Financhill
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21

UPST Quote, Financials, Valuation and Earnings

Last price:
$39.23
Seasonality move :
-7.3%
Day range:
$38.92 - $41.45
52-week range:
$31.40 - $96.43
Dividend yield:
0%
P/E ratio:
182.39x
P/S ratio:
4.29x
P/B ratio:
5.43x
Volume:
3.3M
Avg. volume:
4.2M
1-year change:
-41.7%
Market cap:
$4B
Revenue:
$636.5M
EPS (TTM):
$0.23

Earnings Data

Next earnings date for UPST
Feb 10
2026
Most recent earnings per share
$0.23
Missed by $0.19
(Nov 4/2025)
Consensus Estimate
$0.42
(Nov 4/2025)

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UPST Quarterly Earnings History

Date Quarter Revenue Forecast Actual Revenue Reported EPS Consensus EPS Beat/Miss
03/31/2026 Q1 $278.1M -- -- $0.49 --
02/10/2026 Q4 $288.6M -- -- $0.46 --
11/04/2025 Q3 $279.6M $277.1M $0.23 $0.42 -$0.19
08/05/2025 Q2 $225.4M $257.3M $0.05 $0.25 -$0.20
05/06/2025 Q1 $201.3M $213.4M -$0.03 $0.17 -$0.20
02/11/2025 Q4 $181.9M $219M -$0.03 -$0.04 $0.01
11/07/2024 Q3 $150.2M $162.1M -$0.08 -$0.15 $0.07
08/06/2024 Q2 $124.5M $127.6M -$0.62 -$0.39 -$0.22
05/07/2024 Q1 $125.1M $127.8M -$0.74 -$0.39 -$0.35
02/13/2024 Q4 $135.3M $140.3M -$0.50 -$0.14 -$0.36
11/07/2023 Q3 -- $134.6M -$0.48 -- --
08/08/2023 Q2 -- $133.5M -$0.34 -- --
05/09/2023 Q1 -- $102.9M -$1.58 -- --
02/14/2023 Q4 -- $146.9M -$0.67 -- --
11/08/2022 Q3 -- $157.2M -$0.69 -- --
08/08/2022 Q2 -- $228.2M -$0.36 -- --
05/09/2022 Q1 -- $310.1M $0.34 -- --
02/15/2022 Q4 -- $304.8M $0.60 -- --
11/09/2021 Q3 -- $228.5M $0.30 -- --
08/10/2021 Q2 -- $193.9M $0.39 -- --
05/11/2021 Q1 -- $121.3M $0.11 -- --
03/17/2021 Q4 -- $86.7M $0.01 -- --
09/30/2020 Q3 -- $65.4M $0.13 -- --
06/30/2020 Q2 -- $17.4M -$0.08 -- --
03/31/2020 Q1 -- $64M $0.02 -- --
12/31/2019 Q4 -- $62.6M $0.08 -- --
09/30/2019 Q3 -- $49.5M -$0.00 -- --
06/30/2019 Q2 -- $32.5M -$0.02 -- --
03/31/2019 Q1 -- $19.6M -$0.06 -- --
12/31/2018 Q4 -- $23.9M -$0.06 -- --

Upstart Holdings, Inc. Earnings Questions

  • How Much did Upstart Holdings, Inc. Generate in Revenue Last Quarter?

    Upstart Holdings, Inc. reported $277.1M worth of top line sales in its most recent quarter.

  • Did Upstart Holdings, Inc. Beat Earnings Last Quarter?

    Upstart Holdings, Inc. announced earnings per share of $0.23 which represents a miss of analyst forecast a $0.42 per share.

  • Is Upstart Holdings, Inc. Profitable?

    Upstart Holdings, Inc. reported $271M that represents $2.47 per share over the last quarter.

  • What is the Analyst Consensus for Upstart Holdings, Inc. EPS Next Year?

    Upstart Holdings, Inc.'s earnings are forecast to decrease from -$1.44 per share to $1.67 per share next year representing a decrease of -83.71%.

  • When is Upstart Holdings, Inc.'s Earnings Date?

    Upstart Holdings, Inc.'s next earnings date is February 10, 2026.

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