UNB Quote, Financials, Valuation and Earnings

C&F Financial Corp. has a net margin of 15.23% compared to Union Bankshares, Inc. (Vermont)'s net margin of 14.94%. Union Bankshares, Inc. (Vermont)'s return on equity of 15.84% beat C&F Financial Corp.'s return on equity of 11.1%.

Union Bankshares, Inc. (Vermont) has a consensus price target of --, signalling downside risk potential of --. On the other hand C&F Financial Corp. has an analysts' consensus of -- which suggests that it could fall by -52.88%. Given that C&F Financial Corp. has higher upside potential than Union Bankshares, Inc. (Vermont), analysts believe C&F Financial Corp. is more attractive than Union Bankshares, Inc. (Vermont).

Union Bankshares, Inc. (Vermont) has a beta of 0.384, which suggesting that the stock is 61.565% less volatile than S&P 500. In comparison C&F Financial Corp. has a beta of 0.336, suggesting its less volatile than the S&P 500 by 66.424%.

Union Bankshares, Inc. (Vermont) has a quarterly dividend of $0.36 per share corresponding to a yield of 6.08%. C&F Financial Corp. offers a yield of 2.51% to investors and pays a quarterly dividend of $0.46 per share. Union Bankshares, Inc. (Vermont) pays 74.85% of its earnings as a dividend. C&F Financial Corp. pays out 29.28% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Union Bankshares, Inc. (Vermont) quarterly revenues are $22.6M, which are smaller than C&F Financial Corp. quarterly revenues of $47.6M. Union Bankshares, Inc. (Vermont)'s net income of $3.4M is lower than C&F Financial Corp.'s net income of $7.1M. Notably, Union Bankshares, Inc. (Vermont)'s price-to-earnings ratio is 9.56x while C&F Financial Corp.'s PE ratio is 9.05x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Union Bankshares, Inc. (Vermont) is 1.27x versus 1.30x for C&F Financial Corp.. Usually stocks with elevated PS ratios are considered overvalued.

Franklin Financial Services Corp. (Pennsylvania) has a net margin of 15.23% compared to Union Bankshares, Inc. (Vermont)'s net margin of 15.53%. Union Bankshares, Inc. (Vermont)'s return on equity of 15.84% beat Franklin Financial Services Corp. (Pennsylvania)'s return on equity of 10.18%.

Union Bankshares, Inc. (Vermont) has a consensus price target of --, signalling downside risk potential of --. On the other hand Franklin Financial Services Corp. (Pennsylvania) has an analysts' consensus of -- which suggests that it could fall by --. Given that Union Bankshares, Inc. (Vermont) has higher upside potential than Franklin Financial Services Corp. (Pennsylvania), analysts believe Union Bankshares, Inc. (Vermont) is more attractive than Franklin Financial Services Corp. (Pennsylvania).

Union Bankshares, Inc. (Vermont) has a beta of 0.384, which suggesting that the stock is 61.565% less volatile than S&P 500. In comparison Franklin Financial Services Corp. (Pennsylvania) has a beta of -0.101, suggesting its less volatile than the S&P 500 by 110.091%.

Union Bankshares, Inc. (Vermont) has a quarterly dividend of $0.36 per share corresponding to a yield of 6.08%. Franklin Financial Services Corp. (Pennsylvania) offers a yield of 2.54% to investors and pays a quarterly dividend of $0.33 per share. Union Bankshares, Inc. (Vermont) pays 74.85% of its earnings as a dividend. Franklin Financial Services Corp. (Pennsylvania) pays out 50.91% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Union Bankshares, Inc. (Vermont) quarterly revenues are $22.6M, which are smaller than Franklin Financial Services Corp. (Pennsylvania) quarterly revenues of $34.5M. Union Bankshares, Inc. (Vermont)'s net income of $3.4M is lower than Franklin Financial Services Corp. (Pennsylvania)'s net income of $5.4M. Notably, Union Bankshares, Inc. (Vermont)'s price-to-earnings ratio is 9.56x while Franklin Financial Services Corp. (Pennsylvania)'s PE ratio is 14.74x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Union Bankshares, Inc. (Vermont) is 1.27x versus 1.81x for Franklin Financial Services Corp. (Pennsylvania). Usually stocks with elevated PS ratios are considered overvalued.

Metropolitan Bank Holding Corp. has a net margin of 15.23% compared to Union Bankshares, Inc. (Vermont)'s net margin of 5.29%. Union Bankshares, Inc. (Vermont)'s return on equity of 15.84% beat Metropolitan Bank Holding Corp.'s return on equity of 8.75%.

Union Bankshares, Inc. (Vermont) has a consensus price target of --, signalling downside risk potential of --. On the other hand Metropolitan Bank Holding Corp. has an analysts' consensus of $90.33 which suggests that it could grow by 15.27%. Given that Metropolitan Bank Holding Corp. has higher upside potential than Union Bankshares, Inc. (Vermont), analysts believe Metropolitan Bank Holding Corp. is more attractive than Union Bankshares, Inc. (Vermont).

Union Bankshares, Inc. (Vermont) has a beta of 0.384, which suggesting that the stock is 61.565% less volatile than S&P 500. In comparison Metropolitan Bank Holding Corp. has a beta of 1.140, suggesting its more volatile than the S&P 500 by 14.007%.

Union Bankshares, Inc. (Vermont) has a quarterly dividend of $0.36 per share corresponding to a yield of 6.08%. Metropolitan Bank Holding Corp. offers a yield of 0.38% to investors and pays a quarterly dividend of $0.15 per share. Union Bankshares, Inc. (Vermont) pays 74.85% of its earnings as a dividend. Metropolitan Bank Holding Corp. pays out -- of its earnings as a dividend. Union Bankshares, Inc. (Vermont)'s payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

Union Bankshares, Inc. (Vermont) quarterly revenues are $22.6M, which are smaller than Metropolitan Bank Holding Corp. quarterly revenues of $134.5M. Union Bankshares, Inc. (Vermont)'s net income of $3.4M is lower than Metropolitan Bank Holding Corp.'s net income of $7.1M. Notably, Union Bankshares, Inc. (Vermont)'s price-to-earnings ratio is 9.56x while Metropolitan Bank Holding Corp.'s PE ratio is 13.60x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Union Bankshares, Inc. (Vermont) is 1.27x versus 1.69x for Metropolitan Bank Holding Corp.. Usually stocks with elevated PS ratios are considered overvalued.

Sound Financial Bancorp, Inc. has a net margin of 15.23% compared to Union Bankshares, Inc. (Vermont)'s net margin of 10.92%. Union Bankshares, Inc. (Vermont)'s return on equity of 15.84% beat Sound Financial Bancorp, Inc.'s return on equity of 6.52%.

Union Bankshares, Inc. (Vermont) has a consensus price target of --, signalling downside risk potential of --. On the other hand Sound Financial Bancorp, Inc. has an analysts' consensus of -- which suggests that it could fall by --. Given that Union Bankshares, Inc. (Vermont) has higher upside potential than Sound Financial Bancorp, Inc., analysts believe Union Bankshares, Inc. (Vermont) is more attractive than Sound Financial Bancorp, Inc..

Union Bankshares, Inc. (Vermont) has a beta of 0.384, which suggesting that the stock is 61.565% less volatile than S&P 500. In comparison Sound Financial Bancorp, Inc. has a beta of 0.102, suggesting its less volatile than the S&P 500 by 89.837%.

Union Bankshares, Inc. (Vermont) has a quarterly dividend of $0.36 per share corresponding to a yield of 6.08%. Sound Financial Bancorp, Inc. offers a yield of 1.75% to investors and pays a quarterly dividend of $0.19 per share. Union Bankshares, Inc. (Vermont) pays 74.85% of its earnings as a dividend. Sound Financial Bancorp, Inc. pays out 42.31% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Union Bankshares, Inc. (Vermont) quarterly revenues are $22.6M, which are larger than Sound Financial Bancorp, Inc. quarterly revenues of $15.5M. Union Bankshares, Inc. (Vermont)'s net income of $3.4M is higher than Sound Financial Bancorp, Inc.'s net income of $1.7M. Notably, Union Bankshares, Inc. (Vermont)'s price-to-earnings ratio is 9.56x while Sound Financial Bancorp, Inc.'s PE ratio is 16.46x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Union Bankshares, Inc. (Vermont) is 1.27x versus 1.80x for Sound Financial Bancorp, Inc.. Usually stocks with elevated PS ratios are considered overvalued.