UNB Quote, Financials, Valuation and Earnings

Bridgewater Bancshares, Inc. has a net margin of 15.23% compared to Union Bankshares, Inc. (Vermont)'s net margin of 15.39%. Union Bankshares, Inc. (Vermont)'s return on equity of 15.84% beat Bridgewater Bancshares, Inc.'s return on equity of 8.7%.

Union Bankshares, Inc. (Vermont) has a consensus price target of --, signalling downside risk potential of --. On the other hand Bridgewater Bancshares, Inc. has an analysts' consensus of $20.67 which suggests that it could grow by 15.52%. Given that Bridgewater Bancshares, Inc. has higher upside potential than Union Bankshares, Inc. (Vermont), analysts believe Bridgewater Bancshares, Inc. is more attractive than Union Bankshares, Inc. (Vermont).

Union Bankshares, Inc. (Vermont) has a beta of 0.384, which suggesting that the stock is 61.565% less volatile than S&P 500. In comparison Bridgewater Bancshares, Inc. has a beta of 0.647, suggesting its less volatile than the S&P 500 by 35.286%.

Union Bankshares, Inc. (Vermont) has a quarterly dividend of $0.36 per share corresponding to a yield of 6.16%. Bridgewater Bancshares, Inc. offers a yield of 0% to investors and pays a quarterly dividend of $0.00 per share. Union Bankshares, Inc. (Vermont) pays 74.85% of its earnings as a dividend. Bridgewater Bancshares, Inc. pays out -- of its earnings as a dividend. Union Bankshares, Inc. (Vermont)'s payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

Union Bankshares, Inc. (Vermont) quarterly revenues are $22.6M, which are smaller than Bridgewater Bancshares, Inc. quarterly revenues of $75.4M. Union Bankshares, Inc. (Vermont)'s net income of $3.4M is lower than Bridgewater Bancshares, Inc.'s net income of $11.6M. Notably, Union Bankshares, Inc. (Vermont)'s price-to-earnings ratio is 9.44x while Bridgewater Bancshares, Inc.'s PE ratio is 13.61x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Union Bankshares, Inc. (Vermont) is 1.25x versus 1.79x for Bridgewater Bancshares, Inc.. Usually stocks with elevated PS ratios are considered overvalued.

Franklin Financial Services Corp. (Pennsylvania) has a net margin of 15.23% compared to Union Bankshares, Inc. (Vermont)'s net margin of 15.53%. Union Bankshares, Inc. (Vermont)'s return on equity of 15.84% beat Franklin Financial Services Corp. (Pennsylvania)'s return on equity of 10.18%.

Union Bankshares, Inc. (Vermont) has a consensus price target of --, signalling downside risk potential of --. On the other hand Franklin Financial Services Corp. (Pennsylvania) has an analysts' consensus of -- which suggests that it could fall by --. Given that Union Bankshares, Inc. (Vermont) has higher upside potential than Franklin Financial Services Corp. (Pennsylvania), analysts believe Union Bankshares, Inc. (Vermont) is more attractive than Franklin Financial Services Corp. (Pennsylvania).

Union Bankshares, Inc. (Vermont) has a beta of 0.384, which suggesting that the stock is 61.565% less volatile than S&P 500. In comparison Franklin Financial Services Corp. (Pennsylvania) has a beta of -0.101, suggesting its less volatile than the S&P 500 by 110.091%.

Union Bankshares, Inc. (Vermont) has a quarterly dividend of $0.36 per share corresponding to a yield of 6.16%. Franklin Financial Services Corp. (Pennsylvania) offers a yield of 2.43% to investors and pays a quarterly dividend of $0.33 per share. Union Bankshares, Inc. (Vermont) pays 74.85% of its earnings as a dividend. Franklin Financial Services Corp. (Pennsylvania) pays out 50.91% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Union Bankshares, Inc. (Vermont) quarterly revenues are $22.6M, which are smaller than Franklin Financial Services Corp. (Pennsylvania) quarterly revenues of $34.5M. Union Bankshares, Inc. (Vermont)'s net income of $3.4M is lower than Franklin Financial Services Corp. (Pennsylvania)'s net income of $5.4M. Notably, Union Bankshares, Inc. (Vermont)'s price-to-earnings ratio is 9.44x while Franklin Financial Services Corp. (Pennsylvania)'s PE ratio is 15.38x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Union Bankshares, Inc. (Vermont) is 1.25x versus 1.89x for Franklin Financial Services Corp. (Pennsylvania). Usually stocks with elevated PS ratios are considered overvalued.

Northeast Bank (Maine) has a net margin of 15.23% compared to Union Bankshares, Inc. (Vermont)'s net margin of 25.66%. Union Bankshares, Inc. (Vermont)'s return on equity of 15.84% beat Northeast Bank (Maine)'s return on equity of 19.22%.

Union Bankshares, Inc. (Vermont) has a consensus price target of --, signalling downside risk potential of --. On the other hand Northeast Bank (Maine) has an analysts' consensus of $108.00 which suggests that it could grow by 17.12%. Given that Northeast Bank (Maine) has higher upside potential than Union Bankshares, Inc. (Vermont), analysts believe Northeast Bank (Maine) is more attractive than Union Bankshares, Inc. (Vermont).

Union Bankshares, Inc. (Vermont) has a beta of 0.384, which suggesting that the stock is 61.565% less volatile than S&P 500. In comparison Northeast Bank (Maine) has a beta of 0.552, suggesting its less volatile than the S&P 500 by 44.83%.

Union Bankshares, Inc. (Vermont) has a quarterly dividend of $0.36 per share corresponding to a yield of 6.16%. Northeast Bank (Maine) offers a yield of 0.04% to investors and pays a quarterly dividend of $0.01 per share. Union Bankshares, Inc. (Vermont) pays 74.85% of its earnings as a dividend. Northeast Bank (Maine) pays out 0.4% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Union Bankshares, Inc. (Vermont) quarterly revenues are $22.6M, which are smaller than Northeast Bank (Maine) quarterly revenues of $87.8M. Union Bankshares, Inc. (Vermont)'s net income of $3.4M is lower than Northeast Bank (Maine)'s net income of $22.5M. Notably, Union Bankshares, Inc. (Vermont)'s price-to-earnings ratio is 9.44x while Northeast Bank (Maine)'s PE ratio is 8.67x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Union Bankshares, Inc. (Vermont) is 1.25x versus 2.11x for Northeast Bank (Maine). Usually stocks with elevated PS ratios are considered overvalued.

Sound Financial Bancorp, Inc. has a net margin of 15.23% compared to Union Bankshares, Inc. (Vermont)'s net margin of 10.92%. Union Bankshares, Inc. (Vermont)'s return on equity of 15.84% beat Sound Financial Bancorp, Inc.'s return on equity of 6.52%.

Union Bankshares, Inc. (Vermont) has a consensus price target of --, signalling downside risk potential of --. On the other hand Sound Financial Bancorp, Inc. has an analysts' consensus of -- which suggests that it could fall by --. Given that Union Bankshares, Inc. (Vermont) has higher upside potential than Sound Financial Bancorp, Inc., analysts believe Union Bankshares, Inc. (Vermont) is more attractive than Sound Financial Bancorp, Inc..

Union Bankshares, Inc. (Vermont) has a beta of 0.384, which suggesting that the stock is 61.565% less volatile than S&P 500. In comparison Sound Financial Bancorp, Inc. has a beta of 0.102, suggesting its less volatile than the S&P 500 by 89.837%.

Union Bankshares, Inc. (Vermont) has a quarterly dividend of $0.36 per share corresponding to a yield of 6.16%. Sound Financial Bancorp, Inc. offers a yield of 1.73% to investors and pays a quarterly dividend of $0.19 per share. Union Bankshares, Inc. (Vermont) pays 74.85% of its earnings as a dividend. Sound Financial Bancorp, Inc. pays out 42.31% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Union Bankshares, Inc. (Vermont) quarterly revenues are $22.6M, which are larger than Sound Financial Bancorp, Inc. quarterly revenues of $15.5M. Union Bankshares, Inc. (Vermont)'s net income of $3.4M is higher than Sound Financial Bancorp, Inc.'s net income of $1.7M. Notably, Union Bankshares, Inc. (Vermont)'s price-to-earnings ratio is 9.44x while Sound Financial Bancorp, Inc.'s PE ratio is 16.67x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Union Bankshares, Inc. (Vermont) is 1.25x versus 1.82x for Sound Financial Bancorp, Inc.. Usually stocks with elevated PS ratios are considered overvalued.