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NAVI Quote, Financials, Valuation and Earnings

Last price:
$14.29
Seasonality move :
-4.04%
Day range:
$14.11 - $14.37
52-week range:
$13.71 - $19.44
Dividend yield:
4.49%
P/E ratio:
20.67x
P/S ratio:
1.71x
P/B ratio:
0.57x
Volume:
2.2M
Avg. volume:
910K
1-year change:
-23.54%
Market cap:
$1.5B
Revenue:
$1.3B
EPS (TTM):
$0.69

Price Performance History

Performance vs. Valuation Benchmarks

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Competitors

Company Revenue Forecast Earnings Forecast Revenue Growth Forecast Earnings Growth Forecast Analyst Price Target Median
NAVI
Navient
$149.8M $0.25 -40.52% -61.24% $14.67
ALLY
Ally Financial
$2B $0.52 -12.26% 297.16% $41.63
GHI
Greystone Housing Impact Investors LP
$25.9M $0.28 125.99% 66.67% --
LMFA
LM Funding America
$1.8M -$2.36 -72.17% -161.55% --
PYPL
PayPal Holdings
$7.9B $1.07 3.46% -13.39% $93.69
WTBFA
WTB Financial A
-- -- -- -- --
Company Price Analyst Target Market Cap P/E Ratio Dividend per Share Dividend Yield Price / LTM Sales
NAVI
Navient
$14.26 $14.67 $1.5B 20.67x $0.16 4.49% 1.71x
ALLY
Ally Financial
$34.86 $41.63 $10.6B 13.94x $0.30 3.44% 1.20x
GHI
Greystone Housing Impact Investors LP
$10.89 -- $251.4M 17.29x $0.37 13.59% 6.83x
LMFA
LM Funding America
$2.26 -- $7.7M -- $0.00 0% 0.34x
PYPL
PayPal Holdings
$87.13 $93.69 $87.4B 20.79x $0.00 0% 2.93x
WTBFA
WTB Financial A
$499.98 -- $1.3B 27.40x $1.85 1.48% 3.67x
Company Total Debt / Total Capital Beta Debt to Equity Quick Ratio
NAVI
Navient
94.83% 1.711 2949.1% 0.71x
ALLY
Ally Financial
55.29% 1.433 138.26% 3.97x
GHI
Greystone Housing Impact Investors LP
73.13% 0.578 276.24% 5.69x
LMFA
LM Funding America
17.41% 6.670 101.79% 2.96x
PYPL
PayPal Holdings
33.09% -0.149 12.71% 1.17x
WTBFA
WTB Financial A
52.05% -0.119 83.73% 22.28x
Company Gross Profit Operating Income Return on Invested Capital Return on Common Equity EBIT Margin Free Cash Flow
NAVI
Navient
-- -- 0.14% 2.85% 474.58% -$10M
ALLY
Ally Financial
-- -- 2.7% 6.42% 92.33% $58M
GHI
Greystone Housing Impact Investors LP
-- -- 1.17% 4.22% 4251.31% $4.9M
LMFA
LM Funding America
-- -- -30.75% -32.38% -489% -$2.7M
PYPL
PayPal Holdings
$3.7B $1.5B 14.57% 21.65% 18.06% $1.4B
WTBFA
WTB Financial A
-- -- 1.85% 5.07% 78.05% --

Navient vs. Competitors

  • Which has Higher Returns NAVI or ALLY?

    Ally Financial has a net margin of -1.13% compared to Navient's net margin of 15.56%. Navient's return on equity of 2.85% beat Ally Financial's return on equity of 6.42%.

    Company Gross Margin Earnings Per Share Invested Capital
    NAVI
    Navient
    -- -$0.02 $52.1B
    ALLY
    Ally Financial
    -- $1.06 $32.9B
  • What do Analysts Say About NAVI or ALLY?

    Navient has a consensus price target of $14.67, signalling upside risk potential of 2.85%. On the other hand Ally Financial has an analysts' consensus of $41.63 which suggests that it could grow by 19.43%. Given that Ally Financial has higher upside potential than Navient, analysts believe Ally Financial is more attractive than Navient.

    Company Buy Ratings Hold Ratings Sell Ratings
    NAVI
    Navient
    0 8 1
    ALLY
    Ally Financial
    4 9 1
  • Is NAVI or ALLY More Risky?

    Navient has a beta of 1.405, which suggesting that the stock is 40.499% more volatile than S&P 500. In comparison Ally Financial has a beta of 1.421, suggesting its more volatile than the S&P 500 by 42.066%.

  • Which is a Better Dividend Stock NAVI or ALLY?

    Navient has a quarterly dividend of $0.16 per share corresponding to a yield of 4.49%. Ally Financial offers a yield of 3.44% to investors and pays a quarterly dividend of $0.30 per share. Navient pays 34.21% of its earnings as a dividend. Ally Financial pays out 46.86% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios NAVI or ALLY?

    Navient quarterly revenues are $177M, which are smaller than Ally Financial quarterly revenues of $2.3B. Navient's net income of -$2M is lower than Ally Financial's net income of $357M. Notably, Navient's price-to-earnings ratio is 20.67x while Ally Financial's PE ratio is 13.94x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Navient is 1.71x versus 1.20x for Ally Financial. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    NAVI
    Navient
    1.71x 20.67x $177M -$2M
    ALLY
    Ally Financial
    1.20x 13.94x $2.3B $357M
  • Which has Higher Returns NAVI or GHI?

    Greystone Housing Impact Investors LP has a net margin of -1.13% compared to Navient's net margin of -1816.14%. Navient's return on equity of 2.85% beat Greystone Housing Impact Investors LP's return on equity of 4.22%.

    Company Gross Margin Earnings Per Share Invested Capital
    NAVI
    Navient
    -- -$0.02 $52.1B
    GHI
    Greystone Housing Impact Investors LP
    -- -$0.23 $1.5B
  • What do Analysts Say About NAVI or GHI?

    Navient has a consensus price target of $14.67, signalling upside risk potential of 2.85%. On the other hand Greystone Housing Impact Investors LP has an analysts' consensus of -- which suggests that it could grow by 53.81%. Given that Greystone Housing Impact Investors LP has higher upside potential than Navient, analysts believe Greystone Housing Impact Investors LP is more attractive than Navient.

    Company Buy Ratings Hold Ratings Sell Ratings
    NAVI
    Navient
    0 8 1
    GHI
    Greystone Housing Impact Investors LP
    0 0 0
  • Is NAVI or GHI More Risky?

    Navient has a beta of 1.405, which suggesting that the stock is 40.499% more volatile than S&P 500. In comparison Greystone Housing Impact Investors LP has a beta of 0.695, suggesting its less volatile than the S&P 500 by 30.523%.

  • Which is a Better Dividend Stock NAVI or GHI?

    Navient has a quarterly dividend of $0.16 per share corresponding to a yield of 4.49%. Greystone Housing Impact Investors LP offers a yield of 13.59% to investors and pays a quarterly dividend of $0.37 per share. Navient pays 34.21% of its earnings as a dividend. Greystone Housing Impact Investors LP pays out 78.65% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios NAVI or GHI?

    Navient quarterly revenues are $177M, which are larger than Greystone Housing Impact Investors LP quarterly revenues of $255.3K. Navient's net income of -$2M is higher than Greystone Housing Impact Investors LP's net income of -$4.6M. Notably, Navient's price-to-earnings ratio is 20.67x while Greystone Housing Impact Investors LP's PE ratio is 17.29x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Navient is 1.71x versus 6.83x for Greystone Housing Impact Investors LP. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    NAVI
    Navient
    1.71x 20.67x $177M -$2M
    GHI
    Greystone Housing Impact Investors LP
    6.83x 17.29x $255.3K -$4.6M
  • Which has Higher Returns NAVI or LMFA?

    LM Funding America has a net margin of -1.13% compared to Navient's net margin of -490.99%. Navient's return on equity of 2.85% beat LM Funding America's return on equity of -32.38%.

    Company Gross Margin Earnings Per Share Invested Capital
    NAVI
    Navient
    -- -$0.02 $52.1B
    LMFA
    LM Funding America
    -- -$2.41 $35M
  • What do Analysts Say About NAVI or LMFA?

    Navient has a consensus price target of $14.67, signalling upside risk potential of 2.85%. On the other hand LM Funding America has an analysts' consensus of -- which suggests that it could grow by 165.49%. Given that LM Funding America has higher upside potential than Navient, analysts believe LM Funding America is more attractive than Navient.

    Company Buy Ratings Hold Ratings Sell Ratings
    NAVI
    Navient
    0 8 1
    LMFA
    LM Funding America
    0 0 0
  • Is NAVI or LMFA More Risky?

    Navient has a beta of 1.405, which suggesting that the stock is 40.499% more volatile than S&P 500. In comparison LM Funding America has a beta of 1.356, suggesting its more volatile than the S&P 500 by 35.59%.

  • Which is a Better Dividend Stock NAVI or LMFA?

    Navient has a quarterly dividend of $0.16 per share corresponding to a yield of 4.49%. LM Funding America offers a yield of 0% to investors and pays a quarterly dividend of $0.00 per share. Navient pays 34.21% of its earnings as a dividend. LM Funding America pays out -- of its earnings as a dividend. Navient's payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios NAVI or LMFA?

    Navient quarterly revenues are $177M, which are larger than LM Funding America quarterly revenues of $956.9K. Navient's net income of -$2M is higher than LM Funding America's net income of -$4.7M. Notably, Navient's price-to-earnings ratio is 20.67x while LM Funding America's PE ratio is --. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Navient is 1.71x versus 0.34x for LM Funding America. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    NAVI
    Navient
    1.71x 20.67x $177M -$2M
    LMFA
    LM Funding America
    0.34x -- $956.9K -$4.7M
  • Which has Higher Returns NAVI or PYPL?

    PayPal Holdings has a net margin of -1.13% compared to Navient's net margin of 12.87%. Navient's return on equity of 2.85% beat PayPal Holdings's return on equity of 21.65%.

    Company Gross Margin Earnings Per Share Invested Capital
    NAVI
    Navient
    -- -$0.02 $52.1B
    PYPL
    PayPal Holdings
    46.57% $0.99 $30.2B
  • What do Analysts Say About NAVI or PYPL?

    Navient has a consensus price target of $14.67, signalling upside risk potential of 2.85%. On the other hand PayPal Holdings has an analysts' consensus of $93.69 which suggests that it could grow by 7.53%. Given that PayPal Holdings has higher upside potential than Navient, analysts believe PayPal Holdings is more attractive than Navient.

    Company Buy Ratings Hold Ratings Sell Ratings
    NAVI
    Navient
    0 8 1
    PYPL
    PayPal Holdings
    18 20 0
  • Is NAVI or PYPL More Risky?

    Navient has a beta of 1.405, which suggesting that the stock is 40.499% more volatile than S&P 500. In comparison PayPal Holdings has a beta of 1.440, suggesting its more volatile than the S&P 500 by 44.017%.

  • Which is a Better Dividend Stock NAVI or PYPL?

    Navient has a quarterly dividend of $0.16 per share corresponding to a yield of 4.49%. PayPal Holdings offers a yield of 0% to investors and pays a quarterly dividend of $0.00 per share. Navient pays 34.21% of its earnings as a dividend. PayPal Holdings pays out -- of its earnings as a dividend. Navient's payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios NAVI or PYPL?

    Navient quarterly revenues are $177M, which are smaller than PayPal Holdings quarterly revenues of $7.8B. Navient's net income of -$2M is lower than PayPal Holdings's net income of $1B. Notably, Navient's price-to-earnings ratio is 20.67x while PayPal Holdings's PE ratio is 20.79x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Navient is 1.71x versus 2.93x for PayPal Holdings. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    NAVI
    Navient
    1.71x 20.67x $177M -$2M
    PYPL
    PayPal Holdings
    2.93x 20.79x $7.8B $1B
  • Which has Higher Returns NAVI or WTBFA?

    WTB Financial A has a net margin of -1.13% compared to Navient's net margin of 13.76%. Navient's return on equity of 2.85% beat WTB Financial A's return on equity of 5.07%.

    Company Gross Margin Earnings Per Share Invested Capital
    NAVI
    Navient
    -- -$0.02 $52.1B
    WTBFA
    WTB Financial A
    -- $4.75 $1.9B
  • What do Analysts Say About NAVI or WTBFA?

    Navient has a consensus price target of $14.67, signalling upside risk potential of 2.85%. On the other hand WTB Financial A has an analysts' consensus of -- which suggests that it could fall by --. Given that Navient has higher upside potential than WTB Financial A, analysts believe Navient is more attractive than WTB Financial A.

    Company Buy Ratings Hold Ratings Sell Ratings
    NAVI
    Navient
    0 8 1
    WTBFA
    WTB Financial A
    0 0 0
  • Is NAVI or WTBFA More Risky?

    Navient has a beta of 1.405, which suggesting that the stock is 40.499% more volatile than S&P 500. In comparison WTB Financial A has a beta of 0.175, suggesting its less volatile than the S&P 500 by 82.47%.

  • Which is a Better Dividend Stock NAVI or WTBFA?

    Navient has a quarterly dividend of $0.16 per share corresponding to a yield of 4.49%. WTB Financial A offers a yield of 1.48% to investors and pays a quarterly dividend of $1.85 per share. Navient pays 34.21% of its earnings as a dividend. WTB Financial A pays out -- of its earnings as a dividend. Navient's payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios NAVI or WTBFA?

    Navient quarterly revenues are $177M, which are larger than WTB Financial A quarterly revenues of $86.1M. Navient's net income of -$2M is lower than WTB Financial A's net income of $11.9M. Notably, Navient's price-to-earnings ratio is 20.67x while WTB Financial A's PE ratio is 27.40x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Navient is 1.71x versus 3.67x for WTB Financial A. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    NAVI
    Navient
    1.71x 20.67x $177M -$2M
    WTBFA
    WTB Financial A
    3.67x 27.40x $86.1M $11.9M

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