UPST Quote, Financials, Valuation and Earnings

Bread Financial Holdings, Inc. has a net margin of 6.29% compared to Upstart Holdings, Inc.'s net margin of 4.52%. Upstart Holdings, Inc.'s return on equity of 7.5% beat Bread Financial Holdings, Inc.'s return on equity of 16.39%.

Upstart Holdings, Inc. has a consensus price target of $51.67, signalling upside risk potential of 68.41%. On the other hand Bread Financial Holdings, Inc. has an analysts' consensus of $83.13 which suggests that it could grow by 14.87%. Given that Upstart Holdings, Inc. has higher upside potential than Bread Financial Holdings, Inc., analysts believe Upstart Holdings, Inc. is more attractive than Bread Financial Holdings, Inc..

Upstart Holdings, Inc. has a beta of 2.383, which suggesting that the stock is 138.275% more volatile than S&P 500. In comparison Bread Financial Holdings, Inc. has a beta of 1.261, suggesting its more volatile than the S&P 500 by 26.114%.

Upstart Holdings, Inc. has a quarterly dividend of $0.00 per share corresponding to a yield of 0%. Bread Financial Holdings, Inc. offers a yield of 1.19% to investors and pays a quarterly dividend of $0.23 per share. Upstart Holdings, Inc. pays -- of its earnings as a dividend. Bread Financial Holdings, Inc. pays out 7.9% of its earnings as a dividend. Bread Financial Holdings, Inc.'s payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

Upstart Holdings, Inc. quarterly revenues are $296.1M, which are smaller than Bread Financial Holdings, Inc. quarterly revenues of $1.2B. Upstart Holdings, Inc.'s net income of $18.6M is lower than Bread Financial Holdings, Inc.'s net income of $53M. Notably, Upstart Holdings, Inc.'s price-to-earnings ratio is 71.37x while Bread Financial Holdings, Inc.'s PE ratio is 6.67x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Upstart Holdings, Inc. is 3.08x versus 0.73x for Bread Financial Holdings, Inc.. Usually stocks with elevated PS ratios are considered overvalued.

OneMain Holdings, Inc. has a net margin of 6.29% compared to Upstart Holdings, Inc.'s net margin of 12.67%. Upstart Holdings, Inc.'s return on equity of 7.5% beat OneMain Holdings, Inc.'s return on equity of 23.62%.

Upstart Holdings, Inc. has a consensus price target of $51.67, signalling upside risk potential of 68.41%. On the other hand OneMain Holdings, Inc. has an analysts' consensus of $72.29 which suggests that it could grow by 27.02%. Given that Upstart Holdings, Inc. has higher upside potential than OneMain Holdings, Inc., analysts believe Upstart Holdings, Inc. is more attractive than OneMain Holdings, Inc..

Upstart Holdings, Inc. has a beta of 2.383, which suggesting that the stock is 138.275% more volatile than S&P 500. In comparison OneMain Holdings, Inc. has a beta of 1.331, suggesting its more volatile than the S&P 500 by 33.075%.

Upstart Holdings, Inc. has a quarterly dividend of $0.00 per share corresponding to a yield of 0%. OneMain Holdings, Inc. offers a yield of 7.33% to investors and pays a quarterly dividend of $1.05 per share. Upstart Holdings, Inc. pays -- of its earnings as a dividend. OneMain Holdings, Inc. pays out 63.54% of its earnings as a dividend. OneMain Holdings, Inc.'s payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

Upstart Holdings, Inc. quarterly revenues are $296.1M, which are smaller than OneMain Holdings, Inc. quarterly revenues of $1.6B. Upstart Holdings, Inc.'s net income of $18.6M is lower than OneMain Holdings, Inc.'s net income of $204M. Notably, Upstart Holdings, Inc.'s price-to-earnings ratio is 71.37x while OneMain Holdings, Inc.'s PE ratio is 8.67x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Upstart Holdings, Inc. is 3.08x versus 1.09x for OneMain Holdings, Inc.. Usually stocks with elevated PS ratios are considered overvalued.

SLM Corp. has a net margin of 6.29% compared to Upstart Holdings, Inc.'s net margin of 31.78%. Upstart Holdings, Inc.'s return on equity of 7.5% beat SLM Corp.'s return on equity of 31.75%.

Upstart Holdings, Inc. has a consensus price target of $51.67, signalling upside risk potential of 68.41%. On the other hand SLM Corp. has an analysts' consensus of $31.73 which suggests that it could grow by 31.98%. Given that Upstart Holdings, Inc. has higher upside potential than SLM Corp., analysts believe Upstart Holdings, Inc. is more attractive than SLM Corp..

Upstart Holdings, Inc. has a beta of 2.383, which suggesting that the stock is 138.275% more volatile than S&P 500. In comparison SLM Corp. has a beta of 1.146, suggesting its more volatile than the S&P 500 by 14.614%.

Upstart Holdings, Inc. has a quarterly dividend of $0.00 per share corresponding to a yield of 0%. SLM Corp. offers a yield of 2.16% to investors and pays a quarterly dividend of $0.13 per share. Upstart Holdings, Inc. pays -- of its earnings as a dividend. SLM Corp. pays out 15.03% of its earnings as a dividend. SLM Corp.'s payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

Upstart Holdings, Inc. quarterly revenues are $296.1M, which are smaller than SLM Corp. quarterly revenues of $733.9M. Upstart Holdings, Inc.'s net income of $18.6M is lower than SLM Corp.'s net income of $233.2M. Notably, Upstart Holdings, Inc.'s price-to-earnings ratio is 71.37x while SLM Corp.'s PE ratio is 6.95x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Upstart Holdings, Inc. is 3.08x versus 1.62x for SLM Corp.. Usually stocks with elevated PS ratios are considered overvalued.

LendingTree, Inc. has a net margin of 6.29% compared to Upstart Holdings, Inc.'s net margin of 3.3%. Upstart Holdings, Inc.'s return on equity of 7.5% beat LendingTree, Inc.'s return on equity of 12.7%.

Upstart Holdings, Inc. has a consensus price target of $51.67, signalling upside risk potential of 68.41%. On the other hand LendingTree, Inc. has an analysts' consensus of $81.33 which suggests that it could grow by 104.61%. Given that LendingTree, Inc. has higher upside potential than Upstart Holdings, Inc., analysts believe LendingTree, Inc. is more attractive than Upstart Holdings, Inc..

Upstart Holdings, Inc. has a beta of 2.383, which suggesting that the stock is 138.275% more volatile than S&P 500. In comparison LendingTree, Inc. has a beta of 2.131, suggesting its more volatile than the S&P 500 by 113.134%.

Upstart Holdings, Inc. has a quarterly dividend of $0.00 per share corresponding to a yield of 0%. LendingTree, Inc. offers a yield of 0% to investors and pays a quarterly dividend of $0.00 per share. Upstart Holdings, Inc. pays -- of its earnings as a dividend. LendingTree, Inc. pays out -- of its earnings as a dividend.

Upstart Holdings, Inc. quarterly revenues are $296.1M, which are smaller than LendingTree, Inc. quarterly revenues of $307.8M. Upstart Holdings, Inc.'s net income of $18.6M is higher than LendingTree, Inc.'s net income of $10.2M. Notably, Upstart Holdings, Inc.'s price-to-earnings ratio is 71.37x while LendingTree, Inc.'s PE ratio is 39.45x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Upstart Holdings, Inc. is 3.08x versus 0.51x for LendingTree, Inc.. Usually stocks with elevated PS ratios are considered overvalued.