Financhill
Buy
56

OBT Quote, Financials, Valuation and Earnings

Last price:
$28.94
Seasonality move :
-1.23%
Day range:
$28.82 - $29.35
52-week range:
$20.97 - $30.25
Dividend yield:
1.97%
P/E ratio:
9.57x
P/S ratio:
2.25x
P/B ratio:
1.43x
Volume:
23.8K
Avg. volume:
33.1K
1-year change:
10.21%
Market cap:
$386.8M
Revenue:
$143.2M
EPS (TTM):
$3.02

Analysts' Opinion

  • Consensus Rating
    Orange County Bancorp, Inc. has received a consensus rating of Buy. The company's average rating is a Buy based on 2 Buy ratings, 0 Hold ratings, and 0 Sell ratings.
  • Price Target Upside
    According to analysts' consensus price target of $31.00, Orange County Bancorp, Inc. has an estimated upside of 7.12% from its current price of $28.94.
  • Price Target Downside
    According to analysts, the lowest downside price target is $30.00 representing 100% downside risk from its current price of $28.94.

Fair Value

  • According to the consensus of 2 analysts, Orange County Bancorp, Inc. has 7.12% upside to fair value with a price target of $31.00 per share.

OBT vs. S&P 500

  • Over the past 5 trading days, Orange County Bancorp, Inc. has overperformed the S&P 500 by 0.4% suggesting its relative strength compared to the major market average is strong at this time.

Share Buyback

  • Orange County Bancorp, Inc. does have a share repurchase program in place at this time. The scale of a buyback program can materially affect share price and usually results in a higher earnings per share, all else being equal, when the share count drops.

Revenue Growth

  • Orange County Bancorp, Inc. has grown year-over-year revenues for 0 quarters straight. In the most recent quarter Orange County Bancorp, Inc. reported revenues of $41.3M.

Earnings Growth

  • Orange County Bancorp, Inc. has grown year-over-year earnings for 1 quarter straight. In the most recent quarter Orange County Bancorp, Inc. reported earnings per share of $0.75.
Enterprise value:
443.8M
EV / Invested capital:
--
Price / LTM sales:
2.25x
EV / EBIT:
5.55x
EV / Revenue:
2.87x
PEG ratio (5yr expected):
0.50x
EV / Free cash flow:
11.09x
Price / Operating cash flow:
8.68x
Enterprise value / EBITDA:
--
Gross Profit (TTM):
--
Return On Assets:
1.42%
Net Income Margin (TTM):
23.51%
Return On Equity:
16.48%
Return On Invested Capital:
11.59%
Operating Margin:
31.51%
Trailing 12 Months Fiscal Quarters
Period Ending 2023-09-30 2024-09-30 2025-09-30 2024-09-30 2025-09-30
Income Statement
Revenue $124.6M $142M $154.6M $35.6M $41.3M
Gross Profit -- -- -- -- --
Operating Income $38M $36.6M $46.9M $4M $13M
EBITDA -- -- -- -- --
Diluted EPS $5.41 $5.12 $3.02 $0.57 $0.75
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Balance Sheet
Current Assets $397M $185.8M $165M $172.2M $200.4M
Total Assets $2.2B $2.4B $2.4B $2.5B $2.6B
Current Liabilities $1.7B $1.9B $2B $2B $1.9B
Total Liabilities $2B $2.2B $2.3B $2.3B $2.4B
Total Equity $180.6M $136.2M $143.9M $193.1M $270.1M
Total Debt $22.4M $22.4M $29.5M $29.6M $34.5M
Trailing 12 Months Fiscal Quarters
Period Ending 2023-09-30 2024-09-30 2025-09-30 2024-09-30 2025-09-30
Cash Flow Statement
Cash Flow Operations $35.7M $37.8M $42.9M $10.2M $30.2M
Cash From Investing -$122.1M -$50.9M -$85.5M -$60.3M -$22.7M
Cash From Financing $64.9M $15.3M $71.6M $21.2M $6.8M
Free Cash Flow $32.3M $36.7M $40M $10M $29.6M
OBT
Sector
Market Cap
$386.8M
$543.5M
Price % of 52-Week High
95.69%
91.58%
Dividend Yield
1.97%
1.54%
Shareholder Yield
-9.49%
3.06%
1-Year Price Total Return
10.21%
9.18%
Beta (5-Year)
0.431
0.456
Dividend yield:
1.97%
Annualized payout:
$0.47
Payout ratio:
17.31%
Growth streak:
3 years

Technicals

8-day SMA
Buy
Level $28.79
200-day SMA
Buy
Level $25.67
Bollinger Bands (100)
Buy
Level 24.72 - 28
Chaikin Money Flow
Buy
Level 1.2M
20-day SMA
Sell
Level $28.94
Relative Strength Index (RSI14)
Buy
Level 57.39
ADX Line
Buy
Level 28.7
Williams %R
Neutral
Level -57.3333
50-day SMA
Buy
Level $27.30
MACD (12, 26)
Buy
Level 0.41
25-day Aroon Oscillator
Buy
Level 32
On Balance Volume
Neutral
Level 1.7M

Financial Scores

Sell
Altman Z-Score (Annual)
Level (-0.5742)
Sell
CA Score (Annual)
Level (-2.2897)
--
Beneish M-Score (Annual)
Level (--)
Sell
Momentum Score
Level (4)
Sell
Ohlson Score
Level (4.838)
Buy
Piotroski F Score (Annual)
Level (6)
Buy
Quality Ratio Score
Level (3)
Buy
Fundamental Score
Level (8)

Revenue Forecast

Earnings per Share Forecast

Company Profile

Orange County Bancorp, Inc. operates as a holding company, which engages in the provision of commercial and consumer banking products and services and trust and wealth management. It operates through the Banking Business and Wealth Management Business segments. The Banking Business segment involves the delivery of loan and deposit products to customers through Orange Bank & Trust Company. The Wealth Management Business segment includes asset management and trust services to individuals and institutions through HVIA and Orange Bank & Trust Company. The company was founded on May 2, 1892 and is headquartered in Middletown, NY.

Stock Forecast FAQ

In the current month, OBT has received 2 Buy ratings 0 Hold ratings, and 0 Sell ratings. The OBT average analyst price target in the past 3 months is $31.00.

  • Where Will Orange County Bancorp, Inc. Stock Be In 1 Year?

    According to analysts, the consensus estimate is that Orange County Bancorp, Inc. share price will rise to $31.00 per share over the next 12 months.

  • What Do Analysts Say About Orange County Bancorp, Inc.?

    Analysts are divided on their view about Orange County Bancorp, Inc. share price and where it will be in the next 12 months. The majority of analysts rate the stock a Buy. However, a smaller subset of analysts suggest that Orange County Bancorp, Inc. is a Sell and believe this share price will drop from its current level to $30.00.

  • What Is Orange County Bancorp, Inc.'s Price Target?

    The price target for Orange County Bancorp, Inc. over the next 1-year time period is forecast to be $31.00 according to 2 Wall Street analysts, 2 of them rate the stock a Buy, 0 rate the stock a Sell, and 0 analysts rate the stock a Hold.

  • Is OBT A Buy, Sell Or Hold?

    According to Wall Street analysts, the consensus rating for Orange County Bancorp, Inc. is a Buy. 2 of 2 analysts rate the stock a Buy at this time.

  • How Can I Buy Shares Of OBT?

    You can purchase shares of Orange County Bancorp, Inc. via an online brokerage firm such as TD Ameritrade.com, thinkorswim.com, e-trade.com, or Schwab.com. Many other digital online brokerages exist such as RobinHood and Webull where you can purchase Orange County Bancorp, Inc. shares.

  • What Is The Orange County Bancorp, Inc. Share Price Today?

    Orange County Bancorp, Inc. was last trading at $28.94 per share. This represents the most recent stock quote for Orange County Bancorp, Inc.. Yesterday, Orange County Bancorp, Inc. closed at $28.94 per share.

  • How To Buy Orange County Bancorp, Inc. Stock Online?

    In order to purchase Orange County Bancorp, Inc. stock online, open a brokerage account, deposit funds into the account, and select an order type to purchase shares whether it be market or limit.

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