HBNC Quote, Financials, Valuation and Earnings

FinWise Bancorp has a net margin of 35.17% compared to Horizon Bancorp (IN)'s net margin of 14.7%. Horizon Bancorp (IN)'s return on equity of 6.06% beat FinWise Bancorp's return on equity of 7.42%.

Horizon Bancorp (IN) has a consensus price target of $17.60, signalling upside risk potential of 16.25%. On the other hand FinWise Bancorp has an analysts' consensus of $19.38 which suggests that it could grow by 32.89%. Given that FinWise Bancorp has higher upside potential than Horizon Bancorp (IN), analysts believe FinWise Bancorp is more attractive than Horizon Bancorp (IN).

Horizon Bancorp (IN) has a beta of 0.825, which suggesting that the stock is 17.49% less volatile than S&P 500. In comparison FinWise Bancorp has a beta of 0.000, suggesting its less volatile than the S&P 500 by 100%.

Horizon Bancorp (IN) has a quarterly dividend of $0.16 per share corresponding to a yield of 4.23%. FinWise Bancorp offers a yield of 0% to investors and pays a quarterly dividend of $0.00 per share. Horizon Bancorp (IN) pays 79.96% of its earnings as a dividend. FinWise Bancorp pays out -- of its earnings as a dividend. Horizon Bancorp (IN)'s payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

Horizon Bancorp (IN) quarterly revenues are $68.1M, which are larger than FinWise Bancorp quarterly revenues of $21.7M. Horizon Bancorp (IN)'s net income of $23.9M is higher than FinWise Bancorp's net income of $3.2M. Notably, Horizon Bancorp (IN)'s price-to-earnings ratio is 14.84x while FinWise Bancorp's PE ratio is 15.85x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Horizon Bancorp (IN) is 3.28x versus 2.32x for FinWise Bancorp. Usually stocks with elevated PS ratios are considered overvalued.

Tompkins Financial has a net margin of 35.17% compared to Horizon Bancorp (IN)'s net margin of 24.09%. Horizon Bancorp (IN)'s return on equity of 6.06% beat Tompkins Financial's return on equity of 10.46%.

Horizon Bancorp (IN) has a consensus price target of $17.60, signalling upside risk potential of 16.25%. On the other hand Tompkins Financial has an analysts' consensus of $72.50 which suggests that it could grow by 17.26%. Given that Tompkins Financial has higher upside potential than Horizon Bancorp (IN), analysts believe Tompkins Financial is more attractive than Horizon Bancorp (IN).

Horizon Bancorp (IN) has a beta of 0.825, which suggesting that the stock is 17.49% less volatile than S&P 500. In comparison Tompkins Financial has a beta of 0.888, suggesting its less volatile than the S&P 500 by 11.218%.

Horizon Bancorp (IN) has a quarterly dividend of $0.16 per share corresponding to a yield of 4.23%. Tompkins Financial offers a yield of 4% to investors and pays a quarterly dividend of $0.62 per share. Horizon Bancorp (IN) pays 79.96% of its earnings as a dividend. Tompkins Financial pays out 49.47% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Horizon Bancorp (IN) quarterly revenues are $68.1M, which are smaller than Tompkins Financial quarterly revenues of $81.7M. Horizon Bancorp (IN)'s net income of $23.9M is higher than Tompkins Financial's net income of $19.7M. Notably, Horizon Bancorp (IN)'s price-to-earnings ratio is 14.84x while Tompkins Financial's PE ratio is 12.03x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Horizon Bancorp (IN) is 3.28x versus 2.90x for Tompkins Financial. Usually stocks with elevated PS ratios are considered overvalued.

Towne Bank has a net margin of 35.17% compared to Horizon Bancorp (IN)'s net margin of 26.34%. Horizon Bancorp (IN)'s return on equity of 6.06% beat Towne Bank's return on equity of 8.31%.

Horizon Bancorp (IN) has a consensus price target of $17.60, signalling upside risk potential of 16.25%. On the other hand Towne Bank has an analysts' consensus of $39.00 which suggests that it could grow by 15.25%. Given that Horizon Bancorp (IN) has higher upside potential than Towne Bank, analysts believe Horizon Bancorp (IN) is more attractive than Towne Bank.

Horizon Bancorp (IN) has a beta of 0.825, which suggesting that the stock is 17.49% less volatile than S&P 500. In comparison Towne Bank has a beta of 0.790, suggesting its less volatile than the S&P 500 by 21.035%.

Horizon Bancorp (IN) has a quarterly dividend of $0.16 per share corresponding to a yield of 4.23%. Towne Bank offers a yield of 2.96% to investors and pays a quarterly dividend of $0.25 per share. Horizon Bancorp (IN) pays 79.96% of its earnings as a dividend. Towne Bank pays out 46.38% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Horizon Bancorp (IN) quarterly revenues are $68.1M, which are smaller than Towne Bank quarterly revenues of $192M. Horizon Bancorp (IN)'s net income of $23.9M is lower than Towne Bank's net income of $50.6M. Notably, Horizon Bancorp (IN)'s price-to-earnings ratio is 14.84x while Towne Bank's PE ratio is 14.34x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Horizon Bancorp (IN) is 3.28x versus 3.55x for Towne Bank. Usually stocks with elevated PS ratios are considered overvalued.

Wesbanco has a net margin of 35.17% compared to Horizon Bancorp (IN)'s net margin of -4.68%. Horizon Bancorp (IN)'s return on equity of 6.06% beat Wesbanco's return on equity of 3.7%.

Horizon Bancorp (IN) has a consensus price target of $17.60, signalling upside risk potential of 16.25%. On the other hand Wesbanco has an analysts' consensus of $37.25 which suggests that it could grow by 20.98%. Given that Wesbanco has higher upside potential than Horizon Bancorp (IN), analysts believe Wesbanco is more attractive than Horizon Bancorp (IN).

Horizon Bancorp (IN) has a beta of 0.825, which suggesting that the stock is 17.49% less volatile than S&P 500. In comparison Wesbanco has a beta of 0.816, suggesting its less volatile than the S&P 500 by 18.424%.

Horizon Bancorp (IN) has a quarterly dividend of $0.16 per share corresponding to a yield of 4.23%. Wesbanco offers a yield of 4.74% to investors and pays a quarterly dividend of $0.37 per share. Horizon Bancorp (IN) pays 79.96% of its earnings as a dividend. Wesbanco pays out 64.38% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Horizon Bancorp (IN) quarterly revenues are $68.1M, which are smaller than Wesbanco quarterly revenues of $192.1M. Horizon Bancorp (IN)'s net income of $23.9M is higher than Wesbanco's net income of -$9M. Notably, Horizon Bancorp (IN)'s price-to-earnings ratio is 14.84x while Wesbanco's PE ratio is 20.12x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Horizon Bancorp (IN) is 3.28x versus 3.18x for Wesbanco. Usually stocks with elevated PS ratios are considered overvalued.