
Sound Financial Bancorp, Inc.
-- $2.1M 4.6% 6.52% 50.25% $3M
TRST
TrustCo Bank Corp. NY
-- $15.9M 7.01% 8.32% 62.55% $10M
UNB
Union Bankshares, Inc. (Vermont)
-- $3.9M 3.29% 15.84% 52.76% -$37.1M

Franklin Financial Services Corp. (Pennsylvania) vs. Competitors

  • Which has Higher Returns FRAF or AFBI?

    Affinity Bancshares, Inc. has a net margin of 15.53% compared to Franklin Financial Services Corp. (Pennsylvania)'s net margin of 16.41%. Franklin Financial Services Corp. (Pennsylvania)'s return on equity of 10.18% beat Affinity Bancshares, Inc.'s return on equity of 6%.

    Company Gross Margin Earnings Per Share Invested Capital
    FRAF
    Franklin Financial Services Corp. (Pennsylvania)
    -- $1.19 $381.2M
    AFBI
    Affinity Bancshares, Inc.
    -- $0.34 $179.4M
  • What do Analysts Say About FRAF or AFBI?

    Franklin Financial Services Corp. (Pennsylvania) has a consensus price target of --, signalling downside risk potential of --. On the other hand Affinity Bancshares, Inc. has an analysts' consensus of -- which suggests that it could fall by --. Given that Franklin Financial Services Corp. (Pennsylvania) has higher upside potential than Affinity Bancshares, Inc., analysts believe Franklin Financial Services Corp. (Pennsylvania) is more attractive than Affinity Bancshares, Inc..

    Company Buy Ratings Hold Ratings Sell Ratings
    FRAF
    Franklin Financial Services Corp. (Pennsylvania)
    0 0 0
    AFBI
    Affinity Bancshares, Inc.
    0 0 0
  • Is FRAF or AFBI More Risky?

    Franklin Financial Services Corp. (Pennsylvania) has a beta of -0.078, which suggesting that the stock is 107.753% less volatile than S&P 500. In comparison Affinity Bancshares, Inc. has a beta of 0.221, suggesting its less volatile than the S&P 500 by 77.898%.

  • Which is a Better Dividend Stock FRAF or AFBI?

    Franklin Financial Services Corp. (Pennsylvania) has a quarterly dividend of $0.33 per share corresponding to a yield of 2.47%. Affinity Bancshares, Inc. offers a yield of 0% to investors and pays a quarterly dividend of $1.50 per share. Franklin Financial Services Corp. (Pennsylvania) pays 50.91% of its earnings as a dividend. Affinity Bancshares, Inc. pays out -- of its earnings as a dividend. Franklin Financial Services Corp. (Pennsylvania)'s payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios FRAF or AFBI?

    Franklin Financial Services Corp. (Pennsylvania) quarterly revenues are $34.5M, which are larger than Affinity Bancshares, Inc. quarterly revenues of $13.5M. Franklin Financial Services Corp. (Pennsylvania)'s net income of $5.4M is higher than Affinity Bancshares, Inc.'s net income of $2.2M. Notably, Franklin Financial Services Corp. (Pennsylvania)'s price-to-earnings ratio is 15.17x while Affinity Bancshares, Inc.'s PE ratio is 17.44x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Franklin Financial Services Corp. (Pennsylvania) is 1.87x versus 2.54x for Affinity Bancshares, Inc.. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    FRAF
    Franklin Financial Services Corp. (Pennsylvania)
    1.87x 15.17x $34.5M $5.4M
    AFBI
    Affinity Bancshares, Inc.
    2.54x 17.44x $13.5M $2.2M
  • Which has Higher Returns FRAF or MCB?

    Metropolitan Bank Holding Corp. has a net margin of 15.53% compared to Franklin Financial Services Corp. (Pennsylvania)'s net margin of 5.29%. Franklin Financial Services Corp. (Pennsylvania)'s return on equity of 10.18% beat Metropolitan Bank Holding Corp.'s return on equity of 8.75%.

    Company Gross Margin Earnings Per Share Invested Capital
    FRAF
    Franklin Financial Services Corp. (Pennsylvania)
    -- $1.19 $381.2M
    MCB
    Metropolitan Bank Holding Corp.
    -- $0.67 $1B
  • What do Analysts Say About FRAF or MCB?

    Franklin Financial Services Corp. (Pennsylvania) has a consensus price target of --, signalling downside risk potential of --. On the other hand Metropolitan Bank Holding Corp. has an analysts' consensus of $90.33 which suggests that it could grow by 13.63%. Given that Metropolitan Bank Holding Corp. has higher upside potential than Franklin Financial Services Corp. (Pennsylvania), analysts believe Metropolitan Bank Holding Corp. is more attractive than Franklin Financial Services Corp. (Pennsylvania).

    Company Buy Ratings Hold Ratings Sell Ratings
    FRAF
    Franklin Financial Services Corp. (Pennsylvania)
    0 0 0
    MCB
    Metropolitan Bank Holding Corp.
    1 0 0
  • Is FRAF or MCB More Risky?

    Franklin Financial Services Corp. (Pennsylvania) has a beta of -0.078, which suggesting that the stock is 107.753% less volatile than S&P 500. In comparison Metropolitan Bank Holding Corp. has a beta of 1.128, suggesting its more volatile than the S&P 500 by 12.819%.

  • Which is a Better Dividend Stock FRAF or MCB?

    Franklin Financial Services Corp. (Pennsylvania) has a quarterly dividend of $0.33 per share corresponding to a yield of 2.47%. Metropolitan Bank Holding Corp. offers a yield of 0.38% to investors and pays a quarterly dividend of $0.15 per share. Franklin Financial Services Corp. (Pennsylvania) pays 50.91% of its earnings as a dividend. Metropolitan Bank Holding Corp. pays out -- of its earnings as a dividend. Franklin Financial Services Corp. (Pennsylvania)'s payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios FRAF or MCB?

    Franklin Financial Services Corp. (Pennsylvania) quarterly revenues are $34.5M, which are smaller than Metropolitan Bank Holding Corp. quarterly revenues of $134.5M. Franklin Financial Services Corp. (Pennsylvania)'s net income of $5.4M is lower than Metropolitan Bank Holding Corp.'s net income of $7.1M. Notably, Franklin Financial Services Corp. (Pennsylvania)'s price-to-earnings ratio is 15.17x while Metropolitan Bank Holding Corp.'s PE ratio is 13.80x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Franklin Financial Services Corp. (Pennsylvania) is 1.87x versus 1.71x for Metropolitan Bank Holding Corp.. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    FRAF
    Franklin Financial Services Corp. (Pennsylvania)
    1.87x 15.17x $34.5M $5.4M
    MCB
    Metropolitan Bank Holding Corp.
    1.71x 13.80x $134.5M $7.1M
  • Which has Higher Returns FRAF or SFBC?

    Sound Financial Bancorp, Inc. has a net margin of 15.53% compared to Franklin Financial Services Corp. (Pennsylvania)'s net margin of 10.92%. Franklin Financial Services Corp. (Pennsylvania)'s return on equity of 10.18% beat Sound Financial Bancorp, Inc.'s return on equity of 6.52%.

    Company Gross Margin Earnings Per Share Invested Capital
    FRAF
    Franklin Financial Services Corp. (Pennsylvania)
    -- $1.19 $381.2M
    SFBC
    Sound Financial Bancorp, Inc.
    -- $0.66 $148.2M
  • What do Analysts Say About FRAF or SFBC?

    Franklin Financial Services Corp. (Pennsylvania) has a consensus price target of --, signalling downside risk potential of --. On the other hand Sound Financial Bancorp, Inc. has an analysts' consensus of -- which suggests that it could fall by --. Given that Franklin Financial Services Corp. (Pennsylvania) has higher upside potential than Sound Financial Bancorp, Inc., analysts believe Franklin Financial Services Corp. (Pennsylvania) is more attractive than Sound Financial Bancorp, Inc..

    Company Buy Ratings Hold Ratings Sell Ratings
    FRAF
    Franklin Financial Services Corp. (Pennsylvania)
    0 0 0
    SFBC
    Sound Financial Bancorp, Inc.
    0 0 0
  • Is FRAF or SFBC More Risky?

    Franklin Financial Services Corp. (Pennsylvania) has a beta of -0.078, which suggesting that the stock is 107.753% less volatile than S&P 500. In comparison Sound Financial Bancorp, Inc. has a beta of 0.105, suggesting its less volatile than the S&P 500 by 89.548%.

  • Which is a Better Dividend Stock FRAF or SFBC?

    Franklin Financial Services Corp. (Pennsylvania) has a quarterly dividend of $0.33 per share corresponding to a yield of 2.47%. Sound Financial Bancorp, Inc. offers a yield of 1.73% to investors and pays a quarterly dividend of $0.19 per share. Franklin Financial Services Corp. (Pennsylvania) pays 50.91% of its earnings as a dividend. Sound Financial Bancorp, Inc. pays out 42.31% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios FRAF or SFBC?

    Franklin Financial Services Corp. (Pennsylvania) quarterly revenues are $34.5M, which are larger than Sound Financial Bancorp, Inc. quarterly revenues of $15.5M. Franklin Financial Services Corp. (Pennsylvania)'s net income of $5.4M is higher than Sound Financial Bancorp, Inc.'s net income of $1.7M. Notably, Franklin Financial Services Corp. (Pennsylvania)'s price-to-earnings ratio is 15.17x while Sound Financial Bancorp, Inc.'s PE ratio is 16.67x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Franklin Financial Services Corp. (Pennsylvania) is 1.87x versus 1.82x for Sound Financial Bancorp, Inc.. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    FRAF
    Franklin Financial Services Corp. (Pennsylvania)
    1.87x 15.17x $34.5M $5.4M
    SFBC
    Sound Financial Bancorp, Inc.
    1.82x 16.67x $15.5M $1.7M
  • Which has Higher Returns FRAF or TRST?

    TrustCo Bank Corp. NY has a net margin of 15.53% compared to Franklin Financial Services Corp. (Pennsylvania)'s net margin of 22.99%. Franklin Financial Services Corp. (Pennsylvania)'s return on equity of 10.18% beat TrustCo Bank Corp. NY's return on equity of 8.32%.

    Company Gross Margin Earnings Per Share Invested Capital
    FRAF
    Franklin Financial Services Corp. (Pennsylvania)
    -- $1.19 $381.2M
    TRST
    TrustCo Bank Corp. NY
    -- $0.86 $827.9M
  • What do Analysts Say About FRAF or TRST?

    Franklin Financial Services Corp. (Pennsylvania) has a consensus price target of --, signalling downside risk potential of --. On the other hand TrustCo Bank Corp. NY has an analysts' consensus of -- which suggests that it could fall by -40.16%. Given that TrustCo Bank Corp. NY has higher upside potential than Franklin Financial Services Corp. (Pennsylvania), analysts believe TrustCo Bank Corp. NY is more attractive than Franklin Financial Services Corp. (Pennsylvania).

    Company Buy Ratings Hold Ratings Sell Ratings
    FRAF
    Franklin Financial Services Corp. (Pennsylvania)
    0 0 0
    TRST
    TrustCo Bank Corp. NY
    0 0 0
  • Is FRAF or TRST More Risky?

    Franklin Financial Services Corp. (Pennsylvania) has a beta of -0.078, which suggesting that the stock is 107.753% less volatile than S&P 500. In comparison TrustCo Bank Corp. NY has a beta of 0.632, suggesting its less volatile than the S&P 500 by 36.759%.

  • Which is a Better Dividend Stock FRAF or TRST?

    Franklin Financial Services Corp. (Pennsylvania) has a quarterly dividend of $0.33 per share corresponding to a yield of 2.47%. TrustCo Bank Corp. NY offers a yield of 3.41% to investors and pays a quarterly dividend of $0.38 per share. Franklin Financial Services Corp. (Pennsylvania) pays 50.91% of its earnings as a dividend. TrustCo Bank Corp. NY pays out 56.14% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios FRAF or TRST?

    Franklin Financial Services Corp. (Pennsylvania) quarterly revenues are $34.5M, which are smaller than TrustCo Bank Corp. NY quarterly revenues of $70.7M. Franklin Financial Services Corp. (Pennsylvania)'s net income of $5.4M is lower than TrustCo Bank Corp. NY's net income of $16.3M. Notably, Franklin Financial Services Corp. (Pennsylvania)'s price-to-earnings ratio is 15.17x while TrustCo Bank Corp. NY's PE ratio is 14.49x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Franklin Financial Services Corp. (Pennsylvania) is 1.87x versus 3.02x for TrustCo Bank Corp. NY. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    FRAF
    Franklin Financial Services Corp. (Pennsylvania)
    1.87x 15.17x $34.5M $5.4M
    TRST
    TrustCo Bank Corp. NY
    3.02x 14.49x $70.7M $16.3M
  • Which has Higher Returns FRAF or UNB?

    Union Bankshares, Inc. (Vermont) has a net margin of 15.53% compared to Franklin Financial Services Corp. (Pennsylvania)'s net margin of 15.23%. Franklin Financial Services Corp. (Pennsylvania)'s return on equity of 10.18% beat Union Bankshares, Inc. (Vermont)'s return on equity of 15.84%.

    Company Gross Margin Earnings Per Share Invested Capital
    FRAF
    Franklin Financial Services Corp. (Pennsylvania)
    -- $1.19 $381.2M
    UNB
    Union Bankshares, Inc. (Vermont)
    -- $0.75 $364.8M
  • What do Analysts Say About FRAF or UNB?

    Franklin Financial Services Corp. (Pennsylvania) has a consensus price target of --, signalling downside risk potential of --. On the other hand Union Bankshares, Inc. (Vermont) has an analysts' consensus of -- which suggests that it could fall by --. Given that Franklin Financial Services Corp. (Pennsylvania) has higher upside potential than Union Bankshares, Inc. (Vermont), analysts believe Franklin Financial Services Corp. (Pennsylvania) is more attractive than Union Bankshares, Inc. (Vermont).

    Company Buy Ratings Hold Ratings Sell Ratings
    FRAF
    Franklin Financial Services Corp. (Pennsylvania)
    0 0 0
    UNB
    Union Bankshares, Inc. (Vermont)
    0 0 0
  • Is FRAF or UNB More Risky?

    Franklin Financial Services Corp. (Pennsylvania) has a beta of -0.078, which suggesting that the stock is 107.753% less volatile than S&P 500. In comparison Union Bankshares, Inc. (Vermont) has a beta of 0.392, suggesting its less volatile than the S&P 500 by 60.813%.

  • Which is a Better Dividend Stock FRAF or UNB?

    Franklin Financial Services Corp. (Pennsylvania) has a quarterly dividend of $0.33 per share corresponding to a yield of 2.47%. Union Bankshares, Inc. (Vermont) offers a yield of 5.81% to investors and pays a quarterly dividend of $0.36 per share. Franklin Financial Services Corp. (Pennsylvania) pays 50.91% of its earnings as a dividend. Union Bankshares, Inc. (Vermont) pays out 74.85% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios FRAF or UNB?

    Franklin Financial Services Corp. (Pennsylvania) quarterly revenues are $34.5M, which are larger than Union Bankshares, Inc. (Vermont) quarterly revenues of $22.6M. Franklin Financial Services Corp. (Pennsylvania)'s net income of $5.4M is higher than Union Bankshares, Inc. (Vermont)'s net income of $3.4M. Notably, Franklin Financial Services Corp. (Pennsylvania)'s price-to-earnings ratio is 15.17x while Union Bankshares, Inc. (Vermont)'s PE ratio is 10.00x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Franklin Financial Services Corp. (Pennsylvania) is 1.87x versus 1.33x for Union Bankshares, Inc. (Vermont). Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    FRAF
    Franklin Financial Services Corp. (Pennsylvania)
    1.87x 15.17x $34.5M $5.4M
    UNB
    Union Bankshares, Inc. (Vermont)
    1.33x 10.00x $22.6M $3.4M

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