Financhill
Buy
73

TRST Quote, Financials, Valuation and Earnings

Last price:
$43.23
Seasonality move :
0.7%
Day range:
$42.29 - $43.48
52-week range:
$27.18 - $45.27
Dividend yield:
3.42%
P/E ratio:
14.44x
P/S ratio:
3.01x
P/B ratio:
1.15x
Volume:
497.9K
Avg. volume:
123.2K
1-year change:
29.72%
Market cap:
$797.8M
Revenue:
$261.8M
EPS (TTM):
$3.00

Price Performance History

Performance vs. Valuation Benchmarks

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Competitors

Company Revenue Forecast Earnings Forecast Revenue Growth Forecast Earnings Growth Forecast Analyst Price Target Median
TRST
TrustCo Bank Corp. NY
$43.1M $0.60 -15.79% -38.37% --
AFBI
Affinity Bancshares, Inc.
-- -- -- -- --
CTBI
Community Trust Bancorp, Inc. (Kentucky)
$71.9M $1.38 -25.11% 13.16% $61.67
FRAF
Franklin Financial Services Corp. (Pennsylvania)
-- -- -- -- --
ISBA
Isabella Bank Corp.
$19.8M $0.63 -22.63% 38.01% $52.00
NBBK
NB Bancorp, Inc.
$67.4M $0.42 -6.46% 13.27% $22.50
Company Price Analyst Target Market Cap P/E Ratio Dividend per Share Dividend Yield Price / LTM Sales
TRST
TrustCo Bank Corp. NY
$43.30 -- $797.8M 14.44x $0.38 3.42% 3.01x
AFBI
Affinity Bancshares, Inc.
$22.50 -- $138.8M 19.38x $1.50 0% 2.83x
CTBI
Community Trust Bancorp, Inc. (Kentucky)
$58.73 $61.67 $1.1B 11.35x $0.53 3.41% 2.65x
FRAF
Franklin Financial Services Corp. (Pennsylvania)
$55.01 -- $246.4M 15.70x $0.33 2.38% 1.93x
ISBA
Isabella Bank Corp.
$56.58 $52.00 $415M 23.02x $0.28 1.98% 3.83x
NBBK
NB Bancorp, Inc.
$21.14 $22.50 $967.6M 13.69x $0.07 0.66% 2.41x
Company Total Debt / Total Capital Beta Debt to Equity Quick Ratio
TRST
TrustCo Bank Corp. NY
16.42% 0.825 20.18% 0.00x
AFBI
Affinity Bancshares, Inc.
30.1% 0.517 44.21% 0.00x
CTBI
Community Trust Bancorp, Inc. (Kentucky)
30.59% 0.855 36.16% 0.00x
FRAF
Franklin Financial Services Corp. (Pennsylvania)
56.36% 0.279 104.28% 0.00x
ISBA
Isabella Bank Corp.
28.69% 0.607 35.32% 0.00x
NBBK
NB Bancorp, Inc.
5.33% 0.778 5.9% 0.00x
Company Gross Profit Operating Income Return on Invested Capital Return on Common Equity EBIT Margin Free Cash Flow
TRST
TrustCo Bank Corp. NY
-- $15.9M 7.01% 8.32% 62.55% $10M
AFBI
Affinity Bancshares, Inc.
-- $2.9M 4.14% 6% 59.72% $3.6M
CTBI
Community Trust Bancorp, Inc. (Kentucky)
-- $30.9M 8.37% 11.84% 61.61% $30.8M
FRAF
Franklin Financial Services Corp. (Pennsylvania)
-- $6.7M 4.08% 10.18% 52.6% $9.1M
ISBA
Isabella Bank Corp.
-- $6.3M 5.92% 8.38% 51.37% $1.7M
NBBK
NB Bancorp, Inc.
-- $21M 6.87% 7.81% 62.74% $23.9M

TrustCo Bank Corp. NY vs. Competitors

  • Which has Higher Returns TRST or AFBI?

    Affinity Bancshares, Inc. has a net margin of 22.99% compared to TrustCo Bank Corp. NY's net margin of 16.41%. TrustCo Bank Corp. NY's return on equity of 8.32% beat Affinity Bancshares, Inc.'s return on equity of 6%.

    Company Gross Margin Earnings Per Share Invested Capital
    TRST
    TrustCo Bank Corp. NY
    -- $0.86 $827.9M
    AFBI
    Affinity Bancshares, Inc.
    -- $0.34 $179.4M
  • What do Analysts Say About TRST or AFBI?

    TrustCo Bank Corp. NY has a consensus price target of --, signalling downside risk potential of -39.95%. On the other hand Affinity Bancshares, Inc. has an analysts' consensus of -- which suggests that it could fall by --. Given that TrustCo Bank Corp. NY has higher upside potential than Affinity Bancshares, Inc., analysts believe TrustCo Bank Corp. NY is more attractive than Affinity Bancshares, Inc..

    Company Buy Ratings Hold Ratings Sell Ratings
    TRST
    TrustCo Bank Corp. NY
    0 0 0
    AFBI
    Affinity Bancshares, Inc.
    0 0 0
  • Is TRST or AFBI More Risky?

    TrustCo Bank Corp. NY has a beta of 0.650, which suggesting that the stock is 34.985% less volatile than S&P 500. In comparison Affinity Bancshares, Inc. has a beta of 0.220, suggesting its less volatile than the S&P 500 by 77.99%.

  • Which is a Better Dividend Stock TRST or AFBI?

    TrustCo Bank Corp. NY has a quarterly dividend of $0.38 per share corresponding to a yield of 3.42%. Affinity Bancshares, Inc. offers a yield of 0% to investors and pays a quarterly dividend of $1.50 per share. TrustCo Bank Corp. NY pays 56.14% of its earnings as a dividend. Affinity Bancshares, Inc. pays out -- of its earnings as a dividend. TrustCo Bank Corp. NY's payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios TRST or AFBI?

    TrustCo Bank Corp. NY quarterly revenues are $70.7M, which are larger than Affinity Bancshares, Inc. quarterly revenues of $13.5M. TrustCo Bank Corp. NY's net income of $16.3M is higher than Affinity Bancshares, Inc.'s net income of $2.2M. Notably, TrustCo Bank Corp. NY's price-to-earnings ratio is 14.44x while Affinity Bancshares, Inc.'s PE ratio is 19.38x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for TrustCo Bank Corp. NY is 3.01x versus 2.83x for Affinity Bancshares, Inc.. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    TRST
    TrustCo Bank Corp. NY
    3.01x 14.44x $70.7M $16.3M
    AFBI
    Affinity Bancshares, Inc.
    2.83x 19.38x $13.5M $2.2M
  • Which has Higher Returns TRST or CTBI?

    Community Trust Bancorp, Inc. (Kentucky) has a net margin of 22.99% compared to TrustCo Bank Corp. NY's net margin of 23.05%. TrustCo Bank Corp. NY's return on equity of 8.32% beat Community Trust Bancorp, Inc. (Kentucky)'s return on equity of 11.84%.

    Company Gross Margin Earnings Per Share Invested Capital
    TRST
    TrustCo Bank Corp. NY
    -- $0.86 $827.9M
    CTBI
    Community Trust Bancorp, Inc. (Kentucky)
    -- $1.32 $1.2B
  • What do Analysts Say About TRST or CTBI?

    TrustCo Bank Corp. NY has a consensus price target of --, signalling downside risk potential of -39.95%. On the other hand Community Trust Bancorp, Inc. (Kentucky) has an analysts' consensus of $61.67 which suggests that it could grow by 5%. Given that Community Trust Bancorp, Inc. (Kentucky) has higher upside potential than TrustCo Bank Corp. NY, analysts believe Community Trust Bancorp, Inc. (Kentucky) is more attractive than TrustCo Bank Corp. NY.

    Company Buy Ratings Hold Ratings Sell Ratings
    TRST
    TrustCo Bank Corp. NY
    0 0 0
    CTBI
    Community Trust Bancorp, Inc. (Kentucky)
    1 0 0
  • Is TRST or CTBI More Risky?

    TrustCo Bank Corp. NY has a beta of 0.650, which suggesting that the stock is 34.985% less volatile than S&P 500. In comparison Community Trust Bancorp, Inc. (Kentucky) has a beta of 0.602, suggesting its less volatile than the S&P 500 by 39.789%.

  • Which is a Better Dividend Stock TRST or CTBI?

    TrustCo Bank Corp. NY has a quarterly dividend of $0.38 per share corresponding to a yield of 3.42%. Community Trust Bancorp, Inc. (Kentucky) offers a yield of 3.41% to investors and pays a quarterly dividend of $0.53 per share. TrustCo Bank Corp. NY pays 56.14% of its earnings as a dividend. Community Trust Bancorp, Inc. (Kentucky) pays out 40.38% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios TRST or CTBI?

    TrustCo Bank Corp. NY quarterly revenues are $70.7M, which are smaller than Community Trust Bancorp, Inc. (Kentucky) quarterly revenues of $103.7M. TrustCo Bank Corp. NY's net income of $16.3M is lower than Community Trust Bancorp, Inc. (Kentucky)'s net income of $23.9M. Notably, TrustCo Bank Corp. NY's price-to-earnings ratio is 14.44x while Community Trust Bancorp, Inc. (Kentucky)'s PE ratio is 11.35x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for TrustCo Bank Corp. NY is 3.01x versus 2.65x for Community Trust Bancorp, Inc. (Kentucky). Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    TRST
    TrustCo Bank Corp. NY
    3.01x 14.44x $70.7M $16.3M
    CTBI
    Community Trust Bancorp, Inc. (Kentucky)
    2.65x 11.35x $103.7M $23.9M
  • Which has Higher Returns TRST or FRAF?

    Franklin Financial Services Corp. (Pennsylvania) has a net margin of 22.99% compared to TrustCo Bank Corp. NY's net margin of 15.53%. TrustCo Bank Corp. NY's return on equity of 8.32% beat Franklin Financial Services Corp. (Pennsylvania)'s return on equity of 10.18%.

    Company Gross Margin Earnings Per Share Invested Capital
    TRST
    TrustCo Bank Corp. NY
    -- $0.86 $827.9M
    FRAF
    Franklin Financial Services Corp. (Pennsylvania)
    -- $1.19 $381.2M
  • What do Analysts Say About TRST or FRAF?

    TrustCo Bank Corp. NY has a consensus price target of --, signalling downside risk potential of -39.95%. On the other hand Franklin Financial Services Corp. (Pennsylvania) has an analysts' consensus of -- which suggests that it could fall by --. Given that TrustCo Bank Corp. NY has higher upside potential than Franklin Financial Services Corp. (Pennsylvania), analysts believe TrustCo Bank Corp. NY is more attractive than Franklin Financial Services Corp. (Pennsylvania).

    Company Buy Ratings Hold Ratings Sell Ratings
    TRST
    TrustCo Bank Corp. NY
    0 0 0
    FRAF
    Franklin Financial Services Corp. (Pennsylvania)
    0 0 0
  • Is TRST or FRAF More Risky?

    TrustCo Bank Corp. NY has a beta of 0.650, which suggesting that the stock is 34.985% less volatile than S&P 500. In comparison Franklin Financial Services Corp. (Pennsylvania) has a beta of -0.101, suggesting its less volatile than the S&P 500 by 110.091%.

  • Which is a Better Dividend Stock TRST or FRAF?

    TrustCo Bank Corp. NY has a quarterly dividend of $0.38 per share corresponding to a yield of 3.42%. Franklin Financial Services Corp. (Pennsylvania) offers a yield of 2.38% to investors and pays a quarterly dividend of $0.33 per share. TrustCo Bank Corp. NY pays 56.14% of its earnings as a dividend. Franklin Financial Services Corp. (Pennsylvania) pays out 50.91% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios TRST or FRAF?

    TrustCo Bank Corp. NY quarterly revenues are $70.7M, which are larger than Franklin Financial Services Corp. (Pennsylvania) quarterly revenues of $34.5M. TrustCo Bank Corp. NY's net income of $16.3M is higher than Franklin Financial Services Corp. (Pennsylvania)'s net income of $5.4M. Notably, TrustCo Bank Corp. NY's price-to-earnings ratio is 14.44x while Franklin Financial Services Corp. (Pennsylvania)'s PE ratio is 15.70x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for TrustCo Bank Corp. NY is 3.01x versus 1.93x for Franklin Financial Services Corp. (Pennsylvania). Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    TRST
    TrustCo Bank Corp. NY
    3.01x 14.44x $70.7M $16.3M
    FRAF
    Franklin Financial Services Corp. (Pennsylvania)
    1.93x 15.70x $34.5M $5.4M
  • Which has Higher Returns TRST or ISBA?

    Isabella Bank Corp. has a net margin of 22.99% compared to TrustCo Bank Corp. NY's net margin of 17.95%. TrustCo Bank Corp. NY's return on equity of 8.32% beat Isabella Bank Corp.'s return on equity of 8.38%.

    Company Gross Margin Earnings Per Share Invested Capital
    TRST
    TrustCo Bank Corp. NY
    -- $0.86 $827.9M
    ISBA
    Isabella Bank Corp.
    -- $0.71 $318.9M
  • What do Analysts Say About TRST or ISBA?

    TrustCo Bank Corp. NY has a consensus price target of --, signalling downside risk potential of -39.95%. On the other hand Isabella Bank Corp. has an analysts' consensus of $52.00 which suggests that it could fall by -8.1%. Given that TrustCo Bank Corp. NY has more downside risk than Isabella Bank Corp., analysts believe Isabella Bank Corp. is more attractive than TrustCo Bank Corp. NY.

    Company Buy Ratings Hold Ratings Sell Ratings
    TRST
    TrustCo Bank Corp. NY
    0 0 0
    ISBA
    Isabella Bank Corp.
    0 1 0
  • Is TRST or ISBA More Risky?

    TrustCo Bank Corp. NY has a beta of 0.650, which suggesting that the stock is 34.985% less volatile than S&P 500. In comparison Isabella Bank Corp. has a beta of 0.131, suggesting its less volatile than the S&P 500 by 86.886%.

  • Which is a Better Dividend Stock TRST or ISBA?

    TrustCo Bank Corp. NY has a quarterly dividend of $0.38 per share corresponding to a yield of 3.42%. Isabella Bank Corp. offers a yield of 1.98% to investors and pays a quarterly dividend of $0.28 per share. TrustCo Bank Corp. NY pays 56.14% of its earnings as a dividend. Isabella Bank Corp. pays out 60.34% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios TRST or ISBA?

    TrustCo Bank Corp. NY quarterly revenues are $70.7M, which are larger than Isabella Bank Corp. quarterly revenues of $29.2M. TrustCo Bank Corp. NY's net income of $16.3M is higher than Isabella Bank Corp.'s net income of $5.2M. Notably, TrustCo Bank Corp. NY's price-to-earnings ratio is 14.44x while Isabella Bank Corp.'s PE ratio is 23.02x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for TrustCo Bank Corp. NY is 3.01x versus 3.83x for Isabella Bank Corp.. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    TRST
    TrustCo Bank Corp. NY
    3.01x 14.44x $70.7M $16.3M
    ISBA
    Isabella Bank Corp.
    3.83x 23.02x $29.2M $5.2M
  • Which has Higher Returns TRST or NBBK?

    NB Bancorp, Inc. has a net margin of 22.99% compared to TrustCo Bank Corp. NY's net margin of 18.02%. TrustCo Bank Corp. NY's return on equity of 8.32% beat NB Bancorp, Inc.'s return on equity of 7.81%.

    Company Gross Margin Earnings Per Share Invested Capital
    TRST
    TrustCo Bank Corp. NY
    -- $0.86 $827.9M
    NBBK
    NB Bancorp, Inc.
    -- $0.43 $778.5M
  • What do Analysts Say About TRST or NBBK?

    TrustCo Bank Corp. NY has a consensus price target of --, signalling downside risk potential of -39.95%. On the other hand NB Bancorp, Inc. has an analysts' consensus of $22.50 which suggests that it could grow by 6.43%. Given that NB Bancorp, Inc. has higher upside potential than TrustCo Bank Corp. NY, analysts believe NB Bancorp, Inc. is more attractive than TrustCo Bank Corp. NY.

    Company Buy Ratings Hold Ratings Sell Ratings
    TRST
    TrustCo Bank Corp. NY
    0 0 0
    NBBK
    NB Bancorp, Inc.
    0 1 0
  • Is TRST or NBBK More Risky?

    TrustCo Bank Corp. NY has a beta of 0.650, which suggesting that the stock is 34.985% less volatile than S&P 500. In comparison NB Bancorp, Inc. has a beta of 0.000, suggesting its less volatile than the S&P 500 by 100%.

  • Which is a Better Dividend Stock TRST or NBBK?

    TrustCo Bank Corp. NY has a quarterly dividend of $0.38 per share corresponding to a yield of 3.42%. NB Bancorp, Inc. offers a yield of 0.66% to investors and pays a quarterly dividend of $0.07 per share. TrustCo Bank Corp. NY pays 56.14% of its earnings as a dividend. NB Bancorp, Inc. pays out -- of its earnings as a dividend. TrustCo Bank Corp. NY's payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios TRST or NBBK?

    TrustCo Bank Corp. NY quarterly revenues are $70.7M, which are smaller than NB Bancorp, Inc. quarterly revenues of $85.2M. TrustCo Bank Corp. NY's net income of $16.3M is higher than NB Bancorp, Inc.'s net income of $15.4M. Notably, TrustCo Bank Corp. NY's price-to-earnings ratio is 14.44x while NB Bancorp, Inc.'s PE ratio is 13.69x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for TrustCo Bank Corp. NY is 3.01x versus 2.41x for NB Bancorp, Inc.. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    TRST
    TrustCo Bank Corp. NY
    3.01x 14.44x $70.7M $16.3M
    NBBK
    NB Bancorp, Inc.
    2.41x 13.69x $85.2M $15.4M

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