BSRR Quote, Financials, Valuation and Earnings

Evans Bancorp has a net margin of 32.53% compared to Sierra Bancorp's net margin of 20.42%. Sierra Bancorp's return on equity of 11.59% beat Evans Bancorp's return on equity of 6.65%.

Sierra Bancorp has a consensus price target of $34.25, signalling upside risk potential of 21.33%. On the other hand Evans Bancorp has an analysts' consensus of $50.05 which suggests that it could grow by 29.16%. Given that Evans Bancorp has higher upside potential than Sierra Bancorp, analysts believe Evans Bancorp is more attractive than Sierra Bancorp.

Sierra Bancorp has a beta of 0.893, which suggesting that the stock is 10.714% less volatile than S&P 500. In comparison Evans Bancorp has a beta of 0.973, suggesting its less volatile than the S&P 500 by 2.735%.

Sierra Bancorp has a quarterly dividend of $0.25 per share corresponding to a yield of 3.4%. Evans Bancorp offers a yield of 3.41% to investors and pays a quarterly dividend of $0.66 per share. Sierra Bancorp pays 33.61% of its earnings as a dividend. Evans Bancorp pays out 60.97% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Sierra Bancorp quarterly revenues are $31.9M, which are larger than Evans Bancorp quarterly revenues of $18.3M. Sierra Bancorp's net income of $10.4M is higher than Evans Bancorp's net income of $3.7M. Notably, Sierra Bancorp's price-to-earnings ratio is 10.05x while Evans Bancorp's PE ratio is 18.02x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Sierra Bancorp is 2.93x versus 3.10x for Evans Bancorp. Usually stocks with elevated PS ratios are considered overvalued.

OptimumBank Holdings has a net margin of 32.53% compared to Sierra Bancorp's net margin of 38.34%. Sierra Bancorp's return on equity of 11.59% beat OptimumBank Holdings's return on equity of 15.06%.

Sierra Bancorp has a consensus price target of $34.25, signalling upside risk potential of 21.33%. On the other hand OptimumBank Holdings has an analysts' consensus of $5.50 which suggests that it could grow by 31.9%. Given that OptimumBank Holdings has higher upside potential than Sierra Bancorp, analysts believe OptimumBank Holdings is more attractive than Sierra Bancorp.

Sierra Bancorp has a beta of 0.893, which suggesting that the stock is 10.714% less volatile than S&P 500. In comparison OptimumBank Holdings has a beta of 0.358, suggesting its less volatile than the S&P 500 by 64.194%.

Sierra Bancorp has a quarterly dividend of $0.25 per share corresponding to a yield of 3.4%. OptimumBank Holdings offers a yield of 0% to investors and pays a quarterly dividend of $0.00 per share. Sierra Bancorp pays 33.61% of its earnings as a dividend. OptimumBank Holdings pays out -- of its earnings as a dividend. Sierra Bancorp's payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

Sierra Bancorp quarterly revenues are $31.9M, which are larger than OptimumBank Holdings quarterly revenues of $10.3M. Sierra Bancorp's net income of $10.4M is higher than OptimumBank Holdings's net income of $4M. Notably, Sierra Bancorp's price-to-earnings ratio is 10.05x while OptimumBank Holdings's PE ratio is 3.16x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Sierra Bancorp is 2.93x versus 1.04x for OptimumBank Holdings. Usually stocks with elevated PS ratios are considered overvalued.

Park National has a net margin of 32.53% compared to Sierra Bancorp's net margin of 28.72%. Sierra Bancorp's return on equity of 11.59% beat Park National's return on equity of 12.67%.

Sierra Bancorp has a consensus price target of $34.25, signalling upside risk potential of 21.33%. On the other hand Park National has an analysts' consensus of $173.67 which suggests that it could grow by 13.85%. Given that Sierra Bancorp has higher upside potential than Park National, analysts believe Sierra Bancorp is more attractive than Park National.

Sierra Bancorp has a beta of 0.893, which suggesting that the stock is 10.714% less volatile than S&P 500. In comparison Park National has a beta of 0.722, suggesting its less volatile than the S&P 500 by 27.832%.

Sierra Bancorp has a quarterly dividend of $0.25 per share corresponding to a yield of 3.4%. Park National offers a yield of 2.79% to investors and pays a quarterly dividend of $1.07 per share. Sierra Bancorp pays 33.61% of its earnings as a dividend. Park National pays out 51.18% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Sierra Bancorp quarterly revenues are $31.9M, which are smaller than Park National quarterly revenues of $134.5M. Sierra Bancorp's net income of $10.4M is lower than Park National's net income of $38.6M. Notably, Sierra Bancorp's price-to-earnings ratio is 10.05x while Park National's PE ratio is 16.38x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Sierra Bancorp is 2.93x versus 4.76x for Park National. Usually stocks with elevated PS ratios are considered overvalued.

Tompkins Financial has a net margin of 32.53% compared to Sierra Bancorp's net margin of 25.81%. Sierra Bancorp's return on equity of 11.59% beat Tompkins Financial's return on equity of 10.27%.

Sierra Bancorp has a consensus price target of $34.25, signalling upside risk potential of 21.33%. On the other hand Tompkins Financial has an analysts' consensus of $76.50 which suggests that it could grow by 20.99%. Given that Sierra Bancorp has higher upside potential than Tompkins Financial, analysts believe Sierra Bancorp is more attractive than Tompkins Financial.

Sierra Bancorp has a beta of 0.893, which suggesting that the stock is 10.714% less volatile than S&P 500. In comparison Tompkins Financial has a beta of 0.729, suggesting its less volatile than the S&P 500 by 27.136%.

Sierra Bancorp has a quarterly dividend of $0.25 per share corresponding to a yield of 3.4%. Tompkins Financial offers a yield of 3.89% to investors and pays a quarterly dividend of $0.62 per share. Sierra Bancorp pays 33.61% of its earnings as a dividend. Tompkins Financial pays out 49.47% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Sierra Bancorp quarterly revenues are $31.9M, which are smaller than Tompkins Financial quarterly revenues of $76.2M. Sierra Bancorp's net income of $10.4M is lower than Tompkins Financial's net income of $19.7M. Notably, Sierra Bancorp's price-to-earnings ratio is 10.05x while Tompkins Financial's PE ratio is 12.77x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Sierra Bancorp is 2.93x versus 3.06x for Tompkins Financial. Usually stocks with elevated PS ratios are considered overvalued.