Financhill
Buy
71

IROQ Quote, Financials, Valuation and Earnings

Last price:
$27.50
Seasonality move :
-1.93%
Day range:
$27.41 - $27.91
52-week range:
$23.00 - $29.00
Dividend yield:
1.45%
P/E ratio:
17.25x
P/S ratio:
1.87x
P/B ratio:
1.02x
Volume:
8.1K
Avg. volume:
15.2K
1-year change:
14.9%
Market cap:
$89.3M
Revenue:
$48.4M
EPS (TTM):
$1.60

Price Performance History

Performance vs. Valuation Benchmarks

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Competitors

Company Revenue Forecast Earnings Forecast Revenue Growth Forecast Earnings Growth Forecast Analyst Price Target Median
IROQ
IF Bancorp, Inc.
-- -- -- -- --
AXP
American Express Co.
$18.9B $3.55 -1.88% 8.91% $374.80
CACC
Credit Acceptance Corp.
$585.4M $9.85 1.81% 20.02% $466.67
CMHF
Community Heritage Financial, Inc.
-- -- -- -- --
CPSS
Consumer Portfolio Services, Inc.
$110.6M $0.23 10.3% 8.49% $15.00
FCRM
Franklin Credit Management Corp.
-- -- -- -- --
Company Price Analyst Target Market Cap P/E Ratio Dividend per Share Dividend Yield Price / LTM Sales
IROQ
IF Bancorp, Inc.
$27.56 -- $89.3M 17.25x $0.20 1.45% 1.87x
AXP
American Express Co.
$354.01 $374.80 $243.1B 23.01x $0.82 0.93% 3.06x
CACC
Credit Acceptance Corp.
$510.71 $466.67 $5.5B 13.99x $0.00 0% 2.57x
CMHF
Community Heritage Financial, Inc.
$30.50 -- $89.4M 10.39x $0.08 1.05% 1.49x
CPSS
Consumer Portfolio Services, Inc.
$8.51 $15.00 $187.8M 10.57x $0.00 0% 0.49x
FCRM
Franklin Credit Management Corp.
$0.0700 -- $701.5K -- $0.00 0% 0.08x
Company Total Debt / Total Capital Beta Debt to Equity Quick Ratio
IROQ
IF Bancorp, Inc.
48.9% 0.136 95.69% 0.00x
AXP
American Express Co.
63.31% 1.659 22.76% 2.15x
CACC
Credit Acceptance Corp.
80.66% -0.206 134.16% 1.25x
CMHF
Community Heritage Financial, Inc.
36.08% 0.613 63.56% 0.00x
CPSS
Consumer Portfolio Services, Inc.
91.83% 1.005 2067.79% 3.29x
FCRM
Franklin Credit Management Corp.
-- 3.659 -- --
Company Gross Profit Operating Income Return on Invested Capital Return on Common Equity EBIT Margin Free Cash Flow
IROQ
IF Bancorp, Inc.
-- $1.8M 2.96% 6.33% 53.69% -$343K
AXP
American Express Co.
$12.5B $3.8B 12.22% 33.69% 24.81% $2.4B
CACC
Credit Acceptance Corp.
$579.9M $270.8M 5.25% 26.11% 69.05% $298.8M
CMHF
Community Heritage Financial, Inc.
-- $3.2M 7.39% 10.32% 52.5% --
CPSS
Consumer Portfolio Services, Inc.
$108.2M $66.1M 0.54% 6.55% 60.99% $84.9M
FCRM
Franklin Credit Management Corp.
-- -- -- -- -- --

IF Bancorp, Inc. vs. Competitors

  • Which has Higher Returns IROQ or AXP?

    American Express Co. has a net margin of 11.16% compared to IF Bancorp, Inc.'s net margin of 11.61%. IF Bancorp, Inc.'s return on equity of 6.33% beat American Express Co.'s return on equity of 33.69%.

    Company Gross Margin Earnings Per Share Invested Capital
    IROQ
    IF Bancorp, Inc.
    -- $0.41 $171M
    AXP
    American Express Co.
    59.32% $3.53 $91.2B
  • What do Analysts Say About IROQ or AXP?

    IF Bancorp, Inc. has a consensus price target of --, signalling downside risk potential of --. On the other hand American Express Co. has an analysts' consensus of $374.80 which suggests that it could grow by 5.87%. Given that American Express Co. has higher upside potential than IF Bancorp, Inc., analysts believe American Express Co. is more attractive than IF Bancorp, Inc..

    Company Buy Ratings Hold Ratings Sell Ratings
    IROQ
    IF Bancorp, Inc.
    0 0 0
    AXP
    American Express Co.
    7 16 1
  • Is IROQ or AXP More Risky?

    IF Bancorp, Inc. has a beta of 0.178, which suggesting that the stock is 82.216% less volatile than S&P 500. In comparison American Express Co. has a beta of 1.140, suggesting its more volatile than the S&P 500 by 14.039%.

  • Which is a Better Dividend Stock IROQ or AXP?

    IF Bancorp, Inc. has a quarterly dividend of $0.20 per share corresponding to a yield of 1.45%. American Express Co. offers a yield of 0.93% to investors and pays a quarterly dividend of $0.82 per share. IF Bancorp, Inc. pays 29.29% of its earnings as a dividend. American Express Co. pays out 21.33% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios IROQ or AXP?

    IF Bancorp, Inc. quarterly revenues are $11.9M, which are smaller than American Express Co. quarterly revenues of $21B. IF Bancorp, Inc.'s net income of $1.3M is lower than American Express Co.'s net income of $2.4B. Notably, IF Bancorp, Inc.'s price-to-earnings ratio is 17.25x while American Express Co.'s PE ratio is 23.01x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for IF Bancorp, Inc. is 1.87x versus 3.06x for American Express Co.. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    IROQ
    IF Bancorp, Inc.
    1.87x 17.25x $11.9M $1.3M
    AXP
    American Express Co.
    3.06x 23.01x $21B $2.4B
  • Which has Higher Returns IROQ or CACC?

    Credit Acceptance Corp. has a net margin of 11.16% compared to IF Bancorp, Inc.'s net margin of 21.04%. IF Bancorp, Inc.'s return on equity of 6.33% beat Credit Acceptance Corp.'s return on equity of 26.11%.

    Company Gross Margin Earnings Per Share Invested Capital
    IROQ
    IF Bancorp, Inc.
    -- $0.41 $171M
    CACC
    Credit Acceptance Corp.
    98.83% $10.99 $7.9B
  • What do Analysts Say About IROQ or CACC?

    IF Bancorp, Inc. has a consensus price target of --, signalling downside risk potential of --. On the other hand Credit Acceptance Corp. has an analysts' consensus of $466.67 which suggests that it could fall by -8.62%. Given that Credit Acceptance Corp. has higher upside potential than IF Bancorp, Inc., analysts believe Credit Acceptance Corp. is more attractive than IF Bancorp, Inc..

    Company Buy Ratings Hold Ratings Sell Ratings
    IROQ
    IF Bancorp, Inc.
    0 0 0
    CACC
    Credit Acceptance Corp.
    0 3 0
  • Is IROQ or CACC More Risky?

    IF Bancorp, Inc. has a beta of 0.178, which suggesting that the stock is 82.216% less volatile than S&P 500. In comparison Credit Acceptance Corp. has a beta of 1.268, suggesting its more volatile than the S&P 500 by 26.76%.

  • Which is a Better Dividend Stock IROQ or CACC?

    IF Bancorp, Inc. has a quarterly dividend of $0.20 per share corresponding to a yield of 1.45%. Credit Acceptance Corp. offers a yield of 0% to investors and pays a quarterly dividend of $0.00 per share. IF Bancorp, Inc. pays 29.29% of its earnings as a dividend. Credit Acceptance Corp. pays out -- of its earnings as a dividend. IF Bancorp, Inc.'s payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios IROQ or CACC?

    IF Bancorp, Inc. quarterly revenues are $11.9M, which are smaller than Credit Acceptance Corp. quarterly revenues of $579.9M. IF Bancorp, Inc.'s net income of $1.3M is lower than Credit Acceptance Corp.'s net income of $122M. Notably, IF Bancorp, Inc.'s price-to-earnings ratio is 17.25x while Credit Acceptance Corp.'s PE ratio is 13.99x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for IF Bancorp, Inc. is 1.87x versus 2.57x for Credit Acceptance Corp.. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    IROQ
    IF Bancorp, Inc.
    1.87x 17.25x $11.9M $1.3M
    CACC
    Credit Acceptance Corp.
    2.57x 13.99x $579.9M $122M
  • Which has Higher Returns IROQ or CMHF?

    Community Heritage Financial, Inc. has a net margin of 11.16% compared to IF Bancorp, Inc.'s net margin of 14.93%. IF Bancorp, Inc.'s return on equity of 6.33% beat Community Heritage Financial, Inc.'s return on equity of 10.32%.

    Company Gross Margin Earnings Per Share Invested Capital
    IROQ
    IF Bancorp, Inc.
    -- $0.41 $171M
    CMHF
    Community Heritage Financial, Inc.
    -- $0.80 $139M
  • What do Analysts Say About IROQ or CMHF?

    IF Bancorp, Inc. has a consensus price target of --, signalling downside risk potential of --. On the other hand Community Heritage Financial, Inc. has an analysts' consensus of -- which suggests that it could fall by --. Given that IF Bancorp, Inc. has higher upside potential than Community Heritage Financial, Inc., analysts believe IF Bancorp, Inc. is more attractive than Community Heritage Financial, Inc..

    Company Buy Ratings Hold Ratings Sell Ratings
    IROQ
    IF Bancorp, Inc.
    0 0 0
    CMHF
    Community Heritage Financial, Inc.
    0 0 0
  • Is IROQ or CMHF More Risky?

    IF Bancorp, Inc. has a beta of 0.178, which suggesting that the stock is 82.216% less volatile than S&P 500. In comparison Community Heritage Financial, Inc. has a beta of 0.335, suggesting its less volatile than the S&P 500 by 66.469%.

  • Which is a Better Dividend Stock IROQ or CMHF?

    IF Bancorp, Inc. has a quarterly dividend of $0.20 per share corresponding to a yield of 1.45%. Community Heritage Financial, Inc. offers a yield of 1.05% to investors and pays a quarterly dividend of $0.08 per share. IF Bancorp, Inc. pays 29.29% of its earnings as a dividend. Community Heritage Financial, Inc. pays out 10.92% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios IROQ or CMHF?

    IF Bancorp, Inc. quarterly revenues are $11.9M, which are smaller than Community Heritage Financial, Inc. quarterly revenues of $15.9M. IF Bancorp, Inc.'s net income of $1.3M is lower than Community Heritage Financial, Inc.'s net income of $2.4M. Notably, IF Bancorp, Inc.'s price-to-earnings ratio is 17.25x while Community Heritage Financial, Inc.'s PE ratio is 10.39x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for IF Bancorp, Inc. is 1.87x versus 1.49x for Community Heritage Financial, Inc.. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    IROQ
    IF Bancorp, Inc.
    1.87x 17.25x $11.9M $1.3M
    CMHF
    Community Heritage Financial, Inc.
    1.49x 10.39x $15.9M $2.4M
  • Which has Higher Returns IROQ or CPSS?

    Consumer Portfolio Services, Inc. has a net margin of 11.16% compared to IF Bancorp, Inc.'s net margin of 4.48%. IF Bancorp, Inc.'s return on equity of 6.33% beat Consumer Portfolio Services, Inc.'s return on equity of 6.55%.

    Company Gross Margin Earnings Per Share Invested Capital
    IROQ
    IF Bancorp, Inc.
    -- $0.41 $171M
    CPSS
    Consumer Portfolio Services, Inc.
    99.81% $0.20 $3.8B
  • What do Analysts Say About IROQ or CPSS?

    IF Bancorp, Inc. has a consensus price target of --, signalling downside risk potential of --. On the other hand Consumer Portfolio Services, Inc. has an analysts' consensus of $15.00 which suggests that it could grow by 76.26%. Given that Consumer Portfolio Services, Inc. has higher upside potential than IF Bancorp, Inc., analysts believe Consumer Portfolio Services, Inc. is more attractive than IF Bancorp, Inc..

    Company Buy Ratings Hold Ratings Sell Ratings
    IROQ
    IF Bancorp, Inc.
    0 0 0
    CPSS
    Consumer Portfolio Services, Inc.
    0 0 0
  • Is IROQ or CPSS More Risky?

    IF Bancorp, Inc. has a beta of 0.178, which suggesting that the stock is 82.216% less volatile than S&P 500. In comparison Consumer Portfolio Services, Inc. has a beta of 1.033, suggesting its more volatile than the S&P 500 by 3.3%.

  • Which is a Better Dividend Stock IROQ or CPSS?

    IF Bancorp, Inc. has a quarterly dividend of $0.20 per share corresponding to a yield of 1.45%. Consumer Portfolio Services, Inc. offers a yield of 0% to investors and pays a quarterly dividend of $0.00 per share. IF Bancorp, Inc. pays 29.29% of its earnings as a dividend. Consumer Portfolio Services, Inc. pays out -- of its earnings as a dividend. IF Bancorp, Inc.'s payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios IROQ or CPSS?

    IF Bancorp, Inc. quarterly revenues are $11.9M, which are smaller than Consumer Portfolio Services, Inc. quarterly revenues of $108.4M. IF Bancorp, Inc.'s net income of $1.3M is lower than Consumer Portfolio Services, Inc.'s net income of $4.9M. Notably, IF Bancorp, Inc.'s price-to-earnings ratio is 17.25x while Consumer Portfolio Services, Inc.'s PE ratio is 10.57x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for IF Bancorp, Inc. is 1.87x versus 0.49x for Consumer Portfolio Services, Inc.. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    IROQ
    IF Bancorp, Inc.
    1.87x 17.25x $11.9M $1.3M
    CPSS
    Consumer Portfolio Services, Inc.
    0.49x 10.57x $108.4M $4.9M
  • Which has Higher Returns IROQ or FCRM?

    Franklin Credit Management Corp. has a net margin of 11.16% compared to IF Bancorp, Inc.'s net margin of --. IF Bancorp, Inc.'s return on equity of 6.33% beat Franklin Credit Management Corp.'s return on equity of --.

    Company Gross Margin Earnings Per Share Invested Capital
    IROQ
    IF Bancorp, Inc.
    -- $0.41 $171M
    FCRM
    Franklin Credit Management Corp.
    -- -- --
  • What do Analysts Say About IROQ or FCRM?

    IF Bancorp, Inc. has a consensus price target of --, signalling downside risk potential of --. On the other hand Franklin Credit Management Corp. has an analysts' consensus of -- which suggests that it could fall by --. Given that IF Bancorp, Inc. has higher upside potential than Franklin Credit Management Corp., analysts believe IF Bancorp, Inc. is more attractive than Franklin Credit Management Corp..

    Company Buy Ratings Hold Ratings Sell Ratings
    IROQ
    IF Bancorp, Inc.
    0 0 0
    FCRM
    Franklin Credit Management Corp.
    0 0 0
  • Is IROQ or FCRM More Risky?

    IF Bancorp, Inc. has a beta of 0.178, which suggesting that the stock is 82.216% less volatile than S&P 500. In comparison Franklin Credit Management Corp. has a beta of -0.473, suggesting its less volatile than the S&P 500 by 147.282%.

  • Which is a Better Dividend Stock IROQ or FCRM?

    IF Bancorp, Inc. has a quarterly dividend of $0.20 per share corresponding to a yield of 1.45%. Franklin Credit Management Corp. offers a yield of 0% to investors and pays a quarterly dividend of $0.00 per share. IF Bancorp, Inc. pays 29.29% of its earnings as a dividend. Franklin Credit Management Corp. pays out -- of its earnings as a dividend. IF Bancorp, Inc.'s payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios IROQ or FCRM?

    IF Bancorp, Inc. quarterly revenues are $11.9M, which are larger than Franklin Credit Management Corp. quarterly revenues of --. IF Bancorp, Inc.'s net income of $1.3M is higher than Franklin Credit Management Corp.'s net income of --. Notably, IF Bancorp, Inc.'s price-to-earnings ratio is 17.25x while Franklin Credit Management Corp.'s PE ratio is --. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for IF Bancorp, Inc. is 1.87x versus 0.08x for Franklin Credit Management Corp.. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    IROQ
    IF Bancorp, Inc.
    1.87x 17.25x $11.9M $1.3M
    FCRM
    Franklin Credit Management Corp.
    0.08x -- -- --

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