Financhill
Buy
76

LC Quote, Financials, Valuation and Earnings

Last price:
$19.53
Seasonality move :
-9.42%
Day range:
$18.90 - $19.80
52-week range:
$7.90 - $19.88
Dividend yield:
0%
P/E ratio:
21.16x
P/S ratio:
1.55x
P/B ratio:
1.48x
Volume:
1.3M
Avg. volume:
2.1M
1-year change:
22.98%
Market cap:
$2.2B
Revenue:
$1.3B
EPS (TTM):
$0.89

Analysts' Opinion

  • Consensus Rating
    LendingClub Corp. has received a consensus rating of Buy. The company's average rating is a Buy based on 5 Buy ratings, 1 Hold rating, and 0 Sell ratings.
  • Price Target Upside
    According to analysts' consensus price target of $21.91, LendingClub Corp. has an estimated upside of 16.54% from its current price of $19.53.
  • Price Target Downside
    According to analysts, the lowest downside price target is $20.00 representing 100% downside risk from its current price of $19.53.

Fair Value

  • According to the consensus of 6 analysts, LendingClub Corp. has 16.54% upside to fair value with a price target of $21.91 per share.

LC vs. S&P 500

  • Over the past 5 trading days, LendingClub Corp. has overperformed the S&P 500 by 7.97% suggesting its relative strength compared to the major market average is strong at this time.

Share Buyback

  • LendingClub Corp. does have a share repurchase program in place at this time. The scale of a buyback program can materially affect share price and usually results in a higher earnings per share, all else being equal, when the share count drops.

Revenue Growth

  • LendingClub Corp. has grown year-over-year revenues for 6 quarters straight. In the most recent quarter LendingClub Corp. reported revenues of $388M.

Earnings Growth

  • LendingClub Corp. has grown year-over-year earnings for 2 quarters straight. In the most recent quarter LendingClub Corp. reported earnings per share of $0.37.
Enterprise value:
1.4B
EV / Invested capital:
0.91x
Price / LTM sales:
1.55x
EV / EBIT:
3.82x
EV / Revenue:
0.97x
PEG ratio (5yr expected):
0.23x
EV / Free cash flow:
-0.64x
Price / Operating cash flow:
--
Enterprise value / EBITDA:
3.23x
Gross Profit (TTM):
$1B
Return On Assets:
0.96%
Net Income Margin (TTM):
7.33%
Return On Equity:
7.51%
Return On Invested Capital:
7.22%
Operating Margin:
14.79%
Trailing 12 Months Fiscal Quarters
Period Ending 2023-09-30 2024-09-30 2025-09-30 2024-09-30 2025-09-30
Income Statement
Revenue $1.3B $1.3B $1.4B $335.6M $388M
Gross Profit $998.6M $893.2M $1B $225.4M $287.9M
Operating Income $69.7M $72.9M $152.7M $21.3M $57.4M
EBITDA $379.7M $280.9M $426.1M $82.2M $120.5M
Diluted EPS $0.49 $0.46 $0.89 $0.13 $0.37
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Balance Sheet
Current Assets $939.9M $1B $1.4B $1.1B $886.7M
Total Assets $4.8B $6.8B $8.5B $11B $11.1B
Current Liabilities $161.8M $129.1M $94.7M $104.2M $102.2M
Total Liabilities $3.9B $5.7B $7.3B $9.7B $9.6B
Total Equity $804.8M $1.1B $1.2B $1.3B $1.5B
Total Debt $937M $285.7M $91.3M $28.9M $49.7M
Trailing 12 Months Fiscal Quarters
Period Ending 2023-09-30 2024-09-30 2025-09-30 2024-09-30 2025-09-30
Cash Flow Statement
Cash Flow Operations -$288.4M -$3.3B -$2B -$669.8M -$770.8M
Cash From Investing -$1B $558.5M $1.9B -$594.1M $595.9M
Cash From Financing $1.7B $2.4B -$77.5M $1.3B $246.3M
Free Cash Flow -$351.5M -$3.3B -$2.2B -$682.3M -$791.8M
LC
Sector
Market Cap
$2.2B
$555.9M
Price % of 52-Week High
94.57%
89.84%
Dividend Yield
0%
1.65%
Shareholder Yield
-0.18%
3.16%
1-Year Price Total Return
19.44%
1.51%
Beta (5-Year)
2.137
0.481
Dividend yield:
0%
Annualized payout:
$0.00
Payout ratio:
--
Growth streak:
0 years

Technicals

8-day SMA
Buy
Level $18.08
200-day SMA
Buy
Level $13.58
Bollinger Bands (100)
Buy
Level 14.73 - 17.79
Chaikin Money Flow
Sell
Level -61.9M
20-day SMA
Buy
Level $17.57
Relative Strength Index (RSI14)
Buy
Level 66.12
ADX Line
Buy
Level 17.94
Williams %R
Sell
Level -0.6135
50-day SMA
Buy
Level $16.90
MACD (12, 26)
Buy
Level 0.41
25-day Aroon Oscillator
Sell
Level -44
On Balance Volume
Sell
Level -13.8M

Financial Scores

Sell
Altman Z-Score (Annual)
Level (0.3768)
Sell
CA Score (Annual)
Level (-1.9815)
Sell
Beneish M-Score (Annual)
Level (-1.931)
Buy
Momentum Score
Level (8)
Sell
Ohlson Score
Level (1.6789)
Buy
Piotroski F Score (Annual)
Level (4)
Buy
Quality Ratio Score
Level (5)
Sell
Fundamental Score
Level (4)

Revenue Forecast

Earnings per Share Forecast

Company Profile

LendingClub Corp. engages in the operations of digital marketplace bank. It operates through the LendingClub Bank and LendingClub Corporation (Parent Only) segments. The LendingClub Bank segment involves the provision of full complement of financial products and solutions, loans, leases, and deposits. The LendingClub Corporation (Parent Only) segment includes the holding company legal entity. The company was founded by Renaud Laplanche and Soulaiman Htite in 2006 and is headquartered in San Francisco, CA.

Stock Forecast FAQ

In the current month, LC has received 5 Buy ratings 1 Hold ratings, and 0 Sell ratings. The LC average analyst price target in the past 3 months is $21.91.

  • Where Will LendingClub Corp. Stock Be In 1 Year?

    According to analysts, the consensus estimate is that LendingClub Corp. share price will rise to $21.91 per share over the next 12 months.

  • What Do Analysts Say About LendingClub Corp.?

    Analysts are divided on their view about LendingClub Corp. share price and where it will be in the next 12 months. The majority of analysts rate the stock a Buy. However, a smaller subset of analysts suggest that LendingClub Corp. is a Sell and believe this share price will drop from its current level to $20.00.

  • What Is LendingClub Corp.'s Price Target?

    The price target for LendingClub Corp. over the next 1-year time period is forecast to be $21.91 according to 6 Wall Street analysts, 5 of them rate the stock a Buy, 0 rate the stock a Sell, and 1 analyst rates the stock a Hold.

  • Is LC A Buy, Sell Or Hold?

    According to Wall Street analysts, the consensus rating for LendingClub Corp. is a Buy. 5 of 6 analysts rate the stock a Buy at this time.

  • How Can I Buy Shares Of LC?

    You can purchase shares of LendingClub Corp. via an online brokerage firm such as TD Ameritrade.com, thinkorswim.com, e-trade.com, or Schwab.com. Many other digital online brokerages exist such as RobinHood and Webull where you can purchase LendingClub Corp. shares.

  • What Is The LendingClub Corp. Share Price Today?

    LendingClub Corp. was last trading at $19.53 per share. This represents the most recent stock quote for LendingClub Corp.. Yesterday, LendingClub Corp. closed at $19.53 per share.

  • How To Buy LendingClub Corp. Stock Online?

    In order to purchase LendingClub Corp. stock online, open a brokerage account, deposit funds into the account, and select an order type to purchase shares whether it be market or limit.

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