CACC Quote, Financials, Valuation and Earnings

Community Heritage Financial, Inc. has a net margin of 21.04% compared to Credit Acceptance Corp.'s net margin of 14.93%. Credit Acceptance Corp.'s return on equity of 26.11% beat Community Heritage Financial, Inc.'s return on equity of 10.32%.

Credit Acceptance Corp. has a consensus price target of $466.67, signalling downside risk potential of -8.62%. On the other hand Community Heritage Financial, Inc. has an analysts' consensus of -- which suggests that it could fall by --. Given that Credit Acceptance Corp. has higher upside potential than Community Heritage Financial, Inc., analysts believe Credit Acceptance Corp. is more attractive than Community Heritage Financial, Inc..

Credit Acceptance Corp. has a beta of 1.268, which suggesting that the stock is 26.76% more volatile than S&P 500. In comparison Community Heritage Financial, Inc. has a beta of 0.335, suggesting its less volatile than the S&P 500 by 66.469%.

Credit Acceptance Corp. has a quarterly dividend of $0.00 per share corresponding to a yield of 0%. Community Heritage Financial, Inc. offers a yield of 1.05% to investors and pays a quarterly dividend of $0.08 per share. Credit Acceptance Corp. pays -- of its earnings as a dividend. Community Heritage Financial, Inc. pays out 10.92% of its earnings as a dividend. Community Heritage Financial, Inc.'s payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

Credit Acceptance Corp. quarterly revenues are $579.9M, which are larger than Community Heritage Financial, Inc. quarterly revenues of $15.9M. Credit Acceptance Corp.'s net income of $122M is higher than Community Heritage Financial, Inc.'s net income of $2.4M. Notably, Credit Acceptance Corp.'s price-to-earnings ratio is 13.99x while Community Heritage Financial, Inc.'s PE ratio is 10.39x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Credit Acceptance Corp. is 2.57x versus 1.49x for Community Heritage Financial, Inc.. Usually stocks with elevated PS ratios are considered overvalued.

Consumer Portfolio Services, Inc. has a net margin of 21.04% compared to Credit Acceptance Corp.'s net margin of 4.48%. Credit Acceptance Corp.'s return on equity of 26.11% beat Consumer Portfolio Services, Inc.'s return on equity of 6.55%.

Credit Acceptance Corp. has a consensus price target of $466.67, signalling downside risk potential of -8.62%. On the other hand Consumer Portfolio Services, Inc. has an analysts' consensus of $15.00 which suggests that it could grow by 76.26%. Given that Consumer Portfolio Services, Inc. has higher upside potential than Credit Acceptance Corp., analysts believe Consumer Portfolio Services, Inc. is more attractive than Credit Acceptance Corp..

Credit Acceptance Corp. has a beta of 1.268, which suggesting that the stock is 26.76% more volatile than S&P 500. In comparison Consumer Portfolio Services, Inc. has a beta of 1.033, suggesting its more volatile than the S&P 500 by 3.3%.

Credit Acceptance Corp. has a quarterly dividend of $0.00 per share corresponding to a yield of 0%. Consumer Portfolio Services, Inc. offers a yield of 0% to investors and pays a quarterly dividend of $0.00 per share. Credit Acceptance Corp. pays -- of its earnings as a dividend. Consumer Portfolio Services, Inc. pays out -- of its earnings as a dividend.

Credit Acceptance Corp. quarterly revenues are $579.9M, which are larger than Consumer Portfolio Services, Inc. quarterly revenues of $108.4M. Credit Acceptance Corp.'s net income of $122M is higher than Consumer Portfolio Services, Inc.'s net income of $4.9M. Notably, Credit Acceptance Corp.'s price-to-earnings ratio is 13.99x while Consumer Portfolio Services, Inc.'s PE ratio is 10.57x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Credit Acceptance Corp. is 2.57x versus 0.49x for Consumer Portfolio Services, Inc.. Usually stocks with elevated PS ratios are considered overvalued.

Franklin Credit Management Corp. has a net margin of 21.04% compared to Credit Acceptance Corp.'s net margin of --. Credit Acceptance Corp.'s return on equity of 26.11% beat Franklin Credit Management Corp.'s return on equity of --.

Credit Acceptance Corp. has a consensus price target of $466.67, signalling downside risk potential of -8.62%. On the other hand Franklin Credit Management Corp. has an analysts' consensus of -- which suggests that it could fall by --. Given that Credit Acceptance Corp. has higher upside potential than Franklin Credit Management Corp., analysts believe Credit Acceptance Corp. is more attractive than Franklin Credit Management Corp..

Credit Acceptance Corp. has a beta of 1.268, which suggesting that the stock is 26.76% more volatile than S&P 500. In comparison Franklin Credit Management Corp. has a beta of -0.473, suggesting its less volatile than the S&P 500 by 147.282%.

Credit Acceptance Corp. has a quarterly dividend of $0.00 per share corresponding to a yield of 0%. Franklin Credit Management Corp. offers a yield of 0% to investors and pays a quarterly dividend of $0.00 per share. Credit Acceptance Corp. pays -- of its earnings as a dividend. Franklin Credit Management Corp. pays out -- of its earnings as a dividend.

Credit Acceptance Corp. quarterly revenues are $579.9M, which are larger than Franklin Credit Management Corp. quarterly revenues of --. Credit Acceptance Corp.'s net income of $122M is higher than Franklin Credit Management Corp.'s net income of --. Notably, Credit Acceptance Corp.'s price-to-earnings ratio is 13.99x while Franklin Credit Management Corp.'s PE ratio is --. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Credit Acceptance Corp. is 2.57x versus 0.08x for Franklin Credit Management Corp.. Usually stocks with elevated PS ratios are considered overvalued.

IF Bancorp, Inc. has a net margin of 21.04% compared to Credit Acceptance Corp.'s net margin of 11.16%. Credit Acceptance Corp.'s return on equity of 26.11% beat IF Bancorp, Inc.'s return on equity of 6.33%.

Credit Acceptance Corp. has a consensus price target of $466.67, signalling downside risk potential of -8.62%. On the other hand IF Bancorp, Inc. has an analysts' consensus of -- which suggests that it could fall by --. Given that Credit Acceptance Corp. has higher upside potential than IF Bancorp, Inc., analysts believe Credit Acceptance Corp. is more attractive than IF Bancorp, Inc..

Credit Acceptance Corp. has a beta of 1.268, which suggesting that the stock is 26.76% more volatile than S&P 500. In comparison IF Bancorp, Inc. has a beta of 0.178, suggesting its less volatile than the S&P 500 by 82.216%.

Credit Acceptance Corp. has a quarterly dividend of $0.00 per share corresponding to a yield of 0%. IF Bancorp, Inc. offers a yield of 1.45% to investors and pays a quarterly dividend of $0.20 per share. Credit Acceptance Corp. pays -- of its earnings as a dividend. IF Bancorp, Inc. pays out 29.29% of its earnings as a dividend. IF Bancorp, Inc.'s payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

Credit Acceptance Corp. quarterly revenues are $579.9M, which are larger than IF Bancorp, Inc. quarterly revenues of $11.9M. Credit Acceptance Corp.'s net income of $122M is higher than IF Bancorp, Inc.'s net income of $1.3M. Notably, Credit Acceptance Corp.'s price-to-earnings ratio is 13.99x while IF Bancorp, Inc.'s PE ratio is 17.25x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Credit Acceptance Corp. is 2.57x versus 1.87x for IF Bancorp, Inc.. Usually stocks with elevated PS ratios are considered overvalued.