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CPSS Quote, Financials, Valuation and Earnings

Last price:
$8.63
Seasonality move :
3.16%
Day range:
$8.39 - $8.99
52-week range:
$6.67 - $11.67
Dividend yield:
0%
P/E ratio:
10.57x
P/S ratio:
0.49x
P/B ratio:
0.61x
Volume:
16.3K
Avg. volume:
17.4K
1-year change:
-23.13%
Market cap:
$187.8M
Revenue:
$372.5M
EPS (TTM):
$0.81

Price Performance History

Performance vs. Valuation Benchmarks

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Competitors

Company Revenue Forecast Earnings Forecast Revenue Growth Forecast Earnings Growth Forecast Analyst Price Target Median
CPSS
Consumer Portfolio Services, Inc.
$110.6M $0.23 10.3% 8.49% $15.00
AXP
American Express Co.
$18.9B $3.55 -1.88% 8.91% $374.80
CACC
Credit Acceptance Corp.
$585.4M $9.85 1.81% 20.02% $466.67
CMHF
Community Heritage Financial, Inc.
-- -- -- -- --
FCRM
Franklin Credit Management Corp.
-- -- -- -- --
IROQ
IF Bancorp, Inc.
-- -- -- -- --
Company Price Analyst Target Market Cap P/E Ratio Dividend per Share Dividend Yield Price / LTM Sales
CPSS
Consumer Portfolio Services, Inc.
$8.51 $15.00 $187.8M 10.57x $0.00 0% 0.49x
AXP
American Express Co.
$354.01 $374.80 $243.1B 23.01x $0.82 0.93% 3.06x
CACC
Credit Acceptance Corp.
$510.71 $466.67 $5.5B 13.99x $0.00 0% 2.57x
CMHF
Community Heritage Financial, Inc.
$30.50 -- $89.4M 10.39x $0.08 1.05% 1.49x
FCRM
Franklin Credit Management Corp.
$0.0700 -- $701.5K -- $0.00 0% 0.08x
IROQ
IF Bancorp, Inc.
$27.56 -- $89.3M 17.25x $0.20 1.45% 1.87x
Company Total Debt / Total Capital Beta Debt to Equity Quick Ratio
CPSS
Consumer Portfolio Services, Inc.
91.83% 1.005 2067.79% 3.29x
AXP
American Express Co.
63.31% 1.659 22.76% 2.15x
CACC
Credit Acceptance Corp.
80.66% -0.206 134.16% 1.25x
CMHF
Community Heritage Financial, Inc.
36.08% 0.613 63.56% 0.00x
FCRM
Franklin Credit Management Corp.
-- 3.659 -- --
IROQ
IF Bancorp, Inc.
48.9% 0.136 95.69% 0.00x
Company Gross Profit Operating Income Return on Invested Capital Return on Common Equity EBIT Margin Free Cash Flow
CPSS
Consumer Portfolio Services, Inc.
$108.2M $66.1M 0.54% 6.55% 60.99% $84.9M
AXP
American Express Co.
$12.5B $3.8B 12.22% 33.69% 24.81% $2.4B
CACC
Credit Acceptance Corp.
$579.9M $270.8M 5.25% 26.11% 69.05% $298.8M
CMHF
Community Heritage Financial, Inc.
-- $3.2M 7.39% 10.32% 52.5% --
FCRM
Franklin Credit Management Corp.
-- -- -- -- -- --
IROQ
IF Bancorp, Inc.
-- $1.8M 2.96% 6.33% 53.69% -$343K

Consumer Portfolio Services, Inc. vs. Competitors

  • Which has Higher Returns CPSS or AXP?

    American Express Co. has a net margin of 4.48% compared to Consumer Portfolio Services, Inc.'s net margin of 11.61%. Consumer Portfolio Services, Inc.'s return on equity of 6.55% beat American Express Co.'s return on equity of 33.69%.

    Company Gross Margin Earnings Per Share Invested Capital
    CPSS
    Consumer Portfolio Services, Inc.
    99.81% $0.20 $3.8B
    AXP
    American Express Co.
    59.32% $3.53 $91.2B
  • What do Analysts Say About CPSS or AXP?

    Consumer Portfolio Services, Inc. has a consensus price target of $15.00, signalling upside risk potential of 76.26%. On the other hand American Express Co. has an analysts' consensus of $374.80 which suggests that it could grow by 5.87%. Given that Consumer Portfolio Services, Inc. has higher upside potential than American Express Co., analysts believe Consumer Portfolio Services, Inc. is more attractive than American Express Co..

    Company Buy Ratings Hold Ratings Sell Ratings
    CPSS
    Consumer Portfolio Services, Inc.
    0 0 0
    AXP
    American Express Co.
    7 16 1
  • Is CPSS or AXP More Risky?

    Consumer Portfolio Services, Inc. has a beta of 1.033, which suggesting that the stock is 3.3% more volatile than S&P 500. In comparison American Express Co. has a beta of 1.140, suggesting its more volatile than the S&P 500 by 14.039%.

  • Which is a Better Dividend Stock CPSS or AXP?

    Consumer Portfolio Services, Inc. has a quarterly dividend of $0.00 per share corresponding to a yield of 0%. American Express Co. offers a yield of 0.93% to investors and pays a quarterly dividend of $0.82 per share. Consumer Portfolio Services, Inc. pays -- of its earnings as a dividend. American Express Co. pays out 21.33% of its earnings as a dividend. American Express Co.'s payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios CPSS or AXP?

    Consumer Portfolio Services, Inc. quarterly revenues are $108.4M, which are smaller than American Express Co. quarterly revenues of $21B. Consumer Portfolio Services, Inc.'s net income of $4.9M is lower than American Express Co.'s net income of $2.4B. Notably, Consumer Portfolio Services, Inc.'s price-to-earnings ratio is 10.57x while American Express Co.'s PE ratio is 23.01x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Consumer Portfolio Services, Inc. is 0.49x versus 3.06x for American Express Co.. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    CPSS
    Consumer Portfolio Services, Inc.
    0.49x 10.57x $108.4M $4.9M
    AXP
    American Express Co.
    3.06x 23.01x $21B $2.4B
  • Which has Higher Returns CPSS or CACC?

    Credit Acceptance Corp. has a net margin of 4.48% compared to Consumer Portfolio Services, Inc.'s net margin of 21.04%. Consumer Portfolio Services, Inc.'s return on equity of 6.55% beat Credit Acceptance Corp.'s return on equity of 26.11%.

    Company Gross Margin Earnings Per Share Invested Capital
    CPSS
    Consumer Portfolio Services, Inc.
    99.81% $0.20 $3.8B
    CACC
    Credit Acceptance Corp.
    98.83% $10.99 $7.9B
  • What do Analysts Say About CPSS or CACC?

    Consumer Portfolio Services, Inc. has a consensus price target of $15.00, signalling upside risk potential of 76.26%. On the other hand Credit Acceptance Corp. has an analysts' consensus of $466.67 which suggests that it could fall by -8.62%. Given that Consumer Portfolio Services, Inc. has higher upside potential than Credit Acceptance Corp., analysts believe Consumer Portfolio Services, Inc. is more attractive than Credit Acceptance Corp..

    Company Buy Ratings Hold Ratings Sell Ratings
    CPSS
    Consumer Portfolio Services, Inc.
    0 0 0
    CACC
    Credit Acceptance Corp.
    0 3 0
  • Is CPSS or CACC More Risky?

    Consumer Portfolio Services, Inc. has a beta of 1.033, which suggesting that the stock is 3.3% more volatile than S&P 500. In comparison Credit Acceptance Corp. has a beta of 1.268, suggesting its more volatile than the S&P 500 by 26.76%.

  • Which is a Better Dividend Stock CPSS or CACC?

    Consumer Portfolio Services, Inc. has a quarterly dividend of $0.00 per share corresponding to a yield of 0%. Credit Acceptance Corp. offers a yield of 0% to investors and pays a quarterly dividend of $0.00 per share. Consumer Portfolio Services, Inc. pays -- of its earnings as a dividend. Credit Acceptance Corp. pays out -- of its earnings as a dividend.

  • Which has Better Financial Ratios CPSS or CACC?

    Consumer Portfolio Services, Inc. quarterly revenues are $108.4M, which are smaller than Credit Acceptance Corp. quarterly revenues of $579.9M. Consumer Portfolio Services, Inc.'s net income of $4.9M is lower than Credit Acceptance Corp.'s net income of $122M. Notably, Consumer Portfolio Services, Inc.'s price-to-earnings ratio is 10.57x while Credit Acceptance Corp.'s PE ratio is 13.99x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Consumer Portfolio Services, Inc. is 0.49x versus 2.57x for Credit Acceptance Corp.. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    CPSS
    Consumer Portfolio Services, Inc.
    0.49x 10.57x $108.4M $4.9M
    CACC
    Credit Acceptance Corp.
    2.57x 13.99x $579.9M $122M
  • Which has Higher Returns CPSS or CMHF?

    Community Heritage Financial, Inc. has a net margin of 4.48% compared to Consumer Portfolio Services, Inc.'s net margin of 14.93%. Consumer Portfolio Services, Inc.'s return on equity of 6.55% beat Community Heritage Financial, Inc.'s return on equity of 10.32%.

    Company Gross Margin Earnings Per Share Invested Capital
    CPSS
    Consumer Portfolio Services, Inc.
    99.81% $0.20 $3.8B
    CMHF
    Community Heritage Financial, Inc.
    -- $0.80 $139M
  • What do Analysts Say About CPSS or CMHF?

    Consumer Portfolio Services, Inc. has a consensus price target of $15.00, signalling upside risk potential of 76.26%. On the other hand Community Heritage Financial, Inc. has an analysts' consensus of -- which suggests that it could fall by --. Given that Consumer Portfolio Services, Inc. has higher upside potential than Community Heritage Financial, Inc., analysts believe Consumer Portfolio Services, Inc. is more attractive than Community Heritage Financial, Inc..

    Company Buy Ratings Hold Ratings Sell Ratings
    CPSS
    Consumer Portfolio Services, Inc.
    0 0 0
    CMHF
    Community Heritage Financial, Inc.
    0 0 0
  • Is CPSS or CMHF More Risky?

    Consumer Portfolio Services, Inc. has a beta of 1.033, which suggesting that the stock is 3.3% more volatile than S&P 500. In comparison Community Heritage Financial, Inc. has a beta of 0.335, suggesting its less volatile than the S&P 500 by 66.469%.

  • Which is a Better Dividend Stock CPSS or CMHF?

    Consumer Portfolio Services, Inc. has a quarterly dividend of $0.00 per share corresponding to a yield of 0%. Community Heritage Financial, Inc. offers a yield of 1.05% to investors and pays a quarterly dividend of $0.08 per share. Consumer Portfolio Services, Inc. pays -- of its earnings as a dividend. Community Heritage Financial, Inc. pays out 10.92% of its earnings as a dividend. Community Heritage Financial, Inc.'s payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios CPSS or CMHF?

    Consumer Portfolio Services, Inc. quarterly revenues are $108.4M, which are larger than Community Heritage Financial, Inc. quarterly revenues of $15.9M. Consumer Portfolio Services, Inc.'s net income of $4.9M is higher than Community Heritage Financial, Inc.'s net income of $2.4M. Notably, Consumer Portfolio Services, Inc.'s price-to-earnings ratio is 10.57x while Community Heritage Financial, Inc.'s PE ratio is 10.39x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Consumer Portfolio Services, Inc. is 0.49x versus 1.49x for Community Heritage Financial, Inc.. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    CPSS
    Consumer Portfolio Services, Inc.
    0.49x 10.57x $108.4M $4.9M
    CMHF
    Community Heritage Financial, Inc.
    1.49x 10.39x $15.9M $2.4M
  • Which has Higher Returns CPSS or FCRM?

    Franklin Credit Management Corp. has a net margin of 4.48% compared to Consumer Portfolio Services, Inc.'s net margin of --. Consumer Portfolio Services, Inc.'s return on equity of 6.55% beat Franklin Credit Management Corp.'s return on equity of --.

    Company Gross Margin Earnings Per Share Invested Capital
    CPSS
    Consumer Portfolio Services, Inc.
    99.81% $0.20 $3.8B
    FCRM
    Franklin Credit Management Corp.
    -- -- --
  • What do Analysts Say About CPSS or FCRM?

    Consumer Portfolio Services, Inc. has a consensus price target of $15.00, signalling upside risk potential of 76.26%. On the other hand Franklin Credit Management Corp. has an analysts' consensus of -- which suggests that it could fall by --. Given that Consumer Portfolio Services, Inc. has higher upside potential than Franklin Credit Management Corp., analysts believe Consumer Portfolio Services, Inc. is more attractive than Franklin Credit Management Corp..

    Company Buy Ratings Hold Ratings Sell Ratings
    CPSS
    Consumer Portfolio Services, Inc.
    0 0 0
    FCRM
    Franklin Credit Management Corp.
    0 0 0
  • Is CPSS or FCRM More Risky?

    Consumer Portfolio Services, Inc. has a beta of 1.033, which suggesting that the stock is 3.3% more volatile than S&P 500. In comparison Franklin Credit Management Corp. has a beta of -0.473, suggesting its less volatile than the S&P 500 by 147.282%.

  • Which is a Better Dividend Stock CPSS or FCRM?

    Consumer Portfolio Services, Inc. has a quarterly dividend of $0.00 per share corresponding to a yield of 0%. Franklin Credit Management Corp. offers a yield of 0% to investors and pays a quarterly dividend of $0.00 per share. Consumer Portfolio Services, Inc. pays -- of its earnings as a dividend. Franklin Credit Management Corp. pays out -- of its earnings as a dividend.

  • Which has Better Financial Ratios CPSS or FCRM?

    Consumer Portfolio Services, Inc. quarterly revenues are $108.4M, which are larger than Franklin Credit Management Corp. quarterly revenues of --. Consumer Portfolio Services, Inc.'s net income of $4.9M is higher than Franklin Credit Management Corp.'s net income of --. Notably, Consumer Portfolio Services, Inc.'s price-to-earnings ratio is 10.57x while Franklin Credit Management Corp.'s PE ratio is --. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Consumer Portfolio Services, Inc. is 0.49x versus 0.08x for Franklin Credit Management Corp.. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    CPSS
    Consumer Portfolio Services, Inc.
    0.49x 10.57x $108.4M $4.9M
    FCRM
    Franklin Credit Management Corp.
    0.08x -- -- --
  • Which has Higher Returns CPSS or IROQ?

    IF Bancorp, Inc. has a net margin of 4.48% compared to Consumer Portfolio Services, Inc.'s net margin of 11.16%. Consumer Portfolio Services, Inc.'s return on equity of 6.55% beat IF Bancorp, Inc.'s return on equity of 6.33%.

    Company Gross Margin Earnings Per Share Invested Capital
    CPSS
    Consumer Portfolio Services, Inc.
    99.81% $0.20 $3.8B
    IROQ
    IF Bancorp, Inc.
    -- $0.41 $171M
  • What do Analysts Say About CPSS or IROQ?

    Consumer Portfolio Services, Inc. has a consensus price target of $15.00, signalling upside risk potential of 76.26%. On the other hand IF Bancorp, Inc. has an analysts' consensus of -- which suggests that it could fall by --. Given that Consumer Portfolio Services, Inc. has higher upside potential than IF Bancorp, Inc., analysts believe Consumer Portfolio Services, Inc. is more attractive than IF Bancorp, Inc..

    Company Buy Ratings Hold Ratings Sell Ratings
    CPSS
    Consumer Portfolio Services, Inc.
    0 0 0
    IROQ
    IF Bancorp, Inc.
    0 0 0
  • Is CPSS or IROQ More Risky?

    Consumer Portfolio Services, Inc. has a beta of 1.033, which suggesting that the stock is 3.3% more volatile than S&P 500. In comparison IF Bancorp, Inc. has a beta of 0.178, suggesting its less volatile than the S&P 500 by 82.216%.

  • Which is a Better Dividend Stock CPSS or IROQ?

    Consumer Portfolio Services, Inc. has a quarterly dividend of $0.00 per share corresponding to a yield of 0%. IF Bancorp, Inc. offers a yield of 1.45% to investors and pays a quarterly dividend of $0.20 per share. Consumer Portfolio Services, Inc. pays -- of its earnings as a dividend. IF Bancorp, Inc. pays out 29.29% of its earnings as a dividend. IF Bancorp, Inc.'s payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios CPSS or IROQ?

    Consumer Portfolio Services, Inc. quarterly revenues are $108.4M, which are larger than IF Bancorp, Inc. quarterly revenues of $11.9M. Consumer Portfolio Services, Inc.'s net income of $4.9M is higher than IF Bancorp, Inc.'s net income of $1.3M. Notably, Consumer Portfolio Services, Inc.'s price-to-earnings ratio is 10.57x while IF Bancorp, Inc.'s PE ratio is 17.25x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Consumer Portfolio Services, Inc. is 0.49x versus 1.87x for IF Bancorp, Inc.. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    CPSS
    Consumer Portfolio Services, Inc.
    0.49x 10.57x $108.4M $4.9M
    IROQ
    IF Bancorp, Inc.
    1.87x 17.25x $11.9M $1.3M

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