Financhill
Sell
46

FNLC Quote, Financials, Valuation and Earnings

Last price:
$25.93
Seasonality move :
-2.26%
Day range:
$25.73 - $26.24
52-week range:
$22.11 - $29.04
Dividend yield:
5.65%
P/E ratio:
9.19x
P/S ratio:
1.65x
P/B ratio:
1.06x
Volume:
10.4K
Avg. volume:
15.6K
1-year change:
-9.39%
Market cap:
$290M
Revenue:
$164.1M
EPS (TTM):
$2.81
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Revenue $89.2M $91.6M $108.3M $142.5M $164.1M
Revenue Growth (YoY) -2.1% 2.7% 18.2% 31.59% 15.18%
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin -- -- -- -- --
Other Inc / (Exp) $1.2M $23K $7K $4K $238K
Operating Expenses -$27.8M -$38.5M -$45.1M -$34M -$31M
Operating Income $27.8M $38.5M $45.1M $34M $31M
 
Net Interest Expenses $3.1M $3.5M $1.5M $2M $5.5M
EBT. Incl. Unusual Items $31.8M $43.3M $46.8M $35.2M $32.1M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $4.7M $7.1M $7.8M $5.7M $5M
Net Income to Company $27.1M $36.3M $39M $29.5M $27M
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $27.1M $36.3M $39M $29.5M $27M
 
Basic EPS (Cont. Ops) $2.50 $3.33 $3.57 $2.68 $2.45
Diluted EPS (Cont. Ops) $2.48 $3.30 $3.53 $2.66 $2.43
Weighted Average Basic Share $10.9M $10.9M $10.9M $11M $11.1M
Weighted Average Diluted Share $10.9M $11M $11M $11.1M $11.1M
 
EBITDA -- -- -- -- --
EBIT $49.1M $54.1M $63.6M $98.1M $117M
 
Revenue (Reported) $89.2M $91.6M $108.3M $142.5M $164.1M
Operating Income (Reported) $27.8M $38.5M $45.1M $34M $31M
Operating Income (Adjusted) $49.1M $54.1M $63.6M $98.1M $117M
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Revenue $23M $28.3M $36.9M $42.1M $45.5M
Revenue Growth (YoY) 5.69% 23.16% 30.23% 14.34% 7.92%
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin -- -- -- -- --
Other Inc / (Exp) -$142K $6K -- -- --
Operating Expenses -$9.9M -$11.9M -$8.7M -$8.9M -$11.1M
Operating Income $9.9M $11.9M $8.7M $8.9M $11.1M
 
Net Interest Expenses $927K $463K $308K $1.8M $1.6M
EBT. Incl. Unusual Items $10.9M $12.3M $9M $9.2M $11.1M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $1.9M $2.2M $1.6M $1.6M $2M
Net Income to Company $9M $10.1M $7.5M $7.6M --
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $9M $10.1M $7.5M $7.6M $9.1M
 
Basic EPS (Cont. Ops) $0.83 $0.92 $0.68 $0.68 $0.82
Diluted EPS (Cont. Ops) $0.82 $0.91 $0.67 $0.68 $0.81
Weighted Average Basic Share $10.9M $10.9M $11M $11.1M $11.1M
Weighted Average Diluted Share $11M $11M $11.1M $11.1M $11.2M
 
EBITDA -- -- -- -- --
EBIT $13.5M $16.9M $26.3M $31M $32M
 
Revenue (Reported) $23M $28.3M $36.9M $42.1M $45.5M
Operating Income (Reported) $9.9M $11.9M $8.7M $8.9M $11.1M
Operating Income (Adjusted) $13.5M $16.9M $26.3M $31M $32M
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Revenue $90.2M $101.6M $134.5M $159.7M $175M
Revenue Growth (YoY) -- -- -- -- --
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin -- -- -- -- --
Other Inc / (Exp) -$2K $8K -- $286K --
Operating Expenses -$35.8M -$45.6M -$37.6M -$30.8M -$37.6M
Operating Income $35.8M $45.6M $37.6M $30.8M $37.6M
 
Net Interest Expenses $3.6M $1.9M $2M $4.7M $6M
EBT. Incl. Unusual Items $40.6M $47.8M $38.8M $32M $38.2M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $6.9M $8.5M $6.7M $5.6M $6.7M
Net Income to Company $33.7M $39.3M $32M $26.4M --
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $33.7M $39.3M $32M $26.4M $31.5M
 
Basic EPS (Cont. Ops) $3.09 $3.59 $2.91 $2.39 $2.84
Diluted EPS (Cont. Ops) $3.07 $3.57 $2.89 $2.37 $2.81
Weighted Average Basic Share
Weighted Average Diluted Share
 
EBITDA -- -- -- -- --
EBIT $52.5M $59.4M $90.4M $114.4M $122.9M
 
Revenue (Reported) $90.2M $101.6M $134.5M $159.7M $175M
Operating Income (Reported) $35.8M $45.6M $37.6M $30.8M $37.6M
Operating Income (Adjusted) $52.5M $59.4M $90.4M $114.4M $122.9M
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Revenue $67.7M $77.6M $103.8M $121M $131.9M
Revenue Growth (YoY) -- -- -- -- --
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin -- -- -- -- --
Other Inc / (Exp) $22K $7K -- $286K -$2K
Operating Expenses -$28.3M -$34.9M -$26.8M -$23.2M -$29.2M
Operating Income $28.3M $34.9M $26.8M $23.2M $29.2M
 
Net Interest Expenses $2.7M $1.1M $1.6M $4.4M $4.9M
EBT. Incl. Unusual Items $32.3M $36.2M $27.6M $23.9M $29.5M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $5.6M $6.4M $4.8M $4.1M $5.3M
Net Income to Company $26.7M $29.8M $22.8M $19.8M $15.1M
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $26.7M $29.8M $22.8M $19.8M $24.2M
 
Basic EPS (Cont. Ops) $2.45 $2.73 $2.08 $1.79 $2.19
Diluted EPS (Cont. Ops) $2.43 $2.70 $2.06 $1.77 $2.16
Weighted Average Basic Share $32.7M $32.8M $32.9M $33.1M $33.3M
Weighted Average Diluted Share $33M $33.1M $33.2M $33.4M $33.6M
 
EBITDA -- -- -- -- --
EBIT $40.8M $45.5M $71.6M $87.4M $92.8M
 
Revenue (Reported) $67.7M $77.6M $103.8M $121M $131.9M
Operating Income (Reported) $28.3M $34.9M $26.8M $23.2M $29.2M
Operating Income (Adjusted) $40.8M $45.5M $71.6M $87.4M $92.8M
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Cash and Equivalents $26.2M $20.6M $22.7M $31.9M $27.6M
Short Term Investments $313.4M $320.6M $284.5M $282.1M $274.7M
Accounts Receivable, Net $9.3M $7.5M $9.8M $11.9M $14M
Inventory -- -- -- -- --
Prepaid Expenses -- -- -- -- --
Other Current Assets -- -- -- -- --
Total Current Assets $92.6M $94.9M $36.3M $47.3M $63.9M
 
Property Plant And Equipment $27.3M $28.9M $28.3M $28.7M $27.9M
Long-Term Investments $73.3M $75.5M $12.8M $11.6M $36.4M
Goodwill $30.6M $30.6M $30.6M $30.6M $30.6M
Other Intangibles -- -- -- -- --
Other Long-Term Assets -- -- -- -- --
Total Assets $2.4B $2.5B $2.7B $2.9B $3.2B
 
Accounts Payable -- -- -- -- --
Accrued Expenses -- -- -- -- --
Current Portion Of Long-Term Debt $206.9M -- $39M $20.1M --
Current Portion Of Capital Lease Obligations -- -- -- -- --
Other Current Liabilities -- -- -- -- --
Total Current Liabilities $1.1B $1.3B $1.8B $2B $2.1B
 
Long-Term Debt $55.1M $55.1M $724K $555K $95.5M
Capital Leases -- -- -- -- --
Total Liabilities $2.1B $2.3B $2.5B $2.7B $2.9B
 
Common Stock $110K $110K $110K $111K $112K
Other Common Equity Adj -$4.9M -- $544K $300K $157K
Common Equity $223.7M $245.7M $228.9M $243.1M $252.5M
Total Preferred Equity -- -- -- -- --
Minority Interest, Total -- -- -- -- --
Total Equity $223.7M $245.7M $228.9M $243.1M $252.5M
 
Total Liabilities and Equity $2.4B $2.5B $2.7B $2.9B $3.2B
Cash and Short Terms $395.7M $407.9M $310.9M $317.5M $324.4M
Total Debt $192.7M $55.1M $39.7M $20.6M $95.5M
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Cash and Equivalents $27.1M $27.4M $29.9M $35.1M $31.6M
Short Term Investments $309.2M $283.3M $285M $285M --
Accounts Receivable, Net $8.4M $8.2M $12M $14.6M --
Inventory -- -- -- -- --
Prepaid Expenses -- -- -- -- --
Other Current Assets -- -- -- -- --
Total Current Assets $129.3M $101.4M $80.3M $67.1M $55.1M
 
Property Plant And Equipment $29.1M $28.5M $28.9M $27.4M $27.9M
Long-Term Investments $106.7M $70.9M $50.3M $27.4M $18.8M
Goodwill $30.6M $30.6M $30.6M $30.6M --
Other Intangibles $2.6M -- -- -- --
Other Long-Term Assets -- -- -- -- --
Total Assets $2.5B $2.7B $2.9B $3.1B $3.2B
 
Accounts Payable -- -- -- -- --
Accrued Expenses -- -- -- -- --
Current Portion Of Long-Term Debt $178.1M $118.3M $83M -- --
Current Portion Of Capital Lease Obligations -- -- -- -- --
Other Current Liabilities -- -- -- -- --
Total Current Liabilities $1.3B $1.3B $2B $1.4B $2.2B
 
Long-Term Debt $55.1M $85K -- $95M $95.5M
Capital Leases -- -- -- -- --
Total Liabilities $2.3B $2.5B $2.7B $2.9B $2.9B
 
Common Stock $110K $110K $111K $111K $112K
Other Common Equity Adj -$1.5M $500K $1.4M -$136K --
Common Equity -- -- -- -- --
Total Preferred Equity -- -- -- -- --
Minority Interest, Total -- -- -- -- --
Total Equity $238.7M $219.9M $226.7M $256.8M $274.6M
 
Total Liabilities and Equity $2.5B $2.7B $2.9B $3.1B $3.2B
Cash and Short Terms $430.1M $376.5M $353.2M $337.4M --
Total Debt $145.1M $118.3M $30.1M $95M $95.5M
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Net Income to Stockholders $27.1M $36.3M $39M $29.5M $27M
Depreciation & Amoritzation $2.2M $2M $2M $2.1M $2.2M
Stock-Based Compensation $652K $856K $809K $820K $895K
Change in Accounts Receivable -- -- -- -- --
Change in Inventories -- -- -- -- --
Cash From Operations $25.1M $48.6M $40.2M $36.6M $26M
 
Capital Expenditures $2.5M $3.8M $1.4M $2.6M $1.5M
Cash Acquisitions $6.1M -- -- -- --
Cash From Investing -$252.5M -$193.7M -$246.6M -$199.4M -$217.4M
 
Dividends Paid (Ex Special Dividend) $13.3M $13.9M $14.8M $15.4M $15.8M
Special Dividend Paid
Long-Term Debt Issued $55M -- -- -- $95M
Long-Term Debt Repaid -$10M -$7K -$55M -$84K --
Repurchase of Common Stock $156K $253K $277K $250K $212K
Other Financing Activities -- -- -- -- --
Cash From Financing $239.2M $139.5M $208.5M $172.1M $187.1M
 
Beginning Cash (CF) $14.4M $26.2M $20.6M $22.7M $31.9M
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions $11.8M -$5.6M $2.1M $9.2M -$4.3M
Ending Cash (CF) $26.2M $20.6M $22.7M $31.9M $27.6M
 
Levered Free Cash Flow $22.6M $44.8M $38.8M $33.9M $24.6M
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Net Income to Stockholders $9M $10.1M $7.5M $7.6M --
Depreciation & Amoritzation -- -- -- -- --
Stock-Based Compensation $182K $198K $209K $230K $254K
Change in Accounts Receivable -- -- -- -- --
Change in Inventories -- -- -- -- --
Cash From Operations $12.6M $12.4M $10.6M $9.7M $13.2M
 
Capital Expenditures $115K $58K $1.7M $111K $299K
Cash Acquisitions -- -- -- -- --
Cash From Investing -$85.6M -$114.6M -$70.6M -$43.6M $6M
 
Dividends Paid (Ex Special Dividend) $3.5M $3.8M $3.9M $4M $4.1M
Special Dividend Paid -- -- -- -- --
Long-Term Debt Issued -- -- -$25M $25M --
Long-Term Debt Repaid -$2K -$1K -$20.5M -$13.6M --
Repurchase of Common Stock $13K -- -$1K -- $9K
Other Financing Activities -- -- -- -- --
Cash From Financing $73.1M $106.1M $64.9M $41.3M -$14.9M
 
Beginning Cash (CF) $27.1M $23.5M $25.1M $27.8M --
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions $34K $4M $4.8M $7.3M $4.2M
Ending Cash (CF) $27.1M $27.4M $29.9M $35.1M --
 
Levered Free Cash Flow $12.4M $12.4M $8.9M $9.6M $12.9M
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Net Income to Stockholders $33.7M $39.3M $32M $26.4M --
Depreciation & Amoritzation $2.1M $2M $2.1M $2.2M --
Stock-Based Compensation $842K $794K $806K $893K $979K
Change in Accounts Receivable -- -- -- -- --
Change in Inventories -- -- -- -- --
Cash From Operations $38.4M $41.6M $35.2M $24.9M $34.1M
 
Capital Expenditures -$1.5M $1.5M $2.5M $878K $2.8M
Cash Acquisitions $6.1M -- -- -- --
Cash From Investing -$220.9M -$249.2M -$212.6M -$175.4M -$59M
 
Dividends Paid (Ex Special Dividend) $13.8M $14.5M $15.3M $15.8M $16.1M
Special Dividend Paid
Long-Term Debt Issued -- -- -- $95M --
Long-Term Debt Repaid -$8K -$55M -$20.5M -- --
Repurchase of Common Stock $252K $276K $249K $214K $284K
Other Financing Activities -- -- -- -- --
Cash From Financing $186.9M $207.8M $179.9M $155.6M $21.3M
 
Beginning Cash (CF) -- -- -- -- --
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions $4.4M $282K $2.5M $5.2M -$3.5M
Ending Cash (CF) -- -- -- -- --
 
Levered Free Cash Flow $39.9M $40.1M $32.7M $24.1M $31.3M
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Net Income to Stockholders $26.7M $29.8M $22.8M $19.8M $15.1M
Depreciation & Amoritzation $518K $488K $495K $544K $1.1M
Stock-Based Compensation $672K $610K $607K $680K $764K
Change in Accounts Receivable -- -- -- -- --
Change in Inventories -- -- -- -- --
Cash From Operations $38.2M $31.2M $26.2M $14.6M $22.6M
 
Capital Expenditures $3.4M $1.2M $2.3M $496K $1.8M
Cash Acquisitions -- -- -- -- --
Cash From Investing -$186.9M -$242.4M -$208.3M -$184.3M -$25.8M
 
Dividends Paid (Ex Special Dividend) $10.4M $11M $11.5M $11.9M $12.2M
Special Dividend Paid -- -- -- -- --
Long-Term Debt Issued -- -- -- $95M --
Long-Term Debt Repaid -$6K -$55M -$20.5M -$13.6M --
Repurchase of Common Stock $253K $276K $248K $212K $284K
Other Financing Activities -- -- -- -- --
Cash From Financing $149.6M $217.9M $189.4M $172.9M $7.2M
 
Beginning Cash (CF) $73.3M $66.1M $75.3M $83.6M $54.1M
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions $914K $6.8M $7.2M $3.2M $4M
Ending Cash (CF) $74.2M $72.9M $82.4M $86.8M $53.8M
 
Levered Free Cash Flow $34.8M $30M $23.9M $14.1M $20.8M

SEE THE 1% OF STOCKS YOU NEED TO OWN FOR MASSIVE RETURNS

GET BETTER TRADE IDEAS

Popular

Why Did SoFi Stock Drop?
Why Did SoFi Stock Drop?

Fintech platform SoFi (NASDAQ:SOFI) has stumbled in recent days, selling…

Will Robinhood Win AI Investing?
Will Robinhood Win AI Investing?

Recently, online brokerage Robinhood (NASDAQ:HOOD) has been focused on introducing…

Is Amazon an AI Stock?
Is Amazon an AI Stock?

With the market starting to look skittish on pure-play AI…

Stock Ideas

Buy
52
Is NVDA Stock a Buy?

Market Cap: $4.4T
P/E Ratio: 62x

Buy
56
Is AAPL Stock a Buy?

Market Cap: $4.1T
P/E Ratio: 37x

Buy
81
Is GOOG Stock a Buy?

Market Cap: $3.9T
P/E Ratio: 40x

Alerts

Buy
56
SMX alert for Dec 6

SMX (Security Matters) Plc [SMX] is up 134.09% over the past day.

Buy
62
PRAX alert for Dec 6

Praxis Precision Medicines, Inc. [PRAX] is up 30.47% over the past day.

Sell
13
PSN alert for Dec 6

Parsons Corp. [PSN] is down 21.1% over the past day.

THE #1 STOCK ANALYSIS TOOL
TO MAKE SMARTER BUY AND SELL DECISIONS

Show me the best stock