OBT Quote, Financials, Valuation and Earnings

Evans Bancorp has a net margin of 26.18% compared to Orange County Bancorp's net margin of 20.42%. Orange County Bancorp's return on equity of 15.66% beat Evans Bancorp's return on equity of 6.65%.

Orange County Bancorp has a consensus price target of $30.50, signalling upside risk potential of 36.59%. On the other hand Evans Bancorp has an analysts' consensus of $45.50 which suggests that it could grow by 23.34%. Given that Orange County Bancorp has higher upside potential than Evans Bancorp, analysts believe Orange County Bancorp is more attractive than Evans Bancorp.

Orange County Bancorp has a beta of 0.423, which suggesting that the stock is 57.713% less volatile than S&P 500. In comparison Evans Bancorp has a beta of 0.745, suggesting its less volatile than the S&P 500 by 25.462%.

Orange County Bancorp has a quarterly dividend of $0.13 per share corresponding to a yield of 2.17%. Evans Bancorp offers a yield of 3.58% to investors and pays a quarterly dividend of $0.66 per share. Orange County Bancorp pays 19.1% of its earnings as a dividend. Evans Bancorp pays out 60.97% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Orange County Bancorp quarterly revenues are $27.4M, which are larger than Evans Bancorp quarterly revenues of $18.3M. Orange County Bancorp's net income of $7.2M is higher than Evans Bancorp's net income of $3.7M. Notably, Orange County Bancorp's price-to-earnings ratio is 9.04x while Evans Bancorp's PE ratio is 17.16x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Orange County Bancorp is 2.30x versus 2.95x for Evans Bancorp. Usually stocks with elevated PS ratios are considered overvalued.

First Bank has a net margin of 26.18% compared to Orange County Bancorp's net margin of 31.08%. Orange County Bancorp's return on equity of 15.66% beat First Bank's return on equity of 10.79%.

Orange County Bancorp has a consensus price target of $30.50, signalling upside risk potential of 36.59%. On the other hand First Bank has an analysts' consensus of $17.67 which suggests that it could grow by 27.1%. Given that Orange County Bancorp has higher upside potential than First Bank, analysts believe Orange County Bancorp is more attractive than First Bank.

Orange County Bancorp has a beta of 0.423, which suggesting that the stock is 57.713% less volatile than S&P 500. In comparison First Bank has a beta of 0.763, suggesting its less volatile than the S&P 500 by 23.73%.

Orange County Bancorp has a quarterly dividend of $0.13 per share corresponding to a yield of 2.17%. First Bank offers a yield of 1.73% to investors and pays a quarterly dividend of $0.06 per share. Orange County Bancorp pays 19.1% of its earnings as a dividend. First Bank pays out 14.27% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Orange County Bancorp quarterly revenues are $27.4M, which are smaller than First Bank quarterly revenues of $33.8M. Orange County Bancorp's net income of $7.2M is lower than First Bank's net income of $10.5M. Notably, Orange County Bancorp's price-to-earnings ratio is 9.04x while First Bank's PE ratio is 8.32x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Orange County Bancorp is 2.30x versus 2.71x for First Bank. Usually stocks with elevated PS ratios are considered overvalued.

Park National has a net margin of 26.18% compared to Orange County Bancorp's net margin of 28.72%. Orange County Bancorp's return on equity of 15.66% beat Park National's return on equity of 12.67%.

Orange County Bancorp has a consensus price target of $30.50, signalling upside risk potential of 36.59%. On the other hand Park National has an analysts' consensus of $170.00 which suggests that it could grow by 10.66%. Given that Orange County Bancorp has higher upside potential than Park National, analysts believe Orange County Bancorp is more attractive than Park National.

Orange County Bancorp has a beta of 0.423, which suggesting that the stock is 57.713% less volatile than S&P 500. In comparison Park National has a beta of 0.722, suggesting its less volatile than the S&P 500 by 27.76%.

Orange County Bancorp has a quarterly dividend of $0.13 per share corresponding to a yield of 2.17%. Park National offers a yield of 2.77% to investors and pays a quarterly dividend of $1.07 per share. Orange County Bancorp pays 19.1% of its earnings as a dividend. Park National pays out 51.18% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Orange County Bancorp quarterly revenues are $27.4M, which are smaller than Park National quarterly revenues of $134.5M. Orange County Bancorp's net income of $7.2M is lower than Park National's net income of $38.6M. Notably, Orange County Bancorp's price-to-earnings ratio is 9.04x while Park National's PE ratio is 16.50x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Orange County Bancorp is 2.30x versus 4.79x for Park National. Usually stocks with elevated PS ratios are considered overvalued.

Tompkins Financial has a net margin of 26.18% compared to Orange County Bancorp's net margin of 25.81%. Orange County Bancorp's return on equity of 15.66% beat Tompkins Financial's return on equity of 10.27%.

Orange County Bancorp has a consensus price target of $30.50, signalling upside risk potential of 36.59%. On the other hand Tompkins Financial has an analysts' consensus of $76.50 which suggests that it could grow by 26.45%. Given that Orange County Bancorp has higher upside potential than Tompkins Financial, analysts believe Orange County Bancorp is more attractive than Tompkins Financial.

Orange County Bancorp has a beta of 0.423, which suggesting that the stock is 57.713% less volatile than S&P 500. In comparison Tompkins Financial has a beta of 0.748, suggesting its less volatile than the S&P 500 by 25.208%.

Orange County Bancorp has a quarterly dividend of $0.13 per share corresponding to a yield of 2.17%. Tompkins Financial offers a yield of 4.07% to investors and pays a quarterly dividend of $0.62 per share. Orange County Bancorp pays 19.1% of its earnings as a dividend. Tompkins Financial pays out 49.47% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Orange County Bancorp quarterly revenues are $27.4M, which are smaller than Tompkins Financial quarterly revenues of $76.2M. Orange County Bancorp's net income of $7.2M is lower than Tompkins Financial's net income of $19.7M. Notably, Orange County Bancorp's price-to-earnings ratio is 9.04x while Tompkins Financial's PE ratio is 12.22x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Orange County Bancorp is 2.30x versus 2.92x for Tompkins Financial. Usually stocks with elevated PS ratios are considered overvalued.