Financhill
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19

LC Quote, Financials, Valuation and Earnings

Last price:
$8.67
Seasonality move :
-8.81%
Day range:
$8.07 - $9.07
52-week range:
$7.48 - $18.75
Dividend yield:
0%
P/E ratio:
19.31x
P/S ratio:
1.25x
P/B ratio:
0.73x
Volume:
2.2M
Avg. volume:
1.5M
1-year change:
2.96%
Market cap:
$985.3M
Revenue:
$787M
EPS (TTM):
$0.45

Price Performance History

Performance vs. Valuation Benchmarks

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Competitors

Company Revenue Forecast Earnings Forecast Revenue Growth Forecast Earnings Growth Forecast Analyst Price Target Median
LC
LendingClub
$229.6M $0.19 18.36% -4.31% $17.15
BAC
Bank of America
$26.9B $0.93 6.14% 11.82% $50.79
FHN
First Horizon
$836.5M $0.41 5.62% 21.32% $22.67
PLBC
Plumas Bancorp
$21.1M $1.17 2.95% 2.92% $54.33
USB
U.S. Bancorp
$7.1B $1.08 4.28% 11.55% $53.80
WAL
Western Alliance Bancorp
$836.9M $2.08 8.63% 12.81% $103.64
Company Price Analyst Target Market Cap P/E Ratio Dividend per Share Dividend Yield Price / LTM Sales
LC
LendingClub
$8.69 $17.15 $985.3M 19.31x $0.00 0% 1.25x
BAC
Bank of America
$34.39 $50.79 $261.5B 10.68x $0.26 2.97% 2.68x
FHN
First Horizon
$16.21 $22.67 $8.5B 11.92x $0.15 3.7% 2.85x
PLBC
Plumas Bancorp
$42.80 $54.33 $253.4M 8.94x $0.30 2.59% 4.10x
USB
U.S. Bancorp
$36.83 $53.80 $57.5B 9.72x $0.50 5.4% 2.10x
WAL
Western Alliance Bancorp
$62.10 $103.64 $6.9B 8.75x $0.38 2.42% 2.15x
Company Total Debt / Total Capital Beta Debt to Equity Quick Ratio
LC
LendingClub
-- 2.122 -- 10.52x
BAC
Bank of America
52.5% 1.388 91.34% 1.97x
FHN
First Horizon
20.26% 1.565 19.86% 2.63x
PLBC
Plumas Bancorp
7.78% 1.248 5.38% 23.55x
USB
U.S. Bancorp
52.84% 1.308 80.15% 9.74x
WAL
Western Alliance Bancorp
49.05% 2.260 68.06% 2.71x
Company Gross Profit Operating Income Return on Invested Capital Return on Common Equity EBIT Margin Free Cash Flow
LC
LendingClub
-- -- 3.79% 3.95% 50.33% -$202.6M
BAC
Bank of America
-- -- 4.33% 9.22% 113.33% $25.9B
FHN
First Horizon
-- -- 6.88% 8.45% 92.18% $174M
PLBC
Plumas Bancorp
-- -- 11.41% 17.16% 61.48% $8.2M
USB
U.S. Bancorp
-- -- 4.97% 10.97% 83.01% $4.8B
WAL
Western Alliance Bancorp
-- -- 6.21% 12.32% 87.54% -$648.4M

LendingClub vs. Competitors

  • Which has Higher Returns LC or BAC?

    Bank of America has a net margin of 4.48% compared to LendingClub's net margin of 26.3%. LendingClub's return on equity of 3.95% beat Bank of America's return on equity of 9.22%.

    Company Gross Margin Earnings Per Share Invested Capital
    LC
    LendingClub
    -- $0.08 $1.3B
    BAC
    Bank of America
    -- $0.82 $622.2B
  • What do Analysts Say About LC or BAC?

    LendingClub has a consensus price target of $17.15, signalling upside risk potential of 97.35%. On the other hand Bank of America has an analysts' consensus of $50.79 which suggests that it could grow by 47.68%. Given that LendingClub has higher upside potential than Bank of America, analysts believe LendingClub is more attractive than Bank of America.

    Company Buy Ratings Hold Ratings Sell Ratings
    LC
    LendingClub
    5 2 0
    BAC
    Bank of America
    12 2 0
  • Is LC or BAC More Risky?

    LendingClub has a beta of 2.086, which suggesting that the stock is 108.644% more volatile than S&P 500. In comparison Bank of America has a beta of 1.245, suggesting its more volatile than the S&P 500 by 24.45%.

  • Which is a Better Dividend Stock LC or BAC?

    LendingClub has a quarterly dividend of $0.00 per share corresponding to a yield of 0%. Bank of America offers a yield of 2.97% to investors and pays a quarterly dividend of $0.26 per share. LendingClub pays -- of its earnings as a dividend. Bank of America pays out 35.03% of its earnings as a dividend. Bank of America's payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios LC or BAC?

    LendingClub quarterly revenues are $217.2M, which are smaller than Bank of America quarterly revenues of $25.3B. LendingClub's net income of $9.7M is lower than Bank of America's net income of $6.7B. Notably, LendingClub's price-to-earnings ratio is 19.31x while Bank of America's PE ratio is 10.68x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for LendingClub is 1.25x versus 2.68x for Bank of America. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    LC
    LendingClub
    1.25x 19.31x $217.2M $9.7M
    BAC
    Bank of America
    2.68x 10.68x $25.3B $6.7B
  • Which has Higher Returns LC or FHN?

    First Horizon has a net margin of 4.48% compared to LendingClub's net margin of 23.61%. LendingClub's return on equity of 3.95% beat First Horizon's return on equity of 8.45%.

    Company Gross Margin Earnings Per Share Invested Capital
    LC
    LendingClub
    -- $0.08 $1.3B
    FHN
    First Horizon
    -- $0.29 $11.4B
  • What do Analysts Say About LC or FHN?

    LendingClub has a consensus price target of $17.15, signalling upside risk potential of 97.35%. On the other hand First Horizon has an analysts' consensus of $22.67 which suggests that it could grow by 39.83%. Given that LendingClub has higher upside potential than First Horizon, analysts believe LendingClub is more attractive than First Horizon.

    Company Buy Ratings Hold Ratings Sell Ratings
    LC
    LendingClub
    5 2 0
    FHN
    First Horizon
    5 7 0
  • Is LC or FHN More Risky?

    LendingClub has a beta of 2.086, which suggesting that the stock is 108.644% more volatile than S&P 500. In comparison First Horizon has a beta of 0.605, suggesting its less volatile than the S&P 500 by 39.493%.

  • Which is a Better Dividend Stock LC or FHN?

    LendingClub has a quarterly dividend of $0.00 per share corresponding to a yield of 0%. First Horizon offers a yield of 3.7% to investors and pays a quarterly dividend of $0.15 per share. LendingClub pays -- of its earnings as a dividend. First Horizon pays out 46.58% of its earnings as a dividend. First Horizon's payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios LC or FHN?

    LendingClub quarterly revenues are $217.2M, which are smaller than First Horizon quarterly revenues of $703M. LendingClub's net income of $9.7M is lower than First Horizon's net income of $166M. Notably, LendingClub's price-to-earnings ratio is 19.31x while First Horizon's PE ratio is 11.92x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for LendingClub is 1.25x versus 2.85x for First Horizon. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    LC
    LendingClub
    1.25x 19.31x $217.2M $9.7M
    FHN
    First Horizon
    2.85x 11.92x $703M $166M
  • Which has Higher Returns LC or PLBC?

    Plumas Bancorp has a net margin of 4.48% compared to LendingClub's net margin of 36.73%. LendingClub's return on equity of 3.95% beat Plumas Bancorp's return on equity of 17.16%.

    Company Gross Margin Earnings Per Share Invested Capital
    LC
    LendingClub
    -- $0.08 $1.3B
    PLBC
    Plumas Bancorp
    -- $1.29 $192.9M
  • What do Analysts Say About LC or PLBC?

    LendingClub has a consensus price target of $17.15, signalling upside risk potential of 97.35%. On the other hand Plumas Bancorp has an analysts' consensus of $54.33 which suggests that it could grow by 26.95%. Given that LendingClub has higher upside potential than Plumas Bancorp, analysts believe LendingClub is more attractive than Plumas Bancorp.

    Company Buy Ratings Hold Ratings Sell Ratings
    LC
    LendingClub
    5 2 0
    PLBC
    Plumas Bancorp
    1 0 0
  • Is LC or PLBC More Risky?

    LendingClub has a beta of 2.086, which suggesting that the stock is 108.644% more volatile than S&P 500. In comparison Plumas Bancorp has a beta of 0.555, suggesting its less volatile than the S&P 500 by 44.46%.

  • Which is a Better Dividend Stock LC or PLBC?

    LendingClub has a quarterly dividend of $0.00 per share corresponding to a yield of 0%. Plumas Bancorp offers a yield of 2.59% to investors and pays a quarterly dividend of $0.30 per share. LendingClub pays -- of its earnings as a dividend. Plumas Bancorp pays out 22.24% of its earnings as a dividend. Plumas Bancorp's payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios LC or PLBC?

    LendingClub quarterly revenues are $217.2M, which are larger than Plumas Bancorp quarterly revenues of $21.1M. LendingClub's net income of $9.7M is higher than Plumas Bancorp's net income of $7.7M. Notably, LendingClub's price-to-earnings ratio is 19.31x while Plumas Bancorp's PE ratio is 8.94x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for LendingClub is 1.25x versus 4.10x for Plumas Bancorp. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    LC
    LendingClub
    1.25x 19.31x $217.2M $9.7M
    PLBC
    Plumas Bancorp
    4.10x 8.94x $21.1M $7.7M
  • Which has Higher Returns LC or USB?

    U.S. Bancorp has a net margin of 4.48% compared to LendingClub's net margin of 23.83%. LendingClub's return on equity of 3.95% beat U.S. Bancorp's return on equity of 10.97%.

    Company Gross Margin Earnings Per Share Invested Capital
    LC
    LendingClub
    -- $0.08 $1.3B
    USB
    U.S. Bancorp
    -- $1.01 $124.7B
  • What do Analysts Say About LC or USB?

    LendingClub has a consensus price target of $17.15, signalling upside risk potential of 97.35%. On the other hand U.S. Bancorp has an analysts' consensus of $53.80 which suggests that it could grow by 46.06%. Given that LendingClub has higher upside potential than U.S. Bancorp, analysts believe LendingClub is more attractive than U.S. Bancorp.

    Company Buy Ratings Hold Ratings Sell Ratings
    LC
    LendingClub
    5 2 0
    USB
    U.S. Bancorp
    8 8 0
  • Is LC or USB More Risky?

    LendingClub has a beta of 2.086, which suggesting that the stock is 108.644% more volatile than S&P 500. In comparison U.S. Bancorp has a beta of 0.914, suggesting its less volatile than the S&P 500 by 8.61%.

  • Which is a Better Dividend Stock LC or USB?

    LendingClub has a quarterly dividend of $0.00 per share corresponding to a yield of 0%. U.S. Bancorp offers a yield of 5.4% to investors and pays a quarterly dividend of $0.50 per share. LendingClub pays -- of its earnings as a dividend. U.S. Bancorp pays out 54.74% of its earnings as a dividend. U.S. Bancorp's payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios LC or USB?

    LendingClub quarterly revenues are $217.2M, which are smaller than U.S. Bancorp quarterly revenues of $7B. LendingClub's net income of $9.7M is lower than U.S. Bancorp's net income of $1.7B. Notably, LendingClub's price-to-earnings ratio is 19.31x while U.S. Bancorp's PE ratio is 9.72x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for LendingClub is 1.25x versus 2.10x for U.S. Bancorp. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    LC
    LendingClub
    1.25x 19.31x $217.2M $9.7M
    USB
    U.S. Bancorp
    2.10x 9.72x $7B $1.7B
  • Which has Higher Returns LC or WAL?

    Western Alliance Bancorp has a net margin of 4.48% compared to LendingClub's net margin of 25.96%. LendingClub's return on equity of 3.95% beat Western Alliance Bancorp's return on equity of 12.32%.

    Company Gross Margin Earnings Per Share Invested Capital
    LC
    LendingClub
    -- $0.08 $1.3B
    WAL
    Western Alliance Bancorp
    -- $1.95 $13.2B
  • What do Analysts Say About LC or WAL?

    LendingClub has a consensus price target of $17.15, signalling upside risk potential of 97.35%. On the other hand Western Alliance Bancorp has an analysts' consensus of $103.64 which suggests that it could grow by 66.9%. Given that LendingClub has higher upside potential than Western Alliance Bancorp, analysts believe LendingClub is more attractive than Western Alliance Bancorp.

    Company Buy Ratings Hold Ratings Sell Ratings
    LC
    LendingClub
    5 2 0
    WAL
    Western Alliance Bancorp
    8 1 0
  • Is LC or WAL More Risky?

    LendingClub has a beta of 2.086, which suggesting that the stock is 108.644% more volatile than S&P 500. In comparison Western Alliance Bancorp has a beta of 1.289, suggesting its more volatile than the S&P 500 by 28.929%.

  • Which is a Better Dividend Stock LC or WAL?

    LendingClub has a quarterly dividend of $0.00 per share corresponding to a yield of 0%. Western Alliance Bancorp offers a yield of 2.42% to investors and pays a quarterly dividend of $0.38 per share. LendingClub pays -- of its earnings as a dividend. Western Alliance Bancorp pays out 22.45% of its earnings as a dividend. Western Alliance Bancorp's payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios LC or WAL?

    LendingClub quarterly revenues are $217.2M, which are smaller than Western Alliance Bancorp quarterly revenues of $835.6M. LendingClub's net income of $9.7M is lower than Western Alliance Bancorp's net income of $216.9M. Notably, LendingClub's price-to-earnings ratio is 19.31x while Western Alliance Bancorp's PE ratio is 8.75x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for LendingClub is 1.25x versus 2.15x for Western Alliance Bancorp. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    LC
    LendingClub
    1.25x 19.31x $217.2M $9.7M
    WAL
    Western Alliance Bancorp
    2.15x 8.75x $835.6M $216.9M

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