PFBC Quote, Financials, Valuation and Earnings

Citizens & Northern Corp. has a net margin of 27.63% compared to Preferred Bank (California)'s net margin of 15.87%. Preferred Bank (California)'s return on equity of 16.91% beat Citizens & Northern Corp.'s return on equity of 9.51%.

Preferred Bank (California) has a consensus price target of $109.25, signalling upside risk potential of 10.09%. On the other hand Citizens & Northern Corp. has an analysts' consensus of $22.50 which suggests that it could grow by 9.07%. Given that Preferred Bank (California) has higher upside potential than Citizens & Northern Corp., analysts believe Preferred Bank (California) is more attractive than Citizens & Northern Corp..

Preferred Bank (California) has a beta of 0.738, which suggesting that the stock is 26.168% less volatile than S&P 500. In comparison Citizens & Northern Corp. has a beta of 0.571, suggesting its less volatile than the S&P 500 by 42.86%.

Preferred Bank (California) has a quarterly dividend of $0.75 per share corresponding to a yield of 3.02%. Citizens & Northern Corp. offers a yield of 5.43% to investors and pays a quarterly dividend of $0.28 per share. Preferred Bank (California) pays 29.57% of its earnings as a dividend. Citizens & Northern Corp. pays out 66.39% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Preferred Bank (California) quarterly revenues are $130.1M, which are larger than Citizens & Northern Corp. quarterly revenues of $40.9M. Preferred Bank (California)'s net income of $35.9M is higher than Citizens & Northern Corp.'s net income of $6.5M. Notably, Preferred Bank (California)'s price-to-earnings ratio is 10.03x while Citizens & Northern Corp.'s PE ratio is 11.79x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Preferred Bank (California) is 2.58x versus 1.97x for Citizens & Northern Corp.. Usually stocks with elevated PS ratios are considered overvalued.

First Interstate BancSystem, Inc. has a net margin of 27.63% compared to Preferred Bank (California)'s net margin of 21.27%. Preferred Bank (California)'s return on equity of 16.91% beat First Interstate BancSystem, Inc.'s return on equity of 7.26%.

Preferred Bank (California) has a consensus price target of $109.25, signalling upside risk potential of 10.09%. On the other hand First Interstate BancSystem, Inc. has an analysts' consensus of $37.00 which suggests that it could grow by 3.06%. Given that Preferred Bank (California) has higher upside potential than First Interstate BancSystem, Inc., analysts believe Preferred Bank (California) is more attractive than First Interstate BancSystem, Inc..

Preferred Bank (California) has a beta of 0.738, which suggesting that the stock is 26.168% less volatile than S&P 500. In comparison First Interstate BancSystem, Inc. has a beta of 0.824, suggesting its less volatile than the S&P 500 by 17.645%.

Preferred Bank (California) has a quarterly dividend of $0.75 per share corresponding to a yield of 3.02%. First Interstate BancSystem, Inc. offers a yield of 5.24% to investors and pays a quarterly dividend of $0.47 per share. Preferred Bank (California) pays 29.57% of its earnings as a dividend. First Interstate BancSystem, Inc. pays out 85.84% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Preferred Bank (California) quarterly revenues are $130.1M, which are smaller than First Interstate BancSystem, Inc. quarterly revenues of $335.7M. Preferred Bank (California)'s net income of $35.9M is lower than First Interstate BancSystem, Inc.'s net income of $71.4M. Notably, Preferred Bank (California)'s price-to-earnings ratio is 10.03x while First Interstate BancSystem, Inc.'s PE ratio is 15.12x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Preferred Bank (California) is 2.58x versus 2.67x for First Interstate BancSystem, Inc.. Usually stocks with elevated PS ratios are considered overvalued.

Heritage Commerce Corp. has a net margin of 27.63% compared to Preferred Bank (California)'s net margin of 21.52%. Preferred Bank (California)'s return on equity of 16.91% beat Heritage Commerce Corp.'s return on equity of 6.25%.

Preferred Bank (California) has a consensus price target of $109.25, signalling upside risk potential of 10.09%. On the other hand Heritage Commerce Corp. has an analysts' consensus of $13.00 which suggests that it could grow by 4.08%. Given that Preferred Bank (California) has higher upside potential than Heritage Commerce Corp., analysts believe Preferred Bank (California) is more attractive than Heritage Commerce Corp..

Preferred Bank (California) has a beta of 0.738, which suggesting that the stock is 26.168% less volatile than S&P 500. In comparison Heritage Commerce Corp. has a beta of 0.813, suggesting its less volatile than the S&P 500 by 18.684%.

Preferred Bank (California) has a quarterly dividend of $0.75 per share corresponding to a yield of 3.02%. Heritage Commerce Corp. offers a yield of 4.16% to investors and pays a quarterly dividend of $0.13 per share. Preferred Bank (California) pays 29.57% of its earnings as a dividend. Heritage Commerce Corp. pays out 78.94% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Preferred Bank (California) quarterly revenues are $130.1M, which are larger than Heritage Commerce Corp. quarterly revenues of $68.3M. Preferred Bank (California)'s net income of $35.9M is higher than Heritage Commerce Corp.'s net income of $14.7M. Notably, Preferred Bank (California)'s price-to-earnings ratio is 10.03x while Heritage Commerce Corp.'s PE ratio is 17.77x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Preferred Bank (California) is 2.58x versus 2.90x for Heritage Commerce Corp.. Usually stocks with elevated PS ratios are considered overvalued.

Peoples Bancorp, Inc. (Ohio) has a net margin of 27.63% compared to Preferred Bank (California)'s net margin of 18.66%. Preferred Bank (California)'s return on equity of 16.91% beat Peoples Bancorp, Inc. (Ohio)'s return on equity of 8.84%.

Preferred Bank (California) has a consensus price target of $109.25, signalling upside risk potential of 10.09%. On the other hand Peoples Bancorp, Inc. (Ohio) has an analysts' consensus of $34.00 which suggests that it could grow by 10.57%. Given that Peoples Bancorp, Inc. (Ohio) has higher upside potential than Preferred Bank (California), analysts believe Peoples Bancorp, Inc. (Ohio) is more attractive than Preferred Bank (California).

Preferred Bank (California) has a beta of 0.738, which suggesting that the stock is 26.168% less volatile than S&P 500. In comparison Peoples Bancorp, Inc. (Ohio) has a beta of 0.670, suggesting its less volatile than the S&P 500 by 33%.

Preferred Bank (California) has a quarterly dividend of $0.75 per share corresponding to a yield of 3.02%. Peoples Bancorp, Inc. (Ohio) offers a yield of 5.3% to investors and pays a quarterly dividend of $0.41 per share. Preferred Bank (California) pays 29.57% of its earnings as a dividend. Peoples Bancorp, Inc. (Ohio) pays out 48.1% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Preferred Bank (California) quarterly revenues are $130.1M, which are smaller than Peoples Bancorp, Inc. (Ohio) quarterly revenues of $156.6M. Preferred Bank (California)'s net income of $35.9M is higher than Peoples Bancorp, Inc. (Ohio)'s net income of $29.2M. Notably, Preferred Bank (California)'s price-to-earnings ratio is 10.03x while Peoples Bancorp, Inc. (Ohio)'s PE ratio is 10.76x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Preferred Bank (California) is 2.58x versus 1.76x for Peoples Bancorp, Inc. (Ohio). Usually stocks with elevated PS ratios are considered overvalued.