TRST Quote, Financials, Valuation and Earnings

Cathay General Bancorp has a net margin of 26.05% compared to Trustco Bank Corp N Y's net margin of 43.01%. Trustco Bank Corp N Y's return on equity of 7.41% beat Cathay General Bancorp's return on equity of 10.23%.

Trustco Bank Corp N Y has a consensus price target of --, signalling downside risk potential of -9.35%. On the other hand Cathay General Bancorp has an analysts' consensus of $50.80 which suggests that it could grow by 31.59%. Given that Cathay General Bancorp has higher upside potential than Trustco Bank Corp N Y, analysts believe Cathay General Bancorp is more attractive than Trustco Bank Corp N Y.

Trustco Bank Corp N Y has a beta of 0.710, which suggesting that the stock is 28.976% less volatile than S&P 500. In comparison Cathay General Bancorp has a beta of 0.988, suggesting its less volatile than the S&P 500 by 1.192%.

Trustco Bank Corp N Y has a quarterly dividend of $0.36 per share corresponding to a yield of 5.02%. Cathay General Bancorp offers a yield of 3.52% to investors and pays a quarterly dividend of $0.34 per share. Trustco Bank Corp N Y pays 56.13% of its earnings as a dividend. Cathay General Bancorp pays out 34.26% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Trustco Bank Corp N Y quarterly revenues are $43.3M, which are smaller than Cathay General Bancorp quarterly revenues of $186.5M. Trustco Bank Corp N Y's net income of $11.3M is lower than Cathay General Bancorp's net income of $80.2M. Notably, Trustco Bank Corp N Y's price-to-earnings ratio is 11.16x while Cathay General Bancorp's PE ratio is 9.75x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Trustco Bank Corp N Y is 3.18x versus 3.83x for Cathay General Bancorp. Usually stocks with elevated PS ratios are considered overvalued.

Evans Bancorp has a net margin of 26.05% compared to Trustco Bank Corp N Y's net margin of 20.42%. Trustco Bank Corp N Y's return on equity of 7.41% beat Evans Bancorp's return on equity of 6.65%.

Trustco Bank Corp N Y has a consensus price target of --, signalling downside risk potential of -9.35%. On the other hand Evans Bancorp has an analysts' consensus of $50.05 which suggests that it could grow by 39.73%. Given that Evans Bancorp has higher upside potential than Trustco Bank Corp N Y, analysts believe Evans Bancorp is more attractive than Trustco Bank Corp N Y.

Trustco Bank Corp N Y has a beta of 0.710, which suggesting that the stock is 28.976% less volatile than S&P 500. In comparison Evans Bancorp has a beta of 0.745, suggesting its less volatile than the S&P 500 by 25.462%.

Trustco Bank Corp N Y has a quarterly dividend of $0.36 per share corresponding to a yield of 5.02%. Evans Bancorp offers a yield of 3.69% to investors and pays a quarterly dividend of $0.66 per share. Trustco Bank Corp N Y pays 56.13% of its earnings as a dividend. Evans Bancorp pays out 60.97% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Trustco Bank Corp N Y quarterly revenues are $43.3M, which are larger than Evans Bancorp quarterly revenues of $18.3M. Trustco Bank Corp N Y's net income of $11.3M is higher than Evans Bancorp's net income of $3.7M. Notably, Trustco Bank Corp N Y's price-to-earnings ratio is 11.16x while Evans Bancorp's PE ratio is 16.66x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Trustco Bank Corp N Y is 3.18x versus 2.87x for Evans Bancorp. Usually stocks with elevated PS ratios are considered overvalued.

First Bancorp has a net margin of 26.05% compared to Trustco Bank Corp N Y's net margin of 32.76%. Trustco Bank Corp N Y's return on equity of 7.41% beat First Bancorp's return on equity of 10.91%.

Trustco Bank Corp N Y has a consensus price target of --, signalling downside risk potential of -9.35%. On the other hand First Bancorp has an analysts' consensus of -- which suggests that it could fall by --. Given that Trustco Bank Corp N Y has higher upside potential than First Bancorp, analysts believe Trustco Bank Corp N Y is more attractive than First Bancorp.

Trustco Bank Corp N Y has a beta of 0.710, which suggesting that the stock is 28.976% less volatile than S&P 500. In comparison First Bancorp has a beta of 0.479, suggesting its less volatile than the S&P 500 by 52.107%.

Trustco Bank Corp N Y has a quarterly dividend of $0.36 per share corresponding to a yield of 5.02%. First Bancorp offers a yield of 6.03% to investors and pays a quarterly dividend of $0.36 per share. Trustco Bank Corp N Y pays 56.13% of its earnings as a dividend. First Bancorp pays out 58.43% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Trustco Bank Corp N Y quarterly revenues are $43.3M, which are larger than First Bancorp quarterly revenues of $22.2M. Trustco Bank Corp N Y's net income of $11.3M is higher than First Bancorp's net income of $7.3M. Notably, Trustco Bank Corp N Y's price-to-earnings ratio is 11.16x while First Bancorp's PE ratio is 9.79x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Trustco Bank Corp N Y is 3.18x versus 3.27x for First Bancorp. Usually stocks with elevated PS ratios are considered overvalued.

United Community Banks has a net margin of 26.05% compared to Trustco Bank Corp N Y's net margin of 30.94%. Trustco Bank Corp N Y's return on equity of 7.41% beat United Community Banks's return on equity of 7.54%.

Trustco Bank Corp N Y has a consensus price target of --, signalling downside risk potential of -9.35%. On the other hand United Community Banks has an analysts' consensus of $35.29 which suggests that it could grow by 38.65%. Given that United Community Banks has higher upside potential than Trustco Bank Corp N Y, analysts believe United Community Banks is more attractive than Trustco Bank Corp N Y.

Trustco Bank Corp N Y has a beta of 0.710, which suggesting that the stock is 28.976% less volatile than S&P 500. In comparison United Community Banks has a beta of 0.797, suggesting its less volatile than the S&P 500 by 20.283%.

Trustco Bank Corp N Y has a quarterly dividend of $0.36 per share corresponding to a yield of 5.02%. United Community Banks offers a yield of 3.73% to investors and pays a quarterly dividend of $0.24 per share. Trustco Bank Corp N Y pays 56.13% of its earnings as a dividend. United Community Banks pays out 46.99% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Trustco Bank Corp N Y quarterly revenues are $43.3M, which are smaller than United Community Banks quarterly revenues of $245M. Trustco Bank Corp N Y's net income of $11.3M is lower than United Community Banks's net income of $75.8M. Notably, Trustco Bank Corp N Y's price-to-earnings ratio is 11.16x while United Community Banks's PE ratio is 12.48x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Trustco Bank Corp N Y is 3.18x versus 3.28x for United Community Banks. Usually stocks with elevated PS ratios are considered overvalued.