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LC Quote, Financials, Valuation and Earnings
Last price:
$19.53
Seasonality move
:
-9.42%
Day range:
$18.90 - $19.80
52-week range:
$7.90 - $19.88
Dividend yield:
0%
P/E ratio:
21.16x
P/S ratio:
1.55x
P/B ratio:
1.48x
Volume:
1.3M
Avg. volume:
2.1M
1-year change:
22.98%
Market cap:
$2.2B
Revenue:
$1.3B
EPS (TTM):
$0.89
Price Performance History
Performance vs. Valuation Benchmarks
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Competitors
| Company | Revenue Forecast | Earnings Forecast | Revenue Growth Forecast | Earnings Growth Forecast | Analyst Price Target Median |
|---|---|---|---|---|---|
|
LC
LendingClub Corp.
|
$256M | $0.31 | -22.82% | 308.38% | $21.91 |
|
BANC
Banc of California, Inc.
|
$283.9M | $0.33 | -35.88% | 32.75% | $20.41 |
|
C
Citigroup, Inc.
|
$21.2B | $1.93 | -48.95% | 33.24% | $114.33 |
|
JPM
JPMorgan Chase & Co.
|
$45.6B | $4.87 | -31.73% | 1.99% | $328.09 |
|
UPST
Upstart Holdings, Inc.
|
$279.6M | $0.42 | 31.8% | -98.3% | $55.38 |
|
WAL
Western Alliance Bancorp.
|
$887.6M | $2.07 | -27.1% | 23.99% | $100.50 |
| Company | Price | Analyst Target | Market Cap | P/E Ratio | Dividend per Share | Dividend Yield | Price / LTM Sales |
|---|---|---|---|---|---|---|---|
|
LC
LendingClub Corp.
|
$18.80 | $21.91 | $2.2B | 21.16x | $0.00 | 0% | 1.55x |
|
BANC
Banc of California, Inc.
|
$18.92 | $20.41 | $2.9B | 18.41x | $0.10 | 2.11% | 1.71x |
|
C
Citigroup, Inc.
|
$107.79 | $114.33 | $192.9B | 15.16x | $0.60 | 2.15% | 1.21x |
|
JPM
JPMorgan Chase & Co.
|
$312.13 | $328.09 | $849.7B | 15.46x | $1.50 | 1.78% | 3.15x |
|
UPST
Upstart Holdings, Inc.
|
$45.30 | $55.38 | $4.4B | 198.95x | $0.00 | 0% | 4.67x |
|
WAL
Western Alliance Bancorp.
|
$84.91 | $100.50 | $9.3B | 10.50x | $0.42 | 1.84% | 1.79x |
| Company | Total Debt / Total Capital | Beta | Debt to Equity | Quick Ratio |
|---|---|---|---|---|
|
LC
LendingClub Corp.
|
3.51% | 2.054 | 3.04% | 8.27x |
|
BANC
Banc of California, Inc.
|
46.02% | 1.006 | 96.25% | 0.00x |
|
C
Citigroup, Inc.
|
77.26% | 1.972 | 359.05% | 0.00x |
|
JPM
JPMorgan Chase & Co.
|
75.36% | 1.441 | 125.37% | 0.00x |
|
UPST
Upstart Holdings, Inc.
|
72.41% | 2.956 | 39.49% | 4.50x |
|
WAL
Western Alliance Bancorp.
|
38.89% | 1.500 | 46.39% | 0.00x |
| Company | Gross Profit | Operating Income | Return on Invested Capital | Return on Common Equity | EBIT Margin | Free Cash Flow |
|---|---|---|---|---|---|---|
|
LC
LendingClub Corp.
|
$287.9M | $57.4M | 7.22% | 7.51% | 26.72% | -$791.8M |
|
BANC
Banc of California, Inc.
|
-- | $92.3M | 3.38% | 5.99% | 58.15% | $72.7M |
|
C
Citigroup, Inc.
|
-- | $5.4B | 1.64% | 6.91% | 61.76% | -$11.9B |
|
JPM
JPMorgan Chase & Co.
|
-- | $18.8B | 4.32% | 16.41% | 61.65% | $38.1B |
|
UPST
Upstart Holdings, Inc.
|
$271M | $23.7M | 1.48% | 4.78% | 8.54% | -$126.6M |
|
WAL
Western Alliance Bancorp.
|
-- | $306M | 7.24% | 12.81% | 54.69% | -$625.6M |
LendingClub Corp. vs. Competitors
-
Which has Higher Returns LC or BANC?
Banc of California, Inc. has a net margin of 11.41% compared to LendingClub Corp.'s net margin of 14.91%. LendingClub Corp.'s return on equity of 7.51% beat Banc of California, Inc.'s return on equity of 5.99%.
Company Gross Margin Earnings Per Share Invested Capital LCLendingClub Corp.74.2% $0.37 $1.5B BANCBanc of California, Inc.-- $0.38 $6.4B -
What do Analysts Say About LC or BANC?
LendingClub Corp. has a consensus price target of $21.91, signalling upside risk potential of 16.54%. On the other hand Banc of California, Inc. has an analysts' consensus of $20.41 which suggests that it could grow by 7.87%. Given that LendingClub Corp. has higher upside potential than Banc of California, Inc., analysts believe LendingClub Corp. is more attractive than Banc of California, Inc..
Company Buy Ratings Hold Ratings Sell Ratings LCLendingClub Corp.5 1 0 BANCBanc of California, Inc.6 1 0 -
Is LC or BANC More Risky?
LendingClub Corp. has a beta of 2.137, which suggesting that the stock is 113.663% more volatile than S&P 500. In comparison Banc of California, Inc. has a beta of 0.717, suggesting its less volatile than the S&P 500 by 28.282%.
-
Which is a Better Dividend Stock LC or BANC?
LendingClub Corp. has a quarterly dividend of $0.00 per share corresponding to a yield of 0%. Banc of California, Inc. offers a yield of 2.11% to investors and pays a quarterly dividend of $0.10 per share. LendingClub Corp. pays -- of its earnings as a dividend. Banc of California, Inc. pays out 77.41% of its earnings as a dividend. Banc of California, Inc.'s payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.
-
Which has Better Financial Ratios LC or BANC?
LendingClub Corp. quarterly revenues are $388M, which are smaller than Banc of California, Inc. quarterly revenues of $466.8M. LendingClub Corp.'s net income of $44.3M is lower than Banc of California, Inc.'s net income of $69.6M. Notably, LendingClub Corp.'s price-to-earnings ratio is 21.16x while Banc of California, Inc.'s PE ratio is 18.41x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for LendingClub Corp. is 1.55x versus 1.71x for Banc of California, Inc.. Usually stocks with elevated PS ratios are considered overvalued.
Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income LCLendingClub Corp.1.55x 21.16x $388M $44.3M BANCBanc of California, Inc.1.71x 18.41x $466.8M $69.6M
-
Which has Higher Returns LC or C?
Citigroup, Inc. has a net margin of 11.41% compared to LendingClub Corp.'s net margin of 8.55%. LendingClub Corp.'s return on equity of 7.51% beat Citigroup, Inc.'s return on equity of 6.91%.
Company Gross Margin Earnings Per Share Invested Capital LCLendingClub Corp.74.2% $0.37 $1.5B CCitigroup, Inc.-- $1.86 $937.4B -
What do Analysts Say About LC or C?
LendingClub Corp. has a consensus price target of $21.91, signalling upside risk potential of 16.54%. On the other hand Citigroup, Inc. has an analysts' consensus of $114.33 which suggests that it could grow by 6.07%. Given that LendingClub Corp. has higher upside potential than Citigroup, Inc., analysts believe LendingClub Corp. is more attractive than Citigroup, Inc..
Company Buy Ratings Hold Ratings Sell Ratings LCLendingClub Corp.5 1 0 CCitigroup, Inc.11 5 0 -
Is LC or C More Risky?
LendingClub Corp. has a beta of 2.137, which suggesting that the stock is 113.663% more volatile than S&P 500. In comparison Citigroup, Inc. has a beta of 1.217, suggesting its more volatile than the S&P 500 by 21.719%.
-
Which is a Better Dividend Stock LC or C?
LendingClub Corp. has a quarterly dividend of $0.00 per share corresponding to a yield of 0%. Citigroup, Inc. offers a yield of 2.15% to investors and pays a quarterly dividend of $0.60 per share. LendingClub Corp. pays -- of its earnings as a dividend. Citigroup, Inc. pays out 36.68% of its earnings as a dividend. Citigroup, Inc.'s payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.
-
Which has Better Financial Ratios LC or C?
LendingClub Corp. quarterly revenues are $388M, which are smaller than Citigroup, Inc. quarterly revenues of $43.9B. LendingClub Corp.'s net income of $44.3M is lower than Citigroup, Inc.'s net income of $3.8B. Notably, LendingClub Corp.'s price-to-earnings ratio is 21.16x while Citigroup, Inc.'s PE ratio is 15.16x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for LendingClub Corp. is 1.55x versus 1.21x for Citigroup, Inc.. Usually stocks with elevated PS ratios are considered overvalued.
Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income LCLendingClub Corp.1.55x 21.16x $388M $44.3M CCitigroup, Inc.1.21x 15.16x $43.9B $3.8B
-
Which has Higher Returns LC or JPM?
JPMorgan Chase & Co. has a net margin of 11.41% compared to LendingClub Corp.'s net margin of 19.98%. LendingClub Corp.'s return on equity of 7.51% beat JPMorgan Chase & Co.'s return on equity of 16.41%.
Company Gross Margin Earnings Per Share Invested Capital LCLendingClub Corp.74.2% $0.37 $1.5B JPMJPMorgan Chase & Co.-- $5.07 $1.5T -
What do Analysts Say About LC or JPM?
LendingClub Corp. has a consensus price target of $21.91, signalling upside risk potential of 16.54%. On the other hand JPMorgan Chase & Co. has an analysts' consensus of $328.09 which suggests that it could grow by 5.11%. Given that LendingClub Corp. has higher upside potential than JPMorgan Chase & Co., analysts believe LendingClub Corp. is more attractive than JPMorgan Chase & Co..
Company Buy Ratings Hold Ratings Sell Ratings LCLendingClub Corp.5 1 0 JPMJPMorgan Chase & Co.9 8 2 -
Is LC or JPM More Risky?
LendingClub Corp. has a beta of 2.137, which suggesting that the stock is 113.663% more volatile than S&P 500. In comparison JPMorgan Chase & Co. has a beta of 1.082, suggesting its more volatile than the S&P 500 by 8.24%.
-
Which is a Better Dividend Stock LC or JPM?
LendingClub Corp. has a quarterly dividend of $0.00 per share corresponding to a yield of 0%. JPMorgan Chase & Co. offers a yield of 1.78% to investors and pays a quarterly dividend of $1.50 per share. LendingClub Corp. pays -- of its earnings as a dividend. JPMorgan Chase & Co. pays out 24.3% of its earnings as a dividend. JPMorgan Chase & Co.'s payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.
-
Which has Better Financial Ratios LC or JPM?
LendingClub Corp. quarterly revenues are $388M, which are smaller than JPMorgan Chase & Co. quarterly revenues of $71.7B. LendingClub Corp.'s net income of $44.3M is lower than JPMorgan Chase & Co.'s net income of $14.3B. Notably, LendingClub Corp.'s price-to-earnings ratio is 21.16x while JPMorgan Chase & Co.'s PE ratio is 15.46x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for LendingClub Corp. is 1.55x versus 3.15x for JPMorgan Chase & Co.. Usually stocks with elevated PS ratios are considered overvalued.
Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income LCLendingClub Corp.1.55x 21.16x $388M $44.3M JPMJPMorgan Chase & Co.3.15x 15.46x $71.7B $14.3B
-
Which has Higher Returns LC or UPST?
Upstart Holdings, Inc. has a net margin of 11.41% compared to LendingClub Corp.'s net margin of 11.48%. LendingClub Corp.'s return on equity of 7.51% beat Upstart Holdings, Inc.'s return on equity of 4.78%.
Company Gross Margin Earnings Per Share Invested Capital LCLendingClub Corp.74.2% $0.37 $1.5B UPSTUpstart Holdings, Inc.97.79% $0.23 $2.7B -
What do Analysts Say About LC or UPST?
LendingClub Corp. has a consensus price target of $21.91, signalling upside risk potential of 16.54%. On the other hand Upstart Holdings, Inc. has an analysts' consensus of $55.38 which suggests that it could grow by 22.26%. Given that Upstart Holdings, Inc. has higher upside potential than LendingClub Corp., analysts believe Upstart Holdings, Inc. is more attractive than LendingClub Corp..
Company Buy Ratings Hold Ratings Sell Ratings LCLendingClub Corp.5 1 0 UPSTUpstart Holdings, Inc.4 6 2 -
Is LC or UPST More Risky?
LendingClub Corp. has a beta of 2.137, which suggesting that the stock is 113.663% more volatile than S&P 500. In comparison Upstart Holdings, Inc. has a beta of 0.000, suggesting its less volatile than the S&P 500 by 100%.
-
Which is a Better Dividend Stock LC or UPST?
LendingClub Corp. has a quarterly dividend of $0.00 per share corresponding to a yield of 0%. Upstart Holdings, Inc. offers a yield of 0% to investors and pays a quarterly dividend of $0.00 per share. LendingClub Corp. pays -- of its earnings as a dividend. Upstart Holdings, Inc. pays out -- of its earnings as a dividend.
-
Which has Better Financial Ratios LC or UPST?
LendingClub Corp. quarterly revenues are $388M, which are larger than Upstart Holdings, Inc. quarterly revenues of $277.1M. LendingClub Corp.'s net income of $44.3M is higher than Upstart Holdings, Inc.'s net income of $31.8M. Notably, LendingClub Corp.'s price-to-earnings ratio is 21.16x while Upstart Holdings, Inc.'s PE ratio is 198.95x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for LendingClub Corp. is 1.55x versus 4.67x for Upstart Holdings, Inc.. Usually stocks with elevated PS ratios are considered overvalued.
Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income LCLendingClub Corp.1.55x 21.16x $388M $44.3M UPSTUpstart Holdings, Inc.4.67x 198.95x $277.1M $31.8M
-
Which has Higher Returns LC or WAL?
Western Alliance Bancorp. has a net margin of 11.41% compared to LendingClub Corp.'s net margin of 18.06%. LendingClub Corp.'s return on equity of 7.51% beat Western Alliance Bancorp.'s return on equity of 12.81%.
Company Gross Margin Earnings Per Share Invested Capital LCLendingClub Corp.74.2% $0.37 $1.5B WALWestern Alliance Bancorp.-- $2.28 $12.4B -
What do Analysts Say About LC or WAL?
LendingClub Corp. has a consensus price target of $21.91, signalling upside risk potential of 16.54%. On the other hand Western Alliance Bancorp. has an analysts' consensus of $100.50 which suggests that it could grow by 18.36%. Given that Western Alliance Bancorp. has higher upside potential than LendingClub Corp., analysts believe Western Alliance Bancorp. is more attractive than LendingClub Corp..
Company Buy Ratings Hold Ratings Sell Ratings LCLendingClub Corp.5 1 0 WALWestern Alliance Bancorp.10 0 1 -
Is LC or WAL More Risky?
LendingClub Corp. has a beta of 2.137, which suggesting that the stock is 113.663% more volatile than S&P 500. In comparison Western Alliance Bancorp. has a beta of 1.368, suggesting its more volatile than the S&P 500 by 36.812%.
-
Which is a Better Dividend Stock LC or WAL?
LendingClub Corp. has a quarterly dividend of $0.00 per share corresponding to a yield of 0%. Western Alliance Bancorp. offers a yield of 1.84% to investors and pays a quarterly dividend of $0.42 per share. LendingClub Corp. pays -- of its earnings as a dividend. Western Alliance Bancorp. pays out 21.02% of its earnings as a dividend. Western Alliance Bancorp.'s payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.
-
Which has Better Financial Ratios LC or WAL?
LendingClub Corp. quarterly revenues are $388M, which are smaller than Western Alliance Bancorp. quarterly revenues of $1.4B. LendingClub Corp.'s net income of $44.3M is lower than Western Alliance Bancorp.'s net income of $260.5M. Notably, LendingClub Corp.'s price-to-earnings ratio is 21.16x while Western Alliance Bancorp.'s PE ratio is 10.50x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for LendingClub Corp. is 1.55x versus 1.79x for Western Alliance Bancorp.. Usually stocks with elevated PS ratios are considered overvalued.
Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income LCLendingClub Corp.1.55x 21.16x $388M $44.3M WALWestern Alliance Bancorp.1.79x 10.50x $1.4B $260.5M
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