Is Amazon an AI Stock?
With the market starting to look skittish on pure-play AI…
Buy
52
CACC Quote, Financials, Valuation and Earnings
Last price:
$460.89
Seasonality move
:
10.19%
Day range:
$455.43 - $472.21
52-week range:
$401.90 - $560.00
Dividend yield:
0%
P/E ratio:
12.20x
P/S ratio:
2.40x
P/B ratio:
3.22x
Volume:
110.4K
Avg. volume:
156.2K
1-year change:
-3.45%
Market cap:
$5.1B
Revenue:
$2.2B
EPS (TTM):
$37.77
Analysts' Opinion
-
Consensus RatingCredit Acceptance Corp. has received a consensus rating of Hold. The company's average rating is a Hold based on 0 Buy ratings, 3 Hold ratings, and 1 Sell rating.
-
Price Target DownsideAccording to analysts' consensus price target of $458.00, Credit Acceptance Corp. has an estimated downside of -0.64% from its current price of $460.93.
-
Price Target UpsideAccording to analysts, the highest upside price target is $475.00 representing -100% upside increase from its current price of $460.93.
Fair Value
-
According to the consensus of 4 analysts, Credit Acceptance Corp. has -0.64% downside to fair value with a price target of $458.00 per share.
CACC vs. S&P 500
-
Over the past 5 trading days, Credit Acceptance Corp. has overperformed the S&P 500 by 2.18% suggesting its relative strength compared to the major market average is strong at this time.
Share Buyback
-
Credit Acceptance Corp. does have a share repurchase program in place at this time. The scale of a buyback program can materially affect share price and usually results in a higher earnings per share, all else being equal, when the share count drops.
Revenue Growth
-
Credit Acceptance Corp. has grown year-over-year revenues for 10 quarters straight. In the most recent quarter Credit Acceptance Corp. reported revenues of $582.4M.
Earnings Growth
-
Credit Acceptance Corp. has grown year-over-year earnings for 5 quarters straight. In the most recent quarter Credit Acceptance Corp. reported earnings per share of $9.43.
Enterprise value:
10.9B
EV / Invested capital:
1.38x
Price / LTM sales:
2.40x
EV / EBIT:
6.55x
EV / Revenue:
4.75x
PEG ratio (5yr expected):
0.08x
EV / Free cash flow:
10.05x
Price / Operating cash flow:
5.07x
Enterprise value / EBITDA:
6.44x
Gross Profit (TTM):
$2.3B
Return On Assets:
5.04%
Net Income Margin (TTM):
19.7%
Return On Equity:
27.54%
Return On Invested Capital:
5.62%
Operating Margin:
45.54%
| Trailing 12 Months | Fiscal Quarters | |||||
|---|---|---|---|---|---|---|
| Period Ending | 2023-09-30 | 2024-09-30 | 2025-09-30 | 2024-09-30 | 2025-09-30 | |
| Income Statement | ||||||
| Revenue | $1.9B | $2.1B | $2.3B | $550.3M | $582.4M | |
| Gross Profit | $1.8B | $2.1B | $2.3B | $543.4M | $575.6M | |
| Operating Income | $651.3M | $666.5M | $1.1B | $217.7M | $265.2M | |
| EBITDA | $1.4B | $1.5B | $1.7B | $409.3M | $424M | |
| Diluted EPS | $24.31 | $14.89 | $37.77 | $6.35 | $9.43 | |
| Period Ending | 2021-09-30 | 2022-09-30 | 2023-09-30 | 2024-09-30 | 2025-09-30 | |
|---|---|---|---|---|---|---|
| Balance Sheet | ||||||
| Current Assets | $469.4M | $429.6M | $460.1M | $751.4M | $517M | |
| Total Assets | $7.2B | $6.9B | $7.4B | $8.7B | $8.6B | |
| Current Liabilities | $415.3M | $554.4M | $631.5M | $436.5M | $498.6M | |
| Total Liabilities | $5.2B | $5.3B | $5.7B | $7B | $7.1B | |
| Total Equity | $2B | $1.6B | $1.7B | $1.6B | $1.6B | |
| Total Debt | $4.6B | $4.6B | $4.9B | $6.2B | $6.4B | |
| Trailing 12 Months | Fiscal Quarters | |||||
|---|---|---|---|---|---|---|
| Period Ending | 2023-09-30 | 2024-09-30 | 2025-09-30 | 2024-09-30 | 2025-09-30 | |
| Cash Flow Statement | ||||||
| Cash Flow Operations | $1.2B | $1.1B | $1.1B | $317.7M | $299.4M | |
| Cash From Investing | -$1.2B | -$1.9B | -$800.6M | -$424M | -$127.6M | |
| Cash From Financing | $56.8M | $1B | -$508.4M | $305M | -$236.8M | |
| Free Cash Flow | $1.2B | $1.1B | $1.1B | $317.3M | $298.8M | |
CACC
Sector
Market Cap
$5.1B
$555.9M
Price % of 52-Week High
82.31%
89.84%
Dividend Yield
0%
1.65%
Shareholder Yield
9.46%
3.16%
1-Year Price Total Return
-3.45%
1.51%
Beta (5-Year)
1.262
0.481
Dividend yield:
0%
Annualized payout:
$0.00
Payout ratio:
--
Growth streak:
0 years
Technicals
8-day SMA
Buy
Level
$457.77
200-day SMA
Sell
Level
$487.93
Bollinger Bands (100)
Sell
Level
450.74 - 510.58
Chaikin Money Flow
Buy
Level
10.6M
20-day SMA
Buy
Level
$440.39
Relative Strength Index (RSI14)
Buy
Level
53.09
ADX Line
Buy
Level
14.47
Williams %R
Neutral
Level
-21.5822
50-day SMA
Sell
Level
$464.28
MACD (12, 26)
Buy
Level
0.28
25-day Aroon Oscillator
Sell
Level
-16
On Balance Volume
Neutral
Level
18.5M
Financial Scores
Sell
Altman Z-Score
(Annual)
Level (1.4294)
Sell
CA Score
(Annual)
Level (-0.9916)
Buy
Beneish M-Score
(Annual)
Level (-3.6192)
Buy
Momentum Score
Level (6)
Sell
Ohlson Score
Level (1.598)
Buy
Piotroski F Score
(Annual)
Level (7)
Buy
Quality Ratio Score
Level (7)
Buy
Fundamental Score
Level (8)
Revenue Forecast
Earnings per Share Forecast
Company Profile
Credit Acceptance Corp. engages in the provision of dealer financing programs that enables automobile dealers to sell vehicles to consumers, regardless of its credit history. Its financing programs are offered through a nationwide network of automobile dealers who benefit from sales of vehicles to consumers. The company was founded by Donald A. Foss in 1972 and is headquartered in Southfield, MI.
Stock Forecast FAQ
In the current month, CACC has received 0 Buy ratings 3 Hold ratings, and 1 Sell ratings. The CACC average analyst price target in the past 3 months is $458.00.
-
Where Will Credit Acceptance Corp. Stock Be In 1 Year?
According to analysts, the consensus estimate is that Credit Acceptance Corp. share price will drop to $458.00 per share over the next 12 months.
-
What Do Analysts Say About Credit Acceptance Corp.?
Analysts are divided on their view about Credit Acceptance Corp. share price and where it will be in the next 12 months. The majority of analysts rate the stock a Sell. However, a smaller subset of analysts suggest that Credit Acceptance Corp. is a Buy and believe this share price will rise from its current level to $475.00.
-
What Is Credit Acceptance Corp.'s Price Target?
The price target for Credit Acceptance Corp. over the next 1-year time period is forecast to be $458.00 according to 4 Wall Street analysts, 0 of them rate the stock a Buy, 1 rates the stock a Sell, and 3 analysts rate the stock a Hold.
-
Is CACC A Buy, Sell Or Hold?
According to Wall Street analysts, the consensus rating for Credit Acceptance Corp. is a Hold. 3 of 4 analysts rate the stock a Hold at this time.
-
How Can I Buy Shares Of CACC?
You can purchase shares of Credit Acceptance Corp. via an online brokerage firm such as TD Ameritrade.com, thinkorswim.com, e-trade.com, or Schwab.com. Many other digital online brokerages exist such as RobinHood and Webull where you can purchase Credit Acceptance Corp. shares.
-
What Is The Credit Acceptance Corp. Share Price Today?
Credit Acceptance Corp. was last trading at $460.89 per share. This represents the most recent stock quote for Credit Acceptance Corp.. Yesterday, Credit Acceptance Corp. closed at $460.93 per share.
-
How To Buy Credit Acceptance Corp. Stock Online?
In order to purchase Credit Acceptance Corp. stock online, open a brokerage account, deposit funds into the account, and select an order type to purchase shares whether it be market or limit.
Related Companies
Get CACC Stock Alert
Signup to receive the latest stock alerts
Financial Ratios
CACC
Sector
P/E ratio
12.20x
11.82x
PEG ratio
0.08x
0.31x
P/B ratio
3.22x
1.08x
Price / LTM sales
2.40x
1.79x
Growth Metrics
CACC
Sector
Revenue growth
5.83%
5.54%
Earnings growth
48.59%
14.72%
Revenue (5-year growth)
7.75%
8.86%
Earnings forecast
$9.45
$0.62
Profitability
CACC
Sector
Profitability FY 2024
$2.1B
--
Return on invested capital
5.62%
5.04%
Return on assets
5.04%
1.02%
Return on equity
27.54%
9.7%
Earnings Date
Last Earnings Date
Oct
30
Next Earnings Date
Jan
29
Estimated Next Earnings Date
Jan
29
Balance Sheet
CACC
Sector
Total cash
$507.3M
$436.6M
Short term investments
--
$211.5M
Total assets
$9.7B
$3.1B
Long term debt
$6.4B
$84.4M
SEE THE 1% OF STOCKS YOU NEED TO OWN FOR MASSIVE RETURNS
GET BETTER TRADE IDEAS
Popular
Google Vs NVIDIA Stock: Which Is Best?
Alphabet (NASDAQ:GOOGL) and NVIDIA (NASDAQ:NVIDIA) are two of the market’s…
How High Could NVIDIA Stock Go?
NVIDIA (NASDAQ:NVDA) has been one of the best stocks to…
Stock Ideas
Sell
50
Is NVDA Stock a Buy?
Market Cap: $4.4T
P/E Ratio: 61x
Buy
61
Is AAPL Stock a Buy?
Market Cap: $4.1T
P/E Ratio: 38x
Buy
63
Is GOOG Stock a Buy?
Market Cap: $3.8T
P/E Ratio: 40x
Alerts
Sell
39
PSTG alert for Dec 5
Pure Storage, Inc. [PSTG] is up 5.05% over the past day.
Sell
15
HOV alert for Dec 5
Hovnanian Enterprises, Inc. [HOV] is down 22.58% over the past day.
Buy
69
ASTS alert for Dec 5
AST Spacemobile, Inc. [ASTS] is up 18.25% over the past day.
THE #1 STOCK ANALYSIS TOOL
TO MAKE SMARTER BUY AND SELL DECISIONS
Show me the best stock
