CFFI Quote, Financials, Valuation and Earnings

Bank of the James Financial Group, Inc. has a net margin of 14.94% compared to C&F Financial Corp.'s net margin of 17.27%. C&F Financial Corp.'s return on equity of 11.1% beat Bank of the James Financial Group, Inc.'s return on equity of 11.29%.

C&F Financial Corp. has a consensus price target of --, signalling downside risk potential of -51.66%. On the other hand Bank of the James Financial Group, Inc. has an analysts' consensus of -- which suggests that it could fall by --. Given that C&F Financial Corp. has higher upside potential than Bank of the James Financial Group, Inc., analysts believe C&F Financial Corp. is more attractive than Bank of the James Financial Group, Inc..

C&F Financial Corp. has a beta of 0.338, which suggesting that the stock is 66.248% less volatile than S&P 500. In comparison Bank of the James Financial Group, Inc. has a beta of 0.120, suggesting its less volatile than the S&P 500 by 88.042%.

C&F Financial Corp. has a quarterly dividend of $0.46 per share corresponding to a yield of 2.62%. Bank of the James Financial Group, Inc. offers a yield of 2.18% to investors and pays a quarterly dividend of $0.10 per share. C&F Financial Corp. pays 29.28% of its earnings as a dividend. Bank of the James Financial Group, Inc. pays out 22.88% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

C&F Financial Corp. quarterly revenues are $47.6M, which are larger than Bank of the James Financial Group, Inc. quarterly revenues of $15.9M. C&F Financial Corp.'s net income of $7.1M is higher than Bank of the James Financial Group, Inc.'s net income of $2.8M. Notably, C&F Financial Corp.'s price-to-earnings ratio is 8.70x while Bank of the James Financial Group, Inc.'s PE ratio is 10.53x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for C&F Financial Corp. is 1.25x versus 1.35x for Bank of the James Financial Group, Inc.. Usually stocks with elevated PS ratios are considered overvalued.

Franklin Financial Services Corp. (Pennsylvania) has a net margin of 14.94% compared to C&F Financial Corp.'s net margin of 15.53%. C&F Financial Corp.'s return on equity of 11.1% beat Franklin Financial Services Corp. (Pennsylvania)'s return on equity of 10.18%.

C&F Financial Corp. has a consensus price target of --, signalling downside risk potential of -51.66%. On the other hand Franklin Financial Services Corp. (Pennsylvania) has an analysts' consensus of -- which suggests that it could fall by --. Given that C&F Financial Corp. has higher upside potential than Franklin Financial Services Corp. (Pennsylvania), analysts believe C&F Financial Corp. is more attractive than Franklin Financial Services Corp. (Pennsylvania).

C&F Financial Corp. has a beta of 0.338, which suggesting that the stock is 66.248% less volatile than S&P 500. In comparison Franklin Financial Services Corp. (Pennsylvania) has a beta of -0.078, suggesting its less volatile than the S&P 500 by 107.753%.

C&F Financial Corp. has a quarterly dividend of $0.46 per share corresponding to a yield of 2.62%. Franklin Financial Services Corp. (Pennsylvania) offers a yield of 2.47% to investors and pays a quarterly dividend of $0.33 per share. C&F Financial Corp. pays 29.28% of its earnings as a dividend. Franklin Financial Services Corp. (Pennsylvania) pays out 50.91% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

C&F Financial Corp. quarterly revenues are $47.6M, which are larger than Franklin Financial Services Corp. (Pennsylvania) quarterly revenues of $34.5M. C&F Financial Corp.'s net income of $7.1M is higher than Franklin Financial Services Corp. (Pennsylvania)'s net income of $5.4M. Notably, C&F Financial Corp.'s price-to-earnings ratio is 8.70x while Franklin Financial Services Corp. (Pennsylvania)'s PE ratio is 15.17x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for C&F Financial Corp. is 1.25x versus 1.87x for Franklin Financial Services Corp. (Pennsylvania). Usually stocks with elevated PS ratios are considered overvalued.

FVCBankcorp, Inc. has a net margin of 14.94% compared to C&F Financial Corp.'s net margin of 18.08%. C&F Financial Corp.'s return on equity of 11.1% beat FVCBankcorp, Inc.'s return on equity of 8.87%.

C&F Financial Corp. has a consensus price target of --, signalling downside risk potential of -51.66%. On the other hand FVCBankcorp, Inc. has an analysts' consensus of $15.00 which suggests that it could grow by 4.82%. Given that FVCBankcorp, Inc. has higher upside potential than C&F Financial Corp., analysts believe FVCBankcorp, Inc. is more attractive than C&F Financial Corp..

C&F Financial Corp. has a beta of 0.338, which suggesting that the stock is 66.248% less volatile than S&P 500. In comparison FVCBankcorp, Inc. has a beta of 0.380, suggesting its less volatile than the S&P 500 by 62.02%.

C&F Financial Corp. has a quarterly dividend of $0.46 per share corresponding to a yield of 2.62%. FVCBankcorp, Inc. offers a yield of 0.84% to investors and pays a quarterly dividend of $0.06 per share. C&F Financial Corp. pays 29.28% of its earnings as a dividend. FVCBankcorp, Inc. pays out -- of its earnings as a dividend. C&F Financial Corp.'s payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

C&F Financial Corp. quarterly revenues are $47.6M, which are larger than FVCBankcorp, Inc. quarterly revenues of $30.9M. C&F Financial Corp.'s net income of $7.1M is higher than FVCBankcorp, Inc.'s net income of $5.6M. Notably, C&F Financial Corp.'s price-to-earnings ratio is 8.70x while FVCBankcorp, Inc.'s PE ratio is 12.32x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for C&F Financial Corp. is 1.25x versus 2.18x for FVCBankcorp, Inc.. Usually stocks with elevated PS ratios are considered overvalued.

Union Bankshares, Inc. (Vermont) has a net margin of 14.94% compared to C&F Financial Corp.'s net margin of 15.23%. C&F Financial Corp.'s return on equity of 11.1% beat Union Bankshares, Inc. (Vermont)'s return on equity of 15.84%.

C&F Financial Corp. has a consensus price target of --, signalling downside risk potential of -51.66%. On the other hand Union Bankshares, Inc. (Vermont) has an analysts' consensus of -- which suggests that it could fall by --. Given that C&F Financial Corp. has higher upside potential than Union Bankshares, Inc. (Vermont), analysts believe C&F Financial Corp. is more attractive than Union Bankshares, Inc. (Vermont).

C&F Financial Corp. has a beta of 0.338, which suggesting that the stock is 66.248% less volatile than S&P 500. In comparison Union Bankshares, Inc. (Vermont) has a beta of 0.392, suggesting its less volatile than the S&P 500 by 60.813%.

C&F Financial Corp. has a quarterly dividend of $0.46 per share corresponding to a yield of 2.62%. Union Bankshares, Inc. (Vermont) offers a yield of 5.81% to investors and pays a quarterly dividend of $0.36 per share. C&F Financial Corp. pays 29.28% of its earnings as a dividend. Union Bankshares, Inc. (Vermont) pays out 74.85% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

C&F Financial Corp. quarterly revenues are $47.6M, which are larger than Union Bankshares, Inc. (Vermont) quarterly revenues of $22.6M. C&F Financial Corp.'s net income of $7.1M is higher than Union Bankshares, Inc. (Vermont)'s net income of $3.4M. Notably, C&F Financial Corp.'s price-to-earnings ratio is 8.70x while Union Bankshares, Inc. (Vermont)'s PE ratio is 10.00x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for C&F Financial Corp. is 1.25x versus 1.33x for Union Bankshares, Inc. (Vermont). Usually stocks with elevated PS ratios are considered overvalued.