Financhill
Buy
76

BFH Quote, Financials, Valuation and Earnings

Last price:
$80.35
Seasonality move :
-2.62%
Day range:
$80.00 - $82.03
52-week range:
$38.21 - $82.03
Dividend yield:
1.07%
P/E ratio:
8.18x
P/S ratio:
0.84x
P/B ratio:
1.10x
Volume:
685.2K
Avg. volume:
721.8K
1-year change:
35.56%
Market cap:
$3.7B
Revenue:
$4.8B
EPS (TTM):
$9.82
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Revenue $3.3B $3.7B $4.3B $4.9B $4.8B
Revenue Growth (YoY) -1.49% -3.74% 18.44% 14.07% -3.06%
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin $752M -- -- -- --
Other Inc / (Exp) -- -- -- -- --
Operating Expenses $794M -$1B -$300M -$968M -$381M
Operating Income -- $1B $300M $968M $381M
 
Net Interest Expenses -- $216M $260M $338M $352M
EBT. Incl. Unusual Items $301M $1B $300M $968M $381M
Earnings of Discontinued Ops. $6M $4M -$1M -$19M -$2M
Income Tax Expense $93M $247M $76M $231M $102M
Net Income to Company $214M $801M $223M $718M $277M
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $214M $797M $224M $737M $279M
 
Basic EPS (Cont. Ops) $4.47 $16.12 $4.47 $14.42 $5.58
Diluted EPS (Cont. Ops) $4.46 $16.02 $4.46 $14.36 $5.50
Weighted Average Basic Share $47.8M $49.7M $49.9M $49.8M $49.6M
Weighted Average Diluted Share $47.9M $50M $50M $50M $50.4M
 
EBITDA -- -- -- -- --
EBIT $800M $1.4B $803M $1.8B $1.3B
 
Revenue (Reported) $3.3B $3.7B $4.3B $4.9B $4.8B
Operating Income (Reported) -- $1B $300M $968M $381M
Operating Income (Adjusted) $800M $1.4B $803M $1.8B $1.3B
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Revenue $1.1B $1.1B $1.3B $1.2B $1.2B
Revenue Growth (YoY) 4.65% 1.16% 12.41% -2.48% -3.12%
 
Cost of Revenues $520.9M -- -- -- --
Gross Profit $578.4M -- -- -- --
Gross Profit Margin 52.62% -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin $34.5M -- -- -- --
Other Inc / (Exp) -- -- -- -- --
Operating Expenses $195.6M -$189M -$225M -$40M -$196M
Operating Income $382.8M $189M $225M $40M $196M
 
Net Interest Expenses $92.1M $67M $76M $87M $71M
EBT. Incl. Unusual Items $290.7M $189M $225M $40M $196M
Earnings of Discontinued Ops. -- -- -$2M -$1M --
Income Tax Expense $67M $55M $52M $37M $8M
Net Income to Company $223.7M $134M $172M $2M --
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $223.7M $134M $173M $3M $188M
 
Basic EPS (Cont. Ops) $4.49 $2.69 $3.43 $0.04 $4.04
Diluted EPS (Cont. Ops) $4.47 $2.69 $3.41 $0.04 $3.96
Weighted Average Basic Share $49.8M $49.8M $49.9M $49.7M $46.5M
Weighted Average Diluted Share $50M $49.9M $50.1M $51M $47.5M
 
EBITDA -- -- -- -- --
EBIT $290.7M $322M $444M $280M $406M
 
Revenue (Reported) $1.1B $1.1B $1.3B $1.2B $1.2B
Operating Income (Reported) $382.8M $189M $225M $40M $196M
Operating Income (Adjusted) $290.7M $322M $444M $280M $406M
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Revenue $4.3B $4B $4.9B $4.9B $4.7B
Revenue Growth (YoY) -- -- -- -- --
 
Cost of Revenues $2.2B -- -- -- --
Gross Profit $2.1B -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin $111.1M -- -- -- --
Other Inc / (Exp) -- -- -- -- --
Operating Expenses $436.3M -$572M -$741M -$426M -$540M
Operating Income $1.7B $572M $741M $426M $540M
 
Net Interest Expenses $415.1M $213M $348M $353M $323M
EBT. Incl. Unusual Items $1.2B $572M $742M $426M $540M
Earnings of Discontinued Ops. -$81.3M -$45M -$18M -$3M -$4M
Income Tax Expense $326.2M $154M $184M $111M $64M
Net Income to Company $795.4M $375M $541M $313M --
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $876.7M $418M $558M $315M $476M
 
Basic EPS (Cont. Ops) $16.00 $7.48 $10.80 $6.30 $9.98
Diluted EPS (Cont. Ops) $15.91 $7.47 $10.76 $6.25 $9.82
Weighted Average Basic Share
Weighted Average Diluted Share
 
EBITDA -- -- -- -- --
EBIT $1.2B $963M $1.6B $1.4B $1.4B
 
Revenue (Reported) $4.3B $4B $4.9B $4.9B $4.7B
Operating Income (Reported) $1.7B $572M $741M $426M $540M
Operating Income (Adjusted) $1.2B $963M $1.6B $1.4B $1.4B
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Revenue $2.7B $3.1B $3.7B $3.6B $3.5B
Revenue Growth (YoY) -- -- -- -- --
 
Cost of Revenues $520.9M -- -- -- --
Gross Profit $578.4M -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin $432.5M -- -- -- --
Other Inc / (Exp) -- -- -- -- --
Operating Expenses $640.6M -$507M -$949M -$408M -$567M
Operating Income $382.8M $507M $949M $408M $567M
 
Net Interest Expenses $92.1M $166M $255M $269M $239M
EBT. Incl. Unusual Items $1B $507M $949M $408M $567M
Earnings of Discontinued Ops. $29M -$1M -$18M -$2M -$4M
Income Tax Expense $257M $150M $257M $137M $98M
Net Income to Company $783.7M $357M $675M $270M $276M
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $783.7M $357M $692M $271M $469M
 
Basic EPS (Cont. Ops) $15.75 $7.14 $13.48 $5.43 $9.84
Diluted EPS (Cont. Ops) $15.68 $7.13 $13.45 $5.38 $9.69
Weighted Average Basic Share $149.2M $149.5M $150M $148.8M $142.2M
Weighted Average Diluted Share $149.8M $149.8M $150.5M $150.9M $144.3M
 
EBITDA -- -- -- -- --
EBIT $1.2B $814M $1.6B $1.1B $1.2B
 
Revenue (Reported) $2.7B $3.1B $3.7B $3.6B $3.5B
Operating Income (Reported) $382.8M $507M $949M $408M $567M
Operating Income (Adjusted) $1.2B $814M $1.6B $1.1B $1.2B
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Cash and Equivalents $2.8B $1.1B $324M $436M $365M
Short Term Investments $225M $175M $95M $171M $170M
Accounts Receivable, Net $114M $151M $164M $144M $145M
Inventory -- -- -- -- --
Prepaid Expenses -- -- -- -- --
Other Current Assets -- -- -- -- --
Total Current Assets $3.1B $1.4B $618M $830M $782M
 
Property Plant And Equipment $332M $312M $283M $265M $229M
Long-Term Investments $225M $2.8B $3.6B $3.2B $3.4B
Goodwill $634M $634M $634M $634M $634M
Other Intangibles $77M $53M $165M $128M $112M
Other Long-Term Assets -- -- -- -- --
Total Assets $22.5B $22B $25.6B $23.2B $22.9B
 
Accounts Payable $354M $291M $398M $422M $326M
Accrued Expenses $384M $314M $306M $273M $295M
Current Portion Of Long-Term Debt -- -- -- -- --
Current Portion Of Capital Lease Obligations -- -- -- -- --
Other Current Liabilities -- -- -- -- --
Total Current Liabilities $1.1B $9.8B $11.3B $5.5B $8.6B
 
Long-Term Debt $8.5B $4.3B $1.8B $5.2B $2.4B
Capital Leases -- -- -- -- --
Total Liabilities $21B $20B $23.3B $20.3B $19.9B
 
Common Stock $1M $1M $1M $1M $1M
Other Common Equity Adj -- -- -- -- --
Common Equity $1.5B $2.1B $2.3B $2.9B $3.1B
Total Preferred Equity -- -- -- -- --
Minority Interest, Total -- -- -- -- --
Total Equity $1.5B $2.1B $2.3B $2.9B $3.1B
 
Total Liabilities and Equity $22.5B $22B $25.6B $23.2B $22.9B
Cash and Short Terms $3B $3.2B $4B $3.8B $3.8B
Total Debt $8.5B $7.6B $2B $5.4B $5.7B
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Cash and Equivalents $4.7B $3.6B $3.4B $3.5B $3.8B
Short Term Investments -- $105M $27M $182M --
Accounts Receivable, Net $14.4B -- -- -- --
Inventory $192.3M -- -- -- --
Prepaid Expenses -- -- -- -- --
Other Current Assets $872.3M -- -- -- --
Total Current Assets $19.4B $3.6B $3.4B $3.5B $3.8B
 
Property Plant And Equipment $500.2M $204M $160M $148M $122M
Long-Term Investments $174.4M $6M -- $47M $61M
Goodwill $1.3B -- -- -- --
Other Intangibles $64.1M -- -- -- --
Other Long-Term Assets $625M -- -- -- --
Total Assets $22.3B $22B $21.6B $21.7B $21.7B
 
Accounts Payable $365.6M -- -- -- --
Accrued Expenses $387.9M -- -- -- --
Current Portion Of Long-Term Debt $3.2B -- -- -- --
Current Portion Of Capital Lease Obligations $21.9M -- -- -- --
Other Current Liabilities $8B -- -- -- --
Total Current Liabilities $12.9B -- $803M $761M $2.5B
 
Long-Term Debt $6.5B $5.9B $3.9B $4.6B $2.5B
Capital Leases -- -- -- -- --
Total Liabilities $20B $19.6B $18.7B $18.6B $18.4B
 
Common Stock $500K $1M $1M $1M $1M
Other Common Equity Adj -- -- -- -- --
Common Equity -- -- -- -- --
Total Preferred Equity -- -- -- -- --
Minority Interest, Total -- -- -- -- --
Total Equity $2.2B $2.4B $2.9B $3.1B $3.3B
 
Total Liabilities and Equity $22.3B $22B $21.6B $21.7B $21.7B
Cash and Short Terms $4.7B $3.7B $3.4B $3.6B --
Total Debt $17.5B $5.9B $4.2B $4.6B $3.8B
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Net Income to Stockholders $214M $801M $223M $718M $277M
Depreciation & Amoritzation $184M $123M $113M $116M $90M
Stock-Based Compensation $21M $29M $33M $44M $54M
Change in Accounts Receivable -- -- -- -- --
Change in Inventories -- -- -- -- --
Cash From Operations $1.9B $1.5B $1.8B $2B $1.9B
 
Capital Expenditures $54M $84M $68M $48M $36M
Cash Acquisitions -$267M $75M -- -- --
Cash From Investing $1.8B -$1.7B -$5.1B $788M -$1.2B
 
Dividends Paid (Ex Special Dividend) -$61M $42M $43M $42M $43M
Special Dividend Paid
Long-Term Debt Issued $3.7B $5B $4.5B $4B $2.7B
Long-Term Debt Repaid -$5.4B -$5.4B -$3.9B -$6.7B -$2.6B
Repurchase of Common Stock -- -- -- $35M $55M
Other Financing Activities -$15M -$144M -$16M -$104M -$22M
Cash From Financing -$4.2B $608M $3.3B -$3.1B -$592M
 
Beginning Cash (CF) $4B $3.5B $3.9B $3.9B $3.6B
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions -$510M $460M $4M -$311M $98M
Ending Cash (CF) $3.5B $3.9B $3.9B $3.6B $3.7B
 
Levered Free Cash Flow $1.8B $1.5B $1.8B $1.9B $1.8B
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Net Income to Stockholders $223.7M $134M $172M $2M --
Depreciation & Amoritzation $31M -- -- -- --
Stock-Based Compensation $8.6M $8M $10M $13M $13M
Change in Accounts Receivable -- -- -- -- --
Change in Inventories -- -- -- -- --
Cash From Operations $474.8M $608M $629M $456M $605M
 
Capital Expenditures $23.9M $10M $10M $3M $8M
Cash Acquisitions -- -- -- -- --
Cash From Investing -$153.9M -$591M -$281M -$569M -$338M
 
Dividends Paid (Ex Special Dividend) $10.5M $10M $11M $10M $9M
Special Dividend Paid -- -- -- -- --
Long-Term Debt Issued $710M $135M $125M $565M --
Long-Term Debt Repaid -$750M -$1.6B -$602M -$892M --
Repurchase of Common Stock -- -- $35M -- $40M
Other Financing Activities -$6M $8M -$1M -$3M --
Cash From Financing $207.5M -$106M -$304M -$488M -$306M
 
Beginning Cash (CF) $3.9B $3.7B $3.4B $4.1B --
Foreign Exchange Rate Adjustment -$4.9M -- -- -- --
Additions / Reductions $523.5M -$89M $44M -$601M -$39M
Ending Cash (CF) $4.4B $3.6B $3.4B $3.5B --
 
Levered Free Cash Flow $450.9M $598M $619M $453M $597M
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Net Income to Stockholders $795.4M $375M $541M $313M --
Depreciation & Amoritzation $160.7M $106M $125M $92M --
Stock-Based Compensation $29.7M $28.4M $41M $53M $54M
Change in Accounts Receivable -- -- -- -- --
Change in Inventories -- -- -- -- --
Cash From Operations $1.6B $1.7B $1.9B $2B $2B
 
Capital Expenditures $74.9M $78.2M $42M $50M $27M
Cash Acquisitions $266.8M $75M -- -- --
Cash From Investing -$1.2B -$3.6B -$1B -$1.6B -$1.2B
 
Dividends Paid (Ex Special Dividend) $41.7M $42.4M $43M $42M $42M
Special Dividend Paid
Long-Term Debt Issued $4.9B $4.1B $4.8B $3.2B --
Long-Term Debt Repaid -$4.8B -$4.9B -$6.5B -$3B --
Repurchase of Common Stock -- $12M $23M $11M $234M
Other Financing Activities $2B -$143M -$94M -$28M --
Cash From Financing -$259.3M $1.6B -$1B -$312M -$476M
 
Beginning Cash (CF) -- -- -- -- --
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions $180.4M -$282.4M -$213M $76M $308M
Ending Cash (CF) -- -- -- -- --
 
Levered Free Cash Flow $1.5B $1.6B $1.8B $1.9B $2B
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Net Income to Stockholders $783.7M $357M $675M $270M $276M
Depreciation & Amoritzation $97M $21M $34M $23M $42M
Stock-Based Compensation $24.6M $24M $32M $41M $41M
Change in Accounts Receivable -- -- -- -- --
Change in Inventories -- -- -- -- --
Cash From Operations $1.2B $1.4B $1.4B $1.4B $1.5B
 
Capital Expenditures $58.9M $53M $27M $29M $20M
Cash Acquisitions -- -- -- -- --
Cash From Investing $381.1M -$1.5B $2.6B $182M $132M
 
Dividends Paid (Ex Special Dividend) -$10.5M $32M $32M $32M $31M
Special Dividend Paid -- -- -- -- --
Long-Term Debt Issued $2.8B $1.9B $2.3B $1.6B $400M
Long-Term Debt Repaid -$4B -$3.5B -$6.1B -$2.4B -$1.7B
Repurchase of Common Stock -- $12M $35M $11M $190M
Other Financing Activities -$15M -$14M -$92M -$16M -$29M
Cash From Financing -$1.2B -$178M -$4.5B -$1.7B -$1.6B
 
Beginning Cash (CF) $10.6B $11.3B $10.9B $11.5B $8B
Foreign Exchange Rate Adjustment -$3.9M -- -- -- --
Additions / Reductions $426.5M -$315M -$532M -$145M $65M
Ending Cash (CF) $11B $10.9B $10.4B $11.4B $8.1B
 
Levered Free Cash Flow $1.1B $1.3B $1.3B $1.4B $1.5B

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