Financhill
Buy
74

SYF Quote, Financials, Valuation and Earnings

Last price:
$85.97
Seasonality move :
-5.53%
Day range:
$85.58 - $86.12
52-week range:
$40.55 - $86.48
Dividend yield:
1.34%
P/E ratio:
9.40x
P/S ratio:
1.71x
P/B ratio:
1.96x
Volume:
819.3K
Avg. volume:
3.4M
1-year change:
28.74%
Market cap:
$31B
Revenue:
$20.8B
EPS (TTM):
$9.15

Price Performance History

Performance vs. Valuation Benchmarks

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Competitors

Company Revenue Forecast Earnings Forecast Revenue Growth Forecast Earnings Growth Forecast Analyst Price Target Median
SYF
Synchrony Financial
$3.8B $2.14 -21.99% 6.12% $86.17
AXP
American Express Co.
$18.5B $3.97 -1.54% 18.16% $364.10
BAC
Bank of America Corp.
$28.9B $1.01 -42.35% 17.92% $59.65
COF
Capital One Financial Corp.
$15.4B $4.76 17% 57.03% $266.57
JPM
JPMorgan Chase & Co.
$47.7B $5.25 -31.97% 2.9% $328.87
SOFI
SoFi Technologies, Inc.
$1B $0.13 -2.13% -61.45% $27.38
Company Price Analyst Target Market Cap P/E Ratio Dividend per Share Dividend Yield Price / LTM Sales
SYF
Synchrony Financial
$86.01 $86.17 $31B 9.40x $0.30 1.34% 1.71x
AXP
American Express Co.
$381.05 $364.10 $262.5B 25.59x $0.82 0.83% 3.39x
BAC
Bank of America Corp.
$56.17 $59.65 $410.2B 15.31x $0.28 1.92% 2.22x
COF
Capital One Financial Corp.
$249.32 $266.57 $158.5B 105.74x $0.80 1.04% 1.90x
JPM
JPMorgan Chase & Co.
$327.91 $328.87 $892.7B 16.24x $1.50 1.69% 3.31x
SOFI
SoFi Technologies, Inc.
$27.07 $27.38 $32.6B 49.08x $0.00 0% 7.33x
Company Total Debt / Total Capital Beta Debt to Equity Quick Ratio
SYF
Synchrony Financial
45.82% 2.115 53.83% 2.90x
AXP
American Express Co.
64.63% 1.667 25.88% 3.39x
BAC
Bank of America Corp.
70.22% 1.655 177.48% 0.00x
COF
Capital One Financial Corp.
31.15% 1.561 38.09% 0.00x
JPM
JPMorgan Chase & Co.
75.36% 1.441 125.37% 0.00x
SOFI
SoFi Technologies, Inc.
24.23% 3.246 8.82% 4.94x
Company Gross Profit Operating Income Return on Invested Capital Return on Common Equity EBIT Margin Free Cash Flow
SYF
Synchrony Financial
$3.9B $1.6B 11.05% 21.5% 57.39% $2.6B
AXP
American Express Co.
$12.7B $4.6B 12.07% 33.57% 28.56% $5.6B
BAC
Bank of America Corp.
-- $9.5B 2.9% 9.94% 60.32% $17.7B
COF
Capital One Financial Corp.
-- $4.4B 1.04% 1.64% 44.4% $8.8B
JPM
JPMorgan Chase & Co.
-- $18.8B 4.32% 16.41% 61.65% $38.1B
SOFI
SoFi Technologies, Inc.
$782.5M $190.1M 6.21% 9.16% 14.99% $9.8M

Synchrony Financial vs. Competitors

  • Which has Higher Returns SYF or AXP?

    American Express Co. has a net margin of 22.28% compared to Synchrony Financial's net margin of 14.01%. Synchrony Financial's return on equity of 21.5% beat American Express Co.'s return on equity of 33.57%.

    Company Gross Margin Earnings Per Share Invested Capital
    SYF
    Synchrony Financial
    81.34% $2.86 $31.5B
    AXP
    American Express Co.
    61.53% $4.14 $91.7B
  • What do Analysts Say About SYF or AXP?

    Synchrony Financial has a consensus price target of $86.17, signalling upside risk potential of 0.19%. On the other hand American Express Co. has an analysts' consensus of $364.10 which suggests that it could fall by -4.45%. Given that Synchrony Financial has higher upside potential than American Express Co., analysts believe Synchrony Financial is more attractive than American Express Co..

    Company Buy Ratings Hold Ratings Sell Ratings
    SYF
    Synchrony Financial
    11 8 0
    AXP
    American Express Co.
    7 17 1
  • Is SYF or AXP More Risky?

    Synchrony Financial has a beta of 1.461, which suggesting that the stock is 46.098% more volatile than S&P 500. In comparison American Express Co. has a beta of 1.141, suggesting its more volatile than the S&P 500 by 14.096%.

  • Which is a Better Dividend Stock SYF or AXP?

    Synchrony Financial has a quarterly dividend of $0.30 per share corresponding to a yield of 1.34%. American Express Co. offers a yield of 0.83% to investors and pays a quarterly dividend of $0.82 per share. Synchrony Financial pays 11.69% of its earnings as a dividend. American Express Co. pays out 19.97% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios SYF or AXP?

    Synchrony Financial quarterly revenues are $4.8B, which are smaller than American Express Co. quarterly revenues of $20.6B. Synchrony Financial's net income of $1.1B is lower than American Express Co.'s net income of $2.9B. Notably, Synchrony Financial's price-to-earnings ratio is 9.40x while American Express Co.'s PE ratio is 25.59x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Synchrony Financial is 1.71x versus 3.39x for American Express Co.. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    SYF
    Synchrony Financial
    1.71x 9.40x $4.8B $1.1B
    AXP
    American Express Co.
    3.39x 25.59x $20.6B $2.9B
  • Which has Higher Returns SYF or BAC?

    Bank of America Corp. has a net margin of 22.28% compared to Synchrony Financial's net margin of 17.26%. Synchrony Financial's return on equity of 21.5% beat Bank of America Corp.'s return on equity of 9.94%.

    Company Gross Margin Earnings Per Share Invested Capital
    SYF
    Synchrony Financial
    81.34% $2.86 $31.5B
    BAC
    Bank of America Corp.
    -- $1.06 $1T
  • What do Analysts Say About SYF or BAC?

    Synchrony Financial has a consensus price target of $86.17, signalling upside risk potential of 0.19%. On the other hand Bank of America Corp. has an analysts' consensus of $59.65 which suggests that it could grow by 6.19%. Given that Bank of America Corp. has higher upside potential than Synchrony Financial, analysts believe Bank of America Corp. is more attractive than Synchrony Financial.

    Company Buy Ratings Hold Ratings Sell Ratings
    SYF
    Synchrony Financial
    11 8 0
    BAC
    Bank of America Corp.
    14 4 0
  • Is SYF or BAC More Risky?

    Synchrony Financial has a beta of 1.461, which suggesting that the stock is 46.098% more volatile than S&P 500. In comparison Bank of America Corp. has a beta of 1.303, suggesting its more volatile than the S&P 500 by 30.252%.

  • Which is a Better Dividend Stock SYF or BAC?

    Synchrony Financial has a quarterly dividend of $0.30 per share corresponding to a yield of 1.34%. Bank of America Corp. offers a yield of 1.92% to investors and pays a quarterly dividend of $0.28 per share. Synchrony Financial pays 11.69% of its earnings as a dividend. Bank of America Corp. pays out 31.12% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios SYF or BAC?

    Synchrony Financial quarterly revenues are $4.8B, which are smaller than Bank of America Corp. quarterly revenues of $49.1B. Synchrony Financial's net income of $1.1B is lower than Bank of America Corp.'s net income of $8.5B. Notably, Synchrony Financial's price-to-earnings ratio is 9.40x while Bank of America Corp.'s PE ratio is 15.31x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Synchrony Financial is 1.71x versus 2.22x for Bank of America Corp.. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    SYF
    Synchrony Financial
    1.71x 9.40x $4.8B $1.1B
    BAC
    Bank of America Corp.
    2.22x 15.31x $49.1B $8.5B
  • Which has Higher Returns SYF or COF?

    Capital One Financial Corp. has a net margin of 22.28% compared to Synchrony Financial's net margin of 16.05%. Synchrony Financial's return on equity of 21.5% beat Capital One Financial Corp.'s return on equity of 1.64%.

    Company Gross Margin Earnings Per Share Invested Capital
    SYF
    Synchrony Financial
    81.34% $2.86 $31.5B
    COF
    Capital One Financial Corp.
    -- $4.83 $165.3B
  • What do Analysts Say About SYF or COF?

    Synchrony Financial has a consensus price target of $86.17, signalling upside risk potential of 0.19%. On the other hand Capital One Financial Corp. has an analysts' consensus of $266.57 which suggests that it could grow by 6.92%. Given that Capital One Financial Corp. has higher upside potential than Synchrony Financial, analysts believe Capital One Financial Corp. is more attractive than Synchrony Financial.

    Company Buy Ratings Hold Ratings Sell Ratings
    SYF
    Synchrony Financial
    11 8 0
    COF
    Capital One Financial Corp.
    14 5 0
  • Is SYF or COF More Risky?

    Synchrony Financial has a beta of 1.461, which suggesting that the stock is 46.098% more volatile than S&P 500. In comparison Capital One Financial Corp. has a beta of 1.165, suggesting its more volatile than the S&P 500 by 16.547%.

  • Which is a Better Dividend Stock SYF or COF?

    Synchrony Financial has a quarterly dividend of $0.30 per share corresponding to a yield of 1.34%. Capital One Financial Corp. offers a yield of 1.04% to investors and pays a quarterly dividend of $0.80 per share. Synchrony Financial pays 11.69% of its earnings as a dividend. Capital One Financial Corp. pays out 20.71% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios SYF or COF?

    Synchrony Financial quarterly revenues are $4.8B, which are smaller than Capital One Financial Corp. quarterly revenues of $19.7B. Synchrony Financial's net income of $1.1B is lower than Capital One Financial Corp.'s net income of $3.2B. Notably, Synchrony Financial's price-to-earnings ratio is 9.40x while Capital One Financial Corp.'s PE ratio is 105.74x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Synchrony Financial is 1.71x versus 1.90x for Capital One Financial Corp.. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    SYF
    Synchrony Financial
    1.71x 9.40x $4.8B $1.1B
    COF
    Capital One Financial Corp.
    1.90x 105.74x $19.7B $3.2B
  • Which has Higher Returns SYF or JPM?

    JPMorgan Chase & Co. has a net margin of 22.28% compared to Synchrony Financial's net margin of 19.98%. Synchrony Financial's return on equity of 21.5% beat JPMorgan Chase & Co.'s return on equity of 16.41%.

    Company Gross Margin Earnings Per Share Invested Capital
    SYF
    Synchrony Financial
    81.34% $2.86 $31.5B
    JPM
    JPMorgan Chase & Co.
    -- $5.07 $1.5T
  • What do Analysts Say About SYF or JPM?

    Synchrony Financial has a consensus price target of $86.17, signalling upside risk potential of 0.19%. On the other hand JPMorgan Chase & Co. has an analysts' consensus of $328.87 which suggests that it could grow by 0.29%. Given that JPMorgan Chase & Co. has higher upside potential than Synchrony Financial, analysts believe JPMorgan Chase & Co. is more attractive than Synchrony Financial.

    Company Buy Ratings Hold Ratings Sell Ratings
    SYF
    Synchrony Financial
    11 8 0
    JPM
    JPMorgan Chase & Co.
    9 8 2
  • Is SYF or JPM More Risky?

    Synchrony Financial has a beta of 1.461, which suggesting that the stock is 46.098% more volatile than S&P 500. In comparison JPMorgan Chase & Co. has a beta of 1.082, suggesting its more volatile than the S&P 500 by 8.24%.

  • Which is a Better Dividend Stock SYF or JPM?

    Synchrony Financial has a quarterly dividend of $0.30 per share corresponding to a yield of 1.34%. JPMorgan Chase & Co. offers a yield of 1.69% to investors and pays a quarterly dividend of $1.50 per share. Synchrony Financial pays 11.69% of its earnings as a dividend. JPMorgan Chase & Co. pays out 24.3% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios SYF or JPM?

    Synchrony Financial quarterly revenues are $4.8B, which are smaller than JPMorgan Chase & Co. quarterly revenues of $71.7B. Synchrony Financial's net income of $1.1B is lower than JPMorgan Chase & Co.'s net income of $14.3B. Notably, Synchrony Financial's price-to-earnings ratio is 9.40x while JPMorgan Chase & Co.'s PE ratio is 16.24x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Synchrony Financial is 1.71x versus 3.31x for JPMorgan Chase & Co.. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    SYF
    Synchrony Financial
    1.71x 9.40x $4.8B $1.1B
    JPM
    JPMorgan Chase & Co.
    3.31x 16.24x $71.7B $14.3B
  • Which has Higher Returns SYF or SOFI?

    SoFi Technologies, Inc. has a net margin of 22.28% compared to Synchrony Financial's net margin of 10.99%. Synchrony Financial's return on equity of 21.5% beat SoFi Technologies, Inc.'s return on equity of 9.16%.

    Company Gross Margin Earnings Per Share Invested Capital
    SYF
    Synchrony Financial
    81.34% $2.86 $31.5B
    SOFI
    SoFi Technologies, Inc.
    61.71% $0.11 $11.6B
  • What do Analysts Say About SYF or SOFI?

    Synchrony Financial has a consensus price target of $86.17, signalling upside risk potential of 0.19%. On the other hand SoFi Technologies, Inc. has an analysts' consensus of $27.38 which suggests that it could grow by 1.15%. Given that SoFi Technologies, Inc. has higher upside potential than Synchrony Financial, analysts believe SoFi Technologies, Inc. is more attractive than Synchrony Financial.

    Company Buy Ratings Hold Ratings Sell Ratings
    SYF
    Synchrony Financial
    11 8 0
    SOFI
    SoFi Technologies, Inc.
    5 11 2
  • Is SYF or SOFI More Risky?

    Synchrony Financial has a beta of 1.461, which suggesting that the stock is 46.098% more volatile than S&P 500. In comparison SoFi Technologies, Inc. has a beta of 1.930, suggesting its more volatile than the S&P 500 by 92.972%.

  • Which is a Better Dividend Stock SYF or SOFI?

    Synchrony Financial has a quarterly dividend of $0.30 per share corresponding to a yield of 1.34%. SoFi Technologies, Inc. offers a yield of 0% to investors and pays a quarterly dividend of $0.00 per share. Synchrony Financial pays 11.69% of its earnings as a dividend. SoFi Technologies, Inc. pays out -- of its earnings as a dividend. Synchrony Financial's payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios SYF or SOFI?

    Synchrony Financial quarterly revenues are $4.8B, which are larger than SoFi Technologies, Inc. quarterly revenues of $1.3B. Synchrony Financial's net income of $1.1B is higher than SoFi Technologies, Inc.'s net income of $139.4M. Notably, Synchrony Financial's price-to-earnings ratio is 9.40x while SoFi Technologies, Inc.'s PE ratio is 49.08x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Synchrony Financial is 1.71x versus 7.33x for SoFi Technologies, Inc.. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    SYF
    Synchrony Financial
    1.71x 9.40x $4.8B $1.1B
    SOFI
    SoFi Technologies, Inc.
    7.33x 49.08x $1.3B $139.4M

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