Financhill
Buy
65

SYF Quote, Financials, Valuation and Earnings

Last price:
$55.05
Seasonality move :
4.95%
Day range:
$51.76 - $53.62
52-week range:
$39.67 - $70.93
Dividend yield:
1.88%
P/E ratio:
6.24x
P/S ratio:
1.42x
P/B ratio:
1.35x
Volume:
3.3M
Avg. volume:
4.8M
1-year change:
27.57%
Market cap:
$20.7B
Revenue:
$16.1B
EPS (TTM):
$8.54

Price Performance History

Performance vs. Valuation Benchmarks

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Competitors

Company Revenue Forecast Earnings Forecast Revenue Growth Forecast Earnings Growth Forecast Analyst Price Target Median
SYF
Synchrony Financial
$3.8B $1.65 1.83% -47.89% $75.24
AXP
American Express
$17B $3.51 7.67% 5.42% $312.04
BAC
Bank of America
$27B $0.82 6.39% 13.03% $51.93
COF
Capital One Financial
$10.1B $3.72 7.06% 16.06% $211.72
JPM
JPMorgan Chase &
$43.7B $4.58 4.32% 2.86% $263.83
WFC
Wells Fargo &
$20.8B $1.22 -0.41% 2.46% $82.67
Company Price Analyst Target Market Cap P/E Ratio Dividend per Share Dividend Yield Price / LTM Sales
SYF
Synchrony Financial
$53.26 $75.24 $20.7B 6.24x $0.25 1.88% 1.42x
AXP
American Express
$270.48 $312.04 $189.6B 19.31x $0.70 1.04% 2.92x
BAC
Bank of America
$41.49 $51.93 $315.4B 12.89x $0.26 2.46% 3.23x
COF
Capital One Financial
$178.22 $211.72 $68B 15.38x $0.60 1.35% 1.75x
JPM
JPMorgan Chase &
$243.66 $263.83 $681.3B 12.34x $1.25 1.97% 4.14x
WFC
Wells Fargo &
$71.31 $82.67 $234.5B 13.25x $0.40 2.17% 3.00x
Company Total Debt / Total Capital Beta Debt to Equity Quick Ratio
SYF
Synchrony Financial
48.26% 1.728 58.44% --
AXP
American Express
62.8% 1.185 24.52% 2.21x
BAC
Bank of America
52.5% 1.388 91.34% 1.97x
COF
Capital One Financial
42.53% 1.469 66.18% 40.40x
JPM
JPMorgan Chase &
56.86% 1.309 65.78% 1.45x
WFC
Wells Fargo &
51.03% 1.111 74.19% 3.73x
Company Gross Profit Operating Income Return on Invested Capital Return on Common Equity EBIT Margin Free Cash Flow
SYF
Synchrony Financial
-- -- 11.21% 22.64% 55.01% $2.4B
AXP
American Express
-- -- 12.5% 34.61% 27.91% $5.3B
BAC
Bank of America
-- -- 4.33% 9.22% 113.33% $25.9B
COF
Capital One Financial
-- -- 4.42% 7.98% 49.83% $2.1B
JPM
JPMorgan Chase &
-- -- 7.44% 17.24% 97.2% $147.8B
WFC
Wells Fargo &
-- -- 5.14% 10.79% 76.56% $8.9B

Synchrony Financial vs. Competitors

  • Which has Higher Returns SYF or AXP?

    American Express has a net margin of 20.36% compared to Synchrony Financial's net margin of 12.63%. Synchrony Financial's return on equity of 22.64% beat American Express's return on equity of 34.61%.

    Company Gross Margin Earnings Per Share Invested Capital
    SYF
    Synchrony Financial
    -- $1.91 $32B
    AXP
    American Express
    -- $3.04 $81.4B
  • What do Analysts Say About SYF or AXP?

    Synchrony Financial has a consensus price target of $75.24, signalling upside risk potential of 41.8%. On the other hand American Express has an analysts' consensus of $312.04 which suggests that it could grow by 15.37%. Given that Synchrony Financial has higher upside potential than American Express, analysts believe Synchrony Financial is more attractive than American Express.

    Company Buy Ratings Hold Ratings Sell Ratings
    SYF
    Synchrony Financial
    9 7 0
    AXP
    American Express
    6 16 2
  • Is SYF or AXP More Risky?

    Synchrony Financial has a beta of 1.455, which suggesting that the stock is 45.49% more volatile than S&P 500. In comparison American Express has a beta of 1.158, suggesting its more volatile than the S&P 500 by 15.772%.

  • Which is a Better Dividend Stock SYF or AXP?

    Synchrony Financial has a quarterly dividend of $0.25 per share corresponding to a yield of 1.88%. American Express offers a yield of 1.04% to investors and pays a quarterly dividend of $0.70 per share. Synchrony Financial pays 13.43% of its earnings as a dividend. American Express pays out 19.74% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios SYF or AXP?

    Synchrony Financial quarterly revenues are $3.8B, which are smaller than American Express quarterly revenues of $17.2B. Synchrony Financial's net income of $774M is lower than American Express's net income of $2.2B. Notably, Synchrony Financial's price-to-earnings ratio is 6.24x while American Express's PE ratio is 19.31x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Synchrony Financial is 1.42x versus 2.92x for American Express. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    SYF
    Synchrony Financial
    1.42x 6.24x $3.8B $774M
    AXP
    American Express
    2.92x 19.31x $17.2B $2.2B
  • Which has Higher Returns SYF or BAC?

    Bank of America has a net margin of 20.36% compared to Synchrony Financial's net margin of 26.3%. Synchrony Financial's return on equity of 22.64% beat Bank of America's return on equity of 9.22%.

    Company Gross Margin Earnings Per Share Invested Capital
    SYF
    Synchrony Financial
    -- $1.91 $32B
    BAC
    Bank of America
    -- $0.82 $622.2B
  • What do Analysts Say About SYF or BAC?

    Synchrony Financial has a consensus price target of $75.24, signalling upside risk potential of 41.8%. On the other hand Bank of America has an analysts' consensus of $51.93 which suggests that it could grow by 25.16%. Given that Synchrony Financial has higher upside potential than Bank of America, analysts believe Synchrony Financial is more attractive than Bank of America.

    Company Buy Ratings Hold Ratings Sell Ratings
    SYF
    Synchrony Financial
    9 7 0
    BAC
    Bank of America
    12 3 0
  • Is SYF or BAC More Risky?

    Synchrony Financial has a beta of 1.455, which suggesting that the stock is 45.49% more volatile than S&P 500. In comparison Bank of America has a beta of 1.245, suggesting its more volatile than the S&P 500 by 24.45%.

  • Which is a Better Dividend Stock SYF or BAC?

    Synchrony Financial has a quarterly dividend of $0.25 per share corresponding to a yield of 1.88%. Bank of America offers a yield of 2.46% to investors and pays a quarterly dividend of $0.26 per share. Synchrony Financial pays 13.43% of its earnings as a dividend. Bank of America pays out 35.03% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios SYF or BAC?

    Synchrony Financial quarterly revenues are $3.8B, which are smaller than Bank of America quarterly revenues of $25.3B. Synchrony Financial's net income of $774M is lower than Bank of America's net income of $6.7B. Notably, Synchrony Financial's price-to-earnings ratio is 6.24x while Bank of America's PE ratio is 12.89x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Synchrony Financial is 1.42x versus 3.23x for Bank of America. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    SYF
    Synchrony Financial
    1.42x 6.24x $3.8B $774M
    BAC
    Bank of America
    3.23x 12.89x $25.3B $6.7B
  • Which has Higher Returns SYF or COF?

    Capital One Financial has a net margin of 20.36% compared to Synchrony Financial's net margin of 10.76%. Synchrony Financial's return on equity of 22.64% beat Capital One Financial's return on equity of 7.98%.

    Company Gross Margin Earnings Per Share Invested Capital
    SYF
    Synchrony Financial
    -- $1.91 $32B
    COF
    Capital One Financial
    -- $2.67 $105.8B
  • What do Analysts Say About SYF or COF?

    Synchrony Financial has a consensus price target of $75.24, signalling upside risk potential of 41.8%. On the other hand Capital One Financial has an analysts' consensus of $211.72 which suggests that it could grow by 18.8%. Given that Synchrony Financial has higher upside potential than Capital One Financial, analysts believe Synchrony Financial is more attractive than Capital One Financial.

    Company Buy Ratings Hold Ratings Sell Ratings
    SYF
    Synchrony Financial
    9 7 0
    COF
    Capital One Financial
    11 7 0
  • Is SYF or COF More Risky?

    Synchrony Financial has a beta of 1.455, which suggesting that the stock is 45.49% more volatile than S&P 500. In comparison Capital One Financial has a beta of 1.242, suggesting its more volatile than the S&P 500 by 24.161%.

  • Which is a Better Dividend Stock SYF or COF?

    Synchrony Financial has a quarterly dividend of $0.25 per share corresponding to a yield of 1.88%. Capital One Financial offers a yield of 1.35% to investors and pays a quarterly dividend of $0.60 per share. Synchrony Financial pays 13.43% of its earnings as a dividend. Capital One Financial pays out 24.42% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios SYF or COF?

    Synchrony Financial quarterly revenues are $3.8B, which are smaller than Capital One Financial quarterly revenues of $10.2B. Synchrony Financial's net income of $774M is lower than Capital One Financial's net income of $1.1B. Notably, Synchrony Financial's price-to-earnings ratio is 6.24x while Capital One Financial's PE ratio is 15.38x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Synchrony Financial is 1.42x versus 1.75x for Capital One Financial. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    SYF
    Synchrony Financial
    1.42x 6.24x $3.8B $774M
    COF
    Capital One Financial
    1.75x 15.38x $10.2B $1.1B
  • Which has Higher Returns SYF or JPM?

    JPMorgan Chase & has a net margin of 20.36% compared to Synchrony Financial's net margin of 32.73%. Synchrony Financial's return on equity of 22.64% beat JPMorgan Chase &'s return on equity of 17.24%.

    Company Gross Margin Earnings Per Share Invested Capital
    SYF
    Synchrony Financial
    -- $1.91 $32B
    JPM
    JPMorgan Chase &
    -- $4.81 $799.1B
  • What do Analysts Say About SYF or JPM?

    Synchrony Financial has a consensus price target of $75.24, signalling upside risk potential of 41.8%. On the other hand JPMorgan Chase & has an analysts' consensus of $263.83 which suggests that it could grow by 8.28%. Given that Synchrony Financial has higher upside potential than JPMorgan Chase &, analysts believe Synchrony Financial is more attractive than JPMorgan Chase &.

    Company Buy Ratings Hold Ratings Sell Ratings
    SYF
    Synchrony Financial
    9 7 0
    JPM
    JPMorgan Chase &
    7 8 0
  • Is SYF or JPM More Risky?

    Synchrony Financial has a beta of 1.455, which suggesting that the stock is 45.49% more volatile than S&P 500. In comparison JPMorgan Chase & has a beta of 1.017, suggesting its more volatile than the S&P 500 by 1.712%.

  • Which is a Better Dividend Stock SYF or JPM?

    Synchrony Financial has a quarterly dividend of $0.25 per share corresponding to a yield of 1.88%. JPMorgan Chase & offers a yield of 1.97% to investors and pays a quarterly dividend of $1.25 per share. Synchrony Financial pays 13.43% of its earnings as a dividend. JPMorgan Chase & pays out 25.28% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios SYF or JPM?

    Synchrony Financial quarterly revenues are $3.8B, which are smaller than JPMorgan Chase & quarterly revenues of $42.8B. Synchrony Financial's net income of $774M is lower than JPMorgan Chase &'s net income of $14B. Notably, Synchrony Financial's price-to-earnings ratio is 6.24x while JPMorgan Chase &'s PE ratio is 12.34x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Synchrony Financial is 1.42x versus 4.14x for JPMorgan Chase &. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    SYF
    Synchrony Financial
    1.42x 6.24x $3.8B $774M
    JPM
    JPMorgan Chase &
    4.14x 12.34x $42.8B $14B
  • Which has Higher Returns SYF or WFC?

    Wells Fargo & has a net margin of 20.36% compared to Synchrony Financial's net margin of 24.92%. Synchrony Financial's return on equity of 22.64% beat Wells Fargo &'s return on equity of 10.79%.

    Company Gross Margin Earnings Per Share Invested Capital
    SYF
    Synchrony Financial
    -- $1.91 $32B
    WFC
    Wells Fargo &
    -- $1.43 $367.7B
  • What do Analysts Say About SYF or WFC?

    Synchrony Financial has a consensus price target of $75.24, signalling upside risk potential of 41.8%. On the other hand Wells Fargo & has an analysts' consensus of $82.67 which suggests that it could grow by 16.46%. Given that Synchrony Financial has higher upside potential than Wells Fargo &, analysts believe Synchrony Financial is more attractive than Wells Fargo &.

    Company Buy Ratings Hold Ratings Sell Ratings
    SYF
    Synchrony Financial
    9 7 0
    WFC
    Wells Fargo &
    9 7 0
  • Is SYF or WFC More Risky?

    Synchrony Financial has a beta of 1.455, which suggesting that the stock is 45.49% more volatile than S&P 500. In comparison Wells Fargo & has a beta of 1.020, suggesting its more volatile than the S&P 500 by 2.021%.

  • Which is a Better Dividend Stock SYF or WFC?

    Synchrony Financial has a quarterly dividend of $0.25 per share corresponding to a yield of 1.88%. Wells Fargo & offers a yield of 2.17% to investors and pays a quarterly dividend of $0.40 per share. Synchrony Financial pays 13.43% of its earnings as a dividend. Wells Fargo & pays out 31.6% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios SYF or WFC?

    Synchrony Financial quarterly revenues are $3.8B, which are smaller than Wells Fargo & quarterly revenues of $20.4B. Synchrony Financial's net income of $774M is lower than Wells Fargo &'s net income of $5.1B. Notably, Synchrony Financial's price-to-earnings ratio is 6.24x while Wells Fargo &'s PE ratio is 13.25x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Synchrony Financial is 1.42x versus 3.00x for Wells Fargo &. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    SYF
    Synchrony Financial
    1.42x 6.24x $3.8B $774M
    WFC
    Wells Fargo &
    3.00x 13.25x $20.4B $5.1B

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