Financhill
Buy
100

AFBI Quote, Financials, Valuation and Earnings

Last price:
$21.00
Seasonality move :
-4.57%
Day range:
$20.39 - $22.50
52-week range:
$17.00 - $22.50
Dividend yield:
0%
P/E ratio:
19.38x
P/S ratio:
2.83x
P/B ratio:
1.11x
Volume:
20.1K
Avg. volume:
5.8K
1-year change:
2.79%
Market cap:
$138.8M
Revenue:
$50M
EPS (TTM):
$1.16

Analysts' Opinion

  • Consensus Rating
    No consensus rating exists at this time due to lack of analyst coverage.
  • Price Target Downside
    No price target exists because of limited analyst coverage.
  • Price Target Upside
    Similarly, at this time, analysts have not provided a price target so downside risk can't be assessed accurately at this time.

Fair Value

  • According to the consensus of 0 analysts, Affinity Bancshares, Inc. has -- downside to fair value with a price target of -- per share.

AFBI vs. S&P 500

  • Over the past 5 trading days, Affinity Bancshares, Inc. has overperformed the S&P 500 by 11.82% suggesting its relative strength compared to the major market average is strong at this time.

Share Buyback

  • Affinity Bancshares, Inc. does have a share repurchase program in place at this time. The scale of a buyback program can materially affect share price and usually results in a higher earnings per share, all else being equal, when the share count drops.

Revenue Growth

  • Affinity Bancshares, Inc. has grown year-over-year revenues for 13 quarters straight. In the most recent quarter Affinity Bancshares, Inc. reported revenues of $13.5M.

Earnings Growth

  • Affinity Bancshares, Inc. has grown year-over-year earnings for 3 quarters straight. In the most recent quarter Affinity Bancshares, Inc. reported earnings per share of $0.34.
Enterprise value:
192.8M
EV / Invested capital:
--
Price / LTM sales:
2.83x
EV / EBIT:
6.53x
EV / Revenue:
3.72x
PEG ratio (5yr expected):
0.55x
EV / Free cash flow:
19.49x
Price / Operating cash flow:
14.82x
Enterprise value / EBITDA:
--
Gross Profit (TTM):
--
Return On Assets:
0.84%
Net Income Margin (TTM):
14.55%
Return On Equity:
6%
Return On Invested Capital:
4.14%
Operating Margin:
21.6%
Trailing 12 Months Fiscal Quarters
Period Ending 2023-09-30 2024-09-30 2025-09-30 2024-09-30 2025-09-30
Income Statement
Revenue $43M $49.3M $51.8M $12.9M $13.5M
Gross Profit -- -- -- -- --
Operating Income $8.7M $7.3M $9.8M $2.3M $2.9M
EBITDA -- -- -- -- --
Diluted EPS $1.00 $0.86 $1.16 $0.26 $0.34
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Balance Sheet
Current Assets $130.9M $44M $64.4M $54.7M $87M
Total Assets $790M $776.4M $855.4M $878.6M $925.2M
Current Liabilities $197M $204.8M $315.1M $161.4M $150.6M
Total Liabilities $670.3M $661.2M $737M $750.2M $799.8M
Total Equity $119.7M $115.2M $118.5M $128.4M $125.4M
Total Debt $49M $10M $20M $58.8M $54M
Trailing 12 Months Fiscal Quarters
Period Ending 2023-09-30 2024-09-30 2025-09-30 2024-09-30 2025-09-30
Cash Flow Statement
Cash Flow Operations $5.4M $7.7M $10.2M $4.1M $3.7M
Cash From Investing -$56M -$30.2M -$15.7M -$3.2M $3.4M
Cash From Financing $71.6M $13.3M $38M $1M -$11.9M
Free Cash Flow $4.6M $7.2M $9.9M $4M $3.6M
AFBI
Sector
Market Cap
$138.8M
$566.8M
Price % of 52-Week High
100%
92.6%
Dividend Yield
0%
1.57%
Shareholder Yield
2.95%
3.13%
1-Year Price Total Return
2.79%
8.67%
Beta (5-Year)
0.220
0.479
Dividend yield:
0%
Annualized payout:
$0.00
Payout ratio:
--
Growth streak:
0 years

Technicals

8-day SMA
Buy
Level $20.73
200-day SMA
Buy
Level $18.87
Bollinger Bands (100)
Buy
Level 18.79 - 19.99
Chaikin Money Flow
Buy
Level 1.8M
20-day SMA
Buy
Level $20.07
Relative Strength Index (RSI14)
Buy
Level 79.76
ADX Line
Buy
Level 41.83
Williams %R
Sell
Level 0
50-day SMA
Buy
Level $19.37
MACD (12, 26)
Buy
Level 0.55
25-day Aroon Oscillator
Buy
Level 84
On Balance Volume
Neutral
Level 3M

Financial Scores

Sell
Altman Z-Score (Annual)
Level (-0.1563)
Sell
CA Score (Annual)
Level (-1.9297)
--
Beneish M-Score (Annual)
Level (--)
Sell
Momentum Score
Level (4)
Sell
Ohlson Score
Level (4.2636)
Buy
Piotroski F Score (Annual)
Level (5)
Buy
Quality Ratio Score
Level (2)
Sell
Fundamental Score
Level (6)

Revenue Forecast

Earnings per Share Forecast

Company Profile

Affinity Bancshares, Inc. is a holding company, which engages in the savings and loan business. It is also involved in the investing business. The company was founded in September 2020 and is headquartered in Covington, GA.

Stock Forecast FAQ

In the current month, AFBI has received 0 Buy ratings 0 Hold ratings, and 0 Sell ratings. The AFBI average analyst price target in the past 3 months is --.

  • Where Will Affinity Bancshares, Inc. Stock Be In 1 Year?

    According to analysts, the consensus estimate is that Affinity Bancshares, Inc. share price will drop to -- per share over the next 12 months.

  • What Do Analysts Say About Affinity Bancshares, Inc.?

    Analysts are divided on their view about Affinity Bancshares, Inc. share price and where it will be in the next 12 months. The majority of analysts rate the stock a Buy. However, a smaller subset of analysts suggest that Affinity Bancshares, Inc. is a Sell and believe this share price will rise from its current level to --.

  • What Is Affinity Bancshares, Inc.'s Price Target?

    The price target for Affinity Bancshares, Inc. over the next 1-year time period is forecast to be -- according to 0 Wall Street analysts, 0 of them rate the stock a Buy, 0 rate the stock a Sell, and 0 analysts rate the stock a Hold.

  • Is AFBI A Buy, Sell Or Hold?

    According to Wall Street analysts, the consensus rating for Affinity Bancshares, Inc. is a --. 0 of 0 analysts rate the stock a -- at this time.

  • How Can I Buy Shares Of AFBI?

    You can purchase shares of Affinity Bancshares, Inc. via an online brokerage firm such as TD Ameritrade.com, thinkorswim.com, e-trade.com, or Schwab.com. Many other digital online brokerages exist such as RobinHood and Webull where you can purchase Affinity Bancshares, Inc. shares.

  • What Is The Affinity Bancshares, Inc. Share Price Today?

    Affinity Bancshares, Inc. was last trading at $21.00 per share. This represents the most recent stock quote for Affinity Bancshares, Inc.. Yesterday, Affinity Bancshares, Inc. closed at $22.50 per share.

  • How To Buy Affinity Bancshares, Inc. Stock Online?

    In order to purchase Affinity Bancshares, Inc. stock online, open a brokerage account, deposit funds into the account, and select an order type to purchase shares whether it be market or limit.

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