Financhill
Buy
67

CFFI Quote, Financials, Valuation and Earnings

Last price:
$73.20
Seasonality move :
1.08%
Day range:
$72.11 - $73.16
52-week range:
$53.14 - $89.90
Dividend yield:
2.51%
P/E ratio:
9.05x
P/S ratio:
1.30x
P/B ratio:
0.94x
Volume:
3.3K
Avg. volume:
5.5K
1-year change:
0.76%
Market cap:
$237M
Revenue:
$170.1M
EPS (TTM):
$8.09

Analysts' Opinion

  • Consensus Rating
    No consensus rating exists at this time due to lack of analyst coverage.
  • Price Target Downside
    No price target exists because of limited analyst coverage.
  • Price Target Upside
    Similarly, at this time, analysts have not provided a price target so downside risk can't be assessed accurately at this time.

Fair Value

  • According to the consensus of 0 analysts, C&F Financial Corp. has -52.88% downside to fair value with a price target of -- per share.

CFFI vs. S&P 500

  • Over the past 5 trading days, C&F Financial Corp. has underperformed the S&P 500 by -7.88% suggesting its relative strength compared to the major market average is weak at this time.

Share Buyback

  • C&F Financial Corp. does have a share repurchase program in place at this time. The scale of a buyback program can materially affect share price and usually results in a higher earnings per share, all else being equal, when the share count drops.

Revenue Growth

  • C&F Financial Corp. has grown year-over-year revenues for 12 quarters straight. In the most recent quarter C&F Financial Corp. reported revenues of $47.6M.

Earnings Growth

  • C&F Financial Corp. has grown year-over-year earnings for 4 quarters straight. In the most recent quarter C&F Financial Corp. reported earnings per share of $2.19.
Enterprise value:
347.7M
EV / Invested capital:
0.95x
Price / LTM sales:
1.30x
EV / EBIT:
4.51x
EV / Revenue:
1.91x
PEG ratio (5yr expected):
0.21x
EV / Free cash flow:
6.24x
Price / Operating cash flow:
4.25x
Enterprise value / EBITDA:
--
Gross Profit (TTM):
--
Return On Assets:
1%
Net Income Margin (TTM):
14.47%
Return On Equity:
11.1%
Return On Invested Capital:
7.18%
Operating Margin:
18.22%
Trailing 12 Months Fiscal Quarters
Period Ending 2023-09-30 2024-09-30 2025-09-30 2024-09-30 2025-09-30
Income Statement
Revenue $149.6M $167.5M $181.8M $44.9M $47.6M
Gross Profit -- -- -- -- --
Operating Income $35.7M $23.1M $32.1M $6.7M $8.7M
EBITDA -- -- -- -- --
Diluted EPS $8.37 $5.67 $8.09 $1.65 $2.19
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Balance Sheet
Current Assets $209.5M $107.7M $80.6M $60.2M $109.2M
Total Assets $2.2B $2.3B $2.4B $2.6B $2.7B
Current Liabilities $613.7M $696M $673M $594.2M $582.8M
Total Liabilities $2B $2.2B $2.2B $2.3B $2.5B
Total Equity $205.2M $185.4M $200.4M $228M $253.9M
Total Debt $55.8M $55.6M $51.4M $93.7M $93.4M
Trailing 12 Months Fiscal Quarters
Period Ending 2023-09-30 2024-09-30 2025-09-30 2024-09-30 2025-09-30
Cash Flow Statement
Cash Flow Operations $43.4M $20M $57.8M -$15.4M $23.4M
Cash From Investing -$120.7M -$126.4M -$136.5M -$28.6M -$15M
Cash From Financing $48.4M $85.1M $125.7M $48.6M $7.4M
Free Cash Flow $41.3M $16.5M $55.8M -$17.5M $22.7M
CFFI
Sector
Market Cap
$237M
$570M
Price % of 52-Week High
81.42%
92.18%
Dividend Yield
2.51%
1.57%
Shareholder Yield
3.85%
3.12%
1-Year Price Total Return
1.56%
7.87%
Beta (5-Year)
0.336
0.478
Dividend yield:
2.51%
Annualized payout:
$1.76
Payout ratio:
21.05%
Growth streak:
0 years

Technicals

8-day SMA
Sell
Level $75.22
200-day SMA
Buy
Level $67.32
Bollinger Bands (100)
Buy
Level 66.77 - 71.97
Chaikin Money Flow
Buy
Level 1.5M
20-day SMA
Buy
Level $71.90
Relative Strength Index (RSI14)
Buy
Level 51.95
ADX Line
Buy
Level 24.82
Williams %R
Neutral
Level -63.0962
50-day SMA
Buy
Level $70.16
MACD (12, 26)
Buy
Level 1.55
25-day Aroon Oscillator
Buy
Level 76
On Balance Volume
Neutral
Level 1.3M

Financial Scores

Sell
Altman Z-Score (Annual)
Level (-0.2091)
Sell
CA Score (Annual)
Level (-2.2089)
--
Beneish M-Score (Annual)
Level (--)
Buy
Momentum Score
Level (7)
Sell
Ohlson Score
Level (4.7275)
Buy
Piotroski F Score (Annual)
Level (5)
Buy
Quality Ratio Score
Level (2)
Buy
Fundamental Score
Level (7)

Revenue Forecast

Earnings per Share Forecast

Company Profile

C&F Financial Corp. is a bank holding company, which engages in the provision of banking services to individuals and businesses. It operates through the following segments: Community Banking, Mortgage Banking and Consumer Finance. The Community Banking segment provides checking and savings deposit accounts, business, real estate, development, mortgage, home equity, and installment loans. The Mortgage Banking segment offers ancillary mortgage loan origination services for loan settlement and residential appraisals. The Consumer Finance segment consists of automobile financing through lending programs that are designed to serve customers in the non-prime market who have limited access to traditional automobile financing. The company was founded on March 8, 1994 and is headquartered in Toano, VA.

Stock Forecast FAQ

In the current month, CFFI has received 0 Buy ratings 0 Hold ratings, and 0 Sell ratings. The CFFI average analyst price target in the past 3 months is --.

  • Where Will C&F Financial Corp. Stock Be In 1 Year?

    According to analysts, the consensus estimate is that C&F Financial Corp. share price will drop to -- per share over the next 12 months.

  • What Do Analysts Say About C&F Financial Corp.?

    Analysts are divided on their view about C&F Financial Corp. share price and where it will be in the next 12 months. The majority of analysts rate the stock a Buy. However, a smaller subset of analysts suggest that C&F Financial Corp. is a Sell and believe this share price will rise from its current level to --.

  • What Is C&F Financial Corp.'s Price Target?

    The price target for C&F Financial Corp. over the next 1-year time period is forecast to be -- according to 0 Wall Street analysts, 0 of them rate the stock a Buy, 0 rate the stock a Sell, and 0 analysts rate the stock a Hold.

  • Is CFFI A Buy, Sell Or Hold?

    According to Wall Street analysts, the consensus rating for C&F Financial Corp. is a --. 0 of 0 analysts rate the stock a -- at this time.

  • How Can I Buy Shares Of CFFI?

    You can purchase shares of C&F Financial Corp. via an online brokerage firm such as TD Ameritrade.com, thinkorswim.com, e-trade.com, or Schwab.com. Many other digital online brokerages exist such as RobinHood and Webull where you can purchase C&F Financial Corp. shares.

  • What Is The C&F Financial Corp. Share Price Today?

    C&F Financial Corp. was last trading at $73.20 per share. This represents the most recent stock quote for C&F Financial Corp.. Yesterday, C&F Financial Corp. closed at $72.60 per share.

  • How To Buy C&F Financial Corp. Stock Online?

    In order to purchase C&F Financial Corp. stock online, open a brokerage account, deposit funds into the account, and select an order type to purchase shares whether it be market or limit.

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