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58
HTBK Quote, Financials, Valuation and Earnings
Last price:
$12.57
Seasonality move
:
0.39%
Day range:
$12.46 - $12.63
52-week range:
$8.09 - $12.89
Dividend yield:
4.14%
P/E ratio:
17.87x
P/S ratio:
2.92x
P/B ratio:
1.10x
Volume:
482.6K
Avg. volume:
878.3K
1-year change:
31.38%
Market cap:
$769.7M
Revenue:
$251.4M
EPS (TTM):
$0.70
Analysts' Opinion
-
Consensus RatingHeritage Commerce Corp. has received a consensus rating of Hold. The company's average rating is a Hold based on 1 Buy rating, 2 Hold ratings, and 0 Sell ratings.
-
Price Target UpsideAccording to analysts' consensus price target of $13.00, Heritage Commerce Corp. has an estimated upside of 3.5% from its current price of $12.56.
-
Price Target DownsideAccording to analysts, the lowest downside price target is $11.00 representing 12.42% downside risk from its current price of $12.56.
Fair Value
-
According to the consensus of 3 analysts, Heritage Commerce Corp. has 3.5% upside to fair value with a price target of $13.00 per share.
HTBK vs. S&P 500
-
Over the past 5 trading days, Heritage Commerce Corp. has overperformed the S&P 500 by 1.42% suggesting its relative strength compared to the major market average is strong at this time.
Share Buyback
-
Heritage Commerce Corp. does have a share repurchase program in place at this time. The scale of a buyback program can materially affect share price and usually results in a higher earnings per share, all else being equal, when the share count drops.
Revenue Growth
-
Heritage Commerce Corp. has grown year-over-year revenues for 17 quarters straight. In the most recent quarter Heritage Commerce Corp. reported revenues of $68.3M.
Earnings Growth
-
Heritage Commerce Corp. has grown year-over-year earnings for 1 quarter straight. In the most recent quarter Heritage Commerce Corp. reported earnings per share of $0.24.
Enterprise value:
838.1M
EV / Invested capital:
1.09x
Price / LTM sales:
2.92x
EV / EBIT:
6.16x
EV / Revenue:
3.15x
PEG ratio (5yr expected):
--
EV / Free cash flow:
14.64x
Price / Operating cash flow:
13.52x
Enterprise value / EBITDA:
--
Gross Profit (TTM):
--
Return On Assets:
0.78%
Net Income Margin (TTM):
16.31%
Return On Equity:
6.25%
Return On Invested Capital:
5.68%
Operating Margin:
30.1%
| Trailing 12 Months | Fiscal Quarters | |||||
|---|---|---|---|---|---|---|
| Period Ending | 2023-09-30 | 2024-09-30 | 2025-09-30 | 2024-09-30 | 2025-09-30 | |
| Income Statement | ||||||
| Revenue | $240.4M | $245.5M | $265.7M | $63.7M | $68.3M | |
| Gross Profit | -- | -- | -- | -- | -- | |
| Operating Income | $101.4M | $60.4M | $60.6M | $14.4M | $20.6M | |
| EBITDA | -- | -- | -- | -- | -- | |
| Diluted EPS | $1.17 | $0.70 | $0.70 | $0.17 | $0.24 | |
| Period Ending | 2021-09-30 | 2022-09-30 | 2023-09-30 | 2024-09-30 | 2025-09-30 | |
|---|---|---|---|---|---|---|
| Balance Sheet | ||||||
| Current Assets | $1.6B | $696.1M | $661.5M | $971.5M | $748.2M | |
| Total Assets | $5.5B | $5.4B | $5.4B | $5.6B | $5.6B | |
| Current Liabilities | $2.9B | $4.5B | $3.4B | $3.5B | $3.5B | |
| Total Liabilities | $4.9B | $4.8B | $4.7B | $4.9B | $4.9B | |
| Total Equity | $590.1M | $609.5M | $661.9M | $685.4M | $700M | |
| Total Debt | $74M | $70.7M | $69.8M | $69.7M | $66.7M | |
| Trailing 12 Months | Fiscal Quarters | |||||
|---|---|---|---|---|---|---|
| Period Ending | 2023-09-30 | 2024-09-30 | 2025-09-30 | 2024-09-30 | 2025-09-30 | |
| Cash Flow Statement | ||||||
| Cash Flow Operations | $103M | $19M | $57.6M | $5M | $19M | |
| Cash From Investing | -$1.9M | $168.8M | -$278.6M | $26.1M | -$132.4M | |
| Cash From Financing | -$137.3M | $122.9M | $12.4M | $277M | $139.3M | |
| Free Cash Flow | $101.6M | $17.1M | $57.3M | $4.5M | $19.1M | |
HTBK
Sector
Market Cap
$769.7M
$570M
Price % of 52-Week High
97.44%
92.18%
Dividend Yield
4.14%
1.57%
Shareholder Yield
5.79%
3.12%
1-Year Price Total Return
31.38%
7.87%
Beta (5-Year)
0.813
0.478
Dividend yield:
4.14%
Annualized payout:
$0.52
Payout ratio:
54.51%
Growth streak:
0 years
Technicals
8-day SMA
Buy
Level
$12.36
200-day SMA
Buy
Level
$9.96
Bollinger Bands (100)
Buy
Level
9.66 - 11.26
Chaikin Money Flow
Buy
Level
11.8M
20-day SMA
Buy
Level
$11.81
Relative Strength Index (RSI14)
Buy
Level
80.87
ADX Line
Buy
Level
44.72
Williams %R
Sell
Level
-18.6441
50-day SMA
Buy
Level
$10.95
MACD (12, 26)
Buy
Level
0.48
25-day Aroon Oscillator
Buy
Level
80
On Balance Volume
Neutral
Level
22.2M
Financial Scores
Sell
Altman Z-Score
(Annual)
Level (-0.011)
Sell
CA Score
(Annual)
Level (-2.0533)
--
Beneish M-Score
(Annual)
Level (--)
Buy
Momentum Score
Level (7)
Sell
Ohlson Score
Level (2.9698)
Buy
Piotroski F Score
(Annual)
Level (5)
Buy
Quality Ratio Score
Level (2)
Buy
Fundamental Score
Level (8)
Revenue Forecast
Earnings per Share Forecast
Company Profile
Heritage Commerce Corp. is a bank holding company, which engages in the provision of banking services. It operates under the Banking and Factoring segments. The Factoring segment focuses on factoring originated by Bay View Funding. The company was founded in 1997 and is headquartered in San Jose, CA.
Stock Forecast FAQ
In the current month, HTBK has received 1 Buy ratings 2 Hold ratings, and 0 Sell ratings. The HTBK average analyst price target in the past 3 months is $13.00.
-
Where Will Heritage Commerce Corp. Stock Be In 1 Year?
According to analysts, the consensus estimate is that Heritage Commerce Corp. share price will rise to $13.00 per share over the next 12 months.
-
What Do Analysts Say About Heritage Commerce Corp.?
Analysts are divided on their view about Heritage Commerce Corp. share price and where it will be in the next 12 months. The majority of analysts rate the stock a Buy. However, a smaller subset of analysts suggest that Heritage Commerce Corp. is a Sell and believe this share price will drop from its current level to $11.00.
-
What Is Heritage Commerce Corp.'s Price Target?
The price target for Heritage Commerce Corp. over the next 1-year time period is forecast to be $13.00 according to 3 Wall Street analysts, 1 of them rates the stock a Buy, 0 rate the stock a Sell, and 2 analysts rate the stock a Hold.
-
Is HTBK A Buy, Sell Or Hold?
According to Wall Street analysts, the consensus rating for Heritage Commerce Corp. is a Hold. 2 of 3 analysts rate the stock a Hold at this time.
-
How Can I Buy Shares Of HTBK?
You can purchase shares of Heritage Commerce Corp. via an online brokerage firm such as TD Ameritrade.com, thinkorswim.com, e-trade.com, or Schwab.com. Many other digital online brokerages exist such as RobinHood and Webull where you can purchase Heritage Commerce Corp. shares.
-
What Is The Heritage Commerce Corp. Share Price Today?
Heritage Commerce Corp. was last trading at $12.57 per share. This represents the most recent stock quote for Heritage Commerce Corp.. Yesterday, Heritage Commerce Corp. closed at $12.56 per share.
-
How To Buy Heritage Commerce Corp. Stock Online?
In order to purchase Heritage Commerce Corp. stock online, open a brokerage account, deposit funds into the account, and select an order type to purchase shares whether it be market or limit.
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Financial Ratios
HTBK
Sector
P/E ratio
17.87x
12.24x
PEG ratio
--
0.31x
P/B ratio
1.10x
1.11x
Price / LTM sales
2.92x
1.84x
Growth Metrics
HTBK
Sector
Revenue growth
7.28%
5.54%
Earnings growth
39.72%
14.85%
Revenue (5-year growth)
10.46%
8.84%
Earnings forecast
$0.21
$0.62
Profitability
HTBK
Sector
Profitability FY 2024
--
--
Return on invested capital
5.68%
5.01%
Return on assets
0.78%
1.01%
Return on equity
6.25%
9.68%
Earnings Date
Last Earnings Date
Oct
23
Next Earnings Date
Jan
22
Estimated Next Earnings Date
Jan
22
Balance Sheet
HTBK
Sector
Total cash
$747.2M
$431.4M
Short term investments
$256.3M
$211.3M
Total assets
$5.6B
$3.1B
Long term debt
$66.7M
$79M
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