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Buy
73
NTB Quote, Financials, Valuation and Earnings
Last price:
$50.55
Seasonality move
:
3.94%
Day range:
$50.39 - $51.03
52-week range:
$34.77 - $52.11
Dividend yield:
3.72%
P/E ratio:
9.58x
P/S ratio:
2.71x
P/B ratio:
1.88x
Volume:
75.2K
Avg. volume:
155.3K
1-year change:
35.04%
Market cap:
$2.1B
Revenue:
$816.1M
EPS (TTM):
$5.28
Price Performance History
Performance vs. Valuation Benchmarks
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Competitors
| Company | Revenue Forecast | Earnings Forecast | Revenue Growth Forecast | Earnings Growth Forecast | Analyst Price Target Median |
|---|---|---|---|---|---|
|
NTB
The Bank of N.T. Butterfield & Son Ltd.
|
$146.3M | $1.29 | -26.66% | 10.05% | $51.75 |
|
COLB
Columbia Banking System, Inc.
|
$676.4M | $0.69 | -4.56% | 4.7% | $30.50 |
|
CZNC
Citizens & Northern Corp.
|
$35.9M | $0.59 | -13.4% | 10.48% | $22.50 |
|
GABC
German American Bancorp, Inc.
|
$93.5M | $0.87 | 4.97% | 15.71% | $45.67 |
|
HTBK
Heritage Commerce Corp.
|
$50.1M | $0.21 | -24% | 34.73% | $13.00 |
|
INDB
Independent Bank Corp. (Massachusetts)
|
$247.7M | $1.66 | 1.29% | 40.57% | $83.40 |
| Company | Price | Analyst Target | Market Cap | P/E Ratio | Dividend per Share | Dividend Yield | Price / LTM Sales |
|---|---|---|---|---|---|---|---|
|
NTB
The Bank of N.T. Butterfield & Son Ltd.
|
$50.52 | $51.75 | $2.1B | 9.58x | $0.50 | 3.72% | 2.71x |
|
COLB
Columbia Banking System, Inc.
|
$28.59 | $30.50 | $8.6B | 12.86x | $0.37 | 5.07% | 2.07x |
|
CZNC
Citizens & Northern Corp.
|
$20.63 | $22.50 | $367.3M | 11.79x | $0.28 | 5.43% | 1.97x |
|
GABC
German American Bancorp, Inc.
|
$40.12 | $45.67 | $1.5B | 14.04x | $0.29 | 2.89% | 3.10x |
|
HTBK
Heritage Commerce Corp.
|
$12.54 | $13.00 | $768.5M | 17.84x | $0.13 | 4.15% | 2.91x |
|
INDB
Independent Bank Corp. (Massachusetts)
|
$75.68 | $83.40 | $3.8B | 18.44x | $0.59 | 3.09% | 3.13x |
| Company | Total Debt / Total Capital | Beta | Debt to Equity | Quick Ratio |
|---|---|---|---|---|
|
NTB
The Bank of N.T. Butterfield & Son Ltd.
|
3.39% | 0.297 | 2.19% | 0.00x |
|
COLB
Columbia Banking System, Inc.
|
28.29% | 1.283 | 39.91% | 0.00x |
|
CZNC
Citizens & Northern Corp.
|
37.22% | 0.740 | 56.63% | 0.00x |
|
GABC
German American Bancorp, Inc.
|
16.22% | 0.706 | 14.72% | 0.00x |
|
HTBK
Heritage Commerce Corp.
|
8.9% | 1.147 | 11.24% | 0.00x |
|
INDB
Independent Bank Corp. (Massachusetts)
|
17.94% | 1.077 | 22.55% | 0.00x |
| Company | Gross Profit | Operating Income | Return on Invested Capital | Return on Common Equity | EBIT Margin | Free Cash Flow |
|---|---|---|---|---|---|---|
|
NTB
The Bank of N.T. Butterfield & Son Ltd.
|
-- | $62.5M | 19.01% | 21.41% | 54.45% | $46.8M |
|
COLB
Columbia Banking System, Inc.
|
-- | $206M | 5.04% | 8.32% | 43.38% | $227.9M |
|
CZNC
Citizens & Northern Corp.
|
-- | $8.9M | 5.6% | 9.51% | 47.39% | $8.5M |
|
GABC
German American Bancorp, Inc.
|
-- | $43.8M | 8.69% | 10.67% | 60.23% | $44.7M |
|
HTBK
Heritage Commerce Corp.
|
-- | $20.6M | 5.68% | 6.25% | 56.9% | $19.1M |
|
INDB
Independent Bank Corp. (Massachusetts)
|
-- | $68.3M | 4.63% | 5.75% | 40.71% | $49.5M |
The Bank of N.T. Butterfield & Son Ltd. vs. Competitors
-
Which has Higher Returns NTB or COLB?
Columbia Banking System, Inc. has a net margin of 30.45% compared to The Bank of N.T. Butterfield & Son Ltd.'s net margin of 11.77%. The Bank of N.T. Butterfield & Son Ltd.'s return on equity of 21.41% beat Columbia Banking System, Inc.'s return on equity of 8.32%.
Company Gross Margin Earnings Per Share Invested Capital NTBThe Bank of N.T. Butterfield & Son Ltd.-- $1.46 $1.1B COLBColumbia Banking System, Inc.-- $0.40 $10.9B -
What do Analysts Say About NTB or COLB?
The Bank of N.T. Butterfield & Son Ltd. has a consensus price target of $51.75, signalling upside risk potential of 2.44%. On the other hand Columbia Banking System, Inc. has an analysts' consensus of $30.50 which suggests that it could grow by 6.68%. Given that Columbia Banking System, Inc. has higher upside potential than The Bank of N.T. Butterfield & Son Ltd., analysts believe Columbia Banking System, Inc. is more attractive than The Bank of N.T. Butterfield & Son Ltd..
Company Buy Ratings Hold Ratings Sell Ratings NTBThe Bank of N.T. Butterfield & Son Ltd.2 2 0 COLBColumbia Banking System, Inc.2 9 0 -
Is NTB or COLB More Risky?
The Bank of N.T. Butterfield & Son Ltd. has a beta of 0.570, which suggesting that the stock is 43.036% less volatile than S&P 500. In comparison Columbia Banking System, Inc. has a beta of 0.624, suggesting its less volatile than the S&P 500 by 37.596%.
-
Which is a Better Dividend Stock NTB or COLB?
The Bank of N.T. Butterfield & Son Ltd. has a quarterly dividend of $0.50 per share corresponding to a yield of 3.72%. Columbia Banking System, Inc. offers a yield of 5.07% to investors and pays a quarterly dividend of $0.37 per share. The Bank of N.T. Butterfield & Son Ltd. pays 36.68% of its earnings as a dividend. Columbia Banking System, Inc. pays out 56.48% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.
-
Which has Better Financial Ratios NTB or COLB?
The Bank of N.T. Butterfield & Son Ltd. quarterly revenues are $200.5M, which are smaller than Columbia Banking System, Inc. quarterly revenues of $816M. The Bank of N.T. Butterfield & Son Ltd.'s net income of $61.1M is lower than Columbia Banking System, Inc.'s net income of $96M. Notably, The Bank of N.T. Butterfield & Son Ltd.'s price-to-earnings ratio is 9.58x while Columbia Banking System, Inc.'s PE ratio is 12.86x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for The Bank of N.T. Butterfield & Son Ltd. is 2.71x versus 2.07x for Columbia Banking System, Inc.. Usually stocks with elevated PS ratios are considered overvalued.
Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income NTBThe Bank of N.T. Butterfield & Son Ltd.2.71x 9.58x $200.5M $61.1M COLBColumbia Banking System, Inc.2.07x 12.86x $816M $96M
-
Which has Higher Returns NTB or CZNC?
Citizens & Northern Corp. has a net margin of 30.45% compared to The Bank of N.T. Butterfield & Son Ltd.'s net margin of 15.87%. The Bank of N.T. Butterfield & Son Ltd.'s return on equity of 21.41% beat Citizens & Northern Corp.'s return on equity of 9.51%.
Company Gross Margin Earnings Per Share Invested Capital NTBThe Bank of N.T. Butterfield & Son Ltd.-- $1.46 $1.1B CZNCCitizens & Northern Corp.-- $0.42 $468.2M -
What do Analysts Say About NTB or CZNC?
The Bank of N.T. Butterfield & Son Ltd. has a consensus price target of $51.75, signalling upside risk potential of 2.44%. On the other hand Citizens & Northern Corp. has an analysts' consensus of $22.50 which suggests that it could grow by 9.07%. Given that Citizens & Northern Corp. has higher upside potential than The Bank of N.T. Butterfield & Son Ltd., analysts believe Citizens & Northern Corp. is more attractive than The Bank of N.T. Butterfield & Son Ltd..
Company Buy Ratings Hold Ratings Sell Ratings NTBThe Bank of N.T. Butterfield & Son Ltd.2 2 0 CZNCCitizens & Northern Corp.0 1 0 -
Is NTB or CZNC More Risky?
The Bank of N.T. Butterfield & Son Ltd. has a beta of 0.570, which suggesting that the stock is 43.036% less volatile than S&P 500. In comparison Citizens & Northern Corp. has a beta of 0.571, suggesting its less volatile than the S&P 500 by 42.86%.
-
Which is a Better Dividend Stock NTB or CZNC?
The Bank of N.T. Butterfield & Son Ltd. has a quarterly dividend of $0.50 per share corresponding to a yield of 3.72%. Citizens & Northern Corp. offers a yield of 5.43% to investors and pays a quarterly dividend of $0.28 per share. The Bank of N.T. Butterfield & Son Ltd. pays 36.68% of its earnings as a dividend. Citizens & Northern Corp. pays out 66.39% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.
-
Which has Better Financial Ratios NTB or CZNC?
The Bank of N.T. Butterfield & Son Ltd. quarterly revenues are $200.5M, which are larger than Citizens & Northern Corp. quarterly revenues of $40.9M. The Bank of N.T. Butterfield & Son Ltd.'s net income of $61.1M is higher than Citizens & Northern Corp.'s net income of $6.5M. Notably, The Bank of N.T. Butterfield & Son Ltd.'s price-to-earnings ratio is 9.58x while Citizens & Northern Corp.'s PE ratio is 11.79x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for The Bank of N.T. Butterfield & Son Ltd. is 2.71x versus 1.97x for Citizens & Northern Corp.. Usually stocks with elevated PS ratios are considered overvalued.
Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income NTBThe Bank of N.T. Butterfield & Son Ltd.2.71x 9.58x $200.5M $61.1M CZNCCitizens & Northern Corp.1.97x 11.79x $40.9M $6.5M
-
Which has Higher Returns NTB or GABC?
German American Bancorp, Inc. has a net margin of 30.45% compared to The Bank of N.T. Butterfield & Son Ltd.'s net margin of 27.75%. The Bank of N.T. Butterfield & Son Ltd.'s return on equity of 21.41% beat German American Bancorp, Inc.'s return on equity of 10.67%.
Company Gross Margin Earnings Per Share Invested Capital NTBThe Bank of N.T. Butterfield & Son Ltd.-- $1.46 $1.1B GABCGerman American Bancorp, Inc.-- $0.94 $1.3B -
What do Analysts Say About NTB or GABC?
The Bank of N.T. Butterfield & Son Ltd. has a consensus price target of $51.75, signalling upside risk potential of 2.44%. On the other hand German American Bancorp, Inc. has an analysts' consensus of $45.67 which suggests that it could grow by 13.83%. Given that German American Bancorp, Inc. has higher upside potential than The Bank of N.T. Butterfield & Son Ltd., analysts believe German American Bancorp, Inc. is more attractive than The Bank of N.T. Butterfield & Son Ltd..
Company Buy Ratings Hold Ratings Sell Ratings NTBThe Bank of N.T. Butterfield & Son Ltd.2 2 0 GABCGerman American Bancorp, Inc.2 3 0 -
Is NTB or GABC More Risky?
The Bank of N.T. Butterfield & Son Ltd. has a beta of 0.570, which suggesting that the stock is 43.036% less volatile than S&P 500. In comparison German American Bancorp, Inc. has a beta of 0.667, suggesting its less volatile than the S&P 500 by 33.296%.
-
Which is a Better Dividend Stock NTB or GABC?
The Bank of N.T. Butterfield & Son Ltd. has a quarterly dividend of $0.50 per share corresponding to a yield of 3.72%. German American Bancorp, Inc. offers a yield of 2.89% to investors and pays a quarterly dividend of $0.29 per share. The Bank of N.T. Butterfield & Son Ltd. pays 36.68% of its earnings as a dividend. German American Bancorp, Inc. pays out 38.22% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.
-
Which has Better Financial Ratios NTB or GABC?
The Bank of N.T. Butterfield & Son Ltd. quarterly revenues are $200.5M, which are larger than German American Bancorp, Inc. quarterly revenues of $126.4M. The Bank of N.T. Butterfield & Son Ltd.'s net income of $61.1M is higher than German American Bancorp, Inc.'s net income of $35.1M. Notably, The Bank of N.T. Butterfield & Son Ltd.'s price-to-earnings ratio is 9.58x while German American Bancorp, Inc.'s PE ratio is 14.04x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for The Bank of N.T. Butterfield & Son Ltd. is 2.71x versus 3.10x for German American Bancorp, Inc.. Usually stocks with elevated PS ratios are considered overvalued.
Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income NTBThe Bank of N.T. Butterfield & Son Ltd.2.71x 9.58x $200.5M $61.1M GABCGerman American Bancorp, Inc.3.10x 14.04x $126.4M $35.1M
-
Which has Higher Returns NTB or HTBK?
Heritage Commerce Corp. has a net margin of 30.45% compared to The Bank of N.T. Butterfield & Son Ltd.'s net margin of 21.52%. The Bank of N.T. Butterfield & Son Ltd.'s return on equity of 21.41% beat Heritage Commerce Corp.'s return on equity of 6.25%.
Company Gross Margin Earnings Per Share Invested Capital NTBThe Bank of N.T. Butterfield & Son Ltd.-- $1.46 $1.1B HTBKHeritage Commerce Corp.-- $0.24 $768.4M -
What do Analysts Say About NTB or HTBK?
The Bank of N.T. Butterfield & Son Ltd. has a consensus price target of $51.75, signalling upside risk potential of 2.44%. On the other hand Heritage Commerce Corp. has an analysts' consensus of $13.00 which suggests that it could grow by 3.67%. Given that Heritage Commerce Corp. has higher upside potential than The Bank of N.T. Butterfield & Son Ltd., analysts believe Heritage Commerce Corp. is more attractive than The Bank of N.T. Butterfield & Son Ltd..
Company Buy Ratings Hold Ratings Sell Ratings NTBThe Bank of N.T. Butterfield & Son Ltd.2 2 0 HTBKHeritage Commerce Corp.1 2 0 -
Is NTB or HTBK More Risky?
The Bank of N.T. Butterfield & Son Ltd. has a beta of 0.570, which suggesting that the stock is 43.036% less volatile than S&P 500. In comparison Heritage Commerce Corp. has a beta of 0.813, suggesting its less volatile than the S&P 500 by 18.684%.
-
Which is a Better Dividend Stock NTB or HTBK?
The Bank of N.T. Butterfield & Son Ltd. has a quarterly dividend of $0.50 per share corresponding to a yield of 3.72%. Heritage Commerce Corp. offers a yield of 4.15% to investors and pays a quarterly dividend of $0.13 per share. The Bank of N.T. Butterfield & Son Ltd. pays 36.68% of its earnings as a dividend. Heritage Commerce Corp. pays out 78.94% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.
-
Which has Better Financial Ratios NTB or HTBK?
The Bank of N.T. Butterfield & Son Ltd. quarterly revenues are $200.5M, which are larger than Heritage Commerce Corp. quarterly revenues of $68.3M. The Bank of N.T. Butterfield & Son Ltd.'s net income of $61.1M is higher than Heritage Commerce Corp.'s net income of $14.7M. Notably, The Bank of N.T. Butterfield & Son Ltd.'s price-to-earnings ratio is 9.58x while Heritage Commerce Corp.'s PE ratio is 17.84x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for The Bank of N.T. Butterfield & Son Ltd. is 2.71x versus 2.91x for Heritage Commerce Corp.. Usually stocks with elevated PS ratios are considered overvalued.
Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income NTBThe Bank of N.T. Butterfield & Son Ltd.2.71x 9.58x $200.5M $61.1M HTBKHeritage Commerce Corp.2.91x 17.84x $68.3M $14.7M
-
Which has Higher Returns NTB or INDB?
Independent Bank Corp. (Massachusetts) has a net margin of 30.45% compared to The Bank of N.T. Butterfield & Son Ltd.'s net margin of 10.27%. The Bank of N.T. Butterfield & Son Ltd.'s return on equity of 21.41% beat Independent Bank Corp. (Massachusetts)'s return on equity of 5.75%.
Company Gross Margin Earnings Per Share Invested Capital NTBThe Bank of N.T. Butterfield & Son Ltd.-- $1.46 $1.1B INDBIndependent Bank Corp. (Massachusetts)-- $0.69 $4.3B -
What do Analysts Say About NTB or INDB?
The Bank of N.T. Butterfield & Son Ltd. has a consensus price target of $51.75, signalling upside risk potential of 2.44%. On the other hand Independent Bank Corp. (Massachusetts) has an analysts' consensus of $83.40 which suggests that it could grow by 10.2%. Given that Independent Bank Corp. (Massachusetts) has higher upside potential than The Bank of N.T. Butterfield & Son Ltd., analysts believe Independent Bank Corp. (Massachusetts) is more attractive than The Bank of N.T. Butterfield & Son Ltd..
Company Buy Ratings Hold Ratings Sell Ratings NTBThe Bank of N.T. Butterfield & Son Ltd.2 2 0 INDBIndependent Bank Corp. (Massachusetts)2 2 0 -
Is NTB or INDB More Risky?
The Bank of N.T. Butterfield & Son Ltd. has a beta of 0.570, which suggesting that the stock is 43.036% less volatile than S&P 500. In comparison Independent Bank Corp. (Massachusetts) has a beta of 0.808, suggesting its less volatile than the S&P 500 by 19.211%.
-
Which is a Better Dividend Stock NTB or INDB?
The Bank of N.T. Butterfield & Son Ltd. has a quarterly dividend of $0.50 per share corresponding to a yield of 3.72%. Independent Bank Corp. (Massachusetts) offers a yield of 3.09% to investors and pays a quarterly dividend of $0.59 per share. The Bank of N.T. Butterfield & Son Ltd. pays 36.68% of its earnings as a dividend. Independent Bank Corp. (Massachusetts) pays out 50.46% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.
-
Which has Better Financial Ratios NTB or INDB?
The Bank of N.T. Butterfield & Son Ltd. quarterly revenues are $200.5M, which are smaller than Independent Bank Corp. (Massachusetts) quarterly revenues of $333.5M. The Bank of N.T. Butterfield & Son Ltd.'s net income of $61.1M is higher than Independent Bank Corp. (Massachusetts)'s net income of $34.3M. Notably, The Bank of N.T. Butterfield & Son Ltd.'s price-to-earnings ratio is 9.58x while Independent Bank Corp. (Massachusetts)'s PE ratio is 18.44x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for The Bank of N.T. Butterfield & Son Ltd. is 2.71x versus 3.13x for Independent Bank Corp. (Massachusetts). Usually stocks with elevated PS ratios are considered overvalued.
Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income NTBThe Bank of N.T. Butterfield & Son Ltd.2.71x 9.58x $200.5M $61.1M INDBIndependent Bank Corp. (Massachusetts)3.13x 18.44x $333.5M $34.3M
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