Financhill
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PFBC Quote, Financials, Valuation and Earnings

Last price:
$90.23
Seasonality move :
4.33%
Day range:
$90.04 - $92.02
52-week range:
$71.90 - $103.05
Dividend yield:
3.38%
P/E ratio:
8.64x
P/S ratio:
2.31x
P/B ratio:
1.39x
Volume:
46.5K
Avg. volume:
108.4K
1-year change:
-0.85%
Market cap:
$1.1B
Revenue:
$499M
EPS (TTM):
$10.44
Period Ending 2021-12-31 2022-12-31 2023-12-31 2024-12-31 2025-12-31
Revenue $218.8M $301.4M $481.8M $520.4M $499M
Revenue Growth (YoY) -0.7% 37.78% 59.83% 8.03% -4.11%
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin -- -- -- -- --
Other Inc / (Exp) $41K $297K -$5M -- --
Operating Expenses -$133.8M -$179.2M -$209.9M -$184M -$189.5M
Operating Income $133.8M $179.2M $209.9M $184M $189.5M
 
Net Interest Expenses $6.3M $5.3M $9.1M $5.3M $9.9M
EBT. Incl. Unusual Items $133.8M $179.2M $209.9M $184M $189.5M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $38.6M $50.4M $59.8M $53.4M $55.9M
Net Income to Company $95.2M $128.8M $150M $130.7M --
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $95.2M $128.8M $150M $130.7M $133.6M
 
Basic EPS (Cont. Ops) $6.41 $8.84 $10.64 $9.79 $10.61
Diluted EPS (Cont. Ops) $6.41 $8.70 $10.52 $9.64 $10.41
Weighted Average Basic Share $14.9M $14.6M $14.1M $13.3M $12.6M
Weighted Average Diluted Share $14.9M $14.8M $14.3M $13.6M $12.8M
 
EBITDA -- $228.1M $400.2M $422.7M --
EBIT $159M $226.2M $398.5M $420.5M $405.2M
 
Revenue (Reported) $218.8M $301.4M $481.8M $520.4M $499M
Operating Income (Reported) $133.8M $179.2M $209.9M $184M $189.5M
Operating Income (Adjusted) $159M $226.2M $398.5M $420.5M $405.2M
Period Ending 2021-12-31 2022-12-31 2023-12-31 2024-12-31 2025-12-31
Revenue $56.8M $99.1M $126.8M $129.3M $129.3M
Revenue Growth (YoY) 3.19% 74.58% 27.95% 2.02% -0.06%
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin -- -- -- -- --
Other Inc / (Exp) -- $297K -$929K -- --
Operating Expenses -$37.5M -$54.9M -$50.1M -$42.6M -$49.4M
Operating Income $37.5M $54.9M $50.1M $42.6M $49.4M
 
Net Interest Expenses $1.3M $1.3M $1.3M $1.3M $3.1M
EBT. Incl. Unusual Items $37.5M $54.9M $50.1M $42.6M $49.4M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $11.1M $15.4M $14.3M $12.3M $14.6M
Net Income to Company $26.4M $39.6M $35.8M $30.2M --
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $26.4M $39.6M $35.8M $30.2M $34.8M
 
Basic EPS (Cont. Ops) $1.80 $2.76 $2.63 $2.29 $2.85
Diluted EPS (Cont. Ops) $1.80 $2.71 $2.60 $2.25 $2.79
Weighted Average Basic Share $14.7M $14.4M $13.6M $13.2M $12.2M
Weighted Average Diluted Share $14.7M $14.6M $13.8M $13.4M $12.5M
 
EBITDA -- -- -- -- --
EBIT $42.9M $79.2M $105.7M $99.2M $104.1M
 
Revenue (Reported) $56.8M $99.1M $126.8M $129.3M $129.3M
Operating Income (Reported) $37.5M $54.9M $50.1M $42.6M $49.4M
Operating Income (Adjusted) $42.9M $79.2M $105.7M $99.2M $104.1M
Period Ending 2021-12-31 2022-12-31 2023-12-31 2024-12-31 2025-12-31
Revenue $218.8M $301.4M $481.8M $520.4M $502M
Revenue Growth (YoY) -- -- -- -- --
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin -- -- -- -- --
Other Inc / (Exp) $41K $297K -$5M -- --
Operating Expenses -$133.8M -$179.2M -$209.9M -$184M -$192.5M
Operating Income $133.8M $179.2M $209.9M $184M $192.5M
 
Net Interest Expenses $6.3M $5.3M $9.1M $5.3M $9.9M
EBT. Incl. Unusual Items $133.8M $179.2M $209.9M $184M $189.5M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $38.6M $50.4M $59.8M $53.4M $55.9M
Net Income to Company $95.2M $128.8M $150M $130.7M --
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $95.2M $128.8M $150M $130.7M $133.6M
 
Basic EPS (Cont. Ops) $6.41 $8.86 $10.64 $9.79 $10.64
Diluted EPS (Cont. Ops) $6.41 $8.72 $10.52 $9.63 $10.44
Weighted Average Basic Share
Weighted Average Diluted Share
 
EBITDA -- -- -- -- --
EBIT $159M $226.2M $398.5M $420.5M $405.2M
 
Revenue (Reported) $218.8M $301.4M $481.8M $520.4M $502M
Operating Income (Reported) $133.8M $179.2M $209.9M $184M $192.5M
Operating Income (Adjusted) $159M $226.2M $398.5M $420.5M $405.2M
Period Ending 2022-12-31 2023-12-31 2024-12-31 2025-12-31 2026-12-31
Revenue $301.4M $481.8M $520.4M $502M --
Revenue Growth (YoY) -- -- -- -- --
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin -- -- -- -- --
Other Inc / (Exp) $297K -$5M -- -- --
Operating Expenses -$179.2M -$209.9M -$184M -$192.5M --
Operating Income $179.2M $209.9M $184M $192.5M --
 
Net Interest Expenses $5.3M $9.1M $5.3M $9.9M --
EBT. Incl. Unusual Items $179.2M $209.9M $184M $189.5M --
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $50.4M $59.8M $53.4M $55.9M --
Net Income to Company $128.8M $150M $130.7M $62.9M --
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $128.8M $150M $130.7M $133.6M --
 
Basic EPS (Cont. Ops) $8.86 $10.64 $9.79 $10.64 --
Diluted EPS (Cont. Ops) $8.72 $10.52 $9.63 $10.44 --
Weighted Average Basic Share $58.3M $56.4M $53.4M $50.4M --
Weighted Average Diluted Share $59.2M $57.1M $54.3M $51.3M --
 
EBITDA $41.9M $89M $105.7M $95M --
EBIT $226.2M $398.5M $420.5M $405.2M --
 
Revenue (Reported) $301.4M $481.8M $520.4M $502M --
Operating Income (Reported) $179.2M $209.9M $184M $192.5M --
Operating Income (Adjusted) $226.2M $398.5M $420.5M $405.2M --
Period Ending 2021-12-31 2022-12-31 2023-12-31 2024-12-31 2025-12-31
Cash and Equivalents $1B $747.5M $890.9M $765.5M $807.1M
Short Term Investments $451.9M $428.3M $313.8M $3K --
Accounts Receivable, Net $14.6M $23.6M $33.9M $33.6M --
Inventory -- -- -- -- --
Prepaid Expenses -- -- -- -- --
Other Current Assets -- -- -- -- --
Total Current Assets $1.1B $814.8M $964.2M $836.3M $868.2M
 
Property Plant And Equipment $32.5M $30.7M $31.7M $21.6M $38.6M
Long-Term Investments $15M $15M $80.6M $75.6M $85M
Goodwill -- -- -- -- --
Other Intangibles -- -- -- -- --
Other Long-Term Assets -- -- -- -- --
Total Assets $6.1B $6.4B $6.7B $6.9B $7.6B
 
Accounts Payable $715K $2.6M $16.1M $16.5M --
Accrued Expenses -- -- -- -- --
Current Portion Of Long-Term Debt -- -- -- -- --
Current Portion Of Capital Lease Obligations -- -- -- -- --
Other Current Liabilities -- -- -- -- --
Total Current Liabilities $3.4B $3.5B $5.7B $5.7B $2.9B
 
Long-Term Debt $166.6M $164.6M $163.1M $161.2M $383.8M
Capital Leases -- -- -- -- --
Total Liabilities $5.5B $5.8B $6B $6.2B $6.8B
 
Common Stock $210.9M $210.9M $210.9M $210.9M --
Other Common Equity Adj -- -- -- -- --
Common Equity $586.7M $630.4M $695.1M $763.2M $789.5M
Total Preferred Equity -- -- -- -- --
Minority Interest, Total -- -- -- -- --
Total Equity $586.7M $630.4M $695.1M $763.2M $789.5M
 
Total Liabilities and Equity $6.1B $6.4B $6.7B $6.9B $7.6B
Cash and Short Terms $1.5B $1.2B $1.2B $765.5M --
Total Debt $166.6M $164.6M $163.1M $161.2M $383.8M
Period Ending 2021-12-31 2022-12-31 2023-12-31 2024-12-31 2025-12-31
Cash and Equivalents $1B $747.5M $890.9M $765.5M $807.1M
Short Term Investments $451.9M $428.3M $313.8M $3K --
Accounts Receivable, Net $14.6M $23.6M $33.9M $33.6M --
Inventory -- -- -- -- --
Prepaid Expenses -- -- -- -- --
Other Current Assets -- -- -- -- --
Total Current Assets $1.1B $814.8M $964.2M $836.3M $868.2M
 
Property Plant And Equipment $32.5M $30.7M $31.7M $21.6M $38.6M
Long-Term Investments $15M $15M $80.6M $75.6M $85M
Goodwill -- -- -- -- --
Other Intangibles -- -- -- -- --
Other Long-Term Assets -- -- -- -- --
Total Assets $6.1B $6.4B $6.7B $6.9B $7.6B
 
Accounts Payable $715K $2.6M $16.1M $16.5M --
Accrued Expenses -- -- -- -- --
Current Portion Of Long-Term Debt -- -- -- -- --
Current Portion Of Capital Lease Obligations -- -- -- -- --
Other Current Liabilities -- -- -- -- --
Total Current Liabilities $3.4B $3.5B $5.7B $5.7B $2.9B
 
Long-Term Debt $166.6M $164.6M $163.1M $161.2M $383.8M
Capital Leases -- -- -- -- --
Total Liabilities $5.5B $5.8B $6B $6.2B $6.8B
 
Common Stock $210.9M $210.9M $210.9M $210.9M --
Other Common Equity Adj -- -- -- -- --
Common Equity -- -- -- -- --
Total Preferred Equity -- -- -- -- --
Minority Interest, Total -- -- -- -- --
Total Equity $586.7M $630.4M $695.1M $763.2M $789.5M
 
Total Liabilities and Equity $6.1B $6.4B $6.7B $6.9B $7.6B
Cash and Short Terms $1.5B $1.2B $1.2B $765.5M --
Total Debt $166.6M $164.6M $163.1M $161.2M $383.8M
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Net Income to Stockholders $69.5M $95.2M $128.8M $150M $130.7M
Depreciation & Amoritzation $1.9M $1.9M $1.9M $1.7M $2.2M
Stock-Based Compensation $8.9M $9.1M $8.4M $5.8M $9.2M
Change in Accounts Receivable -$2.3M $7.9M -$8.6M -$14.1M $9.9M
Change in Inventories -- -- -- -- --
Cash From Operations $103.8M $119.6M $143.8M $175M $164.5M
 
Capital Expenditures $1.5M $603K $15.7M $2.4M $919K
Cash Acquisitions -- -- -- -- --
Cash From Investing -$318.8M -$620M -$699.9M -$97.6M -$421.6M
 
Dividends Paid (Ex Special Dividend) $17.9M $21.4M $25.1M $31.1M $37.5M
Special Dividend Paid
Long-Term Debt Issued -- $147.6M -- -- --
Long-Term Debt Repaid -- -$100M -- -- --
Repurchase of Common Stock $2.4M $17.7M $33.3M $55.2M $38.2M
Other Financing Activities -- -- -- -- --
Cash From Financing $438.8M $791.5M $273.1M $66M $131.8M
 
Beginning Cash (CF) $535.6M $759.5M $1.1B $767.5M $910.9M
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions $223.8M $291.1M -$283.1M $143.3M -$125.3M
Ending Cash (CF) $759.5M $1.1B $767.5M $910.9M $785.5M
 
Levered Free Cash Flow $102.3M $119M $128.1M $172.6M $163.6M
Period Ending 2021-12-31 2022-12-31 2023-12-31 2024-12-31 2025-12-31
Net Income to Stockholders $26.4M $39.6M $35.8M $30.2M --
Depreciation & Amoritzation -- -- -- -- --
Stock-Based Compensation $5M $3.7M $1.3M $2.1M --
Change in Accounts Receivable $4.8M -$3.1M -$4.3M $18M --
Change in Inventories -- -- -- -- --
Cash From Operations $29.2M $36.5M $354K $40.3M --
 
Capital Expenditures $60K $68K $1.4M -$228K --
Cash Acquisitions -- -- -- -- --
Cash From Investing -$87.2M -$113.6M -$118.8M -$93.1M --
 
Dividends Paid (Ex Special Dividend) $5.6M $6.2M $7.5M $9.2M --
Special Dividend Paid -- -- -- -- --
Long-Term Debt Issued -- -- -- -- --
Long-Term Debt Repaid -- -- -- -- --
Repurchase of Common Stock $16K $51K $10.3M $6.5M --
Other Financing Activities -- -- -- -- --
Cash From Financing $26M $95.1M $8.2M $33.3M --
 
Beginning Cash (CF) $1.1B $749.5M $1B $805M --
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions -$32M $18M -$110.3M -$19.5M --
Ending Cash (CF) $1.1B $767.5M $910.9M $785.5M --
 
Levered Free Cash Flow $29.1M $36.5M -$1M $40.5M --
Period Ending 2021-12-31 2022-12-31 2023-12-31 2024-12-31 2025-12-31
Net Income to Stockholders $95.2M $128.8M $150M $130.7M --
Depreciation & Amoritzation $1.9M $1.9M $1.7M $2.2M --
Stock-Based Compensation $9.1M $8.4M $5.8M -- --
Change in Accounts Receivable $7.9M -$8.6M -$14.1M $9.9M --
Change in Inventories -- -- -- -- --
Cash From Operations $119.6M $143.8M $175M -- --
 
Capital Expenditures $603K $15.7M $2.4M -$16K $670K
Cash Acquisitions -- -- -- -- --
Cash From Investing -$620M -$699.9M -$97.6M -- --
 
Dividends Paid (Ex Special Dividend) $21.4M $25.1M $31.1M -- --
Special Dividend Paid
Long-Term Debt Issued -- -- -- -- --
Long-Term Debt Repaid -- -- -- -- --
Repurchase of Common Stock $17.7M $33.3M $55.2M -- --
Other Financing Activities -- -- -- -- --
Cash From Financing $791.5M $273.1M $66M -- --
 
Beginning Cash (CF) -- -- -- -- --
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions $291.1M -$283.1M $143.3M -- --
Ending Cash (CF) -- -- -- -- --
 
Levered Free Cash Flow $119M $128.1M $172.6M -- --
Period Ending 2022-12-31 2023-12-31 2024-12-31 2025-12-31 2026-12-31
Net Income to Stockholders $128.8M $150M $130.7M $62.9M --
Depreciation & Amoritzation $486K $426K $573K $949K --
Stock-Based Compensation $8.4M $5.8M $4M $8.1M --
Change in Accounts Receivable -$8.6M -$14.1M $9.9M -$13M --
Change in Inventories -- -- -- -- --
Cash From Operations $143.8M $175M $95.5M $81.2M --
 
Capital Expenditures $15.7M $2.4M -$16K $670K --
Cash Acquisitions -- -- -- -- --
Cash From Investing -$699.9M -$97.6M -$235.2M -$458.2M --
 
Dividends Paid (Ex Special Dividend) $25.1M $31.1M $18.6M $29M --
Special Dividend Paid -- -- -- -- --
Long-Term Debt Issued -- -- -- $200M --
Long-Term Debt Repaid -- -- -- -- --
Repurchase of Common Stock $33.3M $55.2M $12M $76.9M --
Other Financing Activities -- -- -- -- --
Cash From Financing $273.1M $66M $7.5M $407M --
 
Beginning Cash (CF) $3.6B $3.7B $3.6B $1.7B --
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions -$283.1M $143.3M -$132.2M $29.9M --
Ending Cash (CF) $3.3B $3.9B $3.4B $1.7B --
 
Levered Free Cash Flow $128.1M $172.6M $95.5M $80.5M --

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