Financhill
Sell
46

FNLC Quote, Financials, Valuation and Earnings

Last price:
$25.93
Seasonality move :
-2.26%
Day range:
$25.73 - $26.24
52-week range:
$22.11 - $29.04
Dividend yield:
5.65%
P/E ratio:
9.19x
P/S ratio:
1.65x
P/B ratio:
1.06x
Volume:
10.4K
Avg. volume:
15.6K
1-year change:
-9.39%
Market cap:
$290M
Revenue:
$164.1M
EPS (TTM):
$2.81

Analysts' Opinion

  • Consensus Rating
    No consensus rating exists at this time due to lack of analyst coverage.
  • Price Target Downside
    No price target exists because of limited analyst coverage.
  • Price Target Upside
    Similarly, at this time, analysts have not provided a price target so downside risk can't be assessed accurately at this time.

Fair Value

  • According to the consensus of 0 analysts, The First Bancorp, Inc. (Maine) has -- downside to fair value with a price target of -- per share.

FNLC vs. S&P 500

  • Over the past 5 trading days, The First Bancorp, Inc. (Maine) has overperformed the S&P 500 by 0.7% suggesting its relative strength compared to the major market average is strong at this time.

Share Buyback

  • The First Bancorp, Inc. (Maine) does have a share repurchase program in place at this time. The scale of a buyback program can materially affect share price and usually results in a higher earnings per share, all else being equal, when the share count drops.

Revenue Growth

  • The First Bancorp, Inc. (Maine) has grown year-over-year revenues for 17 quarters straight. In the most recent quarter The First Bancorp, Inc. (Maine) reported revenues of $45.5M.

Earnings Growth

  • The First Bancorp, Inc. (Maine) has grown year-over-year earnings for 5 quarters straight. In the most recent quarter The First Bancorp, Inc. (Maine) reported earnings per share of $0.81.
Enterprise value:
443M
EV / Invested capital:
1.04x
Price / LTM sales:
1.65x
EV / EBIT:
3.60x
EV / Revenue:
2.53x
PEG ratio (5yr expected):
0.50x
EV / Free cash flow:
14.13x
Price / Operating cash flow:
9.24x
Enterprise value / EBITDA:
--
Gross Profit (TTM):
--
Return On Assets:
0.99%
Net Income Margin (TTM):
18%
Return On Equity:
12.03%
Return On Invested Capital:
7.36%
Operating Margin:
24.36%
Trailing 12 Months Fiscal Quarters
Period Ending 2023-09-30 2024-09-30 2025-09-30 2024-09-30 2025-09-30
Income Statement
Revenue $134.5M $159.7M $175M $42.1M $45.5M
Gross Profit -- -- -- -- --
Operating Income $37.6M $30.8M $37.6M $8.9M $11.1M
EBITDA -- -- -- -- --
Diluted EPS $2.89 $2.37 $2.81 $0.68 $0.81
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Balance Sheet
Current Assets $129.3M $101.4M $80.3M $67.1M $55.1M
Total Assets $2.5B $2.7B $2.9B $3.1B $3.2B
Current Liabilities $1.3B $1.3B $2B $1.4B $2.2B
Total Liabilities $2.3B $2.5B $2.7B $2.9B $2.9B
Total Equity $238.7M $219.9M $226.7M $256.8M $274.6M
Total Debt $145.1M $118.3M $30.1M $95M $95.5M
Trailing 12 Months Fiscal Quarters
Period Ending 2023-09-30 2024-09-30 2025-09-30 2024-09-30 2025-09-30
Cash Flow Statement
Cash Flow Operations $35.2M $24.9M $34.1M $9.7M $13.2M
Cash From Investing -$212.6M -$175.4M -$59M -$43.6M $6M
Cash From Financing $179.9M $155.6M $21.3M $41.3M -$14.9M
Free Cash Flow $32.7M $24.1M $31.3M $9.6M $12.9M
FNLC
Sector
Market Cap
$290M
$553.7M
Price % of 52-Week High
89.02%
89.88%
Dividend Yield
5.65%
1.65%
Shareholder Yield
10.58%
3.16%
1-Year Price Total Return
-9.39%
1.48%
Beta (5-Year)
0.606
0.481
Dividend yield:
5.65%
Annualized payout:
$1.42
Payout ratio:
45.68%
Growth streak:
6 years

Technicals

8-day SMA
Buy
Level $25.79
200-day SMA
Buy
Level $25.28
Bollinger Bands (100)
Sell
Level 25 - 26.7
Chaikin Money Flow
Buy
Level 206.1K
20-day SMA
Buy
Level $25.48
Relative Strength Index (RSI14)
Buy
Level 54.90
ADX Line
Buy
Level 14.22
Williams %R
Neutral
Level -31.8436
50-day SMA
Buy
Level $25.33
MACD (12, 26)
Buy
Level 0.16
25-day Aroon Oscillator
Buy
Level 92
On Balance Volume
Neutral
Level 199.2K

Financial Scores

Sell
Altman Z-Score (Annual)
Level (-0.4433)
Sell
CA Score (Annual)
Level (-2.1955)
--
Beneish M-Score (Annual)
Level (--)
Sell
Momentum Score
Level (5)
Sell
Ohlson Score
Level (6.1691)
Buy
Piotroski F Score (Annual)
Level (5)
Buy
Quality Ratio Score
Level (2)
Buy
Fundamental Score
Level (7)

Revenue Forecast

Earnings per Share Forecast

Company Profile

The First Bancorp, Inc. (Maine) is a bank holding company, which engages in the provision of financial services. It offers time and savings deposits, lending, automated teller machine processing, investment management, and trust services. The company was founded on January 15, 1985 and is headquartered in Damariscotta, ME.

Stock Forecast FAQ

In the current month, FNLC has received 0 Buy ratings 0 Hold ratings, and 0 Sell ratings. The FNLC average analyst price target in the past 3 months is --.

  • Where Will The First Bancorp, Inc. (Maine) Stock Be In 1 Year?

    According to analysts, the consensus estimate is that The First Bancorp, Inc. (Maine) share price will drop to -- per share over the next 12 months.

  • What Do Analysts Say About The First Bancorp, Inc. (Maine)?

    Analysts are divided on their view about The First Bancorp, Inc. (Maine) share price and where it will be in the next 12 months. The majority of analysts rate the stock a Buy. However, a smaller subset of analysts suggest that The First Bancorp, Inc. (Maine) is a Sell and believe this share price will rise from its current level to --.

  • What Is The First Bancorp, Inc. (Maine)'s Price Target?

    The price target for The First Bancorp, Inc. (Maine) over the next 1-year time period is forecast to be -- according to 0 Wall Street analysts, 0 of them rate the stock a Buy, 0 rate the stock a Sell, and 0 analysts rate the stock a Hold.

  • Is FNLC A Buy, Sell Or Hold?

    According to Wall Street analysts, the consensus rating for The First Bancorp, Inc. (Maine) is a --. 0 of 0 analysts rate the stock a -- at this time.

  • How Can I Buy Shares Of FNLC?

    You can purchase shares of The First Bancorp, Inc. (Maine) via an online brokerage firm such as TD Ameritrade.com, thinkorswim.com, e-trade.com, or Schwab.com. Many other digital online brokerages exist such as RobinHood and Webull where you can purchase The First Bancorp, Inc. (Maine) shares.

  • What Is The The First Bancorp, Inc. (Maine) Share Price Today?

    The First Bancorp, Inc. (Maine) was last trading at $25.93 per share. This represents the most recent stock quote for The First Bancorp, Inc. (Maine). Yesterday, The First Bancorp, Inc. (Maine) closed at $25.85 per share.

  • How To Buy The First Bancorp, Inc. (Maine) Stock Online?

    In order to purchase The First Bancorp, Inc. (Maine) stock online, open a brokerage account, deposit funds into the account, and select an order type to purchase shares whether it be market or limit.

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