Is DocuSign Stock Undervalued?
Digital signature software business DocuSign (NASDAQ:DOCU) has been struggling over…
Buy
85
ENVA Quote, Financials, Valuation and Earnings
Last price:
$164.50
Seasonality move
:
5.98%
Day range:
$162.58 - $164.93
52-week range:
$79.41 - $168.68
Dividend yield:
0%
P/E ratio:
15.13x
P/S ratio:
1.46x
P/B ratio:
3.18x
Volume:
58.6K
Avg. volume:
265.4K
1-year change:
66.94%
Market cap:
$4.1B
Revenue:
$2.7B
EPS (TTM):
$10.89
Price Performance History
Performance vs. Valuation Benchmarks
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Competitors
| Company | Revenue Forecast | Earnings Forecast | Revenue Growth Forecast | Earnings Growth Forecast | Analyst Price Target Median |
|---|---|---|---|---|---|
|
ENVA
Enova International, Inc.
|
$806.6M | $3.03 | 14.78% | 37.69% | $179.50 |
|
AGM.A
Federal Agricultural Mortgage Corp.
|
-- | -- | -- | -- | -- |
|
MFIN
Medallion Financial Corp.
|
$53.8M | $0.29 | -30.84% | -3.96% | $12.00 |
|
OMF
OneMain Holdings, Inc.
|
$1.2B | $1.60 | -14.43% | 49.47% | $68.40 |
|
PRAA
PRA Group, Inc.
|
$295.8M | $0.50 | 1.16% | 8.22% | $22.67 |
|
UPST
Upstart Holdings, Inc.
|
$279.6M | $0.42 | 31.8% | -98.3% | $55.38 |
| Company | Price | Analyst Target | Market Cap | P/E Ratio | Dividend per Share | Dividend Yield | Price / LTM Sales |
|---|---|---|---|---|---|---|---|
|
ENVA
Enova International, Inc.
|
$164.67 | $179.50 | $4.1B | 15.13x | $0.00 | 0% | 1.46x |
|
AGM.A
Federal Agricultural Mortgage Corp.
|
$132.59 | -- | $1.4B | 7.55x | $1.50 | 4.53% | 1.38x |
|
MFIN
Medallion Financial Corp.
|
$10.50 | $12.00 | $244.4M | 6.15x | $0.12 | 4.48% | 0.75x |
|
OMF
OneMain Holdings, Inc.
|
$68.97 | $68.40 | $8.1B | 11.71x | $1.05 | 6.05% | 1.35x |
|
PRAA
PRA Group, Inc.
|
$17.52 | $22.67 | $683.5M | 5.62x | $0.00 | 0% | 0.57x |
|
UPST
Upstart Holdings, Inc.
|
$48.22 | $55.38 | $4.7B | 211.77x | $0.00 | 0% | 4.98x |
| Company | Total Debt / Total Capital | Beta | Debt to Equity | Quick Ratio |
|---|---|---|---|---|
|
ENVA
Enova International, Inc.
|
76.33% | 1.682 | 144.52% | 1.41x |
|
AGM.A
Federal Agricultural Mortgage Corp.
|
94.54% | 0.932 | 1566.42% | 0.09x |
|
MFIN
Medallion Financial Corp.
|
85.57% | 0.067 | 704.68% | 1.40x |
|
OMF
OneMain Holdings, Inc.
|
86.86% | 1.658 | 334.22% | 33.48x |
|
PRAA
PRA Group, Inc.
|
80.27% | -0.650 | 573.34% | 0.65x |
|
UPST
Upstart Holdings, Inc.
|
72.41% | 2.956 | 39.49% | 4.50x |
| Company | Gross Profit | Operating Income | Return on Invested Capital | Return on Common Equity | EBIT Margin | Free Cash Flow |
|---|---|---|---|---|---|---|
|
ENVA
Enova International, Inc.
|
-- | $196.8M | 5.87% | 24.09% | 24.52% | $470.5M |
|
AGM.A
Federal Agricultural Mortgage Corp.
|
$286.3M | $249.9M | 0.73% | 14.01% | 89.86% | $74.2M |
|
MFIN
Medallion Financial Corp.
|
$60.1M | $24.1M | 1.86% | 11.17% | 50.84% | $67M |
|
OMF
OneMain Holdings, Inc.
|
$1.3B | $1.1B | 2.82% | 21.52% | 69.64% | $828M |
|
PRAA
PRA Group, Inc.
|
$199.9M | $103.5M | -6.69% | -26.6% | 33.15% | -$11.3M |
|
UPST
Upstart Holdings, Inc.
|
$271M | $23.7M | 1.48% | 4.78% | 8.54% | -$126.6M |
Enova International, Inc. vs. Competitors
-
Which has Higher Returns ENVA or AGM.A?
Federal Agricultural Mortgage Corp. has a net margin of 10.01% compared to Enova International, Inc.'s net margin of 19.21%. Enova International, Inc.'s return on equity of 24.09% beat Federal Agricultural Mortgage Corp.'s return on equity of 14.01%.
Company Gross Margin Earnings Per Share Invested Capital ENVAEnova International, Inc.-- $3.03 $5.4B AGM.AFederal Agricultural Mortgage Corp.-- $4.44 $30.9B -
What do Analysts Say About ENVA or AGM.A?
Enova International, Inc. has a consensus price target of $179.50, signalling upside risk potential of 9.01%. On the other hand Federal Agricultural Mortgage Corp. has an analysts' consensus of -- which suggests that it could fall by --. Given that Enova International, Inc. has higher upside potential than Federal Agricultural Mortgage Corp., analysts believe Enova International, Inc. is more attractive than Federal Agricultural Mortgage Corp..
Company Buy Ratings Hold Ratings Sell Ratings ENVAEnova International, Inc.5 1 0 AGM.AFederal Agricultural Mortgage Corp.0 0 0 -
Is ENVA or AGM.A More Risky?
Enova International, Inc. has a beta of 1.313, which suggesting that the stock is 31.325% more volatile than S&P 500. In comparison Federal Agricultural Mortgage Corp. has a beta of 1.034, suggesting its more volatile than the S&P 500 by 3.369%.
-
Which is a Better Dividend Stock ENVA or AGM.A?
Enova International, Inc. has a quarterly dividend of $0.00 per share corresponding to a yield of 0%. Federal Agricultural Mortgage Corp. offers a yield of 4.53% to investors and pays a quarterly dividend of $1.50 per share. Enova International, Inc. pays -- of its earnings as a dividend. Federal Agricultural Mortgage Corp. pays out 34.06% of its earnings as a dividend. Federal Agricultural Mortgage Corp.'s payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.
-
Which has Better Financial Ratios ENVA or AGM.A?
Enova International, Inc. quarterly revenues are $802.7M, which are larger than Federal Agricultural Mortgage Corp. quarterly revenues of $286.3M. Enova International, Inc.'s net income of $80.3M is higher than Federal Agricultural Mortgage Corp.'s net income of $55M. Notably, Enova International, Inc.'s price-to-earnings ratio is 15.13x while Federal Agricultural Mortgage Corp.'s PE ratio is 7.55x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Enova International, Inc. is 1.46x versus 1.38x for Federal Agricultural Mortgage Corp.. Usually stocks with elevated PS ratios are considered overvalued.
Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income ENVAEnova International, Inc.1.46x 15.13x $802.7M $80.3M AGM.AFederal Agricultural Mortgage Corp.1.38x 7.55x $286.3M $55M
-
Which has Higher Returns ENVA or MFIN?
Medallion Financial Corp. has a net margin of 10.01% compared to Enova International, Inc.'s net margin of 16.24%. Enova International, Inc.'s return on equity of 24.09% beat Medallion Financial Corp.'s return on equity of 11.17%.
Company Gross Margin Earnings Per Share Invested Capital ENVAEnova International, Inc.-- $3.03 $5.4B MFINMedallion Financial Corp.71.71% $0.32 $2.9B -
What do Analysts Say About ENVA or MFIN?
Enova International, Inc. has a consensus price target of $179.50, signalling upside risk potential of 9.01%. On the other hand Medallion Financial Corp. has an analysts' consensus of $12.00 which suggests that it could grow by 14.29%. Given that Medallion Financial Corp. has higher upside potential than Enova International, Inc., analysts believe Medallion Financial Corp. is more attractive than Enova International, Inc..
Company Buy Ratings Hold Ratings Sell Ratings ENVAEnova International, Inc.5 1 0 MFINMedallion Financial Corp.1 1 0 -
Is ENVA or MFIN More Risky?
Enova International, Inc. has a beta of 1.313, which suggesting that the stock is 31.325% more volatile than S&P 500. In comparison Medallion Financial Corp. has a beta of 0.668, suggesting its less volatile than the S&P 500 by 33.179%.
-
Which is a Better Dividend Stock ENVA or MFIN?
Enova International, Inc. has a quarterly dividend of $0.00 per share corresponding to a yield of 0%. Medallion Financial Corp. offers a yield of 4.48% to investors and pays a quarterly dividend of $0.12 per share. Enova International, Inc. pays -- of its earnings as a dividend. Medallion Financial Corp. pays out 26.98% of its earnings as a dividend. Medallion Financial Corp.'s payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.
-
Which has Better Financial Ratios ENVA or MFIN?
Enova International, Inc. quarterly revenues are $802.7M, which are larger than Medallion Financial Corp. quarterly revenues of $83.8M. Enova International, Inc.'s net income of $80.3M is higher than Medallion Financial Corp.'s net income of $13.6M. Notably, Enova International, Inc.'s price-to-earnings ratio is 15.13x while Medallion Financial Corp.'s PE ratio is 6.15x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Enova International, Inc. is 1.46x versus 0.75x for Medallion Financial Corp.. Usually stocks with elevated PS ratios are considered overvalued.
Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income ENVAEnova International, Inc.1.46x 15.13x $802.7M $80.3M MFINMedallion Financial Corp.0.75x 6.15x $83.8M $13.6M
-
Which has Higher Returns ENVA or OMF?
OneMain Holdings, Inc. has a net margin of 10.01% compared to Enova International, Inc.'s net margin of 12.48%. Enova International, Inc.'s return on equity of 24.09% beat OneMain Holdings, Inc.'s return on equity of 21.52%.
Company Gross Margin Earnings Per Share Invested Capital ENVAEnova International, Inc.-- $3.03 $5.4B OMFOneMain Holdings, Inc.84.32% $1.67 $25.7B -
What do Analysts Say About ENVA or OMF?
Enova International, Inc. has a consensus price target of $179.50, signalling upside risk potential of 9.01%. On the other hand OneMain Holdings, Inc. has an analysts' consensus of $68.40 which suggests that it could fall by -0.83%. Given that Enova International, Inc. has higher upside potential than OneMain Holdings, Inc., analysts believe Enova International, Inc. is more attractive than OneMain Holdings, Inc..
Company Buy Ratings Hold Ratings Sell Ratings ENVAEnova International, Inc.5 1 0 OMFOneMain Holdings, Inc.9 6 0 -
Is ENVA or OMF More Risky?
Enova International, Inc. has a beta of 1.313, which suggesting that the stock is 31.325% more volatile than S&P 500. In comparison OneMain Holdings, Inc. has a beta of 1.387, suggesting its more volatile than the S&P 500 by 38.661%.
-
Which is a Better Dividend Stock ENVA or OMF?
Enova International, Inc. has a quarterly dividend of $0.00 per share corresponding to a yield of 0%. OneMain Holdings, Inc. offers a yield of 6.05% to investors and pays a quarterly dividend of $1.05 per share. Enova International, Inc. pays -- of its earnings as a dividend. OneMain Holdings, Inc. pays out 97.23% of its earnings as a dividend. OneMain Holdings, Inc.'s payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.
-
Which has Better Financial Ratios ENVA or OMF?
Enova International, Inc. quarterly revenues are $802.7M, which are smaller than OneMain Holdings, Inc. quarterly revenues of $1.6B. Enova International, Inc.'s net income of $80.3M is lower than OneMain Holdings, Inc.'s net income of $199M. Notably, Enova International, Inc.'s price-to-earnings ratio is 15.13x while OneMain Holdings, Inc.'s PE ratio is 11.71x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Enova International, Inc. is 1.46x versus 1.35x for OneMain Holdings, Inc.. Usually stocks with elevated PS ratios are considered overvalued.
Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income ENVAEnova International, Inc.1.46x 15.13x $802.7M $80.3M OMFOneMain Holdings, Inc.1.35x 11.71x $1.6B $199M
-
Which has Higher Returns ENVA or PRAA?
PRA Group, Inc. has a net margin of 10.01% compared to Enova International, Inc.'s net margin of -129.38%. Enova International, Inc.'s return on equity of 24.09% beat PRA Group, Inc.'s return on equity of -26.6%.
Company Gross Margin Earnings Per Share Invested Capital ENVAEnova International, Inc.-- $3.03 $5.4B PRAAPRA Group, Inc.64.01% -$10.43 $4.8B -
What do Analysts Say About ENVA or PRAA?
Enova International, Inc. has a consensus price target of $179.50, signalling upside risk potential of 9.01%. On the other hand PRA Group, Inc. has an analysts' consensus of $22.67 which suggests that it could grow by 29.38%. Given that PRA Group, Inc. has higher upside potential than Enova International, Inc., analysts believe PRA Group, Inc. is more attractive than Enova International, Inc..
Company Buy Ratings Hold Ratings Sell Ratings ENVAEnova International, Inc.5 1 0 PRAAPRA Group, Inc.1 2 0 -
Is ENVA or PRAA More Risky?
Enova International, Inc. has a beta of 1.313, which suggesting that the stock is 31.325% more volatile than S&P 500. In comparison PRA Group, Inc. has a beta of 1.319, suggesting its more volatile than the S&P 500 by 31.921%.
-
Which is a Better Dividend Stock ENVA or PRAA?
Enova International, Inc. has a quarterly dividend of $0.00 per share corresponding to a yield of 0%. PRA Group, Inc. offers a yield of 0% to investors and pays a quarterly dividend of $0.00 per share. Enova International, Inc. pays -- of its earnings as a dividend. PRA Group, Inc. pays out -- of its earnings as a dividend.
-
Which has Better Financial Ratios ENVA or PRAA?
Enova International, Inc. quarterly revenues are $802.7M, which are larger than PRA Group, Inc. quarterly revenues of $312.2M. Enova International, Inc.'s net income of $80.3M is higher than PRA Group, Inc.'s net income of -$404M. Notably, Enova International, Inc.'s price-to-earnings ratio is 15.13x while PRA Group, Inc.'s PE ratio is 5.62x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Enova International, Inc. is 1.46x versus 0.57x for PRA Group, Inc.. Usually stocks with elevated PS ratios are considered overvalued.
Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income ENVAEnova International, Inc.1.46x 15.13x $802.7M $80.3M PRAAPRA Group, Inc.0.57x 5.62x $312.2M -$404M
-
Which has Higher Returns ENVA or UPST?
Upstart Holdings, Inc. has a net margin of 10.01% compared to Enova International, Inc.'s net margin of 11.48%. Enova International, Inc.'s return on equity of 24.09% beat Upstart Holdings, Inc.'s return on equity of 4.78%.
Company Gross Margin Earnings Per Share Invested Capital ENVAEnova International, Inc.-- $3.03 $5.4B UPSTUpstart Holdings, Inc.97.79% $0.23 $2.7B -
What do Analysts Say About ENVA or UPST?
Enova International, Inc. has a consensus price target of $179.50, signalling upside risk potential of 9.01%. On the other hand Upstart Holdings, Inc. has an analysts' consensus of $55.38 which suggests that it could grow by 14.86%. Given that Upstart Holdings, Inc. has higher upside potential than Enova International, Inc., analysts believe Upstart Holdings, Inc. is more attractive than Enova International, Inc..
Company Buy Ratings Hold Ratings Sell Ratings ENVAEnova International, Inc.5 1 0 UPSTUpstart Holdings, Inc.4 6 2 -
Is ENVA or UPST More Risky?
Enova International, Inc. has a beta of 1.313, which suggesting that the stock is 31.325% more volatile than S&P 500. In comparison Upstart Holdings, Inc. has a beta of 0.000, suggesting its less volatile than the S&P 500 by 100%.
-
Which is a Better Dividend Stock ENVA or UPST?
Enova International, Inc. has a quarterly dividend of $0.00 per share corresponding to a yield of 0%. Upstart Holdings, Inc. offers a yield of 0% to investors and pays a quarterly dividend of $0.00 per share. Enova International, Inc. pays -- of its earnings as a dividend. Upstart Holdings, Inc. pays out -- of its earnings as a dividend.
-
Which has Better Financial Ratios ENVA or UPST?
Enova International, Inc. quarterly revenues are $802.7M, which are larger than Upstart Holdings, Inc. quarterly revenues of $277.1M. Enova International, Inc.'s net income of $80.3M is higher than Upstart Holdings, Inc.'s net income of $31.8M. Notably, Enova International, Inc.'s price-to-earnings ratio is 15.13x while Upstart Holdings, Inc.'s PE ratio is 211.77x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Enova International, Inc. is 1.46x versus 4.98x for Upstart Holdings, Inc.. Usually stocks with elevated PS ratios are considered overvalued.
Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income ENVAEnova International, Inc.1.46x 15.13x $802.7M $80.3M UPSTUpstart Holdings, Inc.4.98x 211.77x $277.1M $31.8M
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