Financhill
Buy
73

TRST Quote, Financials, Valuation and Earnings

Last price:
$43.23
Seasonality move :
0.7%
Day range:
$42.29 - $43.48
52-week range:
$27.18 - $45.27
Dividend yield:
3.42%
P/E ratio:
14.44x
P/S ratio:
3.01x
P/B ratio:
1.15x
Volume:
497.9K
Avg. volume:
123.2K
1-year change:
29.72%
Market cap:
$797.8M
Revenue:
$261.8M
EPS (TTM):
$3.00

Analysts' Opinion

  • Consensus Rating
    No consensus rating exists at this time due to lack of analyst coverage.
  • Price Target Downside
    No price target exists because of limited analyst coverage.
  • Price Target Upside
    Similarly, at this time, analysts have not provided a price target so downside risk can't be assessed accurately at this time.

Fair Value

  • According to the consensus of 0 analysts, TrustCo Bank Corp. NY has -39.95% downside to fair value with a price target of -- per share.

TRST vs. S&P 500

  • Over the past 5 trading days, TrustCo Bank Corp. NY has underperformed the S&P 500 by -2.54% suggesting its relative strength compared to the major market average is weak at this time.

Share Buyback

  • TrustCo Bank Corp. NY does have a share repurchase program in place at this time. The scale of a buyback program can materially affect share price and usually results in a higher earnings per share, all else being equal, when the share count drops.

Revenue Growth

  • TrustCo Bank Corp. NY has grown year-over-year revenues for 14 quarters straight. In the most recent quarter TrustCo Bank Corp. NY reported revenues of $70.7M.

Earnings Growth

  • TrustCo Bank Corp. NY has grown year-over-year earnings for 4 quarters straight. In the most recent quarter TrustCo Bank Corp. NY reported earnings per share of $0.86.
Enterprise value:
933.7M
EV / Invested capital:
1.13x
Price / LTM sales:
3.01x
EV / EBIT:
5.64x
EV / Revenue:
3.42x
PEG ratio (5yr expected):
0.71x
EV / Free cash flow:
21.39x
Price / Operating cash flow:
18.82x
Enterprise value / EBITDA:
--
Gross Profit (TTM):
--
Return On Assets:
0.91%
Net Income Margin (TTM):
20.82%
Return On Equity:
8.32%
Return On Invested Capital:
7.01%
Operating Margin:
22.43%
Trailing 12 Months Fiscal Quarters
Period Ending 2023-09-30 2024-09-30 2025-09-30 2024-09-30 2025-09-30
Income Statement
Revenue $237.6M $258.3M $273.1M $65.8M $70.7M
Gross Profit -- -- -- -- --
Operating Income $92.2M $59.4M $58.2M $16.9M $15.9M
EBITDA -- -- -- -- --
Diluted EPS $3.66 $2.49 $3.00 $0.68 $0.86
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Balance Sheet
Current Assets $1.2B $852.9M $521.9M $540M $711.3M
Total Assets $6.1B $6.1B $6.1B $6.1B $6.3B
Current Liabilities $1.8B $2.5B $3B $3.2B $3.2B
Total Liabilities $5.5B $5.5B $5.4B $5.4B $5.7B
Total Equity $586.7M $589M $623.9M $669M $692M
Total Debt $48.4M $48M $43.3M $39.3M $36.1M
Trailing 12 Months Fiscal Quarters
Period Ending 2023-09-30 2024-09-30 2025-09-30 2024-09-30 2025-09-30
Cash Flow Statement
Cash Flow Operations $69.1M $62.9M $55.5M $16.5M $12.8M
Cash From Investing -$305.4M -$37.6M -$61.9M -$11.7M -$18.8M
Cash From Financing -$97.8M -$9.6M $179M -$17.9M -$12M
Free Cash Flow $64.9M $57.3M $43.6M $15.6M $10M
TRST
Sector
Market Cap
$797.8M
$567.9M
Price % of 52-Week High
95.65%
92.5%
Dividend Yield
3.42%
1.58%
Shareholder Yield
6.39%
3.13%
1-Year Price Total Return
29.72%
8.65%
Beta (5-Year)
0.650
0.479
Dividend yield:
3.42%
Annualized payout:
$1.44
Payout ratio:
43.95%
Growth streak:
0 years

Technicals

8-day SMA
Sell
Level $43.81
200-day SMA
Buy
Level $35.10
Bollinger Bands (100)
Buy
Level 35.56 - 41.56
Chaikin Money Flow
Buy
Level 328.3K
20-day SMA
Buy
Level $43.13
Relative Strength Index (RSI14)
Buy
Level 58.05
ADX Line
Sell
Level 9.23
Williams %R
Neutral
Level -65.2318
50-day SMA
Buy
Level $40.00
MACD (12, 26)
Buy
Level 8.11
25-day Aroon Oscillator
Buy
Level 68
On Balance Volume
Neutral
Level 437.9K

Financial Scores

Sell
Altman Z-Score (Annual)
Level (-0.2094)
Sell
CA Score (Annual)
Level (-2.143)
--
Beneish M-Score (Annual)
Level (--)
Buy
Momentum Score
Level (7)
Sell
Ohlson Score
Level (3.3148)
Buy
Piotroski F Score (Annual)
Level (7)
Buy
Quality Ratio Score
Level (2)
Buy
Fundamental Score
Level (8)

Revenue Forecast

Earnings per Share Forecast

Company Profile

TrustCo Bank Corp NY operates as the holding company for Trustco Bank, a federal savings bank that provides personal and business banking services to individuals, partnerships, and corporations. It accepts deposits and offers loans and investments. It also operates as a real estate investment trust that acquires, holds, and manages real estate mortgage assets, including residential mortgage loans and mortgage-backed securities. In addition, the firm serves as the executor of estates and trustee of personal trusts, provides asset and wealth management, estate planning and related advice, and custodial services, and acts as trustee for various types of employee benefit plans, and corporate pension and profit sharing trusts. The company was founded in 1902 and is headquartered in Glenville, NY.

Stock Forecast FAQ

In the current month, TRST has received 0 Buy ratings 0 Hold ratings, and 0 Sell ratings. The TRST average analyst price target in the past 3 months is --.

  • Where Will TrustCo Bank Corp. NY Stock Be In 1 Year?

    According to analysts, the consensus estimate is that TrustCo Bank Corp. NY share price will drop to -- per share over the next 12 months.

  • What Do Analysts Say About TrustCo Bank Corp. NY?

    Analysts are divided on their view about TrustCo Bank Corp. NY share price and where it will be in the next 12 months. The majority of analysts rate the stock a Buy. However, a smaller subset of analysts suggest that TrustCo Bank Corp. NY is a Sell and believe this share price will rise from its current level to --.

  • What Is TrustCo Bank Corp. NY's Price Target?

    The price target for TrustCo Bank Corp. NY over the next 1-year time period is forecast to be -- according to 0 Wall Street analysts, 0 of them rate the stock a Buy, 0 rate the stock a Sell, and 0 analysts rate the stock a Hold.

  • Is TRST A Buy, Sell Or Hold?

    According to Wall Street analysts, the consensus rating for TrustCo Bank Corp. NY is a --. 0 of 0 analysts rate the stock a -- at this time.

  • How Can I Buy Shares Of TRST?

    You can purchase shares of TrustCo Bank Corp. NY via an online brokerage firm such as TD Ameritrade.com, thinkorswim.com, e-trade.com, or Schwab.com. Many other digital online brokerages exist such as RobinHood and Webull where you can purchase TrustCo Bank Corp. NY shares.

  • What Is The TrustCo Bank Corp. NY Share Price Today?

    TrustCo Bank Corp. NY was last trading at $43.23 per share. This represents the most recent stock quote for TrustCo Bank Corp. NY. Yesterday, TrustCo Bank Corp. NY closed at $43.30 per share.

  • How To Buy TrustCo Bank Corp. NY Stock Online?

    In order to purchase TrustCo Bank Corp. NY stock online, open a brokerage account, deposit funds into the account, and select an order type to purchase shares whether it be market or limit.

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