Financhill
Buy
52

PEBK Quote, Financials, Valuation and Earnings

Last price:
$38.50
Seasonality move :
3.31%
Day range:
$38.02 - $38.64
52-week range:
$23.74 - $40.74
Dividend yield:
2.08%
P/E ratio:
10.63x
P/S ratio:
1.89x
P/B ratio:
1.30x
Volume:
18.6K
Avg. volume:
22K
1-year change:
45.69%
Market cap:
$204.4M
Revenue:
$111.6M
EPS (TTM):
$3.62

Analysts' Opinion

  • Consensus Rating
    No consensus rating exists at this time due to lack of analyst coverage.
  • Price Target Downside
    No price target exists because of limited analyst coverage.
  • Price Target Upside
    Similarly, at this time, analysts have not provided a price target so downside risk can't be assessed accurately at this time.

Fair Value

  • According to the consensus of 0 analysts, Peoples Bancorp of North Carolina, Inc. has -- downside to fair value with a price target of -- per share.

PEBK vs. S&P 500

  • Over the past 5 trading days, Peoples Bancorp of North Carolina, Inc. has overperformed the S&P 500 by 1.81% suggesting its relative strength compared to the major market average is strong at this time.

Share Buyback

  • Peoples Bancorp of North Carolina, Inc. does have a share repurchase program in place at this time. The scale of a buyback program can materially affect share price and usually results in a higher earnings per share, all else being equal, when the share count drops.

Revenue Growth

  • Peoples Bancorp of North Carolina, Inc. has grown year-over-year revenues for 17 quarters straight. In the most recent quarter Peoples Bancorp of North Carolina, Inc. reported revenues of $28.1M.

Earnings Growth

  • Peoples Bancorp of North Carolina, Inc. has grown year-over-year earnings for 1 quarter straight. In the most recent quarter Peoples Bancorp of North Carolina, Inc. reported earnings per share of $1.21.
Enterprise value:
219.8M
EV / Invested capital:
1.27x
Price / LTM sales:
1.89x
EV / EBIT:
4.36x
EV / Revenue:
1.97x
PEG ratio (5yr expected):
0.50x
EV / Free cash flow:
10.94x
Price / Operating cash flow:
10.47x
Enterprise value / EBITDA:
5.65x
Gross Profit (TTM):
--
Return On Assets:
1.17%
Net Income Margin (TTM):
17.77%
Return On Equity:
13.78%
Return On Invested Capital:
12.2%
Operating Margin:
20.44%
Trailing 12 Months Fiscal Quarters
Period Ending 2023-12-31 2024-12-31 2025-12-31 2024-12-31 2025-12-31
Income Statement
Revenue $94.6M $108.4M $111.6M $27.4M $28.1M
Gross Profit -- -- -- -- --
Operating Income $19.7M $20.9M $22.8M $4.6M $5.8M
EBITDA -- -- -- -- --
Diluted EPS $2.77 $2.98 $3.62 $0.65 $1.21
Period Ending 2021-12-31 2022-12-31 2023-12-31 2024-12-31 2025-12-31
Balance Sheet
Current Assets $277.5M $71.6M $82.4M $59.6M $58.1M
Total Assets $1.6B $1.6B $1.6B $1.7B $1.7B
Current Liabilities $603.8M $630.7M $520.2M $728M $394.6M
Total Liabilities $1.5B $1.5B $1.5B $1.5B $1.5B
Total Equity $142.3M $152.8M $160.4M $130.6M $157.1M
Total Debt $19.4M $19.8M $19.5M $18.8M $15.5M
Trailing 12 Months Fiscal Quarters
Period Ending 2023-09-30 2024-09-30 2025-09-30 2024-09-30 2025-09-30
Cash Flow Statement
Cash Flow Operations $23.3M $20.2M $21.4M $4.7M $4.7M
Cash From Investing -$20M -$40.8M -$37M -$6.9M -$27.7M
Cash From Financing -$82.1M $17.2M $59.4M -$7.4M $38M
Free Cash Flow $21.4M $19.3M $20.1M $4.5M $4.4M
PEBK
Sector
Market Cap
$204.4M
$549.4M
Price % of 52-Week High
94.48%
89.33%
Dividend Yield
2.08%
1.44%
Shareholder Yield
3.95%
2.87%
1-Year Price Total Return
45.69%
7.09%
Beta (5-Year)
0.310
0.431
Dividend yield:
2.08%
Annualized payout:
$0.96
Payout ratio:
16.53%
Growth streak:
4 years

Technicals

8-day SMA
Sell
Level $38.85
200-day SMA
Buy
Level $32.00
Bollinger Bands (100)
Buy
Level 30.83 - 37.89
Chaikin Money Flow
Sell
Level -17.4K
20-day SMA
Sell
Level $38.58
Relative Strength Index (RSI14)
Buy
Level 52.92
ADX Line
Sell
Level 13.79
Williams %R
Neutral
Level -72.3473
50-day SMA
Buy
Level $37.35
MACD (12, 26)
Buy
Level 10.76
25-day Aroon Oscillator
Buy
Level 56
On Balance Volume
Neutral
Level 19.3K

Financial Scores

Sell
Altman Z-Score (Annual)
Level (0.1124)
Sell
CA Score (Annual)
Level (-2.2063)
--
Beneish M-Score (Annual)
Level (--)
Buy
Momentum Score
Level (7)
Sell
Ohlson Score
Level (3.5418)
Buy
Piotroski F Score (Annual)
Level (6)
Buy
Quality Ratio Score
Level (3)
Buy
Fundamental Score
Level (6)

Revenue Forecast

Earnings per Share Forecast

Company Profile

Peoples Bancorp of North Carolina, Inc. is a holding company, which engages in the business of owning the Bank, Peoples Bank and PEBK Capital Trust II. It operates through the following segments: Banking Operations, Community Bank Real Estate Solutions, LLC (CBRES), and Other. The Banking Operations segment focuses on the consolidated bank. The CBRES segment provides appraisal management services to community banks. The company was founded in 1999 and is headquartered in Newton, NC.

Stock Forecast FAQ

In the current month, PEBK has received 0 Buy ratings 0 Hold ratings, and 0 Sell ratings. The PEBK average analyst price target in the past 3 months is --.

  • Where Will Peoples Bancorp of North Carolina, Inc. Stock Be In 1 Year?

    According to analysts, the consensus estimate is that Peoples Bancorp of North Carolina, Inc. share price will drop to -- per share over the next 12 months.

  • What Do Analysts Say About Peoples Bancorp of North Carolina, Inc.?

    Analysts are divided on their view about Peoples Bancorp of North Carolina, Inc. share price and where it will be in the next 12 months. The majority of analysts rate the stock a Buy. However, a smaller subset of analysts suggest that Peoples Bancorp of North Carolina, Inc. is a Sell and believe this share price will rise from its current level to --.

  • What Is Peoples Bancorp of North Carolina, Inc.'s Price Target?

    The price target for Peoples Bancorp of North Carolina, Inc. over the next 1-year time period is forecast to be -- according to 0 Wall Street analysts, 0 of them rate the stock a Buy, 0 rate the stock a Sell, and 0 analysts rate the stock a Hold.

  • Is PEBK A Buy, Sell Or Hold?

    According to Wall Street analysts, the consensus rating for Peoples Bancorp of North Carolina, Inc. is a --. 0 of 0 analysts rate the stock a -- at this time.

  • How Can I Buy Shares Of PEBK?

    You can purchase shares of Peoples Bancorp of North Carolina, Inc. via an online brokerage firm such as TD Ameritrade.com, thinkorswim.com, e-trade.com, or Schwab.com. Many other digital online brokerages exist such as RobinHood and Webull where you can purchase Peoples Bancorp of North Carolina, Inc. shares.

  • What Is The Peoples Bancorp of North Carolina, Inc. Share Price Today?

    Peoples Bancorp of North Carolina, Inc. was last trading at $38.50 per share. This represents the most recent stock quote for Peoples Bancorp of North Carolina, Inc.. Yesterday, Peoples Bancorp of North Carolina, Inc. closed at $38.49 per share.

  • How To Buy Peoples Bancorp of North Carolina, Inc. Stock Online?

    In order to purchase Peoples Bancorp of North Carolina, Inc. stock online, open a brokerage account, deposit funds into the account, and select an order type to purchase shares whether it be market or limit.

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