GABC Quote, Financials, Valuation and Earnings

Evans Bancorp has a net margin of 35.63% compared to German American Bancorp's net margin of 20.42%. German American Bancorp's return on equity of 12.09% beat Evans Bancorp's return on equity of 6.65%.

German American Bancorp has a consensus price target of $47.83, signalling upside risk potential of 23.76%. On the other hand Evans Bancorp has an analysts' consensus of $50.05 which suggests that it could grow by 28.3%. Given that Evans Bancorp has higher upside potential than German American Bancorp, analysts believe Evans Bancorp is more attractive than German American Bancorp.

German American Bancorp has a beta of 0.604, which suggesting that the stock is 39.584% less volatile than S&P 500. In comparison Evans Bancorp has a beta of 0.973, suggesting its less volatile than the S&P 500 by 2.735%.

German American Bancorp has a quarterly dividend of $0.29 per share corresponding to a yield of 2.85%. Evans Bancorp offers a yield of 3.38% to investors and pays a quarterly dividend of $0.66 per share. German American Bancorp pays 38% of its earnings as a dividend. Evans Bancorp pays out 60.97% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

German American Bancorp quarterly revenues are $65.1M, which are larger than Evans Bancorp quarterly revenues of $18.3M. German American Bancorp's net income of $23.2M is higher than Evans Bancorp's net income of $3.7M. Notably, German American Bancorp's price-to-earnings ratio is 13.71x while Evans Bancorp's PE ratio is 18.14x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for German American Bancorp is 5.33x versus 3.12x for Evans Bancorp. Usually stocks with elevated PS ratios are considered overvalued.

First Commonwealth Financial has a net margin of 35.63% compared to German American Bancorp's net margin of 29.77%. German American Bancorp's return on equity of 12.09% beat First Commonwealth Financial's return on equity of 10.45%.

German American Bancorp has a consensus price target of $47.83, signalling upside risk potential of 23.76%. On the other hand First Commonwealth Financial has an analysts' consensus of $19.80 which suggests that it could grow by 25%. Given that First Commonwealth Financial has higher upside potential than German American Bancorp, analysts believe First Commonwealth Financial is more attractive than German American Bancorp.

German American Bancorp has a beta of 0.604, which suggesting that the stock is 39.584% less volatile than S&P 500. In comparison First Commonwealth Financial has a beta of 0.842, suggesting its less volatile than the S&P 500 by 15.807%.

German American Bancorp has a quarterly dividend of $0.29 per share corresponding to a yield of 2.85%. First Commonwealth Financial offers a yield of 3.28% to investors and pays a quarterly dividend of $0.13 per share. German American Bancorp pays 38% of its earnings as a dividend. First Commonwealth Financial pays out 36.9% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

German American Bancorp quarterly revenues are $65.1M, which are smaller than First Commonwealth Financial quarterly revenues of $120.4M. German American Bancorp's net income of $23.2M is lower than First Commonwealth Financial's net income of $35.8M. Notably, German American Bancorp's price-to-earnings ratio is 13.71x while First Commonwealth Financial's PE ratio is 11.40x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for German American Bancorp is 5.33x versus 3.39x for First Commonwealth Financial. Usually stocks with elevated PS ratios are considered overvalued.

Southside Bancshares has a net margin of 35.63% compared to German American Bancorp's net margin of 32.47%. German American Bancorp's return on equity of 12.09% beat Southside Bancshares's return on equity of 11.12%.

German American Bancorp has a consensus price target of $47.83, signalling upside risk potential of 23.76%. On the other hand Southside Bancshares has an analysts' consensus of $36.50 which suggests that it could grow by 24.45%. Given that Southside Bancshares has higher upside potential than German American Bancorp, analysts believe Southside Bancshares is more attractive than German American Bancorp.

German American Bancorp has a beta of 0.604, which suggesting that the stock is 39.584% less volatile than S&P 500. In comparison Southside Bancshares has a beta of 0.555, suggesting its less volatile than the S&P 500 by 44.488%.

German American Bancorp has a quarterly dividend of $0.29 per share corresponding to a yield of 2.85%. Southside Bancshares offers a yield of 4.91% to investors and pays a quarterly dividend of $0.36 per share. German American Bancorp pays 38% of its earnings as a dividend. Southside Bancshares pays out 49.3% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

German American Bancorp quarterly revenues are $65.1M, which are smaller than Southside Bancshares quarterly revenues of $67.1M. German American Bancorp's net income of $23.2M is higher than Southside Bancshares's net income of $21.8M. Notably, German American Bancorp's price-to-earnings ratio is 13.71x while Southside Bancshares's PE ratio is 10.08x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for German American Bancorp is 5.33x versus 3.45x for Southside Bancshares. Usually stocks with elevated PS ratios are considered overvalued.

S&T Bancorp has a net margin of 35.63% compared to German American Bancorp's net margin of 35.05%. German American Bancorp's return on equity of 12.09% beat S&T Bancorp's return on equity of 9.86%.

German American Bancorp has a consensus price target of $47.83, signalling upside risk potential of 23.76%. On the other hand S&T Bancorp has an analysts' consensus of $42.75 which suggests that it could grow by 11.39%. Given that German American Bancorp has higher upside potential than S&T Bancorp, analysts believe German American Bancorp is more attractive than S&T Bancorp.

German American Bancorp has a beta of 0.604, which suggesting that the stock is 39.584% less volatile than S&P 500. In comparison S&T Bancorp has a beta of 0.803, suggesting its less volatile than the S&P 500 by 19.71%.

German American Bancorp has a quarterly dividend of $0.29 per share corresponding to a yield of 2.85%. S&T Bancorp offers a yield of 3.49% to investors and pays a quarterly dividend of $0.34 per share. German American Bancorp pays 38% of its earnings as a dividend. S&T Bancorp pays out 38.83% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

German American Bancorp quarterly revenues are $65.1M, which are smaller than S&T Bancorp quarterly revenues of $94.3M. German American Bancorp's net income of $23.2M is lower than S&T Bancorp's net income of $33.1M. Notably, German American Bancorp's price-to-earnings ratio is 13.71x while S&T Bancorp's PE ratio is 11.26x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for German American Bancorp is 5.33x versus 3.85x for S&T Bancorp. Usually stocks with elevated PS ratios are considered overvalued.