Financhill
Buy
69

IROQ Quote, Financials, Valuation and Earnings

Last price:
$26.30
Seasonality move :
2.73%
Day range:
$26.34 - $26.34
52-week range:
$22.04 - $26.50
Dividend yield:
1.52%
P/E ratio:
16.76x
P/S ratio:
1.76x
P/B ratio:
1.01x
Volume:
9.4K
Avg. volume:
8.1K
1-year change:
16.35%
Market cap:
$85.1M
Revenue:
$48.4M
EPS (TTM):
$1.57

Price Performance History

Performance vs. Valuation Benchmarks

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Competitors

Company Revenue Forecast Earnings Forecast Revenue Growth Forecast Earnings Growth Forecast Analyst Price Target Median
IROQ
IF Bancorp, Inc.
-- -- -- -- --
CACC
Credit Acceptance Corp.
$592.8M $9.45 2.96% -19.67% $458.00
CPSS
Consumer Portfolio Services, Inc.
$111.5M $0.25 10.3% 8.49% $15.00
PMTS
CPI Card Group, Inc.
$140.6M $0.62 16.09% 20.64% $28.25
SEZL
Sezzle, Inc.
$104.7M $0.65 31.24% 39.38% $108.50
VRM
Vroom
-- -- -- -- --
Company Price Analyst Target Market Cap P/E Ratio Dividend per Share Dividend Yield Price / LTM Sales
IROQ
IF Bancorp, Inc.
$26.25 -- $85.1M 16.76x $0.20 1.52% 1.76x
CACC
Credit Acceptance Corp.
$460.93 $458.00 $5.1B 12.20x $0.00 0% 2.40x
CPSS
Consumer Portfolio Services, Inc.
$8.69 $15.00 $191.8M 10.79x $0.00 0% 0.50x
PMTS
CPI Card Group, Inc.
$14.17 $28.25 $161.4M 11.77x $0.00 0% 0.33x
SEZL
Sezzle, Inc.
$64.44 $108.50 $2.2B 19.97x $0.00 0% 4.36x
VRM
Vroom
-- -- -- -- $0.00 0% --
Company Total Debt / Total Capital Beta Debt to Equity Quick Ratio
IROQ
IF Bancorp, Inc.
50.8% -0.005 104.05% 0.00x
CACC
Credit Acceptance Corp.
80.14% 0.027 123.54% 1.02x
CPSS
Consumer Portfolio Services, Inc.
91.83% 0.981 2067.79% 3.29x
PMTS
CPI Card Group, Inc.
108.7% 0.166 186.04% 1.30x
SEZL
Sezzle, Inc.
43.22% 7.092 4.37% 3.55x
VRM
Vroom
-- 0.000 -- --
Company Gross Profit Operating Income Return on Invested Capital Return on Common Equity EBIT Margin Free Cash Flow
IROQ
IF Bancorp, Inc.
-- $1.9M 2.79% 6.33% 56.13% -$343K
CACC
Credit Acceptance Corp.
$575.6M $265.2M 5.62% 27.54% 71.64% $298.8M
CPSS
Consumer Portfolio Services, Inc.
$108.2M $66.1M 0.54% 6.55% 60.99% $84.9M
PMTS
CPI Card Group, Inc.
$39.5M $13M 5.23% -- 9.44% $5.3M
SEZL
Sezzle, Inc.
$84.7M $35.6M 53.59% 103.32% 30.45% $32.3M
VRM
Vroom
-- -- -- -- -- --

IF Bancorp, Inc. vs. Competitors

  • Which has Higher Returns IROQ or CACC?

    Credit Acceptance Corp. has a net margin of 11.47% compared to IF Bancorp, Inc.'s net margin of 18.58%. IF Bancorp, Inc.'s return on equity of 6.33% beat Credit Acceptance Corp.'s return on equity of 27.54%.

    Company Gross Margin Earnings Per Share Invested Capital
    IROQ
    IF Bancorp, Inc.
    -- $0.43 $171.8M
    CACC
    Credit Acceptance Corp.
    98.83% $9.43 $7.9B
  • What do Analysts Say About IROQ or CACC?

    IF Bancorp, Inc. has a consensus price target of --, signalling downside risk potential of --. On the other hand Credit Acceptance Corp. has an analysts' consensus of $458.00 which suggests that it could fall by -0.64%. Given that Credit Acceptance Corp. has higher upside potential than IF Bancorp, Inc., analysts believe Credit Acceptance Corp. is more attractive than IF Bancorp, Inc..

    Company Buy Ratings Hold Ratings Sell Ratings
    IROQ
    IF Bancorp, Inc.
    0 0 0
    CACC
    Credit Acceptance Corp.
    0 3 1
  • Is IROQ or CACC More Risky?

    IF Bancorp, Inc. has a beta of 0.210, which suggesting that the stock is 78.963% less volatile than S&P 500. In comparison Credit Acceptance Corp. has a beta of 1.262, suggesting its more volatile than the S&P 500 by 26.171%.

  • Which is a Better Dividend Stock IROQ or CACC?

    IF Bancorp, Inc. has a quarterly dividend of $0.20 per share corresponding to a yield of 1.52%. Credit Acceptance Corp. offers a yield of 0% to investors and pays a quarterly dividend of $0.00 per share. IF Bancorp, Inc. pays 29.29% of its earnings as a dividend. Credit Acceptance Corp. pays out -- of its earnings as a dividend. IF Bancorp, Inc.'s payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios IROQ or CACC?

    IF Bancorp, Inc. quarterly revenues are $12.1M, which are smaller than Credit Acceptance Corp. quarterly revenues of $582.4M. IF Bancorp, Inc.'s net income of $1.4M is lower than Credit Acceptance Corp.'s net income of $108.2M. Notably, IF Bancorp, Inc.'s price-to-earnings ratio is 16.76x while Credit Acceptance Corp.'s PE ratio is 12.20x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for IF Bancorp, Inc. is 1.76x versus 2.40x for Credit Acceptance Corp.. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    IROQ
    IF Bancorp, Inc.
    1.76x 16.76x $12.1M $1.4M
    CACC
    Credit Acceptance Corp.
    2.40x 12.20x $582.4M $108.2M
  • Which has Higher Returns IROQ or CPSS?

    Consumer Portfolio Services, Inc. has a net margin of 11.47% compared to IF Bancorp, Inc.'s net margin of 4.48%. IF Bancorp, Inc.'s return on equity of 6.33% beat Consumer Portfolio Services, Inc.'s return on equity of 6.55%.

    Company Gross Margin Earnings Per Share Invested Capital
    IROQ
    IF Bancorp, Inc.
    -- $0.43 $171.8M
    CPSS
    Consumer Portfolio Services, Inc.
    99.81% $0.20 $3.8B
  • What do Analysts Say About IROQ or CPSS?

    IF Bancorp, Inc. has a consensus price target of --, signalling downside risk potential of --. On the other hand Consumer Portfolio Services, Inc. has an analysts' consensus of $15.00 which suggests that it could grow by 72.61%. Given that Consumer Portfolio Services, Inc. has higher upside potential than IF Bancorp, Inc., analysts believe Consumer Portfolio Services, Inc. is more attractive than IF Bancorp, Inc..

    Company Buy Ratings Hold Ratings Sell Ratings
    IROQ
    IF Bancorp, Inc.
    0 0 0
    CPSS
    Consumer Portfolio Services, Inc.
    0 0 0
  • Is IROQ or CPSS More Risky?

    IF Bancorp, Inc. has a beta of 0.210, which suggesting that the stock is 78.963% less volatile than S&P 500. In comparison Consumer Portfolio Services, Inc. has a beta of 1.051, suggesting its more volatile than the S&P 500 by 5.069%.

  • Which is a Better Dividend Stock IROQ or CPSS?

    IF Bancorp, Inc. has a quarterly dividend of $0.20 per share corresponding to a yield of 1.52%. Consumer Portfolio Services, Inc. offers a yield of 0% to investors and pays a quarterly dividend of $0.00 per share. IF Bancorp, Inc. pays 29.29% of its earnings as a dividend. Consumer Portfolio Services, Inc. pays out -- of its earnings as a dividend. IF Bancorp, Inc.'s payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios IROQ or CPSS?

    IF Bancorp, Inc. quarterly revenues are $12.1M, which are smaller than Consumer Portfolio Services, Inc. quarterly revenues of $108.4M. IF Bancorp, Inc.'s net income of $1.4M is lower than Consumer Portfolio Services, Inc.'s net income of $4.9M. Notably, IF Bancorp, Inc.'s price-to-earnings ratio is 16.76x while Consumer Portfolio Services, Inc.'s PE ratio is 10.79x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for IF Bancorp, Inc. is 1.76x versus 0.50x for Consumer Portfolio Services, Inc.. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    IROQ
    IF Bancorp, Inc.
    1.76x 16.76x $12.1M $1.4M
    CPSS
    Consumer Portfolio Services, Inc.
    0.50x 10.79x $108.4M $4.9M
  • Which has Higher Returns IROQ or PMTS?

    CPI Card Group, Inc. has a net margin of 11.47% compared to IF Bancorp, Inc.'s net margin of 1.67%. IF Bancorp, Inc.'s return on equity of 6.33% beat CPI Card Group, Inc.'s return on equity of --.

    Company Gross Margin Earnings Per Share Invested Capital
    IROQ
    IF Bancorp, Inc.
    -- $0.43 $171.8M
    PMTS
    CPI Card Group, Inc.
    28.62% $0.19 $295.1M
  • What do Analysts Say About IROQ or PMTS?

    IF Bancorp, Inc. has a consensus price target of --, signalling downside risk potential of --. On the other hand CPI Card Group, Inc. has an analysts' consensus of $28.25 which suggests that it could grow by 99.37%. Given that CPI Card Group, Inc. has higher upside potential than IF Bancorp, Inc., analysts believe CPI Card Group, Inc. is more attractive than IF Bancorp, Inc..

    Company Buy Ratings Hold Ratings Sell Ratings
    IROQ
    IF Bancorp, Inc.
    0 0 0
    PMTS
    CPI Card Group, Inc.
    4 0 0
  • Is IROQ or PMTS More Risky?

    IF Bancorp, Inc. has a beta of 0.210, which suggesting that the stock is 78.963% less volatile than S&P 500. In comparison CPI Card Group, Inc. has a beta of 1.198, suggesting its more volatile than the S&P 500 by 19.835%.

  • Which is a Better Dividend Stock IROQ or PMTS?

    IF Bancorp, Inc. has a quarterly dividend of $0.20 per share corresponding to a yield of 1.52%. CPI Card Group, Inc. offers a yield of 0% to investors and pays a quarterly dividend of $0.00 per share. IF Bancorp, Inc. pays 29.29% of its earnings as a dividend. CPI Card Group, Inc. pays out -- of its earnings as a dividend. IF Bancorp, Inc.'s payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios IROQ or PMTS?

    IF Bancorp, Inc. quarterly revenues are $12.1M, which are smaller than CPI Card Group, Inc. quarterly revenues of $138M. IF Bancorp, Inc.'s net income of $1.4M is lower than CPI Card Group, Inc.'s net income of $2.3M. Notably, IF Bancorp, Inc.'s price-to-earnings ratio is 16.76x while CPI Card Group, Inc.'s PE ratio is 11.77x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for IF Bancorp, Inc. is 1.76x versus 0.33x for CPI Card Group, Inc.. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    IROQ
    IF Bancorp, Inc.
    1.76x 16.76x $12.1M $1.4M
    PMTS
    CPI Card Group, Inc.
    0.33x 11.77x $138M $2.3M
  • Which has Higher Returns IROQ or SEZL?

    Sezzle, Inc. has a net margin of 11.47% compared to IF Bancorp, Inc.'s net margin of 22.84%. IF Bancorp, Inc.'s return on equity of 6.33% beat Sezzle, Inc.'s return on equity of 103.32%.

    Company Gross Margin Earnings Per Share Invested Capital
    IROQ
    IF Bancorp, Inc.
    -- $0.43 $171.8M
    SEZL
    Sezzle, Inc.
    72.5% $0.75 $273.4M
  • What do Analysts Say About IROQ or SEZL?

    IF Bancorp, Inc. has a consensus price target of --, signalling downside risk potential of --. On the other hand Sezzle, Inc. has an analysts' consensus of $108.50 which suggests that it could grow by 68.37%. Given that Sezzle, Inc. has higher upside potential than IF Bancorp, Inc., analysts believe Sezzle, Inc. is more attractive than IF Bancorp, Inc..

    Company Buy Ratings Hold Ratings Sell Ratings
    IROQ
    IF Bancorp, Inc.
    0 0 0
    SEZL
    Sezzle, Inc.
    3 1 0
  • Is IROQ or SEZL More Risky?

    IF Bancorp, Inc. has a beta of 0.210, which suggesting that the stock is 78.963% less volatile than S&P 500. In comparison Sezzle, Inc. has a beta of 0.000, suggesting its less volatile than the S&P 500 by 100%.

  • Which is a Better Dividend Stock IROQ or SEZL?

    IF Bancorp, Inc. has a quarterly dividend of $0.20 per share corresponding to a yield of 1.52%. Sezzle, Inc. offers a yield of 0% to investors and pays a quarterly dividend of $0.00 per share. IF Bancorp, Inc. pays 29.29% of its earnings as a dividend. Sezzle, Inc. pays out -- of its earnings as a dividend. IF Bancorp, Inc.'s payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios IROQ or SEZL?

    IF Bancorp, Inc. quarterly revenues are $12.1M, which are smaller than Sezzle, Inc. quarterly revenues of $116.8M. IF Bancorp, Inc.'s net income of $1.4M is lower than Sezzle, Inc.'s net income of $26.7M. Notably, IF Bancorp, Inc.'s price-to-earnings ratio is 16.76x while Sezzle, Inc.'s PE ratio is 19.97x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for IF Bancorp, Inc. is 1.76x versus 4.36x for Sezzle, Inc.. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    IROQ
    IF Bancorp, Inc.
    1.76x 16.76x $12.1M $1.4M
    SEZL
    Sezzle, Inc.
    4.36x 19.97x $116.8M $26.7M
  • Which has Higher Returns IROQ or VRM?

    Vroom has a net margin of 11.47% compared to IF Bancorp, Inc.'s net margin of --. IF Bancorp, Inc.'s return on equity of 6.33% beat Vroom's return on equity of --.

    Company Gross Margin Earnings Per Share Invested Capital
    IROQ
    IF Bancorp, Inc.
    -- $0.43 $171.8M
    VRM
    Vroom
    -- -- --
  • What do Analysts Say About IROQ or VRM?

    IF Bancorp, Inc. has a consensus price target of --, signalling downside risk potential of --. On the other hand Vroom has an analysts' consensus of -- which suggests that it could fall by --. Given that IF Bancorp, Inc. has higher upside potential than Vroom, analysts believe IF Bancorp, Inc. is more attractive than Vroom.

    Company Buy Ratings Hold Ratings Sell Ratings
    IROQ
    IF Bancorp, Inc.
    0 0 0
    VRM
    Vroom
    0 0 0
  • Is IROQ or VRM More Risky?

    IF Bancorp, Inc. has a beta of 0.210, which suggesting that the stock is 78.963% less volatile than S&P 500. In comparison Vroom has a beta of 0.000, suggesting its less volatile than the S&P 500 by 100%.

  • Which is a Better Dividend Stock IROQ or VRM?

    IF Bancorp, Inc. has a quarterly dividend of $0.20 per share corresponding to a yield of 1.52%. Vroom offers a yield of 0% to investors and pays a quarterly dividend of $0.00 per share. IF Bancorp, Inc. pays 29.29% of its earnings as a dividend. Vroom pays out -- of its earnings as a dividend. IF Bancorp, Inc.'s payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios IROQ or VRM?

    IF Bancorp, Inc. quarterly revenues are $12.1M, which are larger than Vroom quarterly revenues of --. IF Bancorp, Inc.'s net income of $1.4M is higher than Vroom's net income of --. Notably, IF Bancorp, Inc.'s price-to-earnings ratio is 16.76x while Vroom's PE ratio is --. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for IF Bancorp, Inc. is 1.76x versus -- for Vroom. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    IROQ
    IF Bancorp, Inc.
    1.76x 16.76x $12.1M $1.4M
    VRM
    Vroom
    -- -- -- --

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