FBNC Quote, Financials, Valuation and Earnings

Horizon Bancorp, Inc. (Indiana) has a net margin of 12.95% compared to First Bancorp (North Carolina)'s net margin of 26.72%. First Bancorp (North Carolina)'s return on equity of 7.11% beat Horizon Bancorp, Inc. (Indiana)'s return on equity of -20.45%.

First Bancorp (North Carolina) has a consensus price target of $63.80, signalling upside risk potential of 10.13%. On the other hand Horizon Bancorp, Inc. (Indiana) has an analysts' consensus of $21.20 which suggests that it could grow by 21.21%. Given that Horizon Bancorp, Inc. (Indiana) has higher upside potential than First Bancorp (North Carolina), analysts believe Horizon Bancorp, Inc. (Indiana) is more attractive than First Bancorp (North Carolina).

First Bancorp (North Carolina) has a beta of 0.891, which suggesting that the stock is 10.938% less volatile than S&P 500. In comparison Horizon Bancorp, Inc. (Indiana) has a beta of 0.825, suggesting its less volatile than the S&P 500 by 17.532%.

First Bancorp (North Carolina) has a quarterly dividend of $0.23 per share corresponding to a yield of 1.57%. Horizon Bancorp, Inc. (Indiana) offers a yield of 3.66% to investors and pays a quarterly dividend of $0.16 per share. First Bancorp (North Carolina) pays 33.97% of its earnings as a dividend. Horizon Bancorp, Inc. (Indiana) pays out 79.6% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

First Bancorp (North Carolina) quarterly revenues are $121.3M, which are larger than Horizon Bancorp, Inc. (Indiana) quarterly revenues of $100.8M. First Bancorp (North Carolina)'s net income of $15.7M is lower than Horizon Bancorp, Inc. (Indiana)'s net income of $26.9M. Notably, First Bancorp (North Carolina)'s price-to-earnings ratio is 21.62x while Horizon Bancorp, Inc. (Indiana)'s PE ratio is 13.56x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for First Bancorp (North Carolina) is 4.37x versus 7.23x for Horizon Bancorp, Inc. (Indiana). Usually stocks with elevated PS ratios are considered overvalued.

NBT Bancorp, Inc. has a net margin of 12.95% compared to First Bancorp (North Carolina)'s net margin of 23.3%. First Bancorp (North Carolina)'s return on equity of 7.11% beat NBT Bancorp, Inc.'s return on equity of 9.79%.

First Bancorp (North Carolina) has a consensus price target of $63.80, signalling upside risk potential of 10.13%. On the other hand NBT Bancorp, Inc. has an analysts' consensus of $48.20 which suggests that it could grow by 9.27%. Given that First Bancorp (North Carolina) has higher upside potential than NBT Bancorp, Inc., analysts believe First Bancorp (North Carolina) is more attractive than NBT Bancorp, Inc..

First Bancorp (North Carolina) has a beta of 0.891, which suggesting that the stock is 10.938% less volatile than S&P 500. In comparison NBT Bancorp, Inc. has a beta of 0.501, suggesting its less volatile than the S&P 500 by 49.888%.

First Bancorp (North Carolina) has a quarterly dividend of $0.23 per share corresponding to a yield of 1.57%. NBT Bancorp, Inc. offers a yield of 3.22% to investors and pays a quarterly dividend of $0.37 per share. First Bancorp (North Carolina) pays 33.97% of its earnings as a dividend. NBT Bancorp, Inc. pays out 42.64% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

First Bancorp (North Carolina) quarterly revenues are $121.3M, which are smaller than NBT Bancorp, Inc. quarterly revenues of $238.2M. First Bancorp (North Carolina)'s net income of $15.7M is lower than NBT Bancorp, Inc.'s net income of $55.5M. Notably, First Bancorp (North Carolina)'s price-to-earnings ratio is 21.62x while NBT Bancorp, Inc.'s PE ratio is 13.32x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for First Bancorp (North Carolina) is 4.37x versus 2.48x for NBT Bancorp, Inc.. Usually stocks with elevated PS ratios are considered overvalued.

Preferred Bank (California) has a net margin of 12.95% compared to First Bancorp (North Carolina)'s net margin of 26.94%. First Bancorp (North Carolina)'s return on equity of 7.11% beat Preferred Bank (California)'s return on equity of 17.33%.

First Bancorp (North Carolina) has a consensus price target of $63.80, signalling upside risk potential of 10.13%. On the other hand Preferred Bank (California) has an analysts' consensus of $102.00 which suggests that it could grow by 21.65%. Given that Preferred Bank (California) has higher upside potential than First Bancorp (North Carolina), analysts believe Preferred Bank (California) is more attractive than First Bancorp (North Carolina).

First Bancorp (North Carolina) has a beta of 0.891, which suggesting that the stock is 10.938% less volatile than S&P 500. In comparison Preferred Bank (California) has a beta of 0.662, suggesting its less volatile than the S&P 500 by 33.769%.

First Bancorp (North Carolina) has a quarterly dividend of $0.23 per share corresponding to a yield of 1.57%. Preferred Bank (California) offers a yield of 3.64% to investors and pays a quarterly dividend of $0.80 per share. First Bancorp (North Carolina) pays 33.97% of its earnings as a dividend. Preferred Bank (California) pays out 29.3% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

First Bancorp (North Carolina) quarterly revenues are $121.3M, which are smaller than Preferred Bank (California) quarterly revenues of $129.3M. First Bancorp (North Carolina)'s net income of $15.7M is lower than Preferred Bank (California)'s net income of $34.8M. Notably, First Bancorp (North Carolina)'s price-to-earnings ratio is 21.62x while Preferred Bank (California)'s PE ratio is 8.03x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for First Bancorp (North Carolina) is 4.37x versus 2.14x for Preferred Bank (California). Usually stocks with elevated PS ratios are considered overvalued.

Seacoast Banking Corp. of Florida has a net margin of 12.95% compared to First Bancorp (North Carolina)'s net margin of 16.07%. First Bancorp (North Carolina)'s return on equity of 7.11% beat Seacoast Banking Corp. of Florida's return on equity of 6.43%.

First Bancorp (North Carolina) has a consensus price target of $63.80, signalling upside risk potential of 10.13%. On the other hand Seacoast Banking Corp. of Florida has an analysts' consensus of $34.50 which suggests that it could grow by 1.11%. Given that First Bancorp (North Carolina) has higher upside potential than Seacoast Banking Corp. of Florida, analysts believe First Bancorp (North Carolina) is more attractive than Seacoast Banking Corp. of Florida.

First Bancorp (North Carolina) has a beta of 0.891, which suggesting that the stock is 10.938% less volatile than S&P 500. In comparison Seacoast Banking Corp. of Florida has a beta of 0.920, suggesting its less volatile than the S&P 500 by 8.033%.

First Bancorp (North Carolina) has a quarterly dividend of $0.23 per share corresponding to a yield of 1.57%. Seacoast Banking Corp. of Florida offers a yield of 2.14% to investors and pays a quarterly dividend of $0.19 per share. First Bancorp (North Carolina) pays 33.97% of its earnings as a dividend. Seacoast Banking Corp. of Florida pays out 50.61% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

First Bancorp (North Carolina) quarterly revenues are $121.3M, which are smaller than Seacoast Banking Corp. of Florida quarterly revenues of $226.9M. First Bancorp (North Carolina)'s net income of $15.7M is lower than Seacoast Banking Corp. of Florida's net income of $36.5M. Notably, First Bancorp (North Carolina)'s price-to-earnings ratio is 21.62x while Seacoast Banking Corp. of Florida's PE ratio is 20.25x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for First Bancorp (North Carolina) is 4.37x versus 3.43x for Seacoast Banking Corp. of Florida. Usually stocks with elevated PS ratios are considered overvalued.