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59
CACC Quote, Financials, Valuation and Earnings
Last price:
$471.97
Seasonality move
:
7.43%
Day range:
$494.93 - $513.53
52-week range:
$401.90 - $549.75
Dividend yield:
0%
P/E ratio:
13.99x
P/S ratio:
2.57x
P/B ratio:
3.58x
Volume:
175.3K
Avg. volume:
189.8K
1-year change:
0.64%
Market cap:
$5.5B
Revenue:
$2.3B
EPS (TTM):
$36.50
Analysts' Opinion
-
Consensus RatingCredit Acceptance Corp. has received a consensus rating of Hold. The company's average rating is a Hold based on 0 Buy ratings, 3 Hold ratings, and 0 Sell ratings.
-
Price Target DownsideAccording to analysts' consensus price target of $466.67, Credit Acceptance Corp. has an estimated downside of -8.62% from its current price of $510.71.
-
Price Target UpsideAccording to analysts, the highest upside price target is $475.00 representing -100% upside increase from its current price of $510.71.
Fair Value
-
According to the consensus of 3 analysts, Credit Acceptance Corp. has -8.62% downside to fair value with a price target of $466.67 per share.
CACC vs. S&P 500
-
Over the past 5 trading days, Credit Acceptance Corp. has overperformed the S&P 500 by 0.55% suggesting its relative strength compared to the major market average is strong at this time.
Share Buyback
-
Credit Acceptance Corp. does have a share repurchase program in place at this time. The scale of a buyback program can materially affect share price and usually results in a higher earnings per share, all else being equal, when the share count drops.
Revenue Growth
-
Credit Acceptance Corp. has grown year-over-year revenues for 11 quarters straight. In the most recent quarter Credit Acceptance Corp. reported revenues of $579.9M.
Earnings Growth
-
Credit Acceptance Corp. earnings have been falling on a year-over-year basis for 1 quarter in a row. In the most recent quarter Credit Acceptance Corp. reported earnings per share of $10.99.
Enterprise value:
11.3B
EV / Invested capital:
1.44x
Price / LTM sales:
2.57x
EV / EBIT:
6.87x
EV / Revenue:
4.88x
PEG ratio (5yr expected):
0.17x
EV / Free cash flow:
10.38x
Price / Operating cash flow:
5.48x
Enterprise value / EBITDA:
6.65x
Gross Profit (TTM):
$2.3B
Return On Assets:
4.71%
Net Income Margin (TTM):
18.29%
Return On Equity:
26.11%
Return On Invested Capital:
5.25%
Operating Margin:
46.7%
| Trailing 12 Months | Fiscal Quarters | |||||
|---|---|---|---|---|---|---|
| Period Ending | 2023-12-31 | 2024-12-31 | 2025-12-31 | 2024-12-31 | 2025-12-31 | |
| Income Statement | ||||||
| Revenue | $1.9B | $2.2B | $2.3B | $565.9M | $579.9M | |
| Gross Profit | $1.9B | $2.1B | $2.3B | $559M | $579.9M | |
| Operating Income | $635.9M | $772.7M | $1B | $303.2M | $270.8M | |
| EBITDA | $1.4B | $1.6B | -- | $433.5M | -- | |
| Diluted EPS | $22.03 | $19.86 | $36.50 | $12.26 | $10.99 | |
| Period Ending | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-12-31 | 2025-12-31 | |
|---|---|---|---|---|---|---|
| Balance Sheet | ||||||
| Current Assets | $546.3M | $430.4M | $482.1M | $858.7M | $567.9M | |
| Total Assets | $7.8B | $7.6B | $8.4B | $9.7B | $8.6B | |
| Current Liabilities | $1.6B | $1.8B | $473.9M | $520.3M | $400.2M | |
| Total Liabilities | $6B | $6B | $6.6B | $8B | $7.1B | |
| Total Equity | $1.8B | $1.6B | $1.8B | $1.7B | $1.5B | |
| Total Debt | $4.6B | $4.6B | $5.1B | $6.4B | $6.4B | |
| Trailing 12 Months | Fiscal Quarters | |||||
|---|---|---|---|---|---|---|
| Period Ending | 2023-09-30 | 2024-09-30 | 2025-09-30 | 2024-09-30 | 2025-09-30 | |
| Cash Flow Statement | ||||||
| Cash Flow Operations | $1.2B | $1.1B | $1.1B | $317.7M | $299.4M | |
| Cash From Investing | -$1.2B | -$1.9B | -$800.6M | -$424M | -$127.6M | |
| Cash From Financing | $56.8M | $1B | -$508.4M | $305M | -$236.8M | |
| Free Cash Flow | $1.2B | $1.1B | $1.1B | $317.3M | $298.8M | |
CACC
Sector
Market Cap
$5.5B
$522.2M
Price % of 52-Week High
92.9%
92.04%
Dividend Yield
0%
1.48%
Shareholder Yield
10.37%
3.02%
1-Year Price Total Return
0.64%
7.89%
Beta (5-Year)
1.268
0.453
Dividend yield:
0%
Annualized payout:
$0.00
Payout ratio:
--
Growth streak:
0 years
Technicals
8-day SMA
Buy
Level
$505.04
200-day SMA
Buy
Level
$482.88
Bollinger Bands (100)
Buy
Level
442.12 - 492.04
Chaikin Money Flow
Buy
Level
5.5M
20-day SMA
Buy
Level
$475.38
Relative Strength Index (RSI14)
Buy
Level
62.32
ADX Line
Buy
Level
21.16
Williams %R
Sell
Level
-8.2351
50-day SMA
Buy
Level
$467.50
MACD (12, 26)
Buy
Level
13.55
25-day Aroon Oscillator
Buy
Level
36
On Balance Volume
Neutral
Level
11.6M
Financial Scores
Sell
Altman Z-Score
(Annual)
Level (1.5022)
Sell
CA Score
(Annual)
Level (-1.0368)
Buy
Beneish M-Score
(Annual)
Level (-3.6192)
Sell
Momentum Score
Level (4)
Sell
Ohlson Score
Level (1.2808)
Buy
Piotroski F Score
(Annual)
Level (7)
Buy
Quality Ratio Score
Level (7)
Buy
Fundamental Score
Level (7)
Revenue Forecast
Earnings per Share Forecast
Company Profile
Credit Acceptance Corp. engages in the provision of dealer financing programs that enables automobile dealers to sell vehicles to consumers, regardless of its credit history. Its financing programs are offered through a nationwide network of automobile dealers who benefit from sales of vehicles to consumers. The company was founded by Donald A. Foss in 1972 and is headquartered in Southfield, MI.
Stock Forecast FAQ
In the current month, CACC has received 0 Buy ratings 3 Hold ratings, and 0 Sell ratings. The CACC average analyst price target in the past 3 months is $466.67.
-
Where Will Credit Acceptance Corp. Stock Be In 1 Year?
According to analysts, the consensus estimate is that Credit Acceptance Corp. share price will drop to $466.67 per share over the next 12 months.
-
What Do Analysts Say About Credit Acceptance Corp.?
Analysts are divided on their view about Credit Acceptance Corp. share price and where it will be in the next 12 months. The majority of analysts rate the stock a Buy. However, a smaller subset of analysts suggest that Credit Acceptance Corp. is a Sell and believe this share price will rise from its current level to $455.00.
-
What Is Credit Acceptance Corp.'s Price Target?
The price target for Credit Acceptance Corp. over the next 1-year time period is forecast to be $466.67 according to 3 Wall Street analysts, 0 of them rate the stock a Buy, 0 rate the stock a Sell, and 3 analysts rate the stock a Hold.
-
Is CACC A Buy, Sell Or Hold?
According to Wall Street analysts, the consensus rating for Credit Acceptance Corp. is a Hold. 3 of 3 analysts rate the stock a Hold at this time.
-
How Can I Buy Shares Of CACC?
You can purchase shares of Credit Acceptance Corp. via an online brokerage firm such as TD Ameritrade.com, thinkorswim.com, e-trade.com, or Schwab.com. Many other digital online brokerages exist such as RobinHood and Webull where you can purchase Credit Acceptance Corp. shares.
-
What Is The Credit Acceptance Corp. Share Price Today?
Credit Acceptance Corp. was last trading at $471.97 per share. This represents the most recent stock quote for Credit Acceptance Corp.. Yesterday, Credit Acceptance Corp. closed at $510.71 per share.
-
How To Buy Credit Acceptance Corp. Stock Online?
In order to purchase Credit Acceptance Corp. stock online, open a brokerage account, deposit funds into the account, and select an order type to purchase shares whether it be market or limit.
Related Companies
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Financial Ratios
CACC
Sector
P/E ratio
13.99x
12.47x
PEG ratio
0.17x
0.32x
P/B ratio
3.58x
1.14x
Price / LTM sales
2.57x
1.87x
Growth Metrics
CACC
Sector
Revenue growth
2.47%
5.49%
Earnings growth
-10.37%
10.49%
Revenue (5-year growth)
6.78%
8.68%
Earnings forecast
$9.85
$0.64
Profitability
CACC
Sector
Profitability FY 2025
$2.3B
--
Return on invested capital
5.25%
5.2%
Return on assets
4.71%
1.02%
Return on equity
26.11%
9.92%
Earnings Date
Last Earnings Date
Jan
29
Next Earnings Date
Apr
29
Estimated Next Earnings Date
Apr
30
Balance Sheet
CACC
Sector
Total cash
$500.7M
$407.2M
Short term investments
--
$192.4M
Total assets
$8.6B
$3.1B
Long term debt
$6.4B
$56M
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