Financhill
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SYF Quote, Financials, Valuation and Earnings

Last price:
$73.38
Seasonality move :
-6.56%
Day range:
$71.29 - $73.42
52-week range:
$40.55 - $88.77
Dividend yield:
1.64%
P/E ratio:
7.90x
P/S ratio:
1.44x
P/B ratio:
1.64x
Volume:
3.7M
Avg. volume:
5.5M
1-year change:
14.91%
Market cap:
$25.5B
Revenue:
$19.1B
EPS (TTM):
$9.28
Period Ending 2021-12-31 2022-12-31 2023-12-31 2024-12-31 2025-12-31
Revenue $11.2B $13.2B $17.3B $20.8B $19.1B
Revenue Growth (YoY) -12.5% 17.56% 31.4% 19.73% -7.92%
 
Cost of Revenues $905M $1.4B $3.2B $4.1B $3.7B
Gross Profit $10.3B $11.8B $14.1B $16.6B $15.4B
Gross Profit Margin 91.94% 89.62% 81.28% 80.11% 80.68%
 
R&D Expenses -- -- -- -- --
Selling, General & Admin -- -- -- -- --
Other Inc / (Exp) -- -- -- -- --
Operating Expenses $4.4B $7.4B $10.4B $11.2B $10B
Operating Income $6B $4.5B $3.7B $5.4B $5.4B
 
Net Interest Expenses $466M $513M $759M $828M $805M
EBT. Incl. Unusual Items $5.5B $4B $2.9B $4.6B $4.6B
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $1.3B $946M $666M $1.1B $1.1B
Net Income to Company $4.2B $3B $2.2B $3.5B $3.6B
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $4.2B $3B $2.2B $3.5B $3.6B
 
Basic EPS (Cont. Ops) $7.40 $6.19 $5.21 $8.64 $9.38
Diluted EPS (Cont. Ops) $7.34 $6.15 $5.19 $8.55 $9.28
Weighted Average Basic Share $564.6M $480.4M $421.2M $396.5M $369.9M
Weighted Average Diluted Share $569.3M $483.4M $423.5M $400.6M $373.9M
 
EBITDA $7B $8.2B $9.9B $12.4B $11B
EBIT $6.7B $7.9B $9.6B $12.1B $10.7B
 
Revenue (Reported) $11.2B $13.2B $17.3B $20.8B $19.1B
Operating Income (Reported) $6B $4.5B $3.7B $5.4B $5.4B
Operating Income (Adjusted) $6.7B $7.9B $9.6B $12.1B $10.7B
Period Ending 2021-12-31 2022-12-31 2023-12-31 2024-12-31 2025-12-31
Revenue $3B $3.7B $4.7B $4.9B $4.8B
Revenue Growth (YoY) -2.48% 25.13% 28.34% 3.73% -3.11%
 
Cost of Revenues $213M $528M $955M $998M $881M
Gross Profit $2.7B $3.2B $3.8B $3.9B $3.9B
Gross Profit Margin 92.79% 85.71% 79.86% 79.71% 81.52%
 
R&D Expenses -- -- -- -- --
Selling, General & Admin -- -- -- -- --
Other Inc / (Exp) -- -- -- -- --
Operating Expenses $1.6B $2.3B $3B $2.7B $2.7B
Operating Income $1.2B $902M $744M $1.2B $1.1B
 
Net Interest Expenses $104M $161M $205M $201M $192M
EBT. Incl. Unusual Items $1B $741M $539M $973M $952M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $234M $164M $99M $199M $201M
Net Income to Company $813M $577M $440M $774M $751M
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $813M $577M $440M $774M $751M
 
Basic EPS (Cont. Ops) $1.49 $1.27 $1.04 $1.93 $2.07
Diluted EPS (Cont. Ops) $1.48 $1.26 $1.03 $1.91 $2.04
Weighted Average Basic Share $537.8M $445.8M $411.9M $389.3M $352.7M
Weighted Average Diluted Share $543M $448.9M $414.6M $394.8M $357.6M
 
EBITDA $1.8B $2.2B $2.6B $2.8B $2.7B
EBIT $1.7B $2.1B $2.5B $2.7B $2.6B
 
Revenue (Reported) $3B $3.7B $4.7B $4.9B $4.8B
Operating Income (Reported) $1.2B $902M $744M $1.2B $1.1B
Operating Income (Adjusted) $1.7B $2.1B $2.5B $2.7B $2.6B
Period Ending 2021-12-31 2022-12-31 2023-12-31 2024-12-31 2025-12-31
Revenue $11.2B $13.2B $17.3B $20.8B $19.1B
Revenue Growth (YoY) -- -- -- -- --
 
Cost of Revenues $905M $1.4B $3.3B $4.1B $3.7B
Gross Profit $10.3B $11.8B $14B $16.6B $15.4B
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin -- -- -- -- --
Other Inc / (Exp) -- -- -- $1.1B --
Operating Expenses $4.4B $7.4B $10.3B $11.2B $10B
Operating Income $6B $4.5B $3.7B $5.4B $5.4B
 
Net Interest Expenses $466M $513M $759M $828M $805M
EBT. Incl. Unusual Items $5.5B $4B $2.9B $4.6B $4.6B
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $1.3B $946M $666M $1.1B $1.1B
Net Income to Company $4.2B $3B $2.2B $3.5B $3.6B
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $4.2B $3B $2.2B $3.5B $3.6B
 
Basic EPS (Cont. Ops) $7.38 $6.15 $5.21 $8.62 $9.38
Diluted EPS (Cont. Ops) $7.32 $6.11 $5.18 $8.53 $9.28
Weighted Average Basic Share
Weighted Average Diluted Share
 
EBITDA $7B $8.2B $10B $12.4B $11B
EBIT $6.7B $7.9B $9.6B $12.1B $10.7B
 
Revenue (Reported) $11.2B $13.2B $17.3B $20.8B $19.1B
Operating Income (Reported) $6B $4.5B $3.7B $5.4B $5.4B
Operating Income (Adjusted) $6.7B $7.9B $9.6B $12.1B $10.7B
Period Ending 2022-12-31 2023-12-31 2024-12-31 2025-12-31 2026-12-31
Revenue $13.2B $17.3B $20.8B $19.1B --
Revenue Growth (YoY) -- -- -- -- --
 
Cost of Revenues $1.4B $3.3B $4.1B $3.7B --
Gross Profit $11.8B $14B $16.6B $15.4B --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin -- -- -- -- --
Other Inc / (Exp) -- -- $1.1B -- --
Operating Expenses $7.4B $10.3B $11.2B $10B --
Operating Income $4.5B $3.7B $5.4B $5.4B --
 
Net Interest Expenses $513M $759M $828M $805M --
EBT. Incl. Unusual Items $4B $2.9B $4.6B $4.6B --
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $946M $666M $1.1B $1.1B --
Net Income to Company $3B $2.2B $3.5B $3.6B --
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $3B $2.2B $3.5B $3.6B --
 
Basic EPS (Cont. Ops) $6.15 $5.21 $8.62 $9.38 --
Diluted EPS (Cont. Ops) $6.11 $5.18 $8.53 $9.28 --
Weighted Average Basic Share $1.9B $1.7B $1.6B $1.5B --
Weighted Average Diluted Share $1.9B $1.7B $1.6B $1.5B --
 
EBITDA $8.2B $10B $12.4B $11B --
EBIT $7.9B $9.6B $12.1B $10.7B --
 
Revenue (Reported) $13.2B $17.3B $20.8B $19.1B --
Operating Income (Reported) $4.5B $3.7B $5.4B $5.4B --
Operating Income (Adjusted) $7.9B $9.6B $12.1B $10.7B --
Period Ending 2021-12-31 2022-12-31 2023-12-31 2024-12-31 2025-12-31
Cash and Equivalents $8.3B $10.3B $14.3B $14.7B $15B
Short Term Investments $5.3B $4.9B $3.8B $3.1B --
Accounts Receivable, Net -- -- -- -- --
Inventory -- -- -- -- --
Prepaid Expenses -- -- -- -- --
Other Current Assets -- -- -- -- --
Total Current Assets $8.3B $10.3B $14.3B $14.7B $15B
 
Property Plant And Equipment -- -- -- -- --
Long-Term Investments $5.6B $4.9B $3.8B $3.2B $3.3B
Goodwill $1.1B $1.1B $1B $1.3B --
Other Intangibles $1.2B $742M $815M $854M --
Other Long-Term Assets -- -- -- -- --
Total Assets $95.7B $104.6B $117.5B $119.5B $119.1B
 
Accounts Payable -- -- -- -- --
Accrued Expenses -- -- -- -- --
Current Portion Of Long-Term Debt -- -- -- -- --
Current Portion Of Capital Lease Obligations -- -- -- -- --
Other Current Liabilities -- -- -- -- --
Total Current Liabilities $5.8B $7.5B $10.6B $11B $4.1B
 
Long-Term Debt $14B $12.5B $11.8B $9.8B $12.9B
Capital Leases -- -- -- -- --
Total Liabilities $82.1B $91.7B $103.6B $102.9B $102.3B
 
Common Stock $1M $1M $1M $1M $1M
Other Common Equity Adj -- -- -- -- --
Common Equity $12.9B $12.1B $13.2B $15.4B $15.5B
Total Preferred Equity -- -- -- -- --
Minority Interest, Total -- -- -- -- --
Total Equity $13.7B $12.9B $13.9B $16.6B $16.8B
 
Total Liabilities and Equity $95.7B $104.6B $117.5B $119.5B $119.1B
Cash and Short Terms $8.3B $10.3B $14.3B $14.7B $15B
Total Debt $14.5B $14.2B $16B $15.5B $15.2B
Period Ending 2021-12-31 2022-12-31 2023-12-31 2024-12-31 2025-12-31
Cash and Equivalents $8.3B $10.3B $14.3B $14.7B $15B
Short Term Investments $5.3B $4.9B $3.8B $3.1B --
Accounts Receivable, Net -- -- -- -- --
Inventory -- -- -- -- --
Prepaid Expenses -- -- -- -- --
Other Current Assets -- -- -- -- --
Total Current Assets $8.3B $10.3B $14.3B $14.7B $15B
 
Property Plant And Equipment -- -- -- -- --
Long-Term Investments $5.6B $4.9B $3.8B $3.2B $3.3B
Goodwill $1.1B $1.1B $1B $1.3B --
Other Intangibles $1.2B $742M $815M $854M --
Other Long-Term Assets -- -- -- -- --
Total Assets $95.7B $104.6B $117.5B $119.5B $119.1B
 
Accounts Payable -- -- -- -- --
Accrued Expenses -- -- -- -- --
Current Portion Of Long-Term Debt -- -- -- -- --
Current Portion Of Capital Lease Obligations -- -- -- -- --
Other Current Liabilities -- -- -- -- --
Total Current Liabilities $5.8B $7.5B $10.6B $11B $4.1B
 
Long-Term Debt $14B $12.5B $11.8B $9.8B $12.9B
Capital Leases -- -- -- -- --
Total Liabilities $82.1B $91.7B $103.6B $102.9B $102.3B
 
Common Stock $1M $1M $1M $1M $1M
Other Common Equity Adj -- -- -- -- --
Common Equity -- -- -- -- --
Total Preferred Equity -- -- -- -- --
Minority Interest, Total -- -- -- -- --
Total Equity $13.7B $12.9B $13.9B $16.6B $16.8B
 
Total Liabilities and Equity $95.7B $104.6B $117.5B $119.5B $119.1B
Cash and Short Terms $8.3B $10.3B $14.3B $14.7B $15B
Total Debt $14.5B $14.2B $16B $15.5B $15.2B
Period Ending 2021-12-31 2022-12-31 2023-12-31 2024-12-31 2025-12-31
Net Income to Stockholders $4.2B $3B $2.2B $3.5B $3.6B
Depreciation & Amoritzation $390M $419M $458M $481M $514M
Stock-Based Compensation -- -- -- -- --
Change in Accounts Receivable $424M -$197M -$645M $33M -$598M
Change in Inventories -- -- -- -- --
Cash From Operations $7.1B $6.7B $8.6B $9.8B $9.9B
 
Capital Expenditures -- -- -- -- --
Cash Acquisitions -- -- -- $1.9B $161M
Cash From Investing -$4.8B -$10.2B -$14.2B -$8.9B -$4.9B
 
Dividends Paid (Ex Special Dividend) $542M $476M $448M $470M $510M
Special Dividend Paid
Long-Term Debt Issued $3.1B $5B $3B $2.4B --
Long-Term Debt Repaid -$4.4B -$5.3B -$1.3B -$3B --
Repurchase of Common Stock $2.9B $3.3B $1.1B $1B $2.9B
Other Financing Activities $29M -$44M -$22M $36M --
Cash From Financing -$5.2B $5.3B $9.6B -$611M -$4.7B
 
Beginning Cash (CF) $8.3B $10.3B $14.3B $14.7B $15B
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions -$2.9B $1.7B $4B $334M $262M
Ending Cash (CF) $5.4B $12B $18.3B $15B $15.2B
 
Levered Free Cash Flow $7.1B $6.7B $8.6B $9.8B $9.9B
Period Ending 2021-12-31 2022-12-31 2023-12-31 2024-12-31 2025-12-31
Net Income to Stockholders $813M $577M $440M $774M $751M
Depreciation & Amoritzation $105M $101M $118M $120M $139M
Stock-Based Compensation -- -- -- -- --
Change in Accounts Receivable -$155M -$271M -$322M -$197M -$327M
Change in Inventories -- -- -- -- --
Cash From Operations $2B $1.8B $2.3B $2.4B $2.5B
 
Capital Expenditures -- -- -- -- --
Cash Acquisitions -- -- -- -- $161M
Cash From Investing -$5.8B -$6.9B -$7.2B -$5B -$4.6B
 
Dividends Paid (Ex Special Dividend) $130M $113M $114M $118M $127M
Special Dividend Paid -- -- -- -- --
Long-Term Debt Issued $1.8B $1.1B $747M -- --
Long-Term Debt Repaid -$11M -$1.2B -- -$175M --
Repurchase of Common Stock $982M $701M $253M $101M $962M
Other Financing Activities $1M -- $10M $18M --
Cash From Financing $2.5B $2.4B $3.5B -$617M $918M
 
Beginning Cash (CF) $8.3B $10.3B $14.3B $14.7B $15B
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions -$1.2B -$2.6B -$1.4B -$3.2B -$1.3B
Ending Cash (CF) $7.1B $7.7B $12.9B $11.5B $13.7B
 
Levered Free Cash Flow $2B $1.8B $2.3B $2.4B $2.5B
Period Ending 2021-12-31 2022-12-31 2023-12-31 2024-12-31 2025-12-31
Net Income to Stockholders $4.2B $3B $2.2B $3.5B $3.6B
Depreciation & Amoritzation $390M $419M $458M $481M $514M
Stock-Based Compensation -- -- -- -- --
Change in Accounts Receivable $424M -$197M -$645M $33M -$598M
Change in Inventories -- -- -- -- --
Cash From Operations $7.1B $6.7B $8.6B $9.8B $9.9B
 
Capital Expenditures -- -- -- -- --
Cash Acquisitions -- -- -- $1.9B $161M
Cash From Investing -$4.8B -$10.2B -$14.2B -$8.9B -$4.9B
 
Dividends Paid (Ex Special Dividend) $542M $476M $448M $470M $510M
Special Dividend Paid
Long-Term Debt Issued $3.1B $5B $3B $2.4B --
Long-Term Debt Repaid -$4.4B -$5.3B -$1.3B -$3B --
Repurchase of Common Stock $2.9B $3.3B $1.1B $1B $2.9B
Other Financing Activities $29M -$44M -$22M $36M --
Cash From Financing -$5.2B $5.3B $9.6B -$611M -$4.7B
 
Beginning Cash (CF) -- -- -- -- --
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions -$2.9B $1.7B $4B $334M $262M
Ending Cash (CF) -- -- -- -- --
 
Levered Free Cash Flow $7.1B $6.7B $8.6B $9.8B $9.9B
Period Ending 2022-12-31 2023-12-31 2024-12-31 2025-12-31 2026-12-31
Net Income to Stockholders $3B $2.2B $3.5B $3.6B --
Depreciation & Amoritzation $419M $458M $481M $514M --
Stock-Based Compensation -- -- -- -- --
Change in Accounts Receivable -$197M -$645M $33M -$598M --
Change in Inventories -- -- -- -- --
Cash From Operations $6.7B $8.6B $9.8B $9.9B --
 
Capital Expenditures -- -- -- -- --
Cash Acquisitions -- -- $1.9B $161M --
Cash From Investing -$10.2B -$14.2B -$8.9B -$4.9B --
 
Dividends Paid (Ex Special Dividend) $476M $448M $470M $510M --
Special Dividend Paid -- -- -- -- --
Long-Term Debt Issued $5B $3B $2.4B $2.3B --
Long-Term Debt Repaid -$5.3B -$1.3B -$3B -$1.8B --
Repurchase of Common Stock $3.3B $1.1B $1B $2.9B --
Other Financing Activities -$44M -$22M $36M -$70M --
Cash From Financing $5.3B $9.6B -$611M -$4.7B --
 
Beginning Cash (CF) $43.5B $57.9B $71.3B $72.3B --
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions $1.7B $4B $334M $262M --
Ending Cash (CF) $45.2B $61.9B $71.6B $72.6B --
 
Levered Free Cash Flow $6.7B $8.6B $9.8B $9.9B --

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