CZNC Quote, Financials, Valuation and Earnings

First Interstate BancSystem, Inc. has a net margin of 8.91% compared to Citizens & Northern Corp.'s net margin of 27.77%. Citizens & Northern Corp.'s return on equity of 7.86% beat First Interstate BancSystem, Inc.'s return on equity of 8.89%.

Citizens & Northern Corp. has a consensus price target of $24.25, signalling upside risk potential of 11.93%. On the other hand First Interstate BancSystem, Inc. has an analysts' consensus of $37.88 which suggests that it could grow by 13.98%. Given that First Interstate BancSystem, Inc. has higher upside potential than Citizens & Northern Corp., analysts believe First Interstate BancSystem, Inc. is more attractive than Citizens & Northern Corp..

Citizens & Northern Corp. has a beta of 0.543, which suggesting that the stock is 45.745% less volatile than S&P 500. In comparison First Interstate BancSystem, Inc. has a beta of 0.777, suggesting its less volatile than the S&P 500 by 22.32%.

Citizens & Northern Corp. has a quarterly dividend of $0.28 per share corresponding to a yield of 5.17%. First Interstate BancSystem, Inc. offers a yield of 5.66% to investors and pays a quarterly dividend of $0.47 per share. Citizens & Northern Corp. pays 76.85% of its earnings as a dividend. First Interstate BancSystem, Inc. pays out 63.99% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Citizens & Northern Corp. quarterly revenues are $49.8M, which are smaller than First Interstate BancSystem, Inc. quarterly revenues of $391.8M. Citizens & Northern Corp.'s net income of $4.4M is lower than First Interstate BancSystem, Inc.'s net income of $108.8M. Notably, Citizens & Northern Corp.'s price-to-earnings ratio is 14.69x while First Interstate BancSystem, Inc.'s PE ratio is 11.28x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Citizens & Northern Corp. is 2.03x versus 2.42x for First Interstate BancSystem, Inc.. Usually stocks with elevated PS ratios are considered overvalued.

Farmers National Banc Corp. has a net margin of 8.91% compared to Citizens & Northern Corp.'s net margin of 20.44%. Citizens & Northern Corp.'s return on equity of 7.86% beat Farmers National Banc Corp.'s return on equity of 12.27%.

Citizens & Northern Corp. has a consensus price target of $24.25, signalling upside risk potential of 11.93%. On the other hand Farmers National Banc Corp. has an analysts' consensus of $14.67 which suggests that it could grow by 18.47%. Given that Farmers National Banc Corp. has higher upside potential than Citizens & Northern Corp., analysts believe Farmers National Banc Corp. is more attractive than Citizens & Northern Corp..

Citizens & Northern Corp. has a beta of 0.543, which suggesting that the stock is 45.745% less volatile than S&P 500. In comparison Farmers National Banc Corp. has a beta of 0.850, suggesting its less volatile than the S&P 500 by 14.959%.

Citizens & Northern Corp. has a quarterly dividend of $0.28 per share corresponding to a yield of 5.17%. Farmers National Banc Corp. offers a yield of 6.87% to investors and pays a quarterly dividend of $0.17 per share. Citizens & Northern Corp. pays 76.85% of its earnings as a dividend. Farmers National Banc Corp. pays out 46.88% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Citizens & Northern Corp. quarterly revenues are $49.8M, which are smaller than Farmers National Banc Corp. quarterly revenues of $71.6M. Citizens & Northern Corp.'s net income of $4.4M is lower than Farmers National Banc Corp.'s net income of $14.6M. Notably, Citizens & Northern Corp.'s price-to-earnings ratio is 14.69x while Farmers National Banc Corp.'s PE ratio is 8.54x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Citizens & Northern Corp. is 2.03x versus 1.66x for Farmers National Banc Corp.. Usually stocks with elevated PS ratios are considered overvalued.

Peoples Bancorp, Inc. (Ohio) has a net margin of 8.91% compared to Citizens & Northern Corp.'s net margin of 20.08%. Citizens & Northern Corp.'s return on equity of 7.86% beat Peoples Bancorp, Inc. (Ohio)'s return on equity of 9.13%.

Citizens & Northern Corp. has a consensus price target of $24.25, signalling upside risk potential of 11.93%. On the other hand Peoples Bancorp, Inc. (Ohio) has an analysts' consensus of $35.14 which suggests that it could grow by 9.37%. Given that Citizens & Northern Corp. has higher upside potential than Peoples Bancorp, Inc. (Ohio), analysts believe Citizens & Northern Corp. is more attractive than Peoples Bancorp, Inc. (Ohio).

Citizens & Northern Corp. has a beta of 0.543, which suggesting that the stock is 45.745% less volatile than S&P 500. In comparison Peoples Bancorp, Inc. (Ohio) has a beta of 0.679, suggesting its less volatile than the S&P 500 by 32.063%.

Citizens & Northern Corp. has a quarterly dividend of $0.28 per share corresponding to a yield of 5.17%. Peoples Bancorp, Inc. (Ohio) offers a yield of 5.15% to investors and pays a quarterly dividend of $0.41 per share. Citizens & Northern Corp. pays 76.85% of its earnings as a dividend. Peoples Bancorp, Inc. (Ohio) pays out 54.48% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Citizens & Northern Corp. quarterly revenues are $49.8M, which are smaller than Peoples Bancorp, Inc. (Ohio) quarterly revenues of $156.9M. Citizens & Northern Corp.'s net income of $4.4M is lower than Peoples Bancorp, Inc. (Ohio)'s net income of $31.5M. Notably, Citizens & Northern Corp.'s price-to-earnings ratio is 14.69x while Peoples Bancorp, Inc. (Ohio)'s PE ratio is 10.65x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Citizens & Northern Corp. is 2.03x versus 1.82x for Peoples Bancorp, Inc. (Ohio). Usually stocks with elevated PS ratios are considered overvalued.

Provident Financial Services, Inc. has a net margin of 8.91% compared to Citizens & Northern Corp.'s net margin of 23.63%. Citizens & Northern Corp.'s return on equity of 7.86% beat Provident Financial Services, Inc.'s return on equity of 10.73%.

Citizens & Northern Corp. has a consensus price target of $24.25, signalling upside risk potential of 11.93%. On the other hand Provident Financial Services, Inc. has an analysts' consensus of $25.00 which suggests that it could grow by 22.55%. Given that Provident Financial Services, Inc. has higher upside potential than Citizens & Northern Corp., analysts believe Provident Financial Services, Inc. is more attractive than Citizens & Northern Corp..

Citizens & Northern Corp. has a beta of 0.543, which suggesting that the stock is 45.745% less volatile than S&P 500. In comparison Provident Financial Services, Inc. has a beta of 0.859, suggesting its less volatile than the S&P 500 by 14.087%.

Citizens & Northern Corp. has a quarterly dividend of $0.28 per share corresponding to a yield of 5.17%. Provident Financial Services, Inc. offers a yield of 4.71% to investors and pays a quarterly dividend of $0.24 per share. Citizens & Northern Corp. pays 76.85% of its earnings as a dividend. Provident Financial Services, Inc. pays out 43.03% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Citizens & Northern Corp. quarterly revenues are $49.8M, which are smaller than Provident Financial Services, Inc. quarterly revenues of $353.1M. Citizens & Northern Corp.'s net income of $4.4M is lower than Provident Financial Services, Inc.'s net income of $83.4M. Notably, Citizens & Northern Corp.'s price-to-earnings ratio is 14.69x while Provident Financial Services, Inc.'s PE ratio is 9.14x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Citizens & Northern Corp. is 2.03x versus 1.93x for Provident Financial Services, Inc.. Usually stocks with elevated PS ratios are considered overvalued.