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NAVI Quote, Financials, Valuation and Earnings

Last price:
$13.53
Seasonality move :
2.94%
Day range:
$12.98 - $13.55
52-week range:
$10.53 - $16.97
Dividend yield:
4.74%
P/E ratio:
27.02x
P/S ratio:
1.75x
P/B ratio:
0.53x
Volume:
1.3M
Avg. volume:
796.8K
1-year change:
-12.44%
Market cap:
$1.4B
Revenue:
$961M
EPS (TTM):
$0.50

Price Performance History

Performance vs. Valuation Benchmarks

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Competitors

Company Revenue Forecast Earnings Forecast Revenue Growth Forecast Earnings Growth Forecast Analyst Price Target Median
NAVI
Navient
$158.6M $0.21 -35.47% -5.5% $13.15
ALLY
Ally Financial
$2.1B $1.02 -6.34% -6.58% $41.44
ECPG
Encore Capital Group
$393.3M $1.39 14.04% 45.57% $57.25
LMFA
LM Funding America
$2.7M -$1.38 -72.45% -161.55% $4.50
PYPL
PayPal Holdings
$8.1B $1.20 2.52% 20.11% $82.19
SLM
SLM
$386.7M $0.52 -27.96% -53.11% $33.36
Company Price Analyst Target Market Cap P/E Ratio Dividend per Share Dividend Yield Price / LTM Sales
NAVI
Navient
$13.51 $13.15 $1.4B 27.02x $0.16 4.74% 1.75x
ALLY
Ally Financial
$34.61 $41.44 $10.6B 25.45x $0.30 3.47% 1.27x
ECPG
Encore Capital Group
$40.51 $57.25 $959.7M -- $0.00 0% 0.75x
LMFA
LM Funding America
$1.90 $4.50 $9.8M -- $0.00 0% 0.31x
PYPL
PayPal Holdings
$70.26 $82.19 $68.3B 15.72x $0.00 0% 2.25x
SLM
SLM
$32.18 $33.36 $6.8B 11.58x $0.13 1.49% 3.73x
Company Total Debt / Total Capital Beta Debt to Equity Quick Ratio
NAVI
Navient
94.8% 1.445 3666.73% 0.52x
ALLY
Ally Financial
57.06% 1.294 139.84% 5.71x
ECPG
Encore Capital Group
82.71% 1.563 324.43% 0.86x
LMFA
LM Funding America
17.41% 3.201 101.79% 2.96x
PYPL
PayPal Holdings
36.05% 1.087 17.87% 1.26x
SLM
SLM
71.91% 1.027 95.45% --
Company Gross Profit Operating Income Return on Invested Capital Return on Common Equity EBIT Margin Free Cash Flow
NAVI
Navient
-- -- 0.11% 2.08% 427.56% $71M
ALLY
Ally Financial
-- -- 0.89% 2.03% 79.26% $121M
ECPG
Encore Capital Group
$83.7M -$15M -3.16% -14.83% -49.1% $14.8M
LMFA
LM Funding America
-- -- -30.75% -32.38% -489% -$2.7M
PYPL
PayPal Holdings
$3.7B $1.6B 14.87% 22.25% 21.9% $964M
SLM
SLM
-- -- 7.77% 28.08% 117.77% -$146.1M

Navient vs. Competitors

  • Which has Higher Returns NAVI or ALLY?

    Ally Financial has a net margin of -1.28% compared to Navient's net margin of -12.82%. Navient's return on equity of 2.08% beat Ally Financial's return on equity of 2.03%.

    Company Gross Margin Earnings Per Share Invested Capital
    NAVI
    Navient
    -- -$0.02 $49.8B
    ALLY
    Ally Financial
    -- -$0.82 $33.1B
  • What do Analysts Say About NAVI or ALLY?

    Navient has a consensus price target of $13.15, signalling downside risk potential of -2.67%. On the other hand Ally Financial has an analysts' consensus of $41.44 which suggests that it could grow by 19.75%. Given that Ally Financial has higher upside potential than Navient, analysts believe Ally Financial is more attractive than Navient.

    Company Buy Ratings Hold Ratings Sell Ratings
    NAVI
    Navient
    1 7 1
    ALLY
    Ally Financial
    6 6 2
  • Is NAVI or ALLY More Risky?

    Navient has a beta of 1.381, which suggesting that the stock is 38.1% more volatile than S&P 500. In comparison Ally Financial has a beta of 1.137, suggesting its more volatile than the S&P 500 by 13.675%.

  • Which is a Better Dividend Stock NAVI or ALLY?

    Navient has a quarterly dividend of $0.16 per share corresponding to a yield of 4.74%. Ally Financial offers a yield of 3.47% to investors and pays a quarterly dividend of $0.30 per share. Navient pays 53.44% of its earnings as a dividend. Ally Financial pays out 72.16% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios NAVI or ALLY?

    Navient quarterly revenues are $156M, which are smaller than Ally Financial quarterly revenues of $1.8B. Navient's net income of -$2M is higher than Ally Financial's net income of -$225M. Notably, Navient's price-to-earnings ratio is 27.02x while Ally Financial's PE ratio is 25.45x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Navient is 1.75x versus 1.27x for Ally Financial. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    NAVI
    Navient
    1.75x 27.02x $156M -$2M
    ALLY
    Ally Financial
    1.27x 25.45x $1.8B -$225M
  • Which has Higher Returns NAVI or ECPG?

    Encore Capital Group has a net margin of -1.28% compared to Navient's net margin of -84.82%. Navient's return on equity of 2.08% beat Encore Capital Group's return on equity of -14.83%.

    Company Gross Margin Earnings Per Share Invested Capital
    NAVI
    Navient
    -- -$0.02 $49.8B
    ECPG
    Encore Capital Group
    31.52% -$9.42 $4.4B
  • What do Analysts Say About NAVI or ECPG?

    Navient has a consensus price target of $13.15, signalling downside risk potential of -2.67%. On the other hand Encore Capital Group has an analysts' consensus of $57.25 which suggests that it could grow by 41.32%. Given that Encore Capital Group has higher upside potential than Navient, analysts believe Encore Capital Group is more attractive than Navient.

    Company Buy Ratings Hold Ratings Sell Ratings
    NAVI
    Navient
    1 7 1
    ECPG
    Encore Capital Group
    3 1 0
  • Is NAVI or ECPG More Risky?

    Navient has a beta of 1.381, which suggesting that the stock is 38.1% more volatile than S&P 500. In comparison Encore Capital Group has a beta of 1.646, suggesting its more volatile than the S&P 500 by 64.635%.

  • Which is a Better Dividend Stock NAVI or ECPG?

    Navient has a quarterly dividend of $0.16 per share corresponding to a yield of 4.74%. Encore Capital Group offers a yield of 0% to investors and pays a quarterly dividend of $0.00 per share. Navient pays 53.44% of its earnings as a dividend. Encore Capital Group pays out -- of its earnings as a dividend. Navient's payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios NAVI or ECPG?

    Navient quarterly revenues are $156M, which are smaller than Encore Capital Group quarterly revenues of $265.6M. Navient's net income of -$2M is higher than Encore Capital Group's net income of -$225.3M. Notably, Navient's price-to-earnings ratio is 27.02x while Encore Capital Group's PE ratio is --. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Navient is 1.75x versus 0.75x for Encore Capital Group. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    NAVI
    Navient
    1.75x 27.02x $156M -$2M
    ECPG
    Encore Capital Group
    0.75x -- $265.6M -$225.3M
  • Which has Higher Returns NAVI or LMFA?

    LM Funding America has a net margin of -1.28% compared to Navient's net margin of -490.99%. Navient's return on equity of 2.08% beat LM Funding America's return on equity of -32.38%.

    Company Gross Margin Earnings Per Share Invested Capital
    NAVI
    Navient
    -- -$0.02 $49.8B
    LMFA
    LM Funding America
    -- -$2.41 $35M
  • What do Analysts Say About NAVI or LMFA?

    Navient has a consensus price target of $13.15, signalling downside risk potential of -2.67%. On the other hand LM Funding America has an analysts' consensus of $4.50 which suggests that it could grow by 136.84%. Given that LM Funding America has higher upside potential than Navient, analysts believe LM Funding America is more attractive than Navient.

    Company Buy Ratings Hold Ratings Sell Ratings
    NAVI
    Navient
    1 7 1
    LMFA
    LM Funding America
    0 1 0
  • Is NAVI or LMFA More Risky?

    Navient has a beta of 1.381, which suggesting that the stock is 38.1% more volatile than S&P 500. In comparison LM Funding America has a beta of 1.528, suggesting its more volatile than the S&P 500 by 52.805%.

  • Which is a Better Dividend Stock NAVI or LMFA?

    Navient has a quarterly dividend of $0.16 per share corresponding to a yield of 4.74%. LM Funding America offers a yield of 0% to investors and pays a quarterly dividend of $0.00 per share. Navient pays 53.44% of its earnings as a dividend. LM Funding America pays out -- of its earnings as a dividend. Navient's payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios NAVI or LMFA?

    Navient quarterly revenues are $156M, which are larger than LM Funding America quarterly revenues of $956.9K. Navient's net income of -$2M is higher than LM Funding America's net income of -$4.7M. Notably, Navient's price-to-earnings ratio is 27.02x while LM Funding America's PE ratio is --. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Navient is 1.75x versus 0.31x for LM Funding America. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    NAVI
    Navient
    1.75x 27.02x $156M -$2M
    LMFA
    LM Funding America
    0.31x -- $956.9K -$4.7M
  • Which has Higher Returns NAVI or PYPL?

    PayPal Holdings has a net margin of -1.28% compared to Navient's net margin of 16.52%. Navient's return on equity of 2.08% beat PayPal Holdings's return on equity of 22.25%.

    Company Gross Margin Earnings Per Share Invested Capital
    NAVI
    Navient
    -- -$0.02 $49.8B
    PYPL
    PayPal Holdings
    47.7% $1.29 $31.7B
  • What do Analysts Say About NAVI or PYPL?

    Navient has a consensus price target of $13.15, signalling downside risk potential of -2.67%. On the other hand PayPal Holdings has an analysts' consensus of $82.19 which suggests that it could grow by 16.98%. Given that PayPal Holdings has higher upside potential than Navient, analysts believe PayPal Holdings is more attractive than Navient.

    Company Buy Ratings Hold Ratings Sell Ratings
    NAVI
    Navient
    1 7 1
    PYPL
    PayPal Holdings
    15 22 2
  • Is NAVI or PYPL More Risky?

    Navient has a beta of 1.381, which suggesting that the stock is 38.1% more volatile than S&P 500. In comparison PayPal Holdings has a beta of 1.506, suggesting its more volatile than the S&P 500 by 50.582%.

  • Which is a Better Dividend Stock NAVI or PYPL?

    Navient has a quarterly dividend of $0.16 per share corresponding to a yield of 4.74%. PayPal Holdings offers a yield of 0% to investors and pays a quarterly dividend of $0.00 per share. Navient pays 53.44% of its earnings as a dividend. PayPal Holdings pays out -- of its earnings as a dividend. Navient's payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios NAVI or PYPL?

    Navient quarterly revenues are $156M, which are smaller than PayPal Holdings quarterly revenues of $7.8B. Navient's net income of -$2M is lower than PayPal Holdings's net income of $1.3B. Notably, Navient's price-to-earnings ratio is 27.02x while PayPal Holdings's PE ratio is 15.72x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Navient is 1.75x versus 2.25x for PayPal Holdings. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    NAVI
    Navient
    1.75x 27.02x $156M -$2M
    PYPL
    PayPal Holdings
    2.25x 15.72x $7.8B $1.3B
  • Which has Higher Returns NAVI or SLM?

    SLM has a net margin of -1.28% compared to Navient's net margin of 52.42%. Navient's return on equity of 2.08% beat SLM's return on equity of 28.08%.

    Company Gross Margin Earnings Per Share Invested Capital
    NAVI
    Navient
    -- -$0.02 $49.8B
    SLM
    SLM
    -- $1.40 $8.5B
  • What do Analysts Say About NAVI or SLM?

    Navient has a consensus price target of $13.15, signalling downside risk potential of -2.67%. On the other hand SLM has an analysts' consensus of $33.36 which suggests that it could grow by 3.68%. Given that SLM has higher upside potential than Navient, analysts believe SLM is more attractive than Navient.

    Company Buy Ratings Hold Ratings Sell Ratings
    NAVI
    Navient
    1 7 1
    SLM
    SLM
    6 2 0
  • Is NAVI or SLM More Risky?

    Navient has a beta of 1.381, which suggesting that the stock is 38.1% more volatile than S&P 500. In comparison SLM has a beta of 1.049, suggesting its more volatile than the S&P 500 by 4.92%.

  • Which is a Better Dividend Stock NAVI or SLM?

    Navient has a quarterly dividend of $0.16 per share corresponding to a yield of 4.74%. SLM offers a yield of 1.49% to investors and pays a quarterly dividend of $0.13 per share. Navient pays 53.44% of its earnings as a dividend. SLM pays out 19.31% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios NAVI or SLM?

    Navient quarterly revenues are $156M, which are smaller than SLM quarterly revenues of $581M. Navient's net income of -$2M is lower than SLM's net income of $304.5M. Notably, Navient's price-to-earnings ratio is 27.02x while SLM's PE ratio is 11.58x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Navient is 1.75x versus 3.73x for SLM. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    NAVI
    Navient
    1.75x 27.02x $156M -$2M
    SLM
    SLM
    3.73x 11.58x $581M $304.5M

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