Financhill
Sell
46

NAVI Quote, Financials, Valuation and Earnings

Last price:
$13.53
Seasonality move :
2.94%
Day range:
$12.98 - $13.55
52-week range:
$10.53 - $16.97
Dividend yield:
4.74%
P/E ratio:
27.02x
P/S ratio:
1.75x
P/B ratio:
0.53x
Volume:
1.3M
Avg. volume:
796.8K
1-year change:
-12.44%
Market cap:
$1.4B
Revenue:
$961M
EPS (TTM):
$0.50
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Revenue $1.7B $2.2B $1.7B $1.3B $961M
Revenue Growth (YoY) -15.43% 30.98% -21.44% -26.37% -24.86%
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin $497M $569M $444M $401M $316M
Other Inc / (Exp) -$256M $64M $171M $11M $261M
Operating Expenses $460M $440M $389M $285M $322M
Operating Income -- -- -- -- --
 
Net Interest Expenses -- -- -- -- --
EBT. Incl. Unusual Items $532M $936M $827M $313M $174M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $120M $219M $182M $85M $43M
Net Income to Company $412M $717M $645M $228M $131M
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $412M $717M $645M $228M $131M
 
Basic EPS (Cont. Ops) $2.14 $4.23 $4.54 $1.87 $1.20
Diluted EPS (Cont. Ops) $2.12 $4.18 $4.49 $1.85 $1.18
Weighted Average Basic Share $193M $170M $142M $122M $109M
Weighted Average Diluted Share $195M $172M $144M $123M $111M
 
EBITDA -- -- -- -- --
EBIT $2.6B $2.3B $2.9B $3.9B $3.4B
 
Revenue (Reported) $1.7B $2.2B $1.7B $1.3B $961M
Operating Income (Reported) -- -- -- -- --
Operating Income (Adjusted) $2.6B $2.3B $2.9B $3.9B $3.4B
Period Ending 2021-03-31 2022-03-31 2023-03-31 2024-03-31 2025-03-31
Revenue $667M $560M $322M $287M $156M
Revenue Growth (YoY) 196.44% -16.04% -42.5% -10.87% -45.65%
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin $149M $120M $105M $101M $49M
Other Inc / (Exp) $36M $98M -$8M $32M -$25M
Operating Expenses $138M $113M $98M $97M $45M
Operating Income -- -- -- -- --
 
Net Interest Expenses -- -- -- -- --
EBT. Incl. Unusual Items $484M $332M $144M $88M -$5M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $114M $77M $33M $15M -$3M
Net Income to Company $370M $255M $111M $73M -$2M
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $370M $255M $111M $73M -$2M
 
Basic EPS (Cont. Ops) $2.02 $1.69 $0.87 $0.65 -$0.02
Diluted EPS (Cont. Ops) $2.00 $1.67 $0.86 $0.64 -$0.02
Weighted Average Basic Share $183M $151M $129M $113M $102M
Weighted Average Diluted Share $185M $153M $130M $114M $102M
 
EBITDA -- -- -- -- --
EBIT $813M $621M $981M $963M $667M
 
Revenue (Reported) $667M $560M $322M $287M $156M
Operating Income (Reported) -- -- -- -- --
Operating Income (Adjusted) $813M $621M $981M $963M $667M
Period Ending 2021-03-31 2022-03-31 2023-03-31 2024-03-31 2025-03-31
Revenue $2.1B $2.1B $1.5B $1.2B $831M
Revenue Growth (YoY) -- -- -- -- --
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin $522M $539M $428M $397M $265M
Other Inc / (Exp) $3M $126M $64M $51M $203M
Operating Expenses $485M $414M $374M $283M $270M
Operating Income -- -- -- -- --
 
Net Interest Expenses -- -- -- -- --
EBT. Incl. Unusual Items $1.1B $783M $639M $258M $81M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $260M $181M $138M $68M $25M
Net Income to Company $888M $602M $501M $190M $56M
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $887M $602M $501M $190M $56M
 
Basic EPS (Cont. Ops) $4.75 $3.74 $3.64 $1.59 $0.51
Diluted EPS (Cont. Ops) $4.70 $3.69 $3.61 $1.56 $0.50
Weighted Average Basic Share
Weighted Average Diluted Share
 
EBITDA -- -- -- -- --
EBIT $2.8B $2.1B $3.3B $3.9B $3.2B
 
Revenue (Reported) $2.1B $2.1B $1.5B $1.2B $831M
Operating Income (Reported) -- -- -- -- --
Operating Income (Adjusted) $2.8B $2.1B $3.3B $3.9B $3.2B
Period Ending 2021-03-31 2022-03-31 2023-03-31 2024-03-31 2025-03-31
Revenue $667M $560M $322M $287M $156M
Revenue Growth (YoY) -- -- -- -- --
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin $149M $120M $105M $101M $49M
Other Inc / (Exp) $36M $98M -$8M $32M -$25M
Operating Expenses $138M $113M $98M $97M $45M
Operating Income -- -- -- -- --
 
Net Interest Expenses -- -- -- -- --
EBT. Incl. Unusual Items $484M $332M $144M $88M -$5M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $114M $77M $33M $15M -$3M
Net Income to Company $370M $255M $111M $73M -$2M
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $370M $255M $111M $73M -$2M
 
Basic EPS (Cont. Ops) $2.02 $1.69 $0.87 $0.65 -$0.02
Diluted EPS (Cont. Ops) $2.00 $1.67 $0.86 $0.64 -$0.02
Weighted Average Basic Share $183M $151M $129M $113M $102M
Weighted Average Diluted Share $185M $153M $130M $114M $102M
 
EBITDA -- -- -- -- --
EBIT $813M $621M $981M $963M $667M
 
Revenue (Reported) $667M $560M $322M $287M $156M
Operating Income (Reported) -- -- -- -- --
Operating Income (Adjusted) $813M $621M $981M $963M $667M
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Cash and Equivalents $1.2B $905M $1.5B $839M $722M
Short Term Investments -- -- -- -- --
Accounts Receivable, Net $2.1B $2B $2.1B $2.2B $1.8B
Inventory -- -- -- -- --
Prepaid Expenses -- -- -- -- --
Other Current Assets -- -- -- -- --
Total Current Assets $4B $3.5B $3.8B $3.2B $2.6B
 
Property Plant And Equipment $116M $95M $74M $62M $52M
Long-Term Investments $285M $267M $167M $146M $143M
Goodwill $665M $671M $670M $670M $428M
Other Intangibles $70M $54M $35M $25M $9M
Other Long-Term Assets -- -- -- -- --
Total Assets $87.4B $80.6B $70.8B $61.4B $51.8B
 
Accounts Payable -- -- -- -- --
Accrued Expenses -- -- -- -- --
Current Portion Of Long-Term Debt $337M $302M $121M $95M $54M
Current Portion Of Capital Lease Obligations -- -- -- -- --
Other Current Liabilities -- -- -- -- --
Total Current Liabilities $6.4B $3.8B $5B $4.8B $4.7B
 
Long-Term Debt $77B $72.9B $62.4B $53.2B $43.9B
Capital Leases -- -- -- -- --
Total Liabilities $85B $78B $67.8B $58.6B $49.1B
 
Common Stock $4M $4M $4M $4M $4M
Other Common Equity Adj -- -- -- -- --
Common Equity $2.4B $2.6B $3B $2.8B $2.6B
Total Preferred Equity -- -- -- -- --
Minority Interest, Total $14M $11M -- -- --
Total Equity $2.4B $2.6B $3B $2.8B $2.6B
 
Total Liabilities and Equity $87.4B $80.6B $70.8B $61.4B $51.8B
Cash and Short Terms $1.2B $905M $1.5B $839M $722M
Total Debt $82.4B $76.2B $66.6B $57.3B $47.9B
Period Ending 2021-03-31 2022-03-31 2023-03-31 2024-03-31 2025-03-31
Cash and Equivalents $1.5B $708M $570M $823M $642M
Short Term Investments -- -- -- -- --
Accounts Receivable, Net $2B $1.9B $2.1B $2.1B $1.7B
Inventory -- -- -- -- --
Prepaid Expenses -- -- -- -- --
Other Current Assets -- -- -- -- --
Total Current Assets $4B $3.1B $2.9B $3B $2.5B
 
Property Plant And Equipment $113M $91M $69M $61M $34M
Long-Term Investments $303M $210M $153M $129M $125M
Goodwill -- -- -- -- --
Other Intangibles -- -- -- -- --
Other Long-Term Assets -- -- -- -- --
Total Assets $85B $78.2B $66.9B $59B $51B
 
Accounts Payable -- -- -- -- --
Accrued Expenses -- -- -- -- --
Current Portion Of Long-Term Debt $232M $204M $105M $62M $58M
Current Portion Of Capital Lease Obligations -- -- -- -- --
Other Current Liabilities -- -- -- -- --
Total Current Liabilities $4.5B $4.1B $5.1B $4.9B $4.7B
 
Long-Term Debt $76.5B $70.7B $58.5B $50.8B $43.2B
Capital Leases -- -- -- -- --
Total Liabilities $82.2B $75.3B $64B $56.3B $48.4B
 
Common Stock $4M $4M $4M $4M $4M
Other Common Equity Adj -- -- -- -- --
Common Equity -- -- -- -- --
Total Preferred Equity -- -- -- -- --
Minority Interest, Total $14M $6M -- -- --
Total Equity $2.7B $2.8B $3B $2.8B $2.6B
 
Total Liabilities and Equity $85B $78.2B $66.9B $59B $51B
Cash and Short Terms $1.5B $708M $570M $823M $642M
Total Debt $80.1B $74.2B $62.8B $55.1B $47.2B
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Net Income to Stockholders $412M $717M $645M $228M $131M
Depreciation & Amoritzation -- -- -- -- --
Stock-Based Compensation $18M $22M $19M $24M $23M
Change in Accounts Receivable $22M $47M -$147M -$50M $348M
Change in Inventories -- -- -- -- --
Cash From Operations $987M $702M $305M $676M $459M
 
Capital Expenditures -- -- -- -- --
Cash Acquisitions -- -$16M -- -- $359M
Cash From Investing $6.4B $6.7B $10.6B $7.4B $8.5B
 
Dividends Paid (Ex Special Dividend) -$123M -$107M -$91M -$78M -$70M
Special Dividend Paid
Long-Term Debt Issued $8.6B $9.2B $3.3B $2.4B $1.1B
Long-Term Debt Repaid -$15.6B -$16B -$12.6B -$11.9B -$10.4B
Repurchase of Common Stock -$400M -$600M -$400M -$310M -$179M
Other Financing Activities -$192M $197M $89M -$101M -$79M
Cash From Financing -$7.7B -$7.3B -$9.7B -$10B -$9.6B
 
Beginning Cash (CF) $3.8B $3.5B $3.6B $4.8B $2.8B
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions -$244M $41M $1.2B -$2B -$690M
Ending Cash (CF) $3.5B $3.6B $4.8B $2.8B $2.1B
 
Levered Free Cash Flow $987M $702M $305M $676M $459M
Period Ending 2021-03-31 2022-03-31 2023-03-31 2024-03-31 2025-03-31
Net Income to Stockholders $370M $255M $111M $73M -$2M
Depreciation & Amoritzation -- -- -- -- --
Stock-Based Compensation $10M $9M $9M $5M $8M
Change in Accounts Receivable $80M $48M -$12M $109M $52M
Change in Inventories -- -- -- -- --
Cash From Operations $179M -$109M $145M $182M $71M
 
Capital Expenditures -- -- -- -- --
Cash Acquisitions -- -- -- -- $25M
Cash From Investing $2.9B $1.8B $1.8B $2.3B $661M
 
Dividends Paid (Ex Special Dividend) -$29M -$24M -$21M -$18M -$16M
Special Dividend Paid -- -- -- -- --
Long-Term Debt Issued $2.3B $1.4B $189M $201M $547M
Long-Term Debt Repaid -$4.7B -$3.3B -$4B -$2.5B -$1.3B
Repurchase of Common Stock -$100M -$115M -$85M -$43M -$35M
Other Financing Activities -$34M $43M -$57M -$46M -$5M
Cash From Financing -$2.5B -$2B -$4B -$2.4B -$780M
 
Beginning Cash (CF) $3.5B $3.6B $4.8B $2.8B $2.1B
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions $565M -$364M -$2B $155M -$48M
Ending Cash (CF) $4.1B $3.2B $2.8B $2.9B $2.1B
 
Levered Free Cash Flow $179M -$109M $145M $182M $71M
Period Ending 2021-03-31 2022-03-31 2023-03-31 2024-03-31 2025-03-31
Net Income to Stockholders $888M $602M $501M $190M $56M
Depreciation & Amoritzation -- -- -- -- --
Stock-Based Compensation $19M $21M $19M $20M $26M
Change in Accounts Receivable $23M $15M -$207M $71M $291M
Change in Inventories -- -- -- -- --
Cash From Operations $713M $414M $559M $713M $348M
 
Capital Expenditures -- -- -- -- --
Cash Acquisitions -- -- -- -- $384M
Cash From Investing $8.3B $5.5B $10.7B $7.8B $6.8B
 
Dividends Paid (Ex Special Dividend) -$121M -$102M -$88M -$75M -$68M
Special Dividend Paid
Long-Term Debt Issued $8B $8.3B $2.1B $2.4B $1.5B
Long-Term Debt Repaid -$16.5B -$14.7B -$13.3B -$10.3B -$9.2B
Repurchase of Common Stock -$165M -$615M -$370M -$268M -$171M
Other Financing Activities $15M $274M -$11M -$90M -$38M
Cash From Financing -$8.7B -$6.8B -$11.7B -$8.4B -$8B
 
Beginning Cash (CF) -- -- -- -- --
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions $334M -$888M -$436M $170M -$893M
Ending Cash (CF) -- -- -- -- --
 
Levered Free Cash Flow $713M $414M $559M $713M $348M
Period Ending 2021-03-31 2022-03-31 2023-03-31 2024-03-31 2025-03-31
Net Income to Stockholders $370M $255M $111M $73M -$2M
Depreciation & Amoritzation -- -- -- -- --
Stock-Based Compensation $10M $9M $9M $5M $8M
Change in Accounts Receivable $80M $48M -$12M $109M $52M
Change in Inventories -- -- -- -- --
Cash From Operations $179M -$109M $145M $182M $71M
 
Capital Expenditures -- -- -- -- --
Cash Acquisitions -- -- -- -- $25M
Cash From Investing $2.9B $1.8B $1.8B $2.3B $661M
 
Dividends Paid (Ex Special Dividend) -$29M -$24M -$21M -$18M -$16M
Special Dividend Paid -- -- -- -- --
Long-Term Debt Issued $2.3B $1.4B $189M $201M $547M
Long-Term Debt Repaid -$4.7B -$3.3B -$4B -$2.5B -$1.3B
Repurchase of Common Stock -$100M -$115M -$85M -$43M -$35M
Other Financing Activities -$34M $43M -$57M -$46M -$5M
Cash From Financing -$2.5B -$2B -$4B -$2.4B -$780M
 
Beginning Cash (CF) $3.5B $3.6B $4.8B $2.8B $2.1B
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions $565M -$364M -$2B $155M -$48M
Ending Cash (CF) $4.1B $3.2B $2.8B $2.9B $2.1B
 
Levered Free Cash Flow $179M -$109M $145M $182M $71M

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