Financhill
Buy
71

FBNC Quote, Financials, Valuation and Earnings

Last price:
$51.60
Seasonality move :
5.87%
Day range:
$50.82 - $51.92
52-week range:
$34.50 - $56.45
Dividend yield:
1.74%
P/E ratio:
21.67x
P/S ratio:
3.99x
P/B ratio:
1.34x
Volume:
155.6K
Avg. volume:
192.7K
1-year change:
10.63%
Market cap:
$2.1B
Revenue:
$537.1M
EPS (TTM):
$2.39

Analysts' Opinion

  • Consensus Rating
    First Bancorp (North Carolina) has received a consensus rating of Hold. The company's average rating is a Hold based on 1 Buy rating, 2 Hold ratings, and 0 Sell ratings.
  • Price Target Upside
    According to analysts' consensus price target of $58.75, First Bancorp (North Carolina) has an estimated upside of 13.61% from its current price of $51.71.
  • Price Target Downside
    According to analysts, the lowest downside price target is $54.00 representing 100% downside risk from its current price of $51.71.

Fair Value

  • According to the consensus of 3 analysts, First Bancorp (North Carolina) has 13.61% upside to fair value with a price target of $58.75 per share.

FBNC vs. S&P 500

  • Over the past 5 trading days, First Bancorp (North Carolina) has overperformed the S&P 500 by 0.28% suggesting its relative strength compared to the major market average is strong at this time.

Share Buyback

  • First Bancorp (North Carolina) does have a share repurchase program in place at this time. The scale of a buyback program can materially affect share price and usually results in a higher earnings per share, all else being equal, when the share count drops.

Revenue Growth

  • First Bancorp (North Carolina) revenues have been falling on a year-over-year basis for 1 quarter in a row. In the most recent quarter First Bancorp (North Carolina) reported revenues of $131.3M.

Earnings Growth

  • First Bancorp (North Carolina) has grown year-over-year earnings for 3 quarters straight. In the most recent quarter First Bancorp (North Carolina) reported earnings per share of $0.49.
Enterprise value:
2.3B
EV / Invested capital:
1.32x
Price / LTM sales:
3.99x
EV / EBIT:
7.64x
EV / Revenue:
4.19x
PEG ratio (5yr expected):
--
EV / Free cash flow:
12.70x
Price / Operating cash flow:
12.09x
Enterprise value / EBITDA:
--
Gross Profit (TTM):
--
Return On Assets:
0.79%
Net Income Margin (TTM):
18.33%
Return On Equity:
6.48%
Return On Invested Capital:
6.06%
Operating Margin:
19.77%
Trailing 12 Months Fiscal Quarters
Period Ending 2023-09-30 2024-09-30 2025-09-30 2024-09-30 2025-09-30
Income Statement
Revenue $512.7M $569.9M $537.1M $145.7M $131.3M
Gross Profit -- -- -- -- --
Operating Income $156.4M $129.1M $129.4M $22.6M $26M
EBITDA -- -- -- -- --
Diluted EPS $2.88 $2.48 $2.39 $0.45 $0.49
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Balance Sheet
Current Assets $415.4M $295.5M $308M $777.3M $635.7M
Total Assets $8.5B $10.5B $12B $12.2B $12.8B
Current Liabilities $4.7B $5.6B $8.9B $9B $9.5B
Total Liabilities $7.6B $9.5B $10.7B $10.7B $11.1B
Total Equity $929.8M $984.5M $1.3B $1.5B $1.6B
Total Debt $78.1M $245.7M $419.5M $106.1M $106.5M
Trailing 12 Months Fiscal Quarters
Period Ending 2023-09-30 2024-09-30 2025-09-30 2024-09-30 2025-09-30
Cash Flow Statement
Cash Flow Operations $153.5M $138.6M $180.9M $33.1M $43.8M
Cash From Investing -$213.2M $408M -$664.9M $93.2M -$197.9M
Cash From Financing $63.7M -$75.8M $337.5M $9.7M $40.8M
Free Cash Flow $148.8M $136.7M $177.3M $34.1M $42.3M
FBNC
Sector
Market Cap
$2.1B
$555.9M
Price % of 52-Week High
91.6%
89.84%
Dividend Yield
1.74%
1.65%
Shareholder Yield
1.65%
3.16%
1-Year Price Total Return
10.63%
1.51%
Beta (5-Year)
0.901
0.481
Dividend yield:
1.74%
Annualized payout:
$0.88
Payout ratio:
46.85%
Growth streak:
0 years

Technicals

8-day SMA
Buy
Level $50.97
200-day SMA
Buy
Level $46.11
Bollinger Bands (100)
Buy
Level 48.69 - 53.51
Chaikin Money Flow
Buy
Level 10.8M
20-day SMA
Buy
Level $50.42
Relative Strength Index (RSI14)
Buy
Level 56.99
ADX Line
Buy
Level 12.62
Williams %R
Sell
Level -8.8132
50-day SMA
Buy
Level $50.32
MACD (12, 26)
Buy
Level 0.29
25-day Aroon Oscillator
Buy
Level 24
On Balance Volume
Neutral
Level 4.9M

Financial Scores

Sell
Altman Z-Score (Annual)
Level (-0.5306)
Sell
CA Score (Annual)
Level (-2.1064)
--
Beneish M-Score (Annual)
Level (--)
Buy
Momentum Score
Level (7)
Sell
Ohlson Score
Level (4.3641)
Buy
Piotroski F Score (Annual)
Level (6)
Buy
Quality Ratio Score
Level (2)
Buy
Fundamental Score
Level (8)

Revenue Forecast

Earnings per Share Forecast

Company Profile

First Bancorp (North Carolina) operates as a bank holding company, which engages in banking activities, with the acceptance of deposits and the making of loans. It provides a range of deposit products such as checking, savings, NOW, and money market accounts, as well as time deposits, including various types of certificates of deposits and individual retirement accounts. The company's offerings include credit cards, debit cards, letters of credit, safe deposit box rentals, bank money orders and electronic funds transfer services, including wire transfers. It also offers loans for a range of consumer and commercial purposes, including loans for business, agriculture, real estate, personal uses, home improvement and automobiles. The company was founded on December 8, 1983 and is headquartered in Southern Pines, NC.

Stock Forecast FAQ

In the current month, FBNC has received 1 Buy ratings 2 Hold ratings, and 0 Sell ratings. The FBNC average analyst price target in the past 3 months is $58.75.

  • Where Will First Bancorp (North Carolina) Stock Be In 1 Year?

    According to analysts, the consensus estimate is that First Bancorp (North Carolina) share price will rise to $58.75 per share over the next 12 months.

  • What Do Analysts Say About First Bancorp (North Carolina)?

    Analysts are divided on their view about First Bancorp (North Carolina) share price and where it will be in the next 12 months. The majority of analysts rate the stock a Buy. However, a smaller subset of analysts suggest that First Bancorp (North Carolina) is a Sell and believe this share price will drop from its current level to $54.00.

  • What Is First Bancorp (North Carolina)'s Price Target?

    The price target for First Bancorp (North Carolina) over the next 1-year time period is forecast to be $58.75 according to 3 Wall Street analysts, 1 of them rates the stock a Buy, 0 rate the stock a Sell, and 2 analysts rate the stock a Hold.

  • Is FBNC A Buy, Sell Or Hold?

    According to Wall Street analysts, the consensus rating for First Bancorp (North Carolina) is a Hold. 2 of 3 analysts rate the stock a Hold at this time.

  • How Can I Buy Shares Of FBNC?

    You can purchase shares of First Bancorp (North Carolina) via an online brokerage firm such as TD Ameritrade.com, thinkorswim.com, e-trade.com, or Schwab.com. Many other digital online brokerages exist such as RobinHood and Webull where you can purchase First Bancorp (North Carolina) shares.

  • What Is The First Bancorp (North Carolina) Share Price Today?

    First Bancorp (North Carolina) was last trading at $51.60 per share. This represents the most recent stock quote for First Bancorp (North Carolina). Yesterday, First Bancorp (North Carolina) closed at $51.71 per share.

  • How To Buy First Bancorp (North Carolina) Stock Online?

    In order to purchase First Bancorp (North Carolina) stock online, open a brokerage account, deposit funds into the account, and select an order type to purchase shares whether it be market or limit.

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