Is Amazon an AI Stock?
With the market starting to look skittish on pure-play AI…
Buy
79
ENVA Quote, Financials, Valuation and Earnings
Last price:
$136.33
Seasonality move
:
17.37%
Day range:
$134.40 - $136.41
52-week range:
$79.41 - $136.41
Dividend yield:
0%
P/E ratio:
12.51x
P/S ratio:
1.21x
P/B ratio:
2.63x
Volume:
239.7K
Avg. volume:
241.8K
1-year change:
28.37%
Market cap:
$3.4B
Revenue:
$2.7B
EPS (TTM):
$10.89
Analysts' Opinion
-
Consensus RatingEnova International, Inc. has received a consensus rating of Buy. The company's average rating is a Buy based on 5 Buy ratings, 1 Hold rating, and 0 Sell ratings.
-
Price Target UpsideAccording to analysts' consensus price target of $140.63, Enova International, Inc. has an estimated upside of 3.28% from its current price of $136.16.
-
Price Target DownsideAccording to analysts, the lowest downside price target is $111.00 representing 100% downside risk from its current price of $136.16.
Fair Value
-
According to the consensus of 6 analysts, Enova International, Inc. has 3.28% upside to fair value with a price target of $140.63 per share.
ENVA vs. S&P 500
-
Over the past 5 trading days, Enova International, Inc. has overperformed the S&P 500 by 4.12% suggesting its relative strength compared to the major market average is strong at this time.
Share Buyback
-
Enova International, Inc. does have a share repurchase program in place at this time. The scale of a buyback program can materially affect share price and usually results in a higher earnings per share, all else being equal, when the share count drops.
Revenue Growth
-
Enova International, Inc. has grown year-over-year revenues for 18 quarters straight. In the most recent quarter Enova International, Inc. reported revenues of $802.7M.
Earnings Growth
-
Enova International, Inc. has grown year-over-year earnings for 7 quarters straight. In the most recent quarter Enova International, Inc. reported earnings per share of $3.03.
Enterprise value:
7.2B
EV / Invested capital:
1.32x
Price / LTM sales:
1.21x
EV / EBIT:
10.11x
EV / Revenue:
2.35x
PEG ratio (5yr expected):
0.17x
EV / Free cash flow:
4.20x
Price / Operating cash flow:
2.15x
Enterprise value / EBITDA:
9.53x
Gross Profit (TTM):
--
Return On Assets:
5.35%
Net Income Margin (TTM):
9.64%
Return On Equity:
24.09%
Return On Invested Capital:
5.87%
Operating Margin:
24.52%
| Trailing 12 Months | Fiscal Quarters | |||||
|---|---|---|---|---|---|---|
| Period Ending | 2023-09-30 | 2024-09-30 | 2025-09-30 | 2024-09-30 | 2025-09-30 | |
| Income Statement | ||||||
| Revenue | $2B | $2.5B | $3B | $689.9M | $802.7M | |
| Gross Profit | -- | -- | -- | -- | -- | |
| Operating Income | $429.8M | $527.1M | $708M | $153.7M | $196.8M | |
| EBITDA | $467.5M | $566.1M | $750.9M | $163.8M | $209.1M | |
| Diluted EPS | $5.91 | $6.26 | $10.89 | $1.57 | $3.03 | |
| Period Ending | 2021-09-30 | 2022-09-30 | 2023-09-30 | 2024-09-30 | 2025-09-30 | |
|---|---|---|---|---|---|---|
| Balance Sheet | ||||||
| Current Assets | $2B | $3B | $3.6B | $4.5B | $5.5B | |
| Total Assets | $2.5B | $3.5B | $4.1B | $5B | $6B | |
| Current Liabilities | $124.6M | $169M | $275.8M | $259.5M | $252.9M | |
| Total Liabilities | $1.3B | $2.4B | $2.8B | $3.8B | $4.7B | |
| Total Equity | $1.1B | $1.1B | $1.3B | $1.2B | $1.3B | |
| Total Debt | $1.1B | $2.1B | $2.5B | $3.3B | $4.1B | |
| Trailing 12 Months | Fiscal Quarters | |||||
|---|---|---|---|---|---|---|
| Period Ending | 2023-09-30 | 2024-09-30 | 2025-09-30 | 2024-09-30 | 2025-09-30 | |
| Cash Flow Statement | ||||||
| Cash Flow Operations | $1.1B | $1.4B | $1.8B | $398.6M | $481.8M | |
| Cash From Investing | -$1.4B | -$1.9B | -$2.2B | -$482.3M | -$605.1M | |
| Cash From Financing | $272.6M | $534.9M | $573.7M | $66.8M | $100.8M | |
| Free Cash Flow | $1.1B | $1.4B | $1.7B | $387.6M | $470.5M | |
ENVA
Sector
Market Cap
$3.4B
$555.2M
Price % of 52-Week High
99.82%
90.06%
Dividend Yield
0%
1.64%
Shareholder Yield
1.36%
3.16%
1-Year Price Total Return
28.37%
1.45%
Beta (5-Year)
1.313
0.481
Dividend yield:
0%
Annualized payout:
$0.00
Payout ratio:
--
Growth streak:
0 years
Technicals
8-day SMA
Buy
Level
$131.36
200-day SMA
Buy
Level
$107.30
Bollinger Bands (100)
Buy
Level
108.25 - 125.21
Chaikin Money Flow
Buy
Level
2.3M
20-day SMA
Buy
Level
$127.09
Relative Strength Index (RSI14)
Buy
Level
68.80
ADX Line
Buy
Level
37.64
Williams %R
Sell
Level
-1.4376
50-day SMA
Buy
Level
$119.88
MACD (12, 26)
Buy
Level
3.72
25-day Aroon Oscillator
Buy
Level
92
On Balance Volume
Neutral
Level
29.1M
Financial Scores
Hold
Altman Z-Score
(Annual)
Level (2.7273)
Sell
CA Score
(Annual)
Level (-0.8783)
Buy
Beneish M-Score
(Annual)
Level (-4.4025)
Buy
Momentum Score
Level (8)
Buy
Ohlson Score
Level (0.0695)
Buy
Piotroski F Score
(Annual)
Level (7)
Buy
Quality Ratio Score
Level (2)
Buy
Fundamental Score
Level (7)
Revenue Forecast
Earnings per Share Forecast
Company Profile
Enova International, Inc. engages in the provision of online financial services. Its products and services include short-term consumer loan, line of credit accounts, instalment loans, receivables purchase agreements, credit services organization program, bank program, and decision management platform-as-a-service & analytics-as-a-service. It caters non-prime credit consumers and small businesses in the United States and Brazil. The company was founded by Albert Goldstein and Alexander Goldstein in 2003 and is headquartered in Chicago, IL.
Stock Forecast FAQ
In the current month, ENVA has received 5 Buy ratings 1 Hold ratings, and 0 Sell ratings. The ENVA average analyst price target in the past 3 months is $140.63.
-
Where Will Enova International, Inc. Stock Be In 1 Year?
According to analysts, the consensus estimate is that Enova International, Inc. share price will rise to $140.63 per share over the next 12 months.
-
What Do Analysts Say About Enova International, Inc.?
Analysts are divided on their view about Enova International, Inc. share price and where it will be in the next 12 months. The majority of analysts rate the stock a Buy. However, a smaller subset of analysts suggest that Enova International, Inc. is a Sell and believe this share price will drop from its current level to $111.00.
-
What Is Enova International, Inc.'s Price Target?
The price target for Enova International, Inc. over the next 1-year time period is forecast to be $140.63 according to 6 Wall Street analysts, 5 of them rate the stock a Buy, 0 rate the stock a Sell, and 1 analyst rates the stock a Hold.
-
Is ENVA A Buy, Sell Or Hold?
According to Wall Street analysts, the consensus rating for Enova International, Inc. is a Buy. 5 of 6 analysts rate the stock a Buy at this time.
-
How Can I Buy Shares Of ENVA?
You can purchase shares of Enova International, Inc. via an online brokerage firm such as TD Ameritrade.com, thinkorswim.com, e-trade.com, or Schwab.com. Many other digital online brokerages exist such as RobinHood and Webull where you can purchase Enova International, Inc. shares.
-
What Is The Enova International, Inc. Share Price Today?
Enova International, Inc. was last trading at $136.33 per share. This represents the most recent stock quote for Enova International, Inc.. Yesterday, Enova International, Inc. closed at $136.16 per share.
-
How To Buy Enova International, Inc. Stock Online?
In order to purchase Enova International, Inc. stock online, open a brokerage account, deposit funds into the account, and select an order type to purchase shares whether it be market or limit.
Get ENVA Stock Alert
Signup to receive the latest stock alerts
Financial Ratios
ENVA
Sector
P/E ratio
12.51x
11.85x
PEG ratio
0.17x
0.31x
P/B ratio
2.63x
1.08x
Price / LTM sales
1.21x
1.79x
Growth Metrics
ENVA
Sector
Revenue growth
16.34%
5.54%
Earnings growth
93.65%
14.71%
Revenue (5-year growth)
17.74%
8.86%
Earnings forecast
$3.03
$0.62
Profitability
ENVA
Sector
Profitability FY 2024
--
--
Return on invested capital
5.87%
5.04%
Return on assets
5.35%
1.02%
Return on equity
24.09%
9.7%
Earnings Date
Last Earnings Date
Oct
23
Next Earnings Date
Feb
3
Estimated Next Earnings Date
Jan
22
Balance Sheet
ENVA
Sector
Total cash
$357M
$436.6M
Short term investments
--
$211.5M
Total assets
$5.3B
$3.1B
Long term debt
$4.1B
$84.4M
SEE THE 1% OF STOCKS YOU NEED TO OWN FOR MASSIVE RETURNS
GET BETTER TRADE IDEAS
Popular
Google Vs NVIDIA Stock: Which Is Best?
Alphabet (NASDAQ:GOOGL) and NVIDIA (NASDAQ:NVIDIA) are two of the market’s…
How High Could NVIDIA Stock Go?
NVIDIA (NASDAQ:NVDA) has been one of the best stocks to…
Stock Ideas
Buy
52
Is NVDA Stock a Buy?
Market Cap: $4.5T
P/E Ratio: 62x
Buy
61
Is AAPL Stock a Buy?
Market Cap: $4.1T
P/E Ratio: 38x
Buy
63
Is GOOG Stock a Buy?
Market Cap: $3.8T
P/E Ratio: 40x
Alerts
Buy
54
SMX alert for Dec 5
SMX (Security Matters) Plc [SMX] is up 154.74% over the past day.
Sell
15
HOV alert for Dec 5
Hovnanian Enterprises, Inc. [HOV] is down 22.58% over the past day.
Buy
67
NUTX alert for Dec 5
Nutex Health, Inc. [NUTX] is up 18.9% over the past day.
THE #1 STOCK ANALYSIS TOOL
TO MAKE SMARTER BUY AND SELL DECISIONS
Show me the best stock
