Financhill
Buy
55

SRCE Quote, Financials, Valuation and Earnings

Last price:
$61.54
Seasonality move :
2.81%
Day range:
$61.48 - $62.35
52-week range:
$47.30 - $68.13
Dividend yield:
2.28%
P/E ratio:
11.61x
P/S ratio:
3.94x
P/B ratio:
1.38x
Volume:
119.7K
Avg. volume:
115.3K
1-year change:
23.58%
Market cap:
$1.5B
Revenue:
$387.1M
EPS (TTM):
$5.36

Analysts' Opinion

  • Consensus Rating
    1st Source has received a consensus rating of Hold. The company's average rating is a Hold based on 0 Buy ratings, 2 Hold ratings, and 0 Sell ratings.
  • Price Target Upside
    According to analysts' consensus price target of $69.50, 1st Source has an estimated upside of 11.68% from its current price of $61.52.
  • Price Target Downside
    According to analysts, the lowest downside price target is $67.00 representing 100% downside risk from its current price of $61.52.

Fair Value

  • According to the consensus of 2 analysts, 1st Source has 11.68% upside to fair value with a price target of $69.50 per share.

SRCE vs. S&P 500

  • Over the past 5 trading days, 1st Source has underperformed the S&P 500 by -2.46% suggesting its relative strength compared to the major market average is weak at this time.

Share Buyback

  • 1st Source does have a share repurchase program in place at this time. The scale of a buyback program can materially affect share price and usually results in a higher earnings per share, all else being equal, when the share count drops.

Revenue Growth

  • 1st Source has grown year-over-year revenues for 4 quarters straight. In the most recent quarter 1st Source reported revenues of $97.8M.

Earnings Growth

  • 1st Source has grown year-over-year earnings for 3 quarters straight. In the most recent quarter 1st Source reported earnings per share of $1.27.
Enterprise value:
829.6M
EV / Invested capital:
0.58x
Price / LTM sales:
3.94x
EV / EBIT:
2.34x
EV / Revenue:
2.14x
PEG ratio (5yr expected):
1.71x
EV / Free cash flow:
4.57x
Price / Operating cash flow:
8.40x
Enterprise value / EBITDA:
--
Gross Profit (TTM):
--
Return On Assets:
1.51%
Net Income Margin (TTM):
34.26%
Return On Equity:
11.8%
Return On Invested Capital:
9.48%
Operating Margin:
--
Trailing 12 Months Fiscal Quarters
Period Ending 2022-12-31 2023-12-31 2024-12-31 2023-12-31 2024-12-31
Income Statement
Revenue $354.7M $369.3M $387.1M $91.4M $97.8M
Gross Profit -- -- -- -- --
Operating Income -- -- -- -- --
EBITDA -- -- -- -- --
Diluted EPS $4.85 $5.02 $5.36 $1.15 $1.27
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Balance Sheet
Current Assets $1.4B $2.4B $1.9B $1.8B $1.1B
Total Assets $7.3B $8.1B $8.3B $8.7B $8.9B
Current Liabilities $150.6M $200M $215.5M $312.4M $249.2M
Total Liabilities $6.4B $7.1B $7.4B $7.7B $7.8B
Total Equity $930.7M $969.5M $923.8M $1.1B $1.2B
Total Debt $127.3M $114.7M $161.5M $341.6M $252.7M
Trailing 12 Months Fiscal Quarters
Period Ending 2022-12-31 2023-12-31 2024-12-31 2023-12-31 2024-12-31
Cash Flow Statement
Cash Flow Operations $175.5M $187.9M $193.9M $44.2M $33.5M
Cash From Investing -$784.9M -$358.3M -$276.6M -$148.3M -$255.9M
Cash From Financing $207M $177.2M $77.9M $122.7M $177.8M
Free Cash Flow $173.2M $182M $181.5M $40.8M $27M
SRCE
Sector
Market Cap
$1.5B
$616.2M
Price % of 52-Week High
91.35%
85.86%
Dividend Yield
2.28%
1.99%
Shareholder Yield
3.48%
3.77%
1-Year Price Total Return
23.84%
8.45%
Beta (5-Year)
0.784
0.714
Dividend yield:
2.28%
Annualized payout:
$1.40
Payout ratio:
26.69%
Growth streak:
0 years

Technicals

8-day SMA
Sell
Level $61.91
200-day SMA
Buy
Level $59.84
Bollinger Bands (100)
Sell
Level 59.09 - 65.39
Chaikin Money Flow
Buy
Level 3.8M
20-day SMA
Sell
Level $62.45
Relative Strength Index (RSI14)
Sell
Level 45.68
ADX Line
Buy
Level 15.71
Williams %R
Neutral
Level -36.9469
50-day SMA
Sell
Level $62.12
MACD (12, 26)
Sell
Level -0.43
25-day Aroon Oscillator
Sell
Level -60
On Balance Volume
Neutral
Level 7M

Financial Scores

Sell
Altman Z-Score (Annual)
Level (0.5349)
Sell
CA Score (Annual)
Level (-2.0174)
--
Beneish M-Score (Annual)
Level (--)
Buy
Momentum Score
Level (7)
Sell
Ohlson Score
Level (1.7689)
--
Piotroski F Score (Annual)
Level (--)
--
Quality Ratio Score
Level (--)
Buy
Fundamental Score
Level (9)

Revenue Forecast

Earnings per Share Forecast

Company Profile

1st Source Corp, along with its subsidiary, offers banking services. The bank provides Commercial, Agricultural, and Real Estate Loans, which are given to privately owned business clients mainly located within the regional market areas, Consumer Services that consist of the full range of consumer banking products and services, Trust and Wealth Advisory Services, and Insurance services to individuals and business clients. Its Specialty Finance Group offers financing services for construction equipment, new and pre-owned private and cargo aircraft, and various vehicle types for fleet purposes.

Stock Forecast FAQ

In the current month, SRCE has received 0 Buy ratings 2 Hold ratings, and 0 Sell ratings. The SRCE average analyst price target in the past 3 months is $69.50.

  • Where Will 1st Source Stock Be In 1 Year?

    According to analysts, the consensus estimate is that 1st Source share price will rise to $69.50 per share over the next 12 months.

  • What Do Analysts Say About 1st Source?

    Analysts are divided on their view about 1st Source share price and where it will be in the next 12 months. The majority of analysts rate the stock a Buy. However, a smaller subset of analysts suggest that 1st Source is a Sell and believe this share price will drop from its current level to $67.00.

  • What Is 1st Source's Price Target?

    The price target for 1st Source over the next 1-year time period is forecast to be $69.50 according to 2 Wall Street analysts, 0 of them rate the stock a Buy, 0 rate the stock a Sell, and 2 analysts rate the stock a Hold.

  • Is SRCE A Buy, Sell Or Hold?

    According to Wall Street analysts, the consensus rating for 1st Source is a Hold. 2 of 2 analysts rate the stock a Hold at this time.

  • How Can I Buy Shares Of SRCE?

    You can purchase shares of 1st Source via an online brokerage firm such as TD Ameritrade.com, thinkorswim.com, e-trade.com, tastytrade.com, or Schwab.com. Many other digital online brokerages exist such as RobinHood and Webull where you can purchase 1st Source shares.

  • What Is The 1st Source Share Price Today?

    1st Source was last trading at $61.54 per share. This represents the most recent stock quote for 1st Source. Yesterday, 1st Source closed at $61.52 per share.

  • How To Buy 1st Source Stock Online?

    In order to purchase 1st Source stock online, open a brokerage account, deposit funds into the account, and select an order type to purchase shares whether it be market or limit.

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