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NAVI Quote, Financials, Valuation and Earnings

Last price:
$12.47
Seasonality move :
-0.09%
Day range:
$12.41 - $12.68
52-week range:
$10.53 - $16.07
Dividend yield:
5.08%
P/E ratio:
36.92x
P/S ratio:
0.38x
P/B ratio:
0.50x
Volume:
1.3M
Avg. volume:
849.8K
1-year change:
-16.45%
Market cap:
$1.2B
Revenue:
$4.3B
EPS (TTM):
-$0.53

Price Performance History

Performance vs. Valuation Benchmarks

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Competitors

Company Revenue Forecast Earnings Forecast Revenue Growth Forecast Earnings Growth Forecast Analyst Price Target Median
NAVI
Navient Corp.
$140M $0.18 -85.01% 38.19% $12.89
ALLY
Ally Financial, Inc.
$2.1B $1.01 -47.44% 295.91% $48.06
ECPG
Encore Capital Group, Inc.
$411.3M $1.59 79.77% 26.25% $60.25
JCAP
Jernigan Capital
-- -- -- -- --
LMFA
LM Funding America, Inc.
$2.5M -$1.38 41.04% -161.55% $4.50
PYPL
PayPal Holdings, Inc.
$8.2B $1.21 6.2% 17.05% $82.75
Company Price Analyst Target Market Cap P/E Ratio Dividend per Share Dividend Yield Price / LTM Sales
NAVI
Navient Corp.
$12.60 $12.89 $1.2B 36.92x $0.16 5.08% 0.38x
ALLY
Ally Financial, Inc.
$41.76 $48.06 $12.9B 25.15x $0.30 2.87% 0.85x
ECPG
Encore Capital Group, Inc.
$52.26 $60.25 $1.2B -- $0.00 0% 0.82x
JCAP
Jernigan Capital
-- -- -- -- $0.00 0% --
LMFA
LM Funding America, Inc.
$0.96 $4.50 $11.7M -- $0.00 0% 0.68x
PYPL
PayPal Holdings, Inc.
$61.24 $82.75 $57.3B 12.29x $0.14 0.23% 1.84x
Company Total Debt / Total Capital Beta Debt to Equity Quick Ratio
NAVI
Navient Corp.
95% 1.359 3613.6% 0.38x
ALLY
Ally Financial, Inc.
57.83% 1.356 144.08% 0.00x
ECPG
Encore Capital Group, Inc.
80.5% 1.453 412.39% 0.66x
JCAP
Jernigan Capital
-- 0.000 -- --
LMFA
LM Funding America, Inc.
14.67% 3.835 54% 1.18x
PYPL
PayPal Holdings, Inc.
37.59% 1.371 19.28% 1.13x
Company Gross Profit Operating Income Return on Invested Capital Return on Common Equity EBIT Margin Free Cash Flow
NAVI
Navient Corp.
$738M $526M -0.1% -1.93% 86.75% $70M
ALLY
Ally Financial, Inc.
-- $489M 1.86% 4.37% 53.33% -$263M
ECPG
Encore Capital Group, Inc.
$327.7M $171.6M -0.96% -5.03% 37.41% $75.6M
JCAP
Jernigan Capital
-- -- -- -- -- --
LMFA
LM Funding America, Inc.
-$835.5K -$3.5M -17.07% -20.81% -160.23% -$3.3M
PYPL
PayPal Holdings, Inc.
$3.5B $1.6B 14.98% 24.28% 19.36% $1.7B

Navient Corp. vs. Competitors

  • Which has Higher Returns NAVI or ALLY?

    Ally Financial, Inc. has a net margin of -10.75% compared to Navient Corp.'s net margin of 10.15%. Navient Corp.'s return on equity of -1.93% beat Ally Financial, Inc.'s return on equity of 4.37%.

    Company Gross Margin Earnings Per Share Invested Capital
    NAVI
    Navient Corp.
    92.25% -$0.88 $48.8B
    ALLY
    Ally Financial, Inc.
    -- $1.18 $35.9B
  • What do Analysts Say About NAVI or ALLY?

    Navient Corp. has a consensus price target of $12.89, signalling upside risk potential of 2.29%. On the other hand Ally Financial, Inc. has an analysts' consensus of $48.06 which suggests that it could grow by 15.08%. Given that Ally Financial, Inc. has higher upside potential than Navient Corp., analysts believe Ally Financial, Inc. is more attractive than Navient Corp..

    Company Buy Ratings Hold Ratings Sell Ratings
    NAVI
    Navient Corp.
    1 5 1
    ALLY
    Ally Financial, Inc.
    8 8 0
  • Is NAVI or ALLY More Risky?

    Navient Corp. has a beta of 1.308, which suggesting that the stock is 30.848% more volatile than S&P 500. In comparison Ally Financial, Inc. has a beta of 1.221, suggesting its more volatile than the S&P 500 by 22.062%.

  • Which is a Better Dividend Stock NAVI or ALLY?

    Navient Corp. has a quarterly dividend of $0.16 per share corresponding to a yield of 5.08%. Ally Financial, Inc. offers a yield of 2.87% to investors and pays a quarterly dividend of $0.30 per share. Navient Corp. pays 54.23% of its earnings as a dividend. Ally Financial, Inc. pays out 66.7% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios NAVI or ALLY?

    Navient Corp. quarterly revenues are $800M, which are smaller than Ally Financial, Inc. quarterly revenues of $3.9B. Navient Corp.'s net income of -$86M is lower than Ally Financial, Inc.'s net income of $398M. Notably, Navient Corp.'s price-to-earnings ratio is 36.92x while Ally Financial, Inc.'s PE ratio is 25.15x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Navient Corp. is 0.38x versus 0.85x for Ally Financial, Inc.. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    NAVI
    Navient Corp.
    0.38x 36.92x $800M -$86M
    ALLY
    Ally Financial, Inc.
    0.85x 25.15x $3.9B $398M
  • Which has Higher Returns NAVI or ECPG?

    Encore Capital Group, Inc. has a net margin of -10.75% compared to Navient Corp.'s net margin of 16.28%. Navient Corp.'s return on equity of -1.93% beat Encore Capital Group, Inc.'s return on equity of -5.03%.

    Company Gross Margin Earnings Per Share Invested Capital
    NAVI
    Navient Corp.
    92.25% -$0.88 $48.8B
    ECPG
    Encore Capital Group, Inc.
    71.47% $3.17 $4.9B
  • What do Analysts Say About NAVI or ECPG?

    Navient Corp. has a consensus price target of $12.89, signalling upside risk potential of 2.29%. On the other hand Encore Capital Group, Inc. has an analysts' consensus of $60.25 which suggests that it could grow by 15.29%. Given that Encore Capital Group, Inc. has higher upside potential than Navient Corp., analysts believe Encore Capital Group, Inc. is more attractive than Navient Corp..

    Company Buy Ratings Hold Ratings Sell Ratings
    NAVI
    Navient Corp.
    1 5 1
    ECPG
    Encore Capital Group, Inc.
    3 1 0
  • Is NAVI or ECPG More Risky?

    Navient Corp. has a beta of 1.308, which suggesting that the stock is 30.848% more volatile than S&P 500. In comparison Encore Capital Group, Inc. has a beta of 1.478, suggesting its more volatile than the S&P 500 by 47.778%.

  • Which is a Better Dividend Stock NAVI or ECPG?

    Navient Corp. has a quarterly dividend of $0.16 per share corresponding to a yield of 5.08%. Encore Capital Group, Inc. offers a yield of 0% to investors and pays a quarterly dividend of $0.00 per share. Navient Corp. pays 54.23% of its earnings as a dividend. Encore Capital Group, Inc. pays out -- of its earnings as a dividend. Navient Corp.'s payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios NAVI or ECPG?

    Navient Corp. quarterly revenues are $800M, which are larger than Encore Capital Group, Inc. quarterly revenues of $458.6M. Navient Corp.'s net income of -$86M is lower than Encore Capital Group, Inc.'s net income of $74.7M. Notably, Navient Corp.'s price-to-earnings ratio is 36.92x while Encore Capital Group, Inc.'s PE ratio is --. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Navient Corp. is 0.38x versus 0.82x for Encore Capital Group, Inc.. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    NAVI
    Navient Corp.
    0.38x 36.92x $800M -$86M
    ECPG
    Encore Capital Group, Inc.
    0.82x -- $458.6M $74.7M
  • Which has Higher Returns NAVI or JCAP?

    Jernigan Capital has a net margin of -10.75% compared to Navient Corp.'s net margin of --. Navient Corp.'s return on equity of -1.93% beat Jernigan Capital's return on equity of --.

    Company Gross Margin Earnings Per Share Invested Capital
    NAVI
    Navient Corp.
    92.25% -$0.88 $48.8B
    JCAP
    Jernigan Capital
    -- -- --
  • What do Analysts Say About NAVI or JCAP?

    Navient Corp. has a consensus price target of $12.89, signalling upside risk potential of 2.29%. On the other hand Jernigan Capital has an analysts' consensus of -- which suggests that it could fall by --. Given that Navient Corp. has higher upside potential than Jernigan Capital, analysts believe Navient Corp. is more attractive than Jernigan Capital.

    Company Buy Ratings Hold Ratings Sell Ratings
    NAVI
    Navient Corp.
    1 5 1
    JCAP
    Jernigan Capital
    0 0 0
  • Is NAVI or JCAP More Risky?

    Navient Corp. has a beta of 1.308, which suggesting that the stock is 30.848% more volatile than S&P 500. In comparison Jernigan Capital has a beta of 0.000, suggesting its less volatile than the S&P 500 by 100%.

  • Which is a Better Dividend Stock NAVI or JCAP?

    Navient Corp. has a quarterly dividend of $0.16 per share corresponding to a yield of 5.08%. Jernigan Capital offers a yield of 0% to investors and pays a quarterly dividend of $0.00 per share. Navient Corp. pays 54.23% of its earnings as a dividend. Jernigan Capital pays out -- of its earnings as a dividend. Navient Corp.'s payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios NAVI or JCAP?

    Navient Corp. quarterly revenues are $800M, which are larger than Jernigan Capital quarterly revenues of --. Navient Corp.'s net income of -$86M is higher than Jernigan Capital's net income of --. Notably, Navient Corp.'s price-to-earnings ratio is 36.92x while Jernigan Capital's PE ratio is --. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Navient Corp. is 0.38x versus -- for Jernigan Capital. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    NAVI
    Navient Corp.
    0.38x 36.92x $800M -$86M
    JCAP
    Jernigan Capital
    -- -- -- --
  • Which has Higher Returns NAVI or LMFA?

    LM Funding America, Inc. has a net margin of -10.75% compared to Navient Corp.'s net margin of -170.98%. Navient Corp.'s return on equity of -1.93% beat LM Funding America, Inc.'s return on equity of -20.81%.

    Company Gross Margin Earnings Per Share Invested Capital
    NAVI
    Navient Corp.
    92.25% -$0.88 $48.8B
    LMFA
    LM Funding America, Inc.
    -38.36% -$0.41 $57M
  • What do Analysts Say About NAVI or LMFA?

    Navient Corp. has a consensus price target of $12.89, signalling upside risk potential of 2.29%. On the other hand LM Funding America, Inc. has an analysts' consensus of $4.50 which suggests that it could grow by 369.73%. Given that LM Funding America, Inc. has higher upside potential than Navient Corp., analysts believe LM Funding America, Inc. is more attractive than Navient Corp..

    Company Buy Ratings Hold Ratings Sell Ratings
    NAVI
    Navient Corp.
    1 5 1
    LMFA
    LM Funding America, Inc.
    0 0 0
  • Is NAVI or LMFA More Risky?

    Navient Corp. has a beta of 1.308, which suggesting that the stock is 30.848% more volatile than S&P 500. In comparison LM Funding America, Inc. has a beta of 1.758, suggesting its more volatile than the S&P 500 by 75.833%.

  • Which is a Better Dividend Stock NAVI or LMFA?

    Navient Corp. has a quarterly dividend of $0.16 per share corresponding to a yield of 5.08%. LM Funding America, Inc. offers a yield of 0% to investors and pays a quarterly dividend of $0.00 per share. Navient Corp. pays 54.23% of its earnings as a dividend. LM Funding America, Inc. pays out -- of its earnings as a dividend. Navient Corp.'s payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios NAVI or LMFA?

    Navient Corp. quarterly revenues are $800M, which are larger than LM Funding America, Inc. quarterly revenues of $2.2M. Navient Corp.'s net income of -$86M is lower than LM Funding America, Inc.'s net income of -$3.7M. Notably, Navient Corp.'s price-to-earnings ratio is 36.92x while LM Funding America, Inc.'s PE ratio is --. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Navient Corp. is 0.38x versus 0.68x for LM Funding America, Inc.. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    NAVI
    Navient Corp.
    0.38x 36.92x $800M -$86M
    LMFA
    LM Funding America, Inc.
    0.68x -- $2.2M -$3.7M
  • Which has Higher Returns NAVI or PYPL?

    PayPal Holdings, Inc. has a net margin of -10.75% compared to Navient Corp.'s net margin of 14.74%. Navient Corp.'s return on equity of -1.93% beat PayPal Holdings, Inc.'s return on equity of 24.28%.

    Company Gross Margin Earnings Per Share Invested Capital
    NAVI
    Navient Corp.
    92.25% -$0.88 $48.8B
    PYPL
    PayPal Holdings, Inc.
    41.03% $1.30 $32.4B
  • What do Analysts Say About NAVI or PYPL?

    Navient Corp. has a consensus price target of $12.89, signalling upside risk potential of 2.29%. On the other hand PayPal Holdings, Inc. has an analysts' consensus of $82.75 which suggests that it could grow by 35.13%. Given that PayPal Holdings, Inc. has higher upside potential than Navient Corp., analysts believe PayPal Holdings, Inc. is more attractive than Navient Corp..

    Company Buy Ratings Hold Ratings Sell Ratings
    NAVI
    Navient Corp.
    1 5 1
    PYPL
    PayPal Holdings, Inc.
    12 23 3
  • Is NAVI or PYPL More Risky?

    Navient Corp. has a beta of 1.308, which suggesting that the stock is 30.848% more volatile than S&P 500. In comparison PayPal Holdings, Inc. has a beta of 1.433, suggesting its more volatile than the S&P 500 by 43.336%.

  • Which is a Better Dividend Stock NAVI or PYPL?

    Navient Corp. has a quarterly dividend of $0.16 per share corresponding to a yield of 5.08%. PayPal Holdings, Inc. offers a yield of 0.23% to investors and pays a quarterly dividend of $0.14 per share. Navient Corp. pays 54.23% of its earnings as a dividend. PayPal Holdings, Inc. pays out -- of its earnings as a dividend. Navient Corp.'s payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios NAVI or PYPL?

    Navient Corp. quarterly revenues are $800M, which are smaller than PayPal Holdings, Inc. quarterly revenues of $8.5B. Navient Corp.'s net income of -$86M is lower than PayPal Holdings, Inc.'s net income of $1.2B. Notably, Navient Corp.'s price-to-earnings ratio is 36.92x while PayPal Holdings, Inc.'s PE ratio is 12.29x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Navient Corp. is 0.38x versus 1.84x for PayPal Holdings, Inc.. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    NAVI
    Navient Corp.
    0.38x 36.92x $800M -$86M
    PYPL
    PayPal Holdings, Inc.
    1.84x 12.29x $8.5B $1.2B

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