BFH Quote, Financials, Valuation and Earnings

Credit Acceptance Corp. has a net margin of 15.92% compared to Bread Financial Holdings, Inc.'s net margin of 18.58%. Bread Financial Holdings, Inc.'s return on equity of 15.15% beat Credit Acceptance Corp.'s return on equity of 27.54%.

Bread Financial Holdings, Inc. has a consensus price target of $72.57, signalling downside risk potential of -1.97%. On the other hand Credit Acceptance Corp. has an analysts' consensus of $458.00 which suggests that it could grow by 3.28%. Given that Credit Acceptance Corp. has higher upside potential than Bread Financial Holdings, Inc., analysts believe Credit Acceptance Corp. is more attractive than Bread Financial Holdings, Inc..

Bread Financial Holdings, Inc. has a beta of 1.277, which suggesting that the stock is 27.656% more volatile than S&P 500. In comparison Credit Acceptance Corp. has a beta of 1.239, suggesting its more volatile than the S&P 500 by 23.861%.

Bread Financial Holdings, Inc. has a quarterly dividend of $0.23 per share corresponding to a yield of 1.16%. Credit Acceptance Corp. offers a yield of 0% to investors and pays a quarterly dividend of $0.00 per share. Bread Financial Holdings, Inc. pays 15.28% of its earnings as a dividend. Credit Acceptance Corp. pays out -- of its earnings as a dividend. Bread Financial Holdings, Inc.'s payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

Bread Financial Holdings, Inc. quarterly revenues are $1.2B, which are larger than Credit Acceptance Corp. quarterly revenues of $582.4M. Bread Financial Holdings, Inc.'s net income of $188M is higher than Credit Acceptance Corp.'s net income of $108.2M. Notably, Bread Financial Holdings, Inc.'s price-to-earnings ratio is 7.54x while Credit Acceptance Corp.'s PE ratio is 11.74x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Bread Financial Holdings, Inc. is 0.77x versus 2.31x for Credit Acceptance Corp.. Usually stocks with elevated PS ratios are considered overvalued.

Capital One Financial Corp. has a net margin of 15.92% compared to Bread Financial Holdings, Inc.'s net margin of 16.05%. Bread Financial Holdings, Inc.'s return on equity of 15.15% beat Capital One Financial Corp.'s return on equity of 1.64%.

Bread Financial Holdings, Inc. has a consensus price target of $72.57, signalling downside risk potential of -1.97%. On the other hand Capital One Financial Corp. has an analysts' consensus of $267.52 which suggests that it could grow by 10.38%. Given that Capital One Financial Corp. has higher upside potential than Bread Financial Holdings, Inc., analysts believe Capital One Financial Corp. is more attractive than Bread Financial Holdings, Inc..

Bread Financial Holdings, Inc. has a beta of 1.277, which suggesting that the stock is 27.656% more volatile than S&P 500. In comparison Capital One Financial Corp. has a beta of 1.131, suggesting its more volatile than the S&P 500 by 13.109%.

Bread Financial Holdings, Inc. has a quarterly dividend of $0.23 per share corresponding to a yield of 1.16%. Capital One Financial Corp. offers a yield of 1.07% to investors and pays a quarterly dividend of $0.80 per share. Bread Financial Holdings, Inc. pays 15.28% of its earnings as a dividend. Capital One Financial Corp. pays out 20.71% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Bread Financial Holdings, Inc. quarterly revenues are $1.2B, which are smaller than Capital One Financial Corp. quarterly revenues of $19.7B. Bread Financial Holdings, Inc.'s net income of $188M is lower than Capital One Financial Corp.'s net income of $3.2B. Notably, Bread Financial Holdings, Inc.'s price-to-earnings ratio is 7.54x while Capital One Financial Corp.'s PE ratio is 102.79x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Bread Financial Holdings, Inc. is 0.77x versus 1.85x for Capital One Financial Corp.. Usually stocks with elevated PS ratios are considered overvalued.

SLM Corp. has a net margin of 15.92% compared to Bread Financial Holdings, Inc.'s net margin of 16.25%. Bread Financial Holdings, Inc.'s return on equity of 15.15% beat SLM Corp.'s return on equity of 27.31%.

Bread Financial Holdings, Inc. has a consensus price target of $72.57, signalling downside risk potential of -1.97%. On the other hand SLM Corp. has an analysts' consensus of $31.82 which suggests that it could grow by 17.58%. Given that SLM Corp. has higher upside potential than Bread Financial Holdings, Inc., analysts believe SLM Corp. is more attractive than Bread Financial Holdings, Inc..

Bread Financial Holdings, Inc. has a beta of 1.277, which suggesting that the stock is 27.656% more volatile than S&P 500. In comparison SLM Corp. has a beta of 1.121, suggesting its more volatile than the S&P 500 by 12.081%.

Bread Financial Holdings, Inc. has a quarterly dividend of $0.23 per share corresponding to a yield of 1.16%. SLM Corp. offers a yield of 1.92% to investors and pays a quarterly dividend of $0.13 per share. Bread Financial Holdings, Inc. pays 15.28% of its earnings as a dividend. SLM Corp. pays out 17.15% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Bread Financial Holdings, Inc. quarterly revenues are $1.2B, which are larger than SLM Corp. quarterly revenues of $836.1M. Bread Financial Holdings, Inc.'s net income of $188M is higher than SLM Corp.'s net income of $135.9M. Notably, Bread Financial Holdings, Inc.'s price-to-earnings ratio is 7.54x while SLM Corp.'s PE ratio is 9.53x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Bread Financial Holdings, Inc. is 0.77x versus 1.87x for SLM Corp.. Usually stocks with elevated PS ratios are considered overvalued.

Synchrony Financial has a net margin of 15.92% compared to Bread Financial Holdings, Inc.'s net margin of 22.28%. Bread Financial Holdings, Inc.'s return on equity of 15.15% beat Synchrony Financial's return on equity of 21.5%.

Bread Financial Holdings, Inc. has a consensus price target of $72.57, signalling downside risk potential of -1.97%. On the other hand Synchrony Financial has an analysts' consensus of $86.17 which suggests that it could grow by 3.29%. Given that Synchrony Financial has higher upside potential than Bread Financial Holdings, Inc., analysts believe Synchrony Financial is more attractive than Bread Financial Holdings, Inc..

Bread Financial Holdings, Inc. has a beta of 1.277, which suggesting that the stock is 27.656% more volatile than S&P 500. In comparison Synchrony Financial has a beta of 1.435, suggesting its more volatile than the S&P 500 by 43.489%.

Bread Financial Holdings, Inc. has a quarterly dividend of $0.23 per share corresponding to a yield of 1.16%. Synchrony Financial offers a yield of 1.38% to investors and pays a quarterly dividend of $0.30 per share. Bread Financial Holdings, Inc. pays 15.28% of its earnings as a dividend. Synchrony Financial pays out 11.69% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Bread Financial Holdings, Inc. quarterly revenues are $1.2B, which are smaller than Synchrony Financial quarterly revenues of $4.8B. Bread Financial Holdings, Inc.'s net income of $188M is lower than Synchrony Financial's net income of $1.1B. Notably, Bread Financial Holdings, Inc.'s price-to-earnings ratio is 7.54x while Synchrony Financial's PE ratio is 9.12x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Bread Financial Holdings, Inc. is 0.77x versus 1.66x for Synchrony Financial. Usually stocks with elevated PS ratios are considered overvalued.