Financhill
Buy
56

SFBC Quote, Financials, Valuation and Earnings

Last price:
$44.18
Seasonality move :
6.66%
Day range:
$43.95 - $44.24
52-week range:
$42.75 - $54.69
Dividend yield:
1.73%
P/E ratio:
16.67x
P/S ratio:
1.82x
P/B ratio:
0.98x
Volume:
14.2K
Avg. volume:
7.7K
1-year change:
-18.5%
Market cap:
$105M
Revenue:
$62.1M
EPS (TTM):
$2.64

Price Performance History

Performance vs. Valuation Benchmarks

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Competitors

Company Revenue Forecast Earnings Forecast Revenue Growth Forecast Earnings Growth Forecast Analyst Price Target Median
SFBC
Sound Financial Bancorp, Inc.
-- -- -- -- --
AFBI
Affinity Bancshares, Inc.
-- -- -- -- --
CASH
Pathward Financial, Inc.
$273.4M $3.27 9.73% 12.28% $88.00
CFFN
Capitol Federal Financial, Inc.
$56.6M $0.15 -45.25% 22.26% $7.00
FRAF
Franklin Financial Services Corp. (Pennsylvania)
-- -- -- -- --
UNB
Union Bankshares, Inc. (Vermont)
-- -- -- -- --
Company Price Analyst Target Market Cap P/E Ratio Dividend per Share Dividend Yield Price / LTM Sales
SFBC
Sound Financial Bancorp, Inc.
$43.99 -- $105M 16.67x $0.19 1.73% 1.82x
AFBI
Affinity Bancshares, Inc.
$20.25 -- $124.9M 17.44x $1.50 0% 2.54x
CASH
Pathward Financial, Inc.
$75.24 $88.00 $1.7B 9.55x $0.05 0.27% 2.11x
CFFN
Capitol Federal Financial, Inc.
$6.70 $7.00 $866.5M 12.82x $0.04 5.08% 2.07x
FRAF
Franklin Financial Services Corp. (Pennsylvania)
$53.15 -- $238.1M 15.17x $0.33 2.47% 1.87x
UNB
Union Bankshares, Inc. (Vermont)
$24.78 -- $113.6M 10.00x $0.36 5.81% 1.33x
Company Total Debt / Total Capital Beta Debt to Equity Quick Ratio
SFBC
Sound Financial Bancorp, Inc.
27.49% -0.227 37.03% 0.00x
AFBI
Affinity Bancshares, Inc.
30.1% -0.161 44.21% 0.00x
CASH
Pathward Financial, Inc.
7.18% 0.095 3.94% 0.00x
CFFN
Capitol Federal Financial, Inc.
65.16% 0.434 237.82% 0.00x
FRAF
Franklin Financial Services Corp. (Pennsylvania)
56.36% -0.109 104.28% 0.00x
UNB
Union Bankshares, Inc. (Vermont)
78.71% -1.264 253.08% 0.00x
Company Gross Profit Operating Income Return on Invested Capital Return on Common Equity EBIT Margin Free Cash Flow
SFBC
Sound Financial Bancorp, Inc.
-- $2.1M 4.6% 6.52% 50.25% $3M
AFBI
Affinity Bancshares, Inc.
-- $2.9M 4.14% 6% 59.72% $3.6M
CASH
Pathward Financial, Inc.
-- $51.7M 19.25% 22.87% 26.49% $211M
CFFN
Capitol Federal Financial, Inc.
-- $23M 2.16% 6.55% 71.29% $19.9M
FRAF
Franklin Financial Services Corp. (Pennsylvania)
-- $6.7M 4.08% 10.18% 52.6% $9.1M
UNB
Union Bankshares, Inc. (Vermont)
-- $3.9M 3.29% 15.84% 52.76% -$37.1M

Sound Financial Bancorp, Inc. vs. Competitors

  • Which has Higher Returns SFBC or AFBI?

    Affinity Bancshares, Inc. has a net margin of 10.92% compared to Sound Financial Bancorp, Inc.'s net margin of 16.41%. Sound Financial Bancorp, Inc.'s return on equity of 6.52% beat Affinity Bancshares, Inc.'s return on equity of 6%.

    Company Gross Margin Earnings Per Share Invested Capital
    SFBC
    Sound Financial Bancorp, Inc.
    -- $0.66 $148.2M
    AFBI
    Affinity Bancshares, Inc.
    -- $0.34 $179.4M
  • What do Analysts Say About SFBC or AFBI?

    Sound Financial Bancorp, Inc. has a consensus price target of --, signalling downside risk potential of --. On the other hand Affinity Bancshares, Inc. has an analysts' consensus of -- which suggests that it could fall by --. Given that Sound Financial Bancorp, Inc. has higher upside potential than Affinity Bancshares, Inc., analysts believe Sound Financial Bancorp, Inc. is more attractive than Affinity Bancshares, Inc..

    Company Buy Ratings Hold Ratings Sell Ratings
    SFBC
    Sound Financial Bancorp, Inc.
    0 0 0
    AFBI
    Affinity Bancshares, Inc.
    0 0 0
  • Is SFBC or AFBI More Risky?

    Sound Financial Bancorp, Inc. has a beta of 0.105, which suggesting that the stock is 89.548% less volatile than S&P 500. In comparison Affinity Bancshares, Inc. has a beta of 0.221, suggesting its less volatile than the S&P 500 by 77.898%.

  • Which is a Better Dividend Stock SFBC or AFBI?

    Sound Financial Bancorp, Inc. has a quarterly dividend of $0.19 per share corresponding to a yield of 1.73%. Affinity Bancshares, Inc. offers a yield of 0% to investors and pays a quarterly dividend of $1.50 per share. Sound Financial Bancorp, Inc. pays 42.31% of its earnings as a dividend. Affinity Bancshares, Inc. pays out -- of its earnings as a dividend. Sound Financial Bancorp, Inc.'s payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios SFBC or AFBI?

    Sound Financial Bancorp, Inc. quarterly revenues are $15.5M, which are larger than Affinity Bancshares, Inc. quarterly revenues of $13.5M. Sound Financial Bancorp, Inc.'s net income of $1.7M is lower than Affinity Bancshares, Inc.'s net income of $2.2M. Notably, Sound Financial Bancorp, Inc.'s price-to-earnings ratio is 16.67x while Affinity Bancshares, Inc.'s PE ratio is 17.44x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Sound Financial Bancorp, Inc. is 1.82x versus 2.54x for Affinity Bancshares, Inc.. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    SFBC
    Sound Financial Bancorp, Inc.
    1.82x 16.67x $15.5M $1.7M
    AFBI
    Affinity Bancshares, Inc.
    2.54x 17.44x $13.5M $2.2M
  • Which has Higher Returns SFBC or CASH?

    Pathward Financial, Inc. has a net margin of 10.92% compared to Sound Financial Bancorp, Inc.'s net margin of 20.69%. Sound Financial Bancorp, Inc.'s return on equity of 6.52% beat Pathward Financial, Inc.'s return on equity of 22.87%.

    Company Gross Margin Earnings Per Share Invested Capital
    SFBC
    Sound Financial Bancorp, Inc.
    -- $0.66 $148.2M
    CASH
    Pathward Financial, Inc.
    -- $1.69 $923.9M
  • What do Analysts Say About SFBC or CASH?

    Sound Financial Bancorp, Inc. has a consensus price target of --, signalling downside risk potential of --. On the other hand Pathward Financial, Inc. has an analysts' consensus of $88.00 which suggests that it could grow by 16.96%. Given that Pathward Financial, Inc. has higher upside potential than Sound Financial Bancorp, Inc., analysts believe Pathward Financial, Inc. is more attractive than Sound Financial Bancorp, Inc..

    Company Buy Ratings Hold Ratings Sell Ratings
    SFBC
    Sound Financial Bancorp, Inc.
    0 0 0
    CASH
    Pathward Financial, Inc.
    0 2 0
  • Is SFBC or CASH More Risky?

    Sound Financial Bancorp, Inc. has a beta of 0.105, which suggesting that the stock is 89.548% less volatile than S&P 500. In comparison Pathward Financial, Inc. has a beta of 0.738, suggesting its less volatile than the S&P 500 by 26.215%.

  • Which is a Better Dividend Stock SFBC or CASH?

    Sound Financial Bancorp, Inc. has a quarterly dividend of $0.19 per share corresponding to a yield of 1.73%. Pathward Financial, Inc. offers a yield of 0.27% to investors and pays a quarterly dividend of $0.05 per share. Sound Financial Bancorp, Inc. pays 42.31% of its earnings as a dividend. Pathward Financial, Inc. pays out 2.54% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios SFBC or CASH?

    Sound Financial Bancorp, Inc. quarterly revenues are $15.5M, which are smaller than Pathward Financial, Inc. quarterly revenues of $188.2M. Sound Financial Bancorp, Inc.'s net income of $1.7M is lower than Pathward Financial, Inc.'s net income of $38.9M. Notably, Sound Financial Bancorp, Inc.'s price-to-earnings ratio is 16.67x while Pathward Financial, Inc.'s PE ratio is 9.55x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Sound Financial Bancorp, Inc. is 1.82x versus 2.11x for Pathward Financial, Inc.. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    SFBC
    Sound Financial Bancorp, Inc.
    1.82x 16.67x $15.5M $1.7M
    CASH
    Pathward Financial, Inc.
    2.11x 9.55x $188.2M $38.9M
  • Which has Higher Returns SFBC or CFFN?

    Capitol Federal Financial, Inc. has a net margin of 10.92% compared to Sound Financial Bancorp, Inc.'s net margin of 17.11%. Sound Financial Bancorp, Inc.'s return on equity of 6.52% beat Capitol Federal Financial, Inc.'s return on equity of 6.55%.

    Company Gross Margin Earnings Per Share Invested Capital
    SFBC
    Sound Financial Bancorp, Inc.
    -- $0.66 $148.2M
    CFFN
    Capitol Federal Financial, Inc.
    -- $0.14 $3B
  • What do Analysts Say About SFBC or CFFN?

    Sound Financial Bancorp, Inc. has a consensus price target of --, signalling downside risk potential of --. On the other hand Capitol Federal Financial, Inc. has an analysts' consensus of $7.00 which suggests that it could grow by 4.48%. Given that Capitol Federal Financial, Inc. has higher upside potential than Sound Financial Bancorp, Inc., analysts believe Capitol Federal Financial, Inc. is more attractive than Sound Financial Bancorp, Inc..

    Company Buy Ratings Hold Ratings Sell Ratings
    SFBC
    Sound Financial Bancorp, Inc.
    0 0 0
    CFFN
    Capitol Federal Financial, Inc.
    0 2 0
  • Is SFBC or CFFN More Risky?

    Sound Financial Bancorp, Inc. has a beta of 0.105, which suggesting that the stock is 89.548% less volatile than S&P 500. In comparison Capitol Federal Financial, Inc. has a beta of 0.688, suggesting its less volatile than the S&P 500 by 31.153%.

  • Which is a Better Dividend Stock SFBC or CFFN?

    Sound Financial Bancorp, Inc. has a quarterly dividend of $0.19 per share corresponding to a yield of 1.73%. Capitol Federal Financial, Inc. offers a yield of 5.08% to investors and pays a quarterly dividend of $0.04 per share. Sound Financial Bancorp, Inc. pays 42.31% of its earnings as a dividend. Capitol Federal Financial, Inc. pays out 65.05% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios SFBC or CFFN?

    Sound Financial Bancorp, Inc. quarterly revenues are $15.5M, which are smaller than Capitol Federal Financial, Inc. quarterly revenues of $109.8M. Sound Financial Bancorp, Inc.'s net income of $1.7M is lower than Capitol Federal Financial, Inc.'s net income of $18.8M. Notably, Sound Financial Bancorp, Inc.'s price-to-earnings ratio is 16.67x while Capitol Federal Financial, Inc.'s PE ratio is 12.82x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Sound Financial Bancorp, Inc. is 1.82x versus 2.07x for Capitol Federal Financial, Inc.. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    SFBC
    Sound Financial Bancorp, Inc.
    1.82x 16.67x $15.5M $1.7M
    CFFN
    Capitol Federal Financial, Inc.
    2.07x 12.82x $109.8M $18.8M
  • Which has Higher Returns SFBC or FRAF?

    Franklin Financial Services Corp. (Pennsylvania) has a net margin of 10.92% compared to Sound Financial Bancorp, Inc.'s net margin of 15.53%. Sound Financial Bancorp, Inc.'s return on equity of 6.52% beat Franklin Financial Services Corp. (Pennsylvania)'s return on equity of 10.18%.

    Company Gross Margin Earnings Per Share Invested Capital
    SFBC
    Sound Financial Bancorp, Inc.
    -- $0.66 $148.2M
    FRAF
    Franklin Financial Services Corp. (Pennsylvania)
    -- $1.19 $381.2M
  • What do Analysts Say About SFBC or FRAF?

    Sound Financial Bancorp, Inc. has a consensus price target of --, signalling downside risk potential of --. On the other hand Franklin Financial Services Corp. (Pennsylvania) has an analysts' consensus of -- which suggests that it could fall by --. Given that Sound Financial Bancorp, Inc. has higher upside potential than Franklin Financial Services Corp. (Pennsylvania), analysts believe Sound Financial Bancorp, Inc. is more attractive than Franklin Financial Services Corp. (Pennsylvania).

    Company Buy Ratings Hold Ratings Sell Ratings
    SFBC
    Sound Financial Bancorp, Inc.
    0 0 0
    FRAF
    Franklin Financial Services Corp. (Pennsylvania)
    0 0 0
  • Is SFBC or FRAF More Risky?

    Sound Financial Bancorp, Inc. has a beta of 0.105, which suggesting that the stock is 89.548% less volatile than S&P 500. In comparison Franklin Financial Services Corp. (Pennsylvania) has a beta of -0.078, suggesting its less volatile than the S&P 500 by 107.753%.

  • Which is a Better Dividend Stock SFBC or FRAF?

    Sound Financial Bancorp, Inc. has a quarterly dividend of $0.19 per share corresponding to a yield of 1.73%. Franklin Financial Services Corp. (Pennsylvania) offers a yield of 2.47% to investors and pays a quarterly dividend of $0.33 per share. Sound Financial Bancorp, Inc. pays 42.31% of its earnings as a dividend. Franklin Financial Services Corp. (Pennsylvania) pays out 50.91% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios SFBC or FRAF?

    Sound Financial Bancorp, Inc. quarterly revenues are $15.5M, which are smaller than Franklin Financial Services Corp. (Pennsylvania) quarterly revenues of $34.5M. Sound Financial Bancorp, Inc.'s net income of $1.7M is lower than Franklin Financial Services Corp. (Pennsylvania)'s net income of $5.4M. Notably, Sound Financial Bancorp, Inc.'s price-to-earnings ratio is 16.67x while Franklin Financial Services Corp. (Pennsylvania)'s PE ratio is 15.17x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Sound Financial Bancorp, Inc. is 1.82x versus 1.87x for Franklin Financial Services Corp. (Pennsylvania). Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    SFBC
    Sound Financial Bancorp, Inc.
    1.82x 16.67x $15.5M $1.7M
    FRAF
    Franklin Financial Services Corp. (Pennsylvania)
    1.87x 15.17x $34.5M $5.4M
  • Which has Higher Returns SFBC or UNB?

    Union Bankshares, Inc. (Vermont) has a net margin of 10.92% compared to Sound Financial Bancorp, Inc.'s net margin of 15.23%. Sound Financial Bancorp, Inc.'s return on equity of 6.52% beat Union Bankshares, Inc. (Vermont)'s return on equity of 15.84%.

    Company Gross Margin Earnings Per Share Invested Capital
    SFBC
    Sound Financial Bancorp, Inc.
    -- $0.66 $148.2M
    UNB
    Union Bankshares, Inc. (Vermont)
    -- $0.75 $364.8M
  • What do Analysts Say About SFBC or UNB?

    Sound Financial Bancorp, Inc. has a consensus price target of --, signalling downside risk potential of --. On the other hand Union Bankshares, Inc. (Vermont) has an analysts' consensus of -- which suggests that it could fall by --. Given that Sound Financial Bancorp, Inc. has higher upside potential than Union Bankshares, Inc. (Vermont), analysts believe Sound Financial Bancorp, Inc. is more attractive than Union Bankshares, Inc. (Vermont).

    Company Buy Ratings Hold Ratings Sell Ratings
    SFBC
    Sound Financial Bancorp, Inc.
    0 0 0
    UNB
    Union Bankshares, Inc. (Vermont)
    0 0 0
  • Is SFBC or UNB More Risky?

    Sound Financial Bancorp, Inc. has a beta of 0.105, which suggesting that the stock is 89.548% less volatile than S&P 500. In comparison Union Bankshares, Inc. (Vermont) has a beta of 0.392, suggesting its less volatile than the S&P 500 by 60.813%.

  • Which is a Better Dividend Stock SFBC or UNB?

    Sound Financial Bancorp, Inc. has a quarterly dividend of $0.19 per share corresponding to a yield of 1.73%. Union Bankshares, Inc. (Vermont) offers a yield of 5.81% to investors and pays a quarterly dividend of $0.36 per share. Sound Financial Bancorp, Inc. pays 42.31% of its earnings as a dividend. Union Bankshares, Inc. (Vermont) pays out 74.85% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios SFBC or UNB?

    Sound Financial Bancorp, Inc. quarterly revenues are $15.5M, which are smaller than Union Bankshares, Inc. (Vermont) quarterly revenues of $22.6M. Sound Financial Bancorp, Inc.'s net income of $1.7M is lower than Union Bankshares, Inc. (Vermont)'s net income of $3.4M. Notably, Sound Financial Bancorp, Inc.'s price-to-earnings ratio is 16.67x while Union Bankshares, Inc. (Vermont)'s PE ratio is 10.00x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Sound Financial Bancorp, Inc. is 1.82x versus 1.33x for Union Bankshares, Inc. (Vermont). Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    SFBC
    Sound Financial Bancorp, Inc.
    1.82x 16.67x $15.5M $1.7M
    UNB
    Union Bankshares, Inc. (Vermont)
    1.33x 10.00x $22.6M $3.4M

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