FBNC Quote, Financials, Valuation and Earnings

Evans Bancorp has a net margin of 19.69% compared to First Bancorp's net margin of 16.32%. First Bancorp's return on equity of 7.43% beat Evans Bancorp's return on equity of 10.61%.

First Bancorp has a consensus price target of --, signalling upside risk potential of 15.57%. On the other hand Evans Bancorp has an analysts' consensus of -- which suggests that it could grow by 13.57%. Given that First Bancorp has higher upside potential than Evans Bancorp, analysts believe First Bancorp is more attractive than Evans Bancorp.

First Bancorp has a beta of 1.043, which suggesting that the stock is 4.324% more volatile than S&P 500. In comparison Evans Bancorp has a beta of 0.922, suggesting its less volatile than the S&P 500 by 7.751%.

First Bancorp has a quarterly dividend of $0.22 per share corresponding to a yield of 1.97%. Evans Bancorp offers a yield of 3% to investors and pays a quarterly dividend of $0.66 per share. First Bancorp pays 33.55% of its earnings as a dividend. Evans Bancorp pays out 29.45% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

First Bancorp quarterly revenues are $94.9M, which are larger than Evans Bancorp quarterly revenues of $18M. First Bancorp's net income of $18.7M is higher than Evans Bancorp's net income of $2.9M. Notably, First Bancorp's price-to-earnings ratio is 18.01x while Evans Bancorp's PE ratio is 13.23x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for First Bancorp is 4.87x versus 2.91x for Evans Bancorp. Usually stocks with elevated PS ratios are considered overvalued.

First National has a net margin of 19.69% compared to First Bancorp's net margin of 15.44%. First Bancorp's return on equity of 7.43% beat First National's return on equity of 5.96%.

First Bancorp has a consensus price target of --, signalling upside risk potential of 15.57%. On the other hand First National has an analysts' consensus of -- which suggests that it could grow by 5.66%. Given that First Bancorp has higher upside potential than First National, analysts believe First Bancorp is more attractive than First National.

First Bancorp has a beta of 1.043, which suggesting that the stock is 4.324% more volatile than S&P 500. In comparison First National has a beta of 0.526, suggesting its less volatile than the S&P 500 by 47.44%.

First Bancorp has a quarterly dividend of $0.22 per share corresponding to a yield of 1.97%. First National offers a yield of 2.48% to investors and pays a quarterly dividend of $0.16 per share. First Bancorp pays 33.55% of its earnings as a dividend. First National pays out 37.37% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

First Bancorp quarterly revenues are $94.9M, which are larger than First National quarterly revenues of $14.6M. First Bancorp's net income of $18.7M is higher than First National's net income of $2.2M. Notably, First Bancorp's price-to-earnings ratio is 18.01x while First National's PE ratio is 21.76x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for First Bancorp is 4.87x versus 2.72x for First National. Usually stocks with elevated PS ratios are considered overvalued.

Park National has a net margin of 19.69% compared to First Bancorp's net margin of 27.77%. First Bancorp's return on equity of 7.43% beat Park National's return on equity of 11.8%.

First Bancorp has a consensus price target of --, signalling upside risk potential of 15.57%. On the other hand Park National has an analysts' consensus of -- which suggests that it could grow by 4.28%. Given that First Bancorp has higher upside potential than Park National, analysts believe First Bancorp is more attractive than Park National.

First Bancorp has a beta of 1.043, which suggesting that the stock is 4.324% more volatile than S&P 500. In comparison Park National has a beta of 0.718, suggesting its less volatile than the S&P 500 by 28.154%.

First Bancorp has a quarterly dividend of $0.22 per share corresponding to a yield of 1.97%. Park National offers a yield of 2.44% to investors and pays a quarterly dividend of $1.56 per share. First Bancorp pays 33.55% of its earnings as a dividend. Park National pays out 54.41% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

First Bancorp quarterly revenues are $94.9M, which are smaller than Park National quarterly revenues of $137.6M. First Bancorp's net income of $18.7M is lower than Park National's net income of $38.2M. Notably, First Bancorp's price-to-earnings ratio is 18.01x while Park National's PE ratio is 20.54x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for First Bancorp is 4.87x versus 5.67x for Park National. Usually stocks with elevated PS ratios are considered overvalued.

Tompkins Financial has a net margin of 19.69% compared to First Bancorp's net margin of 24.66%. First Bancorp's return on equity of 7.43% beat Tompkins Financial's return on equity of 9.88%.

First Bancorp has a consensus price target of --, signalling upside risk potential of 15.57%. On the other hand Tompkins Financial has an analysts' consensus of -- which suggests that it could grow by 19.63%. Given that Tompkins Financial has higher upside potential than First Bancorp, analysts believe Tompkins Financial is more attractive than First Bancorp.

First Bancorp has a beta of 1.043, which suggesting that the stock is 4.324% more volatile than S&P 500. In comparison Tompkins Financial has a beta of 0.720, suggesting its less volatile than the S&P 500 by 28.046%.

First Bancorp has a quarterly dividend of $0.22 per share corresponding to a yield of 1.97%. Tompkins Financial offers a yield of 3.52% to investors and pays a quarterly dividend of $0.62 per share. First Bancorp pays 33.55% of its earnings as a dividend. Tompkins Financial pays out 363.09% of its earnings as a dividend. First Bancorp's payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future, but Tompkins Financial's is not.

First Bancorp quarterly revenues are $94.9M, which are larger than Tompkins Financial quarterly revenues of $75.6M. First Bancorp's net income of $18.7M is higher than Tompkins Financial's net income of $18.6M. Notably, First Bancorp's price-to-earnings ratio is 18.01x while Tompkins Financial's PE ratio is 14.98x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for First Bancorp is 4.87x versus 3.42x for Tompkins Financial. Usually stocks with elevated PS ratios are considered overvalued.