CZNC Quote, Financials, Valuation and Earnings

Huntington Bancshares, Inc. has a net margin of 15.87% compared to Citizens & Northern Corp.'s net margin of 19.82%. Citizens & Northern Corp.'s return on equity of 9.51% beat Huntington Bancshares, Inc.'s return on equity of 10.75%.

Citizens & Northern Corp. has a consensus price target of $22.00, signalling upside risk potential of 7.32%. On the other hand Huntington Bancshares, Inc. has an analysts' consensus of $19.75 which suggests that it could grow by 15.5%. Given that Huntington Bancshares, Inc. has higher upside potential than Citizens & Northern Corp., analysts believe Huntington Bancshares, Inc. is more attractive than Citizens & Northern Corp..

Citizens & Northern Corp. has a beta of 0.571, which suggesting that the stock is 42.86% less volatile than S&P 500. In comparison Huntington Bancshares, Inc. has a beta of 0.962, suggesting its less volatile than the S&P 500 by 3.82%.

Citizens & Northern Corp. has a quarterly dividend of $0.28 per share corresponding to a yield of 5.46%. Huntington Bancshares, Inc. offers a yield of 3.63% to investors and pays a quarterly dividend of $0.16 per share. Citizens & Northern Corp. pays 66.39% of its earnings as a dividend. Huntington Bancshares, Inc. pays out 50.83% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Citizens & Northern Corp. quarterly revenues are $40.9M, which are smaller than Huntington Bancshares, Inc. quarterly revenues of $3.2B. Citizens & Northern Corp.'s net income of $6.5M is lower than Huntington Bancshares, Inc.'s net income of $633M. Notably, Citizens & Northern Corp.'s price-to-earnings ratio is 11.72x while Huntington Bancshares, Inc.'s PE ratio is 12.02x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Citizens & Northern Corp. is 1.96x versus 2.07x for Huntington Bancshares, Inc.. Usually stocks with elevated PS ratios are considered overvalued.

Heritage Commerce Corp. has a net margin of 15.87% compared to Citizens & Northern Corp.'s net margin of 21.52%. Citizens & Northern Corp.'s return on equity of 9.51% beat Heritage Commerce Corp.'s return on equity of 6.25%.

Citizens & Northern Corp. has a consensus price target of $22.00, signalling upside risk potential of 7.32%. On the other hand Heritage Commerce Corp. has an analysts' consensus of $11.83 which suggests that it could grow by 4.35%. Given that Citizens & Northern Corp. has higher upside potential than Heritage Commerce Corp., analysts believe Citizens & Northern Corp. is more attractive than Heritage Commerce Corp..

Citizens & Northern Corp. has a beta of 0.571, which suggesting that the stock is 42.86% less volatile than S&P 500. In comparison Heritage Commerce Corp. has a beta of 0.813, suggesting its less volatile than the S&P 500 by 18.684%.

Citizens & Northern Corp. has a quarterly dividend of $0.28 per share corresponding to a yield of 5.46%. Heritage Commerce Corp. offers a yield of 4.59% to investors and pays a quarterly dividend of $0.13 per share. Citizens & Northern Corp. pays 66.39% of its earnings as a dividend. Heritage Commerce Corp. pays out 78.94% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Citizens & Northern Corp. quarterly revenues are $40.9M, which are smaller than Heritage Commerce Corp. quarterly revenues of $68.3M. Citizens & Northern Corp.'s net income of $6.5M is lower than Heritage Commerce Corp.'s net income of $14.7M. Notably, Citizens & Northern Corp.'s price-to-earnings ratio is 11.72x while Heritage Commerce Corp.'s PE ratio is 16.14x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Citizens & Northern Corp. is 1.96x versus 2.63x for Heritage Commerce Corp.. Usually stocks with elevated PS ratios are considered overvalued.

Peoples Bancorp, Inc. (Ohio) has a net margin of 15.87% compared to Citizens & Northern Corp.'s net margin of 18.66%. Citizens & Northern Corp.'s return on equity of 9.51% beat Peoples Bancorp, Inc. (Ohio)'s return on equity of 8.84%.

Citizens & Northern Corp. has a consensus price target of $22.00, signalling upside risk potential of 7.32%. On the other hand Peoples Bancorp, Inc. (Ohio) has an analysts' consensus of $33.08 which suggests that it could grow by 8.83%. Given that Peoples Bancorp, Inc. (Ohio) has higher upside potential than Citizens & Northern Corp., analysts believe Peoples Bancorp, Inc. (Ohio) is more attractive than Citizens & Northern Corp..

Citizens & Northern Corp. has a beta of 0.571, which suggesting that the stock is 42.86% less volatile than S&P 500. In comparison Peoples Bancorp, Inc. (Ohio) has a beta of 0.670, suggesting its less volatile than the S&P 500 by 33%.

Citizens & Northern Corp. has a quarterly dividend of $0.28 per share corresponding to a yield of 5.46%. Peoples Bancorp, Inc. (Ohio) offers a yield of 5.36% to investors and pays a quarterly dividend of $0.41 per share. Citizens & Northern Corp. pays 66.39% of its earnings as a dividend. Peoples Bancorp, Inc. (Ohio) pays out 48.1% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Citizens & Northern Corp. quarterly revenues are $40.9M, which are smaller than Peoples Bancorp, Inc. (Ohio) quarterly revenues of $156.6M. Citizens & Northern Corp.'s net income of $6.5M is lower than Peoples Bancorp, Inc. (Ohio)'s net income of $29.2M. Notably, Citizens & Northern Corp.'s price-to-earnings ratio is 11.72x while Peoples Bancorp, Inc. (Ohio)'s PE ratio is 10.64x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Citizens & Northern Corp. is 1.96x versus 1.74x for Peoples Bancorp, Inc. (Ohio). Usually stocks with elevated PS ratios are considered overvalued.

Shore Bancshares, Inc. has a net margin of 15.87% compared to Citizens & Northern Corp.'s net margin of 16.9%. Citizens & Northern Corp.'s return on equity of 9.51% beat Shore Bancshares, Inc.'s return on equity of 10.27%.

Citizens & Northern Corp. has a consensus price target of $22.00, signalling upside risk potential of 7.32%. On the other hand Shore Bancshares, Inc. has an analysts' consensus of $18.38 which suggests that it could grow by 3.64%. Given that Citizens & Northern Corp. has higher upside potential than Shore Bancshares, Inc., analysts believe Citizens & Northern Corp. is more attractive than Shore Bancshares, Inc..

Citizens & Northern Corp. has a beta of 0.571, which suggesting that the stock is 42.86% less volatile than S&P 500. In comparison Shore Bancshares, Inc. has a beta of 0.942, suggesting its less volatile than the S&P 500 by 5.756%.

Citizens & Northern Corp. has a quarterly dividend of $0.28 per share corresponding to a yield of 5.46%. Shore Bancshares, Inc. offers a yield of 2.71% to investors and pays a quarterly dividend of $0.12 per share. Citizens & Northern Corp. pays 66.39% of its earnings as a dividend. Shore Bancshares, Inc. pays out 36.4% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Citizens & Northern Corp. quarterly revenues are $40.9M, which are smaller than Shore Bancshares, Inc. quarterly revenues of $84.9M. Citizens & Northern Corp.'s net income of $6.5M is lower than Shore Bancshares, Inc.'s net income of $14.3M. Notably, Citizens & Northern Corp.'s price-to-earnings ratio is 11.72x while Shore Bancshares, Inc.'s PE ratio is 10.40x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Citizens & Northern Corp. is 1.96x versus 1.75x for Shore Bancshares, Inc.. Usually stocks with elevated PS ratios are considered overvalued.