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Buy
65
GABC Quote, Financials, Valuation and Earnings
Last price:
$44.10
Seasonality move
:
-2.36%
Day range:
$43.89 - $44.53
52-week range:
$32.75 - $45.00
Dividend yield:
2.63%
P/E ratio:
14.57x
P/S ratio:
3.33x
P/B ratio:
1.42x
Volume:
113.1K
Avg. volume:
139.2K
1-year change:
9.35%
Market cap:
$1.7B
Revenue:
$487.4M
EPS (TTM):
$3.03
Analysts' Opinion
-
Consensus RatingGerman American Bancorp, Inc. has received a consensus rating of Leans Bullish. The company's average rating is a Leans Bullish based on 2 Buy ratings, 2 Hold ratings, and 0 Sell ratings.
-
Price Target UpsideAccording to analysts' consensus price target of $47.00, German American Bancorp, Inc. has an estimated upside of 6.58% from its current price of $44.10.
-
Price Target DownsideAccording to analysts, the lowest downside price target is $46.00 representing 100% downside risk from its current price of $44.10.
Fair Value
-
According to the consensus of 4 analysts, German American Bancorp, Inc. has 6.58% upside to fair value with a price target of $47.00 per share.
GABC vs. S&P 500
-
Over the past 5 trading days, German American Bancorp, Inc. has overperformed the S&P 500 by 0.88% suggesting its relative strength compared to the major market average is strong at this time.
Share Buyback
-
German American Bancorp, Inc. does have a share repurchase program in place at this time. The scale of a buyback program can materially affect share price and usually results in a higher earnings per share, all else being equal, when the share count drops.
Revenue Growth
-
German American Bancorp, Inc. has grown year-over-year revenues for 16 quarters straight. In the most recent quarter German American Bancorp, Inc. reported revenues of $126.7M.
Earnings Growth
-
German American Bancorp, Inc. has grown year-over-year earnings for 3 quarters straight. In the most recent quarter German American Bancorp, Inc. reported earnings per share of $0.95.
Enterprise value:
1.8B
EV / Invested capital:
1.37x
Price / LTM sales:
3.33x
EV / EBIT:
6.90x
EV / Revenue:
3.77x
PEG ratio (5yr expected):
2.05x
EV / Free cash flow:
13.39x
Price / Operating cash flow:
10.31x
Enterprise value / EBITDA:
--
Gross Profit (TTM):
--
Return On Assets:
1.42%
Net Income Margin (TTM):
23.12%
Return On Equity:
11.02%
Return On Invested Capital:
9.15%
Operating Margin:
34.6%
| Trailing 12 Months | Fiscal Quarters | |||||
|---|---|---|---|---|---|---|
| Period Ending | 2023-12-31 | 2024-12-31 | 2025-12-31 | 2024-12-31 | 2025-12-31 | |
| Income Statement | ||||||
| Revenue | $316.8M | $353.1M | $487.2M | $90.2M | $126.7M | |
| Gross Profit | -- | -- | -- | -- | -- | |
| Operating Income | $103.6M | $104.1M | $140.1M | $28.7M | $43.8M | |
| EBITDA | -- | -- | -- | -- | -- | |
| Diluted EPS | $2.91 | $2.83 | $3.03 | $0.78 | $0.95 | |
| Period Ending | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-12-31 | 2025-12-31 | |
|---|---|---|---|---|---|---|
| Balance Sheet | ||||||
| Current Assets | $417.9M | $147.3M | $146.4M | $220.6M | $119M | |
| Total Assets | $5.6B | $6.2B | $6.2B | $6.3B | $8.4B | |
| Current Liabilities | $1.6B | $1.8B | $2.3B | $2.3B | $1.9B | |
| Total Liabilities | $5B | $5.6B | $5.5B | $5.6B | $7.2B | |
| Total Equity | $668.5M | $558.4M | $663.6M | $715.1M | $1.2B | |
| Total Debt | $88.9M | $107.7M | $132.1M | $156.6M | $182.7M | |
| Trailing 12 Months | Fiscal Quarters | |||||
|---|---|---|---|---|---|---|
| Period Ending | 2023-09-30 | 2024-09-30 | 2025-09-30 | 2024-09-30 | 2025-09-30 | |
| Cash Flow Statement | ||||||
| Cash Flow Operations | $99.5M | $95.8M | $141.5M | $17.5M | $46.4M | |
| Cash From Investing | -$13M | -$52.8M | -$32M | -$138.4M | -$49.8M | |
| Cash From Financing | -$327.2M | $21.8M | -$49.4M | -$12.8M | $58.9M | |
| Free Cash Flow | $92.5M | $91.2M | $137.1M | $16M | $44.7M | |
GABC
Sector
Market Cap
$1.7B
$537.5M
Price % of 52-Week High
98%
92.45%
Dividend Yield
2.63%
1.46%
Shareholder Yield
3.32%
3.02%
1-Year Price Total Return
9.35%
7.82%
Beta (5-Year)
0.673
0.453
Dividend yield:
2.63%
Annualized payout:
$1.16
Payout ratio:
30.47%
Growth streak:
13 years
Technicals
8-day SMA
Buy
Level
$43.37
200-day SMA
Buy
Level
$39.67
Bollinger Bands (100)
Buy
Level
38.59 - 41.35
Chaikin Money Flow
Buy
Level
9.9M
20-day SMA
Buy
Level
$41.65
Relative Strength Index (RSI14)
Buy
Level
65.00
ADX Line
Buy
Level
22.62
Williams %R
Sell
Level
-17.1103
50-day SMA
Buy
Level
$40.75
MACD (12, 26)
Buy
Level
1.07
25-day Aroon Oscillator
Buy
Level
92
On Balance Volume
Neutral
Level
13.4M
Financial Scores
Sell
Altman Z-Score
(Annual)
Level (0.1208)
Sell
CA Score
(Annual)
Level (-1.9852)
--
Beneish M-Score
(Annual)
Level (--)
Sell
Momentum Score
Level (5)
Sell
Ohlson Score
Level (3.3108)
Buy
Piotroski F Score
(Annual)
Level (6)
Buy
Quality Ratio Score
Level (3)
Buy
Fundamental Score
Level (6)
Revenue Forecast
Earnings per Share Forecast
Company Profile
German American Bancorp, Inc. is a financial holding company, which engages in owning a trust, brokerage, and financial planning through German American Financial Advisors & Trust Co. and German American Insurance, Inc. It operates through the following segments: Core Banking, Wealth Management Services, Insurance Operations, and Other. The Core Banking segment is involved in attracting deposits from the public and using such funds to originate consumer, commercial and agricultural, commercial and agricultural real estate, and residential mortgage loans, primarily in the company’s local markets. The Wealth Management Services segment offers trust, investment advisory, brokerage, and retirement planning services to customers. The Insurance Operations segment focuses on the full range of personal and corporate property and casualty insurance products, primarily in the company’s banking subsidiary’s local markets. The company was founded in 1982 and is headquartered in Jasper, IN.
Stock Forecast FAQ
In the current month, GABC has received 2 Buy ratings 2 Hold ratings, and 0 Sell ratings. The GABC average analyst price target in the past 3 months is $47.00.
-
Where Will German American Bancorp, Inc. Stock Be In 1 Year?
According to analysts, the consensus estimate is that German American Bancorp, Inc. share price will rise to $47.00 per share over the next 12 months.
-
What Do Analysts Say About German American Bancorp, Inc.?
Analysts are divided on their view about German American Bancorp, Inc. share price and where it will be in the next 12 months. The majority of analysts rate the stock a Buy. However, a smaller subset of analysts suggest that German American Bancorp, Inc. is a Sell and believe this share price will drop from its current level to $46.00.
-
What Is German American Bancorp, Inc.'s Price Target?
The price target for German American Bancorp, Inc. over the next 1-year time period is forecast to be $47.00 according to 4 Wall Street analysts, 2 of them rate the stock a Buy, 0 rate the stock a Sell, and 2 analysts rate the stock a Hold.
-
Is GABC A Buy, Sell Or Hold?
According to Wall Street analysts, the consensus rating for German American Bancorp, Inc. is a Leans Bullish. 2 of 4 analysts rate the stock a Leans Bullish at this time.
-
How Can I Buy Shares Of GABC?
You can purchase shares of German American Bancorp, Inc. via an online brokerage firm such as TD Ameritrade.com, thinkorswim.com, e-trade.com, or Schwab.com. Many other digital online brokerages exist such as RobinHood and Webull where you can purchase German American Bancorp, Inc. shares.
-
What Is The German American Bancorp, Inc. Share Price Today?
German American Bancorp, Inc. was last trading at $44.10 per share. This represents the most recent stock quote for German American Bancorp, Inc.. Yesterday, German American Bancorp, Inc. closed at $44.10 per share.
-
How To Buy German American Bancorp, Inc. Stock Online?
In order to purchase German American Bancorp, Inc. stock online, open a brokerage account, deposit funds into the account, and select an order type to purchase shares whether it be market or limit.
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Financial Ratios
GABC
Sector
P/E ratio
14.57x
12.54x
PEG ratio
2.05x
0.32x
P/B ratio
1.42x
1.15x
Price / LTM sales
3.33x
1.86x
Growth Metrics
GABC
Sector
Revenue growth
40.43%
5.54%
Earnings growth
21.69%
11.36%
Revenue (5-year growth)
16.35%
8.68%
Earnings forecast
$0.91
$0.64
Profitability
GABC
Sector
Profitability FY 2025
--
--
Return on invested capital
9.15%
5.2%
Return on assets
1.42%
1.03%
Return on equity
11.02%
9.91%
Earnings Date
Last Earnings Date
Jan
26
Next Earnings Date
Apr
27
Estimated Next Earnings Date
Apr
27
Balance Sheet
GABC
Sector
Total cash
$1.2B
$407.2M
Short term investments
$1.1B
$192.4M
Total assets
$8.4B
$3.1B
Long term debt
$182.7M
$59.4M
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