Why Did SoundHound AI Stock Go Up?
SoundHound AI (NASDAQ:SOUN) has moved higher in recent days, breaking…
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34
UPST Quote, Financials, Valuation and Earnings
Last price:
$45.29
Seasonality move
:
-7.48%
Day range:
$46.14 - $47.86
52-week range:
$31.40 - $96.43
Dividend yield:
0%
P/E ratio:
203.25x
P/S ratio:
4.78x
P/B ratio:
6.05x
Volume:
2.1M
Avg. volume:
4.5M
1-year change:
-29.4%
Market cap:
$4.5B
Revenue:
$636.5M
EPS (TTM):
$0.23
Price Performance History
Performance vs. Valuation Benchmarks
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Competitors
| Company | Revenue Forecast | Earnings Forecast | Revenue Growth Forecast | Earnings Growth Forecast | Analyst Price Target Median |
|---|---|---|---|---|---|
|
UPST
Upstart Holdings, Inc.
|
$288.6M | $0.46 | 30.35% | -98.3% | $56.64 |
|
AFRM
Affirm Holdings, Inc.
|
$1.1B | $0.84 | 24.6% | 8565.43% | $92.34 |
|
LC
LendingClub Corp.
|
$262.6M | $0.35 | -19.24% | 215.1% | $23.82 |
|
OMF
OneMain Holdings, Inc.
|
$1.3B | $1.55 | -14.7% | 15.9% | $73.87 |
|
SLM
SLM Corp.
|
$382.7M | $0.92 | -56.56% | -43.85% | $31.45 |
|
SOFI
SoFi Technologies, Inc.
|
$982.4M | $0.11 | -0.11% | 99.01% | $27.11 |
| Company | Price | Analyst Target | Market Cap | P/E Ratio | Dividend per Share | Dividend Yield | Price / LTM Sales |
|---|---|---|---|---|---|---|---|
|
UPST
Upstart Holdings, Inc.
|
$46.28 | $56.64 | $4.5B | 203.25x | $0.00 | 0% | 4.78x |
|
AFRM
Affirm Holdings, Inc.
|
$72.84 | $92.34 | $24B | 106.24x | $0.00 | 0% | 7.62x |
|
LC
LendingClub Corp.
|
$21.58 | $23.82 | $2.5B | 24.29x | $0.00 | 0% | 1.78x |
|
OMF
OneMain Holdings, Inc.
|
$65.37 | $73.87 | $7.7B | 11.10x | $1.05 | 6.38% | 1.28x |
|
SLM
SLM Corp.
|
$26.70 | $31.45 | $5.4B | 9.41x | $0.13 | 1.95% | 1.85x |
|
SOFI
SoFi Technologies, Inc.
|
$26.09 | $27.11 | $31.5B | 47.31x | $0.00 | 0% | 7.06x |
| Company | Total Debt / Total Capital | Beta | Debt to Equity | Quick Ratio |
|---|---|---|---|---|
|
UPST
Upstart Holdings, Inc.
|
72.41% | 2.620 | 39.49% | 4.50x |
|
AFRM
Affirm Holdings, Inc.
|
70.21% | 2.600 | 32.23% | 13.75x |
|
LC
LendingClub Corp.
|
3.51% | 2.092 | 3.04% | 8.27x |
|
OMF
OneMain Holdings, Inc.
|
86.86% | 1.382 | 334.22% | 33.48x |
|
SLM
SLM Corp.
|
74.5% | 0.283 | 116.48% | -- |
|
SOFI
SoFi Technologies, Inc.
|
24.23% | 3.405 | 8.82% | 4.94x |
| Company | Gross Profit | Operating Income | Return on Invested Capital | Return on Common Equity | EBIT Margin | Free Cash Flow |
|---|---|---|---|---|---|---|
|
UPST
Upstart Holdings, Inc.
|
$271M | $23.7M | 1.48% | 4.78% | 8.54% | -$126.6M |
|
AFRM
Affirm Holdings, Inc.
|
$799.5M | $245.2M | 2.25% | 7.84% | 26.28% | $320.2M |
|
LC
LendingClub Corp.
|
$287.9M | $57.4M | 7.22% | 7.51% | 26.72% | -$791.8M |
|
OMF
OneMain Holdings, Inc.
|
$1.3B | $1.1B | 2.82% | 21.52% | 69.64% | $828M |
|
SLM
SLM Corp.
|
$627.6M | $272.7M | 7.2% | 27.31% | 54.08% | -$52.8M |
|
SOFI
SoFi Technologies, Inc.
|
$782.5M | $190.1M | 6.21% | 9.16% | 14.99% | $9.8M |
Upstart Holdings, Inc. vs. Competitors
-
Which has Higher Returns UPST or AFRM?
Affirm Holdings, Inc. has a net margin of 11.48% compared to Upstart Holdings, Inc.'s net margin of 8.65%. Upstart Holdings, Inc.'s return on equity of 4.78% beat Affirm Holdings, Inc.'s return on equity of 7.84%.
Company Gross Margin Earnings Per Share Invested Capital UPSTUpstart Holdings, Inc.97.79% $0.23 $2.7B AFRMAffirm Holdings, Inc.85.66% $0.23 $11.1B -
What do Analysts Say About UPST or AFRM?
Upstart Holdings, Inc. has a consensus price target of $56.64, signalling upside risk potential of 22.39%. On the other hand Affirm Holdings, Inc. has an analysts' consensus of $92.34 which suggests that it could grow by 26.78%. Given that Affirm Holdings, Inc. has higher upside potential than Upstart Holdings, Inc., analysts believe Affirm Holdings, Inc. is more attractive than Upstart Holdings, Inc..
Company Buy Ratings Hold Ratings Sell Ratings UPSTUpstart Holdings, Inc.5 6 2 AFRMAffirm Holdings, Inc.17 8 0 -
Is UPST or AFRM More Risky?
Upstart Holdings, Inc. has a beta of 2.279, which suggesting that the stock is 127.877% more volatile than S&P 500. In comparison Affirm Holdings, Inc. has a beta of 0.000, suggesting its less volatile than the S&P 500 by 100%.
-
Which is a Better Dividend Stock UPST or AFRM?
Upstart Holdings, Inc. has a quarterly dividend of $0.00 per share corresponding to a yield of 0%. Affirm Holdings, Inc. offers a yield of 0% to investors and pays a quarterly dividend of $0.00 per share. Upstart Holdings, Inc. pays -- of its earnings as a dividend. Affirm Holdings, Inc. pays out -- of its earnings as a dividend.
-
Which has Better Financial Ratios UPST or AFRM?
Upstart Holdings, Inc. quarterly revenues are $277.1M, which are smaller than Affirm Holdings, Inc. quarterly revenues of $933.3M. Upstart Holdings, Inc.'s net income of $31.8M is lower than Affirm Holdings, Inc.'s net income of $80.7M. Notably, Upstart Holdings, Inc.'s price-to-earnings ratio is 203.25x while Affirm Holdings, Inc.'s PE ratio is 106.24x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Upstart Holdings, Inc. is 4.78x versus 7.62x for Affirm Holdings, Inc.. Usually stocks with elevated PS ratios are considered overvalued.
Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income UPSTUpstart Holdings, Inc.4.78x 203.25x $277.1M $31.8M AFRMAffirm Holdings, Inc.7.62x 106.24x $933.3M $80.7M
-
Which has Higher Returns UPST or LC?
LendingClub Corp. has a net margin of 11.48% compared to Upstart Holdings, Inc.'s net margin of 11.41%. Upstart Holdings, Inc.'s return on equity of 4.78% beat LendingClub Corp.'s return on equity of 7.51%.
Company Gross Margin Earnings Per Share Invested Capital UPSTUpstart Holdings, Inc.97.79% $0.23 $2.7B LCLendingClub Corp.74.2% $0.37 $1.5B -
What do Analysts Say About UPST or LC?
Upstart Holdings, Inc. has a consensus price target of $56.64, signalling upside risk potential of 22.39%. On the other hand LendingClub Corp. has an analysts' consensus of $23.82 which suggests that it could grow by 10.37%. Given that Upstart Holdings, Inc. has higher upside potential than LendingClub Corp., analysts believe Upstart Holdings, Inc. is more attractive than LendingClub Corp..
Company Buy Ratings Hold Ratings Sell Ratings UPSTUpstart Holdings, Inc.5 6 2 LCLendingClub Corp.5 1 0 -
Is UPST or LC More Risky?
Upstart Holdings, Inc. has a beta of 2.279, which suggesting that the stock is 127.877% more volatile than S&P 500. In comparison LendingClub Corp. has a beta of 2.077, suggesting its more volatile than the S&P 500 by 107.705%.
-
Which is a Better Dividend Stock UPST or LC?
Upstart Holdings, Inc. has a quarterly dividend of $0.00 per share corresponding to a yield of 0%. LendingClub Corp. offers a yield of 0% to investors and pays a quarterly dividend of $0.00 per share. Upstart Holdings, Inc. pays -- of its earnings as a dividend. LendingClub Corp. pays out -- of its earnings as a dividend.
-
Which has Better Financial Ratios UPST or LC?
Upstart Holdings, Inc. quarterly revenues are $277.1M, which are smaller than LendingClub Corp. quarterly revenues of $388M. Upstart Holdings, Inc.'s net income of $31.8M is lower than LendingClub Corp.'s net income of $44.3M. Notably, Upstart Holdings, Inc.'s price-to-earnings ratio is 203.25x while LendingClub Corp.'s PE ratio is 24.29x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Upstart Holdings, Inc. is 4.78x versus 1.78x for LendingClub Corp.. Usually stocks with elevated PS ratios are considered overvalued.
Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income UPSTUpstart Holdings, Inc.4.78x 203.25x $277.1M $31.8M LCLendingClub Corp.1.78x 24.29x $388M $44.3M
-
Which has Higher Returns UPST or OMF?
OneMain Holdings, Inc. has a net margin of 11.48% compared to Upstart Holdings, Inc.'s net margin of 12.48%. Upstart Holdings, Inc.'s return on equity of 4.78% beat OneMain Holdings, Inc.'s return on equity of 21.52%.
Company Gross Margin Earnings Per Share Invested Capital UPSTUpstart Holdings, Inc.97.79% $0.23 $2.7B OMFOneMain Holdings, Inc.84.32% $1.67 $25.7B -
What do Analysts Say About UPST or OMF?
Upstart Holdings, Inc. has a consensus price target of $56.64, signalling upside risk potential of 22.39%. On the other hand OneMain Holdings, Inc. has an analysts' consensus of $73.87 which suggests that it could grow by 13%. Given that Upstart Holdings, Inc. has higher upside potential than OneMain Holdings, Inc., analysts believe Upstart Holdings, Inc. is more attractive than OneMain Holdings, Inc..
Company Buy Ratings Hold Ratings Sell Ratings UPSTUpstart Holdings, Inc.5 6 2 OMFOneMain Holdings, Inc.9 5 0 -
Is UPST or OMF More Risky?
Upstart Holdings, Inc. has a beta of 2.279, which suggesting that the stock is 127.877% more volatile than S&P 500. In comparison OneMain Holdings, Inc. has a beta of 1.336, suggesting its more volatile than the S&P 500 by 33.613%.
-
Which is a Better Dividend Stock UPST or OMF?
Upstart Holdings, Inc. has a quarterly dividend of $0.00 per share corresponding to a yield of 0%. OneMain Holdings, Inc. offers a yield of 6.38% to investors and pays a quarterly dividend of $1.05 per share. Upstart Holdings, Inc. pays -- of its earnings as a dividend. OneMain Holdings, Inc. pays out 97.23% of its earnings as a dividend. OneMain Holdings, Inc.'s payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.
-
Which has Better Financial Ratios UPST or OMF?
Upstart Holdings, Inc. quarterly revenues are $277.1M, which are smaller than OneMain Holdings, Inc. quarterly revenues of $1.6B. Upstart Holdings, Inc.'s net income of $31.8M is lower than OneMain Holdings, Inc.'s net income of $199M. Notably, Upstart Holdings, Inc.'s price-to-earnings ratio is 203.25x while OneMain Holdings, Inc.'s PE ratio is 11.10x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Upstart Holdings, Inc. is 4.78x versus 1.28x for OneMain Holdings, Inc.. Usually stocks with elevated PS ratios are considered overvalued.
Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income UPSTUpstart Holdings, Inc.4.78x 203.25x $277.1M $31.8M OMFOneMain Holdings, Inc.1.28x 11.10x $1.6B $199M
-
Which has Higher Returns UPST or SLM?
SLM Corp. has a net margin of 11.48% compared to Upstart Holdings, Inc.'s net margin of 16.25%. Upstart Holdings, Inc.'s return on equity of 4.78% beat SLM Corp.'s return on equity of 27.31%.
Company Gross Margin Earnings Per Share Invested Capital UPSTUpstart Holdings, Inc.97.79% $0.23 $2.7B SLMSLM Corp.75.07% $0.63 $9.2B -
What do Analysts Say About UPST or SLM?
Upstart Holdings, Inc. has a consensus price target of $56.64, signalling upside risk potential of 22.39%. On the other hand SLM Corp. has an analysts' consensus of $31.45 which suggests that it could grow by 17.81%. Given that Upstart Holdings, Inc. has higher upside potential than SLM Corp., analysts believe Upstart Holdings, Inc. is more attractive than SLM Corp..
Company Buy Ratings Hold Ratings Sell Ratings UPSTUpstart Holdings, Inc.5 6 2 SLMSLM Corp.5 2 1 -
Is UPST or SLM More Risky?
Upstart Holdings, Inc. has a beta of 2.279, which suggesting that the stock is 127.877% more volatile than S&P 500. In comparison SLM Corp. has a beta of 1.121, suggesting its more volatile than the S&P 500 by 12.081%.
-
Which is a Better Dividend Stock UPST or SLM?
Upstart Holdings, Inc. has a quarterly dividend of $0.00 per share corresponding to a yield of 0%. SLM Corp. offers a yield of 1.95% to investors and pays a quarterly dividend of $0.13 per share. Upstart Holdings, Inc. pays -- of its earnings as a dividend. SLM Corp. pays out 17.15% of its earnings as a dividend. SLM Corp.'s payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.
-
Which has Better Financial Ratios UPST or SLM?
Upstart Holdings, Inc. quarterly revenues are $277.1M, which are smaller than SLM Corp. quarterly revenues of $836.1M. Upstart Holdings, Inc.'s net income of $31.8M is lower than SLM Corp.'s net income of $135.9M. Notably, Upstart Holdings, Inc.'s price-to-earnings ratio is 203.25x while SLM Corp.'s PE ratio is 9.41x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Upstart Holdings, Inc. is 4.78x versus 1.85x for SLM Corp.. Usually stocks with elevated PS ratios are considered overvalued.
Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income UPSTUpstart Holdings, Inc.4.78x 203.25x $277.1M $31.8M SLMSLM Corp.1.85x 9.41x $836.1M $135.9M
-
Which has Higher Returns UPST or SOFI?
SoFi Technologies, Inc. has a net margin of 11.48% compared to Upstart Holdings, Inc.'s net margin of 10.99%. Upstart Holdings, Inc.'s return on equity of 4.78% beat SoFi Technologies, Inc.'s return on equity of 9.16%.
Company Gross Margin Earnings Per Share Invested Capital UPSTUpstart Holdings, Inc.97.79% $0.23 $2.7B SOFISoFi Technologies, Inc.61.71% $0.11 $11.6B -
What do Analysts Say About UPST or SOFI?
Upstart Holdings, Inc. has a consensus price target of $56.64, signalling upside risk potential of 22.39%. On the other hand SoFi Technologies, Inc. has an analysts' consensus of $27.11 which suggests that it could grow by 3.91%. Given that Upstart Holdings, Inc. has higher upside potential than SoFi Technologies, Inc., analysts believe Upstart Holdings, Inc. is more attractive than SoFi Technologies, Inc..
Company Buy Ratings Hold Ratings Sell Ratings UPSTUpstart Holdings, Inc.5 6 2 SOFISoFi Technologies, Inc.5 11 2 -
Is UPST or SOFI More Risky?
Upstart Holdings, Inc. has a beta of 2.279, which suggesting that the stock is 127.877% more volatile than S&P 500. In comparison SoFi Technologies, Inc. has a beta of 1.921, suggesting its more volatile than the S&P 500 by 92.093%.
-
Which is a Better Dividend Stock UPST or SOFI?
Upstart Holdings, Inc. has a quarterly dividend of $0.00 per share corresponding to a yield of 0%. SoFi Technologies, Inc. offers a yield of 0% to investors and pays a quarterly dividend of $0.00 per share. Upstart Holdings, Inc. pays -- of its earnings as a dividend. SoFi Technologies, Inc. pays out -- of its earnings as a dividend.
-
Which has Better Financial Ratios UPST or SOFI?
Upstart Holdings, Inc. quarterly revenues are $277.1M, which are smaller than SoFi Technologies, Inc. quarterly revenues of $1.3B. Upstart Holdings, Inc.'s net income of $31.8M is lower than SoFi Technologies, Inc.'s net income of $139.4M. Notably, Upstart Holdings, Inc.'s price-to-earnings ratio is 203.25x while SoFi Technologies, Inc.'s PE ratio is 47.31x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Upstart Holdings, Inc. is 4.78x versus 7.06x for SoFi Technologies, Inc.. Usually stocks with elevated PS ratios are considered overvalued.
Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income UPSTUpstart Holdings, Inc.4.78x 203.25x $277.1M $31.8M SOFISoFi Technologies, Inc.7.06x 47.31x $1.3B $139.4M
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