Is DocuSign Stock Undervalued?
Digital signature software business DocuSign (NASDAQ:DOCU) has been struggling over…
Buy
79
BFH Quote, Financials, Valuation and Earnings
Last price:
$76.71
Seasonality move
:
0.28%
Day range:
$76.30 - $77.50
52-week range:
$38.21 - $78.98
Dividend yield:
1.12%
P/E ratio:
7.81x
P/S ratio:
0.80x
P/B ratio:
1.05x
Volume:
536.3K
Avg. volume:
775.4K
1-year change:
21.81%
Market cap:
$3.5B
Revenue:
$4.8B
EPS (TTM):
$9.82
Price Performance History
Performance vs. Valuation Benchmarks
SEE THE 1% OF STOCKS YOU NEED TO OWN FOR MASSIVE RETURNS
GET BETTER TRADE IDEAS
Competitors
| Company | Revenue Forecast | Earnings Forecast | Revenue Growth Forecast | Earnings Growth Forecast | Analyst Price Target Median |
|---|---|---|---|---|---|
|
BFH
Bread Financial Holdings, Inc.
|
$967.2M | $2.11 | -17.27% | 101.35% | $72.57 |
|
AXP
American Express Co.
|
$18B | $3.98 | -1.54% | 18.16% | $364.10 |
|
CACC
Credit Acceptance Corp.
|
$592.8M | $9.45 | 2.96% | -19.67% | $458.00 |
|
COF
Capital One Financial Corp.
|
$15.1B | $4.36 | 17% | 57.03% | $264.48 |
|
SLM
SLM Corp.
|
$382.7M | $0.81 | -44.9% | 85.45% | $31.82 |
|
UPST
Upstart Holdings, Inc.
|
$279.6M | $0.42 | 31.8% | -98.3% | $55.38 |
| Company | Price | Analyst Target | Market Cap | P/E Ratio | Dividend per Share | Dividend Yield | Price / LTM Sales |
|---|---|---|---|---|---|---|---|
|
BFH
Bread Financial Holdings, Inc.
|
$76.71 | $72.57 | $3.5B | 7.81x | $0.23 | 1.12% | 0.80x |
|
AXP
American Express Co.
|
$382.90 | $364.10 | $263.8B | 25.71x | $0.82 | 0.83% | 3.41x |
|
CACC
Credit Acceptance Corp.
|
$457.70 | $458.00 | $5B | 12.12x | $0.00 | 0% | 2.38x |
|
COF
Capital One Financial Corp.
|
$248.27 | $264.48 | $157.8B | 105.29x | $0.80 | 1.05% | 1.89x |
|
SLM
SLM Corp.
|
$27.66 | $31.82 | $5.6B | 9.75x | $0.13 | 1.88% | 1.91x |
|
UPST
Upstart Holdings, Inc.
|
$48.22 | $55.38 | $4.7B | 211.77x | $0.00 | 0% | 4.98x |
| Company | Total Debt / Total Capital | Beta | Debt to Equity | Quick Ratio |
|---|---|---|---|---|
|
BFH
Bread Financial Holdings, Inc.
|
53.31% | 1.278 | 147.62% | 0.00x |
|
AXP
American Express Co.
|
64.63% | 1.667 | 25.88% | 3.39x |
|
CACC
Credit Acceptance Corp.
|
80.14% | 0.027 | 123.54% | 1.02x |
|
COF
Capital One Financial Corp.
|
31.15% | 1.561 | 38.09% | 0.00x |
|
SLM
SLM Corp.
|
74.5% | 0.155 | 116.48% | -- |
|
UPST
Upstart Holdings, Inc.
|
72.41% | 2.956 | 39.49% | 4.50x |
| Company | Gross Profit | Operating Income | Return on Invested Capital | Return on Common Equity | EBIT Margin | Free Cash Flow |
|---|---|---|---|---|---|---|
|
BFH
Bread Financial Holdings, Inc.
|
-- | $196M | 6.08% | 15.15% | 34.38% | $597M |
|
AXP
American Express Co.
|
$12.7B | $4.6B | 12.07% | 33.57% | 28.56% | $5.6B |
|
CACC
Credit Acceptance Corp.
|
$575.6M | $265.2M | 5.62% | 27.54% | 71.64% | $298.8M |
|
COF
Capital One Financial Corp.
|
-- | $4.4B | 1.04% | 1.64% | 44.4% | $8.8B |
|
SLM
SLM Corp.
|
$627.6M | $272.7M | 7.2% | 27.31% | 54.08% | -$52.8M |
|
UPST
Upstart Holdings, Inc.
|
$271M | $23.7M | 1.48% | 4.78% | 8.54% | -$126.6M |
Bread Financial Holdings, Inc. vs. Competitors
-
Which has Higher Returns BFH or AXP?
American Express Co. has a net margin of 15.92% compared to Bread Financial Holdings, Inc.'s net margin of 14.01%. Bread Financial Holdings, Inc.'s return on equity of 15.15% beat American Express Co.'s return on equity of 33.57%.
Company Gross Margin Earnings Per Share Invested Capital BFHBread Financial Holdings, Inc.-- $3.96 $7.1B AXPAmerican Express Co.61.53% $4.14 $91.7B -
What do Analysts Say About BFH or AXP?
Bread Financial Holdings, Inc. has a consensus price target of $72.57, signalling downside risk potential of -5.27%. On the other hand American Express Co. has an analysts' consensus of $364.10 which suggests that it could fall by -4.74%. Given that Bread Financial Holdings, Inc. has more downside risk than American Express Co., analysts believe American Express Co. is more attractive than Bread Financial Holdings, Inc..
Company Buy Ratings Hold Ratings Sell Ratings BFHBread Financial Holdings, Inc.4 7 2 AXPAmerican Express Co.7 17 1 -
Is BFH or AXP More Risky?
Bread Financial Holdings, Inc. has a beta of 1.279, which suggesting that the stock is 27.891% more volatile than S&P 500. In comparison American Express Co. has a beta of 1.141, suggesting its more volatile than the S&P 500 by 14.096%.
-
Which is a Better Dividend Stock BFH or AXP?
Bread Financial Holdings, Inc. has a quarterly dividend of $0.23 per share corresponding to a yield of 1.12%. American Express Co. offers a yield of 0.83% to investors and pays a quarterly dividend of $0.82 per share. Bread Financial Holdings, Inc. pays 15.28% of its earnings as a dividend. American Express Co. pays out 19.97% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.
-
Which has Better Financial Ratios BFH or AXP?
Bread Financial Holdings, Inc. quarterly revenues are $1.2B, which are smaller than American Express Co. quarterly revenues of $20.6B. Bread Financial Holdings, Inc.'s net income of $188M is lower than American Express Co.'s net income of $2.9B. Notably, Bread Financial Holdings, Inc.'s price-to-earnings ratio is 7.81x while American Express Co.'s PE ratio is 25.71x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Bread Financial Holdings, Inc. is 0.80x versus 3.41x for American Express Co.. Usually stocks with elevated PS ratios are considered overvalued.
Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income BFHBread Financial Holdings, Inc.0.80x 7.81x $1.2B $188M AXPAmerican Express Co.3.41x 25.71x $20.6B $2.9B
-
Which has Higher Returns BFH or CACC?
Credit Acceptance Corp. has a net margin of 15.92% compared to Bread Financial Holdings, Inc.'s net margin of 18.58%. Bread Financial Holdings, Inc.'s return on equity of 15.15% beat Credit Acceptance Corp.'s return on equity of 27.54%.
Company Gross Margin Earnings Per Share Invested Capital BFHBread Financial Holdings, Inc.-- $3.96 $7.1B CACCCredit Acceptance Corp.98.83% $9.43 $7.9B -
What do Analysts Say About BFH or CACC?
Bread Financial Holdings, Inc. has a consensus price target of $72.57, signalling downside risk potential of -5.27%. On the other hand Credit Acceptance Corp. has an analysts' consensus of $458.00 which suggests that it could fall by -0.65%. Given that Bread Financial Holdings, Inc. has more downside risk than Credit Acceptance Corp., analysts believe Credit Acceptance Corp. is more attractive than Bread Financial Holdings, Inc..
Company Buy Ratings Hold Ratings Sell Ratings BFHBread Financial Holdings, Inc.4 7 2 CACCCredit Acceptance Corp.0 3 1 -
Is BFH or CACC More Risky?
Bread Financial Holdings, Inc. has a beta of 1.279, which suggesting that the stock is 27.891% more volatile than S&P 500. In comparison Credit Acceptance Corp. has a beta of 1.262, suggesting its more volatile than the S&P 500 by 26.171%.
-
Which is a Better Dividend Stock BFH or CACC?
Bread Financial Holdings, Inc. has a quarterly dividend of $0.23 per share corresponding to a yield of 1.12%. Credit Acceptance Corp. offers a yield of 0% to investors and pays a quarterly dividend of $0.00 per share. Bread Financial Holdings, Inc. pays 15.28% of its earnings as a dividend. Credit Acceptance Corp. pays out -- of its earnings as a dividend. Bread Financial Holdings, Inc.'s payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.
-
Which has Better Financial Ratios BFH or CACC?
Bread Financial Holdings, Inc. quarterly revenues are $1.2B, which are larger than Credit Acceptance Corp. quarterly revenues of $582.4M. Bread Financial Holdings, Inc.'s net income of $188M is higher than Credit Acceptance Corp.'s net income of $108.2M. Notably, Bread Financial Holdings, Inc.'s price-to-earnings ratio is 7.81x while Credit Acceptance Corp.'s PE ratio is 12.12x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Bread Financial Holdings, Inc. is 0.80x versus 2.38x for Credit Acceptance Corp.. Usually stocks with elevated PS ratios are considered overvalued.
Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income BFHBread Financial Holdings, Inc.0.80x 7.81x $1.2B $188M CACCCredit Acceptance Corp.2.38x 12.12x $582.4M $108.2M
-
Which has Higher Returns BFH or COF?
Capital One Financial Corp. has a net margin of 15.92% compared to Bread Financial Holdings, Inc.'s net margin of 16.05%. Bread Financial Holdings, Inc.'s return on equity of 15.15% beat Capital One Financial Corp.'s return on equity of 1.64%.
Company Gross Margin Earnings Per Share Invested Capital BFHBread Financial Holdings, Inc.-- $3.96 $7.1B COFCapital One Financial Corp.-- $4.83 $165.3B -
What do Analysts Say About BFH or COF?
Bread Financial Holdings, Inc. has a consensus price target of $72.57, signalling downside risk potential of -5.27%. On the other hand Capital One Financial Corp. has an analysts' consensus of $264.48 which suggests that it could grow by 6.53%. Given that Capital One Financial Corp. has higher upside potential than Bread Financial Holdings, Inc., analysts believe Capital One Financial Corp. is more attractive than Bread Financial Holdings, Inc..
Company Buy Ratings Hold Ratings Sell Ratings BFHBread Financial Holdings, Inc.4 7 2 COFCapital One Financial Corp.14 6 0 -
Is BFH or COF More Risky?
Bread Financial Holdings, Inc. has a beta of 1.279, which suggesting that the stock is 27.891% more volatile than S&P 500. In comparison Capital One Financial Corp. has a beta of 1.165, suggesting its more volatile than the S&P 500 by 16.547%.
-
Which is a Better Dividend Stock BFH or COF?
Bread Financial Holdings, Inc. has a quarterly dividend of $0.23 per share corresponding to a yield of 1.12%. Capital One Financial Corp. offers a yield of 1.05% to investors and pays a quarterly dividend of $0.80 per share. Bread Financial Holdings, Inc. pays 15.28% of its earnings as a dividend. Capital One Financial Corp. pays out 20.71% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.
-
Which has Better Financial Ratios BFH or COF?
Bread Financial Holdings, Inc. quarterly revenues are $1.2B, which are smaller than Capital One Financial Corp. quarterly revenues of $19.7B. Bread Financial Holdings, Inc.'s net income of $188M is lower than Capital One Financial Corp.'s net income of $3.2B. Notably, Bread Financial Holdings, Inc.'s price-to-earnings ratio is 7.81x while Capital One Financial Corp.'s PE ratio is 105.29x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Bread Financial Holdings, Inc. is 0.80x versus 1.89x for Capital One Financial Corp.. Usually stocks with elevated PS ratios are considered overvalued.
Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income BFHBread Financial Holdings, Inc.0.80x 7.81x $1.2B $188M COFCapital One Financial Corp.1.89x 105.29x $19.7B $3.2B
-
Which has Higher Returns BFH or SLM?
SLM Corp. has a net margin of 15.92% compared to Bread Financial Holdings, Inc.'s net margin of 16.25%. Bread Financial Holdings, Inc.'s return on equity of 15.15% beat SLM Corp.'s return on equity of 27.31%.
Company Gross Margin Earnings Per Share Invested Capital BFHBread Financial Holdings, Inc.-- $3.96 $7.1B SLMSLM Corp.75.07% $0.63 $9.2B -
What do Analysts Say About BFH or SLM?
Bread Financial Holdings, Inc. has a consensus price target of $72.57, signalling downside risk potential of -5.27%. On the other hand SLM Corp. has an analysts' consensus of $31.82 which suggests that it could grow by 15.03%. Given that SLM Corp. has higher upside potential than Bread Financial Holdings, Inc., analysts believe SLM Corp. is more attractive than Bread Financial Holdings, Inc..
Company Buy Ratings Hold Ratings Sell Ratings BFHBread Financial Holdings, Inc.4 7 2 SLMSLM Corp.5 3 1 -
Is BFH or SLM More Risky?
Bread Financial Holdings, Inc. has a beta of 1.279, which suggesting that the stock is 27.891% more volatile than S&P 500. In comparison SLM Corp. has a beta of 1.140, suggesting its more volatile than the S&P 500 by 13.996%.
-
Which is a Better Dividend Stock BFH or SLM?
Bread Financial Holdings, Inc. has a quarterly dividend of $0.23 per share corresponding to a yield of 1.12%. SLM Corp. offers a yield of 1.88% to investors and pays a quarterly dividend of $0.13 per share. Bread Financial Holdings, Inc. pays 15.28% of its earnings as a dividend. SLM Corp. pays out 17.15% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.
-
Which has Better Financial Ratios BFH or SLM?
Bread Financial Holdings, Inc. quarterly revenues are $1.2B, which are larger than SLM Corp. quarterly revenues of $836.1M. Bread Financial Holdings, Inc.'s net income of $188M is higher than SLM Corp.'s net income of $135.9M. Notably, Bread Financial Holdings, Inc.'s price-to-earnings ratio is 7.81x while SLM Corp.'s PE ratio is 9.75x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Bread Financial Holdings, Inc. is 0.80x versus 1.91x for SLM Corp.. Usually stocks with elevated PS ratios are considered overvalued.
Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income BFHBread Financial Holdings, Inc.0.80x 7.81x $1.2B $188M SLMSLM Corp.1.91x 9.75x $836.1M $135.9M
-
Which has Higher Returns BFH or UPST?
Upstart Holdings, Inc. has a net margin of 15.92% compared to Bread Financial Holdings, Inc.'s net margin of 11.48%. Bread Financial Holdings, Inc.'s return on equity of 15.15% beat Upstart Holdings, Inc.'s return on equity of 4.78%.
Company Gross Margin Earnings Per Share Invested Capital BFHBread Financial Holdings, Inc.-- $3.96 $7.1B UPSTUpstart Holdings, Inc.97.79% $0.23 $2.7B -
What do Analysts Say About BFH or UPST?
Bread Financial Holdings, Inc. has a consensus price target of $72.57, signalling downside risk potential of -5.27%. On the other hand Upstart Holdings, Inc. has an analysts' consensus of $55.38 which suggests that it could grow by 14.86%. Given that Upstart Holdings, Inc. has higher upside potential than Bread Financial Holdings, Inc., analysts believe Upstart Holdings, Inc. is more attractive than Bread Financial Holdings, Inc..
Company Buy Ratings Hold Ratings Sell Ratings BFHBread Financial Holdings, Inc.4 7 2 UPSTUpstart Holdings, Inc.4 6 2 -
Is BFH or UPST More Risky?
Bread Financial Holdings, Inc. has a beta of 1.279, which suggesting that the stock is 27.891% more volatile than S&P 500. In comparison Upstart Holdings, Inc. has a beta of 0.000, suggesting its less volatile than the S&P 500 by 100%.
-
Which is a Better Dividend Stock BFH or UPST?
Bread Financial Holdings, Inc. has a quarterly dividend of $0.23 per share corresponding to a yield of 1.12%. Upstart Holdings, Inc. offers a yield of 0% to investors and pays a quarterly dividend of $0.00 per share. Bread Financial Holdings, Inc. pays 15.28% of its earnings as a dividend. Upstart Holdings, Inc. pays out -- of its earnings as a dividend. Bread Financial Holdings, Inc.'s payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.
-
Which has Better Financial Ratios BFH or UPST?
Bread Financial Holdings, Inc. quarterly revenues are $1.2B, which are larger than Upstart Holdings, Inc. quarterly revenues of $277.1M. Bread Financial Holdings, Inc.'s net income of $188M is higher than Upstart Holdings, Inc.'s net income of $31.8M. Notably, Bread Financial Holdings, Inc.'s price-to-earnings ratio is 7.81x while Upstart Holdings, Inc.'s PE ratio is 211.77x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Bread Financial Holdings, Inc. is 0.80x versus 4.98x for Upstart Holdings, Inc.. Usually stocks with elevated PS ratios are considered overvalued.
Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income BFHBread Financial Holdings, Inc.0.80x 7.81x $1.2B $188M UPSTUpstart Holdings, Inc.4.98x 211.77x $277.1M $31.8M
SEE THE 1% OF STOCKS YOU NEED TO OWN FOR MASSIVE RETURNS
GET BETTER TRADE IDEAS
Popular
Is SentinelOne Stock Undervalued?
Cybersecurity major SentinelOne (NYSE:S) has struggled over several years, delivering…
Is Broadcom Stock on Sale?
Chip and software maker Broadcom (NASDAQ:AVGO) has been among the…
Stock Ideas
Buy
57
Is NVDA Stock a Buy?
Market Cap: $4.6T
P/E Ratio: 64x
Buy
55
Is AAPL Stock a Buy?
Market Cap: $4T
P/E Ratio: 37x
Buy
61
Is GOOG Stock a Buy?
Market Cap: $3.8T
P/E Ratio: 39x
Alerts
Buy
80
TVTX alert for Dec 25
Travere Therapeutics, Inc. [TVTX] is up 14.03% over the past day.
Buy
68
KOD alert for Dec 25
Kodiak Sciences, Inc. [KOD] is up 13.41% over the past day.
Buy
64
ZCSH alert for Dec 25
Grayscale Zcash Trust (ZEC) [ZCSH] is up 5.33% over the past day.
