CFR Quote, Financials, Valuation and Earnings

Citizens & Northern Corp. has a net margin of 23.19% compared to Cullen/Frost Bankers, Inc.'s net margin of 15.87%. Cullen/Frost Bankers, Inc.'s return on equity of 15.16% beat Citizens & Northern Corp.'s return on equity of 9.51%.

Cullen/Frost Bankers, Inc. has a consensus price target of $138.60, signalling upside risk potential of 7.18%. On the other hand Citizens & Northern Corp. has an analysts' consensus of $22.50 which suggests that it could grow by 8.91%. Given that Citizens & Northern Corp. has higher upside potential than Cullen/Frost Bankers, Inc., analysts believe Citizens & Northern Corp. is more attractive than Cullen/Frost Bankers, Inc..

Cullen/Frost Bankers, Inc. has a beta of 0.637, which suggesting that the stock is 36.328% less volatile than S&P 500. In comparison Citizens & Northern Corp. has a beta of 0.571, suggesting its less volatile than the S&P 500 by 42.86%.

Cullen/Frost Bankers, Inc. has a quarterly dividend of $1.00 per share corresponding to a yield of 3.06%. Citizens & Northern Corp. offers a yield of 5.42% to investors and pays a quarterly dividend of $0.28 per share. Cullen/Frost Bankers, Inc. pays 42.19% of its earnings as a dividend. Citizens & Northern Corp. pays out 66.39% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Cullen/Frost Bankers, Inc. quarterly revenues are $744.6M, which are larger than Citizens & Northern Corp. quarterly revenues of $40.9M. Cullen/Frost Bankers, Inc.'s net income of $172.6M is higher than Citizens & Northern Corp.'s net income of $6.5M. Notably, Cullen/Frost Bankers, Inc.'s price-to-earnings ratio is 13.28x while Citizens & Northern Corp.'s PE ratio is 11.81x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Cullen/Frost Bankers, Inc. is 2.87x versus 1.97x for Citizens & Northern Corp.. Usually stocks with elevated PS ratios are considered overvalued.

First Horizon Corp. (Tennessee) has a net margin of 23.19% compared to Cullen/Frost Bankers, Inc.'s net margin of 20.6%. Cullen/Frost Bankers, Inc.'s return on equity of 15.16% beat First Horizon Corp. (Tennessee)'s return on equity of 9.82%.

Cullen/Frost Bankers, Inc. has a consensus price target of $138.60, signalling upside risk potential of 7.18%. On the other hand First Horizon Corp. (Tennessee) has an analysts' consensus of $25.57 which suggests that it could grow by 4.31%. Given that Cullen/Frost Bankers, Inc. has higher upside potential than First Horizon Corp. (Tennessee), analysts believe Cullen/Frost Bankers, Inc. is more attractive than First Horizon Corp. (Tennessee).

Cullen/Frost Bankers, Inc. has a beta of 0.637, which suggesting that the stock is 36.328% less volatile than S&P 500. In comparison First Horizon Corp. (Tennessee) has a beta of 0.623, suggesting its less volatile than the S&P 500 by 37.724%.

Cullen/Frost Bankers, Inc. has a quarterly dividend of $1.00 per share corresponding to a yield of 3.06%. First Horizon Corp. (Tennessee) offers a yield of 2.45% to investors and pays a quarterly dividend of $0.15 per share. Cullen/Frost Bankers, Inc. pays 42.19% of its earnings as a dividend. First Horizon Corp. (Tennessee) pays out 44.25% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Cullen/Frost Bankers, Inc. quarterly revenues are $744.6M, which are smaller than First Horizon Corp. (Tennessee) quarterly revenues of $1.3B. Cullen/Frost Bankers, Inc.'s net income of $172.6M is lower than First Horizon Corp. (Tennessee)'s net income of $266M. Notably, Cullen/Frost Bankers, Inc.'s price-to-earnings ratio is 13.28x while First Horizon Corp. (Tennessee)'s PE ratio is 14.83x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Cullen/Frost Bankers, Inc. is 2.87x versus 2.62x for First Horizon Corp. (Tennessee). Usually stocks with elevated PS ratios are considered overvalued.

Heritage Commerce Corp. has a net margin of 23.19% compared to Cullen/Frost Bankers, Inc.'s net margin of 21.52%. Cullen/Frost Bankers, Inc.'s return on equity of 15.16% beat Heritage Commerce Corp.'s return on equity of 6.25%.

Cullen/Frost Bankers, Inc. has a consensus price target of $138.60, signalling upside risk potential of 7.18%. On the other hand Heritage Commerce Corp. has an analysts' consensus of $13.00 which suggests that it could grow by 3.5%. Given that Cullen/Frost Bankers, Inc. has higher upside potential than Heritage Commerce Corp., analysts believe Cullen/Frost Bankers, Inc. is more attractive than Heritage Commerce Corp..

Cullen/Frost Bankers, Inc. has a beta of 0.637, which suggesting that the stock is 36.328% less volatile than S&P 500. In comparison Heritage Commerce Corp. has a beta of 0.813, suggesting its less volatile than the S&P 500 by 18.684%.

Cullen/Frost Bankers, Inc. has a quarterly dividend of $1.00 per share corresponding to a yield of 3.06%. Heritage Commerce Corp. offers a yield of 4.14% to investors and pays a quarterly dividend of $0.13 per share. Cullen/Frost Bankers, Inc. pays 42.19% of its earnings as a dividend. Heritage Commerce Corp. pays out 78.94% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Cullen/Frost Bankers, Inc. quarterly revenues are $744.6M, which are larger than Heritage Commerce Corp. quarterly revenues of $68.3M. Cullen/Frost Bankers, Inc.'s net income of $172.6M is higher than Heritage Commerce Corp.'s net income of $14.7M. Notably, Cullen/Frost Bankers, Inc.'s price-to-earnings ratio is 13.28x while Heritage Commerce Corp.'s PE ratio is 17.87x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Cullen/Frost Bankers, Inc. is 2.87x versus 2.92x for Heritage Commerce Corp.. Usually stocks with elevated PS ratios are considered overvalued.

Peoples Bancorp, Inc. (Ohio) has a net margin of 23.19% compared to Cullen/Frost Bankers, Inc.'s net margin of 18.66%. Cullen/Frost Bankers, Inc.'s return on equity of 15.16% beat Peoples Bancorp, Inc. (Ohio)'s return on equity of 8.84%.

Cullen/Frost Bankers, Inc. has a consensus price target of $138.60, signalling upside risk potential of 7.18%. On the other hand Peoples Bancorp, Inc. (Ohio) has an analysts' consensus of $34.00 which suggests that it could grow by 10.86%. Given that Peoples Bancorp, Inc. (Ohio) has higher upside potential than Cullen/Frost Bankers, Inc., analysts believe Peoples Bancorp, Inc. (Ohio) is more attractive than Cullen/Frost Bankers, Inc..

Cullen/Frost Bankers, Inc. has a beta of 0.637, which suggesting that the stock is 36.328% less volatile than S&P 500. In comparison Peoples Bancorp, Inc. (Ohio) has a beta of 0.670, suggesting its less volatile than the S&P 500 by 33%.

Cullen/Frost Bankers, Inc. has a quarterly dividend of $1.00 per share corresponding to a yield of 3.06%. Peoples Bancorp, Inc. (Ohio) offers a yield of 5.32% to investors and pays a quarterly dividend of $0.41 per share. Cullen/Frost Bankers, Inc. pays 42.19% of its earnings as a dividend. Peoples Bancorp, Inc. (Ohio) pays out 48.1% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Cullen/Frost Bankers, Inc. quarterly revenues are $744.6M, which are larger than Peoples Bancorp, Inc. (Ohio) quarterly revenues of $156.6M. Cullen/Frost Bankers, Inc.'s net income of $172.6M is higher than Peoples Bancorp, Inc. (Ohio)'s net income of $29.2M. Notably, Cullen/Frost Bankers, Inc.'s price-to-earnings ratio is 13.28x while Peoples Bancorp, Inc. (Ohio)'s PE ratio is 10.73x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Cullen/Frost Bankers, Inc. is 2.87x versus 1.76x for Peoples Bancorp, Inc. (Ohio). Usually stocks with elevated PS ratios are considered overvalued.