Financhill
Buy
54

FMNB Quote, Financials, Valuation and Earnings

Last price:
$13.81
Seasonality move :
2.6%
Day range:
$13.60 - $13.91
52-week range:
$11.58 - $15.50
Dividend yield:
4.93%
P/E ratio:
9.55x
P/S ratio:
1.87x
P/B ratio:
1.11x
Volume:
89.1K
Avg. volume:
174K
1-year change:
-3.57%
Market cap:
$519.2M
Revenue:
$269.5M
EPS (TTM):
$1.44
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Revenue $149.5M $154.7M $177.9M $255.2M $269.5M
Revenue Growth (YoY) 14.47% 3.46% 15.04% 43.42% 5.63%
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin -- -- -- -- --
Other Inc / (Exp) $380K $1M -$454K -$471K -$2.6M
Operating Expenses -$53.5M -$69.2M -$68.5M -$64.2M -$55.5M
Operating Income $53.5M $69.2M $68.5M $64.2M $55.5M
 
Net Interest Expenses $1.8M $1.7M $4.8M $12.4M $18.2M
EBT. Incl. Unusual Items $50.3M $62.1M $72.8M $58.7M $55.4M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $8.4M $10.3M $12.2M $8.8M $9.5M
Net Income to Company $41.9M $51.8M $60.6M $49.9M $45.9M
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $41.9M $51.8M $60.6M $49.9M $45.9M
 
Basic EPS (Cont. Ops) $1.48 $1.78 $1.79 $1.34 $1.23
Diluted EPS (Cont. Ops) $1.47 $1.77 $1.79 $1.33 $1.22
Weighted Average Basic Share $28.3M $29.2M $33.8M $37.4M $37.3M
Weighted Average Diluted Share $28.4M $29.3M $33.9M $37.5M $37.5M
 
EBITDA -- -- -- -- --
EBIT $66.4M $70.6M $90.8M $134.2M $154.8M
 
Revenue (Reported) $149.5M $154.7M $177.9M $255.2M $269.5M
Operating Income (Reported) $53.5M $69.2M $68.5M $64.2M $55.5M
Operating Income (Adjusted) $66.4M $70.6M $90.8M $134.2M $154.8M
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Revenue $37.4M $45.2M $64.2M $70.3M $70.8M
Revenue Growth (YoY) 0.78% 20.99% 41.83% 9.52% 0.76%
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin -- -- -- -- --
Other Inc / (Exp) $459K -$17K -$624K -$403K --
Operating Expenses -$19.8M -$19.6M -$15.9M -$10.1M -$17.8M
Operating Income $19.8M $19.6M $15.9M $10.1M $17.8M
 
Net Interest Expenses $495K $1.4M $3M $4.5M $2.7M
EBT. Incl. Unusual Items $19.4M $18.8M $15.6M $10.1M $14.6M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $3.4M $3.3M $2.3M $1.6M $2.2M
Net Income to Company $16M $15.4M $13.3M $8.5M --
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $16M $15.4M $13.3M $8.5M $12.5M
 
Basic EPS (Cont. Ops) $0.57 $0.46 $0.36 $0.23 $0.33
Diluted EPS (Cont. Ops) $0.56 $0.46 $0.36 $0.23 $0.33
Weighted Average Basic Share $28.2M $33.9M $37.2M $37.4M $37.5M
Weighted Average Diluted Share $28.4M $33.9M $37.4M $37.6M $37.7M
 
EBITDA -- -- -- -- --
EBIT $21.2M $23.4M $36.1M $36.2M $37.7M
 
Revenue (Reported) $37.4M $45.2M $64.2M $70.3M $70.8M
Operating Income (Reported) $19.8M $19.6M $15.9M $10.1M $17.8M
Operating Income (Adjusted) $21.2M $23.4M $36.1M $36.2M $37.7M
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Revenue $153.8M $172.7M $234.5M $267.3M $277.8M
Revenue Growth (YoY) -- -- -- -- --
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin -- -- -- -- --
Other Inc / (Exp) $1.2M -$63K -$856K -$2.6M --
Operating Expenses -$72M -$66.4M -$62.7M -$55.9M -$68.2M
Operating Income $72M $66.4M $62.7M $55.9M $68.2M
 
Net Interest Expenses $1.4M $3.7M $10.3M $17.9M $12.7M
EBT. Incl. Unusual Items $69.6M $62.9M $57.1M $55.5M $65M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $12.1M $10M $8.4M $9.3M $10.7M
Net Income to Company $57.5M $52.9M $48.7M $46.1M --
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $57.5M $52.9M $48.7M $46.1M $54.3M
 
Basic EPS (Cont. Ops) $2.04 $1.58 $1.34 $1.23 $1.45
Diluted EPS (Cont. Ops) $2.03 $1.57 $1.34 $1.23 $1.44
Weighted Average Basic Share
Weighted Average Diluted Share
 
EBITDA -- -- -- -- --
EBIT $79.1M $74.2M $119.1M $151.9M $159.1M
 
Revenue (Reported) $153.8M $172.7M $234.5M $267.3M $277.8M
Operating Income (Reported) $72M $66.4M $62.7M $55.9M $68.2M
Operating Income (Adjusted) $79.1M $74.2M $119.1M $151.9M $159.1M
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Revenue $114.2M $131.6M $188.2M $200.1M $208.4M
Revenue Growth (YoY) -- -- -- -- --
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin -- -- -- -- --
Other Inc / (Exp) $979K -$88K -$490K -$2.6M -$1.3M
Operating Expenses -$56.5M -$51.8M -$46M -$37.7M -$50.4M
Operating Income $56.5M $51.8M $46M $37.7M $50.4M
 
Net Interest Expenses $1.1M $3.1M $8.7M $14.1M $8.6M
EBT. Incl. Unusual Items $55.9M $56.7M $41M $37.7M $47.3M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $9.8M $9.5M $5.6M $6.2M $7.4M
Net Income to Company $46.1M $47.2M $35.4M $31.6M $27.5M
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $46.1M $47.2M $35.4M $31.6M $39.9M
 
Basic EPS (Cont. Ops) $1.63 $1.40 $0.95 $0.85 $1.07
Diluted EPS (Cont. Ops) $1.63 $1.39 $0.94 $0.84 $1.06
Weighted Average Basic Share $84.7M $101.5M $112.3M $112M $112.3M
Weighted Average Diluted Share $85M $101.8M $112.6M $112.5M $112.9M
 
EBITDA -- -- -- -- --
EBIT $62.4M $66M $94.3M $111.9M $116.3M
 
Revenue (Reported) $114.2M $131.6M $188.2M $200.1M $208.4M
Operating Income (Reported) $56.5M $51.8M $46M $37.7M $50.4M
Operating Income (Adjusted) $62.4M $66M $94.3M $111.9M $116.3M
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Cash and Equivalents $20.5M $29.2M $21.4M $28.9M $20.4M
Short Term Investments $575.6M $1.4B $1.3B $1.3B $631.5M
Accounts Receivable, Net -- -- -- -- --
Inventory -- -- -- -- --
Prepaid Expenses -- -- -- -- --
Other Current Assets -- -- -- -- --
Total Current Assets $254.6M $125.3M $75.6M $104.1M $86M
 
Property Plant And Equipment $25.6M $37.5M $39.2M $44.4M $62M
Long-Term Investments $19.4M $20.1M $62.9M $67.7M $84.9M
Goodwill $45.8M $94.2M $94.6M $167.4M $167.5M
Other Intangibles $3.8M $8.4M $7M $22.8M $20.8M
Other Long-Term Assets -- -- -- -- --
Total Assets $3.1B $4.1B $4.1B $5.1B $5.1B
 
Accounts Payable -- -- -- -- --
Accrued Expenses -- -- -- -- --
Current Portion Of Long-Term Debt $2.5M -- $95M $355M $305M
Current Portion Of Capital Lease Obligations -- -- -- -- --
Other Current Liabilities -- -- -- -- --
Total Current Liabilities $1.9B $2.9B $3.1B $4B $4.1B
 
Long-Term Debt $80.7M $93.5M $95.9M $96.5M $94.7M
Capital Leases -- -- -- -- --
Total Liabilities $2.7B $3.7B $3.8B $4.7B $4.7B
 
Common Stock $208.8M $306.1M $305.3M $365.3M $366.1M
Other Common Equity Adj -- -- -- -- --
Common Equity $350.1M $472.4M $292.3M $404.4M $406M
Total Preferred Equity -- -- -- -- --
Minority Interest, Total -- -- -- -- --
Total Equity $350.1M $472.4M $292.3M $404.4M $406M
 
Total Liabilities and Equity $3.1B $4.1B $4.1B $5.1B $5.1B
Cash and Short Terms $596.1M $1.5B $1.3B $1.3B $651.9M
Total Debt $81.6M $93.5M $95.9M $96.5M $94.7M
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Cash and Equivalents $26.9M $20.8M $25.3M $21.1M $23.8M
Short Term Investments $1.2B $1.3B $1.2B $1.3B --
Accounts Receivable, Net -- -- -- -- --
Inventory -- -- -- -- --
Prepaid Expenses -- -- -- -- --
Other Current Assets -- -- -- -- --
Total Current Assets $89.7M $80M $93.9M $189.1M $92.3M
 
Property Plant And Equipment $24.8M $39.3M $44.8M $57.1M $64.3M
Long-Term Investments $34.2M $73.6M $68.6M $61.8M $50.5M
Goodwill $45.8M $94.6M $167.9M $167.4M --
Other Intangibles $2.9M $7.7M $23.4M $20.9M --
Other Long-Term Assets -- -- -- -- --
Total Assets $3.3B $4.1B $5B $5.2B $5.2B
 
Accounts Payable -- -- -- -- --
Accrued Expenses -- -- -- -- --
Current Portion Of Long-Term Debt -- $155M -- $285M --
Current Portion Of Capital Lease Obligations -- -- -- -- --
Other Current Liabilities -- -- -- -- --
Total Current Liabilities $676.5M $1.1B $1B $1.3B $1.2B
 
Long-Term Debt $54.1M $96.6M $97.5M $94.9M $94.3M
Capital Leases -- -- -- -- --
Total Liabilities $2.9B $3.9B $4.7B $4.8B $4.8B
 
Common Stock $208.5M $304.8M $364.9M $365.5M $366.2M
Other Common Equity Adj -- -- -- -- --
Common Equity -- -- -- -- --
Total Preferred Equity -- -- -- -- --
Minority Interest, Total -- -- -- -- --
Total Equity $377.5M $265.6M $316M $439.7M $465.9M
 
Total Liabilities and Equity $3.3B $4.1B $5B $5.2B $5.2B
Cash and Short Terms $1.2B $1.3B $1.2B $1.3B --
Total Debt $54.1M $96.6M $97.5M $94.9M $94.3M
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Net Income to Stockholders $41.9M $51.8M $60.6M $49.9M $45.9M
Depreciation & Amoritzation $3.1M $3.5M $4.9M $7.3M $6.4M
Stock-Based Compensation $1.4M $1.2M $1.8M $2.6M $2.6M
Change in Accounts Receivable -- -- -- -- --
Change in Inventories -- -- -- -- --
Cash From Operations $39.9M $46.6M $79.9M $62M $66.4M
 
Capital Expenditures $18.7M $1.4M $5.5M $3.9M $11.7M
Cash Acquisitions $3.1M -- $1M $13.2M $600K
Cash From Investing -$150.7M -$415.2M -$204.6M $78.2M -$94.9M
 
Dividends Paid (Ex Special Dividend) $12.7M $14.1M $22M $25.4M $25.4M
Special Dividend Paid
Long-Term Debt Issued -- $73.7M -- -- --
Long-Term Debt Repaid -$97.1M -$67M -- -- -$2.5M
Repurchase of Common Stock $14.2M $164K -- $11.5M --
Other Financing Activities -- -- -$762K -$622K -$880K
Cash From Financing $294.7M $226.8M $87.5M -$112.1M $10.6M
 
Beginning Cash (CF) $70.8M $254.6M $112.8M $75.6M $103.7M
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions $183.9M -$141.8M -$37.2M $28.1M -$17.9M
Ending Cash (CF) $254.6M $112.8M $75.6M $103.7M $85.7M
 
Levered Free Cash Flow $21.2M $45.2M $74.4M $58.2M $54.7M
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Net Income to Stockholders $16M $15.4M $13.3M $8.5M --
Depreciation & Amoritzation -- -- -- -- --
Stock-Based Compensation $278K $513K $744K $668K $645K
Change in Accounts Receivable -- -- -- -- --
Change in Inventories -- -- -- -- --
Cash From Operations $16.5M $21M $21.8M $24M $10.9M
 
Capital Expenditures $338K $2.9M $2M $3.5M $1.7M
Cash Acquisitions -- $1M -- -- --
Cash From Investing -$141.7M -$47.7M $21.5M -$42M -$38.9M
 
Dividends Paid (Ex Special Dividend) $3.1M $5.4M $6.3M $6.4M $6.4M
Special Dividend Paid -- -- -- -- --
Long-Term Debt Issued -- -- -- -- --
Long-Term Debt Repaid -$25M -- -- -$2.5M --
Repurchase of Common Stock -- -- -- -- --
Other Financing Activities -- -- -- $664K --
Cash From Financing $55.6M $41.2M -$65.4M $26.1M $29.5M
 
Beginning Cash (CF) $149.4M $65.5M $116.1M $181M --
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions -$69.5M $14.5M -$22.1M $8.1M $1.6M
Ending Cash (CF) $79.8M $80M $93.9M $189.1M --
 
Levered Free Cash Flow $16.1M $18.2M $19.9M $20.5M $9.2M
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Net Income to Stockholders $57.5M $52.9M $48.7M $46.1M --
Depreciation & Amoritzation $3.2M $4.6M $7.2M $6.2M --
Stock-Based Compensation $1.3M $1.6M $2.5M $2.6M $2.6M
Change in Accounts Receivable -- -- -- -- --
Change in Inventories -- -- -- -- --
Cash From Operations $48.5M $73.2M $70.2M $68.1M $53.6M
 
Capital Expenditures $15.5M $5.7M $2.7M $9.1M $26.2M
Cash Acquisitions -$5M $1M $13.2M -- $600K
Cash From Investing -$405.6M -$242M $141.4M -$78.1M -$111.7M
 
Dividends Paid (Ex Special Dividend) $12.7M $21M $24.8M $25.4M $25.4M
Special Dividend Paid
Long-Term Debt Issued -- -- -- -- --
Long-Term Debt Repaid -$122.3M -- -- -- --
Repurchase of Common Stock $116K $48K $11.5M -- --
Other Financing Activities -- -- -- -- --
Cash From Financing $237.3M $168.9M -$197.7M $106.7M -$38.7M
 
Beginning Cash (CF) -- -- -- -- --
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions -$119.8M $173K $13.9M $95.2M -$96.8M
Ending Cash (CF) -- -- -- -- --
 
Levered Free Cash Flow $33M $67.5M $67.5M $59M $27.4M
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Net Income to Stockholders $46.1M $47.2M $35.4M $31.6M $27.5M
Depreciation & Amoritzation $798K $1.2M $1.9M $1.6M $3.3M
Stock-Based Compensation $865K $1.3M $2M $2M $1.9M
Change in Accounts Receivable -- -- -- -- --
Change in Inventories -- -- -- -- --
Cash From Operations $31.4M $58M $48.4M $54.5M $40.6M
 
Capital Expenditures $460K $4.8M $2M $7.2M $21.8M
Cash Acquisitions -- $1M $13.2M -- --
Cash From Investing -$422.8M -$249.5M $96.5M -$59.7M -$77.6M
 
Dividends Paid (Ex Special Dividend) $9.3M $16.2M $19.1M $19M $19.1M
Special Dividend Paid -- -- -- -- --
Long-Term Debt Issued -- -- -- -- --
Long-Term Debt Repaid -$27M -- -- -$2.5M --
Repurchase of Common Stock $116K -- $11.5M -- --
Other Financing Activities -- -- -- -- -$855K
Cash From Financing $216.6M $158.7M -$126.5M $92.3M $43.6M
 
Beginning Cash (CF) $730.4M $315.9M $319.6M $433.3M $199M
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions -$174.8M -$32.8M $18.4M $85.5M $6.6M
Ending Cash (CF) $555.6M $283.1M $338M $518.8M $204M
 
Levered Free Cash Flow $30.9M $53.3M $46.4M $47.2M $18.8M

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