Is Amazon an AI Stock?
With the market starting to look skittish on pure-play AI…
Buy
81
SYF Quote, Financials, Valuation and Earnings
Last price:
$80.41
Seasonality move
:
2.45%
Day range:
$79.15 - $80.65
52-week range:
$40.55 - $80.40
Dividend yield:
1.45%
P/E ratio:
8.65x
P/S ratio:
1.57x
P/B ratio:
1.80x
Volume:
3.7M
Avg. volume:
3.4M
1-year change:
20.32%
Market cap:
$28.5B
Revenue:
$20.8B
EPS (TTM):
$9.15
Analysts' Opinion
-
Consensus RatingSynchrony Financial has received a consensus rating of Buy. The company's average rating is a Buy based on 12 Buy ratings, 7 Hold ratings, and 0 Sell ratings.
-
Price Target UpsideAccording to analysts' consensus price target of $82.74, Synchrony Financial has an estimated upside of 4.54% from its current price of $80.40.
-
Price Target DownsideAccording to analysts, the lowest downside price target is $60.00 representing 100% downside risk from its current price of $80.40.
Fair Value
-
According to the consensus of 19 analysts, Synchrony Financial has 4.54% upside to fair value with a price target of $82.74 per share.
SYF vs. S&P 500
-
Over the past 5 trading days, Synchrony Financial has overperformed the S&P 500 by 3.44% suggesting its relative strength compared to the major market average is strong at this time.
Share Buyback
-
Synchrony Financial does have a share repurchase program in place at this time. The scale of a buyback program can materially affect share price and usually results in a higher earnings per share, all else being equal, when the share count drops.
Revenue Growth
-
Synchrony Financial revenues have been falling on a year-over-year basis for 3 quarters in a row. In the most recent quarter Synchrony Financial reported revenues of $4.8B.
Earnings Growth
-
Synchrony Financial has grown year-over-year earnings for 2 quarters straight. In the most recent quarter Synchrony Financial reported earnings per share of $2.86.
Enterprise value:
27.9B
EV / Invested capital:
0.89x
Price / LTM sales:
1.57x
EV / EBIT:
2.58x
EV / Revenue:
1.45x
PEG ratio (5yr expected):
0.45x
EV / Free cash flow:
2.86x
Price / Operating cash flow:
3.11x
Enterprise value / EBITDA:
2.51x
Gross Profit (TTM):
$15.5B
Return On Assets:
2.99%
Net Income Margin (TTM):
18.55%
Return On Equity:
21.5%
Return On Invested Capital:
11.05%
Operating Margin:
33.68%
| Trailing 12 Months | Fiscal Quarters | |||||
|---|---|---|---|---|---|---|
| Period Ending | 2023-09-30 | 2024-09-30 | 2025-09-30 | 2024-09-30 | 2025-09-30 | |
| Income Statement | ||||||
| Revenue | $16.3B | $20.6B | $19.3B | $5B | $4.8B | |
| Gross Profit | $13.4B | $16.5B | $15.5B | $3.9B | $3.9B | |
| Operating Income | $3.8B | $5B | $5.5B | $1.2B | $1.6B | |
| EBITDA | $9.6B | $12.2B | $11.1B | $2.9B | $2.9B | |
| Diluted EPS | $5.41 | $7.66 | $9.15 | $1.94 | $2.86 | |
| Period Ending | 2021-09-30 | 2022-09-30 | 2023-09-30 | 2024-09-30 | 2025-09-30 | |
|---|---|---|---|---|---|---|
| Balance Sheet | ||||||
| Current Assets | $9.9B | $12B | $15.6B | $17.9B | $16.2B | |
| Total Assets | $91.9B | $100.8B | $112.9B | $119.2B | $117B | |
| Current Liabilities | $4.9B | $5.9B | $1.9B | $5.5B | $5.6B | |
| Total Liabilities | $78B | $87.8B | $99.2B | $103.2B | $99.9B | |
| Total Equity | $13.9B | $13B | $13.8B | $16B | $17.1B | |
| Total Debt | $12.8B | $14.3B | $15.2B | $15.6B | $14.4B | |
| Trailing 12 Months | Fiscal Quarters | |||||
|---|---|---|---|---|---|---|
| Period Ending | 2023-09-30 | 2024-09-30 | 2025-09-30 | 2024-09-30 | 2025-09-30 | |
| Cash Flow Statement | ||||||
| Cash Flow Operations | $8.1B | $9.8B | $9.8B | $2.8B | $2.6B | |
| Cash From Investing | -$13.9B | -$11.1B | -$5.2B | -$2.2B | -$1.6B | |
| Cash From Financing | $8.5B | $3.5B | -$6.3B | -$1.2B | -$5B | |
| Free Cash Flow | $8.1B | $9.8B | $9.8B | $2.8B | $2.6B | |
SYF
Sector
Market Cap
$28.5B
$555.9M
Price % of 52-Week High
98.45%
89.84%
Dividend Yield
1.45%
1.65%
Shareholder Yield
10.62%
3.16%
1-Year Price Total Return
17.89%
1.51%
Beta (5-Year)
1.461
0.481
Dividend yield:
1.45%
Annualized payout:
$1.00
Payout ratio:
10.5%
Growth streak:
3 years
Technicals
8-day SMA
Buy
Level
$77.73
200-day SMA
Buy
Level
$65.24
Bollinger Bands (100)
Buy
Level
70.59 - 75.81
Chaikin Money Flow
Buy
Level
47.2M
20-day SMA
Buy
Level
$75.06
Relative Strength Index (RSI14)
Buy
Level
70.70
ADX Line
Buy
Level
17.1
Williams %R
Sell
Level
-11.4837
50-day SMA
Buy
Level
$73.50
MACD (12, 26)
Buy
Level
1.56
25-day Aroon Oscillator
Buy
Level
40
On Balance Volume
Neutral
Level
401.4M
Financial Scores
Sell
Altman Z-Score
(Annual)
Level (0.9534)
Sell
CA Score
(Annual)
Level (-1.641)
Buy
Beneish M-Score
(Annual)
Level (-3.2666)
Buy
Momentum Score
Level (8)
Sell
Ohlson Score
Level (0.5591)
Buy
Piotroski F Score
(Annual)
Level (7)
Buy
Quality Ratio Score
Level (5)
Buy
Fundamental Score
Level (9)
Revenue Forecast
Earnings per Share Forecast
Company Profile
Synchrony Financial engages in the provision of consumer financial services. It focuses on digital, health and wellness, retail, telecommunications, home, auto, outdoor, pet, and other industries. The company was founded on September 12, 2003 and is headquartered in Stamford, CT.
Stock Forecast FAQ
In the current month, SYF has received 12 Buy ratings 7 Hold ratings, and 0 Sell ratings. The SYF average analyst price target in the past 3 months is $82.74.
-
Where Will Synchrony Financial Stock Be In 1 Year?
According to analysts, the consensus estimate is that Synchrony Financial share price will rise to $82.74 per share over the next 12 months.
-
What Do Analysts Say About Synchrony Financial?
Analysts are divided on their view about Synchrony Financial share price and where it will be in the next 12 months. The majority of analysts rate the stock a Buy. However, a smaller subset of analysts suggest that Synchrony Financial is a Sell and believe this share price will drop from its current level to $60.00.
-
What Is Synchrony Financial's Price Target?
The price target for Synchrony Financial over the next 1-year time period is forecast to be $82.74 according to 19 Wall Street analysts, 12 of them rate the stock a Buy, 0 rate the stock a Sell, and 7 analysts rate the stock a Hold.
-
Is SYF A Buy, Sell Or Hold?
According to Wall Street analysts, the consensus rating for Synchrony Financial is a Buy. 12 of 19 analysts rate the stock a Buy at this time.
-
How Can I Buy Shares Of SYF?
You can purchase shares of Synchrony Financial via an online brokerage firm such as TD Ameritrade.com, thinkorswim.com, e-trade.com, or Schwab.com. Many other digital online brokerages exist such as RobinHood and Webull where you can purchase Synchrony Financial shares.
-
What Is The Synchrony Financial Share Price Today?
Synchrony Financial was last trading at $80.41 per share. This represents the most recent stock quote for Synchrony Financial. Yesterday, Synchrony Financial closed at $80.40 per share.
-
How To Buy Synchrony Financial Stock Online?
In order to purchase Synchrony Financial stock online, open a brokerage account, deposit funds into the account, and select an order type to purchase shares whether it be market or limit.
Get SYF Stock Alert
Signup to receive the latest stock alerts
Financial Ratios
SYF
Sector
P/E ratio
8.65x
11.82x
PEG ratio
0.45x
0.31x
P/B ratio
1.80x
1.08x
Price / LTM sales
1.57x
1.79x
Growth Metrics
SYF
Sector
Revenue growth
-3.13%
5.54%
Earnings growth
47.52%
14.72%
Revenue (5-year growth)
5.88%
8.86%
Earnings forecast
$2.21
$0.62
Profitability
SYF
Sector
Profitability FY 2024
$16.6B
--
Return on invested capital
11.05%
5.04%
Return on assets
2.99%
1.02%
Return on equity
21.5%
9.7%
Earnings Date
Last Earnings Date
Oct
15
Next Earnings Date
Jan
27
Estimated Next Earnings Date
Jan
14
Balance Sheet
SYF
Sector
Total cash
$16.2B
$436.6M
Short term investments
$3.1B
$211.5M
Total assets
$119.5B
$3.1B
Long term debt
$14.4B
$84.4M
SEE THE 1% OF STOCKS YOU NEED TO OWN FOR MASSIVE RETURNS
GET BETTER TRADE IDEAS
Popular
Google Vs NVIDIA Stock: Which Is Best?
Alphabet (NASDAQ:GOOGL) and NVIDIA (NASDAQ:NVIDIA) are two of the market’s…
How High Could NVIDIA Stock Go?
NVIDIA (NASDAQ:NVDA) has been one of the best stocks to…
Stock Ideas
Sell
50
Is NVDA Stock a Buy?
Market Cap: $4.4T
P/E Ratio: 61x
Buy
61
Is AAPL Stock a Buy?
Market Cap: $4.1T
P/E Ratio: 38x
Buy
67
Is GOOG Stock a Buy?
Market Cap: $3.8T
P/E Ratio: 40x
Alerts
Sell
39
PSTG alert for Dec 5
Pure Storage, Inc. [PSTG] is up 5.05% over the past day.
Sell
38
HOV alert for Dec 5
Hovnanian Enterprises, Inc. [HOV] is down 22.58% over the past day.
Buy
69
ASTS alert for Dec 5
AST Spacemobile, Inc. [ASTS] is up 18.25% over the past day.
THE #1 STOCK ANALYSIS TOOL
TO MAKE SMARTER BUY AND SELL DECISIONS
Show me the best stock
