Financhill
Buy
62

CFR Quote, Financials, Valuation and Earnings

Last price:
$129.05
Seasonality move :
2.37%
Day range:
$127.52 - $129.87
52-week range:
$100.31 - $146.44
Dividend yield:
3.06%
P/E ratio:
13.28x
P/S ratio:
2.87x
P/B ratio:
1.91x
Volume:
127.7K
Avg. volume:
469.2K
1-year change:
-5.13%
Market cap:
$8.3B
Revenue:
$2.8B
EPS (TTM):
$9.72

Analysts' Opinion

  • Consensus Rating
    Cullen/Frost Bankers, Inc. has received a consensus rating of Hold. The company's average rating is a Hold based on 2 Buy ratings, 8 Hold ratings, and 3 Sell ratings.
  • Price Target Upside
    According to analysts' consensus price target of $138.60, Cullen/Frost Bankers, Inc. has an estimated upside of 7.18% from its current price of $128.99.
  • Price Target Downside
    According to analysts, the lowest downside price target is $105.00 representing 100% downside risk from its current price of $128.99.

Fair Value

  • According to the consensus of 13 analysts, Cullen/Frost Bankers, Inc. has 7.18% upside to fair value with a price target of $138.60 per share.

CFR vs. S&P 500

  • Over the past 5 trading days, Cullen/Frost Bankers, Inc. has underperformed the S&P 500 by -0.9% suggesting its relative strength compared to the major market average is weak at this time.

Share Buyback

  • Cullen/Frost Bankers, Inc. does have a share repurchase program in place at this time. The scale of a buyback program can materially affect share price and usually results in a higher earnings per share, all else being equal, when the share count drops.

Revenue Growth

  • Cullen/Frost Bankers, Inc. has grown year-over-year revenues for 18 quarters straight. In the most recent quarter Cullen/Frost Bankers, Inc. reported revenues of $744.6M.

Earnings Growth

  • Cullen/Frost Bankers, Inc. has grown year-over-year earnings for 4 quarters straight. In the most recent quarter Cullen/Frost Bankers, Inc. reported earnings per share of $2.67.
Enterprise value:
13.5B
EV / Invested capital:
1.41x
Price / LTM sales:
2.87x
EV / EBIT:
9.24x
EV / Revenue:
4.68x
PEG ratio (5yr expected):
0.64x
EV / Free cash flow:
640.74x
Price / Operating cash flow:
392.59x
Enterprise value / EBITDA:
--
Gross Profit (TTM):
--
Return On Assets:
1.22%
Net Income Margin (TTM):
21.83%
Return On Equity:
15.16%
Return On Invested Capital:
6.95%
Operating Margin:
27.94%
Trailing 12 Months Fiscal Quarters
Period Ending 2023-09-30 2024-09-30 2025-09-30 2024-09-30 2025-09-30
Income Statement
Revenue $2.6B $2.8B $2.9B $720.1M $744.6M
Gross Profit -- -- -- -- --
Operating Income $811.5M $632.7M $757.7M $175.2M $208M
EBITDA -- -- -- -- --
Diluted EPS $10.44 $8.05 $9.72 $2.24 $2.67
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Balance Sheet
Current Assets $16.4B $13.8B $7.8B $9.4B $8.2B
Total Assets $47.9B $52.9B $48.7B $51B $52.5B
Current Liabilities $29.8B $34.6B $29.6B $29.6B $30.7B
Total Liabilities $43.5B $50.1B $45.7B $46.9B $48.1B
Total Equity $4.4B $2.8B $3B $4.1B $4.5B
Total Debt $545.8M $542.3M $539.5M $535.5M $525.1M
Trailing 12 Months Fiscal Quarters
Period Ending 2023-09-30 2024-09-30 2025-09-30 2024-09-30 2025-09-30
Cash Flow Statement
Cash Flow Operations $746.4M $844M $162.9M $307.7M $246.6M
Cash From Investing -$2.6B -$217K -$2.5B $178.7M -$273.2M
Cash From Financing -$4.2B $736.5M $1B $1.6B $850.8M
Free Cash Flow $581.5M $713.4M $21.1M $282.3M $209.7M
CFR
Sector
Market Cap
$8.3B
$570M
Price % of 52-Week High
88.13%
92.18%
Dividend Yield
3.06%
1.57%
Shareholder Yield
1.95%
3.12%
1-Year Price Total Return
-3.72%
7.87%
Beta (5-Year)
0.637
0.478
Dividend yield:
3.06%
Annualized payout:
$3.74
Payout ratio:
37.5%
Growth streak:
31 years

Technicals

8-day SMA
Sell
Level $128.99
200-day SMA
Buy
Level $125.74
Bollinger Bands (100)
Buy
Level 123.25 - 128.79
Chaikin Money Flow
Buy
Level 91.6M
20-day SMA
Buy
Level $127.51
Relative Strength Index (RSI14)
Buy
Level 58.23
ADX Line
Buy
Level 22.37
Williams %R
Neutral
Level -39.0625
50-day SMA
Buy
Level $125.01
MACD (12, 26)
Buy
Level 1.32
25-day Aroon Oscillator
Buy
Level 64
On Balance Volume
Neutral
Level 5.5M

Financial Scores

Sell
Altman Z-Score (Annual)
Level (-0.237)
Sell
CA Score (Annual)
Level (-2.2724)
--
Beneish M-Score (Annual)
Level (--)
Sell
Momentum Score
Level (4)
Sell
Ohlson Score
Level (2.5522)
Buy
Piotroski F Score (Annual)
Level (6)
Buy
Quality Ratio Score
Level (2)
Buy
Fundamental Score
Level (7)

Revenue Forecast

Earnings per Share Forecast

Company Profile

Cullen/Frost Bankers, Inc. is a financial holding company, which engages in the provision of commercial and consumer banking services. It operates through the Banking and Frost Wealth Advisors segments. The Banking segment involves the operation of commercial and consumer banking services. The Frost Wealth Advisors segment includes fee-based services within private trust, retirement services, and financial management services. The company was founded by Thomas Clayborne Frost in 1868 and is headquartered in San Antonio, TX.

Stock Forecast FAQ

In the current month, CFR has received 2 Buy ratings 8 Hold ratings, and 3 Sell ratings. The CFR average analyst price target in the past 3 months is $138.60.

  • Where Will Cullen/Frost Bankers, Inc. Stock Be In 1 Year?

    According to analysts, the consensus estimate is that Cullen/Frost Bankers, Inc. share price will rise to $138.60 per share over the next 12 months.

  • What Do Analysts Say About Cullen/Frost Bankers, Inc.?

    Analysts are divided on their view about Cullen/Frost Bankers, Inc. share price and where it will be in the next 12 months. The majority of analysts rate the stock a Sell. However, a smaller subset of analysts suggest that Cullen/Frost Bankers, Inc. is a Buy and believe this share price will drop from its current level to $165.00.

  • What Is Cullen/Frost Bankers, Inc.'s Price Target?

    The price target for Cullen/Frost Bankers, Inc. over the next 1-year time period is forecast to be $138.60 according to 13 Wall Street analysts, 2 of them rate the stock a Buy, 3 rate the stock a Sell, and 8 analysts rate the stock a Hold.

  • Is CFR A Buy, Sell Or Hold?

    According to Wall Street analysts, the consensus rating for Cullen/Frost Bankers, Inc. is a Hold. 8 of 13 analysts rate the stock a Hold at this time.

  • How Can I Buy Shares Of CFR?

    You can purchase shares of Cullen/Frost Bankers, Inc. via an online brokerage firm such as TD Ameritrade.com, thinkorswim.com, e-trade.com, or Schwab.com. Many other digital online brokerages exist such as RobinHood and Webull where you can purchase Cullen/Frost Bankers, Inc. shares.

  • What Is The Cullen/Frost Bankers, Inc. Share Price Today?

    Cullen/Frost Bankers, Inc. was last trading at $129.05 per share. This represents the most recent stock quote for Cullen/Frost Bankers, Inc.. Yesterday, Cullen/Frost Bankers, Inc. closed at $128.99 per share.

  • How To Buy Cullen/Frost Bankers, Inc. Stock Online?

    In order to purchase Cullen/Frost Bankers, Inc. stock online, open a brokerage account, deposit funds into the account, and select an order type to purchase shares whether it be market or limit.

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