Financhill
Buy
59

CACC Quote, Financials, Valuation and Earnings

Last price:
$460.89
Seasonality move :
10.19%
Day range:
$455.43 - $472.21
52-week range:
$401.90 - $560.00
Dividend yield:
0%
P/E ratio:
12.56x
P/S ratio:
2.47x
P/B ratio:
3.32x
Volume:
105.6K
Avg. volume:
156.2K
1-year change:
-3.45%
Market cap:
$5.2B
Revenue:
$2.2B
EPS (TTM):
$37.77

Price Performance History

Performance vs. Valuation Benchmarks

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Competitors

Company Revenue Forecast Earnings Forecast Revenue Growth Forecast Earnings Growth Forecast Analyst Price Target Median
CACC
Credit Acceptance Corp.
$592.8M $9.45 2.96% -19.67% $458.00
CPSS
Consumer Portfolio Services, Inc.
$111.5M $0.25 10.3% 8.49% $15.00
IROQ
IF Bancorp, Inc.
-- -- -- -- --
PMTS
CPI Card Group, Inc.
$140.6M $0.62 16.09% 20.64% $28.25
SEZL
Sezzle, Inc.
$104.7M $0.65 31.24% 39.38% $108.50
VRM
Vroom
-- -- -- -- --
Company Price Analyst Target Market Cap P/E Ratio Dividend per Share Dividend Yield Price / LTM Sales
CACC
Credit Acceptance Corp.
$474.41 $458.00 $5.2B 12.56x $0.00 0% 2.47x
CPSS
Consumer Portfolio Services, Inc.
$8.56 $15.00 $188.9M 10.63x $0.00 0% 0.49x
IROQ
IF Bancorp, Inc.
$26.25 -- $85.1M 16.76x $0.20 1.52% 1.76x
PMTS
CPI Card Group, Inc.
$14.17 $28.25 $161.4M 11.77x $0.00 0% 0.33x
SEZL
Sezzle, Inc.
$64.44 $108.50 $2.2B 19.97x $0.00 0% 4.36x
VRM
Vroom
-- -- -- -- $0.00 0% --
Company Total Debt / Total Capital Beta Debt to Equity Quick Ratio
CACC
Credit Acceptance Corp.
80.14% 0.027 123.54% 1.02x
CPSS
Consumer Portfolio Services, Inc.
91.83% 0.981 2067.79% 3.29x
IROQ
IF Bancorp, Inc.
50.8% -0.005 104.05% 0.00x
PMTS
CPI Card Group, Inc.
108.7% 0.166 186.04% 1.30x
SEZL
Sezzle, Inc.
43.22% 7.092 4.37% 3.55x
VRM
Vroom
-- 0.000 -- --
Company Gross Profit Operating Income Return on Invested Capital Return on Common Equity EBIT Margin Free Cash Flow
CACC
Credit Acceptance Corp.
$575.6M $265.2M 5.62% 27.54% 71.64% $298.8M
CPSS
Consumer Portfolio Services, Inc.
$108.2M $66.1M 0.54% 6.55% 60.99% $84.9M
IROQ
IF Bancorp, Inc.
-- $1.9M 2.79% 6.33% 56.13% -$343K
PMTS
CPI Card Group, Inc.
$39.5M $13M 5.23% -- 9.44% $5.3M
SEZL
Sezzle, Inc.
$84.7M $35.6M 53.59% 103.32% 30.45% $32.3M
VRM
Vroom
-- -- -- -- -- --

Credit Acceptance Corp. vs. Competitors

  • Which has Higher Returns CACC or CPSS?

    Consumer Portfolio Services, Inc. has a net margin of 18.58% compared to Credit Acceptance Corp.'s net margin of 4.48%. Credit Acceptance Corp.'s return on equity of 27.54% beat Consumer Portfolio Services, Inc.'s return on equity of 6.55%.

    Company Gross Margin Earnings Per Share Invested Capital
    CACC
    Credit Acceptance Corp.
    98.83% $9.43 $7.9B
    CPSS
    Consumer Portfolio Services, Inc.
    99.81% $0.20 $3.8B
  • What do Analysts Say About CACC or CPSS?

    Credit Acceptance Corp. has a consensus price target of $458.00, signalling downside risk potential of -3.46%. On the other hand Consumer Portfolio Services, Inc. has an analysts' consensus of $15.00 which suggests that it could grow by 75.23%. Given that Consumer Portfolio Services, Inc. has higher upside potential than Credit Acceptance Corp., analysts believe Consumer Portfolio Services, Inc. is more attractive than Credit Acceptance Corp..

    Company Buy Ratings Hold Ratings Sell Ratings
    CACC
    Credit Acceptance Corp.
    0 3 1
    CPSS
    Consumer Portfolio Services, Inc.
    0 0 0
  • Is CACC or CPSS More Risky?

    Credit Acceptance Corp. has a beta of 1.262, which suggesting that the stock is 26.171% more volatile than S&P 500. In comparison Consumer Portfolio Services, Inc. has a beta of 1.051, suggesting its more volatile than the S&P 500 by 5.069%.

  • Which is a Better Dividend Stock CACC or CPSS?

    Credit Acceptance Corp. has a quarterly dividend of $0.00 per share corresponding to a yield of 0%. Consumer Portfolio Services, Inc. offers a yield of 0% to investors and pays a quarterly dividend of $0.00 per share. Credit Acceptance Corp. pays -- of its earnings as a dividend. Consumer Portfolio Services, Inc. pays out -- of its earnings as a dividend.

  • Which has Better Financial Ratios CACC or CPSS?

    Credit Acceptance Corp. quarterly revenues are $582.4M, which are larger than Consumer Portfolio Services, Inc. quarterly revenues of $108.4M. Credit Acceptance Corp.'s net income of $108.2M is higher than Consumer Portfolio Services, Inc.'s net income of $4.9M. Notably, Credit Acceptance Corp.'s price-to-earnings ratio is 12.56x while Consumer Portfolio Services, Inc.'s PE ratio is 10.63x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Credit Acceptance Corp. is 2.47x versus 0.49x for Consumer Portfolio Services, Inc.. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    CACC
    Credit Acceptance Corp.
    2.47x 12.56x $582.4M $108.2M
    CPSS
    Consumer Portfolio Services, Inc.
    0.49x 10.63x $108.4M $4.9M
  • Which has Higher Returns CACC or IROQ?

    IF Bancorp, Inc. has a net margin of 18.58% compared to Credit Acceptance Corp.'s net margin of 11.47%. Credit Acceptance Corp.'s return on equity of 27.54% beat IF Bancorp, Inc.'s return on equity of 6.33%.

    Company Gross Margin Earnings Per Share Invested Capital
    CACC
    Credit Acceptance Corp.
    98.83% $9.43 $7.9B
    IROQ
    IF Bancorp, Inc.
    -- $0.43 $171.8M
  • What do Analysts Say About CACC or IROQ?

    Credit Acceptance Corp. has a consensus price target of $458.00, signalling downside risk potential of -3.46%. On the other hand IF Bancorp, Inc. has an analysts' consensus of -- which suggests that it could fall by --. Given that Credit Acceptance Corp. has higher upside potential than IF Bancorp, Inc., analysts believe Credit Acceptance Corp. is more attractive than IF Bancorp, Inc..

    Company Buy Ratings Hold Ratings Sell Ratings
    CACC
    Credit Acceptance Corp.
    0 3 1
    IROQ
    IF Bancorp, Inc.
    0 0 0
  • Is CACC or IROQ More Risky?

    Credit Acceptance Corp. has a beta of 1.262, which suggesting that the stock is 26.171% more volatile than S&P 500. In comparison IF Bancorp, Inc. has a beta of 0.210, suggesting its less volatile than the S&P 500 by 78.963%.

  • Which is a Better Dividend Stock CACC or IROQ?

    Credit Acceptance Corp. has a quarterly dividend of $0.00 per share corresponding to a yield of 0%. IF Bancorp, Inc. offers a yield of 1.52% to investors and pays a quarterly dividend of $0.20 per share. Credit Acceptance Corp. pays -- of its earnings as a dividend. IF Bancorp, Inc. pays out 29.29% of its earnings as a dividend. IF Bancorp, Inc.'s payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios CACC or IROQ?

    Credit Acceptance Corp. quarterly revenues are $582.4M, which are larger than IF Bancorp, Inc. quarterly revenues of $12.1M. Credit Acceptance Corp.'s net income of $108.2M is higher than IF Bancorp, Inc.'s net income of $1.4M. Notably, Credit Acceptance Corp.'s price-to-earnings ratio is 12.56x while IF Bancorp, Inc.'s PE ratio is 16.76x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Credit Acceptance Corp. is 2.47x versus 1.76x for IF Bancorp, Inc.. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    CACC
    Credit Acceptance Corp.
    2.47x 12.56x $582.4M $108.2M
    IROQ
    IF Bancorp, Inc.
    1.76x 16.76x $12.1M $1.4M
  • Which has Higher Returns CACC or PMTS?

    CPI Card Group, Inc. has a net margin of 18.58% compared to Credit Acceptance Corp.'s net margin of 1.67%. Credit Acceptance Corp.'s return on equity of 27.54% beat CPI Card Group, Inc.'s return on equity of --.

    Company Gross Margin Earnings Per Share Invested Capital
    CACC
    Credit Acceptance Corp.
    98.83% $9.43 $7.9B
    PMTS
    CPI Card Group, Inc.
    28.62% $0.19 $295.1M
  • What do Analysts Say About CACC or PMTS?

    Credit Acceptance Corp. has a consensus price target of $458.00, signalling downside risk potential of -3.46%. On the other hand CPI Card Group, Inc. has an analysts' consensus of $28.25 which suggests that it could grow by 99.37%. Given that CPI Card Group, Inc. has higher upside potential than Credit Acceptance Corp., analysts believe CPI Card Group, Inc. is more attractive than Credit Acceptance Corp..

    Company Buy Ratings Hold Ratings Sell Ratings
    CACC
    Credit Acceptance Corp.
    0 3 1
    PMTS
    CPI Card Group, Inc.
    4 0 0
  • Is CACC or PMTS More Risky?

    Credit Acceptance Corp. has a beta of 1.262, which suggesting that the stock is 26.171% more volatile than S&P 500. In comparison CPI Card Group, Inc. has a beta of 1.198, suggesting its more volatile than the S&P 500 by 19.835%.

  • Which is a Better Dividend Stock CACC or PMTS?

    Credit Acceptance Corp. has a quarterly dividend of $0.00 per share corresponding to a yield of 0%. CPI Card Group, Inc. offers a yield of 0% to investors and pays a quarterly dividend of $0.00 per share. Credit Acceptance Corp. pays -- of its earnings as a dividend. CPI Card Group, Inc. pays out -- of its earnings as a dividend.

  • Which has Better Financial Ratios CACC or PMTS?

    Credit Acceptance Corp. quarterly revenues are $582.4M, which are larger than CPI Card Group, Inc. quarterly revenues of $138M. Credit Acceptance Corp.'s net income of $108.2M is higher than CPI Card Group, Inc.'s net income of $2.3M. Notably, Credit Acceptance Corp.'s price-to-earnings ratio is 12.56x while CPI Card Group, Inc.'s PE ratio is 11.77x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Credit Acceptance Corp. is 2.47x versus 0.33x for CPI Card Group, Inc.. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    CACC
    Credit Acceptance Corp.
    2.47x 12.56x $582.4M $108.2M
    PMTS
    CPI Card Group, Inc.
    0.33x 11.77x $138M $2.3M
  • Which has Higher Returns CACC or SEZL?

    Sezzle, Inc. has a net margin of 18.58% compared to Credit Acceptance Corp.'s net margin of 22.84%. Credit Acceptance Corp.'s return on equity of 27.54% beat Sezzle, Inc.'s return on equity of 103.32%.

    Company Gross Margin Earnings Per Share Invested Capital
    CACC
    Credit Acceptance Corp.
    98.83% $9.43 $7.9B
    SEZL
    Sezzle, Inc.
    72.5% $0.75 $273.4M
  • What do Analysts Say About CACC or SEZL?

    Credit Acceptance Corp. has a consensus price target of $458.00, signalling downside risk potential of -3.46%. On the other hand Sezzle, Inc. has an analysts' consensus of $108.50 which suggests that it could grow by 68.37%. Given that Sezzle, Inc. has higher upside potential than Credit Acceptance Corp., analysts believe Sezzle, Inc. is more attractive than Credit Acceptance Corp..

    Company Buy Ratings Hold Ratings Sell Ratings
    CACC
    Credit Acceptance Corp.
    0 3 1
    SEZL
    Sezzle, Inc.
    3 1 0
  • Is CACC or SEZL More Risky?

    Credit Acceptance Corp. has a beta of 1.262, which suggesting that the stock is 26.171% more volatile than S&P 500. In comparison Sezzle, Inc. has a beta of 0.000, suggesting its less volatile than the S&P 500 by 100%.

  • Which is a Better Dividend Stock CACC or SEZL?

    Credit Acceptance Corp. has a quarterly dividend of $0.00 per share corresponding to a yield of 0%. Sezzle, Inc. offers a yield of 0% to investors and pays a quarterly dividend of $0.00 per share. Credit Acceptance Corp. pays -- of its earnings as a dividend. Sezzle, Inc. pays out -- of its earnings as a dividend.

  • Which has Better Financial Ratios CACC or SEZL?

    Credit Acceptance Corp. quarterly revenues are $582.4M, which are larger than Sezzle, Inc. quarterly revenues of $116.8M. Credit Acceptance Corp.'s net income of $108.2M is higher than Sezzle, Inc.'s net income of $26.7M. Notably, Credit Acceptance Corp.'s price-to-earnings ratio is 12.56x while Sezzle, Inc.'s PE ratio is 19.97x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Credit Acceptance Corp. is 2.47x versus 4.36x for Sezzle, Inc.. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    CACC
    Credit Acceptance Corp.
    2.47x 12.56x $582.4M $108.2M
    SEZL
    Sezzle, Inc.
    4.36x 19.97x $116.8M $26.7M
  • Which has Higher Returns CACC or VRM?

    Vroom has a net margin of 18.58% compared to Credit Acceptance Corp.'s net margin of --. Credit Acceptance Corp.'s return on equity of 27.54% beat Vroom's return on equity of --.

    Company Gross Margin Earnings Per Share Invested Capital
    CACC
    Credit Acceptance Corp.
    98.83% $9.43 $7.9B
    VRM
    Vroom
    -- -- --
  • What do Analysts Say About CACC or VRM?

    Credit Acceptance Corp. has a consensus price target of $458.00, signalling downside risk potential of -3.46%. On the other hand Vroom has an analysts' consensus of -- which suggests that it could fall by --. Given that Credit Acceptance Corp. has higher upside potential than Vroom, analysts believe Credit Acceptance Corp. is more attractive than Vroom.

    Company Buy Ratings Hold Ratings Sell Ratings
    CACC
    Credit Acceptance Corp.
    0 3 1
    VRM
    Vroom
    0 0 0
  • Is CACC or VRM More Risky?

    Credit Acceptance Corp. has a beta of 1.262, which suggesting that the stock is 26.171% more volatile than S&P 500. In comparison Vroom has a beta of 0.000, suggesting its less volatile than the S&P 500 by 100%.

  • Which is a Better Dividend Stock CACC or VRM?

    Credit Acceptance Corp. has a quarterly dividend of $0.00 per share corresponding to a yield of 0%. Vroom offers a yield of 0% to investors and pays a quarterly dividend of $0.00 per share. Credit Acceptance Corp. pays -- of its earnings as a dividend. Vroom pays out -- of its earnings as a dividend.

  • Which has Better Financial Ratios CACC or VRM?

    Credit Acceptance Corp. quarterly revenues are $582.4M, which are larger than Vroom quarterly revenues of --. Credit Acceptance Corp.'s net income of $108.2M is higher than Vroom's net income of --. Notably, Credit Acceptance Corp.'s price-to-earnings ratio is 12.56x while Vroom's PE ratio is --. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Credit Acceptance Corp. is 2.47x versus -- for Vroom. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    CACC
    Credit Acceptance Corp.
    2.47x 12.56x $582.4M $108.2M
    VRM
    Vroom
    -- -- -- --

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