Financhill
Buy
67

CFFI Quote, Financials, Valuation and Earnings

Last price:
$73.20
Seasonality move :
1.08%
Day range:
$72.11 - $73.16
52-week range:
$53.14 - $89.90
Dividend yield:
2.51%
P/E ratio:
9.05x
P/S ratio:
1.30x
P/B ratio:
0.94x
Volume:
3.3K
Avg. volume:
5.5K
1-year change:
0.76%
Market cap:
$237M
Revenue:
$170.1M
EPS (TTM):
$8.09

Price Performance History

Performance vs. Valuation Benchmarks

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Competitors

Company Revenue Forecast Earnings Forecast Revenue Growth Forecast Earnings Growth Forecast Analyst Price Target Median
CFFI
C&F Financial Corp.
-- -- -- -- --
AFBI
Affinity Bancshares, Inc.
-- -- -- -- --
BOTJ
Bank of the James Financial Group, Inc.
-- -- -- -- --
FRAF
Franklin Financial Services Corp. (Pennsylvania)
-- -- -- -- --
FVCB
FVCBankcorp, Inc.
$16.2M $0.31 -44.79% 16.98% $15.00
UNB
Union Bankshares, Inc. (Vermont)
-- -- -- -- --
Company Price Analyst Target Market Cap P/E Ratio Dividend per Share Dividend Yield Price / LTM Sales
CFFI
C&F Financial Corp.
$73.20 -- $237M 9.05x $0.46 2.51% 1.30x
AFBI
Affinity Bancshares, Inc.
$21.38 -- $131.9M 18.42x $1.50 0% 2.69x
BOTJ
Bank of the James Financial Group, Inc.
$18.45 -- $83.8M 10.59x $0.10 2.17% 1.36x
FRAF
Franklin Financial Services Corp. (Pennsylvania)
$51.64 -- $231.3M 14.74x $0.33 2.54% 1.81x
FVCB
FVCBankcorp, Inc.
$13.76 $15.00 $248.7M 11.84x $0.06 0.87% 2.10x
UNB
Union Bankshares, Inc. (Vermont)
$23.69 -- $108.6M 9.56x $0.36 6.08% 1.27x
Company Total Debt / Total Capital Beta Debt to Equity Quick Ratio
CFFI
C&F Financial Corp.
30.93% 0.813 51.98% 0.00x
AFBI
Affinity Bancshares, Inc.
30.1% 0.517 44.21% 0.00x
BOTJ
Bank of the James Financial Group, Inc.
10.3% -0.369 12.47% 0.00x
FRAF
Franklin Financial Services Corp. (Pennsylvania)
56.36% 0.279 104.28% 0.00x
FVCB
FVCBankcorp, Inc.
23.24% 0.896 32.26% 0.00x
UNB
Union Bankshares, Inc. (Vermont)
78.71% -0.665 253.08% 0.00x
Company Gross Profit Operating Income Return on Invested Capital Return on Common Equity EBIT Margin Free Cash Flow
CFFI
C&F Financial Corp.
-- $8.7M 7.18% 11.1% 42.91% $22.7M
AFBI
Affinity Bancshares, Inc.
-- $2.9M 4.14% 6% 59.72% $3.6M
BOTJ
Bank of the James Financial Group, Inc.
-- $3.2M 9.25% 11.29% 41.96% $5.5M
FRAF
Franklin Financial Services Corp. (Pennsylvania)
-- $6.7M 4.08% 10.18% 52.6% $9.1M
FVCB
FVCBankcorp, Inc.
-- $7.2M 6.7% 8.87% 68.09% $7.6M
UNB
Union Bankshares, Inc. (Vermont)
-- $3.9M 3.29% 15.84% 52.76% -$37.1M

C&F Financial Corp. vs. Competitors

  • Which has Higher Returns CFFI or AFBI?

    Affinity Bancshares, Inc. has a net margin of 14.94% compared to C&F Financial Corp.'s net margin of 16.41%. C&F Financial Corp.'s return on equity of 11.1% beat Affinity Bancshares, Inc.'s return on equity of 6%.

    Company Gross Margin Earnings Per Share Invested Capital
    CFFI
    C&F Financial Corp.
    -- $2.19 $367.3M
    AFBI
    Affinity Bancshares, Inc.
    -- $0.34 $179.4M
  • What do Analysts Say About CFFI or AFBI?

    C&F Financial Corp. has a consensus price target of --, signalling downside risk potential of -52.88%. On the other hand Affinity Bancshares, Inc. has an analysts' consensus of -- which suggests that it could fall by --. Given that C&F Financial Corp. has higher upside potential than Affinity Bancshares, Inc., analysts believe C&F Financial Corp. is more attractive than Affinity Bancshares, Inc..

    Company Buy Ratings Hold Ratings Sell Ratings
    CFFI
    C&F Financial Corp.
    0 0 0
    AFBI
    Affinity Bancshares, Inc.
    0 0 0
  • Is CFFI or AFBI More Risky?

    C&F Financial Corp. has a beta of 0.336, which suggesting that the stock is 66.424% less volatile than S&P 500. In comparison Affinity Bancshares, Inc. has a beta of 0.220, suggesting its less volatile than the S&P 500 by 77.99%.

  • Which is a Better Dividend Stock CFFI or AFBI?

    C&F Financial Corp. has a quarterly dividend of $0.46 per share corresponding to a yield of 2.51%. Affinity Bancshares, Inc. offers a yield of 0% to investors and pays a quarterly dividend of $1.50 per share. C&F Financial Corp. pays 29.28% of its earnings as a dividend. Affinity Bancshares, Inc. pays out -- of its earnings as a dividend. C&F Financial Corp.'s payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios CFFI or AFBI?

    C&F Financial Corp. quarterly revenues are $47.6M, which are larger than Affinity Bancshares, Inc. quarterly revenues of $13.5M. C&F Financial Corp.'s net income of $7.1M is higher than Affinity Bancshares, Inc.'s net income of $2.2M. Notably, C&F Financial Corp.'s price-to-earnings ratio is 9.05x while Affinity Bancshares, Inc.'s PE ratio is 18.42x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for C&F Financial Corp. is 1.30x versus 2.69x for Affinity Bancshares, Inc.. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    CFFI
    C&F Financial Corp.
    1.30x 9.05x $47.6M $7.1M
    AFBI
    Affinity Bancshares, Inc.
    2.69x 18.42x $13.5M $2.2M
  • Which has Higher Returns CFFI or BOTJ?

    Bank of the James Financial Group, Inc. has a net margin of 14.94% compared to C&F Financial Corp.'s net margin of 17.27%. C&F Financial Corp.'s return on equity of 11.1% beat Bank of the James Financial Group, Inc.'s return on equity of 11.29%.

    Company Gross Margin Earnings Per Share Invested Capital
    CFFI
    C&F Financial Corp.
    -- $2.19 $367.3M
    BOTJ
    Bank of the James Financial Group, Inc.
    -- $0.61 $85.8M
  • What do Analysts Say About CFFI or BOTJ?

    C&F Financial Corp. has a consensus price target of --, signalling downside risk potential of -52.88%. On the other hand Bank of the James Financial Group, Inc. has an analysts' consensus of -- which suggests that it could fall by --. Given that C&F Financial Corp. has higher upside potential than Bank of the James Financial Group, Inc., analysts believe C&F Financial Corp. is more attractive than Bank of the James Financial Group, Inc..

    Company Buy Ratings Hold Ratings Sell Ratings
    CFFI
    C&F Financial Corp.
    0 0 0
    BOTJ
    Bank of the James Financial Group, Inc.
    0 0 0
  • Is CFFI or BOTJ More Risky?

    C&F Financial Corp. has a beta of 0.336, which suggesting that the stock is 66.424% less volatile than S&P 500. In comparison Bank of the James Financial Group, Inc. has a beta of 0.111, suggesting its less volatile than the S&P 500 by 88.926%.

  • Which is a Better Dividend Stock CFFI or BOTJ?

    C&F Financial Corp. has a quarterly dividend of $0.46 per share corresponding to a yield of 2.51%. Bank of the James Financial Group, Inc. offers a yield of 2.17% to investors and pays a quarterly dividend of $0.10 per share. C&F Financial Corp. pays 29.28% of its earnings as a dividend. Bank of the James Financial Group, Inc. pays out 22.88% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios CFFI or BOTJ?

    C&F Financial Corp. quarterly revenues are $47.6M, which are larger than Bank of the James Financial Group, Inc. quarterly revenues of $15.9M. C&F Financial Corp.'s net income of $7.1M is higher than Bank of the James Financial Group, Inc.'s net income of $2.8M. Notably, C&F Financial Corp.'s price-to-earnings ratio is 9.05x while Bank of the James Financial Group, Inc.'s PE ratio is 10.59x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for C&F Financial Corp. is 1.30x versus 1.36x for Bank of the James Financial Group, Inc.. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    CFFI
    C&F Financial Corp.
    1.30x 9.05x $47.6M $7.1M
    BOTJ
    Bank of the James Financial Group, Inc.
    1.36x 10.59x $15.9M $2.8M
  • Which has Higher Returns CFFI or FRAF?

    Franklin Financial Services Corp. (Pennsylvania) has a net margin of 14.94% compared to C&F Financial Corp.'s net margin of 15.53%. C&F Financial Corp.'s return on equity of 11.1% beat Franklin Financial Services Corp. (Pennsylvania)'s return on equity of 10.18%.

    Company Gross Margin Earnings Per Share Invested Capital
    CFFI
    C&F Financial Corp.
    -- $2.19 $367.3M
    FRAF
    Franklin Financial Services Corp. (Pennsylvania)
    -- $1.19 $381.2M
  • What do Analysts Say About CFFI or FRAF?

    C&F Financial Corp. has a consensus price target of --, signalling downside risk potential of -52.88%. On the other hand Franklin Financial Services Corp. (Pennsylvania) has an analysts' consensus of -- which suggests that it could fall by --. Given that C&F Financial Corp. has higher upside potential than Franklin Financial Services Corp. (Pennsylvania), analysts believe C&F Financial Corp. is more attractive than Franklin Financial Services Corp. (Pennsylvania).

    Company Buy Ratings Hold Ratings Sell Ratings
    CFFI
    C&F Financial Corp.
    0 0 0
    FRAF
    Franklin Financial Services Corp. (Pennsylvania)
    0 0 0
  • Is CFFI or FRAF More Risky?

    C&F Financial Corp. has a beta of 0.336, which suggesting that the stock is 66.424% less volatile than S&P 500. In comparison Franklin Financial Services Corp. (Pennsylvania) has a beta of -0.101, suggesting its less volatile than the S&P 500 by 110.091%.

  • Which is a Better Dividend Stock CFFI or FRAF?

    C&F Financial Corp. has a quarterly dividend of $0.46 per share corresponding to a yield of 2.51%. Franklin Financial Services Corp. (Pennsylvania) offers a yield of 2.54% to investors and pays a quarterly dividend of $0.33 per share. C&F Financial Corp. pays 29.28% of its earnings as a dividend. Franklin Financial Services Corp. (Pennsylvania) pays out 50.91% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios CFFI or FRAF?

    C&F Financial Corp. quarterly revenues are $47.6M, which are larger than Franklin Financial Services Corp. (Pennsylvania) quarterly revenues of $34.5M. C&F Financial Corp.'s net income of $7.1M is higher than Franklin Financial Services Corp. (Pennsylvania)'s net income of $5.4M. Notably, C&F Financial Corp.'s price-to-earnings ratio is 9.05x while Franklin Financial Services Corp. (Pennsylvania)'s PE ratio is 14.74x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for C&F Financial Corp. is 1.30x versus 1.81x for Franklin Financial Services Corp. (Pennsylvania). Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    CFFI
    C&F Financial Corp.
    1.30x 9.05x $47.6M $7.1M
    FRAF
    Franklin Financial Services Corp. (Pennsylvania)
    1.81x 14.74x $34.5M $5.4M
  • Which has Higher Returns CFFI or FVCB?

    FVCBankcorp, Inc. has a net margin of 14.94% compared to C&F Financial Corp.'s net margin of 18.08%. C&F Financial Corp.'s return on equity of 11.1% beat FVCBankcorp, Inc.'s return on equity of 8.87%.

    Company Gross Margin Earnings Per Share Invested Capital
    CFFI
    C&F Financial Corp.
    -- $2.19 $367.3M
    FVCB
    FVCBankcorp, Inc.
    -- $0.31 $325.4M
  • What do Analysts Say About CFFI or FVCB?

    C&F Financial Corp. has a consensus price target of --, signalling downside risk potential of -52.88%. On the other hand FVCBankcorp, Inc. has an analysts' consensus of $15.00 which suggests that it could grow by 9.01%. Given that FVCBankcorp, Inc. has higher upside potential than C&F Financial Corp., analysts believe FVCBankcorp, Inc. is more attractive than C&F Financial Corp..

    Company Buy Ratings Hold Ratings Sell Ratings
    CFFI
    C&F Financial Corp.
    0 0 0
    FVCB
    FVCBankcorp, Inc.
    0 1 0
  • Is CFFI or FVCB More Risky?

    C&F Financial Corp. has a beta of 0.336, which suggesting that the stock is 66.424% less volatile than S&P 500. In comparison FVCBankcorp, Inc. has a beta of 0.416, suggesting its less volatile than the S&P 500 by 58.408%.

  • Which is a Better Dividend Stock CFFI or FVCB?

    C&F Financial Corp. has a quarterly dividend of $0.46 per share corresponding to a yield of 2.51%. FVCBankcorp, Inc. offers a yield of 0.87% to investors and pays a quarterly dividend of $0.06 per share. C&F Financial Corp. pays 29.28% of its earnings as a dividend. FVCBankcorp, Inc. pays out -- of its earnings as a dividend. C&F Financial Corp.'s payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios CFFI or FVCB?

    C&F Financial Corp. quarterly revenues are $47.6M, which are larger than FVCBankcorp, Inc. quarterly revenues of $30.9M. C&F Financial Corp.'s net income of $7.1M is higher than FVCBankcorp, Inc.'s net income of $5.6M. Notably, C&F Financial Corp.'s price-to-earnings ratio is 9.05x while FVCBankcorp, Inc.'s PE ratio is 11.84x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for C&F Financial Corp. is 1.30x versus 2.10x for FVCBankcorp, Inc.. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    CFFI
    C&F Financial Corp.
    1.30x 9.05x $47.6M $7.1M
    FVCB
    FVCBankcorp, Inc.
    2.10x 11.84x $30.9M $5.6M
  • Which has Higher Returns CFFI or UNB?

    Union Bankshares, Inc. (Vermont) has a net margin of 14.94% compared to C&F Financial Corp.'s net margin of 15.23%. C&F Financial Corp.'s return on equity of 11.1% beat Union Bankshares, Inc. (Vermont)'s return on equity of 15.84%.

    Company Gross Margin Earnings Per Share Invested Capital
    CFFI
    C&F Financial Corp.
    -- $2.19 $367.3M
    UNB
    Union Bankshares, Inc. (Vermont)
    -- $0.75 $364.8M
  • What do Analysts Say About CFFI or UNB?

    C&F Financial Corp. has a consensus price target of --, signalling downside risk potential of -52.88%. On the other hand Union Bankshares, Inc. (Vermont) has an analysts' consensus of -- which suggests that it could fall by --. Given that C&F Financial Corp. has higher upside potential than Union Bankshares, Inc. (Vermont), analysts believe C&F Financial Corp. is more attractive than Union Bankshares, Inc. (Vermont).

    Company Buy Ratings Hold Ratings Sell Ratings
    CFFI
    C&F Financial Corp.
    0 0 0
    UNB
    Union Bankshares, Inc. (Vermont)
    0 0 0
  • Is CFFI or UNB More Risky?

    C&F Financial Corp. has a beta of 0.336, which suggesting that the stock is 66.424% less volatile than S&P 500. In comparison Union Bankshares, Inc. (Vermont) has a beta of 0.384, suggesting its less volatile than the S&P 500 by 61.565%.

  • Which is a Better Dividend Stock CFFI or UNB?

    C&F Financial Corp. has a quarterly dividend of $0.46 per share corresponding to a yield of 2.51%. Union Bankshares, Inc. (Vermont) offers a yield of 6.08% to investors and pays a quarterly dividend of $0.36 per share. C&F Financial Corp. pays 29.28% of its earnings as a dividend. Union Bankshares, Inc. (Vermont) pays out 74.85% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios CFFI or UNB?

    C&F Financial Corp. quarterly revenues are $47.6M, which are larger than Union Bankshares, Inc. (Vermont) quarterly revenues of $22.6M. C&F Financial Corp.'s net income of $7.1M is higher than Union Bankshares, Inc. (Vermont)'s net income of $3.4M. Notably, C&F Financial Corp.'s price-to-earnings ratio is 9.05x while Union Bankshares, Inc. (Vermont)'s PE ratio is 9.56x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for C&F Financial Corp. is 1.30x versus 1.27x for Union Bankshares, Inc. (Vermont). Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    CFFI
    C&F Financial Corp.
    1.30x 9.05x $47.6M $7.1M
    UNB
    Union Bankshares, Inc. (Vermont)
    1.27x 9.56x $22.6M $3.4M

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