Financhill
Buy
83

NTB Quote, Financials, Valuation and Earnings

Last price:
$49.07
Seasonality move :
4.86%
Day range:
$48.21 - $49.22
52-week range:
$34.77 - $49.22
Dividend yield:
3.83%
P/E ratio:
9.30x
P/S ratio:
2.63x
P/B ratio:
1.83x
Volume:
166.4K
Avg. volume:
208.4K
1-year change:
31.59%
Market cap:
$2B
Revenue:
$816.1M
EPS (TTM):
$5.28

Analysts' Opinion

  • Consensus Rating
    The Bank of N.T. Butterfield & Son Ltd. has received a consensus rating of Leans Bullish. The company's average rating is a Leans Bullish based on 2 Buy ratings, 2 Hold ratings, and 0 Sell ratings.
  • Price Target Upside
    According to analysts' consensus price target of $51.75, The Bank of N.T. Butterfield & Son Ltd. has an estimated upside of 5.46% from its current price of $49.07.
  • Price Target Downside
    According to analysts, the lowest downside price target is $50.00 representing 100% downside risk from its current price of $49.07.

Fair Value

  • According to the consensus of 4 analysts, The Bank of N.T. Butterfield & Son Ltd. has 5.46% upside to fair value with a price target of $51.75 per share.

NTB vs. S&P 500

  • Over the past 5 trading days, The Bank of N.T. Butterfield & Son Ltd. has overperformed the S&P 500 by 5.34% suggesting its relative strength compared to the major market average is strong at this time.

Share Buyback

  • The Bank of N.T. Butterfield & Son Ltd. does have a share repurchase program in place at this time. The scale of a buyback program can materially affect share price and usually results in a higher earnings per share, all else being equal, when the share count drops.

Revenue Growth

  • The Bank of N.T. Butterfield & Son Ltd. revenues have been falling on a year-over-year basis for 2 quarters in a row. In the most recent quarter The Bank of N.T. Butterfield & Son Ltd. reported revenues of $200.5M.

Earnings Growth

  • The Bank of N.T. Butterfield & Son Ltd. has grown year-over-year earnings for 5 quarters straight. In the most recent quarter The Bank of N.T. Butterfield & Son Ltd. reported earnings per share of $1.46.
Enterprise value:
2.1B
EV / Invested capital:
--
Price / LTM sales:
2.63x
EV / EBIT:
4.70x
EV / Revenue:
2.56x
PEG ratio (5yr expected):
0.54x
EV / Free cash flow:
9.19x
Price / Operating cash flow:
9.45x
Enterprise value / EBITDA:
--
Gross Profit (TTM):
--
Return On Assets:
1.61%
Net Income Margin (TTM):
28.26%
Return On Equity:
21.41%
Return On Invested Capital:
19.01%
Operating Margin:
31.17%
Trailing 12 Months Fiscal Quarters
Period Ending 2023-09-30 2024-09-30 2025-09-30 2024-09-30 2025-09-30
Income Statement
Revenue $739.5M $806.5M $805.8M $206M $200.5M
Gross Profit -- -- -- -- --
Operating Income $237.3M $212.5M $233.1M $54M $62.5M
EBITDA -- -- -- -- --
Diluted EPS $4.72 $4.50 $5.28 $1.16 $1.46
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Balance Sheet
Current Assets $3.8B $2.5B $2.7B $3.8B $3.5B
Total Assets $15.3B $13.7B $13.2B $14.4B $14.1B
Current Liabilities $11B $9.9B $9.3B $10.4B $10.1B
Total Liabilities $14.4B $12.9B $12.3B $13.3B $13B
Total Equity $973.9M $754.9M $922.9M $1.1B $1.1B
Total Debt $211.2M $201.4M $128.6M $132.3M $38.8M
Trailing 12 Months Fiscal Quarters
Period Ending 2023-09-30 2024-09-30 2025-09-30 2024-09-30 2025-09-30
Cash Flow Statement
Cash Flow Operations $257.6M $343.3M $251.9M $112.7M $51.9M
Cash From Investing $1.1B -$566.9M -$292.2M -$531.1M $73.9M
Cash From Financing -$1.1B $446.4M -$444.7M $23.1M -$78.4M
Free Cash Flow $230.1M $297M $224.3M $106.1M $46.8M
NTB
Sector
Market Cap
$2B
$553.7M
Price % of 52-Week High
99.7%
89.88%
Dividend Yield
3.83%
1.65%
Shareholder Yield
14.59%
3.16%
1-Year Price Total Return
31.59%
1.48%
Beta (5-Year)
0.570
0.481
Dividend yield:
3.83%
Annualized payout:
$1.76
Payout ratio:
34.35%
Growth streak:
0 years

Technicals

8-day SMA
Buy
Level $47.50
200-day SMA
Buy
Level $42.73
Bollinger Bands (100)
Buy
Level 43.02 - 46.32
Chaikin Money Flow
Sell
Level -11.4M
20-day SMA
Buy
Level $46.37
Relative Strength Index (RSI14)
Buy
Level 75.65
ADX Line
Buy
Level 31.2
Williams %R
Sell
Level -3.0844
50-day SMA
Buy
Level $44.36
MACD (12, 26)
Buy
Level 1.04
25-day Aroon Oscillator
Buy
Level 48
On Balance Volume
Neutral
Level 17.3M

Financial Scores

Sell
Altman Z-Score (Annual)
Level (-0.1085)
Sell
CA Score (Annual)
Level (-2.2529)
--
Beneish M-Score (Annual)
Level (--)
Buy
Momentum Score
Level (7)
Sell
Ohlson Score
Level (2.7388)
Buy
Piotroski F Score (Annual)
Level (7)
Buy
Quality Ratio Score
Level (2)
Buy
Fundamental Score
Level (8)

Revenue Forecast

Earnings per Share Forecast

Company Profile

The Bank of N.T. Butterfield & Son Ltd. provides community banking and wealth management business. The firm operates through the following geographical segments: Bermuda, the Cayman Islands, Channel Islands and the UK, and Other. The Bermuda and Cayman segments offer retail banking and wealth management. The Channel Islands and the UK segment refers to the retail and corporate banking and wealth management. The Other segment includes operations in the jurisdictions of The Bahamas, Canada, Mauritius, Singapore and Switzerland. The company was founded in 1858 and is headquartered in Hamilton, Bermuda.

Stock Forecast FAQ

In the current month, NTB has received 2 Buy ratings 2 Hold ratings, and 0 Sell ratings. The NTB average analyst price target in the past 3 months is $51.75.

  • Where Will The Bank of N.T. Butterfield & Son Ltd. Stock Be In 1 Year?

    According to analysts, the consensus estimate is that The Bank of N.T. Butterfield & Son Ltd. share price will rise to $51.75 per share over the next 12 months.

  • What Do Analysts Say About The Bank of N.T. Butterfield & Son Ltd.?

    Analysts are divided on their view about The Bank of N.T. Butterfield & Son Ltd. share price and where it will be in the next 12 months. The majority of analysts rate the stock a Buy. However, a smaller subset of analysts suggest that The Bank of N.T. Butterfield & Son Ltd. is a Sell and believe this share price will drop from its current level to $50.00.

  • What Is The Bank of N.T. Butterfield & Son Ltd.'s Price Target?

    The price target for The Bank of N.T. Butterfield & Son Ltd. over the next 1-year time period is forecast to be $51.75 according to 4 Wall Street analysts, 2 of them rate the stock a Buy, 0 rate the stock a Sell, and 2 analysts rate the stock a Hold.

  • Is NTB A Buy, Sell Or Hold?

    According to Wall Street analysts, the consensus rating for The Bank of N.T. Butterfield & Son Ltd. is a Leans Bullish. 2 of 4 analysts rate the stock a Leans Bullish at this time.

  • How Can I Buy Shares Of NTB?

    You can purchase shares of The Bank of N.T. Butterfield & Son Ltd. via an online brokerage firm such as TD Ameritrade.com, thinkorswim.com, e-trade.com, or Schwab.com. Many other digital online brokerages exist such as RobinHood and Webull where you can purchase The Bank of N.T. Butterfield & Son Ltd. shares.

  • What Is The The Bank of N.T. Butterfield & Son Ltd. Share Price Today?

    The Bank of N.T. Butterfield & Son Ltd. was last trading at $49.07 per share. This represents the most recent stock quote for The Bank of N.T. Butterfield & Son Ltd.. Yesterday, The Bank of N.T. Butterfield & Son Ltd. closed at $49.07 per share.

  • How To Buy The Bank of N.T. Butterfield & Son Ltd. Stock Online?

    In order to purchase The Bank of N.T. Butterfield & Son Ltd. stock online, open a brokerage account, deposit funds into the account, and select an order type to purchase shares whether it be market or limit.

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