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CPSS Quote, Financials, Valuation and Earnings
Last price:
$7.79
Seasonality move
:
4.37%
Day range:
$7.60 - $7.75
52-week range:
$6.67 - $10.51
Dividend yield:
0%
P/E ratio:
9.70x
P/S ratio:
0.44x
P/B ratio:
0.55x
Volume:
9.5K
Avg. volume:
18.1K
1-year change:
-10.1%
Market cap:
$169.5M
Revenue:
$428M
EPS (TTM):
$0.80
Price Performance History
Performance vs. Valuation Benchmarks
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Competitors
| Company | Revenue Forecast | Earnings Forecast | Revenue Growth Forecast | Earnings Growth Forecast | Analyst Price Target Median |
|---|---|---|---|---|---|
|
CPSS
Consumer Portfolio Services, Inc.
|
$110.6M | $0.23 | 10.3% | 8.49% | $15.00 |
|
AXP
American Express Co.
|
$18.6B | $3.98 | -1.89% | 9.54% | $371.68 |
|
CACC
Credit Acceptance Corp.
|
$583.9M | $10.96 | 2.38% | 25.68% | $460.00 |
|
CMHF
Community Heritage Financial, Inc.
|
-- | -- | -- | -- | -- |
|
COF
Capital One Financial Corp.
|
$15.4B | $4.72 | 14.09% | 36.8% | $274.05 |
|
FCRM
Franklin Credit Management Corp.
|
-- | -- | -- | -- | -- |
| Company | Price | Analyst Target | Market Cap | P/E Ratio | Dividend per Share | Dividend Yield | Price / LTM Sales |
|---|---|---|---|---|---|---|---|
|
CPSS
Consumer Portfolio Services, Inc.
|
$7.74 | $15.00 | $169.5M | 9.70x | $0.00 | 0% | 0.44x |
|
AXP
American Express Co.
|
$300.18 | $371.68 | $205.2B | 19.43x | $0.95 | 1.14% | 2.58x |
|
CACC
Credit Acceptance Corp.
|
$416.51 | $460.00 | $4.4B | 11.33x | $0.00 | 0% | 2.08x |
|
CMHF
Community Heritage Financial, Inc.
|
$31.00 | -- | $90.9M | 10.56x | $0.08 | 1.03% | 1.51x |
|
COF
Capital One Financial Corp.
|
$181.92 | $274.05 | $111.5B | 60.80x | $0.80 | 1.56% | 1.40x |
|
FCRM
Franklin Credit Management Corp.
|
$0.0700 | -- | $701.5K | -- | $0.00 | 0% | 0.08x |
| Company | Total Debt / Total Capital | Beta | Debt to Equity | Quick Ratio |
|---|---|---|---|---|
|
CPSS
Consumer Portfolio Services, Inc.
|
91.89% | 0.184 | 1721% | 3.09x |
|
AXP
American Express Co.
|
63.31% | 1.336 | 22.76% | 2.15x |
|
CACC
Credit Acceptance Corp.
|
80.66% | 0.839 | 134.2% | 0.20x |
|
CMHF
Community Heritage Financial, Inc.
|
36.08% | 0.460 | 63.56% | 0.00x |
|
COF
Capital One Financial Corp.
|
31.51% | 1.177 | 34.49% | 0.00x |
|
FCRM
Franklin Credit Management Corp.
|
-- | 2.034 | -- | -- |
| Company | Gross Profit | Operating Income | Return on Invested Capital | Return on Common Equity | EBIT Margin | Free Cash Flow |
|---|---|---|---|---|---|---|
|
CPSS
Consumer Portfolio Services, Inc.
|
$109.2M | $66.5M | 0.53% | 6.39% | 60.8% | $75.7M |
|
AXP
American Express Co.
|
$12.5B | $3.8B | 12.22% | 33.69% | 24.81% | $2.4B |
|
CACC
Credit Acceptance Corp.
|
$579.9M | $306.6M | 5.25% | 26.11% | 52.87% | $268.9M |
|
CMHF
Community Heritage Financial, Inc.
|
-- | $3.2M | 7.39% | 10.32% | 52.5% | -- |
|
COF
Capital One Financial Corp.
|
-- | $2.1B | 1.43% | 2.17% | 31.97% | $7.4B |
|
FCRM
Franklin Credit Management Corp.
|
-- | -- | -- | -- | -- | -- |
Consumer Portfolio Services, Inc. vs. Competitors
-
Which has Higher Returns CPSS or AXP?
American Express Co. has a net margin of 4.55% compared to Consumer Portfolio Services, Inc.'s net margin of 11.61%. Consumer Portfolio Services, Inc.'s return on equity of 6.39% beat American Express Co.'s return on equity of 33.69%.
Company Gross Margin Earnings Per Share Invested Capital CPSSConsumer Portfolio Services, Inc.99.84% $0.21 $3.8B AXPAmerican Express Co.59.32% $3.53 $91.2B -
What do Analysts Say About CPSS or AXP?
Consumer Portfolio Services, Inc. has a consensus price target of $15.00, signalling upside risk potential of 80.88%. On the other hand American Express Co. has an analysts' consensus of $371.68 which suggests that it could grow by 23.82%. Given that Consumer Portfolio Services, Inc. has higher upside potential than American Express Co., analysts believe Consumer Portfolio Services, Inc. is more attractive than American Express Co..
Company Buy Ratings Hold Ratings Sell Ratings CPSSConsumer Portfolio Services, Inc.0 0 0 AXPAmerican Express Co.8 16 1 -
Is CPSS or AXP More Risky?
Consumer Portfolio Services, Inc. has a beta of 1.077, which suggesting that the stock is 7.74% more volatile than S&P 500. In comparison American Express Co. has a beta of 1.129, suggesting its more volatile than the S&P 500 by 12.915%.
-
Which is a Better Dividend Stock CPSS or AXP?
Consumer Portfolio Services, Inc. has a quarterly dividend of $0.00 per share corresponding to a yield of 0%. American Express Co. offers a yield of 1.14% to investors and pays a quarterly dividend of $0.95 per share. Consumer Portfolio Services, Inc. pays -- of its earnings as a dividend. American Express Co. pays out 21.33% of its earnings as a dividend. American Express Co.'s payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.
-
Which has Better Financial Ratios CPSS or AXP?
Consumer Portfolio Services, Inc. quarterly revenues are $109.4M, which are smaller than American Express Co. quarterly revenues of $21B. Consumer Portfolio Services, Inc.'s net income of $5M is lower than American Express Co.'s net income of $2.4B. Notably, Consumer Portfolio Services, Inc.'s price-to-earnings ratio is 9.70x while American Express Co.'s PE ratio is 19.43x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Consumer Portfolio Services, Inc. is 0.44x versus 2.58x for American Express Co.. Usually stocks with elevated PS ratios are considered overvalued.
Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income CPSSConsumer Portfolio Services, Inc.0.44x 9.70x $109.4M $5M AXPAmerican Express Co.2.58x 19.43x $21B $2.4B
-
Which has Higher Returns CPSS or CACC?
Credit Acceptance Corp. has a net margin of 4.55% compared to Consumer Portfolio Services, Inc.'s net margin of 21.04%. Consumer Portfolio Services, Inc.'s return on equity of 6.39% beat Credit Acceptance Corp.'s return on equity of 26.11%.
Company Gross Margin Earnings Per Share Invested Capital CPSSConsumer Portfolio Services, Inc.99.84% $0.21 $3.8B CACCCredit Acceptance Corp.98.83% $10.99 $7.9B -
What do Analysts Say About CPSS or CACC?
Consumer Portfolio Services, Inc. has a consensus price target of $15.00, signalling upside risk potential of 80.88%. On the other hand Credit Acceptance Corp. has an analysts' consensus of $460.00 which suggests that it could grow by 10.44%. Given that Consumer Portfolio Services, Inc. has higher upside potential than Credit Acceptance Corp., analysts believe Consumer Portfolio Services, Inc. is more attractive than Credit Acceptance Corp..
Company Buy Ratings Hold Ratings Sell Ratings CPSSConsumer Portfolio Services, Inc.0 0 0 CACCCredit Acceptance Corp.0 3 0 -
Is CPSS or CACC More Risky?
Consumer Portfolio Services, Inc. has a beta of 1.077, which suggesting that the stock is 7.74% more volatile than S&P 500. In comparison Credit Acceptance Corp. has a beta of 1.321, suggesting its more volatile than the S&P 500 by 32.064%.
-
Which is a Better Dividend Stock CPSS or CACC?
Consumer Portfolio Services, Inc. has a quarterly dividend of $0.00 per share corresponding to a yield of 0%. Credit Acceptance Corp. offers a yield of 0% to investors and pays a quarterly dividend of $0.00 per share. Consumer Portfolio Services, Inc. pays -- of its earnings as a dividend. Credit Acceptance Corp. pays out -- of its earnings as a dividend.
-
Which has Better Financial Ratios CPSS or CACC?
Consumer Portfolio Services, Inc. quarterly revenues are $109.4M, which are smaller than Credit Acceptance Corp. quarterly revenues of $579.9M. Consumer Portfolio Services, Inc.'s net income of $5M is lower than Credit Acceptance Corp.'s net income of $122M. Notably, Consumer Portfolio Services, Inc.'s price-to-earnings ratio is 9.70x while Credit Acceptance Corp.'s PE ratio is 11.33x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Consumer Portfolio Services, Inc. is 0.44x versus 2.08x for Credit Acceptance Corp.. Usually stocks with elevated PS ratios are considered overvalued.
Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income CPSSConsumer Portfolio Services, Inc.0.44x 9.70x $109.4M $5M CACCCredit Acceptance Corp.2.08x 11.33x $579.9M $122M
-
Which has Higher Returns CPSS or CMHF?
Community Heritage Financial, Inc. has a net margin of 4.55% compared to Consumer Portfolio Services, Inc.'s net margin of 14.93%. Consumer Portfolio Services, Inc.'s return on equity of 6.39% beat Community Heritage Financial, Inc.'s return on equity of 10.32%.
Company Gross Margin Earnings Per Share Invested Capital CPSSConsumer Portfolio Services, Inc.99.84% $0.21 $3.8B CMHFCommunity Heritage Financial, Inc.-- $0.80 $139M -
What do Analysts Say About CPSS or CMHF?
Consumer Portfolio Services, Inc. has a consensus price target of $15.00, signalling upside risk potential of 80.88%. On the other hand Community Heritage Financial, Inc. has an analysts' consensus of -- which suggests that it could fall by --. Given that Consumer Portfolio Services, Inc. has higher upside potential than Community Heritage Financial, Inc., analysts believe Consumer Portfolio Services, Inc. is more attractive than Community Heritage Financial, Inc..
Company Buy Ratings Hold Ratings Sell Ratings CPSSConsumer Portfolio Services, Inc.0 0 0 CMHFCommunity Heritage Financial, Inc.0 0 0 -
Is CPSS or CMHF More Risky?
Consumer Portfolio Services, Inc. has a beta of 1.077, which suggesting that the stock is 7.74% more volatile than S&P 500. In comparison Community Heritage Financial, Inc. has a beta of 0.326, suggesting its less volatile than the S&P 500 by 67.36%.
-
Which is a Better Dividend Stock CPSS or CMHF?
Consumer Portfolio Services, Inc. has a quarterly dividend of $0.00 per share corresponding to a yield of 0%. Community Heritage Financial, Inc. offers a yield of 1.03% to investors and pays a quarterly dividend of $0.08 per share. Consumer Portfolio Services, Inc. pays -- of its earnings as a dividend. Community Heritage Financial, Inc. pays out 10.92% of its earnings as a dividend. Community Heritage Financial, Inc.'s payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.
-
Which has Better Financial Ratios CPSS or CMHF?
Consumer Portfolio Services, Inc. quarterly revenues are $109.4M, which are larger than Community Heritage Financial, Inc. quarterly revenues of $15.9M. Consumer Portfolio Services, Inc.'s net income of $5M is higher than Community Heritage Financial, Inc.'s net income of $2.4M. Notably, Consumer Portfolio Services, Inc.'s price-to-earnings ratio is 9.70x while Community Heritage Financial, Inc.'s PE ratio is 10.56x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Consumer Portfolio Services, Inc. is 0.44x versus 1.51x for Community Heritage Financial, Inc.. Usually stocks with elevated PS ratios are considered overvalued.
Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income CPSSConsumer Portfolio Services, Inc.0.44x 9.70x $109.4M $5M CMHFCommunity Heritage Financial, Inc.1.51x 10.56x $15.9M $2.4M
-
Which has Higher Returns CPSS or COF?
Capital One Financial Corp. has a net margin of 4.55% compared to Consumer Portfolio Services, Inc.'s net margin of 8.77%. Consumer Portfolio Services, Inc.'s return on equity of 6.39% beat Capital One Financial Corp.'s return on equity of 2.17%.
Company Gross Margin Earnings Per Share Invested Capital CPSSConsumer Portfolio Services, Inc.99.84% $0.21 $3.8B COFCapital One Financial Corp.-- $3.26 $165.9B -
What do Analysts Say About CPSS or COF?
Consumer Portfolio Services, Inc. has a consensus price target of $15.00, signalling upside risk potential of 80.88%. On the other hand Capital One Financial Corp. has an analysts' consensus of $274.05 which suggests that it could grow by 50.64%. Given that Consumer Portfolio Services, Inc. has higher upside potential than Capital One Financial Corp., analysts believe Consumer Portfolio Services, Inc. is more attractive than Capital One Financial Corp..
Company Buy Ratings Hold Ratings Sell Ratings CPSSConsumer Portfolio Services, Inc.0 0 0 COFCapital One Financial Corp.14 6 0 -
Is CPSS or COF More Risky?
Consumer Portfolio Services, Inc. has a beta of 1.077, which suggesting that the stock is 7.74% more volatile than S&P 500. In comparison Capital One Financial Corp. has a beta of 1.145, suggesting its more volatile than the S&P 500 by 14.455%.
-
Which is a Better Dividend Stock CPSS or COF?
Consumer Portfolio Services, Inc. has a quarterly dividend of $0.00 per share corresponding to a yield of 0%. Capital One Financial Corp. offers a yield of 1.56% to investors and pays a quarterly dividend of $0.80 per share. Consumer Portfolio Services, Inc. pays -- of its earnings as a dividend. Capital One Financial Corp. pays out 64.53% of its earnings as a dividend. Capital One Financial Corp.'s payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.
-
Which has Better Financial Ratios CPSS or COF?
Consumer Portfolio Services, Inc. quarterly revenues are $109.4M, which are smaller than Capital One Financial Corp. quarterly revenues of $19.8B. Consumer Portfolio Services, Inc.'s net income of $5M is lower than Capital One Financial Corp.'s net income of $1.7B. Notably, Consumer Portfolio Services, Inc.'s price-to-earnings ratio is 9.70x while Capital One Financial Corp.'s PE ratio is 60.80x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Consumer Portfolio Services, Inc. is 0.44x versus 1.40x for Capital One Financial Corp.. Usually stocks with elevated PS ratios are considered overvalued.
Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income CPSSConsumer Portfolio Services, Inc.0.44x 9.70x $109.4M $5M COFCapital One Financial Corp.1.40x 60.80x $19.8B $1.7B
-
Which has Higher Returns CPSS or FCRM?
Franklin Credit Management Corp. has a net margin of 4.55% compared to Consumer Portfolio Services, Inc.'s net margin of --. Consumer Portfolio Services, Inc.'s return on equity of 6.39% beat Franklin Credit Management Corp.'s return on equity of --.
Company Gross Margin Earnings Per Share Invested Capital CPSSConsumer Portfolio Services, Inc.99.84% $0.21 $3.8B FCRMFranklin Credit Management Corp.-- -- -- -
What do Analysts Say About CPSS or FCRM?
Consumer Portfolio Services, Inc. has a consensus price target of $15.00, signalling upside risk potential of 80.88%. On the other hand Franklin Credit Management Corp. has an analysts' consensus of -- which suggests that it could fall by --. Given that Consumer Portfolio Services, Inc. has higher upside potential than Franklin Credit Management Corp., analysts believe Consumer Portfolio Services, Inc. is more attractive than Franklin Credit Management Corp..
Company Buy Ratings Hold Ratings Sell Ratings CPSSConsumer Portfolio Services, Inc.0 0 0 FCRMFranklin Credit Management Corp.0 0 0 -
Is CPSS or FCRM More Risky?
Consumer Portfolio Services, Inc. has a beta of 1.077, which suggesting that the stock is 7.74% more volatile than S&P 500. In comparison Franklin Credit Management Corp. has a beta of -0.374, suggesting its less volatile than the S&P 500 by 137.375%.
-
Which is a Better Dividend Stock CPSS or FCRM?
Consumer Portfolio Services, Inc. has a quarterly dividend of $0.00 per share corresponding to a yield of 0%. Franklin Credit Management Corp. offers a yield of 0% to investors and pays a quarterly dividend of $0.00 per share. Consumer Portfolio Services, Inc. pays -- of its earnings as a dividend. Franklin Credit Management Corp. pays out -- of its earnings as a dividend.
-
Which has Better Financial Ratios CPSS or FCRM?
Consumer Portfolio Services, Inc. quarterly revenues are $109.4M, which are larger than Franklin Credit Management Corp. quarterly revenues of --. Consumer Portfolio Services, Inc.'s net income of $5M is higher than Franklin Credit Management Corp.'s net income of --. Notably, Consumer Portfolio Services, Inc.'s price-to-earnings ratio is 9.70x while Franklin Credit Management Corp.'s PE ratio is --. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Consumer Portfolio Services, Inc. is 0.44x versus 0.08x for Franklin Credit Management Corp.. Usually stocks with elevated PS ratios are considered overvalued.
Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income CPSSConsumer Portfolio Services, Inc.0.44x 9.70x $109.4M $5M FCRMFranklin Credit Management Corp.0.08x -- -- --
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