HTBK Quote, Financials, Valuation and Earnings

CVB Financial Corp. has a net margin of 21.56% compared to Heritage Commerce Corp.'s net margin of 32.93%. Heritage Commerce Corp.'s return on equity of 6.85% beat CVB Financial Corp.'s return on equity of 11.96%.

Heritage Commerce Corp. has a consensus price target of $14.75, signalling upside risk potential of 7.66%. On the other hand CVB Financial Corp. has an analysts' consensus of $22.83 which suggests that it could grow by 6.55%. Given that Heritage Commerce Corp. has higher upside potential than CVB Financial Corp., analysts believe Heritage Commerce Corp. is more attractive than CVB Financial Corp..

Heritage Commerce Corp. has a beta of 0.798, which suggesting that the stock is 20.224% less volatile than S&P 500. In comparison CVB Financial Corp. has a beta of 0.683, suggesting its less volatile than the S&P 500 by 31.688%.

Heritage Commerce Corp. has a quarterly dividend of $0.13 per share corresponding to a yield of 3.8%. CVB Financial Corp. offers a yield of 3.73% to investors and pays a quarterly dividend of $0.20 per share. Heritage Commerce Corp. pays 67.08% of its earnings as a dividend. CVB Financial Corp. pays out 52.63% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Heritage Commerce Corp. quarterly revenues are $70.1M, which are smaller than CVB Financial Corp. quarterly revenues of $167.2M. Heritage Commerce Corp.'s net income of $15.1M is lower than CVB Financial Corp.'s net income of $55M. Notably, Heritage Commerce Corp.'s price-to-earnings ratio is 17.66x while CVB Financial Corp.'s PE ratio is 14.18x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Heritage Commerce Corp. is 3.14x versus 4.54x for CVB Financial Corp.. Usually stocks with elevated PS ratios are considered overvalued.

Citizens & Northern Corp. has a net margin of 21.56% compared to Heritage Commerce Corp.'s net margin of 8.97%. Heritage Commerce Corp.'s return on equity of 6.85% beat Citizens & Northern Corp.'s return on equity of 7.87%.

Heritage Commerce Corp. has a consensus price target of $14.75, signalling upside risk potential of 7.66%. On the other hand Citizens & Northern Corp. has an analysts' consensus of $23.50 which suggests that it could grow by 0.04%. Given that Heritage Commerce Corp. has higher upside potential than Citizens & Northern Corp., analysts believe Heritage Commerce Corp. is more attractive than Citizens & Northern Corp..

Heritage Commerce Corp. has a beta of 0.798, which suggesting that the stock is 20.224% less volatile than S&P 500. In comparison Citizens & Northern Corp. has a beta of 0.553, suggesting its less volatile than the S&P 500 by 44.651%.

Heritage Commerce Corp. has a quarterly dividend of $0.13 per share corresponding to a yield of 3.8%. Citizens & Northern Corp. offers a yield of 4.77% to investors and pays a quarterly dividend of $0.28 per share. Heritage Commerce Corp. pays 67.08% of its earnings as a dividend. Citizens & Northern Corp. pays out 76.85% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Heritage Commerce Corp. quarterly revenues are $70.1M, which are larger than Citizens & Northern Corp. quarterly revenues of $49.8M. Heritage Commerce Corp.'s net income of $15.1M is higher than Citizens & Northern Corp.'s net income of $4.5M. Notably, Heritage Commerce Corp.'s price-to-earnings ratio is 17.66x while Citizens & Northern Corp.'s PE ratio is 15.92x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Heritage Commerce Corp. is 3.14x versus 2.20x for Citizens & Northern Corp.. Usually stocks with elevated PS ratios are considered overvalued.

Peoples Bancorp, Inc. (Ohio) has a net margin of 21.56% compared to Heritage Commerce Corp.'s net margin of 20.09%. Heritage Commerce Corp.'s return on equity of 6.85% beat Peoples Bancorp, Inc. (Ohio)'s return on equity of 9.13%.

Heritage Commerce Corp. has a consensus price target of $14.75, signalling upside risk potential of 7.66%. On the other hand Peoples Bancorp, Inc. (Ohio) has an analysts' consensus of $34.40 which suggests that it could grow by 0.64%. Given that Heritage Commerce Corp. has higher upside potential than Peoples Bancorp, Inc. (Ohio), analysts believe Heritage Commerce Corp. is more attractive than Peoples Bancorp, Inc. (Ohio).

Heritage Commerce Corp. has a beta of 0.798, which suggesting that the stock is 20.224% less volatile than S&P 500. In comparison Peoples Bancorp, Inc. (Ohio) has a beta of 0.683, suggesting its less volatile than the S&P 500 by 31.665%.

Heritage Commerce Corp. has a quarterly dividend of $0.13 per share corresponding to a yield of 3.8%. Peoples Bancorp, Inc. (Ohio) offers a yield of 4.8% to investors and pays a quarterly dividend of $0.41 per share. Heritage Commerce Corp. pays 67.08% of its earnings as a dividend. Peoples Bancorp, Inc. (Ohio) pays out 54.52% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Heritage Commerce Corp. quarterly revenues are $70.1M, which are smaller than Peoples Bancorp, Inc. (Ohio) quarterly revenues of $156.8M. Heritage Commerce Corp.'s net income of $15.1M is lower than Peoples Bancorp, Inc. (Ohio)'s net income of $31.5M. Notably, Heritage Commerce Corp.'s price-to-earnings ratio is 17.66x while Peoples Bancorp, Inc. (Ohio)'s PE ratio is 11.42x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Heritage Commerce Corp. is 3.14x versus 1.96x for Peoples Bancorp, Inc. (Ohio). Usually stocks with elevated PS ratios are considered overvalued.

Provident Financial Services, Inc. has a net margin of 21.56% compared to Heritage Commerce Corp.'s net margin of 23.63%. Heritage Commerce Corp.'s return on equity of 6.85% beat Provident Financial Services, Inc.'s return on equity of 10.73%.

Heritage Commerce Corp. has a consensus price target of $14.75, signalling upside risk potential of 7.66%. On the other hand Provident Financial Services, Inc. has an analysts' consensus of $25.00 which suggests that it could grow by 5.09%. Given that Heritage Commerce Corp. has higher upside potential than Provident Financial Services, Inc., analysts believe Heritage Commerce Corp. is more attractive than Provident Financial Services, Inc..

Heritage Commerce Corp. has a beta of 0.798, which suggesting that the stock is 20.224% less volatile than S&P 500. In comparison Provident Financial Services, Inc. has a beta of 0.865, suggesting its less volatile than the S&P 500 by 13.53%.

Heritage Commerce Corp. has a quarterly dividend of $0.13 per share corresponding to a yield of 3.8%. Provident Financial Services, Inc. offers a yield of 4.04% to investors and pays a quarterly dividend of $0.24 per share. Heritage Commerce Corp. pays 67.08% of its earnings as a dividend. Provident Financial Services, Inc. pays out 43.05% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Heritage Commerce Corp. quarterly revenues are $70.1M, which are smaller than Provident Financial Services, Inc. quarterly revenues of $353.2M. Heritage Commerce Corp.'s net income of $15.1M is lower than Provident Financial Services, Inc.'s net income of $83.4M. Notably, Heritage Commerce Corp.'s price-to-earnings ratio is 17.66x while Provident Financial Services, Inc.'s PE ratio is 10.66x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Heritage Commerce Corp. is 3.14x versus 2.25x for Provident Financial Services, Inc.. Usually stocks with elevated PS ratios are considered overvalued.