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UPST Quote, Financials, Valuation and Earnings
Last price:
$47.15
Seasonality move
:
-14.24%
Day range:
$45.01 - $47.24
52-week range:
$31.40 - $96.43
Dividend yield:
0%
P/E ratio:
198.95x
P/S ratio:
4.67x
P/B ratio:
5.93x
Volume:
3.4M
Avg. volume:
6.7M
1-year change:
-37.76%
Market cap:
$4.4B
Revenue:
$636.5M
EPS (TTM):
$0.23
Price Performance History
Performance vs. Valuation Benchmarks
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Competitors
| Company | Revenue Forecast | Earnings Forecast | Revenue Growth Forecast | Earnings Growth Forecast | Analyst Price Target Median |
|---|---|---|---|---|---|
|
UPST
Upstart Holdings, Inc.
|
$279.6M | $0.42 | 31.8% | -98.3% | $55.38 |
|
ENVA
Enova International, Inc.
|
$806.6M | $3.03 | 14.78% | 38% | $140.63 |
|
HIPO
Hippo Holdings, Inc.
|
$117.8M | $0.04 | 20.9% | -72.43% | $40.33 |
|
LC
LendingClub Corp.
|
$256M | $0.31 | -22.82% | 308.38% | $21.91 |
|
OMF
OneMain Holdings, Inc.
|
$1.2B | $1.60 | -14.58% | 49.96% | $66.07 |
|
SLM
SLM Corp.
|
$382.7M | $0.81 | -44.85% | 75.27% | $34.73 |
| Company | Price | Analyst Target | Market Cap | P/E Ratio | Dividend per Share | Dividend Yield | Price / LTM Sales |
|---|---|---|---|---|---|---|---|
|
UPST
Upstart Holdings, Inc.
|
$45.30 | $55.38 | $4.4B | 198.95x | $0.00 | 0% | 4.67x |
|
ENVA
Enova International, Inc.
|
$135.40 | $140.63 | $3.4B | 12.44x | $0.00 | 0% | 1.20x |
|
HIPO
Hippo Holdings, Inc.
|
$30.99 | $40.33 | $785.1M | 8.40x | $0.00 | 0% | 1.75x |
|
LC
LendingClub Corp.
|
$18.80 | $21.91 | $2.2B | 21.16x | $0.00 | 0% | 1.55x |
|
OMF
OneMain Holdings, Inc.
|
$64.79 | $66.07 | $7.6B | 11.00x | $1.05 | 6.44% | 1.27x |
|
SLM
SLM Corp.
|
$30.10 | $34.73 | $6.1B | 10.61x | $0.13 | 1.73% | 2.08x |
| Company | Total Debt / Total Capital | Beta | Debt to Equity | Quick Ratio |
|---|---|---|---|---|
|
UPST
Upstart Holdings, Inc.
|
72.41% | 2.956 | 39.49% | 4.50x |
|
ENVA
Enova International, Inc.
|
76.33% | 1.682 | 144.52% | 1.41x |
|
HIPO
Hippo Holdings, Inc.
|
11.21% | 2.365 | 5.81% | 0.00x |
|
LC
LendingClub Corp.
|
3.51% | 2.054 | 3.04% | 8.27x |
|
OMF
OneMain Holdings, Inc.
|
86.86% | 1.658 | 334.22% | 33.48x |
|
SLM
SLM Corp.
|
74.5% | 0.155 | 116.48% | -- |
| Company | Gross Profit | Operating Income | Return on Invested Capital | Return on Common Equity | EBIT Margin | Free Cash Flow |
|---|---|---|---|---|---|---|
|
UPST
Upstart Holdings, Inc.
|
$271M | $23.7M | 1.48% | 4.78% | 8.54% | -$126.6M |
|
ENVA
Enova International, Inc.
|
-- | $196.8M | 5.87% | 24.09% | 24.52% | $470.5M |
|
HIPO
Hippo Holdings, Inc.
|
-- | $7.7M | 27.04% | 29.13% | 81.34% | $13.4M |
|
LC
LendingClub Corp.
|
$287.9M | $57.4M | 7.22% | 7.51% | 26.72% | -$791.8M |
|
OMF
OneMain Holdings, Inc.
|
$1.3B | $1.1B | 2.82% | 21.52% | 69.64% | $828M |
|
SLM
SLM Corp.
|
$627.6M | $272.7M | 7.2% | 27.31% | 54.08% | -$52.8M |
Upstart Holdings, Inc. vs. Competitors
-
Which has Higher Returns UPST or ENVA?
Enova International, Inc. has a net margin of 11.48% compared to Upstart Holdings, Inc.'s net margin of 10.01%. Upstart Holdings, Inc.'s return on equity of 4.78% beat Enova International, Inc.'s return on equity of 24.09%.
Company Gross Margin Earnings Per Share Invested Capital UPSTUpstart Holdings, Inc.97.79% $0.23 $2.7B ENVAEnova International, Inc.-- $3.03 $5.4B -
What do Analysts Say About UPST or ENVA?
Upstart Holdings, Inc. has a consensus price target of $55.38, signalling upside risk potential of 22.26%. On the other hand Enova International, Inc. has an analysts' consensus of $140.63 which suggests that it could grow by 3.86%. Given that Upstart Holdings, Inc. has higher upside potential than Enova International, Inc., analysts believe Upstart Holdings, Inc. is more attractive than Enova International, Inc..
Company Buy Ratings Hold Ratings Sell Ratings UPSTUpstart Holdings, Inc.4 6 2 ENVAEnova International, Inc.5 1 0 -
Is UPST or ENVA More Risky?
Upstart Holdings, Inc. has a beta of 0.000, which suggesting that the stock is 100% less volatile than S&P 500. In comparison Enova International, Inc. has a beta of 1.313, suggesting its more volatile than the S&P 500 by 31.325%.
-
Which is a Better Dividend Stock UPST or ENVA?
Upstart Holdings, Inc. has a quarterly dividend of $0.00 per share corresponding to a yield of 0%. Enova International, Inc. offers a yield of 0% to investors and pays a quarterly dividend of $0.00 per share. Upstart Holdings, Inc. pays -- of its earnings as a dividend. Enova International, Inc. pays out -- of its earnings as a dividend.
-
Which has Better Financial Ratios UPST or ENVA?
Upstart Holdings, Inc. quarterly revenues are $277.1M, which are smaller than Enova International, Inc. quarterly revenues of $802.7M. Upstart Holdings, Inc.'s net income of $31.8M is lower than Enova International, Inc.'s net income of $80.3M. Notably, Upstart Holdings, Inc.'s price-to-earnings ratio is 198.95x while Enova International, Inc.'s PE ratio is 12.44x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Upstart Holdings, Inc. is 4.67x versus 1.20x for Enova International, Inc.. Usually stocks with elevated PS ratios are considered overvalued.
Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income UPSTUpstart Holdings, Inc.4.67x 198.95x $277.1M $31.8M ENVAEnova International, Inc.1.20x 12.44x $802.7M $80.3M
-
Which has Higher Returns UPST or HIPO?
Hippo Holdings, Inc. has a net margin of 11.48% compared to Upstart Holdings, Inc.'s net margin of 81.34%. Upstart Holdings, Inc.'s return on equity of 4.78% beat Hippo Holdings, Inc.'s return on equity of 29.13%.
Company Gross Margin Earnings Per Share Invested Capital UPSTUpstart Holdings, Inc.97.79% $0.23 $2.7B HIPOHippo Holdings, Inc.-- $3.77 $474.7M -
What do Analysts Say About UPST or HIPO?
Upstart Holdings, Inc. has a consensus price target of $55.38, signalling upside risk potential of 22.26%. On the other hand Hippo Holdings, Inc. has an analysts' consensus of $40.33 which suggests that it could grow by 30.15%. Given that Hippo Holdings, Inc. has higher upside potential than Upstart Holdings, Inc., analysts believe Hippo Holdings, Inc. is more attractive than Upstart Holdings, Inc..
Company Buy Ratings Hold Ratings Sell Ratings UPSTUpstart Holdings, Inc.4 6 2 HIPOHippo Holdings, Inc.1 2 0 -
Is UPST or HIPO More Risky?
Upstart Holdings, Inc. has a beta of 0.000, which suggesting that the stock is 100% less volatile than S&P 500. In comparison Hippo Holdings, Inc. has a beta of 0.000, suggesting its less volatile than the S&P 500 by 100%.
-
Which is a Better Dividend Stock UPST or HIPO?
Upstart Holdings, Inc. has a quarterly dividend of $0.00 per share corresponding to a yield of 0%. Hippo Holdings, Inc. offers a yield of 0% to investors and pays a quarterly dividend of $0.00 per share. Upstart Holdings, Inc. pays -- of its earnings as a dividend. Hippo Holdings, Inc. pays out -- of its earnings as a dividend.
-
Which has Better Financial Ratios UPST or HIPO?
Upstart Holdings, Inc. quarterly revenues are $277.1M, which are larger than Hippo Holdings, Inc. quarterly revenues of $120.6M. Upstart Holdings, Inc.'s net income of $31.8M is lower than Hippo Holdings, Inc.'s net income of $98.1M. Notably, Upstart Holdings, Inc.'s price-to-earnings ratio is 198.95x while Hippo Holdings, Inc.'s PE ratio is 8.40x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Upstart Holdings, Inc. is 4.67x versus 1.75x for Hippo Holdings, Inc.. Usually stocks with elevated PS ratios are considered overvalued.
Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income UPSTUpstart Holdings, Inc.4.67x 198.95x $277.1M $31.8M HIPOHippo Holdings, Inc.1.75x 8.40x $120.6M $98.1M
-
Which has Higher Returns UPST or LC?
LendingClub Corp. has a net margin of 11.48% compared to Upstart Holdings, Inc.'s net margin of 11.41%. Upstart Holdings, Inc.'s return on equity of 4.78% beat LendingClub Corp.'s return on equity of 7.51%.
Company Gross Margin Earnings Per Share Invested Capital UPSTUpstart Holdings, Inc.97.79% $0.23 $2.7B LCLendingClub Corp.74.2% $0.37 $1.5B -
What do Analysts Say About UPST or LC?
Upstart Holdings, Inc. has a consensus price target of $55.38, signalling upside risk potential of 22.26%. On the other hand LendingClub Corp. has an analysts' consensus of $21.91 which suggests that it could grow by 16.54%. Given that Upstart Holdings, Inc. has higher upside potential than LendingClub Corp., analysts believe Upstart Holdings, Inc. is more attractive than LendingClub Corp..
Company Buy Ratings Hold Ratings Sell Ratings UPSTUpstart Holdings, Inc.4 6 2 LCLendingClub Corp.5 1 0 -
Is UPST or LC More Risky?
Upstart Holdings, Inc. has a beta of 0.000, which suggesting that the stock is 100% less volatile than S&P 500. In comparison LendingClub Corp. has a beta of 2.137, suggesting its more volatile than the S&P 500 by 113.663%.
-
Which is a Better Dividend Stock UPST or LC?
Upstart Holdings, Inc. has a quarterly dividend of $0.00 per share corresponding to a yield of 0%. LendingClub Corp. offers a yield of 0% to investors and pays a quarterly dividend of $0.00 per share. Upstart Holdings, Inc. pays -- of its earnings as a dividend. LendingClub Corp. pays out -- of its earnings as a dividend.
-
Which has Better Financial Ratios UPST or LC?
Upstart Holdings, Inc. quarterly revenues are $277.1M, which are smaller than LendingClub Corp. quarterly revenues of $388M. Upstart Holdings, Inc.'s net income of $31.8M is lower than LendingClub Corp.'s net income of $44.3M. Notably, Upstart Holdings, Inc.'s price-to-earnings ratio is 198.95x while LendingClub Corp.'s PE ratio is 21.16x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Upstart Holdings, Inc. is 4.67x versus 1.55x for LendingClub Corp.. Usually stocks with elevated PS ratios are considered overvalued.
Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income UPSTUpstart Holdings, Inc.4.67x 198.95x $277.1M $31.8M LCLendingClub Corp.1.55x 21.16x $388M $44.3M
-
Which has Higher Returns UPST or OMF?
OneMain Holdings, Inc. has a net margin of 11.48% compared to Upstart Holdings, Inc.'s net margin of 12.48%. Upstart Holdings, Inc.'s return on equity of 4.78% beat OneMain Holdings, Inc.'s return on equity of 21.52%.
Company Gross Margin Earnings Per Share Invested Capital UPSTUpstart Holdings, Inc.97.79% $0.23 $2.7B OMFOneMain Holdings, Inc.84.32% $1.67 $25.7B -
What do Analysts Say About UPST or OMF?
Upstart Holdings, Inc. has a consensus price target of $55.38, signalling upside risk potential of 22.26%. On the other hand OneMain Holdings, Inc. has an analysts' consensus of $66.07 which suggests that it could grow by 1.98%. Given that Upstart Holdings, Inc. has higher upside potential than OneMain Holdings, Inc., analysts believe Upstart Holdings, Inc. is more attractive than OneMain Holdings, Inc..
Company Buy Ratings Hold Ratings Sell Ratings UPSTUpstart Holdings, Inc.4 6 2 OMFOneMain Holdings, Inc.8 6 0 -
Is UPST or OMF More Risky?
Upstart Holdings, Inc. has a beta of 0.000, which suggesting that the stock is 100% less volatile than S&P 500. In comparison OneMain Holdings, Inc. has a beta of 1.387, suggesting its more volatile than the S&P 500 by 38.661%.
-
Which is a Better Dividend Stock UPST or OMF?
Upstart Holdings, Inc. has a quarterly dividend of $0.00 per share corresponding to a yield of 0%. OneMain Holdings, Inc. offers a yield of 6.44% to investors and pays a quarterly dividend of $1.05 per share. Upstart Holdings, Inc. pays -- of its earnings as a dividend. OneMain Holdings, Inc. pays out 97.23% of its earnings as a dividend. OneMain Holdings, Inc.'s payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.
-
Which has Better Financial Ratios UPST or OMF?
Upstart Holdings, Inc. quarterly revenues are $277.1M, which are smaller than OneMain Holdings, Inc. quarterly revenues of $1.6B. Upstart Holdings, Inc.'s net income of $31.8M is lower than OneMain Holdings, Inc.'s net income of $199M. Notably, Upstart Holdings, Inc.'s price-to-earnings ratio is 198.95x while OneMain Holdings, Inc.'s PE ratio is 11.00x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Upstart Holdings, Inc. is 4.67x versus 1.27x for OneMain Holdings, Inc.. Usually stocks with elevated PS ratios are considered overvalued.
Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income UPSTUpstart Holdings, Inc.4.67x 198.95x $277.1M $31.8M OMFOneMain Holdings, Inc.1.27x 11.00x $1.6B $199M
-
Which has Higher Returns UPST or SLM?
SLM Corp. has a net margin of 11.48% compared to Upstart Holdings, Inc.'s net margin of 16.25%. Upstart Holdings, Inc.'s return on equity of 4.78% beat SLM Corp.'s return on equity of 27.31%.
Company Gross Margin Earnings Per Share Invested Capital UPSTUpstart Holdings, Inc.97.79% $0.23 $2.7B SLMSLM Corp.75.07% $0.63 $9.2B -
What do Analysts Say About UPST or SLM?
Upstart Holdings, Inc. has a consensus price target of $55.38, signalling upside risk potential of 22.26%. On the other hand SLM Corp. has an analysts' consensus of $34.73 which suggests that it could grow by 15.37%. Given that Upstart Holdings, Inc. has higher upside potential than SLM Corp., analysts believe Upstart Holdings, Inc. is more attractive than SLM Corp..
Company Buy Ratings Hold Ratings Sell Ratings UPSTUpstart Holdings, Inc.4 6 2 SLMSLM Corp.6 2 0 -
Is UPST or SLM More Risky?
Upstart Holdings, Inc. has a beta of 0.000, which suggesting that the stock is 100% less volatile than S&P 500. In comparison SLM Corp. has a beta of 1.140, suggesting its more volatile than the S&P 500 by 13.996%.
-
Which is a Better Dividend Stock UPST or SLM?
Upstart Holdings, Inc. has a quarterly dividend of $0.00 per share corresponding to a yield of 0%. SLM Corp. offers a yield of 1.73% to investors and pays a quarterly dividend of $0.13 per share. Upstart Holdings, Inc. pays -- of its earnings as a dividend. SLM Corp. pays out 17.15% of its earnings as a dividend. SLM Corp.'s payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.
-
Which has Better Financial Ratios UPST or SLM?
Upstart Holdings, Inc. quarterly revenues are $277.1M, which are smaller than SLM Corp. quarterly revenues of $836.1M. Upstart Holdings, Inc.'s net income of $31.8M is lower than SLM Corp.'s net income of $135.9M. Notably, Upstart Holdings, Inc.'s price-to-earnings ratio is 198.95x while SLM Corp.'s PE ratio is 10.61x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Upstart Holdings, Inc. is 4.67x versus 2.08x for SLM Corp.. Usually stocks with elevated PS ratios are considered overvalued.
Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income UPSTUpstart Holdings, Inc.4.67x 198.95x $277.1M $31.8M SLMSLM Corp.2.08x 10.61x $836.1M $135.9M
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