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NAVI Quote, Financials, Valuation and Earnings

Last price:
$8.79
Seasonality move :
-0.5%
Day range:
$8.81 - $9.05
52-week range:
$8.56 - $16.07
Dividend yield:
7.12%
P/E ratio:
36.92x
P/S ratio:
0.28x
P/B ratio:
0.36x
Volume:
953K
Avg. volume:
1.2M
1-year change:
-36.38%
Market cap:
$860.1M
Revenue:
$3.2B
EPS (TTM):
-$0.82

Price Performance History

Performance vs. Valuation Benchmarks

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Competitors

Company Revenue Forecast Earnings Forecast Revenue Growth Forecast Earnings Growth Forecast Analyst Price Target Median
NAVI
Navient Corp.
$138.3M $0.31 -83.13% 40.11% $11.33
ALLY
Ally Financial, Inc.
$2.1B $1.02 -37.72% 293.21% $52.76
CCYY
CCCB Bancorp, Inc.
-- -- -- -- --
ECPG
Encore Capital Group, Inc.
$422.2M $1.75 13.68% 41.58% $82.67
GHI
Greystone Housing Impact Investors LP
$24.3M $0.60 -3.15% 54.08% $10.50
WTBFA
W.T.B. Financial Corp.
-- -- -- -- --
Company Price Analyst Target Market Cap P/E Ratio Dividend per Share Dividend Yield Price / LTM Sales
NAVI
Navient Corp.
$8.99 $11.33 $860.1M 36.92x $0.16 7.12% 0.28x
ALLY
Ally Financial, Inc.
$41.94 $52.76 $12.9B 17.81x $0.30 2.86% 0.87x
CCYY
CCCB Bancorp, Inc.
$8.60 -- $14.3M -- $0.15 1.74% --
ECPG
Encore Capital Group, Inc.
$63.94 $82.67 $1.4B 5.83x $0.00 0% 0.85x
GHI
Greystone Housing Impact Investors LP
$7.85 $10.50 $185.1M 41.51x $0.25 15.54% 1.86x
WTBFA
W.T.B. Financial Corp.
$635.00 -- $1.6B 16.66x $3.70 1.17% 2.77x
Company Total Debt / Total Capital Beta Debt to Equity Quick Ratio
NAVI
Navient Corp.
95.01% 0.939 3674.82% 0.41x
ALLY
Ally Financial, Inc.
58.55% 0.944 134.32% 0.00x
CCYY
CCCB Bancorp, Inc.
-- 0.236 -- --
ECPG
Encore Capital Group, Inc.
80.63% 1.431 335.48% 0.68x
GHI
Greystone Housing Impact Investors LP
73.21% -0.452 316.18% 0.38x
WTBFA
W.T.B. Financial Corp.
36.61% -0.127 36.95% 0.00x
Company Gross Profit Operating Income Return on Invested Capital Return on Common Equity EBIT Margin Free Cash Flow
NAVI
Navient Corp.
$673M $626M -0.16% -3.13% 82.26% $70M
ALLY
Ally Financial, Inc.
-- $379M 2.44% 5.81% 49.66% -$239M
CCYY
CCCB Bancorp, Inc.
-- -- -- -- -- --
ECPG
Encore Capital Group, Inc.
$335.2M $173.4M 5.37% 29.11% 36.62% $9.9M
GHI
Greystone Housing Impact Investors LP
$22.5M $16.4M 0.56% 2.15% 75.4% $8.4M
WTBFA
W.T.B. Financial Corp.
-- $38.8M 5.41% 9.72% 47.51% --

Navient Corp. vs. Competitors

  • Which has Higher Returns NAVI or ALLY?

    Ally Financial, Inc. has a net margin of -0.66% compared to Navient Corp.'s net margin of 8.34%. Navient Corp.'s return on equity of -3.13% beat Ally Financial, Inc.'s return on equity of 5.81%.

    Company Gross Margin Earnings Per Share Invested Capital
    NAVI
    Navient Corp.
    88.44% -$0.06 $48.1B
    ALLY
    Ally Financial, Inc.
    -- $0.95 $37.4B
  • What do Analysts Say About NAVI or ALLY?

    Navient Corp. has a consensus price target of $11.33, signalling upside risk potential of 26.07%. On the other hand Ally Financial, Inc. has an analysts' consensus of $52.76 which suggests that it could grow by 25.81%. Given that Navient Corp. has higher upside potential than Ally Financial, Inc., analysts believe Navient Corp. is more attractive than Ally Financial, Inc..

    Company Buy Ratings Hold Ratings Sell Ratings
    NAVI
    Navient Corp.
    1 5 1
    ALLY
    Ally Financial, Inc.
    10 5 0
  • Is NAVI or ALLY More Risky?

    Navient Corp. has a beta of 1.326, which suggesting that the stock is 32.591% more volatile than S&P 500. In comparison Ally Financial, Inc. has a beta of 1.189, suggesting its more volatile than the S&P 500 by 18.867%.

  • Which is a Better Dividend Stock NAVI or ALLY?

    Navient Corp. has a quarterly dividend of $0.16 per share corresponding to a yield of 7.12%. Ally Financial, Inc. offers a yield of 2.86% to investors and pays a quarterly dividend of $0.30 per share. Navient Corp. pays 54.23% of its earnings as a dividend. Ally Financial, Inc. pays out 50.63% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios NAVI or ALLY?

    Navient Corp. quarterly revenues are $761M, which are smaller than Ally Financial, Inc. quarterly revenues of $3.9B. Navient Corp.'s net income of -$5M is lower than Ally Financial, Inc.'s net income of $327M. Notably, Navient Corp.'s price-to-earnings ratio is 36.92x while Ally Financial, Inc.'s PE ratio is 17.81x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Navient Corp. is 0.28x versus 0.87x for Ally Financial, Inc.. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    NAVI
    Navient Corp.
    0.28x 36.92x $761M -$5M
    ALLY
    Ally Financial, Inc.
    0.87x 17.81x $3.9B $327M
  • Which has Higher Returns NAVI or CCYY?

    CCCB Bancorp, Inc. has a net margin of -0.66% compared to Navient Corp.'s net margin of --. Navient Corp.'s return on equity of -3.13% beat CCCB Bancorp, Inc.'s return on equity of --.

    Company Gross Margin Earnings Per Share Invested Capital
    NAVI
    Navient Corp.
    88.44% -$0.06 $48.1B
    CCYY
    CCCB Bancorp, Inc.
    -- -- --
  • What do Analysts Say About NAVI or CCYY?

    Navient Corp. has a consensus price target of $11.33, signalling upside risk potential of 26.07%. On the other hand CCCB Bancorp, Inc. has an analysts' consensus of -- which suggests that it could fall by --. Given that Navient Corp. has higher upside potential than CCCB Bancorp, Inc., analysts believe Navient Corp. is more attractive than CCCB Bancorp, Inc..

    Company Buy Ratings Hold Ratings Sell Ratings
    NAVI
    Navient Corp.
    1 5 1
    CCYY
    CCCB Bancorp, Inc.
    0 0 0
  • Is NAVI or CCYY More Risky?

    Navient Corp. has a beta of 1.326, which suggesting that the stock is 32.591% more volatile than S&P 500. In comparison CCCB Bancorp, Inc. has a beta of -0.100, suggesting its less volatile than the S&P 500 by 109.976%.

  • Which is a Better Dividend Stock NAVI or CCYY?

    Navient Corp. has a quarterly dividend of $0.16 per share corresponding to a yield of 7.12%. CCCB Bancorp, Inc. offers a yield of 1.74% to investors and pays a quarterly dividend of $0.15 per share. Navient Corp. pays 54.23% of its earnings as a dividend. CCCB Bancorp, Inc. pays out 156.09% of its earnings as a dividend. Navient Corp.'s payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future, but CCCB Bancorp, Inc.'s is not.

  • Which has Better Financial Ratios NAVI or CCYY?

    Navient Corp. quarterly revenues are $761M, which are larger than CCCB Bancorp, Inc. quarterly revenues of --. Navient Corp.'s net income of -$5M is higher than CCCB Bancorp, Inc.'s net income of --. Notably, Navient Corp.'s price-to-earnings ratio is 36.92x while CCCB Bancorp, Inc.'s PE ratio is --. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Navient Corp. is 0.28x versus -- for CCCB Bancorp, Inc.. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    NAVI
    Navient Corp.
    0.28x 36.92x $761M -$5M
    CCYY
    CCCB Bancorp, Inc.
    -- -- -- --
  • Which has Higher Returns NAVI or ECPG?

    Encore Capital Group, Inc. has a net margin of -0.66% compared to Navient Corp.'s net margin of 16.19%. Navient Corp.'s return on equity of -3.13% beat Encore Capital Group, Inc.'s return on equity of 29.11%.

    Company Gross Margin Earnings Per Share Invested Capital
    NAVI
    Navient Corp.
    88.44% -$0.06 $48.1B
    ECPG
    Encore Capital Group, Inc.
    70.79% $3.37 $5B
  • What do Analysts Say About NAVI or ECPG?

    Navient Corp. has a consensus price target of $11.33, signalling upside risk potential of 26.07%. On the other hand Encore Capital Group, Inc. has an analysts' consensus of $82.67 which suggests that it could grow by 29.29%. Given that Encore Capital Group, Inc. has higher upside potential than Navient Corp., analysts believe Encore Capital Group, Inc. is more attractive than Navient Corp..

    Company Buy Ratings Hold Ratings Sell Ratings
    NAVI
    Navient Corp.
    1 5 1
    ECPG
    Encore Capital Group, Inc.
    2 1 0
  • Is NAVI or ECPG More Risky?

    Navient Corp. has a beta of 1.326, which suggesting that the stock is 32.591% more volatile than S&P 500. In comparison Encore Capital Group, Inc. has a beta of 1.407, suggesting its more volatile than the S&P 500 by 40.733%.

  • Which is a Better Dividend Stock NAVI or ECPG?

    Navient Corp. has a quarterly dividend of $0.16 per share corresponding to a yield of 7.12%. Encore Capital Group, Inc. offers a yield of 0% to investors and pays a quarterly dividend of $0.00 per share. Navient Corp. pays 54.23% of its earnings as a dividend. Encore Capital Group, Inc. pays out -- of its earnings as a dividend. Navient Corp.'s payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios NAVI or ECPG?

    Navient Corp. quarterly revenues are $761M, which are larger than Encore Capital Group, Inc. quarterly revenues of $473.6M. Navient Corp.'s net income of -$5M is lower than Encore Capital Group, Inc.'s net income of $76.7M. Notably, Navient Corp.'s price-to-earnings ratio is 36.92x while Encore Capital Group, Inc.'s PE ratio is 5.83x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Navient Corp. is 0.28x versus 0.85x for Encore Capital Group, Inc.. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    NAVI
    Navient Corp.
    0.28x 36.92x $761M -$5M
    ECPG
    Encore Capital Group, Inc.
    0.85x 5.83x $473.6M $76.7M
  • Which has Higher Returns NAVI or GHI?

    Greystone Housing Impact Investors LP has a net margin of -0.66% compared to Navient Corp.'s net margin of 8.75%. Navient Corp.'s return on equity of -3.13% beat Greystone Housing Impact Investors LP's return on equity of 2.15%.

    Company Gross Margin Earnings Per Share Invested Capital
    NAVI
    Navient Corp.
    88.44% -$0.06 $48.1B
    GHI
    Greystone Housing Impact Investors LP
    99.99% $0.04 $1.5B
  • What do Analysts Say About NAVI or GHI?

    Navient Corp. has a consensus price target of $11.33, signalling upside risk potential of 26.07%. On the other hand Greystone Housing Impact Investors LP has an analysts' consensus of $10.50 which suggests that it could grow by 33.76%. Given that Greystone Housing Impact Investors LP has higher upside potential than Navient Corp., analysts believe Greystone Housing Impact Investors LP is more attractive than Navient Corp..

    Company Buy Ratings Hold Ratings Sell Ratings
    NAVI
    Navient Corp.
    1 5 1
    GHI
    Greystone Housing Impact Investors LP
    1 0 0
  • Is NAVI or GHI More Risky?

    Navient Corp. has a beta of 1.326, which suggesting that the stock is 32.591% more volatile than S&P 500. In comparison Greystone Housing Impact Investors LP has a beta of 0.595, suggesting its less volatile than the S&P 500 by 40.462%.

  • Which is a Better Dividend Stock NAVI or GHI?

    Navient Corp. has a quarterly dividend of $0.16 per share corresponding to a yield of 7.12%. Greystone Housing Impact Investors LP offers a yield of 15.54% to investors and pays a quarterly dividend of $0.25 per share. Navient Corp. pays 54.23% of its earnings as a dividend. Greystone Housing Impact Investors LP pays out 191.07% of its earnings as a dividend. Navient Corp.'s payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future, but Greystone Housing Impact Investors LP's is not.

  • Which has Better Financial Ratios NAVI or GHI?

    Navient Corp. quarterly revenues are $761M, which are larger than Greystone Housing Impact Investors LP quarterly revenues of $22.5M. Navient Corp.'s net income of -$5M is lower than Greystone Housing Impact Investors LP's net income of $2M. Notably, Navient Corp.'s price-to-earnings ratio is 36.92x while Greystone Housing Impact Investors LP's PE ratio is 41.51x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Navient Corp. is 0.28x versus 1.86x for Greystone Housing Impact Investors LP. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    NAVI
    Navient Corp.
    0.28x 36.92x $761M -$5M
    GHI
    Greystone Housing Impact Investors LP
    1.86x 41.51x $22.5M $2M
  • Which has Higher Returns NAVI or WTBFA?

    W.T.B. Financial Corp. has a net margin of -0.66% compared to Navient Corp.'s net margin of 20.61%. Navient Corp.'s return on equity of -3.13% beat W.T.B. Financial Corp.'s return on equity of 9.72%.

    Company Gross Margin Earnings Per Share Invested Capital
    NAVI
    Navient Corp.
    88.44% -$0.06 $48.1B
    WTBFA
    W.T.B. Financial Corp.
    -- $12.26 $1.6B
  • What do Analysts Say About NAVI or WTBFA?

    Navient Corp. has a consensus price target of $11.33, signalling upside risk potential of 26.07%. On the other hand W.T.B. Financial Corp. has an analysts' consensus of -- which suggests that it could fall by --. Given that Navient Corp. has higher upside potential than W.T.B. Financial Corp., analysts believe Navient Corp. is more attractive than W.T.B. Financial Corp..

    Company Buy Ratings Hold Ratings Sell Ratings
    NAVI
    Navient Corp.
    1 5 1
    WTBFA
    W.T.B. Financial Corp.
    0 0 0
  • Is NAVI or WTBFA More Risky?

    Navient Corp. has a beta of 1.326, which suggesting that the stock is 32.591% more volatile than S&P 500. In comparison W.T.B. Financial Corp. has a beta of 0.349, suggesting its less volatile than the S&P 500 by 65.139%.

  • Which is a Better Dividend Stock NAVI or WTBFA?

    Navient Corp. has a quarterly dividend of $0.16 per share corresponding to a yield of 7.12%. W.T.B. Financial Corp. offers a yield of 1.17% to investors and pays a quarterly dividend of $3.70 per share. Navient Corp. pays 54.23% of its earnings as a dividend. W.T.B. Financial Corp. pays out 19.44% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios NAVI or WTBFA?

    Navient Corp. quarterly revenues are $761M, which are larger than W.T.B. Financial Corp. quarterly revenues of $145.1M. Navient Corp.'s net income of -$5M is lower than W.T.B. Financial Corp.'s net income of $29.9M. Notably, Navient Corp.'s price-to-earnings ratio is 36.92x while W.T.B. Financial Corp.'s PE ratio is 16.66x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Navient Corp. is 0.28x versus 2.77x for W.T.B. Financial Corp.. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    NAVI
    Navient Corp.
    0.28x 36.92x $761M -$5M
    WTBFA
    W.T.B. Financial Corp.
    2.77x 16.66x $145.1M $29.9M

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