CFFI Quote, Financials, Valuation and Earnings

Bank of the James Financial Group, Inc. has a net margin of 14.08% compared to C&F Financial Corp.'s net margin of 16.67%. C&F Financial Corp.'s return on equity of 11.07% beat Bank of the James Financial Group, Inc.'s return on equity of 12.46%.

C&F Financial Corp. has a consensus price target of --, signalling downside risk potential of -54.49%. On the other hand Bank of the James Financial Group, Inc. has an analysts' consensus of -- which suggests that it could fall by --. Given that C&F Financial Corp. has higher upside potential than Bank of the James Financial Group, Inc., analysts believe C&F Financial Corp. is more attractive than Bank of the James Financial Group, Inc..

C&F Financial Corp. has a beta of 0.344, which suggesting that the stock is 65.574% less volatile than S&P 500. In comparison Bank of the James Financial Group, Inc. has a beta of 0.123, suggesting its less volatile than the S&P 500 by 87.718%.

C&F Financial Corp. has a quarterly dividend of $0.46 per share corresponding to a yield of 2.46%. Bank of the James Financial Group, Inc. offers a yield of 2.6% to investors and pays a quarterly dividend of $0.10 per share. C&F Financial Corp. pays 22.2% of its earnings as a dividend. Bank of the James Financial Group, Inc. pays out 25.18% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

C&F Financial Corp. quarterly revenues are $47.7M, which are larger than Bank of the James Financial Group, Inc. quarterly revenues of $16.3M. C&F Financial Corp.'s net income of $6.7M is higher than Bank of the James Financial Group, Inc.'s net income of $2.7M. Notably, C&F Financial Corp.'s price-to-earnings ratio is 9.01x while Bank of the James Financial Group, Inc.'s PE ratio is 9.67x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for C&F Financial Corp. is 1.30x versus 1.40x for Bank of the James Financial Group, Inc.. Usually stocks with elevated PS ratios are considered overvalued.

Peoples Bancorp of North Carolina, Inc. has a net margin of 14.08% compared to C&F Financial Corp.'s net margin of 23.57%. C&F Financial Corp.'s return on equity of 11.07% beat Peoples Bancorp of North Carolina, Inc.'s return on equity of 13.78%.

C&F Financial Corp. has a consensus price target of --, signalling downside risk potential of -54.49%. On the other hand Peoples Bancorp of North Carolina, Inc. has an analysts' consensus of -- which suggests that it could fall by --. Given that C&F Financial Corp. has higher upside potential than Peoples Bancorp of North Carolina, Inc., analysts believe C&F Financial Corp. is more attractive than Peoples Bancorp of North Carolina, Inc..

C&F Financial Corp. has a beta of 0.344, which suggesting that the stock is 65.574% less volatile than S&P 500. In comparison Peoples Bancorp of North Carolina, Inc. has a beta of 0.310, suggesting its less volatile than the S&P 500 by 68.972%.

C&F Financial Corp. has a quarterly dividend of $0.46 per share corresponding to a yield of 2.46%. Peoples Bancorp of North Carolina, Inc. offers a yield of 2.08% to investors and pays a quarterly dividend of $0.17 per share. C&F Financial Corp. pays 22.2% of its earnings as a dividend. Peoples Bancorp of North Carolina, Inc. pays out 22.1% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

C&F Financial Corp. quarterly revenues are $47.7M, which are larger than Peoples Bancorp of North Carolina, Inc. quarterly revenues of $28.1M. C&F Financial Corp.'s net income of $6.7M is higher than Peoples Bancorp of North Carolina, Inc.'s net income of $6.6M. Notably, C&F Financial Corp.'s price-to-earnings ratio is 9.01x while Peoples Bancorp of North Carolina, Inc.'s PE ratio is 10.63x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for C&F Financial Corp. is 1.30x versus 1.89x for Peoples Bancorp of North Carolina, Inc.. Usually stocks with elevated PS ratios are considered overvalued.

Peoples Bancorp, Inc. (Ohio) has a net margin of 14.08% compared to C&F Financial Corp.'s net margin of 20.08%. C&F Financial Corp.'s return on equity of 11.07% beat Peoples Bancorp, Inc. (Ohio)'s return on equity of 9.13%.

C&F Financial Corp. has a consensus price target of --, signalling downside risk potential of -54.49%. On the other hand Peoples Bancorp, Inc. (Ohio) has an analysts' consensus of $35.14 which suggests that it could grow by 6.23%. Given that Peoples Bancorp, Inc. (Ohio) has higher upside potential than C&F Financial Corp., analysts believe Peoples Bancorp, Inc. (Ohio) is more attractive than C&F Financial Corp..

C&F Financial Corp. has a beta of 0.344, which suggesting that the stock is 65.574% less volatile than S&P 500. In comparison Peoples Bancorp, Inc. (Ohio) has a beta of 0.679, suggesting its less volatile than the S&P 500 by 32.063%.

C&F Financial Corp. has a quarterly dividend of $0.46 per share corresponding to a yield of 2.46%. Peoples Bancorp, Inc. (Ohio) offers a yield of 5% to investors and pays a quarterly dividend of $0.41 per share. C&F Financial Corp. pays 22.2% of its earnings as a dividend. Peoples Bancorp, Inc. (Ohio) pays out 54.48% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

C&F Financial Corp. quarterly revenues are $47.7M, which are smaller than Peoples Bancorp, Inc. (Ohio) quarterly revenues of $156.9M. C&F Financial Corp.'s net income of $6.7M is lower than Peoples Bancorp, Inc. (Ohio)'s net income of $31.5M. Notably, C&F Financial Corp.'s price-to-earnings ratio is 9.01x while Peoples Bancorp, Inc. (Ohio)'s PE ratio is 10.96x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for C&F Financial Corp. is 1.30x versus 1.88x for Peoples Bancorp, Inc. (Ohio). Usually stocks with elevated PS ratios are considered overvalued.

Union Bankshares, Inc. (Vermont) has a net margin of 14.08% compared to C&F Financial Corp.'s net margin of 13.82%. C&F Financial Corp.'s return on equity of 11.07% beat Union Bankshares, Inc. (Vermont)'s return on equity of 15.12%.

C&F Financial Corp. has a consensus price target of --, signalling downside risk potential of -54.49%. On the other hand Union Bankshares, Inc. (Vermont) has an analysts' consensus of -- which suggests that it could fall by --. Given that C&F Financial Corp. has higher upside potential than Union Bankshares, Inc. (Vermont), analysts believe C&F Financial Corp. is more attractive than Union Bankshares, Inc. (Vermont).

C&F Financial Corp. has a beta of 0.344, which suggesting that the stock is 65.574% less volatile than S&P 500. In comparison Union Bankshares, Inc. (Vermont) has a beta of 0.419, suggesting its less volatile than the S&P 500 by 58.1%.

C&F Financial Corp. has a quarterly dividend of $0.46 per share corresponding to a yield of 2.46%. Union Bankshares, Inc. (Vermont) offers a yield of 6.08% to investors and pays a quarterly dividend of $0.36 per share. C&F Financial Corp. pays 22.2% of its earnings as a dividend. Union Bankshares, Inc. (Vermont) pays out 59.26% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

C&F Financial Corp. quarterly revenues are $47.7M, which are larger than Union Bankshares, Inc. (Vermont) quarterly revenues of $19.9M. C&F Financial Corp.'s net income of $6.7M is higher than Union Bankshares, Inc. (Vermont)'s net income of $2.7M. Notably, C&F Financial Corp.'s price-to-earnings ratio is 9.01x while Union Bankshares, Inc. (Vermont)'s PE ratio is 13.03x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for C&F Financial Corp. is 1.30x versus 1.28x for Union Bankshares, Inc. (Vermont). Usually stocks with elevated PS ratios are considered overvalued.